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To: vince@showfile.com
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Date: Wed, 29 Dec 2021 16:25:50 +0000
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From: "Bitpanda" <no-reply@newsletter.bitpanda.com>
--_----USU6pMhDLNSMggt3qN9X7A===_06/E9-31708-E0C8CC16
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Crypto buzzwords of the year & more * *=0Aa=0A{text-decoration: none;} =
sup { font-size: 100% !important; }=0A96 * =0A( =
https://clicks.bitpanda.com/f/a/t0Ezvtq9hynmo3F_ttGQkw~~/AAAHagA~/RgRjrxEOP=
0SbaHR0cHM6Ly93ZWIuYml0cGFuZGEuY29tL2hvbWU_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0=
YWc9Y21lbWxidHNvMWhsJnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXB=
haWduPWJpdHBuYWRhYml0cyZ1dG1fdGVybT1hY2NvdW50X2hlYWRlcmxpbmtXBXNwY2V1QgphvA=
6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~ )=0A =0A( ht=
tps://clicks.bitpanda.com/f/a/t0Ezvtq9hynmo3F_ttGQkw~~/AAAHagA~/RgRjrxEOP0S=
baHR0cHM6Ly93ZWIuYml0cGFuZGEuY29tL2hvbWU_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YW=
c9Y21lbWxidHNvMWhsJnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBha=
WduPWJpdHBuYWRhYml0cyZ1dG1fdGVybT1hY2NvdW50X2hlYWRlcmxpbmtXBXNwY2V1QgphvA6M=
zGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~ )=0A - =
Yearly numbers - Yearly market=0Aoverview =0A( https://clicks.bitpanda.c=
om/f/a/RZApTo1r_ZfZqnjVIdhoxw~~/AAAHagA~/RgRjrxEOP0SjaHR0cHM6Ly93ZWIuYml0cG=
FuZGEuY29tL2hvbWU_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTYxMXRsJnV0b=
V9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMx=
NiZ1dG1fdGVybT1hY2NvdW50X3ByaWNlc190ZXh0bGlua1cFc3BjZXVCCmG8DozMYdRBb55SEnZ=
pbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ )=0A - December 29, 2021=0A=0A***********=
**=0A2021 recapped=0A*************=0A=0AHey Vincent,=0A=0A2021 was an amazi=
ng year filled with all-time highs, DeFi in full=0Aswing, work from home, a=
nd more. The edition of the year brings=0Atogether the major highlights tha=
t made headlines in 2021.=0A=0AHere is our Bitpanda Bits rundown for 2021:=
=0A=0A* Crypto buzzwords of 2021;=0A* Stocks saw momentum;=0A* End-of-the-y=
ear video recap;=0A* Changing your point of view on investing=0A=0ACrypto i=
n 2021=0A=0ACrypto =0A( https://clicks.bitpanda.com/f/a/PXg8-sRfheoZsU7RX8Q=
F2A~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi9uZnQtYXRo=
LW1lbWVjb2lucy1hbmQtbW9yZS1jcnlwdG8tYnV6endvcmRzLTIwMjE_cmVmPTQ5OTM3MDcyODk=
yMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3MyJnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm=
0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR0Z=
WFzZXIyVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM )=0A=0A=
=0A****************************=0ACrypto buzzwords of the year=0A**********=
******************=0A=0AWhat were the buzz words of 2021 in the crypto worl=
d=3F You=0Aprobably remember Ethereum 2.0, DeFi, Taproot, NFT, Metaverse,=
=0Amemecoins and more. Head over to our blog and find out why these=0Awere =
all over the internet and why they made it into our list of=0Acrypto buzzwo=
rds this year. One thing is for sure: 2021 hasn=E2=80=99t=0Afailed to surpr=
ise us.=0A=0ARead on =0A( https://clicks.bitpanda.com/f/a/PXg8-sRfheoZsU7RX=
8QF2A~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi9uZnQtYX=
RoLW1lbWVjb2lucy1hbmQtbW9yZS1jcnlwdG8tYnV6endvcmRzLTIwMjE_cmVmPTQ5OTM3MDcyO=
DkyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3MyJnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1j=
cm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR=
0ZWFzZXIyVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM )=0A=
=0A=0ATrends in the 2021=0Astock market=0A=0ATiming =0A( https://clicks.bit=
panda.com/f/a/w1Y-uRafm5bQbf9xz1ip_A~~/AAAHagA~/RgRjrxEOP0S4aHR0cHM6Ly9ibG9=
nLmJpdHBhbmRhLmNvbS9lbi93aGVuLXJpZ2h0LXRpbWUtaW52ZXN0P3JlZj00OTkzNzA3Mjg5Mj=
E3MzYwMTAmdGFnPWNtZW1sYjE3MjdzMyZ1dG1fc291cmNlPWVtYWlsJnV0bV9tZWRpdW09Y3JtJ=
nV0bV9jYW1wYWlnbj1iaXRwbmFkYV9iaXRzMTcmdXRtX3Rlcm09d2ViX2Jsb2dfc2Vjb25kdGVh=
c2VyM1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ )=0A=
=0A=0A**************=0AStocks of 2021=0A**************=0A=0AInfluencing soc=
ial and economic developments, the pandemic=0Ahad a significant impact on t=
he stock market =0A( https://clicks.bitpanda.com/f/a/jx-Je8SRaXezN-hSMlfAGw=
~~/AAAHagA~/RgRjrxEOP0RXaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vaW50ZXJhY3RpdmUvMjA=
yMS8xMi8wNy9idXNpbmVzcy9vbWljcm9uLXN0b2NrLW1hcmtldC1jb3ZpZC5odG1sVwVzcGNldU=
IKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM )=0A performance in 2021=
. The travel industry was naturally affected=0Aby travelling restrictions =
and showed volatile reactions to news=0Aabout new variants or lifting of ba=
ns. In the meantime, pharma=0Astocks such as Moderna =0A( https://clicks.bi=
tpanda.com/f/a/cUdpVl4ZGrvM24VNRz4ucA~~/AAAHagA~/RgRjrxEOP0Q2aHR0cHM6Ly93d3=
cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3MvbW9kZXJuYS1tcm5hVwVzcGNldUIKYbwOj=
Mxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM ),=0ABioNTech =0A( https://clic=
ks.bitpanda.com/f/a/zfdWaaQTXr6BmNA1itPMfQ~~/AAAHagA~/RgRjrxEOP0Q3aHR0cHM6L=
y93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3MvYmlvbnRlY2gtYm50eFcFc3BjZXVC=
CmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ ) and=0APfizer ( https=
://clicks.bitpanda.com/f/a/yWiIjoegLeuIWElbQccLtQ~~/AAAHagA~/RgRjrxEOP0Q0aH=
R0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3MvcGZpemVyLXBmZVcFc3BjZ=
XVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ )=0Asaw positive pr=
ice developments with up to +214%.=0A=0AOn the other hand, Zoom =0A( https:=
//clicks.bitpanda.com/f/a/leiP922238KjtvvQlFoLaw~~/AAAHagA~/RgRjrxEOP0Q3aHR=
0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3Mvem9vbS12aWRlby16bVcFc3=
BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ ), which=0Ahad i=
nitially exploded in 2020 at the onset of the pandemic,=0Aactually showed d=
isappointing earnings compared to the previous=0Ayear while blue-chip compa=
nies =0A( https://clicks.bitpanda.com/f/a/sbmaHtEa-KxuVcHKAK498A~~/AAAHagA~=
/RgRjrxEOP0R2aHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi9nb29nbGUtYWxpYmFiYS1hbm=
QtYW1hem9uLXdoYXQtYXJlLWJsdWUtY2hpcC1zdG9ja3MtYW5kLWhvdy1kby10aGV5LWZpdC1pb=
i15b3VyLXBvcnRmb2xpb1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgE=
AAAAzA~~ )=0A propelled the S&P 500 Index =0A( https://clicks.bitpanda.com/=
f/a/5DfTZWbwbnNIKI_hpubRTw~~/AAAHagA~/RgRjrxEOP0RAaHR0cHM6Ly93d3cuYml0cGFuZ=
GEuY29tL2VuL3ByaWNlcy9ldGZzL3RvcC01MDAtdXMtc3RvY2tzLXMtcDUwMFcFc3BjZXVCCmG8=
DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ )=0A to new highs in 2021.=
With all this market volatility, is there=0Aany way to know when it is the=
right time for you to invest=3F Read=0Aabout investment and timing and wha=
t=E2=80=99s in between in our blog.=0A=0ARead more =0A( https://clicks.bitp=
anda.com/f/a/w1Y-uRafm5bQbf9xz1ip_A~~/AAAHagA~/RgRjrxEOP0S4aHR0cHM6Ly9ibG9n=
LmJpdHBhbmRhLmNvbS9lbi93aGVuLXJpZ2h0LXRpbWUtaW52ZXN0P3JlZj00OTkzNzA3Mjg5MjE=
3MzYwMTAmdGFnPWNtZW1sYjE3MjdzMyZ1dG1fc291cmNlPWVtYWlsJnV0bV9tZWRpdW09Y3JtJn=
V0bV9jYW1wYWlnbj1iaXRwbmFkYV9iaXRzMTcmdXRtX3Rlcm09d2ViX2Jsb2dfc2Vjb25kdGVhc=
2VyM1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~ )=0A=0A=
=0ABitpanda video=0Aspecial=0A=0AVideo ( https://clicks.bitpanda.com/f/a/Pa=
UqokOSFoFgb2d0IIdqNw~~/AAAHagA~/RgRjrxEOP0QraHR0cHM6Ly93d3cueW91dHViZS5jb20=
vd2F0Y2g_dj1NX2dJWk1VOEFEd1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLm=
NvbVgEAAAAzA~~ )=0A=0A***************************=0AEnd-of-the-year video r=
ecap=0A***************************=0A=0AWhat a year it has been! Dave is go=
ing to walk you through=0Awhat happened in our industry over the past year =
and some things=0Ayou may have already forgotten about - but we haven't. Al=
so, we=0Agive you a short summary of what Bitpanda was up to in 2021 -=0Ait=
=E2=80=99s been a great year.=0A=0AWatch video ( https://clicks.bitpanda.co=
m/f/a/PaUqokOSFoFgb2d0IIdqNw~~/AAAHagA~/RgRjrxEOP0QraHR0cHM6Ly93d3cueW91dHV=
iZS5jb20vd2F0Y2g_dj1NX2dJWk1VOEFEd1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3=
dmaWxlLmNvbVgEAAAAzA~~ )=0A=0ANew year=E2=80=99s=0Aresolutions=0A=0APlans =
=0A( https://clicks.bitpanda.com/f/a/2_sxkhXq_Elneef5u8Pckw~~/AAAHagA~/RgRj=
rxEOP0TSaHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi83LXdheXMtdG8tY2hhbmdlLXlvdXI=
tcG9pbnQtb2Ytdmlldy1vbi1pbnZlc3Rpbmc_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y2=
1lbWxiMTcyN3M0JnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduP=
WJpdHBuYWRhX2JpdHMxNyZ1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR0ZWFzZXI0VwVzcGNldUIK=
YbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM )=0A=0A=0A****************=
***********=0AInvestment outlook for 2022=0A***************************=0A=
=0AThe internet is brimming with resources about money. Yet, it=0Ais still =
hard to find out how to start investing, especially past=0Aa certain age. W=
hether you are reviewing your 2021 investment=0Aportfolio or whether you ar=
e just starting to think about your=0Ainvestment goals for 2022, we hope yo=
u=E2=80=99ll find our blog article=0Aon 7 ways to change your point of view=
on investing useful. Check=0Ait out and perhaps you'll exit 2021 with a ne=
w outlook on=0Ainvesting.=0A=0ACheck it out =0A( https://clicks.bitpanda.co=
m/f/a/2_sxkhXq_Elneef5u8Pckw~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG9nLmJpdHB=
hbmRhLmNvbS9lbi83LXdheXMtdG8tY2hhbmdlLXlvdXItcG9pbnQtb2Ytdmlldy1vbi1pbnZlc3=
Rpbmc_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3M0JnV0bV9zb3VyY2U9Z=
W1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ1dG1fdGVy=
bT13ZWJfYmxvZ19zZWNvbmR0ZWFzZXI0VwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2Z=
pbGUuY29tWAQAAADM )=0A=0A=0AOther market Bits=0A=0A***********=0AIn the new=
s=0A***********=0A=0A* Billionaire Elon Musk is confusing the market again =
=0A( https://clicks.bitpanda.com/f/a/tFJE7kE_QOd-c0e6cEyfOw~~/AAAHagA~/RgRj=
rxEOP0R1aHR0cHM6Ly93d3cucmV1dGVycy5jb20vbWFya2V0cy9kZWFscy90ZXNsYXMtbXVzay1=
zYXlzLWhlLXNvbGQtZW5vdWdoLXN0b2NrLXNsYW1zLWNhbGlmb3JuaWEtb3ZlcnRheGF0aW9uLT=
IwMjEtMTItMjIvVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM =
)=0A, after claiming he=E2=80=99s =E2=80=9Calmost done=E2=80=9D with his Te=
sla stock sales.=0ATesla=E2=80=99s CEO has sold around $15 billion (=E2=82=
=AC13 billion) worth of=0ATesla stock since November.=0A* The head of works=
council of German vehicle manufacturer=0AVolkswagen (VOW =0A( https://clic=
ks.bitpanda.com/f/a/PaqK2zFL2EiqYmePStpvDw~~/AAAHagA~/RgRjrxEOP0Q4aHR0cHM6L=
y93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3Mvdm9sa3N3YWdlbi12b3dXBXNwY2V1=
QgphvA6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~ )), set=0Aa new produc=
tion target for the Wolfsburg factory. He estimated=0Athat production will =
increase by 43% =0A( https://clicks.bitpanda.com/f/a/tB3urUwR6JBJaa4LWWWjJg=
~~/AAAHagA~/RgRjrxEOP0R7aHR0cHM6Ly93d3cucmV1dGVycy5jb20vYnVzaW5lc3MvYXV0b3M=
tdHJhbnNwb3J0YXRpb24vdm9sa3N3YWdlbnMtcHJvZHVjdGlvbi13b2xmc2J1cmctcmlzZS00My=
0yMDIyLWxhYm91ci1ib3NzLTIwMjEtMTItMjMvVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc=
2hvd2ZpbGUuY29tWAQAAADM )=0A at their flagship factory.=0A* The breast canc=
er organisation Susan G. Komen is now accepting=0Adonations in crypto =0A( =
https://clicks.bitpanda.com/f/a/espgkZuvU45ESUb6A4_j-A~~/AAAHagA~/RgRjrxEOP=
0RjaHR0cHM6Ly91LnRvZGF5L3NoaWJhLWludS1iaXRjb2luLWFuZC1kb2dlY29pbi1ub3ctYWNj=
ZXB0ZWQtYnktd29ybGRzLWxhcmdlc3QtYnJlYXN0LWNhbmNlci1jaGFyaXR5VwVzcGNldUIKYbw=
OjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM )=0A. Donors can contribute w=
ith Bitcoin and Ethereum through The=0AGiving Block ( https://clicks.bitpan=
da.com/f/a/LnOntNerJkhlFWaEzU0okw~~/AAAHagA~/RgRjrxEOP0QwaHR0cHM6Ly90aGVnaX=
ZpbmdibG9jay5jb20vZG9uYXRlL3N1c2FuLWcta29tZW4vVwVzcGNldUIKYbwOjMxh1EFvnlISd=
mluY2VAc2hvd2ZpbGUuY29tWAQAAADM ) .=0A=0AHODLiday Calendar=0A=0AHODLiday =
=0A( https://clicks.bitpanda.com/f/a/-MWLsTw-Xy4ES8xGhMOoAw~~/AAAHagA~/RgRj=
rxEOP0Q-aHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi9iaXRwYW5kYS1ob2RsaWRheS1jYWx=
lbmRhci13ZWVrLTVXBXNwY2V1QgphvA6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAM=
w~ )=0A=0A*************************=0AThe BEST time of the year=0A*********=
****************=0A=0AWeek 5: We left the BEST for last with our BEST quiz.=
To=0Aparticipate, follow our global Twitter channel =0A( https://clicks.bi=
tpanda.com/f/a/7F51fREss6QIydD7JB-Wvw~~/AAAHagA~/RgRjrxEOP0QcaHR0cHM6Ly90d2=
l0dGVyLmNvbS9iaXRwYW5kYVcFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvb=
VgEAAAAzA~~ ), quote the tweet of the day with=0Athe correct answer and you=
are in for the raffle. Three winners=0Aeach day will win =E2=82=AC1,000 wo=
rth of BEST until December 31. For=0Amore details read the HODLiday Calenda=
r week 5 =0A( https://clicks.bitpanda.com/f/a/-MWLsTw-Xy4ES8xGhMOoAw~~/AAAH=
agA~/RgRjrxEOP0Q-aHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi9iaXRwYW5kYS1ob2RsaW=
RheS1jYWxlbmRhci13ZWVrLTVXBXNwY2V1QgphvA6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb=
21YBAAAAMw~ )=0Apost.=0A=0AMake sure to follow us on Facebook =0A( https://=
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dding:0;Margin:0;font-size:0px"><a target=3D"_blank" href=3D"https://clicks=
.bitpanda.com/f/a/t0Ezvtq9hynmo3F_ttGQkw~~/AAAHagA~/RgRjrxEOP0SbaHR0cHM6Ly=
93ZWIuYml0cGFuZGEuY29tL2hvbWU_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxid=
HNvMWhsJnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBu=
YWRhYml0cyZ1dG1fdGVybT1hY2NvdW50X2hlYWRlcmxpbmtXBXNwY2V1QgphvA6MzGHUQW-eUhJ=
2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~" style=3D"-webkit-text-size-adjust:none;-=
ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;=
color:#8914B0;font-size:36px"><img src=3D"https://cdn.braze.eu/appboy/commu=
nication/assets/image_assets/images/618109d37b59cb260aaf21f6/original.png=
=3F1635846610" alt style=3D"display:block;border:0;outline:none;text-decora=
tion:none;-ms-interpolation-mode:bicubic" width=3D"220" height=3D"179"></a>=
</td> =0A </tr> =0A </table>=0A</td> =
=0A </tr> =0A </table>=0A</td> =0A =
</tr> =0A <!--[if !mso]><!-- --> =0A <tr class=3D=
"es-desk-hidden" style=3D"display:none;float:left;overflow:hidden;width:0;m=
ax-height:0;line-height:0;mso-hide:all"> =0A <td class=3D"es-m=
-p15t es-m-p15b es-m-p25r es-m-p25l" align=3D"left" bgcolor=3D"#ffffff" sty=
le=3D"Margin:0;padding-top:10px;padding-bottom:10px;padding-left:40px;paddi=
ng-right:40px;background-color:#ffffff"> =0A <table cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso=
-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" styl=
e=3D"padding:0;Margin:0;width:520px"> =0A <table cellpadd=
ing=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"m=
so-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-sp=
acing:0px"> =0A <tr> =0A <td align=
=3D"center" class=3D"es-m-txt-c" style=3D"padding:0;Margin:0;font-size:0px"=
><a target=3D"_blank" href=3D"https://clicks.bitpanda.com/f/a/t0Ezvtq9hynmo=
3F_ttGQkw~~/AAAHagA~/RgRjrxEOP0SbaHR0cHM6Ly93ZWIuYml0cGFuZGEuY29tL2hvbWU_cm=
VmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxidHNvMWhsJnV0bV9zb3VyY2U9ZW1haWwmd=
XRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhYml0cyZ1dG1fdGVybT1hY2NvdW50=
X2hlYWRlcmxpbmtXBXNwY2V1QgphvA6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw=
~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-lin=
e-height-rule:exactly;text-decoration:none;color:#8914B0;font-size:36px"><i=
mg src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/ima=
ges/618109d37b59cb260aaf21f6/original.png=3F1635846610" alt style=3D"displa=
y:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:b=
icubic" width=3D"200" height=3D"163"></a></td> =0A </tr=
> =0A </table>=0A</td> =0A </tr> =0A =
</table>=0A</td> =0A </tr> =0A <!--<![end=
if]--> =0A </table>=0A</td> =0A </tr> =0A </table> =
=0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" a=
lign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-c=
ollapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100=
%"> =0A <tr> =0A <td align=3D"center" style=3D"padding:0;M=
argin:0"> =0A <table class=3D"es-content-body" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-=
rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ff=
ffff;width:600px" bgcolor=3D"#ffffff"> =0A <tr> =0A =
<td class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffffff" style=3D"paddin=
g:40px;Margin:0;background-color:#ffffff"> =0A <table cellpad=
ding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;m=
so-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" st=
yle=3D"padding:0;Margin:0;width:520px"> =0A <table cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D=
"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-=
spacing:0px"> =0A <tr> =0A <td ali=
gn=3D"center" style=3D"padding:0;Margin:0;padding-bottom:20px;font-size:0px=
"><img src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets=
/images/61cc2e06745a0c0770db1002/original.png=3F1640771078" alt=3D"- Yearly=
numbers - " style=3D"display:block;border:0;outline:none;text-decoration:n=
one;-ms-interpolation-mode:bicubic;font-size:12px" title=3D"- Yearly number=
s - " class=3D"adapt-img" width=3D"520" height=3D"312"></td> =0A =
</tr> =0A <tr> =0A <td a=
lign=3D"left" style=3D"padding:0;Margin:0"><p style=3D"Margin:0;-webkit-tex=
t-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;f=
ont-family:EuclidSquare, Arial, sans-serif;line-height:24px;color:#303030;f=
ont-size:16px;margin-bottom:0px"><a href=3D"https://clicks.bitpanda.com/f/a=
/RZApTo1r_ZfZqnjVIdhoxw~~/AAAHagA~/RgRjrxEOP0SjaHR0cHM6Ly93ZWIuYml0cGFuZGEu=
Y29tL2hvbWU_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTYxMXRsJnV0bV9zb3V=
yY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNiZ1dG=
1fdGVybT1hY2NvdW50X3ByaWNlc190ZXh0bGlua1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQ=
HNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-tex=
t-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;c=
olor:#303030;font-size:16px">Yearly market overview</a> - December 29, 2021=
</p></td> =0A </tr> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-t=
op:20px;padding-bottom:20px">=0A<h1 style=3D"Margin:0;line-height:34px;mso-=
line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;font-s=
ize:28px;font-style:normal;font-weight:bold;color:#303030;margin-bottom:0px=
">2021 recapped</h1>=0A<h1 style=3D"Margin:0;line-height:34px;mso-line-heig=
ht-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;font-size:28px;=
font-style:normal;font-weight:bold;color:#303030;margin-bottom:0px;display:=
none"><br></h1>=0A</td> =0A </tr> =0A =
<tr> =0A <td align=3D"left" style=3D"padding:0;Marg=
in:0;padding-bottom:20px">=0A<p style=3D"Margin:0;-webkit-text-size-adjust:=
none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:Euc=
lidSquare, Arial, sans-serif;line-height:1.5;color:#303030;font-size:18px;m=
argin-bottom:0px">Hey Vincent,<br><br>2021 was an amazing year filled with =
all-time highs, DeFi in full swing, work from home, and more. The edition o=
f the year brings together the major highlights that made headlines in 2021=
.<br><br>Here is our Bitpanda Bits rundown for 2021:</p> =0A =
<ul> =0A <li style=3D"margin-bottom:0px;-we=
bkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:e=
xactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px;color:#=
303030;font-size:18px">Crypto buzzwords of 2021;</li> =0A =
<li style=3D"margin-bottom:0px;-webkit-text-size-adjust:none;-ms-text=
-size-adjust:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Ar=
ial, sans-serif;line-height:27px;color:#303030;font-size:18px">Stocks saw m=
omentum;</li> =0A <li style=3D"margin-bottom:0px;-we=
bkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:e=
xactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px;color:#=
303030;font-size:18px">End-of-the-year video recap;</li> =0A =
<li style=3D"margin-bottom:0px;-webkit-text-size-adjust:none;-ms-t=
ext-size-adjust:none;mso-line-height-rule:exactly;font-family:EuclidSquare,=
Arial, sans-serif;line-height:27px;color:#303030;font-size:18px">Changing =
your point of view on investing</li> =0A </ul>=0A</td=
> =0A </tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </=
tr> =0A </table>=0A</td> =0A </tr> =0A </table> =0A=
<table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" alig=
n=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-coll=
apse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%">=
=0A <tr> =0A <td align=3D"center" style=3D"padding:0;Marg=
in:0"> =0A <table class=3D"es-content-body" cellspacing=3D"0" cel=
lpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;border-collapse:collapse;border-spacing:0px;background-color:transp=
arent;width:600px"> =0A <tr> =0A <td align=3D"left=
" style=3D"padding:0;Margin:0"> =0A <table width=3D"100%" cel=
lspacing=3D"0" cellpadding=3D"0" style=3D"mso-table-lspace:0pt;mso-table-rs=
pace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td valign=3D"top" align=3D"center" style=3D"padd=
ing:0;Margin:0;width:600px"> =0A <table width=3D"100%" ce=
llspacing=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px=
"> =0A <tr class=3D"es-mobile-hidden"> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-top:10px"><=
p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;l=
ine-height:24px;color:#303030;font-size:16px;margin-bottom:0px"><br></p></t=
d> =0A </tr> =0A </table>=0A</td> =0A=
</tr> =0A </table>=0A</td> =0A <=
/tr> =0A <!--[if !mso]><!-- --> =0A <tr class=3D"es=
-desk-hidden" style=3D"display:none;float:left;overflow:hidden;width:0;max-=
height:0;line-height:0;mso-hide:all"> =0A <td class=3D"es-m-p2=
0" align=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;padding-top:15px;pa=
dding-bottom:15px;padding-left:40px;padding-right:40px;background-color:#ff=
ffff"> =0A <table cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collaps=
e:collapse;border-spacing:0px"> =0A <tr> =0A =
<td align=3D"center" valign=3D"top" style=3D"padding:0;Margin:0;width:52=
0px"> =0A <table cellpadding=3D"0" cellspacing=3D"0" widt=
h=3D"100%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rs=
pace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" style=3D"padding:0;M=
argin:0;font-size:0"> =0A <table border=3D"0" width=
=3D"100%" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse=
:collapse;border-spacing:0px"> =0A <tr> =0A =
<td style=3D"padding:0;Margin:0;border-bottom:1px solid #=
cccccc;background:none;height:1px;width:100%;margin:0px"></td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </tr> =0A =
<!--<![endif]--> =0A </table>=0A</td> =0A </tr> =
=0A </table> =0A <table cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"es-content" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-=
rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !=
important;width:100%"> =0A <tr> =0A <td align=3D"center" s=
tyle=3D"padding:0;Margin:0"> =0A <table class=3D"es-content-body"=
cellspacing=3D"0" cellpadding=3D"0" align=3D"center" style=3D"mso-table-ls=
pace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;b=
ackground-color:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A <=
tr> =0A <td class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffff=
ff" style=3D"Margin:0;padding-top:20px;padding-bottom:40px;padding-left:40p=
x;padding-right:40px;background-color:#ffffff"> =0A <table ce=
llpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:=
0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"to=
p" style=3D"padding:0;Margin:0;width:520px"> =0A <table c=
ellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" sty=
le=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;bo=
rder-spacing:0px"> =0A <tr> =0A <t=
d align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:10px"><p style=
=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-li=
ne-height-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-hei=
ght:27px;color:#27d17f;font-size:18px;margin-bottom:0px">Crypto in 2021</p>=
</td> =0A </tr> =0A <tr> =0A =
<td align=3D"center" style=3D"padding:0;Margin:0;padding-bot=
tom:20px;font-size:0px"><a target=3D"_blank" href=3D"https://clicks.bitpand=
a.com/f/a/PXg8-sRfheoZsU7RX8QF2A~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG9nLmJ=
pdHBhbmRhLmNvbS9lbi9uZnQtYXRoLW1lbWVjb2lucy1hbmQtbW9yZS1jcnlwdG8tYnV6endvcm=
RzLTIwMjE_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3MyJnV0bV9zb3VyY=
2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ1dG1f=
dGVybT13ZWJfYmxvZ19zZWNvbmR0ZWFzZXIyVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2h=
vd2ZpbGUuY29tWAQAAADM" style=3D"-webkit-text-size-adjust:none;-ms-text-size=
-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#27D17=
F;font-size:16px"><img src=3D"https://cdn.braze.eu/appboy/communication/ass=
ets/image_assets/images/61cadf93b673c15531c299fa/original.jpg=3F1640685459"=
alt=3D"Crypto" style=3D"display:block;border:0;outline:none;text-decoratio=
n:none;-ms-interpolation-mode:bicubic" title=3D"Crypto" class=3D"adapt-img"=
width=3D"520" height=3D"347"></a></td> =0A </tr> =0A =
<tr> =0A <td align=3D"left" style=
=3D"padding:0;Margin:0;padding-bottom:20px">=0A<h1 style=3D"Margin:0;line-h=
eight:34px;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sa=
ns-serif;font-size:28px;font-style:normal;font-weight:bold;color:#303030;ma=
rgin-bottom:0px">Crypto buzzwords of the year</h1>=0A<h1 style=3D"Margin:0;=
line-height:34px;mso-line-height-rule:exactly;font-family:EuclidSquare, Ari=
al, sans-serif;font-size:28px;font-style:normal;font-weight:bold;color:#303=
030;margin-bottom:0px;display:none"><br></h1>=0A</td> =0A =
</tr> =0A <tr> =0A <td align=3D=
"left" style=3D"padding:0;Margin:0;padding-bottom:20px"><p style=3D"Margin:=
0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-r=
ule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px;co=
lor:#303030;font-size:18px;margin-bottom:0px">What were the buzz words of 2=
021 in the crypto world=3F You probably remember Ethereum 2.0, DeFi, Taproo=
t, NFT, Metaverse, memecoins and more. Head over to our blog and find out w=
hy these were all over the internet and why they made it into our list of c=
rypto buzzwords this year. One thing is for sure: 2021 hasn=E2=80=99t faile=
d to surprise us.</p></td> =0A </tr> =0A =
<tr> =0A <td align=3D"center" style=3D"padding:0=
;Margin:0;font-size:0"> =0A <table border=3D"0" width=
=3D"100%" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" class=3D" cke=
_show_border" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table=
-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" style=3D"=
padding:0;Margin:0"><strong><span class=3D"es-button-border" style=3D"borde=
r-style:solid;border-color:#27D17F;background:#27D17F;border-width:0px;disp=
lay:inline-block;border-radius:9px;width:auto"><a href=3D"https://clicks.bi=
tpanda.com/f/a/PXg8-sRfheoZsU7RX8QF2A~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG=
9nLmJpdHBhbmRhLmNvbS9lbi9uZnQtYXRoLW1lbWVjb2lucy1hbmQtbW9yZS1jcnlwdG8tYnV6e=
ndvcmRzLTIwMjE_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3MyJnV0bV9z=
b3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ=
1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR0ZWFzZXIyVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2=
VAc2hvd2ZpbGUuY29tWAQAAADM" class=3D"es-button es-button-1625226706975" tar=
get=3D"_blank" style=3D"mso-style-priority:100 !important;text-decoration:n=
one;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height=
-rule:exactly;color:#303030;font-size:16px;border-style:solid;border-color:=
#27D17F;border-width:15px 16px 15px 16px;display:inline-block;background:#2=
7D17F;border-radius:9px;font-family:EuclidSquare, Arial, sans-serif;font-we=
ight:normal;font-style:normal;line-height:19px;width:auto;text-align:center=
;background-color:#27D17F;border-top:13px solid #27D17F;border-bottom:13px =
solid #27D17F;border-left:23px solid #27D17F;border-right:23px solid #27D17=
F;-webkit-border-radius:9px;-moz-border-radius:9px">Read on </a></span></st=
rong></td> =0A </tr> =0A </ta=
ble>=0A</td> =0A </tr> =0A </table>=
=0A</td> =0A </tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </tr> =0A =
</table> =0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-=
content" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0p=
t;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important=
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adding:0;Margin:0"> =0A <table class=3D"es-content-body" cellspac=
ing=3D"0" cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;=
mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background=
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align=3D"left" style=3D"padding:0;Margin:0"> =0A <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" style=3D"mso-table-lspace:0pt=
;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td valign=3D"top" align=3D"center" =
style=3D"padding:0;Margin:0;width:600px"> =0A <table widt=
h=3D"100%" cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" style=
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er-spacing:0px"> =0A <tr class=3D"es-mobile-hidden"> =
=0A <td align=3D"left" style=3D"padding:0;Margin:0;pad=
ding-top:10px"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-=
size-adjust:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Ari=
al, sans-serif;line-height:24px;color:#303030;font-size:16px;margin-bottom:=
0px"><br></p></td> =0A </tr> =0A </ta=
ble>=0A</td> =0A </tr> =0A </table>=0A</td> =
=0A </tr> =0A <!--[if !mso]><!-- --> =0A =
<tr class=3D"es-desk-hidden" style=3D"display:none;float:left;overflow:hi=
dden;width:0;max-height:0;line-height:0;mso-hide:all"> =0A <td=
class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;pa=
dding-top:15px;padding-bottom:15px;padding-left:40px;padding-right:40px;bac=
kground-color:#ffffff"> =0A <table cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt=
;border-collapse:collapse;border-spacing:0px"> =0A <tr> =0A=
<td align=3D"center" valign=3D"top" style=3D"padding:0;Ma=
rgin:0;width:520px"> =0A <table cellpadding=3D"0" cellspa=
cing=3D"0" width=3D"100%" role=3D"presentation" style=3D"mso-table-lspace:0=
pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" style=
=3D"padding:0;Margin:0;font-size:0"> =0A <table borde=
r=3D"0" width=3D"100%" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bo=
rder-collapse:collapse;border-spacing:0px"> =0A <tr=
> =0A <td style=3D"padding:0;Margin:0;border-botto=
m:1px solid #cccccc;background:none;height:1px;width:100%;margin:0px"></td>=
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d> =0A </tr> =0A </table>=0A</td> =0A=
</tr> =0A </table>=0A</td> =0A <=
/tr> =0A <!--<![endif]--> =0A </table>=0A</td> =0A =
</tr> =0A </table> =0A <table cellpadding=3D"0" cellspaci=
ng=3D"0" class=3D"es-content" align=3D"center" style=3D"mso-table-lspace:0p=
t;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-la=
yout:fixed !important;width:100%"> =0A <tr> =0A <td align=
=3D"center" style=3D"padding:0;Margin:0"> =0A <table class=3D"es-=
content-body" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" style=3D=
"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-=
spacing:0px;background-color:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A =
<tr> =0A <td class=3D"es-m-p20" align=3D"left" bgc=
olor=3D"#ffffff" style=3D"Margin:0;padding-top:20px;padding-bottom:40px;pad=
ding-left:40px;padding-right:40px;background-color:#ffffff"> =0A =
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-=
table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spaci=
ng:0px"> =0A <tr> =0A <td align=3D"center"=
valign=3D"top" style=3D"padding:0;Margin:0;width:520px"> =0A =
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pres=
entation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collaps=
e:collapse;border-spacing:0px"> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:10=
px"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust=
:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-se=
rif;line-height:27px;color:#27d17f;font-size:18px;margin-bottom:0px">Trends=
in the 2021 stock market</p></td> =0A </tr> =0A =
<tr> =0A <td align=3D"center" style=3D"p=
adding:0;Margin:0;padding-bottom:20px;font-size:0px"><a target=3D"_blank" h=
ref=3D"https://clicks.bitpanda.com/f/a/w1Y-uRafm5bQbf9xz1ip_A~~/AAAHagA~/Rg=
RjrxEOP0S4aHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi93aGVuLXJpZ2h0LXRpbWUtaW52Z=
XN0P3JlZj00OTkzNzA3Mjg5MjE3MzYwMTAmdGFnPWNtZW1sYjE3MjdzMyZ1dG1fc291cmNlPWVt=
YWlsJnV0bV9tZWRpdW09Y3JtJnV0bV9jYW1wYWlnbj1iaXRwbmFkYV9iaXRzMTcmdXRtX3Rlcm0=
9d2ViX2Jsb2dfc2Vjb25kdGVhc2VyM1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaW=
xlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-ad=
just:none;mso-line-height-rule:exactly;text-decoration:none;color:#27D17F;f=
ont-size:16px"><img src=3D"https://cdn.braze.eu/appboy/communication/assets=
/image_assets/images/61cadf93b673c1274dc29124/original.jpg=3F1640685459" al=
t=3D"Timing" style=3D"display:block;border:0;outline:none;text-decoration:n=
one;-ms-interpolation-mode:bicubic" title=3D"Timing" class=3D"adapt-img" wi=
dth=3D"520" height=3D"347"></a></td> =0A </tr> =0A =
<tr> =0A <td align=3D"left" style=3D"p=
adding:0;Margin:0;padding-bottom:20px">=0A<h1 style=3D"Margin:0;line-height=
:34px;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-se=
rif;font-size:28px;font-style:normal;font-weight:bold;color:#303030;margin-=
bottom:0px">Stocks of 2021</h1>=0A<h1 style=3D"Margin:0;line-height:34px;ms=
o-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;font=
-size:28px;font-style:normal;font-weight:bold;color:#303030;margin-bottom:0=
px;display:none"><br></h1>=0A</td> =0A </tr> =0A =
<tr> =0A <td align=3D"left" style=3D"pad=
ding:0;Margin:0;padding-bottom:20px"><p style=3D"Margin:0;-webkit-text-size=
-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-fa=
mily:EuclidSquare, Arial, sans-serif;line-height:27px;color:#303030;font-si=
ze:18px;margin-bottom:0px">Influencing social and economic developments, th=
e pandemic had a <a href=3D"https://clicks.bitpanda.com/f/a/jx-Je8SRaXezN-h=
SMlfAGw~~/AAAHagA~/RgRjrxEOP0RXaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vaW50ZXJhY3Rp=
dmUvMjAyMS8xMi8wNy9idXNpbmVzcy9vbWljcm9uLXN0b2NrLW1hcmtldC1jb3ZpZC5odG1sVwV=
zcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM" style=3D"-webkit=
-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exact=
ly;text-decoration:none;color:#27d17f;font-size:18px">significant impact on=
the stock market</a> performance in 2021. The travel industry was naturall=
y affected by travelling restrictions and showed volatile reactions to news=
about new variants or lifting of bans. In the meantime, pharma stocks such=
as <a href=3D"https://clicks.bitpanda.com/f/a/cUdpVl4ZGrvM24VNRz4ucA~~/AAA=
HagA~/RgRjrxEOP0Q2aHR0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3Mvb=
W9kZXJuYS1tcm5hVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM=
" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line=
-height-rule:exactly;text-decoration:none;color:#27d17f;font-size:18px">Mod=
erna</a>, <a href=3D"https://clicks.bitpanda.com/f/a/zfdWaaQTXr6BmNA1itPMfQ=
~~/AAAHagA~/RgRjrxEOP0Q3aHR0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9=
ja3MvYmlvbnRlY2gtYm50eFcFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbV=
gEAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:non=
e;mso-line-height-rule:exactly;text-decoration:none;color:#27d17f;font-size=
:18px">BioNTech</a> and <a href=3D"https://clicks.bitpanda.com/f/a/yWiIjoeg=
LeuIWElbQccLtQ~~/AAAHagA~/RgRjrxEOP0Q0aHR0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL=
3ByaWNlcy9zdG9ja3MvcGZpemVyLXBmZVcFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dm=
aWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-=
adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#27d17f=
;font-size:18px">Pfizer</a> saw positive price developments with up to +214=
%.<br><br>On the other hand, <a href=3D"https://clicks.bitpanda.com/f/a/lei=
P922238KjtvvQlFoLaw~~/AAAHagA~/RgRjrxEOP0Q3aHR0cHM6Ly93d3cuYml0cGFuZGEuY29t=
L2VuL3ByaWNlcy9zdG9ja3Mvem9vbS12aWRlby16bVcFc3BjZXVCCmG8DozMYdRBb55SEnZpbmN=
lQHNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-t=
ext-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;colo=
r:#27d17f;font-size:18px">Zoom</a>, which had initially exploded in 2020 at=
the onset of the pandemic, actually showed disappointing earnings compared=
to the previous year while <a href=3D"https://clicks.bitpanda.com/f/a/sbma=
HtEa-KxuVcHKAK498A~~/AAAHagA~/RgRjrxEOP0R2aHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvb=
S9lbi9nb29nbGUtYWxpYmFiYS1hbmQtYW1hem9uLXdoYXQtYXJlLWJsdWUtY2hpcC1zdG9ja3Mt=
YW5kLWhvdy1kby10aGV5LWZpdC1pbi15b3VyLXBvcnRmb2xpb1cFc3BjZXVCCmG8DozMYdRBb55=
SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-adjust:no=
ne;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:n=
one;color:#27d17f;font-size:18px">blue-chip companies</a> propelled the <a =
href=3D"https://clicks.bitpanda.com/f/a/5DfTZWbwbnNIKI_hpubRTw~~/AAAHagA~/R=
gRjrxEOP0RAaHR0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9ldGZzL3RvcC01MDAt=
dXMtc3RvY2tzLXMtcDUwMFcFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVg=
EAAAAzA~~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;text-decoration:none;color:#27d17f;font-size:=
18px">S&P 500 Index</a> to new highs in 2021. With all this market vola=
tility, is there any way to know when it is the right time for you to inves=
t=3F Read about investment and timing and what=E2=80=99s in between in our =
blog.</p></td> =0A </tr> =0A <tr> =
=0A <td align=3D"center" style=3D"padding:0;Margin:0;f=
ont-size:0"> =0A <table border=3D"0" width=3D"100%" h=
eight=3D"100%" cellpadding=3D"0" cellspacing=3D"0" class=3D" cke_show_borde=
r" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt=
;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" style=3D"padding:0;M=
argin:0"><strong><span class=3D"es-button-border" style=3D"border-style:sol=
id;border-color:#27D17F;background:#27D17F;border-width:0px;display:inline-=
block;border-radius:9px;width:auto"><a href=3D"https://clicks.bitpanda.com/=
f/a/w1Y-uRafm5bQbf9xz1ip_A~~/AAAHagA~/RgRjrxEOP0S4aHR0cHM6Ly9ibG9nLmJpdHBhb=
mRhLmNvbS9lbi93aGVuLXJpZ2h0LXRpbWUtaW52ZXN0P3JlZj00OTkzNzA3Mjg5MjE3MzYwMTAm=
dGFnPWNtZW1sYjE3MjdzMyZ1dG1fc291cmNlPWVtYWlsJnV0bV9tZWRpdW09Y3JtJnV0bV9jYW1=
wYWlnbj1iaXRwbmFkYV9iaXRzMTcmdXRtX3Rlcm09d2ViX2Jsb2dfc2Vjb25kdGVhc2VyM1cFc3=
BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" target=3D"_blan=
k" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-lin=
e-height-rule:exactly;text-decoration:none;color:#303030;font-size:16px;mso=
-style-priority:100 !important;border-style:solid;border-color:#27D17F;bord=
er-width:15px 16px 15px 16px;display:inline-block;background:#27D17F;border=
-radius:9px;font-family:EuclidSquare, Arial, sans-serif;font-weight:normal;=
font-style:normal;line-height:19px;width:auto;text-align:center;background-=
color:#27D17F;border-top:13px solid #27D17F;border-bottom:13px solid #27D17=
F;border-left:23px solid #27D17F;border-right:23px solid #27D17F;-webkit-bo=
rder-radius:9px;-moz-border-radius:9px">Read more </a></span></strong></td>=
=0A </tr> =0A </table>=0A</t=
d> =0A </tr> =0A </table>=0A</td> =0A=
</tr> =0A </table>=0A</td> =0A <=
/tr> =0A </table>=0A</td> =0A </tr> =0A </table> =
=0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" a=
lign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-c=
ollapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100=
%"> =0A <tr> =0A <td align=3D"center" style=3D"padding:0;M=
argin:0"> =0A <table class=3D"es-content-body" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-=
rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:tra=
nsparent;width:600px"> =0A <tr> =0A <td align=3D"l=
eft" style=3D"padding:0;Margin:0"> =0A <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" style=3D"mso-table-lspace:0pt;mso-table=
-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td valign=3D"top" align=3D"center" style=3D"p=
adding:0;Margin:0;width:600px"> =0A <table width=3D"100%"=
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:=
0px"> =0A <tr class=3D"es-mobile-hidden"> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-top:10px=
"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:n=
one;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-seri=
f;line-height:24px;color:#303030;font-size:16px;margin-bottom:0px"><br></p>=
</td> =0A </tr> =0A </table>=0A</td> =
=0A </tr> =0A </table>=0A</td> =0A =
</tr> =0A <!--[if !mso]><!-- --> =0A <tr class=3D=
"es-desk-hidden" style=3D"display:none;float:left;overflow:hidden;width:0;m=
ax-height:0;line-height:0;mso-hide:all"> =0A <td class=3D"es-m=
-p30r es-m-p30l" align=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;paddi=
ng-top:15px;padding-bottom:15px;padding-left:40px;padding-right:40px;backgr=
ound-color:#ffffff"> =0A <table cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bo=
rder-collapse:collapse;border-spacing:0px"> =0A <tr> =0A =
<td align=3D"center" valign=3D"top" style=3D"padding:0;Margi=
n:0;width:520px"> =0A <table cellpadding=3D"0" cellspacin=
g=3D"0" width=3D"100%" role=3D"presentation" style=3D"mso-table-lspace:0pt;=
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<tr> =0A <td align=3D"center" style=3D=
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=3D"0" width=3D"100%" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" r=
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g=3D"0" class=3D"es-content" align=3D"center" style=3D"mso-table-lspace:0pt=
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out:fixed !important;width:100%"> =0A <tr> =0A <td align=
=3D"center" style=3D"padding:0;Margin:0"> =0A <table class=3D"es-=
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"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-=
spacing:0px;background-color:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A =
<tr> =0A <td class=3D"es-m-p20" align=3D"left" bgc=
olor=3D"#ffffff" style=3D"Margin:0;padding-top:20px;padding-bottom:40px;pad=
ding-left:40px;padding-right:40px;background-color:#ffffff"> =0A =
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-=
table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spaci=
ng:0px"> =0A <tr> =0A <td align=3D"center"=
valign=3D"top" style=3D"padding:0;Margin:0;width:520px"> =0A =
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pres=
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e:collapse;border-spacing:0px"> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:10=
px"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust=
:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-se=
rif;line-height:27px;color:#27d17f;font-size:18px;margin-bottom:0px">Bitpan=
da video special</p></td> =0A </tr> =0A =
<tr> =0A <td align=3D"center" style=3D"padding:0;=
Margin:0;padding-bottom:20px;font-size:0px"><a target=3D"_blank" href=3D"ht=
tps://clicks.bitpanda.com/f/a/PaUqokOSFoFgb2d0IIdqNw~~/AAAHagA~/RgRjrxEOP0Q=
raHR0cHM6Ly93d3cueW91dHViZS5jb20vd2F0Y2g_dj1NX2dJWk1VOEFEd1cFc3BjZXVCCmG8Do=
zMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-=
adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-dec=
oration:none;color:#27D17F;font-size:16px"><img src=3D"https://cdn.braze.eu=
/appboy/communication/assets/image_assets/images/61caef07b673c10e63c29688/o=
riginal.png=3F1640689415" alt=3D"Video" style=3D"display:block;border:0;out=
line:none;text-decoration:none;-ms-interpolation-mode:bicubic" title=3D"Vid=
eo" class=3D"adapt-img" width=3D"520" height=3D"347"></a></td> =0A =
</tr> =0A <tr> =0A <td=
align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:20px">=0A<h1 sty=
le=3D"Margin:0;line-height:34px;mso-line-height-rule:exactly;font-family:Eu=
clidSquare, Arial, sans-serif;font-size:28px;font-style:normal;font-weight:=
bold;color:#303030;margin-bottom:0px">End-of-the-year video recap</h1>=0A<h=
1 style=3D"Margin:0;line-height:34px;mso-line-height-rule:exactly;font-fami=
ly:EuclidSquare, Arial, sans-serif;font-size:28px;font-style:normal;font-we=
ight:bold;color:#303030;margin-bottom:0px;display:none"><br></h1>=0A</td> =
=0A </tr> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:20px=
"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:n=
one;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-seri=
f;line-height:27px;color:#303030;font-size:18px;margin-bottom:0px">What a y=
ear it has been! Dave is going to walk you through what happened in our ind=
ustry over the past year and some things you may have already forgotten abo=
ut - but we haven't. Also, we give you a short summary of what Bitpanda was=
up to in 2021 - it=E2=80=99s been a great year.</p></td> =0A =
</tr> =0A <tr> =0A <td alig=
n=3D"center" style=3D"padding:0;Margin:0;font-size:0"> =0A =
<table border=3D"0" width=3D"100%" height=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" class=3D" cke_show_border" role=3D"presentation" style=3D=
"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-=
spacing:0px"> =0A <tr> =0A =
<td align=3D"center" style=3D"padding:0;Margin:0"><strong><span class=3D"e=
s-button-border" style=3D"border-style:solid;border-color:#27D17F;backgroun=
d:#27D17F;border-width:0px;display:inline-block;border-radius:9px;width:aut=
o"><a href=3D"https://clicks.bitpanda.com/f/a/PaUqokOSFoFgb2d0IIdqNw~~/AAAH=
agA~/RgRjrxEOP0QraHR0cHM6Ly93d3cueW91dHViZS5jb20vd2F0Y2g_dj1NX2dJWk1VOEFEd1=
cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" class=3D"es=
-button es-button-1625226706975" target=3D"_blank" style=3D"mso-style-prior=
ity:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-t=
ext-size-adjust:none;mso-line-height-rule:exactly;color:#303030;font-size:1=
6px;border-style:solid;border-color:#27D17F;border-width:15px 16px 15px 16p=
x;display:inline-block;background:#27D17F;border-radius:9px;font-family:Euc=
lidSquare, Arial, sans-serif;font-weight:normal;font-style:normal;line-heig=
ht:19px;width:auto;text-align:center;background-color:#27D17F;border-top:13=
px solid #27D17F;border-bottom:13px solid #27D17F;border-left:23px solid #2=
7D17F;border-right:23px solid #27D17F;-webkit-border-radius:9px;-moz-border=
-radius:9px">Watch video </a></span></strong></td> =0A =
</tr> =0A </table>=0A</td> =0A =
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pacing:0px;table-layout:fixed !important;width:100%"> =0A <tr> =0A =
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pse:collapse;border-spacing:0px;background-color:transparent;width:600px"> =
=0A <tr> =0A <td align=3D"left" style=3D"padding:0=
;Margin:0"> =0A <table width=3D"100%" cellspacing=3D"0" cellp=
adding=3D"0" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-coll=
apse:collapse;border-spacing:0px"> =0A <tr> =0A =
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:600px"> =0A <table width=3D"100%" cellspacing=3D"0" cell=
padding=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table=
-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
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=3D"left" style=3D"padding:0;Margin:0;padding-top:10px"><p style=3D"Margin:=
0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-r=
ule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:24px;co=
lor:#303030;font-size:16px;margin-bottom:0px"><br></p></td> =0A =
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e=3D"display:none;float:left;overflow:hidden;width:0;max-height:0;line-heig=
ht:0;mso-hide:all"> =0A <td class=3D"es-m-p30r es-m-p30l" alig=
n=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;padding-top:15px;padding-b=
ottom:15px;padding-left:40px;padding-right:40px;background-color:#ffffff"> =
=0A <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
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e;border-spacing:0px"> =0A <tr> =0A <td al=
ign=3D"center" valign=3D"top" style=3D"padding:0;Margin:0;width:520px"> =0A=
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" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;=
border-collapse:collapse;border-spacing:0px"> =0A <tr> =
=0A <td align=3D"center" style=3D"padding:0;Margin:0;f=
ont-size:0"> =0A <table border=3D"0" width=3D"100%" h=
eight=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;b=
order-spacing:0px"> =0A <tr> =0A =
<td style=3D"padding:0;Margin:0;border-bottom:1px solid #cccccc;back=
ground:none;height:1px;width:100%;margin:0px"></td> =0A =
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/table> =0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-co=
ntent" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;=
border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;w=
idth:100%"> =0A <tr> =0A <td align=3D"center" style=3D"pad=
ding:0;Margin:0"> =0A <table class=3D"es-content-body" cellspacin=
g=3D"0" cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;ms=
o-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-c=
olor:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A <tr> =0A =
<td class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffffff" style=
=3D"Margin:0;padding-top:20px;padding-bottom:40px;padding-left:40px;padding=
-right:40px;background-color:#ffffff"> =0A <table cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-t=
able-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" style=
=3D"padding:0;Margin:0;width:520px"> =0A <table cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"ms=
o-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spa=
cing:0px"> =0A <tr> =0A <td align=
=3D"left" style=3D"padding:0;Margin:0;padding-bottom:10px"><p style=3D"Marg=
in:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-heigh=
t-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px=
;color:#27d17f;font-size:18px;margin-bottom:0px">New year=E2=80=99s resolut=
ions</p></td> =0A </tr> =0A <tr> =
=0A <td align=3D"center" style=3D"padding:0;Margin:0;p=
adding-bottom:20px;font-size:0px"><a target=3D"_blank" href=3D"https://clic=
ks.bitpanda.com/f/a/2_sxkhXq_Elneef5u8Pckw~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6L=
y9ibG9nLmJpdHBhbmRhLmNvbS9lbi83LXdheXMtdG8tY2hhbmdlLXlvdXItcG9pbnQtb2Ytdmll=
dy1vbi1pbnZlc3Rpbmc_cmVmPTQ5OTM3MDcyODkyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3M0JnV=
0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jcm0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdH=
MxNyZ1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR0ZWFzZXI0VwVzcGNldUIKYbwOjMxh1EFvnlISd=
mluY2VAc2hvd2ZpbGUuY29tWAQAAADM" style=3D"-webkit-text-size-adjust:none;-ms=
-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;co=
lor:#27D17F;font-size:16px"><img src=3D"https://cdn.braze.eu/appboy/communi=
cation/assets/image_assets/images/61cadf93e68542259589c8d9/original.jpg=3F1=
640685459" alt=3D"Plans" style=3D"display:block;border:0;outline:none;text-=
decoration:none;-ms-interpolation-mode:bicubic" title=3D"Plans" class=3D"ad=
apt-img" width=3D"520" height=3D"347"></a></td> =0A </t=
r> =0A <tr> =0A <td align=3D"left"=
style=3D"padding:0;Margin:0;padding-bottom:20px">=0A<h1 style=3D"Margin:0;=
line-height:34px;mso-line-height-rule:exactly;font-family:EuclidSquare, Ari=
al, sans-serif;font-size:28px;font-style:normal;font-weight:bold;color:#303=
030;margin-bottom:0px">Investment outlook for 2022</h1>=0A<h1 style=3D"Marg=
in:0;line-height:34px;mso-line-height-rule:exactly;font-family:EuclidSquare=
, Arial, sans-serif;font-size:28px;font-style:normal;font-weight:bold;color=
:#303030;margin-bottom:0px;display:none"><br></h1>=0A</td> =0A =
</tr> =0A <tr> =0A <td ali=
gn=3D"left" style=3D"padding:0;Margin:0;padding-bottom:20px"><p style=3D"Ma=
rgin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-hei=
ght-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27=
px;color:#303030;font-size:18px;margin-bottom:0px">The internet is brimming=
with resources about money. Yet, it is still hard to find out how to start=
investing, especially past a certain age. Whether you are reviewing your 2=
021 investment portfolio or whether you are just starting to think about yo=
ur investment goals for 2022, we hope you=E2=80=99ll find our blog article =
on 7 ways to change your point of view on investing useful. Check it out an=
d perhaps you'll exit 2021 with a new outlook on investing.</p></td> =0A =
</tr> =0A <tr> =0A =
<td align=3D"center" style=3D"padding:0;Margin:0;font-size:0"> =0A =
<table border=3D"0" width=3D"100%" height=3D"100%" cellpad=
ding=3D"0" cellspacing=3D"0" class=3D" cke_show_border" role=3D"presentatio=
n" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:colla=
pse;border-spacing:0px"> =0A <tr> =0A =
<td align=3D"center" style=3D"padding:0;Margin:0"><strong><span=
class=3D"es-button-border" style=3D"border-style:solid;border-color:#27D17=
F;background:#27D17F;border-width:0px;display:inline-block;border-radius:9p=
x;width:auto"><a href=3D"https://clicks.bitpanda.com/f/a/2_sxkhXq_Elneef5u8=
Pckw~~/AAAHagA~/RgRjrxEOP0TSaHR0cHM6Ly9ibG9nLmJpdHBhbmRhLmNvbS9lbi83LXdheXM=
tdG8tY2hhbmdlLXlvdXItcG9pbnQtb2Ytdmlldy1vbi1pbnZlc3Rpbmc_cmVmPTQ5OTM3MDcyOD=
kyMTczNjAxMCZ0YWc9Y21lbWxiMTcyN3M0JnV0bV9zb3VyY2U9ZW1haWwmdXRtX21lZGl1bT1jc=
m0mdXRtX2NhbXBhaWduPWJpdHBuYWRhX2JpdHMxNyZ1dG1fdGVybT13ZWJfYmxvZ19zZWNvbmR0=
ZWFzZXI0VwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM" class=
=3D"es-button es-button-1625226706975" target=3D"_blank" style=3D"mso-style=
-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none=
;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#303030;font-=
size:16px;border-style:solid;border-color:#27D17F;border-width:15px 16px 15=
px 16px;display:inline-block;background:#27D17F;border-radius:9px;font-fami=
ly:EuclidSquare, Arial, sans-serif;font-weight:normal;font-style:normal;lin=
e-height:19px;width:auto;text-align:center;background-color:#27D17F;border-=
top:13px solid #27D17F;border-bottom:13px solid #27D17F;border-left:23px so=
lid #27D17F;border-right:23px solid #27D17F;-webkit-border-radius:9px;-moz-=
border-radius:9px">Check it out </a></span></strong></td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A <=
/tr> =0A </table>=0A</td> =0A </tr> =0A =
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lpadding=3D"0" cellspacing=3D"0" class=3D"es-content" align=3D"center" styl=
e=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;bor=
der-spacing:0px;table-layout:fixed !important;width:100%"> =0A <tr>=
=0A <td align=3D"center" style=3D"padding:0;Margin:0"> =0A =
<table class=3D"es-content-body" cellspacing=3D"0" cellpadding=3D"0" al=
ign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-co=
llapse:collapse;border-spacing:0px;background-color:transparent;width:600px=
"> =0A <tr> =0A <td align=3D"left" style=3D"paddin=
g:0;Margin:0"> =0A <table width=3D"100%" cellspacing=3D"0" ce=
llpadding=3D"0" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-c=
ollapse:collapse;border-spacing:0px"> =0A <tr> =0A =
<td valign=3D"top" align=3D"center" style=3D"padding:0;Margin:0;wi=
dth:600px"> =0A <table width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-ta=
ble-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr class=3D"es-mobile-hidden"> =0A <td alig=
n=3D"left" style=3D"padding:0;Margin:0;padding-top:10px"><p style=3D"Margin=
:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-=
rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:24px;c=
olor:#303030;font-size:16px;margin-bottom:0px"><br></p></td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </tr> =0A =
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le=3D"display:none;float:left;overflow:hidden;width:0;max-height:0;line-hei=
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gn=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;padding-top:15px;padding-=
bottom:15px;padding-left:40px;padding-right:40px;background-color:#ffffff">=
=0A <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px"> =0A <tr> =0A <td a=
lign=3D"center" valign=3D"top" style=3D"padding:0;Margin:0;width:520px"> =
=0A <table cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:0=
pt;border-collapse:collapse;border-spacing:0px"> =0A <t=
r> =0A <td align=3D"center" style=3D"padding:0;Margin:=
0;font-size:0"> =0A <table border=3D"0" width=3D"100%=
" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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e;border-spacing:0px"> =0A <tr> =0A =
<td style=3D"padding:0;Margin:0;border-bottom:1px solid #cccccc;b=
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</table> =0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-=
content" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0p=
t;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important=
;width:100%"> =0A <tr> =0A <td align=3D"center" style=3D"p=
adding:0;Margin:0"> =0A <table class=3D"es-content-body" cellspac=
ing=3D"0" cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt;=
mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background=
-color:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A <tr> =0A =
<td class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffffff" style=
=3D"Margin:0;padding-top:20px;padding-bottom:40px;padding-left:40px;padding=
-right:40px;background-color:#ffffff"> =0A <table cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-t=
able-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" style=
=3D"padding:0;Margin:0;width:520px"> =0A <table cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"ms=
o-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spa=
cing:0px"> =0A <tr> =0A <td align=
=3D"left" bgcolor=3D"#ffffff" style=3D"padding:0;Margin:0;padding-bottom:10=
px"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust=
:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-se=
rif;line-height:27px;color:#27d17f;font-size:18px;margin-bottom:0px"><stron=
g>Other market Bits</strong></p></td> =0A </tr> =0A =
</table>=0A</td> =0A </tr> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" style=3D"p=
adding:0;Margin:0;width:520px"> =0A <table cellpadding=3D=
"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"mso-tab=
le-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:=
0px"> =0A <tr> =0A <td align=3D"le=
ft" style=3D"padding:0;Margin:0;padding-bottom:20px">=0A<h1 style=3D"Margin=
:0;line-height:22px;mso-line-height-rule:exactly;font-family:EuclidSquare, =
Arial, sans-serif;font-size:18px;font-style:normal;font-weight:bold;color:#=
303030;margin-bottom:0px">In the news</h1>=0A<h1 style=3D"Margin:0;line-hei=
ght:34px;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans=
-serif;font-size:28px;font-style:normal;font-weight:bold;color:#303030;marg=
in-bottom:0px;display:none"><br></h1>=0A</td> =0A </tr>=
=0A <tr> =0A <td align=3D"left" s=
tyle=3D"padding:0;Margin:0;padding-bottom:20px"> =0A =
<ul> =0A <li style=3D"margin-bottom:0px;-webkit-text=
-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;fo=
nt-family:EuclidSquare, Arial, sans-serif;line-height:27px;color:#303030;fo=
nt-size:18px;margin:10px 0">Billionaire Elon Musk is <a href=3D"https://cli=
cks.bitpanda.com/f/a/tFJE7kE_QOd-c0e6cEyfOw~~/AAAHagA~/RgRjrxEOP0R1aHR0cHM6=
Ly93d3cucmV1dGVycy5jb20vbWFya2V0cy9kZWFscy90ZXNsYXMtbXVzay1zYXlzLWhlLXNvbGQ=
tZW5vdWdoLXN0b2NrLXNsYW1zLWNhbGlmb3JuaWEtb3ZlcnRheGF0aW9uLTIwMjEtMTItMjIvVw=
VzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM" style=3D"-webki=
t-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exac=
tly;text-decoration:none;color:#27d17f;font-size:18px">confusing the market=
again</a>, after claiming he=E2=80=99s =E2=80=9Calmost done=E2=80=9D with =
his Tesla stock sales. Tesla=E2=80=99s CEO has sold around $15 billion (=E2=
=82=AC13 billion) worth of Tesla stock since November.</li> =0A =
<li style=3D"margin-bottom:0px;-webkit-text-size-adjust:none;-m=
s-text-size-adjust:none;mso-line-height-rule:exactly;font-family:EuclidSqua=
re, Arial, sans-serif;line-height:27px;color:#303030;font-size:18px;margin:=
10px 0">The head of works council of German vehicle manufacturer Volkswagen=
(<a href=3D"https://clicks.bitpanda.com/f/a/PaqK2zFL2EiqYmePStpvDw~~/AAAHa=
gA~/RgRjrxEOP0Q4aHR0cHM6Ly93d3cuYml0cGFuZGEuY29tL2VuL3ByaWNlcy9zdG9ja3Mvdm9=
sa3N3YWdlbi12b3dXBXNwY2V1QgphvA6MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAM=
w~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-li=
ne-height-rule:exactly;text-decoration:none;color:#27d17f;font-size:18px">V=
OW</a>), set a new production target for the Wolfsburg factory. He estimate=
d that <a href=3D"https://clicks.bitpanda.com/f/a/tB3urUwR6JBJaa4LWWWjJg~~/=
AAAHagA~/RgRjrxEOP0R7aHR0cHM6Ly93d3cucmV1dGVycy5jb20vYnVzaW5lc3MvYXV0b3MtdH=
JhbnNwb3J0YXRpb24vdm9sa3N3YWdlbnMtcHJvZHVjdGlvbi13b2xmc2J1cmctcmlzZS00My0yM=
DIyLWxhYm91ci1ib3NzLTIwMjEtMTItMjMvVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hv=
d2ZpbGUuY29tWAQAAADM" style=3D"-webkit-text-size-adjust:none;-ms-text-size-=
adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#27d17f=
;font-size:18px">production will increase by 43%</a> at their flagship fact=
ory.</li> =0A <li style=3D"margin-bottom:0px;-webkit=
-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exact=
ly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px;color:#3030=
30;font-size:18px;margin:10px 0">The breast cancer organisation Susan G. Ko=
men is now <a href=3D"https://clicks.bitpanda.com/f/a/espgkZuvU45ESUb6A4_j-=
A~~/AAAHagA~/RgRjrxEOP0RjaHR0cHM6Ly91LnRvZGF5L3NoaWJhLWludS1iaXRjb2luLWFuZC=
1kb2dlY29pbi1ub3ctYWNjZXB0ZWQtYnktd29ybGRzLWxhcmdlc3QtYnJlYXN0LWNhbmNlci1ja=
GFyaXR5VwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM" style=
=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height=
-rule:exactly;text-decoration:none;color:#27d17f;font-size:18px">accepting =
donations in crypto</a>. Donors can contribute with Bitcoin and Ethereum th=
rough <a href=3D"https://clicks.bitpanda.com/f/a/LnOntNerJkhlFWaEzU0ok=
w~~/AAAHagA~/RgRjrxEOP0QwaHR0cHM6Ly90aGVnaXZpbmdibG9jay5jb20vZG9uYXRlL3N1c2=
FuLWcta29tZW4vVwVzcGNldUIKYbwOjMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM"=
style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-=
height-rule:exactly;text-decoration:none;color:#27d17f;font-size:18px">The =
Giving Block</a>.</li> =0A </ul>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </tr> =0A =
</table>=0A</td> =0A </tr> =0A </table> =0A <table =
cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" align=3D"center" s=
tyle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;=
border-spacing:0px;table-layout:fixed !important;width:100%"> =0A <=
tr> =0A <td align=3D"center" style=3D"padding:0;Margin:0"> =0A =
<table class=3D"es-content-body" cellspacing=3D"0" cellpadding=3D"0"=
align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border=
-collapse:collapse;border-spacing:0px;background-color:transparent;width:60=
0px"> =0A <tr> =0A <td align=3D"left" style=3D"pad=
ding:0;Margin:0"> =0A <table width=3D"100%" cellspacing=3D"0"=
cellpadding=3D"0" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;borde=
r-collapse:collapse;border-spacing:0px"> =0A <tr> =0A =
<td valign=3D"top" align=3D"center" style=3D"padding:0;Margin:0=
;width:600px"> =0A <table width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso=
-table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr class=3D"es-mobile-hidden"> =0A <td a=
lign=3D"left" style=3D"padding:0;Margin:0;padding-top:10px"><p style=3D"Mar=
gin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-heig=
ht-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:24p=
x;color:#303030;font-size:16px;margin-bottom:0px"><br></p></td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </tr> =0A =
<!--[if !mso]><!-- --> =0A <tr class=3D"es-desk-hidden" =
style=3D"display:none;float:left;overflow:hidden;width:0;max-height:0;line-=
height:0;mso-hide:all"> =0A <td class=3D"es-m-p30r es-m-p30l" =
align=3D"left" bgcolor=3D"#ffffff" style=3D"Margin:0;padding-top:15px;paddi=
ng-bottom:15px;padding-left:40px;padding-right:40px;background-color:#fffff=
f"> =0A <table cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:col=
lapse;border-spacing:0px"> =0A <tr> =0A <t=
d align=3D"center" valign=3D"top" style=3D"padding:0;Margin:0;width:520px">=
=0A <table cellpadding=3D"0" cellspacing=3D"0" width=3D"=
100%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px"> =0A <=
tr> =0A <td align=3D"center" style=3D"padding:0;Margin=
:0;font-size:0"> =0A <table border=3D"0" width=3D"100=
%" height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px"> =0A <tr> =0A =
<td style=3D"padding:0;Margin:0;border-bottom:1px solid #cccccc;=
background:none;height:1px;width:100%;margin:0px"></td> =0A =
</tr> =0A </table>=0A</td> =0A =
</tr> =0A </table>=0A</td> =0A </t=
r> =0A </table>=0A</td> =0A </tr> =0A =
<!--<![endif]--> =0A </table>=0A</td> =0A </tr> =0A =
</table> =0A <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es=
-content" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0=
pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !importan=
t;width:100%"> =0A <tr> =0A <td align=3D"center" style=3D"=
padding:0;Margin:0"> =0A <table class=3D"es-content-body" cellspa=
cing=3D"0" cellpadding=3D"0" align=3D"center" style=3D"mso-table-lspace:0pt=
;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;backgroun=
d-color:#ffffff;width:600px" bgcolor=3D"#ffffff"> =0A <tr> =0A =
<td class=3D"es-m-p20" align=3D"left" bgcolor=3D"#ffffff" styl=
e=3D"Margin:0;padding-top:20px;padding-bottom:40px;padding-left:40px;paddin=
g-right:40px;background-color:#ffffff"> =0A <table cellpaddin=
g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-=
table-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" style=
=3D"padding:0;Margin:0;width:520px"> =0A <table cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"ms=
o-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spa=
cing:0px"> =0A <tr> =0A <td align=
=3D"left" style=3D"padding:0;Margin:0;padding-bottom:10px"><p style=3D"Marg=
in:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-heigh=
t-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;line-height:27px=
;color:#27d17f;font-size:18px;margin-bottom:0px">HODLiday Calendar</p></td>=
=0A </tr> =0A <tr> =0A =
<td align=3D"center" style=3D"padding:0;Margin:0;padding-bottom:2=
0px;font-size:0px"><a target=3D"_blank" href=3D"https://clicks.bitpanda.com=
/f/a/-MWLsTw-Xy4ES8xGhMOoAw~~/AAAHagA~/RgRjrxEOP0Q-aHR0cHM6Ly9ibG9nLmJpdHBh=
bmRhLmNvbS9lbi9iaXRwYW5kYS1ob2RsaWRheS1jYWxlbmRhci13ZWVrLTVXBXNwY2V1QgphvA6=
MzGHUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~" style=3D"-webkit-text-size-a=
djust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-deco=
ration:none;color:#27D17F;font-size:16px"><img src=3D"https://cdn.braze.eu/=
appboy/communication/assets/image_assets/images/61c2fa22745a0c57d9e30c3a/or=
iginal.png=3F1640167969" alt=3D"HODLiday" style=3D"display:block;border:0;o=
utline:none;text-decoration:none;-ms-interpolation-mode:bicubic" title=3D"H=
ODLiday" class=3D"adapt-img" width=3D"520" height=3D"347"></a></td> =0A =
</tr> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:20px">=0A<h=
1 style=3D"Margin:0;line-height:34px;mso-line-height-rule:exactly;font-fami=
ly:EuclidSquare, Arial, sans-serif;font-size:28px;font-style:normal;font-we=
ight:bold;color:#303030;margin-bottom:0px">The BEST time of the year</h1>=
=0A<h1 style=3D"Margin:0;line-height:34px;mso-line-height-rule:exactly;font=
-family:EuclidSquare, Arial, sans-serif;font-size:28px;font-style:normal;fo=
nt-weight:bold;color:#303030;margin-bottom:0px;display:none"><br></h1>=0A</=
td> =0A </tr> =0A <tr> =0A =
<td align=3D"left" style=3D"padding:0;Margin:0;padding-bottom:=
20px"><p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adju=
st:none;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-=
serif;line-height:27px;color:#303030;font-size:18px;margin-bottom:0px">Week=
5: We left the BEST for last with our BEST quiz. To participate, foll=
ow our <a href=3D"https://clicks.bitpanda.com/f/a/7F51fREss6QIydD7JB-Wvw~~/=
AAAHagA~/RgRjrxEOP0QcaHR0cHM6Ly90d2l0dGVyLmNvbS9iaXRwYW5kYVcFc3BjZXVCCmG8Do=
zMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-text-size-=
adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-dec=
oration:none;color:#27d17f;font-size:18px">global Twitter channel</a>, quot=
e the tweet of the day with the correct answer and you are in for the raffl=
e. Three winners each day will win =E2=82=AC1,000 worth of BEST until Decem=
ber 31. For more details read the <a href=3D"https://clicks.bitpanda.com/f/=
a/-MWLsTw-Xy4ES8xGhMOoAw~~/AAAHagA~/RgRjrxEOP0Q-aHR0cHM6Ly9ibG9nLmJpdHBhbmR=
hLmNvbS9lbi9iaXRwYW5kYS1ob2RsaWRheS1jYWxlbmRhci13ZWVrLTVXBXNwY2V1QgphvA6MzG=
HUQW-eUhJ2aW5jZUBzaG93ZmlsZS5jb21YBAAAAMw~" style=3D"-webkit-text-size-adju=
st:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decorat=
ion:none;color:#27d17f;font-size:18px">HODLiday Calendar week 5</a> post.<b=
r><br>Make sure to follow us on <a href=3D"https://clicks.bitpanda.com/f/a/=
R19sq7XwANS-tMzJR84gmw~~/AAAHagA~/RgRjrxEOP0QiaHR0cHM6Ly93d3cuZmFjZWJvb2suY=
29tL0JJVFBBTkRBL1cFc3BjZXVCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAA=
zA~~" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-=
line-height-rule:exactly;text-decoration:none;color:#27d17f;font-size:18px"=
>Facebook</a>, <a href=3D"https://clicks.bitpanda.com/f/a/7F51fREss6QIydD7J=
B-Wvw~~/AAAHagA~/RgRjrxEOP0QcaHR0cHM6Ly90d2l0dGVyLmNvbS9iaXRwYW5kYVcFc3BjZX=
VCCmG8DozMYdRBb55SEnZpbmNlQHNob3dmaWxlLmNvbVgEAAAAzA~~" style=3D"-webkit-te=
xt-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;=
text-decoration:none;color:#27d17f;font-size:18px">Twitter</a>, <a href=3D"=
https://clicks.bitpanda.com/f/a/MI2JnPz9RAkGqt_Q8AUH6A~~/AAAHagA~/RgRjrxEOP=
0QqaHR0cHM6Ly93d3cueW91dHViZS5jb20vYy9CaXRwYW5kYU9mZmljaWFsVwVzcGNldUIKYbwO=
jMxh1EFvnlISdmluY2VAc2hvd2ZpbGUuY29tWAQAAADM" style=3D"-webkit-text-size-ad=
just:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decor=
ation:none;color:#27d17f;font-size:18px">YouTube</a> or <a href=3D"https://=
clicks.bitpanda.com/f/a/EdVdf3K1ndQUC3nT7xjWgA~~/AAAHagA~/RgRjrxEOP0QjaHR0c=
HM6Ly93d3cuaW5zdGFncmFtLmNvbS9iaXRwYW5kYS9XBXNwY2V1QgphvA6MzGHUQW-eUhJ2aW5j=
ZUBzaG93ZmlsZS5jb21YBAAAAMw~" style=3D"-webkit-text-size-adjust:none;-ms-te=
xt-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color=
:#27d17f;font-size:18px">Instagram</a> to be up to speed with everything ne=
w in the world of investing and to make sure you don=E2=80=99t miss out on =
our future giveaways!<br><br>Talk soon,<br>Team Bitpanda</p></td> =0A =
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</tr> =0A </table>=0A</td> =0A </tr> =0A =
</table>=0A</td> =0A </tr> =0A </table> =0A <tab=
le cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" align=3D"center=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;table-layout:fixed !important;width:100%"> =0A =
<tr> =0A <td align=3D"center" style=3D"padding:0;Margin:0"> =0A =
<table class=3D"es-content-body" cellspacing=3D"0" cellpadding=3D=
"0" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bor=
der-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600=
px" bgcolor=3D"#ffffff"> =0A </table>=0A</td> =0A </tr> =
=0A </table> =0A <table cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"es-footer" align=3D"center" style=3D"mso-table-lspace:0pt;mso-table-r=
space:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !i=
mportant;width:100%;background-color:transparent;background-repeat:repeat;b=
ackground-position:center top"> =0A <tr> =0A <td align=3D"=
center" style=3D"padding:0;Margin:0"> =0A <table class=3D"es-foot=
er-body" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-=
table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spaci=
ng:0px;background-color:transparent;width:600px" bgcolor=3D"#FFFFFF"> =0A =
<tr> =0A <td class=3D"es-m-p20t es-m-p20r es-m-p20l=
" align=3D"left" style=3D"Margin:0;padding-bottom:20px;padding-top:30px;pad=
ding-left:40px;padding-right:40px"> =0A <table cellpadding=3D=
"0" cellspacing=3D"0" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-tabl=
e-rspace:0pt;border-collapse:collapse;border-spacing:0px"> =0A =
<tr> =0A <td align=3D"center" valign=3D"top" style=3D"=
padding:0;Margin:0;width:520px"> =0A <table cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"mso-=
table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spaci=
ng:0px"> =0A <tr> =0A <td align=3D=
"center" style=3D"padding:0;Margin:0;padding-top:5px;padding-bottom:10px"><=
p style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:EuclidSquare, Arial, sans-serif;l=
ine-height:18px;color:#303030;font-size:12px">Thanks for reading this week=
=E2=80=99s Bitpanda Bits - how did you like the newsletter=3F Let us know</=
p></td> =0A </tr> =0A <!--[if !mso]=
><!-- --> =0A <!--<![endif]--> =0A </=
table>=0A</td> =0A </tr> =0A <tr> =0A =
<td align=3D"center" valign=3D"top" style=3D"padding:0;Margin:0=
;width:520px"> =0A <table cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" role=3D"presentation" style=3D"mso-table-lspace:0pt;m=
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