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File: D:/hMailServer/Data/showfile.com/admin/BB/{BB1D0859-10E9-4FC7-9CA1-0D6668E19FD0}.eml
Date: Thu, 27 Nov 2025 15:45:29 GMT
From: Jon Shearing <jon@fundedtrainingsolutions.com>
Reply-To: jon@fundedtrainingsolutions.com
To: vince@showfile.com
Message-ID: <1764258329370.ddffa2f0-9a0b-4b7c-ba59-8c4bd7c28600@bf51x.hubspotemail.net>
Subject: Important Budget Information on Funded Courses
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Upskill Your Team Now =E2=80=93 Funding Changes Announced in Budget - Act n=
ow before changes come into effect!

Hi Vince,

Now that the full detail of the funding changes from the 26th November Budg=
et has been released, I wanted to share a clear breakdown of what this mean=
s for you. As always, my goal is to make sure you get the maximum return fr=
om the funding available and that you=E2=80=99re aware of the opportunities=
 =E2=80=93 and the risks =E2=80=93 these reforms create.

Here are the key take-aways:

All Employers

-

The government has announced a major streamlining of apprenticeship funded =
programmes to upskill your existing workforce. With over 700 courses curren=
tly available, expect higher-level standards (Level 5/6/7) and those with l=
ow start volumes to be withdrawn.

-

Apprentices aged under 25 on the day they start will now be exempt from Emp=
loyer National Insurance if they earn under =C2=A350k per year.

Example: A 24-year-old starting an 18-month programme on a =C2=A325,000 sal=
ary will save the employer =C2=A33,291.30 in NI contributions.

-

Call To Action: If you have staff who need or want to complete a higher-lev=
el course, get them enrolled as soon as possible before any programmes are =
removed.

Large Employers (Levy Payers =E2=80=93 Payroll over =C2=A33m)

Changes expected April 2026

-

The 10% government top-up on your levy payments is being scrapped.

-

Levy funds will expire after 12 months, not 24. This means unused funds wil=
l be removed far more quickly. With =C2=A35bn currently unspent nationally,=
 around half of this is projected to be reclaimed by the Treasury.

-

If your levy fund doesn=E2=80=99t cover your apprenticeship costs, the gove=
rnment will now fund 75% of the shortfall, down from the previous 95%.

-

Call To Action: Identify and enrol new candidates promptly. Every month you=
 wait increases the risk of your levy funds being wiped. Identify what levy=
 funds you currently have that are 12+ months old and get it invested asap.

Small & Medium Employers (SMEs =E2=80=93 Payroll under =C2=A33m)

-

Apprentices aged under 25 will now be fully funded on any eligible course.

-

Apprentices aged 25 and over will continue to receive 95% government fundin=
g, with no upper age limit.

-

Call To Action:

-

Prioritise staff aged 22=E2=80=9324 and aim to enrol them from January (dat=
e TBC but expected).

-

Under-22 learners remain fully funded =E2=80=93 enrol them as normal.

-

Ensure any employee under 25 starts their course before their 25th birthday=
 to secure both full government funding and the Employer NI saving (~=C2=A3=
3k).

If you want me to personalise these opportunities for your organisation, re=
view your workforce, or map out which staff could benefit from which progra=
mmes, feel free to book straight into my diary below. If you=E2=80=99d like=
 to secure funding for your team before the changes come into effect, click=
 the button below, this Enrol Learners Link (https://d5Qh6n04.na1.hubspotli=
nks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDWv3lcq-W7l=
CdLW6lZ3p2N7dYKswvS8sdW5Mw5LH6P-JTcN7wpYsPnYDl0W7KCBkF6Ncc0kW904-xp4DrZTFW2=
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VnlJW8l-lnn7ZryWwf91DlRM04 ) or just reply to this email and we=E2=80=99ll =
get everything arranged. We currently have 58 courses that we can fund for =
you and your team and we would love to maximise the funding opportunity to =
you before the changes are implemented! You can view all our courses on our=
 website - Courses - Funded Training Solutions (https://d5Qh6n04.na1.hubspo=
tlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDWb3lcq-=
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7RMStRN4lMBlcVKZ7SW7gpwK49j2MS2W732npf2Sn2pBW1GVccY8fp7VQVg599X2W4XMWf1gxJv=
W04 )

Or, if you=E2=80=99d like to chat through options, feel free to book a quic=
k video call in my diary Diary Here (https://d5Qh6n04.na1.hubspotlinks.com/=
Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDVj9fSYxW50lwYY6lZ3=
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4XYqg-04 ) .

Best regards,

Jon

Director

=F0=9F=93=9E 07593 116813

=E2=9C=89=EF=B8=8F jon@fundedtrainingsolutions.co.uk (mailto:jon@fundedtrai=
ningsolutions.co.uk)

=F0=9F=8C=90 www.fundedtrainingsolutions.co.uk (https://d5Qh6n04.na1.hubspo=
tlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDWv3lcq-=
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s.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDVj9fSYxW50lw=
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xvCsXf4XYqg-04 )

Click Here to Enrol Employees
(https://d5Qh6n04.na1.hubspotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5=
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6zfVW1zFqpW9h7hBSW43k18m7s-B5BW7cBbS67nzHlcf8j6y-H04 )

Funded Training Solutions, Edmund House, 12-22 Newhall Street, Birmingham, =
West Midlands B3 3AS, United Kingdom, 07593 116813

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Budget - Act now before changes come into effect!</div>
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pacing=3D"0" role=3D"presentation">
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<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:100%">
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<div id=3D"column-0-0" class=3D"hse-column">
  <div id=3D"hs_cos_wrapper_module_17583002452002" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapper_module_1758300245=
2002_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_ri=
ch_text" style=3D"color: inherit; font-size: inherit; line-height: inherit;=
" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p sty=
le=3D"line-height:175%"><span style=3D"color: #20124d;">Hi Vince,</span></p=
>
<p style=3D"line-height:175%">&nbsp;</p>
<p data-start=3D"296" data-end=3D"630" style=3D"line-height:175%"><span sty=
le=3D"color: #20124d;">Now that the full detail of the funding changes from=
 the 26th November Budget has been released, I wanted to share a clear brea=
kdown of what this means for you. As always, my goal is to make sure you ge=
t the <em data-start=3D"504" data-end=3D"520">maximum return</em> from the =
funding available and that you=E2=80=99re aware of the opportunities =E2=80=
=93 and the risks =E2=80=93 these reforms create.</span></p>
<p data-start=3D"632" data-end=3D"660" style=3D"line-height:175%"><span sty=
le=3D"color: #20124d;">Here are the key take-aways:</span></p>
<h2 data-start=3D"667" data-end=3D"687" style=3D"margin:0; line-height:175%=
; font-size:22px"><span style=3D"color: #20124d;"><strong data-start=3D"670=
" data-end=3D"687">All Employers</strong></span></h2>
<ul data-start=3D"689" data-end=3D"1362" style=3D"line-height:175%">
<li data-start=3D"689" data-end=3D"909">
<p data-start=3D"691" data-end=3D"909" style=3D"line-height:175%"><span sty=
le=3D"color: #20124d;">The government has announced a major streamlining of=
 apprenticeship funded programmes to upskill your existing workforce. With =
over 700 courses currently available, expect higher-level standards (Level =
5/6/7) and those with low start volumes to be withdrawn.</span></p>
</li>
<li data-start=3D"910" data-end=3D"1193">
<p data-start=3D"912" data-end=3D"1193" style=3D"line-height:175%"><span st=
yle=3D"color: #20124d;">Apprentices aged <strong data-start=3D"929" data-en=
d=3D"963">under 25 on the day they start</strong> will now be exempt from <=
strong data-start=3D"988" data-end=3D"1019">Employer National Insurance</st=
rong> if they earn under =C2=A350k per year.</span><br data-start=3D"1053" =
data-end=3D"1056"><span style=3D"color: #20124d;"><em data-start=3D"1058" d=
ata-end=3D"1068">Example:</em> A 24-year-old starting an 18-month programme=
 on a =C2=A325,000 salary will save the employer <strong data-start=3D"1157=
" data-end=3D"1170">=C2=A33,291.30</strong> in NI contributions.</span></p>
</li>
<li data-start=3D"1194" data-end=3D"1362">
<p data-start=3D"1196" data-end=3D"1362" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;"><strong data-start=3D"1196" data-end=3D"1215">Call=
 To Action:</strong> If you have staff who need or want to complete a highe=
r-level course, get them enrolled <strong data-start=3D"1304" data-end=3D"1=
327">as soon as possible</strong> before any programmes are removed.</span>=
</p>
</li>
</ul>
<h2 data-start=3D"1369" data-end=3D"1426" style=3D"margin:0; line-height:17=
5%; font-size:22px"><span style=3D"color: #20124d;"><strong data-start=3D"1=
372" data-end=3D"1424">Large Employers (Levy Payers =E2=80=93 Payroll over =
=C2=A33m)</strong></span></h2>
<p data-start=3D"1427" data-end=3D"1458" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;"><strong data-start=3D"1427" data-end=3D"1458">Chan=
ges expected April 2026</strong></span></p>
<ul data-start=3D"1460" data-end=3D"2038" style=3D"line-height:175%">
<li data-start=3D"1460" data-end=3D"1534">
<p data-start=3D"1462" data-end=3D"1534" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">The <strong data-start=3D"1466" data-end=3D"1491">=
10% government top-up</strong> on your levy payments is being scrapped.</sp=
an></p>
</li>
<li data-start=3D"1535" data-end=3D"1754">
<p data-start=3D"1537" data-end=3D"1754" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Levy funds will <strong data-start=3D"1553" data-e=
nd=3D"1579">expire after 12 months</strong>, not 24. This means unused fund=
s will be removed far more quickly. With =C2=A35bn currently unspent nation=
ally, around half of this is projected to be reclaimed by the Treasury.</sp=
an></p>
</li>
<li data-start=3D"1755" data-end=3D"1900">
<p data-start=3D"1757" data-end=3D"1900" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">If your levy fund doesn=E2=80=99t cover your appre=
nticeship costs, the government will now fund <strong data-start=3D"1845" d=
ata-end=3D"1869">75% of the shortfall</strong>, down from the previous 95%.=
</span></p>
</li>
<li data-start=3D"1901" data-end=3D"2038">
<p data-start=3D"1903" data-end=3D"2038" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;"><strong data-start=3D"1903" data-end=3D"1922">Call=
 To Action:</strong> Identify and enrol new candidates promptly. Every mont=
h you wait increases the risk of your levy funds being wiped. Identify what=
 levy funds you currently have that are 12+ months old and get it invested =
asap.</span></p>
</li>
</ul>
<h2 data-start=3D"2045" data-end=3D"2103" style=3D"margin:0; line-height:17=
5%; font-size:22px"><span style=3D"color: #20124d;"><strong data-start=3D"2=
048" data-end=3D"2103">Small &amp; Medium Employers (SMEs =E2=80=93 Payroll=
 under =C2=A33m)</strong></span></h2>
<ul data-start=3D"2105" data-end=3D"2668" style=3D"line-height:175%">
<li data-start=3D"2105" data-end=3D"2191">
<p data-start=3D"2107" data-end=3D"2191" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Apprentices aged <strong data-start=3D"2124" data-=
end=3D"2136">under 25</strong> will now be <strong data-start=3D"2149" data=
-end=3D"2165">fully funded</strong> on any eligible course.</span></p>
</li>
<li data-start=3D"2192" data-end=3D"2306">
<p data-start=3D"2194" data-end=3D"2306" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Apprentices aged <strong data-start=3D"2211" data-=
end=3D"2226">25 and over</strong> will continue to receive <strong data-sta=
rt=3D"2252" data-end=3D"2278">95% government funding</strong>, with no uppe=
r age limit.</span></p>
</li>
<li data-start=3D"2307" data-end=3D"2668">
<p data-start=3D"2309" data-end=3D"2330" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;"><strong data-start=3D"2309" data-end=3D"2328">Call=
 To Action:</strong></span></p>
<ul data-start=3D"2333" data-end=3D"2668" style=3D"line-height:175%">
<li data-start=3D"2333" data-end=3D"2428">
<p data-start=3D"2335" data-end=3D"2428" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Prioritise staff aged <strong data-start=3D"2357" =
data-end=3D"2366">22=E2=80=9324</strong> and aim to enrol them from January=
 (date TBC but expected).</span></p>
</li>
<li data-start=3D"2431" data-end=3D"2496">
<p data-start=3D"2433" data-end=3D"2496" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Under-22 learners remain fully funded =E2=80=93 en=
rol them as normal.</span></p>
</li>
<li data-start=3D"2499" data-end=3D"2668">
<p data-start=3D"2501" data-end=3D"2668" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Ensure <strong data-start=3D"2508" data-end=3D"253=
3">any employee under 25</strong> starts their course <strong data-start=3D=
"2554" data-end=3D"2584">before their 25th birthday</strong> to secure both=
 <strong data-start=3D"2600" data-end=3D"2627">full government funding</str=
ong> <em data-start=3D"2628" data-end=3D"2633">and</em> the <strong data-st=
art=3D"2638" data-end=3D"2667">Employer NI saving (~=C2=A33k)</strong>.</sp=
an></p>
</li>
</ul>
</li>
</ul>
<p data-start=3D"2675" data-end=3D"2878" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">If you want me to personalise these opportunities =
for your organisation, review your workforce, or map out which staff could =
benefit from which programmes, feel free to book straight into my diary bel=
ow. If you=E2=80=99d like to secure funding for your team before the change=
s come into effect, click the button below, this <a href=3D"https://d5Qh6n0=
4.na1.hubspotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15Gnyj=
hMZjDWP3m2nnW7Y8-PT6lZ3n_W625xqL2JHlr0W21QbWP4L6vtXW4n0WZG7QdgNjW6w8Mph4CcV=
FPW60D_g-7xJLdgW2cJfqH984G4YW5zntMr6C0_KkW8yfmZG4G9n0BW29QzsC9bWndPW3pLzqQ6=
MmpNjW4ztW2m1Y13QVW5n01P684D7MlW99f7q36DVSnWW361F5k2b2tkZW29sfGr1dZQFsW2nlg=
zS7_XPrSW92F9_d5tppsgMScKLhmQhQ1W2687371c5t5JW8Gsw1P4S6fKvW2KWydz4TXFWrW77N=
wJ32LQ444W63QJCm5yhxstW3THnL1838RnbV-cKyt2nhhcVW6qK4j56p0nYGf74w_8-04" styl=
e=3D"color:#20124d" rel=3D"noopener" data-hs-link-id=3D"0" data-hs-link-id-=
v2=3D"2BlDHPd+" target=3D"_blank">Enrol Learners Link</a> or just reply to =
this email and we=E2=80=99ll get everything arranged. We currently have 58 =
courses that we can fund for you and your team and we would love to maximis=
e the funding opportunity to you before the changes are implemented! You ca=
n view all our courses on our website - <a href=3D"https://d5Qh6n04.na1.hub=
spotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDWv3m=
2nnW7lCdLW6lZ3pCW93Dhf81prwZcN6lhyFL1KwVPW18LdpM8h0rldW5dJvsG57TB1MVbZSvv1g=
FQFSW6pL8H66j-LgjW5mzp5W23cCMGW4LgCQT7LQ5RCW6YFcYF5JVF8RN3LNYgRW6HNzV-Xgd91=
GMl8nW4l32Rb4vB3NlW6m-S-Q6_zlMxW6gNWf365KJs6W8fZ1Xf4mlWN-VXz_r932MJXGN81Qb6=
mwXTTMW7NJW0y7d9n_CW93H1z745f59JW8-10WC5XDkGhW5kNNw86fhFCVVMTXvT8Dx1kpW1QyP=
rx4C08jgW7XmMt-2F3Q97f6mcsyb04" style=3D"color:#20124d" rel=3D"noopener" da=
ta-hs-link-id=3D"0" data-hs-link-id-v2=3D"BRYyXVib" target=3D"_blank">Cours=
es - Funded Training Solutions</a></span></p>
<p data-start=3D"1816" data-end=3D"1982" style=3D"line-height:175%">&nbsp;<=
/p>
<p data-start=3D"1984" data-end=3D"2085" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Or, if you=E2=80=99d like to chat through options,=
 feel free to book a quick video call in my diary <a href=3D"https://d5Qh6n=
04.na1.hubspotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15Gny=
jhMZjDVC9gHVYW5BXf_W6lZ3pGW3GmwCB8YNNsrW5TVdtM492c9xW8H9SgZ8BPhv1W1Lhl677ds=
dgHN1LnRGRfWH-mVzbHrx43Jg_GW7h1_Hf782sB6W3MZZjT4R1cXDW5_N8kq20WdxmW4gmVwd3J=
VfKdW3thDjQ66-0SQW5jHsyy2tntDYW20mzGs6Z72tzN656f1NKz1w4Vv1mH513k532W4nTCqK3=
xpm_qV4hsnF2lP6-QN4Z1YRdC0rdWW4FYvP92LkbTGW6XPBPy703VhSW6cQGnG7vMxFqN3K-Bq5=
Ks8b6W44hHQ45JqdCdW5F23l718V81sW83FflK4MP0dRW8d8PHj7MqRlGW4Gsl5g5dDrLmW2wK_=
Zv7yYRXQW8j1_LR3yf_XBW5gyK_P50lGjTW3B8kKf9dx97QW8Bf3PZ3lP_54W78m8Ws5XTYZwN5=
wW3zGfjLksMyQmdB_lmmWW3TH2rQ2QvL1tVWkqF38fvyK2VMJpdj5-VNgPW8j21rX38fLN7W3Cr=
qTg6KrRh_W7pGJ1m7sL5WKW2m1SNY2zvdhVVcV95F5d2qBXVdS4bz2CL1dDW7LcWKS8ghTVFW4B=
JSxb77LV5WW4dsBrS4HLf0cW1px6yV5_0H37N5zFc42Hr6M9W6nFPC72wwRgxW7VLbf47cv4DWW=
2N4d6v8wyC88W6Nsn_z4GpCYSMbpX-46DzP8W4yYjtd1WVjwCN48W-wqn09rlW97vDhz4dLv7WN=
8mF4pmhH3cVW40wBCt5hypx2W4gfKx08JdR1gW8nZ6vF5_HKmfW3xLFHc24Z093W2y_hM87ksrc=
5N8FSljYpj0V9W1MfPZJ2X4KLZW1tgQf66XG-MCf5xKN3P04" style=3D"color:#20124d" r=
el=3D"noopener" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"WioTcWvy" targe=
t=3D"_blank">Diary Here</a>.</span></p>
<p data-start=3D"1984" data-end=3D"2085" style=3D"line-height:175%">&nbsp;<=
/p>
<p data-start=3D"2087" data-end=3D"2133" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;">Best regards,</span></p>
<p data-start=3D"2087" data-end=3D"2133" style=3D"line-height:175%"><span s=
tyle=3D"color: #20124d;"><strong>Jon</strong></span><br data-start=3D"2113"=
 data-end=3D"2116"><span style=3D"color: #20124d;">Director</span></p>
<p style=3D"line-height:175%"><span style=3D"color: #20124d;">=F0=9F=93=9E =
07593 116813</span></p>
<p style=3D"line-height:175%">=E2=9C=89=EF=B8=8F <a href=3D"mailto:jon@fund=
edtrainingsolutions.co.uk" rel=3D"noopener" style=3D"color:#00a4bd" data-hs=
-link-id=3D"0" data-hs-link-id-v2=3D"sBkeY+FU" target=3D"_blank">jon@funded=
trainingsolutions.co.uk</a></p>
<p style=3D"line-height:175%">=F0=9F=8C=90 <a href=3D"https://d5Qh6n04.na1.=
hubspotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDW=
v3m2nnW7lCdLW6lZ3nSW8ks9P13qLFBPW27GfY82mwqvMW5-SSZD4pd0_7F2mf_8Z7W2zW8W7j-=
B5jNLntW7DvkX06mzlL1W7rRhgw90MrK2Mldf03m261cW4hBnPd5HwBWMW1tkk4f54hB46W1N33=
kk1lc1dKW8KKZdh1QfzvTW8jrxxj4PYT7FW1-bgBr2W30BzW11YvTd3DNRFQW3vSRf57-Hlc2W8=
WBFH21S_JZyW2zDspC8R0d-0W8V5HPZ5RBqgGW3gtrJd78DhlXW4Ljyvp2pC0V1W7R0m653tdww=
0W3PJRNF8k7X8XW1fkWdQ6-R2qvf4tgc6j04" rel=3D"noopener" style=3D"color:#00a4=
bd" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"2CivLPEx" target=3D"_blank"=
>www.fundedtrainingsolutions.co.uk</a></p>
<p style=3D"line-height:175%">=F0=9F=8E=A5 <a href=3D"https://d5Qh6n04.na1.=
hubspotlinks.com/Ctc/DR+113/d5Qh6n04/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDV=
C9gHVYW5BXf_W6lZ3nkW7fSCqR3s5kcvN8Q0QMNsBQ2JW3Dbqn08XhZNwW2vzlTM2J0bgFW2PrM=
jP4hZz5VW2373l28LvHzlW6Xv05K1f2M6BN4TfNLZxlmQrW1Mb2Qz6-B8BCW6P7c4v4qJTPYN1P=
zbpYb-fGcVyMpGC5vxlljN5Jsb06rvc3fW97KDpg8-c25hN7FX0ST8CHHwW738H1z60kM69W5Md=
gKG3YR5K3W6BRdln4J9FBVW5YVsxV1lxNJXN4lnqkRJGnL7W62mt6P3b0KczW8TQq-Q38Qf_mW3=
k3BN-7McCg-W4SnXbR55h2yXW2JKqpj2rrK4_W3C0k0w1qZmsKW9lv_TX7TssK9W7PM45Z2RZQ_=
WN69fCbt3DbsqW3LxdlY5_3vZSW2LSgcf21kxD8W6Dg0qM8GLD-3W8798Fb4vwhwlW2ZBN742Nc=
2gvW5xNlY22vJkGBN3v3Pw7Ftbb1W7ZK1Ww5G5DdyW6ydXt01yVz57N4_nDFn_P7LbW1R_CF85s=
1YZhW7zRzvg4ZXbrtW47dwQv590nfLW8ZyfcQ5_f7r1VfLPfW7fdF5vW4w2PWv2HXdBPVFnDpr6=
Q3K9BW1gYXGh2GG8FZW7tlN5t99gCfWW5Y47NG9k70r5W8MCGwV18rRy-VFC7d849BCd4N5L8XZ=
DSgtVrW2KdG9y3MZxPgW4CqCPS5TT8pZVtWmMG6dF6n8W4YYfP98mn6CRW44gyLp17rKSMW5HzY=
lb8MBSG9W1ZKnGj2S287CW93dXgl8GR1-1VD6P4Y64LQz_VWX-Z_7gS6rHN5SMySBDwbz9W6tj-=
-_5mGb9fW2lHz1-2M705DW7JmKNZ4jLf2Wf1tsnDb04" style=3D"color:#00a4bd" data-h=
s-link-id=3D"1" data-hs-link-id-v2=3D"Fzeo/wx0" target=3D"_blank">30 Minute=
 Meeting Diary Link</a>&nbsp;</p>
<p style=3D"line-height:175%">&nbsp;</p>
<p style=3D"line-height:175%">&nbsp;</p></div></div>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Arial, sans-serif; font-size:15px; color:#23496d; word-break:brea=
k-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17583002606963"=
 class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" =
style=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs=
-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table align=3D"ce=
nter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
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ing-alt:12px 18px">
        <a href=3D"https://d5Qh6n04.na1.hubspotlinks.com/Ctc/DR+113/d5Qh6n0=
4/VX3wqv8PLdWZW4z5jzC2NFNVsQ15GnyjhMZjDWP3m2nnW7Y8-PT6lZ3msW2dHkM73cqX1NW1l=
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