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From: "Virgin Money" <email@creditcard.virginmoney.com>
Subject: Reminder about your balance and money transfer rates
Date: Fri, 03 Jul 2020 11:06:52 +0100
To: <vince@showfile.com>
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These transfer rates expire soon =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C
These transfer rates expire soon | http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a57&p1=3D%40AQmm2ecoFWvg70YNhQ1AnYu9XYtY%2BVoLCjIXzSasRgU%3D View in browser
So you know our emails are genuine, whenever we include links to our website in emails we will also quote the last four digits of your card number: 8283
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a58
Your balance and money transfer rates
Dear Vincent
Just a reminder that you have until 31 July 2020 to take up the balance and money transfer rates below on your Virgin Money Credit Card ending 8283.
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a59 Want to find out more=3F
Nothing is more important to Virgin Money than the wellbeing of our customers and colleagues. Due to the global impact of Coronavirus, our call centres are focused on helping those most impacted.
If you wish to view your latest rates or make a transfer, please use the Virgin Money Credit Card app or go to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5a Online Service .
Transfer a new balance from another card
Option 1
0% interest until February 2022 statement
4% handling fee applies
Option 2
0% interest until April 2021 statement
2% handling fee applies
Transfer money into your bank account
Option 3
0% interest until December 2021 statement
4% handling fee applies
Option 4
0% interest until March 2021 statement
2% handling fee applies
On all transfers you make between now and 31 July 2020
Key things to know
=E2=80=A2 Your options =E2=80=94 whether you would like a longer duration for a higher fee, a shorter duration for a lower fee, or an interest rate with no fee, consider which option is best value for you before you transfer.
=E2=80=A2 Your rate =E2=80=94 when your new transfer rate ends, balance and money transfers will be charged at your standard rate of interest. This can be found on your statement.
=E2=80=A2 The terms =E2=80=94 we will withdraw the new transfer rate if you don=E2=80=99t stick to the terms of your credit agreement (e.g. you miss a payment or go over your credit limit).
=E2=80=A2 Making purchases =E2=80=94 if you make a card purchase, you=E2=80=99ll be charged interest on it unless you pay off the full balance shown on your statement by the payment date or you have a 0% rate on purchases. Your full balance includes any balance and money transfers.
For more information, please see your statement and your Terms.
Remember
=E2=80=A2 Credit limit =E2=80=94 you can only transfer up to 95% of your credit limit minus your outstanding balance(s) and transfer fee. You can view your credit limit in our Credit Card app or by signing in to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5b Online Service .
=E2=80=A2 It=E2=80=99s good to pay off as much as you can afford each month =E2=80=94 Direct Debit is the simplest way. You can set one up easily, or if you=E2=80=99ve done that already, you should check your details to make sure it=E2=80=99s still in place. You can do this in our Credit Card app or by signing in to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5c Online Service .
To view your latest transfer rates and to make a transfer, you can either go to our Credit Card app or sign in to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5d Online Service .
You can download our app from the App Store or Google Play (search 'Virgin Money Credit Card') if you haven't already. You'll need your card to register.
Please note, if you've used a different account to register for our Credit Card app, you'll need to sign in to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5e Online Service .
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a60 Find out more
Thank you for being a Virgin Money customer.
The Virgin Money Credit Card Team
Take control with our Virgin Money Credit Card app.
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a61 http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a62
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a63
http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a64 Privacy policy | http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a65 Contact us
We are sending you this information as part of our credit agreement with you so you know about the balance transfer, money transfer and retail purchase rates that are available to you.
If you don't want to receive this kind of message from us in the future, please call us on 0800 011 3210. You'll still be able to find and use all of these rates in our app and in Online Service.
Calls to 0800 numbers are free from personal mobile phones and residential UK landlines. Calls will be monitored and recorded.
Forgotten your Online Service Customer ID, Password or Passcode=3F
If you have previously registered but have forgotten your Customer ID, password or passcode, please go to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a66 myvirginmoney.com/cards and click on the red 'Sign in' box, then click on 'I have forgotten my Customer ID' or 'I have forgotten my password or passcode' under 'Forgotten your sign in details'.
Please read, important information about email security:
To ensure that you receive all emails about your card, add email@creditcard.virginmoney.com to your email address book or Safe List.
We have sent this email to you in order to service your credit card account and it is confidential and for use by the addressee only.
However, since email is not a secure form of communication, please do not reply to us by email. If you would like to communicate with us online about your account, please sign in to http://t.emails.virginmoney.com/r/=3Fid=3Dt345d858,1dfc573,1939a5f Online Service and use the secure messaging service.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google LLC.
Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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r website in emails we will also quote the last four digits of your card nu=
mber: 8283
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text-align: center; line-height: 40px; letter-spacing:-0.03em">Your balanc=
e and money transfer rates</td>
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</td>
</tr>
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</td>
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<!--END - CENTER HEADER-->
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class=3D"mobileMargin">
Dear Vincent
<br>
<br>
Just a reminder that you have until 31 July 2020 to take up the b=
alance and money transfer rates below on your Virgin Money Credit Card endi=
ng 8283.
</td>
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<!--END - PARAGRAPH CENTER-->
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Nothing is more important to Virgin Money than the wellbeing of o=
ur customers and colleagues. Due to the global impact of Coronavirus, our c=
all centres are focused on helping those most impacted.<br></br><b> If you =
wish to view your latest rates or make a transfer, please use the Virgin Mo=
ney Credit Card app or go to <a href=3D"http://t.emails.virginmoney.com/r/=
=3Fid=3Dh345d858,1dfc573,1939a4a" style=3D"color:#666666; font-weight:bold;=
text-decoration:underline;">Online Service</a>.</b>
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dding=3D"0" border=3D"0" align=3D"center" style=3D"margin:0 auto;">
<tr>
<td style=3D"vertical-align:top; padding:0 20px 30px 20px;">
<table width=3D"49%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" align=3D"left" style=3D"border-right: 1px solid #B9ABB3;" class=3D=
"deviceWidth mobileTableBorder">
<tr>
<td width=3D"60" align=3D"left" style=3D"padding:10px 10p=
x 16px 0;" ><img src=3D"https://res.emails.virginmoney.com/res/img/EB1D088D=
7D470C804C552DCF6ECAB2F3.png" width=3D"60" height=3D"60" alt=3D"Balance tra=
nsfer" /></td>
<td align=3D"left" valign=3D"top" style=3D"padding:10px 1=
0px 16px 0; font-size:21px; line-height:24px; color:#E10A0A; font-family: '=
Nunito', 'Roboto', Arial, sans-serif; margin:0; letter-spacing:-0.3px;">Tra=
nsfer a new balance from another card</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"padding:0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
align=3D"left">
<tr>
<td align=3D"left" style=3D"background-color: #7a36=
71; -webkit-border-radius:0px; -moz-border-radius:0px; border-radius:0px; c=
olor:#ffffff; font-family: 'Roboto', Arial, sans-serif; font-size:14px; lin=
e-height:19px; text-align:center; text-decoration:none; padding:2px 12px 2p=
x 12px;">Option 1</td>
</tr>
</table>
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"font-family: 'T=
ajawal', 'Roboto', Arial, sans-serif; font-size:16px; line-height:21px; tex=
t-align:center; vertical-align:top; padding:10px 24px 24px 0; color:#666666=
; text-align:left;">
<strong>0% interest until February 2022 statement</stro=
ng>
<br />
4% handling fee applies
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"padding:0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
align=3D"left">
<tr>
<td align=3D"left" style=3D"background-color: #7a36=
71; -webkit-border-radius:0px; -moz-border-radius:0px; border-radius:0px; c=
olor:#ffffff; font-family: 'Roboto', Arial, sans-serif; font-size:14px; lin=
e-height:19px; text-align:center; text-decoration:none; padding:2px 12px 2p=
x 12px;">Option 2</td>
</tr>
</table>
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"font-family: 'T=
ajawal', 'Roboto', Arial, sans-serif; font-size:16px; line-height:21px; tex=
t-align:center; vertical-align:top; padding:10px 24px 24px 0; color:#666666=
; text-align:left;">
<strong>0% interest until April 2021 statement</strong>=
<br />
2% handling fee applies
</td>
</tr>
</table>
<table width=3D"49%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" align=3D"right" class=3D"deviceWidth">
<tr>
<td width=3D"60" align=3D"left" style=3D"padding:10px 10p=
x 16px 0;"><img src=3D"https://res.emails.virginmoney.com/res/img/B7D4C6E50=
E56F54231F7CAA0651C1B86.png" width=3D"60" height=3D"60" alt=3D"Money transf=
er" /></td>
<td align=3D"left" valign=3D"top" style=3D"padding:10px 1=
0px 16px 0; font-size:21px; line-height:24px; color:#E10A0A; font-family: '=
Nunito', 'Roboto', Arial, sans-serif; margin:0; letter-spacing:-0.3px;">Tra=
nsfer money into your bank account</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"padding:0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
align=3D"left">
<tr>
<td align=3D"left" style=3D"background-color: #7a36=
71; -webkit-border-radius:0px; -moz-border-radius:0px; border-radius:0px; c=
olor:#ffffff; font-family: 'Roboto', Arial, sans-serif; font-size:14px; lin=
e-height:19px; text-align:center; text-decoration:none; padding:2px 12px 2p=
x 12px;">Option 3</td>
</tr>
</table>
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"font-family: 'T=
ajawal', 'Roboto', Arial, sans-serif; font-size:16px; line-height:21px; tex=
t-align:center; vertical-align:top; padding:10px 24px 24px 0; color:#666666=
; text-align:left;">
<strong>0% interest until December 2021 statement</stro=
ng>
<br />
4% handling fee applies
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"padding:0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
align=3D"left">
<tr>
<td align=3D"left" style=3D"background-color: #7a36=
71; -webkit-border-radius:0px; -moz-border-radius:0px; border-radius:0px; c=
olor:#ffffff; font-family: 'Roboto', Arial, sans-serif; font-size:14px; lin=
e-height:19px; text-align:center; text-decoration:none; padding:2px 12px 2p=
x 12px;">Option 4</td>
</tr>
</table>
</td>
</tr>
<tr>
<td colspan=3D"2" align=3D"left" style=3D"font-family: 'T=
ajawal', 'Roboto', Arial, sans-serif; font-size:16px; line-height:21px; tex=
t-align:center; vertical-align:top; padding:10px 24px 24px 0; color:#666666=
; text-align:left;">
<strong>0% interest until March 2021 statement</strong>=
<br />
2% handling fee applies
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- END BTMT BLOCK -->
<!--START - SECONDARY HEADER CENTER-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#7a3671" style=3D"width:600px; margin:0 auto;=
">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#7a3=
671; font-size: 18px; color: #ffffff; font-weight: normal; text-align: cent=
er; font-family: 'Nunito', 'Roboto', Arial, sans-serif; vertical-align: top=
; line-height: 30px; padding:30px 30px 30px 30px; letter-spacing:-0.3px" cl=
ass=3D"mobileMargin">
On all transfers you make between now and 31 July 2020
</td>
</tr>
</table>
<!--END - SECONDARY HEADER CENTER-->
<!--START - SECONDARY HEADER LEFT-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#FFF=
FFF; font-size: 24px; color: #E10A0A; font-weight: normal; text-align: left=
; font-family: 'Nunito', 'Roboto', Arial, sans-serif; vertical-align: top; =
line-height: 30px; padding:30px 30px 15px 30px; letter-spacing:-0.3px" clas=
s=3D"mobileMargin">
Key things to know
</td>
</tr>
</table>
<!--END - SECONDARY HEADER LEFT-->
<!--START - BULLET LIST SINGLE COLUMN-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto;=
min-width:100%; ">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#FFF=
FFF; font-size: 16px; line-height: 21px; color: #666666; font-weight: norma=
l; text-align: left; font-family: 'Tajawal', 'Roboto', Arial, sans-serif; v=
ertical-align: top; padding:0 30px 30px 30px;" class=3D"mobileMargin">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"fo=
nt-size:16px; line-height:21px; color:#666666; font-weight:normal; text-ali=
gn:left; font-family: 'Tajawal', 'Roboto', Arial, sans-serif; vertical-alig=
n:top; padding:0 0 15px 0; letter-spacing:-0.03px;" class=3D"deviceWidth">
<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>Your options</strong> — whether you would =
like a longer duration for a higher fee, a shorter duration for a lower fee=
, or an interest rate with no fee, consider which option is best value for =
you before you transfer.</td>
</tr>
<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>Your rate</strong> — when your new transfe=
r rate ends, balance and money transfers will be charged at your standard r=
ate of interest. This can be found on your statement.</td>
</tr>
<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>The terms</strong> — we will withdraw the =
new transfer rate if you don=E2=80=99t stick to the terms of your credit ag=
reement (e.g. you miss a payment or go over your credit limit).</td>
</tr>
<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>Making purchases</strong> — if you make a =
card purchase, you=E2=80=99ll be charged interest on it unless you pay off =
the full balance shown on your statement by the payment date or you have a =
0% rate on purchases. Your full balance includes any balance and money tran=
sfers.
<br><br>
For more information, please see your statement and your Terms.=
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--END - BULLET LIST SINGLE COLUMN-->=09=09=09
<!--START - SECONDARY HEADER LEFT-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#FFF=
FFF; font-size: 24px; color: #E10A0A; font-weight: normal; text-align: left=
; font-family: 'Nunito', 'Roboto', Arial, sans-serif; vertical-align: top; =
line-height: 30px; padding:0 30px 15px 30px; letter-spacing:-0.3px" class=
=3D"mobileMargin">
Remember
</td>
</tr>
</table>
<!--END - SECONDARY HEADER LEFT-->
<!--START - BULLET LIST SINGLE COLUMN-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto;=
min-width:100%; ">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#FFF=
FFF; font-size: 16px; line-height: 21px; color: #666666; font-weight: norma=
l; text-align: left; font-family: 'Tajawal', 'Roboto', Arial, sans-serif; v=
ertical-align: top; padding:0 30px 30px 30px;" class=3D"mobileMargin">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"fo=
nt-size:16px; line-height:21px; color:#666666; font-weight:normal; text-ali=
gn:left; font-family: 'Tajawal', 'Roboto', Arial, sans-serif; vertical-alig=
n:top; padding:0 0 15px 0; letter-spacing:-0.03px;" class=3D"deviceWidth">
<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>Credit limit</strong> — you can only trans=
fer up to 95% of your credit limit minus your outstanding balance(s) and tr=
ansfer fee. You can view your credit limit in our Credit Card app or by sig=
ning in to
<a href=3D"http://t.emails.virginmoney.com/r/=
=3Fid=3Dh345d858,1dfc573,1939a4b" style=3D"color:#7a3671; font-weight:bold;=
text-decoration:underline;">Online Service</a>.</td>
</tr>
=09=09=09
=09=09=09<tr>
<td width=3D"2%" valign=3D"top" style=3D"font-size: 21px; text-=
align: center; padding:6px 10px 9px 0; margin: 0; color: #E10A0A; vertical-=
align: top;">•</td>
<td width=3D"97%" style=3D"font-size:16px; padding:6px 0 9px 0;=
text-align:left;"><strong>It=E2=80=99s good to pay off as much as you can =
afford each month </strong> — Direct Debit is the simplest way. You =
can set one up easily, or if you=E2=80=99ve done that already, you should c=
heck your details to make sure it=E2=80=99s still in place. You can do this=
in our Credit Card app or by signing in to <a href=3D"http://t.emails.virg=
inmoney.com/r/=3Fid=3Dh345d858,1dfc573,1939a4c" style=3D"color:#7a3671; fon=
t-weight:bold; text-decoration:underline;">Online Service</a>.
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--END - BULLET LIST SINGLE COLUMN-->=09
<!--START - PARAGRAPH CENTER-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#DDE7EA" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#DDE=
7EA; font-size: 16px; line-height: 21px; color: #666666; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:30px 30px 30px 30px; letter-spacing:-0.3px;" =
class=3D"mobileMargin">
To view your latest transfer rates and to make a transfer, you can =
either go to our
Credit Card app or sign in to <a href=3D"http://t.emails.virginmoney.com/r/=
=3Fid=3Dh345d858,1dfc573,1939a4d" style=3D"color:#7a3671; font-weight:bold;=
text-decoration:underline;">Online Service</a>.<br /><br />
You can download our app from the App Store or Google Play (search 'Virgin
Money Credit Card') if you haven't already. You'll need your card to regist=
er.<br /><br />
Please note, if you've used a different account to register for our Credit =
Card app,
you'll need to sign in to <a href=3D"http://t.emails.virginmoney.com/r/=3Fi=
d=3Dh345d858,1dfc573,1939a4e" style=3D"color:#7a3671; font-weight:bold; tex=
t-decoration:underline;">Online Service</a>.
</td>
</tr>
</table>
<!--END - PARAGRAPH CENTER-->
<!-- START - BUTTON CENTER -->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#DDE7EA" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" width=3D"600" style=3D"vertical-align:top; backgro=
und-color:#DDE7EA; font-size: 16px; line-height: 21px; color: #666666; font=
-weight: normal; text-align: left; font-family: Arial, sans-serif; vertical=
-align: top; padding:0 30px 30px 30px; width:600px" class=3D"mobileMargin">
<table width=3D"540" class=3D"deviceWidth">
<tr>
<td style=3D"padding:0">
<table border=3D"0" align=3D"center" cellpadding=3D"0" cellsp=
acing=3D"0" class=3D"deviceWidth">
<tr>
<td style=3D"padding:0">
<table width=3D"540" class=3D"pc100" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" align=3D"center">
<tr>
<td align=3D"center" style=3D"padding:0 0 0 0" widt=
h=3D"540" class=3D"pc100">
<table class=3D"deviceWidth" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" align=3D"center">
<tr>
<td class=3D"cta" style=3D"display: block; -w=
ebkit-border-radius: 20px; -moz-border-radius: 20px; border-radius: 20px; b=
order: none; background-color: #E10A0A; padding: 10px 30px; font-family: Ar=
ial, sans-serif; font-size: 16px; font-weight: bold; color: #FFFFFF; text-a=
lign: center; line-height: 20px">
<a href=3D"http://t.emails.virginmoney.com/=
r/=3Fid=3Dh345d858,1dfc573,1939a50" target=3D"_blank" style=3D"color: #FFFF=
FF; text-decoration: none">Find out more</a>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- END - BUTTON CENTER -->
<!--START - PARAGRAPH CENTER-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#FFF=
FFF; font-size: 16px; line-height: 21px; color: #666666; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:30px 30px 30px 30px; letter-spacing:-0.3px;" =
class=3D"mobileMargin">
Thank you for being a Virgin Money customer.
<br>
<br>
<strong>The Virgin Money Credit Card Team</strong>
</td>
</tr>
</table>
<!--END - PARAGRAPH CENTER-->
=09=09=09=09
=09=09=09=09 <!--START - HORIZONTAL LINE CENTER-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600"=
class=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px; margin:0 a=
uto; background-color:#FFFFFF; min-width:100%;">
<tr>
<td align=3D"center" width=3D"600" height=3D"2" valign=3D"top" st=
yle=3D"vertical-align:top; color: #666666; font-weight: normal; text-align:=
center; vertical-align: top; padding:0 30px 30px 30px; width:600px" class=
=3D"mobileMargin"><img src=3D"https://res.emails.virginmoney.com/res/img/DA=
B57A42CEC71E83B5EA699BA67DDAC5.png" width=3D"137" height=3D"2" alt=3D""/></=
td>
</tr>
</table>
<!--END - HORIZONTAL LINE CENTER-->=09
=09=09=09=09
=09=09=09=09
=09=09=09=09
=09=09=09=09 <!--START - APP STORE LINKS-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" w=
idth=3D"600" class=3D"deviceWidth" bgcolor=3D"#FFFFFF" style=3D"width:600px=
; margin:0 auto; ">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; backg=
round-color:#FFFFFF; font-size: 16px; line-height: 21px; color: #666666; fo=
nt-weight: normal; text-align: center; font-family: Arial, sans-serif; vert=
ical-align: top; padding:0 30px 40px 30px;" class=3D"mobileMargin">
<table width=3D"60%" align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:16px; line-height:=
21px; color:#666666; font-weight:normal; text-align:center; font-family:Ari=
al, sans-serif; vertical-align:top; padding:0 0 15px 0;" class=3D"">
<tr>
<td colspan=3D"2" style=3D"padding:0 0 15px 0;"=
>Take control with our Virgin Money Credit Card app.
</td>
</tr>
<tr>
<td width=3D"44%" valign=3D"top" style=3D"paddi=
ng:0 10px 0 0; vertical-align: top; text-align:left; margin: 0;"><a href=3D=
"http://t.emails.virginmoney.com/r/=3Fid=3Dh345d858,1dfc573,1939a51"><img a=
lign=3D"left" src=3D"https://res.emails.virginmoney.com/res/img/AAFD805F34D=
B8EE09E944B0709790F40.png" width=3D"144" class=3D"imgfix" border=3D"0" styl=
e=3D"display:block; margin:0 auto; text-decoration:none; width:144px; borde=
r:0;" alt=3D"Download on the App Store" /></a></td>
<td width=3D"48%" valign=3D"top" style=3D"paddi=
ng:0 0px 0 0; vertical-align: top; text-align:left; margin: 0;"><a href=3D"=
http://t.emails.virginmoney.com/r/=3Fid=3Dh345d858,1dfc573,1939a52"><img al=
ign=3D"left" src=3D"https://res.emails.virginmoney.com/res/img/DD23BC42E0BD=
50B86D560B0DDB1E8952.png" width=3D"160" class=3D"imgfix" border=3D"0" style=
=3D"display:block; margin:0 auto; text-decoration:none; width:160px; border=
:0;" alt=3D"Get it on Google Play" /></a></td>
</tr>
</table>
</td>
</tr>
</table>
<!--END - APP STORE LINKS-->
<!--START - FOOTER LOGO-->
<!--START - OFFICE365 FIX--><table style=3D"display:none"><tr><td></td></tr=
></table><!--END - OFFICE365 FIX-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"600" cla=
ss=3D"deviceWidth" bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#ECE=
CEC; text-align:center; padding:30px 0 21px 0;">
<a href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh345d858,1dfc5=
73,1939a53"><img src=3D"https://res.emails.virginmoney.com/res/img/14B7CD7D=
6CAC4E3B2ADF788E910C48D5.png" width=3D"121" height=3D"51" alt=3D"Virgin Mon=
ey" border=3D"0" style=3D"border: none;"/></a>
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CEC; font-size: 14px; line-height: 21px; color: #666666; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:0 30px 30px 30px;" class=3D"mobileMargin">
<a href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh345d858,1dfc5=
73,1939a54" style=3D"color:#888888; text-decoration:none; text-decoration:u=
nderline;">Privacy policy</a>
|
<a href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh345d858,1dfc5=
73,1939a55" style=3D"color:#888888; text-decoration:none; text-decoration:u=
nderline;">Contact us</a>
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=09=09=09=09
=09=09=09=09
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ss=3D"deviceWidth" bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#ECE=
CEC; font-size: 14px; line-height: 16px; color: #888888; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:0px 10px 30px 0px;" class=3D"mobileMargin">
We are sending you this information as part of our credit agreement=
with you so you know about the balance transfer, money transfer and retail=
purchase rates that are available to you.
<br/><br/>
If you don't want to receive this kind of message from us in the fu=
ture, please call us on <span style=3D"white-space:nowrap">0800 011 3210.</=
span> You'll still be able to find and use all of these rates in our app an=
d in Online Service.
=09=09<br/><br/>
=09=09Calls to 0800 numbers are free from personal mobile phones and reside=
ntial UK landlines. Calls will be monitored and recorded.
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min-width:100%;">
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CEC; font-size: 14px; line-height: 16px; color: #888888; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:0px 10px 15px 0px;" class=3D"mobileMargin"><i=
mg src=3D"https://res.emails.virginmoney.com/res/img/DAB57A42CEC71E83B5EA69=
9BA67DDAC5.png" width=3D"137" height=3D"2" alt=3D""/></td>
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ss=3D"deviceWidth" bgcolor=3D"#ECECEC" style=3D"width:600px; margin:0 auto;=
min-width:100%;">
<tr>
<td valign=3D"top" style=3D"vertical-align:top; background-color:#ECE=
CEC; font-size: 14px; line-height: 16px; color: #888888; font-weight: norma=
l; text-align: center; font-family: 'Tajawal', 'Roboto', Arial, sans-serif;=
vertical-align: top; padding:30px 10px 30px 0px;" class=3D"mobileMargin">
<strong>Forgotten your Online Service Customer ID, Password or Pass=
code=3F</strong>
<br />
If you have previously registered but have forgotten your Customer =
ID, password or passcode, please go to <a href=3D"http://t.emails.virginmon=
ey.com/r/=3Fid=3Dh345d858,1dfc573,1939a56" style=3D"color:#7a3671">myvirgin=
money.com/cards</a> and click on the red 'Sign in' box, then click on 'I ha=
ve forgotten my Customer ID' or 'I have forgotten my password or passcode' =
under 'Forgotten your sign in details'.
<br/>
<br/>
<strong>Please read, important information about email security:</s=
trong> <br/> To ensure that you receive all emails about your card, add <a =
href=3D"mailto:email@creditcard.virginmoney.com" style=3D"color:#7a3671">em=
ail@creditcard.virginmoney.com</a> to your email address book or Safe List.
<br/>
<br/>
We have sent this email to you in order to service your credit card=
account and it is confidential and for use by the addressee only.
<br/>
<br/>
However, since email is not a secure form of communication, please =
do not reply to us by email. If you would like to communicate with us onlin=
e about your account, please sign in to <a href=3D"http://t.emails.virginmo=
ney.com/r/=3Fid=3Dh345d858,1dfc573,1939a4f" style=3D"color:#7a3671">Online =
Service</a> and use the secure messaging service.
<br/>
<br/>
App Store is a service mark of Apple Inc., registered in the U.S. a=
nd other countries. Google Play is a trademark of Google LLC.
<br/>
<br/>
Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotla=
nd (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow,=
G1 2HL. Authorised by the Prudential Regulation Authority and regulated by=
the Financial Conduct Authority and the Prudential Regulation Authority.
<br/>
<br/>
VM29204v2
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