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Our wrap-up of more ways we're helping businesses =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD 
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Email not displaying quite right=3F 

 https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,80369999&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0NiZwMT0lNDAwT3BxZGU4M3piNUlpQlhNMEg4RXpKQVlqdTUlMkI3N0lXTXJGJTJGSWw3NSUyQkhzJTNE&s=3DBt7K6gSHXh1wH0oVl9fc4kJWoodi9D1P9vdnZ3DxZeY Try it in your browser . 

By clicking on links in this email, you agree to Royal Bank of Scotland using cookies to track your interaction, to improve the performance of our communications, understand your interests, and to personalise our future emails to you. 

If you do not want your interactions with this email below tracked you can visit our website by clicking this un-tracked link about  https://www.rbs.co.uk/business/enterprise.html=3Fextcam=3DCI_R_EMC_0_MISC_EOYWrapUp_Header_CRM Business Banking . 

 https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,8036999a&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3D1fDi-i3PTue0O0JvllXtMpmu3vB1q4Z0SI91f3iFbfI .   

                                 Account number ending: 6290

Hello  Vincent, 

As we approach the end of the year, I want to thank you for banking with us. 

=E2=80=8C 

Running a business isn't easy, especially with the current uncertainty and economic challenges. That's why we're here to support you and continue to invest in our products and services. 

=E2=80=8C 

Here's a rundown of some new and improved  things we've launched this year, that might help you and your business. 

Making banking better 

These are some of the improvements we've made to our Mobile App and Digital Banking in 2025, to make banking easier and more personal for you. 

See credit card account transactions and statements. 

Increase to one-off payments limit. 

Pay in cheques using the app - up to =C2=A35,000 per cheque - with a daily limit of =C2=A315,000. (Fees may apply.) 

Get insights into your spending and personalised suggestions. Find these in the app. 

Customise your mobile app home screen with shortcuts and widgets. 

Supporting your business 

Here are some of the ways we're helping businesses now and in the future. 

Help to grow 

In 2025, we launched our Royal Bank of Scotland Accelerator app  - created to help you grow your business. 

=E2=80=8C 

The app gives you free access  to a community of business owners, co-working spaces, funding and sales support, coaching and more. 

=E2=80=8C 

  https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,8036999b&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3Dpg3n1niW_lIQjuMWvZ5WcgNY9wRKFYA4qlNn-ccbTMI Get the app    

Newsletters 

This year we've updated our Business Insights newsletters,  so you'll get the articles you want. 

=E2=80=8C 

Sign up and choose from topics like business management, sector trends, sustainability and technology. And you'll get the articles you want delivered straight to your inbox. 

  https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,8036999c&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3D6JjsglmKeYOB5LIJsJgkiFcYPpI-ttcmMf7TIUSZ4_4 Sign up here    

  


Looking ahead to 2026 

The government is starting to roll out  Making Tax Digital  for Income Tax. 

Starting April 2026, this will impact most self-employed individuals earning over =C2=A350,000. And if you're a landlord earning over =C2=A350,000, this may impact you too. 

=E2=80=8C 

If this applies to you, you'll need to submit your tax info online to HMRC. You could use FreeAgent  - Royal Bank of Scotland's free HMRC-recognised accounting software* - to help you comply with Making Tax Digital at no cost. 

  https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,8036999e&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DvrkQboGnNuuGdzht1uRjI9GrMotp0x7k3wbjC2TIpis Making Tax Digital    

*FreeAgent is included for as long as you retain your business banking account. Optional add-ons may be chargeable. 

  
  


In 2026 we're committed to making your banking experience even better. We'll work with customers like you, to understand what businesses want. And we'll invest more in our products and services. 

=E2=80=8C 

Thanks again for choosing the Royal Bank of Scotland. Wishing you all the very best for the holidays and festive season. 

=E2=80=8C 

Jon Neil 

MD, Business Banking 

  

Need help=3F We're here 24/7 

Visit the  https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,8036999f&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DO12iTKj24jfpdWSSKn3yZ9sCYnPiPvlcjVuh5deWKZk Business Banking Support Centre 

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Call us on 0345 600 2230  (Relay UK: 18001 0345 600 2230 ) 

Royal Bank of Scotland is proud to be the official banking partner to Team GB and ParalympicsGB. 

Together, we are helping the nation take a little more action. 

 https://t18.communications.rbs.co.uk/r/=3Fid=3Dt9e3f0095,a022d36b,803699a2&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DdOsWDIlkybWKh7MvUpy7FXY7lGrKPU-KQVgTUXkPkmw    

This email is confidential and is intended for our UK customers that reside and operate in the UK. So if you received this instead of the person it was for, please delete it. 

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Need some help=3F 
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The Royal Bank of Scotland plc. Registered in Scotland No. SC083026. 
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724. 

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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</head>
<body class=3D"st-email-body st-center-gmail">



<div style=3D"font-size:0px; display:none; visibility:hidden; opacity:0; co=
lor:transparent; max-height:0px; height:0; width:0; mso-hide:all;">
Our wrap-up of more ways we're helping businesses
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#819=
9;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#8=
47; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &=
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7; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#=
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99;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#=
847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
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9;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#8=
47; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &=
#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199=
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7; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#=
8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;=
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; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8=
199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&=
#847; &#8199;&#847; &#8199;&#847; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
 &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &s=
hy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
 &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &s=
hy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
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hy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
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hy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
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hy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy;=
 &shy; &shy; &shy; &shy; &nbsp;
</div>
<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
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<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
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ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
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</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"mob-w480 st-dyn=
amic-h3y0jjlak87hk" style=3D"width: 100%;"><img border=3D"0" valign=3D"top"=
 width=3D"600" src=3D"https://res18.notifications.natwest.com/res/img/0A401=
466FCD9D0C9CD928D6FD884DCD1.png" alt=3D"What's new=3F The year in review." =
title=3D"" class=3D"st-hide-mobile st-mobile-width-constraint" style=3D"bor=
der: 0px; display: block; width: 600px; max-width: 100%;"> <!--[if !mso 12]=
><!-->
<div class=3D"show-img-mobile st-dynamic-h3y0jjlak87hk" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/AFCF44BECA991D73EFE47C75F2A5BF6E.png" border=3D"0" wid=
th=3D"600" valign=3D"top" alt=3D"What's new=3F The year in review." title=
=3D"" class=3D"st-mobile-width-constraint" style=3D"display: block; border:=
 medium; max-width: 100%; height: auto; width: 600px;"></div> <!--<![endif]=
-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__jlhj" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 21px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; =
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<span s=
tyle=3D"color: #646068;">Account number ending: 6290</span></p>
<p style=3D"margin: 0px;"><br>Hello Vincent,</p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;"><br>As we approac=
h the end of the year, I want to thank you for banking with us. </span></p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Running a busines=
s isn't easy, especially with the current uncertainty and economic challeng=
es. That's why we're here to support you and continue to invest in our prod=
ucts and services.</span></p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Here's a rundown =
of some <strong>new and improved</strong> things we've launched this year, =
that might help you and your business.</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__epn5u"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFDBEC" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__8mq51"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #333333; font-size: 22px; font-weight: 700; letter-spacing=
: normal; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: =
100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
 line-height: 26px; color: #5a287d;">Making banking better</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 21px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">These are some of=
 the improvements we've made to our Mobile App and Digital Banking in 2025,=
 to make banking easier and more personal for you.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFDBEC" valign=3D"top" class=3D"st-dynamic-v=
mzwx86sws1cb" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/A1899E5AD570B64314831F677B149A56.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">See credit card a=
ccount transactions and statements.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/44CEBAA671E7B2DDBB85A35924DFAF8F.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Increase to one-o=
ff payments limit.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/FBBFF45CB69FDECAD8CE2970D918D69A.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Pay in cheques us=
ing the app - up to &#163;5,000 per cheque - with a daily limit of &#163;15=
,000. (Fees may apply.)</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/72E6F13206685E4FD935ACA5623EC8A3.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Get insights into=
 your spending and personalised suggestions. Find these in the app.</span><=
/p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/A0AB5D678B8FB3152ACC9219ABB9BE6D.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
</tr>
</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Customise your mo=
bile app home screen with shortcuts and widgets.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__3gtq" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__40gr" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #333333; font-size: 22px; font-weight: 700; letter-spacing=
: normal; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: =
100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #5a287d;">Supporting your b=
usiness</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 21px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Here are some of =
the ways we're helping businesses now and in the future.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" style=3D"width: 100%;=
 border-radius: 10px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-2bv18j=
d6s1wcm">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"244" valign=3D"middle" bgcolor=3D"#FFFFFF" class=3D"st-dynamic=
-tcetigzobkrdy" style=3D"border-radius: 10px; padding-right: 25px; padding-=
left: 25px; width: 244px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"> <!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"mob-w185 st-dyn=
amic-6znnwmyfqwz5l" style=3D"width: 100%;"><img border=3D"0" valign=3D"top"=
 width=3D"185" src=3D"https://res18.notifications.natwest.com/res/img/CA390=
C472B6E5DC6EBBAA2FDF2BA9B2D.png" alt=3D"" class=3D"st-hide-mobile st-resize=
 st-dynamic-ntle6wrwm2m6c" style=3D"border: 0px; display: block; width: 185=
px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-ygtk628gm0d2l" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/5F789CF24C1FA3F036CDB0DDF768C1AF.png" border=3D"0" wid=
th=3D"185" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-ygtk628gm0=
d2l" style=3D"display: block; border: medium; max-width: 100%; height: auto=
; width: 185px;"></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-ufrt=
vgojpp9o2" style=3D"padding-bottom: 9px; padding-top: 9px; width: 100%;"><i=
mg border=3D"0" valign=3D"top" width=3D"245" src=3D"https://res18.notificat=
ions.natwest.com/res/img/CA390C472B6E5DC6EBBAA2FDF2BA9B2D.png" alt=3D"" cla=
ss=3D"st-hide-mobile st-mobile-width-constraint st-dynamic-2ms91dtrees8a" s=
tyle=3D"border: 0px; display: block; width: 245px; max-width: 100%;"> <!--[=
if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-sxyiuqt2h7t4g" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/5F789CF24C1FA3F036CDB0DDF768C1AF.png" border=3D"0" wid=
th=3D"245" valign=3D"top" alt=3D"" class=3D"st-mobile-width-constraint st-d=
ynamic-671bjm2e9c2te" style=3D"display: block; border: medium; max-width: 1=
00%; height: auto; width: 245px;"></div> <!--<![endif]-->
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
 font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 22p=
x; line-height: 26px;">Help to grow</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-top: 9px; padding-bottom: 9px; width: 100%;">
<p style=3D"text-align: center; margin: 0px;"><span style=3D"color: #646068=
;">In 2025, we launched our <strong>Royal Bank of Scotland&nbsp;Accelerator=
 app</strong> - created to help you grow your business.</span></p>
<p style=3D"text-align: center; margin: 0px;">&zwnj;<br /></p>
<p style=3D"text-align: center; margin: 0px;"><span style=3D"color: #646068=
;">The app <strong>gives you free access</strong> to a community of busines=
s owners, co-working spaces, funding and sales support, coaching and more.<=
/span></p>
<p style=3D"text-align: center; margin: 0px;">&zwnj;<br /></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"pri-hover uspbt=
n" style=3D"padding-top: 22px; padding-bottom: 22px; width: 100%;"><!--[if =
mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" style=3D"height:32pt; v-text-anchor:middle; w=
idth:105pt; mso-position-horizontal: center" arcsize=3D"119%" strokecolor=
=3D"#5E10B1" strokeweight=3D"0pt" fillcolor=3D"#5E10B1">
<w:anchorlock/>
<v:textbox inset=3D"0,0,0,0"><p style=3D"text-align: center; font-family: H=
elvetica, Arial, Sans-serif; color: #FFFFFF; font-size: 16px; font-weight: =
700; letter-spacing: normal; mso-line-height-rule: exactly; line-height: 18=
px"><![endif]-->
<!--[if !mso]><!-->
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"140" style=3D"width: 140px; border-collapse: initial;">
<tr>
<td width=3D"100%" bgcolor=3D"#5E10B1" align=3D"center" height=3D"22" valig=
n=3D"middle" style=3D"mso-padding-alt:11px 15px 11px 15px; border-radius:50=
px; height: 22px; width: 100%; text-align: center; background-color: #5e10b=
1; vertical-align: middle"><!--<![endif]--> <a width=3D"140" href=3D"https:=
//t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369988&e=3DY2=
lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DcYwC2Vp8sLzNzD=
RitxfDgpSw5zVwxRTXsIC2TXtVqIE" target=3D"_blank" bgcolor=3D"#5E10B1" valign=
=3D"middle" style=3D"mso-line-height-rule:exactly; text-align:center; font-=
family: Helvetica, Arial, sans-serif; color: #ffffff; font-size: 14px; font=
-weight: 700; letter-spacing: normal; line-height: 18px; padding: 11px 15px=
; text-decoration: none; display: table-cell; width: 140px; height: 22px; b=
order-radius: 50px; vertical-align: middle; box-sizing: content-box" _label=
=3D"50251"><span style=3D"margin: 0px; color: #ffffff;"><span style=3D"font=
-size: 14px; line-height: 18px;">Get the app</span></span></a> <!--[if !mso=
]><!--></td>
</tr>
</table> <!--<![endif]-->
<!--[if mso]>
</p></v:textbox>
</v:roundrect>
<![endif]-->
</td>
</tr>
</table>
</td>
<td width=3D"12" valign=3D"middle" class=3D"mob-w10" style=3D"width: 12px;"=
>
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; width:100%; height: 20px; max-heigh=
t: 20px; margin: 0px; font-size: 20px; line-height: 20px">
&nbsp;
</p>
</td>
</tr>
</table>
</td>
<td width=3D"244" valign=3D"middle" bgcolor=3D"#FFFFFF" class=3D"st-dynamic=
-tcetigzobkrdy" style=3D"border-radius: 10px; padding-right: 25px; padding-=
left: 25px; width: 244px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"> <!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"mob-w185 st-dyn=
amic-6znnwmyfqwz5l" style=3D"width: 100%;"><img border=3D"0" valign=3D"top"=
 width=3D"185" src=3D"https://res18.notifications.natwest.com/res/img/69717=
EC245D079C3B3B75BD145DE54A8.jpg" alt=3D"" class=3D"st-hide-mobile st-resize=
 st-dynamic-ntle6wrwm2m6c" style=3D"border: 0px; display: block; width: 185=
px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-ygtk628gm0d2l" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/154FF35889C629BEBA7DD9E7B5DB7CCD.png" border=3D"0" wid=
th=3D"185" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-ygtk628gm0=
d2l" style=3D"display: block; border: medium; max-width: 100%; height: auto=
; width: 185px;"></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-x7bc=
en56078i2" style=3D"padding-bottom: 9px; padding-top: 9px; width: 100%;"><i=
mg border=3D"0" valign=3D"top" width=3D"245" src=3D"https://res18.notificat=
ions.natwest.com/res/img/E073E34BBA8B6E2064C4AD67010EBA1C.png" alt=3D"" cla=
ss=3D"st-mobile-width-constraint st-dynamic-ntle6wrwm2m6c" style=3D"border:=
 0px; display: block; width: 245px; max-width: 100%;"> </td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
 font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 22p=
x; line-height: 26px;">Newsletters</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-top: 9px; padding-bottom: 9px; width: 100%;">
<p style=3D"text-align: center; margin: 0px;"><span style=3D"color: #646068=
;">This year we've updated our <strong>Business Insights newsletters, </str=
ong>so you'll get the articles you want.</span></p>
<p style=3D"text-align: center; margin: 0px;">&zwnj;<br /></p>
<p style=3D"text-align: center; margin: 0px;"><span style=3D"color: #646068=
;">Sign up and choose from topics like business management, sector trends, =
sustainability and technology. And you'll get the articles you want deliver=
ed straight to your inbox.</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"pri-hover uspbt=
n st-dynamic-wfj73z9o9n0z7" style=3D"padding-top: 22px; padding-bottom: 22p=
x; width: 100%;"><!--[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" style=3D"height:32pt; v-text-anchor:middle; w=
idth:105pt; mso-position-horizontal: center" arcsize=3D"119%" strokecolor=
=3D"#5E10B1" strokeweight=3D"0pt" fillcolor=3D"#5E10B1">
<w:anchorlock/>
<v:textbox inset=3D"0,0,0,0"><p style=3D"text-align: center; font-family: H=
elvetica, Arial, Sans-serif; color: #FFFFFF; font-size: 16px; font-weight: =
700; letter-spacing: normal; mso-line-height-rule: exactly; line-height: 18=
px"><![endif]-->
<!--[if !mso]><!-->
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"140" style=3D"width: 140px; border-collapse: initial;">
<tr>
<td width=3D"100%" bgcolor=3D"#5E10B1" align=3D"center" height=3D"22" valig=
n=3D"middle" style=3D"mso-padding-alt:11px 15px 11px 15px; border-radius:50=
px; height: 22px; width: 100%; text-align: center; background-color: #5e10b=
1; vertical-align: middle"><!--<![endif]--> <a width=3D"140" href=3D"https:=
//t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369989&e=3DY2=
lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3D5vB1mKZQ8LtdiD=
8OsUnESR7d6tmKyM1TP36FYfkBFx8" target=3D"_blank" bgcolor=3D"#5E10B1" valign=
=3D"middle" class=3D"st-dynamic-65h1uv5qs3zp6" style=3D"mso-line-height-rul=
e:exactly; text-align:center; font-family: Helvetica, Arial, sans-serif; co=
lor: #ffffff; font-size: 14px; font-weight: 700; letter-spacing: normal; li=
ne-height: 18px; padding: 11px 15px; text-decoration: none; display: table-=
cell; width: 140px; height: 22px; border-radius: 50px; vertical-align: midd=
le; box-sizing: content-box" _label=3D"50252"><span style=3D"margin: 0px; c=
olor: #ffffff;"><span style=3D"font-size: 14px; line-height: 18px;">Sign up=
 here</span></span></a> <!--[if !mso]><!--></td>
</tr>
</table> <!--<![endif]-->
<!--[if mso]>
</p></v:textbox>
</v:roundrect>
<![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> 
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> 
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFEAE6" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__i528c"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #333333; font-size: 22px; font-weight: 700; letter-spacing=
: normal; line-height: 26px; padding-bottom: 9px; padding-top: 9px; width: =
100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"color: #5a287d;"=
>Looking ahead to 2026</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 21px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;"><span style=3D"background-color: transparent;">Th=
e government is starting to roll out </span><strong style=3D"background-col=
or: transparent;">Making Tax Digital</strong><span style=3D"background-colo=
r: transparent;"> for Income Tax.</span></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Starting April 20=
26, this will impact most self-employed individuals earning over &#163;50,0=
00. And if you're a landlord earning over &#163;50,000, this may impact you=
 too.</span></p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">If this applies t=
o you, you'll need to submit your tax info online to HMRC. You could use <s=
trong>FreeAgent</strong> - Royal Bank of Scotland's free HMRC-recognised ac=
counting software* - to help you comply with Making Tax Digital <strong>at =
no cost.</strong></span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"premierbtn pri-=
hover" style=3D"padding-top: 22px; padding-bottom: 22px; width: 100%;"><!--=
[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" style=3D"height:32pt; v-text-anchor:middle; w=
idth:168pt; mso-position-horizontal: center" arcsize=3D"119%" strokecolor=
=3D"#5E10B1" strokeweight=3D"0pt" fillcolor=3D"#5E10B1">
<w:anchorlock/>
<v:textbox inset=3D"0,0,0,0"><p style=3D"text-align: center; font-family: A=
rial, Helvetica, Sans-serif; color: #FFFFFF; font-size: 16px; font-weight: =
700; letter-spacing: normal; mso-line-height-rule: exactly; line-height: 18=
px"><![endif]-->
<!--[if !mso]><!-->
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"223" style=3D"width: 223px; border-collapse: initial;">
<tr>
<td width=3D"100%" bgcolor=3D"#5E10B1" align=3D"center" height=3D"22" valig=
n=3D"middle" style=3D"mso-padding-alt:11px 30px 11px 30px; border-radius:50=
px; height: 22px; width: 100%; text-align: center; background-color: #5e10b=
1; vertical-align: middle"><!--<![endif]--> <a width=3D"223" href=3D"https:=
//t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,8036998b&e=3DY2=
lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DzGTu-75aaYqaZt=
XGhA4KIWaELtWeRogsUn6HEQd_5Xw" target=3D"_blank" bgcolor=3D"#5E10B1" valign=
=3D"middle" style=3D"mso-line-height-rule:exactly; text-align:center; font-=
family: Arial, Helvetica, sans-serif; color: #ffffff; font-size: 14px; font=
-weight: 700; letter-spacing: normal; line-height: 18px; padding: 11px 30px=
; text-decoration: none; display: table-cell; width: 223px; height: 22px; b=
order-radius: 50px; vertical-align: middle; box-sizing: content-box" _label=
=3D"50254"><span style=3D"margin: 0px; color: #ffffff;"><span style=3D"font=
-size: 14px; line-height: 18px;">Making Tax Digital</span></span></a> <!--[=
if !mso]><!--></td>
</tr>
</table> <!--<![endif]-->
<!--[if mso]>
</p></v:textbox>
</v:roundrect>
<![endif]-->
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__tg85" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFEAE6" valign=3D"top" class=3D"st-dynamic-s=
lnzcznix7p0n" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
 font-family: Arial, Helvetica, sans-serif; color: #646068; font-size: 12px=
; font-weight: normal; letter-spacing: normal; line-height: 15px; padding-b=
ottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;">*FreeAgent is included for as long as you retain =
your business banking account. Optional add-ons may be chargeable.</p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"padding-top: 0p=
x; padding-bottom: 0px; width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; width:100%; height: 9px; max-height:=
 9px; margin: 0px; font-size: 9px; line-height: 9px">
&nbsp;
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table> 
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> 
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> 
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-6=
llwirweo0hwi" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
5q93f7hy12cbe" style=3D"text-align: left; font-family: Arial, Helvetica, sa=
ns-serif; color: #646068; font-size: 14px; font-weight: normal; letter-spac=
ing: normal; line-height: 21px; padding-bottom: 9px; padding-top: 9px; widt=
h: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">In 2026 we're com=
mitted to making your banking experience even better. We'll work with custo=
mers like you, to understand what businesses want. And we'll invest more in=
 our products and services.</span></p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Thanks again for =
choosing the Royal Bank of Scotland. Wishing you all the very best for the =
holidays and festive season.</span></p>
<p style=3D"margin: 0px;">&zwnj;<br /></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;"><strong>Jon Neil<=
/strong></span></p>
<p style=3D"margin: 0px;"><span style=3D"color: #646068;"><strong>MD, Busin=
ess Banking</strong></span></p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__527u5"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table> 
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#F2EAF9" valign=3D"top" class=3D"st-dynamic-v=
mzwx86sws1cb" style=3D"width: 100%; padding-left: 30px; padding-right: 30px=
;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__d80bk"=
 style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr> <!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
 font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
 line-height: 26px;">Need help=3F We're here 24/7</span></p>
</td>
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<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/253C48D9C1F42C0865FBB68AA9D938F7.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
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<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 20px=
;">Visit the <a style=3D"color: #4c4c4c;" href=3D"https://t18.communication=
s.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,8036998c&e=3DY2lkPURNNTY5MTU0JmJpZ=
D0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3D27At0jP9BpHoH8W27YLbkTvULYHY2cvjD=
WpU0JPWcBY" _label=3D"50255"><span style=3D"color: #5e10b1;"><u>Business Ba=
nking Support Centre</u></span></a></span></p>
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<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
jxezmy047" style=3D"padding-top: 5px; width: 100%;"><img border=3D"0" valig=
n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
mg/FBBFF45CB69FDECAD8CE2970D918D69A.png" height=3D"30" alt=3D"info" class=
=3D"st-mobile-width-constraint" style=3D"border: 0px; display: block; width=
: 30px; max-width: 100%;"> </td>
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</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><a style=3D"color: #4c4c4c;" href=3D"https://t18.=
communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,8036998d" _label=3D"5=
0256"><span style=3D"color: #5e10b1;"><u>Tap here to WhatsApp us now</u></s=
pan></a><a style=3D"color: #4c4c4c;" href=3D"https://t18.communications.rbs=
.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,8036998e"><span style=3D"color: #5e10b1=
;">&nbsp;</span></a></p>
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30" style=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1uiy=
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n=3D"top" width=3D"30" src=3D"https://res18.notifications.natwest.com/res/i=
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: 30px; max-width: 100%;"> </td>
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</table>
</td>
<td width=3D"495" valign=3D"top" style=3D"padding-left: 15px; width: 495px;=
">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #4c4c4c;=
 font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
 20px; padding-bottom: 9px; padding-top: 9px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"color: #646068;">Call us on <stron=
g>0345 600 2230</strong> (Relay UK: <strong>18001 0345 600 2230</strong>)</=
span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__o7g4" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"9" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 9px; max-height: 9px; margin: 0px; font-size: 9px; line-height: 9px=
">
&nbsp;
</p>
</td>
</tr> <!--<![endif]-->

</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-4=
53wc4bm1mkbf" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"middle" bgcolor=3D"#FFFFFF" style=3D"width: 600=
px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-h3y0jj=
lak87hk" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"6=
00" src=3D"https://res18.notifications.natwest.com/res/img/5BB0F376F339AC8C=
6F004F5FFD1E4174.png" alt=3D"" class=3D"st-hide-mobile st-mobile-width-cons=
traint" style=3D"border: 0px; display: block; width: 600px; max-width: 100%=
;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-h3y0jjlak87hk" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/29758F75B090FBA43BFAAE4987C5E511.png" border=3D"0" wid=
th=3D"600" valign=3D"top" alt=3D"" class=3D"st-mobile-width-constraint" sty=
le=3D"display: block; border: medium; max-width: 100%; height: auto; width:=
 600px;"></div> <!--<![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"middle" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-14jj54=
vgkt4z5" style=3D"text-align: left; font-family: Helvetica, Arial, sans-ser=
if; color: #5a287d; font-size: 12px; font-weight: normal; letter-spacing: n=
ormal; line-height: 15px; padding-bottom: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 12p=
x; line-height: 15px;">Royal Bank of Scotland is proud to be the official b=
anking partner to Team GB and ParalympicsGB.</span></p>
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 12p=
x; line-height: 15px;">Together, we are helping the nation take a little mo=
re action.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center"> <!-- FOOTER START -->
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
 st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"fz-16-footer=
 st-dynamic-5q93f7hy12cbe" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-lr9g=
ipknoanwo" style=3D"padding-top: 25px; padding-bottom: 25px; width: 100%;">=
<a href=3D"https://t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36=
b,8036998f&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=
=3DQhTx046DOK-7Q_kRf75zU2LCHOoYVBZUHIVSRBqBTrc" target=3D"_blank" style=3D"=
display: block;"><img border=3D"0" valign=3D"top" width=3D"158" src=3D"http=
s://res18.notifications.natwest.com/res/img/4B3CF3F47C164F7F5954556930310ED=
5.png" alt=3D"Tomorrow begins today - Royal Bank" class=3D"st-hide-mobile s=
t-mobile-width-constraint" style=3D"border: 0px; display: block; width: 158=
px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-lr9gipknoanwo" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/4B3CF3F47C164F7F5954556930310ED5.png" border=3D"0" wid=
th=3D"158" valign=3D"top" alt=3D"Tomorrow begins today - Royal Bank" class=
=3D"st-mobile-width-constraint" style=3D"display: block; border: medium; ma=
x-width: 100%; height: auto; width: 158px;"></div> <!--<![endif]-->
</a></td>
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</table>
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</table>
</td>
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<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
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</td>
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</table>
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<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"top" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-gat4665wg60he" style=3D"text-align: left; font-family: Arial, Helvet=
ica, sans-serif; color: #646068; font-size: 14px; font-weight: normal; lett=
er-spacing: normal; line-height: 19px; padding-left: 30px; padding-right: 3=
0px; padding-top: 30px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;" data-sr-no-text=3D"true"><span =
style=3D"font-size: 14px; line-height: 19px;">This email is confidential an=
d is intended for our UK customers that reside and operate in the UK. So if=
 you received this instead of the person it was for, please delete it.</spa=
n></p>
<p style=3D"margin: 0px; text-align: left;" data-sr-no-text=3D"true"><span =
style=3D"font-size: 14px; line-height: 19px;">&nbsp;</span></p>
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
 line-height: 19px;">No longer want to receive marketing emails with benefi=
ts and offers=3F&nbsp;<span style=3D"text-decoration: underline;"><a style=
=3D"color: #646068;" href=3D"https://t18.communications.rbs.co.uk/r/=3Fid=
=3Dh9e3f0095,a022d36b,80369990&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZj=
aW49MTg0MDUwNzM0NiZwMT0lNDBvUkhGZmpLSVc5Q2xzRyUyRmREZW1POHclM0QlM0QmcDI9LTE=
2NDAwMzgyNTEmcDM9LTE2MDgzMzAzODkmcDQ9WWVhckVuZDI1JnA1PQ&s=3D93ZkFswFvOrq9JG=
hKIo3kZZCiAcWxCyKXXrAFneH1jM"><span style=3D"color: #5e10b1;"><u>Unsubscrib=
e here</u></span></a></span>. Don&rsquo;t worry, you&rsquo;ll still receive=
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"600" valign=3D"top" style=3D"width: 600px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer st-d=
ynamic-kxr6pt043ickr" style=3D"text-align: left; font-family: Arial, Helvet=
ica, sans-serif; color: #646068; font-size: 14px; font-weight: normal; lett=
er-spacing: normal; line-height: 18px; padding: 30px 30px 18px; width: 100%=
;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
 line-height: 18px;"><strong>Need some help=3F </strong><br><span style=3D"=
text-decoration: underline;"><a style=3D"color: #646068;" href=3D"https://t=
18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369991&e=3DY2lkP=
URNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DMDF-l5GiREnegdZI9=
PNkoZi-VEhRgXqybY0J0Cw_9OA"><span style=3D"color: #5e10b1;"><u>Cora, your d=
igital assistant</u></span></a></span>, is ready to help 24/7 (we can&rsquo=
;t receive replies to this email). If you received this email from a Relati=
onship Manager at Royal Bank, you can contact them directly by hitting repl=
y. But if not, please don't reply to this email as the mailbox isn't monito=
red.</span></p>
<p style=3D"margin: 0px; text-align: left;" data-sr-no-text=3D"true"><span =
style=3D"font-size: 14px; line-height: 18px;">&nbsp;</span></p>
<p style=3D"margin: 0px; text-align: center;"><span style=3D"font-size: 14p=
x; line-height: 18px;"><span style=3D"text-decoration: underline;"><u></u><=
a style=3D"color: #646068;" href=3D"https://t18.communications.rbs.co.uk/r/=
=3Fid=3Dh9e3f0095,a022d36b,80369992&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI=
1MSZjaW49MTg0MDUwNzM0Ng&s=3DvHohnnNyL05Q9GsQChff_ajGR8SkW0GILhjTJzztWck"><s=
pan style=3D"color: #5e10b1;"><u>How we keep you safe</u></span></a></span>=
=E2=80=83|=E2=80=83<span style=3D"text-decoration: underline;"><a style=3D"=
color: #646068;" href=3D"https://t18.communications.rbs.co.uk/r/=3Fid=3Dh9e=
3f0095,a022d36b,80369993&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MT=
g0MDUwNzM0Ng&s=3D3fnVcjeq7MwMngEORyQhLNaJu-inMuYih9d2mPo0eD0"><span style=
=3D"color: #5e10b1;"><u>Our privacy policy</u></span></a></span>=E2=80=83|=
=E2=80=83<span style=3D"text-decoration: underline;"><span style=3D"color: =
#5e10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t18.communications.r=
bs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369994&e=3DY2lkPURNNTY5MTU0JmJpZD0t=
MTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=3DppgdNLHorkWkV-uQ4OgEgCQpXzcsXQjVPx8g=
FAKYfU0"><span style=3D"color: #5e10b1;"><u>Support Centre</u></span></a></=
span></span> </span></p>
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<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__sgfr" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation">
<tr>
<td width=3D"100%" height=3D"2" valign=3D"middle" align=3D"left" style=3D"t=
ext-align: left; font-family: Helvetica, Arial, sans-serif; color: #646068;=
 font-size: 2px;  width: 100%;">
<a href=3D"https://t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36=
b,80369995&e=3DY2lkPURNNTY5MTU0JmJpZD0tMTY0MDAzODI1MSZjaW49MTg0MDUwNzM0Ng&s=
=3D-MeyjEorxci3mNToOaOPgAEDmDtqusa_6dkNfggOFAs" target=3D"_blank" label=3D"=
BotClick2" aria-hidden=3D"true" style=3D"color: #ffffff; cursor: none; text=
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
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<td width=3D"218" valign=3D"top" style=3D"width: 218px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; width:100%; height: 0px; max-height:=
 0px; margin: 0px; font-size: 0px; line-height: 0px">
&nbsp;
</p>
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<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"width: 100%;"><a href=3D"https://t18.communications.rbs=
.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369996" target=3D"_blank" style=3D"di=
splay: block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https:/=
/res18.notifications.natwest.com/res/img/987C87635F215D89F99C9E1752E3D930.p=
ng" alt=3D"LinkedIn" title=3D"" class=3D"st-hide-mobile st-mobile-width-con=
straint" style=3D"border: 0px; display: block; width: 35px; max-width: 100%=
;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-60n52i5uow5du" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/987C87635F215D89F99C9E1752E3D930.png" border=3D"0" wid=
th=3D"35" valign=3D"top" alt=3D"LinkedIn" title=3D"" class=3D"st-mobile-wid=
th-constraint" style=3D"display: block; border: medium; max-width: 100%; he=
ight: auto; width: 35px;"></div> <!--<![endif]-->
</a></td>
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<td width=3D"95" valign=3D"top" class=3D"mob-w95" style=3D"width: 95px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"padding-left: 5px; padding-right: 5px; width: 100%;"><a=
 href=3D"https://t18.communications.rbs.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,=
80369997" target=3D"_blank" style=3D"display: block;"><img border=3D"0" val=
ign=3D"top" width=3D"35" src=3D"https://res18.notifications.natwest.com/res=
/img/5911BDD35EA8676BB705CD5B443CB195.png" alt=3D"Facebook" title=3D"" clas=
s=3D"st-hide-mobile st-mobile-width-constraint" style=3D"border: 0px; displ=
ay: block; width: 35px; max-width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-60n52i5uow5du" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/5911BDD35EA8676BB705CD5B443CB195.png" border=3D"0" wid=
th=3D"35" valign=3D"top" alt=3D"Facebook" title=3D"" class=3D"st-mobile-wid=
th-constraint" style=3D"display: block; border: medium; max-width: 100%; he=
ight: auto; width: 35px;"></div> <!--<![endif]-->
</a></td>
</tr>
</table>
</td>
<td width=3D"35" valign=3D"top" class=3D"mob-w36" style=3D"width: 35px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-60n5=
2i5uow5du" style=3D"width: 100%;"><a href=3D"https://t18.communications.rbs=
.co.uk/r/=3Fid=3Dh9e3f0095,a022d36b,80369998" target=3D"_blank" style=3D"di=
splay: block;"><img border=3D"0" valign=3D"top" width=3D"35" src=3D"https:/=
/res18.notifications.natwest.com/res/img/7673F18704911C1B3E476DEFF3481A9D.p=
ng" alt=3D"X" title=3D"" class=3D"st-hide-mobile st-mobile-width-constraint=
" style=3D"border: 0px; display: block; width: 35px; max-width: 100%;"> <!-=
-[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-60n52i5uow5du" style=3D"display: n=
one; width: 0px; overflow: hidden;"><img src=3D"https://res18.notifications=
.natwest.com/res/img/7673F18704911C1B3E476DEFF3481A9D.png" border=3D"0" wid=
th=3D"35" valign=3D"top" alt=3D"X" title=3D"" class=3D"st-mobile-width-cons=
traint" style=3D"display: block; border: medium; max-width: 100%; height: a=
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<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; width:100%; height: 0px; max-height:=
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
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ica, sans-serif; color: #646068; font-size: 14px; font-weight: 700; letter-=
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<p style=3D"text-align: left; margin: 0px;"><span style=3D"font-size: 14px;=
 line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
 No. SC083026.<span class=3D"st-hide-mobile" style=3D"display: inline;"><br=
></span>Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financia=
l Services Firm Reference Number 114724.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;">&nbsp;</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px; line-height: 18px=
;">Authorised by the Prudential Regulation Authority and regulated by the F=
inancial Conduct Authority and the Prudential Regulation Authority.</span><=
/p>
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