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From: "Royal Bank of Scotland" <info@notifications.rbs.co.uk>
Subject: =?utf-8?B?VW5kZXJzdGFuZGluZyB5b3VyIG92ZXJkcmFmdA==?=
Date: Mon, 29 Sep 2025 12:03:35 +0100
To: <vince@showfile.com>
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Know how much it costs and how it works =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD 
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD   

Here=E2=80=99s part of your postcode 9BP

Email not displaying quite right=3F 

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032baaf&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOCZwMT0lNDBlMjg1c1pZSmZjcUs1Z3ladUkzdDBwdlpWUWVabWdQb1glMkYlMkJRWHAlMkJVeVBFJTNE&s=3DAoXpji0mc0gUaUMNYJf3Gf8LrP03IsWEvNTZ7DOvADs Try it in your browser . 

We aim to show you part of your postcode where we can, so you know this email is from us and not random spam =E2=80=93 just one of  https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab0&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DWPGWels9Nq3JoN6Nlgt0p_tmBm41nrdSgE4P5U4RsxY the ways we=E2=80=99re keeping you safe . 

By clicking on links in this email, you agree to Royal Bank of Scotland using cookies to track your interaction, to improve the performance of our communications, understand your interests, and to personalise our future emails to you. 

If you do not want your interactions with this email below tracked you can visit our website by clicking this un-tracked link about  https://www.rbs.co.uk/current-accounts/overdrafts/existing-customers.html=3Fextcam=3DRE_R_EMC_0_OVD_Service_AppNotUsed_Overdraft_Header_CRM overdrafts  https://www.rbs.co.uk/current-accounts/overdrafts/existing-customers.html=3Fextcam=3DRE_R_EMC_0_OVD_Service_AppNotUsed_Overdraft_Header_CRM . 

Hello  Vincent, 

=E2=80=8C 

As you have an overdraft with your current account, it is important to understand how it works, how much it could cost and how your app could help you manage it. 

How much could your overdraft cost=3F 

There=E2=80=99s no fee for having an arranged overdraft, but you are charged interest when you use it. For example, the interest you=E2=80=99ll pay to use a =C2=A3500 arranged overdraft is: 

Number of days: 

The total you'd pay back: 

0 days (you=E2=80=99ve not used your overdraft) 

=C2=A30.00 

1 day 

=C2=A30.46 

7 days 

=C2=A33.24 

30 days 

=C2=A313.87 

Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: =C2=A31200. 

=E2=80=8C 

How does our overdraft compare=3F  

A good way to compare the cost of borrowing products is by using the APR, which shows the cost of borrowing over a year. 

Explore and manage your overdraft in your app 

The 'My overdraft' feature in your Royal Bank of Scotland app can help you: 

=E2=80=A2 

Check how much of your overdraft you've used and how much interest you'll pay. You can also use the calculator on your app to learn how much interest you could pay for overdraft amounts in the future. 

=E2=80=A2 

Understand when your charges will leave your account. 

=E2=80=A2 

Prepare for when your interest will be charged. Keep an eye on your monthly statements to see if there are any overdraft charges on there. 

You can find the 'My overdraft' feature in your app by tapping on your current account and selecting 'My overdraft'. 

  https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab1&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3Dsz8XhYTpZmlunkS32NuTtMrxJAGBQXWH87qatRfV74w Explore my overdraft    

Royal Bank of Scotland is proud to be the official banking partner to Team GB and ParalympicsGB. 

Together, we are helping the nation take a little more action. 

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab2&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DHwS2zU9NFGc9gU-aDbZAxovQrC5lkbes27ZGG4uOW4I    

This email is confidential. So if you=E2=80=99ve received this instead of the person it was for, please delete it. 

Need some help=3F 
 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab3&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3D_exOsnkAbI49ma6lhx63f-P6DlIYFdxkCc5EhtvQ5vs Cora, your digital assistant , is ready to help 24/7 (we can=E2=80=99t receive replies to this email). 

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab4&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DlA6cmRwrrO2emizDDUbog3nkmVGyZgQ0fDjxhp4lDb4 How we keep you safe =E2=80=83|=E2=80=83  https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab5&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DtGwrua86KbQYV0LxH84kaI9xgEKmIj-BGxKOewuqKu0 Our privacy policy =E2=80=83|=E2=80=83  https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab6&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3D_GKReITSgrXQGpx0sBfmmKwicuM5tjrtO0xwPJhc57g Support Centre 

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab7   

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab8    

 https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt9b668182,a01ac5db,8032bab9    

The Royal Bank of Scotland plc. Registered in Scotland No. SC083026. 
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724. 

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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</head>
<body class=3D"st-email-body st-center-gmail">



<div style=3D"font-size:0px; display:none; visibility:hidden; opacity:0; co=
lor:transparent; max-height:0px; height:0; width:0; mso-hide:all;">
Know how much it costs and how it works
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99;&#847; &#8199;&#847; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &sh=
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&nbsp;
</div>
<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"st-wrapper-table" style=3D=
"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-5=
q93f7hy12cbe" style=3D"width: 100%; padding-bottom: 15px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-slnzcz=
nix7p0n" style=3D"padding: 19px 30px 18px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"16" valign=3D"middle" class=3D"mob-w16" style=3D"width: 16px;"=
>
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-lltk=
3uzqlsp7k" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D=
"16" src=3D"https://res18.notifications.natwest.com/res/img/AB448A4DEFD07E3=
216876A5DDE151B8C.png" height=3D"20" alt=3D"Lock icon" class=3D"st-mobile-w=
idth-constraint" style=3D"border: 0px; display: block; width: 16px; max-wid=
th: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"254" valign=3D"middle" style=3D"width: 254px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;"><=
table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0">
<tbody><tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
 14px; padding-left: 14px; width: 100%;">
<p style=3D"margin: 0px;">
<span style=3D"font-size: 12px; line-height: 14px;">
Here=E2=80=99s part of your postcode 9BP
</span>
</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
<td width=3D"270" valign=3D"middle" style=3D"width: 270px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
 14px; width: 100%;">
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;">Email not displaying quite right=3F</span></p>
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;"><span style=3D"text-decoration: underline; color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t18.notifications.rbs.c=
o.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032ba68&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4=
Nzc4MDk5MCZjaW49MTA1MTYwODkxOCZwMT0lNDBlMjg1c1pZSmZjcUs1Z3ladUkzdDBrbUh2bSU=
yQkNaTXFENmZtTDkyVFRBaWclM0Q&s=3DiGdk5mvmp8UOVvuxyg0_DH564jL9A9DheoF6WEN5o3=
4"><span style=3D"color: #5e10b1;"><u>Try it in your browser</u></span></a>=
.</span></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
 18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">We aim to show you part of your postcode where we can, so you know this =
email is from us and not random spam &#8211; just one of <a style=3D"color:=
 #646068;" href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,=
a01ac5db,8032ba69&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwO=
DkxOA&s=3DvrGBgMuPLsr-_1yDaTQAhL5T4jB3DmSH6TMZM_87G64"><span style=3D"color=
: #5e10b1;"><u>the ways we&rsquo;re keeping you safe</u></span></a>.</span>=
</p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
 18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">By clicking on links in this email, you agree to Royal Bank of Scotland =
using cookies to track your interaction, to improve the performance of our =
communications, understand your interests, and to personalise our future em=
ails to you.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">&nbsp;</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">If you do not want your interactions with this email below tracked you c=
an visit our website by clicking this un-tracked link about <span style=3D"=
text-decoration: underline;"><a style=3D"color: #646068;" href=3D"https://w=
ww.rbs.co.uk/current-accounts/overdrafts/existing-customers.html=3Fextcam=
=3DRE_R_EMC_0_OVD_Service_AppNotUsed_Overdraft_Header_CRM" _label=3D"Non tr=
acked link"><span style=3D"color: #5e10b1;"><u>overdrafts</u></span></a></s=
pan></span>.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
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<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-4=
53wc4bm1mkbf" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__r65p6"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-h3y0=
jjlak87hk" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D=
"600" src=3D"https://res18.notifications.natwest.com/res/img/C8CC5D73A707D1=
28E946A8EA1AAA0FC8.jpg" alt=3D"Get to know your overdraft" title=3D"" class=
=3D"st-hide-mobile st-mobile-width-constraint" style=3D"border: 0px; displa=
y: block; width: 600px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-h3y0jjlak87hk" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/7BEC4B158C8817360D7CBF463955206C.jpg" border=3D"0" wid=
th=3D"600" valign=3D"top" alt=3D"Get to know your overdraft" title=3D"" cla=
ss=3D"st-mobile-width-constraint" style=3D"display: block; border: none; ma=
x-width: 100%; height: auto; width: 600px;"></div> <!--<![endif]-->
</td>
</tr> <!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-mxzo2l=
gjly7ll" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"4=
80" src=3D"https://res18.notifications.natwest.com/res/img/E7284EB0F2876D35=
82B5EA500D92A4FD.jpg" alt=3D"Get to know your overdraft" title=3D"" class=
=3D"st-hide-mobile st-mobile-width-constraint" style=3D"border: 0px; displa=
y: block; width: 480px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-95hyvxocmu4w3" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/1203645219004F7D1DB8B7CC55CBFF09.jpg" border=3D"0" wid=
th=3D"480" valign=3D"top" alt=3D"Get to know your overdraft" title=3D"" cla=
ss=3D"st-mobile-width-constraint" style=3D"display: block; border: none; ma=
x-width: 100%; height: auto; width: 480px;"></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__etg0s"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;">Hello Vincent,</p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;">As you have an overdraft with your current accoun=
t, it is important to understand how it works, how much it could cost and h=
ow your app could help you manage it.</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__1751q"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__0ragk"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #333333; font-size: 22px; font-weight: 700; letter-spacing=
: normal; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: =
100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #5a287d;"><strong>How much =
could your overdraft cost=3F</strong></span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 20px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;">There&rsquo;s no fee for having an arranged overd=
raft, but you are charged interest when you use it. For example, the intere=
st you&rsquo;ll pay to use a &#163;500 arranged overdraft is:</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-5q93f7hy12cbe" style=
=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__1godu"=
 style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#5A287D" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"278" class=3D"mob-w139" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;border-top: 1px solid=
 #DDDDDD; padding: 6px 10px; width: 278px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 13px=
; font-weight: 700; letter-spacing: normal; line-height: 14px; width: 100%;=
">
<p style=3D"margin: 0px;">Number of days:</p>
</td>
</tr>
</table>
</td>
<td width=3D"279" class=3D"mob-w138" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;border-top: 1px solid=
 #DDDDDD; border-right: 1px solid #DDDDDD; padding: 6px 10px; width: 279px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 13px=
; font-weight: 700; letter-spacing: normal; line-height: 14px; width: 100%;=
">
<p style=3D"margin: 0px;">The total you'd pay back:</p>
</td>
</tr>
</table>
</td>

</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-5q93f7hy12cbe" style=
=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__u342p"=
 style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#DBEDFA" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"278" class=3D"mob-w139" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 278px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">0 days (you&rsquo=
;ve not used your overdraft)</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"279" class=3D"mob-w138" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px so=
lid #DDDDDD; padding: 6px 10px; width: 279px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">&#163;0.00</span>=
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-5q93f7hy12cbe" style=
=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__ofjot"=
 style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#DBEDFA" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"278" class=3D"mob-w139" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 278px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">1 day</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"279" class=3D"mob-w138" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px so=
lid #DDDDDD; padding: 6px 10px; width: 279px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">&#163;0.46</span>=
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-5q93f7hy12cbe" style=
=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__6upcf"=
 style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrapp=
er st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#DBEDFA" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"278" class=3D"mob-w139" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 278px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">7 days</span></p>
</td>
</tr>
</table>
</td>
<td width=3D"279" class=3D"mob-w138" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px so=
lid #DDDDDD; padding: 6px 10px; width: 279px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">&#163;3.24</span>=
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-5q93f7hy12cbe" style=
=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__k28k" =
style=3D"width: 100%;"><table role=3D"presentation" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" class=3D"st-wrappe=
r st-wrapper-background st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#DBEDFA" valign=3D"top" style=3D"width: 100%;=
">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"278" class=3D"mob-w139" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; padding: 6px 10px; w=
idth: 278px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">30 days</span></p=
>
</td>
</tr>
</table>
</td>
<td width=3D"279" class=3D"mob-w138" valign=3D"middle" style=3D"border-bott=
om: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-right: 1px so=
lid #DDDDDD; padding: 6px 10px; width: 279px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 14px=
; font-weight: normal; letter-spacing: normal; line-height: 20px; width: 10=
0%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">&#163;13.87</span=
></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__icv5p"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-5q93f7=
hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 12px; font-weight: normal; letter-spacing: n=
ormal; line-height: 15px; padding-bottom: 9px; padding-top: 9px; width: 100=
%;">
<p style=3D"margin: 0px;">Representative Example: Effective Annual Rate: 39=
.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed cre=
dit limit: &#163;1200.</p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><strong>How does our overdraft compare=3F&nbsp;</=
strong></p>
<p style=3D"margin: 0px;">A good way to compare the cost of borrowing produ=
cts is by using the APR, which shows the cost of borrowing over a year.</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__q01cv"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFDBEC" valign=3D"top" class=3D"st-dynamic-v=
mzwx86sws1cb" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__90grr"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"> <!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-c19a1s=
2r3a759" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"4=
20" src=3D"https://res18.notifications.natwest.com/res/img/8A47A0C131ED7F81=
72CEC00CAE144547.png" alt=3D"" class=3D"st-hide-mobile st-mobile-width-cons=
traint st-dynamic-ntle6wrwm2m6c" style=3D"border: 0px; display: block; widt=
h: 420px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-e3koieyndqjvl" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/B3185BC0A0280ACC687FF402D7A0E2F1.jpg" border=3D"0" wid=
th=3D"420" valign=3D"top" alt=3D"" class=3D"st-mobile-width-constraint st-d=
ynamic-ygtk628gm0d2l" style=3D"display: block; border: none; max-width: 100=
%; height: auto; width: 420px;"></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"padding-top: 9p=
x; padding-bottom: 9px; width: 100%;"><img border=3D"0" valign=3D"top" widt=
h=3D"540" src=3D"https://res18.notifications.natwest.com/res/img/B0BF4B2C47=
75EB24FE240D2A6E1882CA.jpg" alt=3D"" class=3D"st-resize" style=3D"border: 0=
px; display: block; width: 540px; max-width: 100%;"> </td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
 font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><strong>Explore and manage your overdraft in your=
 app</strong></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;">The 'My overdraft' feature in your Royal Bank of =
Scotland app can help you:</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__7q1qj"=
 style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Check how much of your overdraft you've used and how much interest=
 you'll pay. You can also use the calculator on your app to learn how much =
interest you could pay for overdraft amounts in the future.</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__5o31" =
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 100=
%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Understand when your charges will leave your account.</p></span></=
p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__cnqer"=
 style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:9px;padding-bottom:9px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">Prepare for when your interest will be charged. Keep an eye on you=
r monthly statements to see if there are any overdraft charges on there.</p=
></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 21px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">You can find the =
'My overdraft' feature in your app by tapping on your current account and s=
electing 'My overdraft'.</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"premierbtn pri-=
hover" style=3D"padding-top: 22px; padding-bottom: 22px; width: 100%;"><!--=
[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" style=3D"height:30pt; v-text-anchor:middle; w=
idth:168pt; mso-position-horizontal: center" arcsize=3D"127%" strokecolor=
=3D"#5E10B1" strokeweight=3D"0pt" fillcolor=3D"#5E10B1">
<w:anchorlock/>
<v:textbox inset=3D"0,0,0,0"><p style=3D"text-align: center; font-family: H=
elvetica, Arial, Sans-serif; color: #FFFFFF; font-size: 14px; font-weight: =
700; letter-spacing: normal; mso-line-height-rule: exactly; line-height: 18=
px"><![endif]-->
<!--[if !mso]><!-->
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"223" style=3D"width: 223px; border-collapse: initial;">
<tr>
<td width=3D"100%" bgcolor=3D"#5E10B1" align=3D"center" height=3D"22" valig=
n=3D"middle" style=3D"mso-padding-alt:11px 30px 11px 30px; border-radius:50=
px; height: 22px; width: 100%; text-align: center; background-color: #5e10b=
1; vertical-align: middle"><!--<![endif]--> <a width=3D"223" href=3D"https:=
//t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032ba6a&e=3DY2l=
kPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DgFSAs6EGD0jBRRx=
Dgrc1qvIRj9wpbI7I8Vxt7kIoPFQ" target=3D"_blank" bgcolor=3D"#5E10B1" valign=
=3D"middle" style=3D"mso-line-height-rule:exactly; text-align:center; font-=
family: Helvetica, Arial, sans-serif; color: #ffffff; font-size: 14px; font=
-weight: 700; letter-spacing: normal; line-height: 18px; padding: 11px 30px=
; text-decoration: none; display: table-cell; width: 223px; height: 22px; b=
order-radius: 50px; vertical-align: middle; box-sizing: content-box" _label=
=3D"Explore my overdraft"><span style=3D"color: #ffffff; margin: 0px;">Expl=
ore my overdraft</span></a> <!--[if !mso]><!--></td>
</tr>
</table> <!--<![endif]-->
<!--[if mso]>
</p></v:textbox>
</v:roundrect>
<![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__lobcp"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-4=
53wc4bm1mkbf" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" bgcolor=3D"#FFFFFF" style=3D"width: 600=
px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-h3y0jj=
lak87hk" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"6=
00" src=3D"https://res18.notifications.natwest.com/res/img/5BB0F376F339AC8C=
6F004F5FFD1E4174.png" alt=3D"" class=3D"st-hide-mobile st-mobile-width-cons=
traint" style=3D"border: 0px; display: block; width: 600px; max-width: 100%=
;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-h3y0jjlak87hk" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/29758F75B090FBA43BFAAE4987C5E511.png" border=3D"0" wid=
th=3D"600" valign=3D"top" alt=3D"" class=3D"st-mobile-width-constraint" sty=
le=3D"display: block; border: none; max-width: 100%; height: auto; width: 6=
00px;"></div> <!--<![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"middle" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-14jj54=
vgkt4z5" style=3D"text-align: left; font-family: Helvetica, Arial, sans-ser=
if; color: #5a287d; font-size: 12px; font-weight: normal; letter-spacing: n=
ormal; line-height: 15px; padding-bottom: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 12p=
x; line-height: 15px;">Royal Bank of Scotland is proud to be the official b=
anking partner to Team GB and ParalympicsGB.</span></p>
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 12p=
x; line-height: 15px;">Together, we are helping the nation take a little mo=
re action.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> <!-- FOOTER START -->
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"fz-16-footer=
 st-dynamic-5q93f7hy12cbe" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-lr9g=
ipknoanwo" style=3D"padding-top: 25px; padding-bottom: 25px; width: 100%;">=
<a href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db=
,8032ba6b&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=
=3DGhE7jQ-yKqJbi-5jvHIJChDLBkBFH1X47AOa1zbHWxU" target=3D"_blank" style=3D"=
display: block;"><img border=3D"0" valign=3D"top" width=3D"158" src=3D"http=
s://res18.notifications.natwest.com/res/img/4B3CF3F47C164F7F5954556930310ED=
5.png" alt=3D"Tomorrow begins today - Royal Bank" class=3D"st-hide-mobile s=
t-mobile-width-constraint" style=3D"border: 0px; display: block; width: 158=
px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-lr9gipknoanwo" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/4B3CF3F47C164F7F5954556930310ED5.png" border=3D"0" wid=
th=3D"158" valign=3D"top" alt=3D"Tomorrow begins today - Royal Bank" class=
=3D"st-mobile-width-constraint" style=3D"display: block; border: none; max-=
width: 100%; height: auto; width: 158px;"></div> <!--<![endif]-->
</a></td>
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<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
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width: 600px;">
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<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-gat4665wg60he" style=3D"text-align: left; font-family: Arial, Helvet=
ica, sans-serif; color: #646068; font-size: 14px; font-weight: normal; lett=
er-spacing: normal; line-height: 18px; padding-left: 30px; padding-right: 3=
0px; padding-top: 30px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
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<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
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<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-kxr6pt043ickr" style=3D"text-align: left; font-family: Arial, Helvet=
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er-spacing: normal; line-height: 18px; padding: 30px 30px 18px; width: 100%=
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<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
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text-decoration: underline;"><a href=3D"https://t18.notifications.rbs.co.uk=
/r/=3Fid=3Dh9b668182,a01ac5db,8032ba6c&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4=
MDk5MCZjaW49MTA1MTYwODkxOA&s=3DsZD2C8j1C9YbmAnyLk-PoUDto1WZVkwRshVjQDtey3M"=
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gital assistant</u></span></a></span>, is ready to help 24/7 (we can&rsquo;=
t receive replies to this email).</span></p>
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
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<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 14p=
x; line-height: 18px;"><span style=3D"text-decoration: underline;"><a href=
=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032ba=
6d&e=3DY2lkPURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DAUnGN=
H5JsY5ABUnrAXKp48WzXcWELDBpRP4sAEfd54g" style=3D"color: #646068;"><span sty=
le=3D"color: #5e10b1;"><u>How we keep you safe</u></span></a></span>=E2=80=
=83|=E2=80=83<span style=3D"text-decoration: underline;"><a href=3D"https:/=
/t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032ba6e&e=3DY2lk=
PURNNTQ4OTYwJmJpZD0tMTY4Nzc4MDk5MCZjaW49MTA1MTYwODkxOA&s=3DKspMC0pQ596HerLz=
jM-LxR785jT2-UGK4egSKPJ3OWc" style=3D"color: #646068;"><span style=3D"color=
: #5e10b1;"><u>Our privacy policy</u></span></a></span>=E2=80=83|=E2=80=83<=
span style=3D"text-decoration: underline;"><a href=3D"https://t18.notificat=
ions.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032ba6f&e=3DY2lkPURNNTQ4OTYwJm=
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Ns57XLUR6yRpI" style=3D"color: #646068;"><span style=3D"color: #5e10b1;"><u=
>Support Centre</u></span></a></span> </span></p>
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
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<td width=3D"218" valign=3D"top" style=3D"width: 218px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
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<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 0px; max-height: 0px; margin: 0px; font-size: 0px; line-height: 0px=
">
&nbsp;
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</td>
<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"width: 100%;"><a href=3D"https://t18.notifications.rbs.=
co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032baac" target=3D"_blank" style=3D"dis=
play: block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https://=
res18.notifications.natwest.com/res/img/ECBDA2BC0C8BA5A04549C45DD4595A3B.pn=
g" alt=3D"Facebook" title=3D"" class=3D"st-mobile-width-constraint" style=
=3D"border: 0px; display: block; width: 35px; max-width: 100%;"> </a></td>
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</td>
<td width=3D"95" valign=3D"top" class=3D"mob-w95" style=3D"width: 95px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"padding-left: 5px; padding-right: 5px; width: 100%;"><a=
 href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8=
032baad" target=3D"_blank" style=3D"display: block;"><img border=3D"0" vali=
gn=3D"top" width=3D"35" src=3D"https://res18.notifications.natwest.com/res/=
img/8CAA10BFF959E5EC3805662CA663E13E.png" alt=3D"Instagram" title=3D"" clas=
s=3D"st-hide-mobile st-mobile-width-constraint" style=3D"border: 0px; displ=
ay: block; width: 35px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-60n52i5uow5du" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/8CAA10BFF959E5EC3805662CA663E13E.png" border=3D"0" wid=
th=3D"35" valign=3D"top" alt=3D"Instagram" title=3D"" class=3D"st-mobile-wi=
dth-constraint" style=3D"display: block; border: none; max-width: 100%; hei=
ght: auto; width: 35px;"></div> <!--<![endif]-->
</a></td>
</tr>
</table>
</td>
<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"width: 100%;"><a href=3D"https://t18.notifications.rbs.=
co.uk/r/=3Fid=3Dh9b668182,a01ac5db,8032baae" target=3D"_blank" style=3D"dis=
play: block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https://=
res18.notifications.natwest.com/res/img/B42A6F384DABF654B93CEEFCAB74404E.pn=
g" alt=3D"TikTok" title=3D"" class=3D"st-hide-mobile st-mobile-width-constr=
aint" style=3D"border: 0px; display: block; width: 35px; max-width: 100%;">=
 <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-60n52i5uow5du" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/B42A6F384DABF654B93CEEFCAB74404E.png" border=3D"0" wid=
th=3D"35" valign=3D"top" alt=3D"TikTok" title=3D"" class=3D"st-mobile-width=
-constraint" style=3D"display: block; border: none; max-width: 100%; height=
: auto; width: 35px;"></div> <!--<![endif]-->
</a></td>
</tr>
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</td>
<td width=3D"217" valign=3D"top" style=3D"width: 217px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 0px; max-height: 0px; margin: 0px; font-size: 0px; line-height: 0px=
">
&nbsp;
</p>
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</td>
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</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-65h1uv5qs3zp6" style=3D"text-align: left; font-family: Arial, Helvet=
ica, sans-serif; color: #646068; font-size: 14px; font-weight: 700; letter-=
spacing: normal; line-height: 18px; padding: 30px 30px 32px; width: 100%;">
<p style=3D"text-align: left; margin: 0px;"><span style=3D"font-size: 14px;=
 line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
 No. SC083026.<span style=3D"display: inline;" class=3D"st-hide-mobile"><br=
></span>Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financia=
l Services Firm Reference Number 114724.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;">&nbsp;</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;">Authorised by the Prudential Regulation Authority and regulated by the F=
inancial Conduct Authority and the Prudential Regulation Authority.</span><=
/p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
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</table>
</td>
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</table> <!-- FOOTER END -->
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line-height: 0; height: 0; min-width: 600px;">
&nbsp;
</td>
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