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From: "Royal Bank Business" <businessbanking@notifications.rbs.co.uk>
Subject: =?utf-8?B?Q2hhbmdlcyB0byB5b3VyIGNoYXJnZXM=?=
Date: Tue, 24 Jun 2025 11:00:52 +0100
To: <admin@showfile.com>
Reply-To: "Royal Bank Business" <businessbanking@notifications.rbs.co.uk>
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We=E2=80=99re changing some of our charges =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD
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Email not displaying quite right=3F
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6c0&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0NiZwMT0lNDBmMkIyUDQlMkJ1RnVrUkM4UW1YZ3BRemp4NEhBSXRHM3ZsdDVHQ2JzOFRxa28lM0Q&s=3DfV2YqmNrXzSZ0y0wmFqCvcG4Pl3X49Z70898LM565vU Try it in your browser .
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Company: SHOWFILE LIMITED
=E2=80=8C
Hello ,
=E2=80=8C
We want to tell you about some important changes to your account(s).
=E2=80=8C
It=E2=80=99s been a number of years since our day-to-day banking charges have changed. However, because the cost of providing services has gone up, we=E2=80=99ve had to review our charges. You can find our new charges at the links in the table below. They=E2=80=99ll remain unchanged for two years until at least September 2027.
=E2=80=8C
Your Business current account will continue to have no minimum monthly fee. Unlike accounts from many other banks, with us you=E2=80=99ll only pay for what you use.
What's changing
We're changing the price for the following services:
=E2=80=A2
Taking out and depositing cash into your account
=E2=80=A2
Issuing and paying in cheques
=E2=80=A2
Making Faster Payments and CHAPS in branch or over the phone (online digital payments remain unchanged)
=E2=80=A2
International and BACS Payments
What this means for you
We=E2=80=99ve looked at the services you=E2=80=99ve used recently. Assuming you continue to bank in the same way, we estimate you=E2=80=99re likely to pay the same each month.
=E2=80=8C
Where we had enough information, our estimate is based on the 12-month period ending November 2024. If we didn=E2=80=99t have enough information, we=E2=80=99ve given an estimated figure.
You can access more information on these pricing changes by following the links below:
Product
New charges effective from
Link to our charges
Business account charges
30th August 2025*
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6c5&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DUEjc7_4RnSB4j742KKvn6eg4Qlkr7aIncPCH-vp5vNQ rbs.co.uk/businesscharges
CHAPS and International Payments (inbound and outbound)
Various, see link
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6c4&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3Dsp8beUbMb40CZFrw19HX5aG_xTpJEHmsKQFy9tYJTZo rbs.co.uk/IPcharges
* With the new charges applied from the start of your next charging period.
How you could reduce your charges
You don=E2=80=99t have to do anything, but you might be able to reduce your charges by changing the way you bank. To find out more, just visit https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6cb&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3Dl2jDX46d8BIYlkKuk4yoN5AbXPWAMTzmkmB9kfUkgZE rbs.co.uk/managecharges .
We're here to help
As always, when we make a change to your account, we need to let you know you can move part or all your money without any additional charges. However, we=E2=80=99d appreciate the opportunity to discuss your options before you make any decisions.
We can talk through the changes with you and see how we might be able to help. Give us a call on 0345 600 2230 (Relay UK 18001 0345 600 2230 ) or contact us via WhatsApp on +44 345 600 2230 .
=E2=80=8C
Please give us a call if you want to ask for this information in large print, braille, by audio or on coloured paper.
Kind regards,
=E2=80=8C
James Holian
Managing Director, Business Banking and International Retail
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6cc&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DAN7ubdGz1KjWftf8wpec2RVFwu-HHOOsJqsUChe-_pk
This email is confidential. So if you=E2=80=99ve received this instead of the person it was for, please delete it.
Need some help=3F
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6cd&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DHcIi_kLuwUyji8e469n7nw9RvaSXG3WhjCR0uQTCaSw Cora, your digital assistant , is ready to help 24/7 (we can=E2=80=99t receive replies to this email). If you received this email from a Relationship Manager at Royal Bank, you can contact them directly by hitting reply. But if not, please don't reply to this email as the mailbox isn't monitored.
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6ce&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DoBTBGNXCH9yjtKNeKTEu-0zqwFZaBTIgUa0C8v3wLNg How we keep you safe =E2=80=83|=E2=80=83 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6cf&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3Dy1HreJKyNNMzP0x7SmpO2yQoSJ1sGPRmE8rwT_7uRK0 Our privacy policy =E2=80=83|=E2=80=83 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt975747cb,a00a6668,8028a6d0&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DDeeJzxvbkvuGYRmdOt_QGFY46hN4e76cxkHlKajjjqo Support Centre
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The Royal Bank of Scotland plc. Registered in Scotland No. SC083026.
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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<div style=3D"font-size:0px; display:none; visibility:hidden; opacity:0; co=
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We=E2=80=99re changing some of our charges
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<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
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<td width=3D"100%" valign=3D"top" align=3D"center">
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<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
094-10" style=3D"width: 100%; padding-bottom: 15px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; padding: 19px 30px 18px; width: 100%;">
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;">Email not displaying quite right=3F</span></p>
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;"><span style=3D"text-decoration: underline; color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t18.notifications.rbs.c=
o.uk/r/=3Fid=3Dh975747cb,a00a6668,8028a6ac&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1=
NTg4NzY2OSZjaW49MTg0MDUwNzM0NiZwMT0lNDA4eHB2ZkNEU2NxaTk3QWswTGQ0MHdCdUVvT1N=
0MWpVM1p1NlpURnExQWpNJTNE&s=3Doo4T85moq8gbGqgwPnKRiEbYx3m8Xk9BBq5VNn3A4PY">=
<span style=3D"color: #5e10b1;"><u>Try it in your browser</u></span></a>.</=
span></span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">By clicking on links in this email, you agree to Royal Bank of Scotland =
tracking how you engage with our emails to improve our communications to cu=
stomers.</span></p>
</td>
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</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
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<td width=3D"100%" valign=3D"top" align=3D"center">
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img border=3D"0" valign=3D"top" width=3D"600" src=3D"https://res18.notifica=
tions.natwest.com/res/img/BA9DBEA7ACC63C85BB9D4BF40E686058.jpg" alt=3D"We=
=E2=80=99re changing some of our charges" title=3D"" class=3D"st-hide-mobil=
e st-resize" style=3D"border: 0px; display: block; width: 600px; max-width:=
100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile" style=3D"display: none; width: 0px; overflow=
: hidden;"><img src=3D"https://res18.notifications.natwest.com/res/img/E02B=
201D9088DBA4A6FA1AAFC9FEA321.jpg" border=3D"0" width=3D"600" valign=3D"top"=
alt=3D"We=E2=80=99re changing some of our charges" title=3D"" class=3D"st-=
resize" style=3D"display: block; border: none; max-width: 100%; height: aut=
o; width: 600px;"></div> <!--<![endif]-->
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width: 540px;">
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<td align=3D"center" valign=3D"bottom" width=3D"540">
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<tr>
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style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
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able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
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<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
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<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;"><span style=3D"color: #ff00ff;"><span style=3D"co=
lor: #646068;">Company: SHOWFILE LIMITED</span></span></p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Hello,</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">We want to tell you about some important changes =
to your account(s).</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">It’s been a number of years since our day-t=
o-day banking charges have changed. However, because the cost of providing =
services has gone up, we’ve had to review our charges. You can find o=
ur new charges at the links in the table below. They’ll remain unchan=
ged for two years until at least September 2027.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Your Business current account will continue to ha=
ve no minimum monthly fee. Unlike accounts from many other banks, with us y=
ou’ll only pay for what you use.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
194-43" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
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<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
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<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__b2ue1"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
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<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
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">
</p>
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<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
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</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
line-height: 26px;">What's changing</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 20px=
;">We're changing the price for the following services:</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__qsrr7"=
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Taking out and depositing cash into your account</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
194-43" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__7fl4p"=
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Issuing and paying in cheques</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
194-43" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__ki524"=
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Making Faster Payments and CHAPS in branch or over the phone (onli=
ne digital payments remain unchanged)</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
194-43" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__btkve"=
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">International and BACS Payments</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__mqqcc"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: 100%;"=
>
<p style=3D"text-align: left; margin: 0px;"><span style=3D"color: #5a287d;"=
>What this means for you</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">We’ve looked at the services you’ve u=
sed recently. Assuming you continue to bank in the same way, we estimate yo=
u’re likely to pay the same each month.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Where we had enough information, our estimate is =
based on the 12-month period ending November 2024. If we didn’t have =
enough information, we’ve given an estimated figure.</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__kafd" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">You can access more information on these pricing =
changes by following the links below:</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__tvl5" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1094-10" style=3D"wid=
th: 100%; padding-top: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__qco8v"=
style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#5A287D" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"175" class=3D"mob-w80" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-top: 1px solid=
#DDDDDD; padding: 6px 10px 6px 14px; width: 175px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 13px=
; font-weight: 700; letter-spacing: normal; line-height: 14px; width: 100%;=
">
<p style=3D"margin: 0px;">Product</p>
</td>
</tr>
</table>
</td>
<td width=3D"178" class=3D"mob-w83" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px sol=
id #DDDDDD; border-top: 1px solid #DDDDDD; padding: 6px 10px; width: 178px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 13px=
; font-weight: 700; letter-spacing: normal; line-height: 14px; width: 100%;=
">
<p style=3D"margin: 0px;">New charges effective from</p>
</td>
</tr>
</table>
</td>
<td width=3D"167" class=3D"mob-w72" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-right: 1px solid #DDDDDD; border-top: 1px soli=
d #DDDDDD; padding: 6px 22px 6px 10px; width: 167px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 13px=
; font-weight: 700; letter-spacing: normal; line-height: 14px; width: 100%;=
">
<p style=3D"margin: 0px;">Link to our charges</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1094-10" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__thf9" =
style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrappe=
r st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"179" class=3D"mob-w84" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; wi=
dth: 179px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;">Business account charges</p>
</td>
</tr>
</table>
</td>
<td width=3D"178" class=3D"mob-w83" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px sol=
id #DDDDDD; padding: 6px 10px; width: 178px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">30th August 2025*=
</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"179" class=3D"mob-w84" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-right: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 179px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;"><a href=3D"https://t18.notifications.rbs.co.uk/r/=
=3Fid=3Dh975747cb,a00a6668,8028a6b0&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY=
2OSZjaW49MTg0MDUwNzM0Ng&s=3DY2aGhVyalAPEi6fiazNWT3Z4jhniSVJvsGs_zUVIPm8"><s=
pan style=3D"color: #5e10b1;"><u>rbs.co.uk/businesscharges</u></span></a>&n=
bsp;</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1094-10" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__g3jc6"=
style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"179" class=3D"mob-w84" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; wi=
dth: 179px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">CHAPS and Interna=
tional Payments (inbound and outbound)</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"178" class=3D"mob-w83" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px sol=
id #DDDDDD; padding: 6px 10px; width: 178px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Various, see link=
</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"179" class=3D"mob-w84" valign=3D"middle" style=3D"border-botto=
m: 1px solid #DDDDDD; border-right: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 179px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%; word-break: break-word;">
<p style=3D"margin: 0px;"><a style=3D"color: #000000;" href=3D"https://t18.=
notifications.rbs.co.uk/r/=3Fid=3Dh975747cb,a00a6668,8028a6b1&e=3DY2lkPURNN=
TAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3D9rlAuZLYLXMXJu5742EqF=
DNqVylNG9wmstQ9mjU_GLI"><span style=3D"color: #5e10b1;"><span style=3D"text=
-decoration: underline;">rbs.co.uk/IPcharges</span></span></a></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">* With the new charges applied from the start of =
your next charging period.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__rscai"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: 100%;"=
>
<p style=3D"text-align: left; margin: 0px;"><span style=3D"color: #5a287d;"=
>How you could reduce your charges</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;"><span>You don’t have to do anything, but yo=
u might be able to reduce your charges by changing the way you bank. To fin=
d out more, just visit <span style=3D"text-decoration: underline;"><a style=
=3D"color: #646068;" href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3D=
h975747cb,a00a6668,8028a6b7&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW4=
9MTg0MDUwNzM0Ng&s=3DaU0LUZOAjJbkDy3u-xRJ-GyAvzC_nMLIG4W0QJsPV88"><span styl=
e=3D"color: #5e10b1;"><u>rbs.co.uk/managecharges</u></span></a></span><u></=
u>.</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__ik6t" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__qr78" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: 100%;"=
>
<p style=3D"text-align: left; margin: 0px;"><span style=3D"color: #5a287d;"=
>We're here to help</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">As always, when we make a change to your account,=
we need to let you know you can move part or all your money without any ad=
ditional charges. However, we’d appreciate the opportunity to discuss=
your options before you make any decisions.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__aqqv" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">We can talk through the changes with you and see =
how we might be able to help. Give us a call on <strong>0345 600 2230</stro=
ng> (Relay UK <strong>18001 0345 600 2230</strong>) or contact us via Whats=
App on <strong>+44 345 600 2230</strong>.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Please give us a call if you want to ask for this=
information in large print, braille, by audio or on coloured paper.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
136-24" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__oecb" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1148-20" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">Kind regards,</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">James Holian</p>
<p style=3D"margin: 0px;"><strong>Managing Director, Business Banking and I=
nternational Retail</strong></p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__5cen" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> <!-- FOOTER START -->
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"fz-16-footer=
st-dynamic-1094-10" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-2412=
-270" style=3D"padding-top: 25px; padding-bottom: 25px; width: 100%;"><a hr=
ef=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh975747cb,a00a6668,8028=
a6b8&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3DESE=
msdlyXsIRO3QwM6hno2oilohjt5BNZ2RxoaGKchk" target=3D"_blank" style=3D"displa=
y: block;"><img border=3D"0" valign=3D"top" width=3D"58" src=3D"https://res=
18.notifications.natwest.com/res/img/9B3692EA082559FCBCD074FC152CD40C.png" =
alt=3D"Royal Bank" class=3D"st-hide-mobile st-mobile-width-constraint" styl=
e=3D"border: 0px; display: block; width: 58px; max-width: 100%;"> <!--[if !=
mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-2412-270" style=3D"display: none; =
width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications.natw=
est.com/res/img/9B3692EA082559FCBCD074FC152CD40C.png" border=3D"0" width=3D=
"58" valign=3D"top" alt=3D"Royal Bank" class=3D"st-mobile-width-constraint"=
style=3D"display: block; border: none; max-width: 100%; height: auto; widt=
h: 58px;"></div> <!--<![endif]-->
</a></td>
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"top" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-2429-275" style=3D"text-align: left; font-family: Arial, Helvetica, =
sans-serif; color: #646068; font-size: 14px; font-weight: normal; letter-sp=
acing: normal; line-height: 18px; padding-left: 30px; padding-right: 30px; =
padding-top: 30px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;">This email is confidential. So if you’ve receive=
d this instead of the person it was for, please delete it.</span></p>
</td>
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</table>
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<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"top" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-2435-280" style=3D"text-align: left; font-family: Arial, Helvetica, =
sans-serif; color: #646068; font-size: 14px; font-weight: normal; letter-sp=
acing: normal; line-height: 18px; padding: 30px 30px 18px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;"><strong>Need some help=3F </strong><br><span style=3D"=
text-decoration: underline;"><a style=3D"color: #646068;" href=3D"https://t=
18.notifications.rbs.co.uk/r/=3Fid=3Dh975747cb,a00a6668,8028a6b9&e=3DY2lkPU=
RNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3D0RCDFPlp16_cF4fX_F=
_7PrR_XUY-55xLEPCV-CN-Sm0"><span style=3D"color: #5e10b1;"><u>Cora, your di=
gital assistant</u></span></a></span>, is ready to help 24/7 (we can’=
t receive replies to this email). If you received this email from a Relatio=
nship Manager at Royal Bank, you can contact them directly by hitting reply=
. But if not, please don't reply to this email as the mailbox isn't monitor=
ed.</span></p>
<p style=3D"margin: 0px; text-align: left;" data-sr-no-text=3D"true"><span =
style=3D"font-size: 14px; line-height: 18px;"> </span></p>
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 14p=
x; line-height: 18px;"><span style=3D"text-decoration: underline;"><u></u><=
a style=3D"color: #646068;" href=3D"https://t18.notifications.rbs.co.uk/r/=
=3Fid=3Dh975747cb,a00a6668,8028a6ba&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY=
2OSZjaW49MTg0MDUwNzM0Ng&s=3D_rkd7PyofVMLkcS1jW-ptgdk1uoMEyK2zcQaEJ_yodI"><s=
pan style=3D"color: #5e10b1;"><u>How we keep you safe</u></span></a></span>=
=E2=80=83|=E2=80=83<span style=3D"text-decoration: underline;"><a style=3D"=
color: #646068;" href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh975=
747cb,a00a6668,8028a6bb&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1NTg4NzY2OSZjaW49MTg=
0MDUwNzM0Ng&s=3DUwWtjZAHIN04jENvB0jJQjeW5a2yq8KvEIIELgCpGD0"><span style=3D=
"color: #5e10b1;"><u>Our privacy policy</u></span></a></span>=E2=80=83|=E2=
=80=83<span style=3D"text-decoration: underline;"><span style=3D"color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t18.notifications.rbs.c=
o.uk/r/=3Fid=3Dh975747cb,a00a6668,8028a6bc&e=3DY2lkPURNNTAzMDQ5JmJpZD0tMTc1=
NTg4NzY2OSZjaW49MTg0MDUwNzM0Ng&s=3Dungcf_NwWOpuHI4DUOqbNRpySqosdC5ZizaEIZHo=
vCw"><span style=3D"color: #5e10b1;"><u>Support Centre</u></span></a></span=
></span> </span></p>
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<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"218" valign=3D"top" style=3D"width: 218px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 0px; max-height: 0px; margin: 0px; font-size: 0px; line-height: 0px=
">
</p>
</td>
</tr>
</table>
</td>
<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-2412=
-289" style=3D"width: 100%;"><a href=3D"https://t18.notifications.rbs.co.uk=
/r/=3Fid=3Dh975747cb,a00a6668,8028a6bd" target=3D"_blank" style=3D"display:=
block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https://res18=
.notifications.natwest.com/res/img/987C87635F215D89F99C9E1752E3D930.png" al=
t=3D"LinkedIn" title=3D"" class=3D"st-hide-mobile st-mobile-width-constrain=
t" style=3D"border: 0px; display: block; width: 35px; max-width: 100%;"> <!=
--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-2412-289" style=3D"display: none; =
width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications.natw=
est.com/res/img/987C87635F215D89F99C9E1752E3D930.png" border=3D"0" width=3D=
"35" valign=3D"top" alt=3D"LinkedIn" title=3D"" class=3D"st-mobile-width-co=
nstraint" style=3D"display: block; border: none; max-width: 100%; height: a=
uto; width: 35px;"></div> <!--<![endif]-->
</a></td>
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</td>
<td width=3D"95" valign=3D"top" class=3D"mob-w95" style=3D"width: 95px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-2412=
-289" style=3D"padding-left: 5px; padding-right: 5px; width: 100%;"><a href=
=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh975747cb,a00a6668,8028a6=
be" target=3D"_blank" style=3D"display: block;"><img border=3D"0" valign=3D=
"top" width=3D"35" src=3D"https://res18.notifications.natwest.com/res/img/5=
911BDD35EA8676BB705CD5B443CB195.png" alt=3D"Facebook" title=3D"" class=3D"s=
t-hide-mobile st-mobile-width-constraint" style=3D"border: 0px; display: bl=
ock; width: 35px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-2412-289" style=3D"display: none; =
width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications.natw=
est.com/res/img/5911BDD35EA8676BB705CD5B443CB195.png" border=3D"0" width=3D=
"35" valign=3D"top" alt=3D"Facebook" title=3D"" class=3D"st-mobile-width-co=
nstraint" style=3D"display: block; border: none; max-width: 100%; height: a=
uto; width: 35px;"></div> <!--<![endif]-->
</a></td>
</tr>
</table>
</td>
<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-2412=
-289" style=3D"width: 100%;"><a href=3D"https://t18.notifications.rbs.co.uk=
/r/=3Fid=3Dh975747cb,a00a6668,8028a6bf" target=3D"_blank" style=3D"display:=
block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https://res18=
.notifications.natwest.com/res/img/7673F18704911C1B3E476DEFF3481A9D.png" al=
t=3D"X" title=3D"" class=3D"st-hide-mobile st-mobile-width-constraint" styl=
e=3D"border: 0px; display: block; width: 35px; max-width: 100%;"> <!--[if !=
mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-2412-289" style=3D"display: none; =
width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications.natw=
est.com/res/img/7673F18704911C1B3E476DEFF3481A9D.png" border=3D"0" width=3D=
"35" valign=3D"top" alt=3D"X" title=3D"" class=3D"st-mobile-width-constrain=
t" style=3D"display: block; border: none; max-width: 100%; height: auto; wi=
dth: 35px;"></div> <!--<![endif]-->
</a></td>
</tr>
</table>
</td>
<td width=3D"217" valign=3D"top" style=3D"width: 217px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 0px; max-height: 0px; margin: 0px; font-size: 0px; line-height: 0px=
">
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
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<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-2449-307" style=3D"text-align: left; font-family: Arial, Helvetica, =
sans-serif; color: #646068; font-size: 14px; font-weight: 700; letter-spaci=
ng: normal; line-height: 18px; padding: 30px 30px 32px; width: 100%;">
<p style=3D"text-align: left; margin: 0px;"><span style=3D"font-size: 14px;=
line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
No. SC083026.<span class=3D"st-hide-mobile" style=3D"display: inline;"><br=
></span>Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financia=
l Services Firm Reference Number 114724.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;"> </span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;">Authorised by the Prudential Regulation Authority and regulated by the F=
inancial Conduct Authority and the Prudential Regulation Authority.</span><=
/p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table> <!-- FOOTER END -->
</td>
</tr><!--[if false]><!-->
<tr>
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