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Reply-To: <vmc_virgin_24-event@cards.virginmoney.com>
From: <virgincreditcards@virginmoney.com>
To: <vince@showfile.com>
Subject: A new offer to kick-start your card in 2019
Date: Fri, 4 Jan 2019 10:37:11 -0000
Message-ID: <7kds0b.jqhwnl8sy6jzl6l@virginmoney.com" <virgincreditcards@virginmoney.com>
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A new offer to kick-start your card in 2019




Make your balance feel the burn | View in browser 
<http://cards.virginmoney.com/re?l=BD0I1quihrvI9rv39irIjqhwmhpxI0&u=http%3A%2F%2Fcards.virginmoney.com%2Fpublic%2Fread_message.jsp%3Ftsp%3D1546598180719%26custid%3D21207%26uid%3D21275848179%26sig%3DLIOHLOLJFMHCBGHJ%26mid%3D3800154235&s=FJICOLGGFMNGNKHI>
So you know our emails are genuine, whenever we include links to our website 
in emails we will also quote the last four digits of your card number: 8283

 <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI0>

  <http://cards.virginmoney.com/imgproxy/img/745457751/header-2.jpg>


Make your balance feel the burnMake a fast start to 2019 with 0% on balance and money transfers




Find out more <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI1>
Dear Vincent

Great news. We wanted to let you know you have four new promotional rates to 
choose from for your Virgin Money Credit Card ending 8283.


  <http://cards.virginmoney.com/imgproxy/img/745457752/bt-icon-red.png> 
Transfer a new balance from another cardOption 1
0% interest until March 2020 statement
4% handling fee applies

Option 20% 
interest until August 2019 statement
2% handling fee applies
  <http://cards.virginmoney.com/imgproxy/img/745457753/icon-mt-red.png> 
Transfer money into your bank accountOption 3
0% interest until March 2020 statement
4% handling fee applies

Option 40% 
interest until August 2019 statement
2% handling fee applies
On all transfers you make between
now and 31 January 2019.
Key things to know

•	 Your options — whether you would like a longer duration for a higher fee, 
or a shorter duration for a lower fee, consider which option is best value 
for you before you transfer.• 
Your rate — after the promotional period ends, interest for balance and 
money transfers made as part of this offer will be charged at your standard 
rate of interest. This can be found on your statement.• 
The terms — we will withdraw the promotional rate if you don’t stick to the 
terms of your credit agreement (e.g. you miss a payment or go over your 
credit limit).• 
Making purchases — if you make a transfer and spend on your card, we'll 
charge you interest on that spend at your standard rate from the day of 
purchase until you pay off your whole balance in full (unless you have a 0% 
rate on purchases). For details of the interest rate you will pay on 
purchases and for more information, please see your statement and Terms.Remember

•	 Credit limit — you can transfer up to 95% of your credit card limit minus 
your outstanding balance(s) and excluding fees. You can now view your credit 
limit by logging into Online Service 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI2> .Ready to make a transfer?




Transfer now <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI3>

Thank you for being a Virgin Money customer.

The Virgin Money Credit Card Team
 <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI4>
Privacy Policy <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI5>    | 
Contact Us <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI6>
  <http://cards.virginmoney.com/imgproxy/img/745457755/line-divide-red.png>


 <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI7> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI8> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irI9> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irIa>
 <http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irIb> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irIc> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irId> 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irIe>
We send you information on balance transfers, money transfers and retail 
purchase offers as part of our agreement with you. If you no longer wish to 
receive these, please call us on
0800 011 3210.

Calls to 0800 numbers are free from personal mobile phones and residential 
UK landlines. Calls will be monitored and recorded.

Forgotten your Online Service Customer ID, Password or Passcode?
If you have previously registered but have forgotten your Customer ID, 
password or passcode, please go to myvirginmoney.com/cards 
<http://cards.virginmoney.com/re?l=D0I1quihrvI9rv39irIf>  and click on the 
red 'Sign in' box, then click on 'I have forgotten my Customer ID' or 'I 
have forgotten my password or passcode' under 'Forgotten your sign in 
details'.

Please read, important information about email security:
To ensure that you receive all emails about your card, add 
virgincreditcards@virginmoney.com <mailto:virgincreditcards@virginmoney.com> 
to your email address book or Safe List.

We have sent this email to you in order to service your credit card account 
and it is confidential and for use by the addressee only.

However, since email is not a secure form of communication, please do not 
reply to us by email. If you would like to communicate with us online about 
your account, please sign in to Online Service and use the secure messaging 
service.

Virgin Money plc - Registered in England and Wales (Company No. 6952311). 
Registered Office - Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. 
Authorised by the Prudential Regulation Authority and regulated by the 
Financial Conduct Authority and the Prudential Regulation Authority.

VM26092 (valid from 01.19)
  <http://cards.virginmoney.com/tr/p.gif?uid=21275848179&mid=3800154235&msd=1546596011224&st=0>

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                        Make your balance feel the burn | <a =
href=3D"http://cards.virginmoney.com/re?l=3DBD0I1quihrvI9rv39irIjqhwmhpxI=
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                        <br/>
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                         Make a fast start to 2019 with 0% on balance =
and money transfers
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href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI1" =
target=3D"_blank" style=3D"color: #FFFFFF; text-decoration: none">Find =
out more</a>
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class=3D"mobileMargin">
                        Dear Vincent
                        <br>
                        <br>
                        Great news. We wanted to let you know you have =
four new promotional rates to choose from for your Virgin Money Credit =
Card ending 8283.
                      </td>
                    </tr>
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mobileTableBorder">
                              <tr>
                                <td width=3D"60" align=3D"left" =
style=3D"padding:10px 10px 16px 0;" ><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457752/bt-icon-red.pn=
g" width=3D"56" height=3D"50" alt=3D"Balance transfer" /></td>
                                <td align=3D"left" valign=3D"top" =
style=3D"padding:10px 10px 16px 0; font-size:19px; line-height:24px; =
color:#E10A0A; font-family: 'Tondo', Arial, Helvetica, sans-serif; =
margin:0; letter-spacing:-1px;">Transfer a new balance from another =
card</td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"padding:0;">

                                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left">                   =20
                                    <tr>
                                      <td align=3D"left" =
style=3D"background-color: #7a3671; -webkit-border-radius:20px; =
-moz-border-radius:20px; border-radius:20px; color:#ffffff; =
font-family:Arial, Helvetica, sans-serif; font-size:14px; =
line-height:19px; text-align:center; text-decoration:none; padding:2px =
12px 2px 12px;">Option 1</td>
                                    </tr>
                                  </table>

                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"font-size:16px; line-height:21px; text-align:center; =
vertical-align:top; padding:10px 24px 24px 0; color:#666666; =
text-align:left;">
                                  <strong>0% interest until March 2020 =
statement</strong>=20
                                  <br />
                                  4% handling fee applies
                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"padding:0;">

                                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left">                   =20
                                    <tr>
                                      <td align=3D"left" =
style=3D"background-color: #7a3671; -webkit-border-radius:20px; =
-moz-border-radius:20px; border-radius:20px; color:#ffffff; =
font-family:Arial, Helvetica, sans-serif; font-size:14px; =
line-height:19px; text-align:center; text-decoration:none; padding:2px =
12px 2px 12px;">Option 2</td>
                                    </tr>
                                  </table>

                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"font-size:16px; line-height:21px; text-align:center; =
vertical-align:top; padding:10px 24px 24px 0; color:#666666; =
text-align:left;">
                                  <strong>0% interest until August 2019 =
statement</strong>=20
                                  <br />
                                  2% handling fee applies
                                </td>
                              </tr>
                            </table>

                            <table width=3D"49%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"right" =
class=3D"deviceWidth">
                              <tr>
                                <td width=3D"60" align=3D"left" =
style=3D"padding:10px 10px 16px 0;"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457753/icon-mt-red.pn=
g" width=3D"56" height=3D"50" alt=3D"Money transfer" /></td>
                                <td align=3D"left" valign=3D"top" =
style=3D"padding:10px 10px 16px 0; font-size:19px; line-height:24px; =
color:#E10A0A; font-family: 'Tondo', Arial, Helvetica, sans-serif; =
margin:0; letter-spacing:-1px;">Transfer money into your bank =
account</td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"padding:0;">

                                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left">
                                    <tr>
                                      <td align=3D"left" =
style=3D"background-color: #7a3671; -webkit-border-radius:20px; =
-moz-border-radius:20px; border-radius:20px; color:#ffffff; =
font-family:Arial, Helvetica, sans-serif; font-size:14px; =
line-height:19px; text-align:center; text-decoration:none; padding:2px =
12px 2px 12px;">Option 3</td>
                                    </tr>
                                  </table>

                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2"  align=3D"left" =
style=3D"font-size:16px; line-height:21px; text-align:center; =
vertical-align:top; padding:10px 24px 24px 0; color:#666666; =
text-align:left;">
                                  <strong>0% interest until March 2020 =
statement</strong>=20
                                  <br />
                                  4% handling fee applies
                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"padding:0;">

                                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left">
                                    <tr>
                                      <td align=3D"left" =
style=3D"background-color: #7a3671; -webkit-border-radius:20px; =
-moz-border-radius:20px; border-radius:20px; color:#ffffff; =
font-family:Arial, Helvetica, sans-serif; font-size:14px; =
line-height:19px; text-align:center; text-decoration:none; padding:2px =
12px 2px 12px;">Option 4</td>
                                    </tr>
                                  </table>

                                </td>
                              </tr>
                              <tr>
                                <td colspan=3D"2" align=3D"left" =
style=3D"font-size:16px; line-height:21px; text-align:center; =
vertical-align:top; padding:10px 24px 24px 0; color:#666666; =
text-align:left;">
                                  <strong>0% interest until August 2019 =
statement</strong>=20
                                  <br />
                                  2% handling fee applies
                                </td>
                              </tr>
                            </table>

                          </td>
                        </tr>
                      </table>

                    </td>
                  </tr>
                </table>
              <!-- END BTMT BLOCK -->
               =20
               =20
               =20
               =20
               =20
               =20
                   =20
                <!--START - PARAGRAPH CENTER-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#7a3671" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#7a3671; font-size: 16px; line-height: 21px; color: =
#ffffff; font-weight: normal; text-align: center; font-family: Arial, =
sans-serif; vertical-align: top; padding:30px 30px 30px 30px;" =
class=3D"mobileMargin">
                        <strong>On all transfers you make between
                        <br />
                        now and <span class=3D"appleLinksBlack">31 =
January 2019</span>.</strong>
                      </td>
                    </tr>
                  </table>
                <!--END - PARAGRAPH CENTER-->
               =20
               =20
                <!--START - SECONDARY HEADER LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#FFFFFF; font-size: 24px; color: #E10A0A; font-weight: =
normal; text-align: left; font-family: 'Tondo', Arial, Helvetica, =
sans-serif; vertical-align: top; line-height: 30px; padding: 30px 30px =
15px 30px; letter-spacing:-0.05em" class=3D"mobileMargin">
                        Key things to know
                      </td>
                    </tr>
                  </table>
                <!--END - SECONDARY HEADER LEFT-->
               =20
               =20
                <!--START - BULLET LIST SINGLE COLUMN-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; min-width:100%; =
">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#FFFFFF; font-size: 16px; line-height: 21px; color: =
#666666; font-weight: normal; text-align: left; font-family: Arial, =
sans-serif; vertical-align: top; padding:0 30px 21px 30px;" =
class=3D"mobileMargin">

                        <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" style=3D"font-size:16px; line-height:21px; color:#666666; =
font-weight:normal; text-align:left; font-family:Arial, sans-serif; =
vertical-align:top; padding:0 0 21px 0;" class=3D"deviceWidth">
                          <tr>
                            <td width=3D"2%" valign=3D"top" =
style=3D"font-size: 21px; text-align: center; padding:6px 10px 9px 0; =
margin: 0; color: #E10A0A; vertical-align: top;">&#8226;</td>
                            <td width=3D"97%" style=3D"font-size:16px; =
padding:6px 0 9px 0; text-align:left;"><strong>Your options</strong> =
&mdash; whether you would like a longer duration for a higher fee, or a =
shorter duration for a lower fee, consider which option is best value =
for you before you transfer.</td>
                          </tr>
                          <tr>
                            <td width=3D"2%" valign=3D"top" =
style=3D"font-size: 21px; text-align: center; padding:6px 10px 9px 0; =
margin: 0; color: #E10A0A; vertical-align: top;">&#8226;</td>
                            <td width=3D"97%" style=3D"font-size:16px; =
padding:6px 0 9px 0; text-align:left;"><strong>Your rate</strong> =
&mdash; after the promotional period ends, interest for balance and =
money transfers made as part of this offer will be charged at your =
standard rate of interest. This can be found on your statement.</td>
                          </tr>
                          <tr>
                            <td width=3D"2%" valign=3D"top" =
style=3D"font-size: 21px; text-align: center; padding:6px 10px 9px 0; =
margin: 0; color: #E10A0A; vertical-align: top;">&#8226;</td>
                            <td width=3D"97%" style=3D"font-size:16px; =
padding:6px 0 9px 0; text-align:left;"><strong>The terms</strong> =
&mdash; we will withdraw the promotional rate if you don=E2=80=99t stick =
to the terms of your credit agreement (e.g. you miss a payment or go =
over your credit limit).</td>
                          </tr>
							 <tr>
                            <td width=3D"2%" valign=3D"top" =
style=3D"font-size: 21px; text-align: center; padding:6px 10px 9px 0; =
margin: 0; color: #E10A0A; vertical-align: top;">&#8226;</td>
                            <td width=3D"97%" style=3D"font-size:16px; =
padding:6px 0 9px 0; text-align:left;"><strong>Making purchases</strong> =
&mdash; if you make a transfer and spend on your card, we'll charge you =
interest on that spend at your standard rate from the day of purchase =
until you pay off your whole balance in full (unless you have a 0% rate =
on purchases). For details of the interest rate you will pay on =
purchases and for more information, please see your statement and =
Terms.</td>
                          </tr>
                        </table>

                      </td>
                    </tr>
                  </table>
                <!--END - BULLET LIST SINGLE COLUMN-->
               =20
               =20
                <!--START - SECONDARY HEADER LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#FFFFFF; font-size: 24px; color: #E10A0A; font-weight: =
normal; text-align: left; font-family: 'Tondo', Arial, Helvetica, =
sans-serif; vertical-align: top; line-height: 30px; padding: 0px 30px =
15px 30px; letter-spacing:-0.05em" class=3D"mobileMargin">
                        Remember
                      </td>
                    </tr>
                  </table>
                <!--END - SECONDARY HEADER LEFT-->
               =20
               =20
                <!--START - BULLET LIST SINGLE COLUMN-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; min-width:100%; =
">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#FFFFFF; font-size: 16px; line-height: 21px; color: =
#666666; font-weight: normal; text-align: left; font-family: Arial, =
sans-serif; vertical-align: top; padding:0 30px 10px 30px;" =
class=3D"mobileMargin">

                        <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" style=3D"font-size:16px; line-height:21px; color:#666666; =
font-weight:normal; text-align:left; font-family:Arial, sans-serif; =
vertical-align:top; padding:0 0 21px 0;" class=3D"deviceWidth">
                          <tr>
                            <td width=3D"2%" valign=3D"top" =
style=3D"font-size: 21px; text-align: center; padding:6px 10px 9px 0; =
margin: 0; color: #E10A0A; vertical-align: top;">&#8226;</td>
                            <td width=3D"97%" style=3D"font-size:16px; =
padding:6px 0 9px 0; text-align:left;"><strong>Credit limit</strong> =
&mdash; you can transfer up to 95% of your credit card limit minus your =
outstanding balance(s) and excluding fees. You can now view your credit =
limit by logging into=20
                            <a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI2" =
style=3D"color:#7a3671; font-weight:bold; =
text-decoration:underline;">Online Service</a>.</td>
                        </table>

                      </td>
                    </tr>
                  </table>
                <!--END - BULLET LIST SINGLE COLUMN-->
               =20
               =20
            =20
               =20
                <!--START - SECONDARY HEADER LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#DDE7EA; font-size: 24px; color: #666666; font-weight: =
normal; text-align: left; font-family: 'Tondo', Arial, Helvetica, =
sans-serif; vertical-align: top; line-height: 30px; padding: 30px 30px =
15px 30px; letter-spacing:-0.05em" class=3D"mobileMargin">
                        Ready to make a transfer?
                      </td>
                    </tr>
                  </table>
                <!--END - SECONDARY HEADER LEFT-->
               =20
               =20
                <!-- START - BUTTON LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#DDE7EA" style=3D"width:600px; margin:0 auto; min-width:100%; =
">
                    <tr>
                      <td valign=3D"top" width=3D"600" =
style=3D"vertical-align:top; background-color:#DDE7EA; font-size: 16px; =
line-height: 21px; color: #666666; font-weight: normal; text-align: =
left; font-family: Arial, sans-serif; vertical-align: top; padding:0 =
30px 0 30px; width:600px" class=3D"mobileMargin">

                        <table width=3D"100%">
                          <tr>
                            <td>

                              <table border=3D"0" align=3D"left" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"deviceWidth">
                                <tr>
                                  <td>

                                    <table class=3D"pc100" =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                                      <tr>
                                        <td align=3D"left" =
style=3D"padding:0 0 25px 0">

                                          <table class=3D"deviceWidth" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"left">
                                            <tr>
                                              <td class=3D"cta" =
style=3D"display: block; -webkit-border-radius: 5px; -moz-border-radius: =
5px; border-radius: 5px; border: 1px solid #DF0A0A; background-color: =
#DF0A0A; padding:10px 30px; font-family: Helvetica, Arial, sans-serif; =
font-size: 16px; font-weight: bold; color: #FFFFFF; text-align: center; =
line-height: 20px">
                                                <a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI3" =
target=3D"_blank" style=3D"color: #FFFFFF; text-decoration: =
none">Transfer now</a>
                                              </td>
                                            </tr>
                                          </table>

                                        </td>
                                      </tr>
                                    </table>

                                  </td>
                                </tr>
                              </table>

                            </td>
                          </tr>
                        </table>

                      </td>
                    </tr>
                  </table>
                <!-- END - BUTTON LEFT-->
               =20
               =20
                <!--START - PARAGRAPH LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#DDE7EA" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#DDE7EA; font-size: 16px; line-height: 21px; color: =
#666666; font-weight: normal; text-align: left; font-family: Arial, =
sans-serif; vertical-align: top; padding:0 30px 30px 30px;" =
class=3D"mobileMargin">                     =20
                      </td>
                    </tr>
                  </table>
                <!--END - PARAGRAPH LEFT-->
               =20
               =20
                <!--START - PARAGRAPH LEFT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#FFFFFF; font-size: 16px; line-height: 21px; color: =
#666666; font-weight: normal; text-align: left; font-family: Arial, =
sans-serif; vertical-align: top; padding:30px 30px 30px 30px;" =
class=3D"mobileMargin">
                        Thank you for being a Virgin Money customer.
                      <br />
                      <br />
                      <strong>The Virgin Money Credit Card Team</strong>
                      </td>
                    </tr>
                  </table>
                <!--END - PARAGRAPH LEFT-->
               =20
               =20
                <!--START - FOOTER LOGO-->=20
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#ECECEC; text-align:center; padding:30px 0 21px 0;">
						  <a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI4"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457754/logo_footer.pn=
g" width=3D"120" height=3D"50" alt=3D"Virgin Money" =
style=3D"border:0"/></a>
                      </td>
                    </tr>
                  </table>
                <!--END - FOOTER LOGO-->

          =20
                <!--START - FOOTER LINK BLOCK-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#ececec; font-size: 12px; line-height: 21px; color: =
#666666; font-weight: normal; text-align: center; font-family: Arial, =
sans-serif; vertical-align: top; padding:0px 30px 21px 30px;" =
class=3D"mobileMargin"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI5" =
style=3D"color:#888888; text-decoration:none; font-weight:bold; =
text-decoration:underline;">Privacy Policy</a> &nbsp;&nbsp;|&nbsp;&nbsp; =
<a href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI6" =
style=3D"color:#888888; text-decoration:none; font-weight:bold; =
text-decoration:underline;">Contact Us</a></td>
                    </tr>
                  </table>
                <!--END - FOOTER LINK BLOCK-->

                <!--START - HORIZONTAL LINE CENTER-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto; =
background-color:#ECECEC; min-width:100%;">
                    <tr>
                      <td align=3D"center" width=3D"600" height=3D"2" =
valign=3D"top" style=3D"vertical-align:top; color: #666666; font-weight: =
normal; text-align: center; vertical-align: top; padding: 0px 30px 30px =
30px; width:600px" class=3D"mobileMargin"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457755/line-divide-re=
d.png" width=3D"90" height=3D"2" alt=3D""/>=20
                      </td>
                    </tr>
                  </table>
                <!--END - HORIZONTAL LINE CENTER-->=20

           =20
                <!--START - FOOTER PRODUCT ICONS-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" align=3D"center" =
style=3D"vertical-align:top; background-color:#ECECEC; =
text-align:center; padding:0 12px 30px 12px;">

                        <table align=3D"center" width=3D"536" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" class=3D"deviceWidth">
                          <tr>
                            <td>

                              <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" class=3D"deviceWidth" width=3D"260">
                                <tr>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI7"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457756/product-icon-0=
1.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Current accounts"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI8"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457757/product-icon-0=
2.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Investments"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irI9"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457758/product-icon-0=
3.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Mortgages"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irIa"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457759/product-icon-0=
4.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Insurance"/></a></td>
                                </tr>
                              </table>

                              <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" class=3D"deviceWidth" width=3D"260">
                                <tr>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irIb"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457760/product-icon-0=
5.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Pensions"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irIc"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457761/product-icon-0=
6.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Credit cards"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irId"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457762/product-icon-0=
7.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Savings"/></a></td>
                                  <td align=3D"center" width=3D"65"><a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irIe"><img =
src=3D"http://cards.virginmoney.com/imgproxy/img/745457763/product-icon-0=
8.png" style=3D"border:0; display:block;" width=3D"65" height=3D"91" =
alt=3D"Currency"/></a></td>
                                </tr>
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                      </td>
                    </tr>
                  </table>
                <!--END - FOOTER PRODUCT ICONS-->


                <!--START - CAVEAT TEXT-->
                  <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" class=3D"deviceWidth" =
bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto; =
min-width:100%;">
                    <tr>
                      <td valign=3D"top" style=3D"vertical-align:top; =
background-color:#ECECEC; font-size: 13px; line-height: 16px; color: =
#888888; font-weight: normal; text-align: center; font-family: Arial, =
sans-serif; vertical-align: top; padding:0 30px 30px 30px;" =
class=3D"mobileMargin">
We send you information on balance transfers, money transfers and retail =
purchase offers as part of our agreement with you. If you no longer wish =
to receive these, please call us on <br />
0800 011 3210. <br />
<br />
						  Calls to 0800 numbers are free from personal mobile phones and =
residential UK landlines. Calls will be monitored and recorded. <br />
                        <br />
<strong>Forgotten your Online Service Customer ID, Password or =
Passcode?</strong> <br />
If you have previously registered but have forgotten your Customer ID, =
password or passcode, please go to <a =
href=3D"http://cards.virginmoney.com/re?l=3DD0I1quihrvI9rv39irIf" =
style=3D"color:#7a3671">myvirginmoney.com/cards</a> and click on the red =
'Sign in' box, then click on 'I have forgotten my Customer ID' or 'I =
have forgotten my password or passcode' under 'Forgotten your sign in =
details'. <br />
<br />
<strong>Please read, important information about email =
security:</strong> <br />
To ensure that you receive all emails about your card, add <a =
href=3D"mailto:virgincreditcards@virginmoney.com" =
style=3D"color:#7a3671">virgincreditcards@virginmoney.com</a> to your =
email address book or Safe List. <br />
<br />
We have sent this email to you in order to service your credit card =
account and it is confidential and for use by the addressee only. <br />
<br />
However, since email is not a secure form of communication, please do =
not reply to us by email. If you would like to communicate with us =
online about your account, please sign in to Online Service and use the =
secure messaging service. <br />
<br />
Virgin Money plc - Registered in England and Wales (Company No. =
6952311). Registered Office - Jubilee House, Gosforth, Newcastle upon =
Tyne NE3 4PL. Authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential =
Regulation Authority. <br />
<br />
VM26092 (valid from 01.19) </td>
                    </tr>
                  </table>
                <!--END - CAVEAT TEXT-->

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