HEX
Server: Microsoft-IIS/10.0
System: Windows NT ITPWINWEBSVR22 10.0 build 20348 (Windows Server 2022) AMD64
User: www.conferencesearch.co.uk (0)
PHP: 8.3.30
Disabled: NONE
Upload Files
File: D:/hMailServer/Data/showfile.com/admin/77/{7760DB3C-A035-4338-A65D-81D093039BAF}.eml
Return-Path: bounce@creditcard.virginmoney.com
Delivered-To: vince@showfile.com
Received: from r37.emails.virginmoney.com (Unknown [130.248.153.37])
	by mail.itpartnership.com with ESMTPS
	(version=TLSv1.2 cipher=ECDHE-RSA-AES256-GCM-SHA384 bits=256)
	; Fri, 5 Feb 2021 11:11:33 +0000
Return-Path: <bounce@creditcard.virginmoney.com>
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed;
	d=creditcard.virginmoney.com; s=virginmoney; t=1612523436;
	bh=yvGOJsgCaZjmV76ig0YdC0a/rWI3qzXmZtxpEiR9cJo=;
	h=From:Subject:Date:To:MIME-Version:Message-ID:Content-Type;
	b=MIGWKugegFWcjjfPyx/Bx9Itn7PVA29/rnvTdRe6b5XffKQDC4Vj7YQBD6Tx8B7GR
	 q/xKJwXOcVyKkGt3/uqCJH7bK4odHuhmwPNV/7ges7qPcWoKte8OEy6ct7yO7CcA6K
	 Rnw4qu4Iq4GcVdHkRRKpOfCopLw818HJ4EqIflGQ+ufhQ3fqmJr3QPOCwy4I1I1Ep+
	 xPpqEnT5nWe1Ll6l3SzXIPHqBizTSW6L4QXohVc81/na62kKEtI+PY2C8zWg3qC1FQ
	 AQ50x7ZZ/c7LzNAeKFmuvxBBpHWBFVFeEmsmkmyN4gqDxPC+n8OtxA+roMAX3AZ6RC
	 1G8jfYekl++TQ==
Received: from [63.35.14.39] ([63.35.14.39:31251] helo=r37.emails.virginmoney.com)
	by momentum09.lon7.cpt.adobe.net (envelope-from <bounce@creditcard.virginmoney.com>)
	(ecelerity 4.2.38.62370 r(:)) with ESMTP
	id 3C/7F-10456-CA72D106; Fri, 05 Feb 2021 03:10:36 -0800
From: "Virgin Money" <email@creditcard.virginmoney.com>
Subject: Here are your latest balance and money transfer rates
Date: Fri, 05 Feb 2021 11:11:29 GMT
To: <vince@showfile.com>
Reply-To: "Virgin Money" <no-reply@creditcard.virginmoney.com>
MIME-Version: 1.0
X-mailer: nlserver, Build 6.7.0
Message-ID: <NM605344718022F8A4Fvirginm_mkt_prod3-Ym91bmNlQGNyZWRpdGNhcmQudmlyZ2lubW9uZXkuY29t@creditcard.virginmoney.com>
Precedence: bulk
Content-Type: multipart/alternative;
	boundary="----=_NextPart_748_55D9B88E.55D9B88E"

This is a multi-part message in MIME format.

------=_NextPart_748_55D9B88E.55D9B88E
Content-Type: text/plain;
	charset="utf-8"
Content-Length: 5347
Content-Transfer-Encoding: quoted-printable

View your latest transfer rates

View in browser ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e41&p1=3D%40Y87tMJl3zXQeQ%2FXPDIxLBKipCZCIsYH6oabyI1vYmus%3D )

So you know our emails are genuine, whenever we include links to our website in emails we will also quote the last four digits of your card number: 8283

Virgin Money ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e42 )

****************************************************************
There are new balance and money transfer rates available for you
****************************************************************

---------------------------------
0% on balance and money transfers
---------------------------------

Vincent, as part of our ongoing service to you, we=E2=80=99re letting you know you have new balance and money transfer rates available on your Virgin Money Credit Card ending 8283, with 0% interest until your December 2022 statement.

This rate is available on all transfers made between 1 February
2021 and 31 March 2021. A 4% handling fee will apply.

Virgin Money app

Virgin Money app

---------------------------
How to apply for a transfer
---------------------------

If you want to apply on the Credit Card app and don't already have it, search Virgin Money Credit Card on the App Store or Google Play. Once downloaded, you can apply for your transfer. When registering the Credit Card app, make sure you use your Credit Card ending 8283.

You can also apply by calling us on 0800 011 3210*.

Download on the App Store ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e43 )

Get
it on Google Play ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e44 )

----------------------
Key things to consider
----------------------

Your rate - when your new
transfer rate ends, balance and money transfers will be charged
at your standard rate of interest. This can be found on your
statement.

The terms - to keep the new
transfer rate you need to stay within your credit limit and make
the minimum payment on time every month.

Credit limit - you can only
transfer up to 95% of your credit limit minus your outstanding
balance(s) and transfer fee. You can view your credit limit in
our Credit Card app.

Making purchases - if you
make a card purchase, you'll be charged interest on it unless you
pay off the full balance shown on your statement by the payment
date or you have a 0% rate on purchases. Your full balance
includes any balance and money transfers.

It=E2=80=99s best to try and pay off
as much as you can afford each month. Direct Debit is the
simplest way to pay. You can set one up easily, or if you've done
that already, you should check your details to make sure it's
still in place. You can do this in our Credit Card app.

For more information, please see
your statement and your Terms.

---------------
Need some help=3F
---------------

You can find out more about balance and money transfers here ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e45&p1=3D36670031 ).

The team at Virgin Money

We're a sociable bunch,
come visit

Twitter ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e46&p1=3D36670031 )

Facebook ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e47&p1=3D36670031 )

Instagram ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e48&p1=3D36670031 )

YouTube ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e49&p1=3D36670031 )

Cookies ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e4a&p1=3D36670031 ) =E2=80=A2 Privacy policy ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e4b&p1=3D36670031 ) =E2=80=A2 Staying safe online ( http://t.emails.virginmoney.com/r/=3Fid=3Dt5344718,22f8a4f,1965e4c&p1=3D36670031 )

We are sending you this information
as part of our credit agreement with you so you know about the
balance transfer, money transfer and retail purchase rates that
are available to you.

If you don't want to receive this kind of message from us in the
future, please call us on 0800 011 3210. You'll still be able to
find and use all of these rates in our Credit Card app.

*Calls to 0800 numbers are free from personal mobile phones and
residential UK landlines. Calls will be monitored and recorded.

Please read, important information about email security:

To ensure that you receive all emails about your card, add
email@creditcard.virginmoney.com (
mailto:email@creditcard.virginmoney.com ) to your email address
book or Safe List.

We have sent this email to you in order to service your credit
card account and it is confidential and for use by the addressee
only.

However, since email is not a secure form of communication,
please do not reply to us by email.

App Store is a service mark of Apple Inc., registered in the U.S.
and other countries. Google Play is a trademark of Google LLC.

Clydesdale Bank PLC (trading as Virgin Money). Registered in
Scotland (Company No. SC001111). Registered Office: 30 St Vincent
Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority.

VM31962V1

------=_NextPart_748_55D9B88E.55D9B88E
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE html>
<html lang=3D"en" xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:=
schemas-microsoft-com:office:office">
<head>
<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DUTF-8">
<meta charset=3D"utf-8">
  <meta name=3D"viewport" content=3D"width=3Ddevice-width,initial-scale=3D1=
">
  <meta name=3D"format-detection" content=3D"telephone=3Dno, date=3Dno, add=
ress=3Dno, email=3Dno, url=3Dno">
  <meta name=3D"x-apple-disable-message-reformatting">
  <!--[if !mso]><!-->
  <link rel=3D"stylesheet" href=3D"https://fonts.googleapis.com/css2=3Ffami=
ly=3DInter:wght@440;700&display=3Dswap">
  <!--<![endif]-->
  <!--[if mso]>
  <noscript>
    <xml>
      <o:OfficeDocumentSettings>
        <o:AllowPNG/>
        <o:PixelsPerInch>96</o:PixelsPerInch>
      </o:OfficeDocumentSettings>
    </xml>
  </noscript>
  <![endif]-->
  <title>Here are your latest balance and money transfer rates</title>
  <style type=3D"text/css">
    html,body {
      width:100% !important;
      margin:0 auto !important;
      padding:0 !important;
    }
    * {
      text-size-adjust:none;
      -ms-text-size-adjust: 100%;
      -webkit-text-size-adjust:100%;
      -webkit-font-smoothing:antialiased !important;
    }
    table {
      border-collapse:collapse !important;
      border-spacing:0;
    }
    table,td {
      mso-table-lspace:0pt;
      mso-table-rspace:0pt;
    }
    img {
      -ms-interpolation-mode:bicubic;
    }
    a {
      text-decoration:none;
    }
    *[x-apple-data-detectors],
    .unstyle-auto-detected-links *,
    .aBn {
      cursor:default !important;
      font-family:inherit !important;
      font-size:inherit !important;
      font-weight:inherit !important;
      color:inherit !important;
      line-height:inherit !important;
      text-decoration:none !important;
      border-bottom:0 !important;
    }
    u + .body a {
      color:inherit;
      text-decoration:none;
      font-size:inherit;
      font-family:inherit;
      font-weight:inherit;
      line-height:inherit;
    }
    div[style*=3D'margin:16px 0'] {
      margin:0 !important;
    }
  </style>
  <style type=3D"text/css">
    .bank {
      width:45px !important;
      height:56px !important;
    }
    .cb,
    .yb {
      width:45px !important;
      height:56px !important;
    }
    .column,
    .ph32 {
      padding-right:32px !important;
      padding-left:32px !important;
    }
    .cta168 {
      width:168px !important;
    }
    .cta172 {
      width:172px !important;
    }
    .dsk {
      display:block !important;
      max-height:none !important;
      visibility:visible !important;
    }
    .fluid {
      min-width:0 !important;
    }
    .logo,
    .vm {
      width:277px !important;
      height:56px !important;
    }
    .mob {
      display:none !important;
      max-height:0 !important;
      visibility:hidden !important;
    }
    .ph24 {
      padding-right:24px !important;
      padding-left:24px !important;
    }
    .ph28 {
      padding-right:28px !important;
      padding-left:28px !important;
    }
    .w32 {
      width:32px !important;
    }
  </style>
  <style type=3D"text/css">
    @media screen and (max-width:480px) {
      .bank {
        width:33px !important;
        height:41px !important;
      }
      .cb,
      .yb {
        width:28px !important;
        height:35px !important;
      }
      .column {
        padding-right:24px !important;
        padding-left:24px !important;
        height:auto !important;
      }
      .cta168 {
        width:236px !important;
      }
      .cta172 {
        width:240px !important;
      }
      .dsk {
        display:none !important;
        max-height:0 !important;
        visibility:hidden !important;
      }
      .fluid {
        max-width:100% !important;
      }
      .hauto {
        height:auto !important;
      }
      .logo {
        width:203px !important;
        height:41px !important;
      }
      .mob {
        display:block !important;
        max-height:none !important;
        visibility:visible !important;
      }
      .ph24 {
        padding-right:16px !important;
        padding-left:16px !important;
      }
      .ph28 {
        padding-right:20px !important;
        padding-left:20px !important;
      }
      .ph32 {
        padding-right:24px !important;
        padding-left:24px !important;
      }
      .vm {
        width:173px !important;
        height:35px !important;
      }
      .w32 {
        width:24px !important;
      }
    }
  </style>
  <style type=3D"text/css">
    @media screen {
      @font-face {
        font-family:'VirginMoneySans-Regular';
        src:url('https://res.emails.virginmoney.com/res/virginm_mkt_prod3/V=
irginMoneySans-Regular.woff') format('woff');
        mso-font-alt:'Arial';
        mso-generic-font-family:swiss;
      }
      h1,
      h2,
      .sans {
        font-family:'VirginMoneySans-Regular',Arial,sans-serif !important;
      }
      td,
      p,
      .cta,
      .cta168,
      .cta172 {
        font-family:'Inter',Arial,sans-serif !important;
      }
    }
    @media only screen and (max-width:640px) {
      u + .body ul {
        margin-left:24px !important;
      }
    }
    u + .body ul {
      margin-left:0 !important;
    }
  </style>
  
  
  <!--[if mso]>
  <style type=3D"text/css">
    table {
      margin:0;
      border-collapse:collapse;
      border-spacing:0;
    }
    div,
    td {
      padding:0;
    }
    div {
      margin:0 !important;
    }
    li {
      text-indent:-1em;
    }
  </style>
  <![endif]-->
</head>
<body class=3D"body" style=3D"margin:0; padding:0; background-color:#dfe3e6=
; word-spacing:normal;">
  
  <div role=3D"article" aria-roledescription=3D"email" lang=3D"en" style=3D=
"background-color:#dfe3e6;">
    <table width=3D"100%" align=3D"center" cellpadding=3D"0" cellspacing=3D=
"0" border=3D"0" role=3D"presentation">
      <tr>
        <td align=3D"center">
          <!--[if mso]>
          <table width=3D"660" align=3D"center" cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" role=3D"presentation" style=3D"width:660px;">
            <tr>
              <td width=3D"660" align=3D"center" valign=3D"top" style=3D"wi=
dth:660px;">
              <![endif]-->
                <div style=3D"max-width:660px; margin:0 auto;">
                  <!-- SNIPPET -->
                  <div class=3D"dsk" style=3D"display:none; max-height:0; v=
isibility:hidden;">
                    <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"=
0" border=3D"0" role=3D"presentation">
                      <tr>
                        <td class=3D"ph32" valign=3D"top" style=3D"padding:=
8px 24px 8px 24px; text-align:left;">
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#23282d; line-height:18px;">
                            View your latest transfer rates
                          </p>
                        </td>
                        <td class=3D"ph32" valign=3D"top" style=3D"padding:=
8px 24px 8px 24px; text-align:right;">
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#23282d; line-height:18px;">
                            <a _type=3D"mirrorPage" _label=3D"Mirror Page" =
target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh534471=
8,22f8a4f,1965e35&p1=3D%40Y87tMJl3zXQeQ%2FXPDIxLBKipCZCIsYH6oabyI1vYmus%3D"=
 style=3D"color:#23282d; text-decoration:underline;">View in browser</a>
                          </p>
                        </td>
                      </tr>
                    </table>
                  </div>
                  <!-- //SNIPPET -->
                  
                    <!-- SECURITY -->
                    <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"=
0" border=3D"0" role=3D"presentation">
                      <tr>
                        <td class=3D"ph32" style=3D"padding:0 24px 8px 24px=
; text-align:left;">
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#23282d; line-height:18px;">
                            So you know our emails are genuine, whenever we=
 include links to our website in emails we will also quote the last four di=
gits of your card number: 8283
                          </p>
                        </td>
                      </tr>
                      
                      
                      
                    </table>
                    <!-- //SECURITY -->
                  
                    
                      
                      
                      
                      
                      
                      
                      
                      
                      
                      
                    <!-- HEADER -->
                    <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"=
0" border=3D"0" role=3D"presentation" bgcolor=3D"#ffffff">
                      
                      
                      
                      <tr>
                        <td class=3D"ph32" align=3D"left" style=3D"padding:=
24px;">
                          <a target=3D"_blank" href=3D"http://t.emails.virg=
inmoney.com/r/=3Fid=3Dh5344718,22f8a4f,1965e36"><img src=3D"https://res.ema=
ils.virginmoney.com/res/virginm_mkt_prod3/vm_red.png" width=3D"277" alt=3D"=
Virgin Money" style=3D"display:block; width:100%; max-width:277px; height:a=
uto;">
                          </a>
                        </td>
                      </tr>
                      
                    </table>
                    <!-- //HEADER -->
                  
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- H2 -->
                      <table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation">
                        <tr>
                          <td class=3D"ph32" bgcolor=3D"#e10a0a" style=3D"p=
adding:24px 24px 32px 24px; text-align:left;">
                            <h1 style=3D"margin:0; font-family:Arial,Helvet=
ica,sans-serif; font-size:32px; font-weight:normal; color:#ffffff; line-hei=
ght:38px; text-transform:uppercase; mso-line-height-rule:exactly;">
                              
                                There are new balance and money transfer ra=
tes available <span style=3D"white-space:nowrap;">for you</span>
                                
                              </h1>
                          </td>
                        </tr>
                        <tr>
                          <td>
                            
                              <img width=3D"660" alt=3D"" border=3D"0" styl=
e=3D"display:block; width:100%; height:auto;" src=3D"https://res.emails.vir=
ginmoney.com/res/virginm_mkt_prod3/pattern_hero_red_light.png">
                            
                          </td>
                        </tr>
                      </table>
                      <!-- //H2 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C2 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" role=3D"presentation" bgcolor=3D"#ffffff">
                        <tr>
                          <td class=3D"ph32" valign=3D"top" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
                            <h2 style=3D"margin:0; font-family:Arial,Helvet=
ica,sans-serif; font-size:24px; font-weight:normal; color:#e10a0a; line-hei=
ght:29px; text-align:left; mso-line-height-rule:exactly;">
                              
                                0% on balance and money transfers
                                
                              </h2>
                            <div style=3D"height:16px; line-height:16px; ms=
o-line-height-rule:exactly;">&nbsp;</div>
                            <p style=3D"margin:0; font-family:Arial,Helveti=
ca,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                              
                                Vincent, as part of our ongoing service to =
you, we&#x2019;re letting you know you have new balance and money transfer =
rates available on your Virgin Money Credit Card ending 8283, with <strong =
style=3D"">0% interest until your December 2022 statement.</strong><br><br>=
This rate is available on all transfers made between 1 February 2021 and 31=
 March 2021. A 4% handling fee will apply.
                              </p>
                            
                            
                              </td>
                        </tr>
                        
                        
                        
                      </table>
                      <!-- //C2 -->
                    
                      
                        
                        
                        
                      <!-- C3 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" role=3D"presentation" bgcolor=3D"#d03788">
                        <tr>
                          <td style=3D"font-size:0; text-align:center;">
                            <!--[if mso]>
                            <table width=3D"660" cellpadding=3D"0" cellspac=
ing=3D"0" border=3D"0" role=3D"presentation" style=3D"width:660px;">
                              <tr>
                                <td width=3D"330" align=3D"left" valign=3D"=
top" style=3D"width:220px;">
                                <![endif]-->
                                  <div class=3D"fluid" style=3D"display:inl=
ine-block; width:100%; min-width:100%; max-width:220px; vertical-align:top;=
">
                                    <table width=3D"100%" cellpadding=3D"0"=
 cellspacing=3D"0" border=3D"0" role=3D"presentation" align=3D"left">
                                      <tr>
                                        <td valign=3D"top">
                                          
                                            <div class=3D"dsk" style=3D"dis=
play:none; max-height:0; visibility:hidden;">
                                              
                                                <img alt=3D"Virgin Money ap=
p" border=3D"0" src=3D"https://images.emlcdn.net/cdn/1001923/1a3e1544-da6b-=
4c1c-a2da-24b5ca32458b/ccapp.png" width=3D"220" style=3D"display:block; wid=
th:100%; max-width:220px; height:auto;">
                                              
                                            </div>
                                            <!--[if !mso]><!-->
                                            <div class=3D"mob" style=3D"mso=
-hide:all;">
                                              
                                                <img class=3D"fluid" width=
=3D"480" alt=3D"Virgin Money app" border=3D"0" style=3D"display:block; widt=
h:100%; min-width:100%; max-width:480px; height:auto;" src=3D"https://image=
s.emlcdn.net/cdn/1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/ccappmob.png"=
>
                                              
                                            </div>
                                            <!--<![endif]-->
                                          </td>
                                      </tr>
                                    </table>
                                  </div>
                                <!--[if mso]>
                                </td>
                                <td width=3D"440" align=3D"right" valign=3D=
"top" style=3D"width:440px;">
                                <![endif]-->
                                  <div class=3D"fluid" style=3D"display:inl=
ine-block; width:100%; min-width:100%; max-width:440px; vertical-align:top;=
">
                                    <table width=3D"100%" cellpadding=3D"0"=
 cellspacing=3D"0" border=3D"0" role=3D"presentation" align=3D"right">
                                      <tr>
                                        <td class=3D"ph32" valign=3D"top" a=
lign=3D"left" style=3D"padding:24px 24px 16px 24px; text-align:left;">
                                          <h2 style=3D"margin:0; font-famil=
y:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#ff=
ffff; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                            
                                              How to apply for <span style=
=3D"white-space:nowrap;">a transfer</span>
                                              
                                            </h2>
                                          <div style=3D"height:16px; line-h=
eight:16px; mso-line-height-rule:exactly;">&nbsp;</div>
                                          <p style=3D"margin:0; font-family=
:Arial,Helvetica,sans-serif; font-size:16px; color:#ffffff; line-height:24p=
x;">
                                            
                                              If you want to apply on the C=
redit Card app and don't already have it, search <strong style=3D"">Virgin =
Money Credit Card</strong> on the App Store or Google Play. Once downloaded=
, you can apply for your transfer. When registering the Credit Card app, ma=
ke sure you use your Credit Card ending 8283.<br><br>You can also apply by =
calling us on <span style=3D"white-space:nowrap;"><strong style=3D"">0800 0=
11 3210</strong></span>*.
                                            </p>
                                          
                                          
                                            </td>
                                      </tr>
                                      <tr>
                                        <td class=3D"ph28" valign=3D"top" a=
lign=3D"left" style=3D"padding:0 20px 16px 20px;">
                                          
                                            <table cellpadding=3D"0" cellsp=
acing=3D"0" border=3D"0" role=3D"presentation" align=3D"left">
                                            <tr>
                                              <td align=3D"center" style=3D=
"font-size:0; text-align:center;">
                                                <!--[if mso]>
                                                <table width=3D"321" align=
=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presen=
tation" style=3D"width:321px;">
                                                  <tr>
                                                    <td width=3D"151" align=
=3D"left" valign=3D"top" style=3D"width:151px;">
                                                    <![endif]-->
                                                      <div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; max-width:151px;=
 vertical-align:top;">
                                                        <table width=3D"100=
%" align=3D"left" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"=
presentation">
                                                          <tr>
                                                            <td style=3D"pa=
dding:0 4px 16px 4px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh5344718,22f8a4f,=
1965e37"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/app_store.png" width=3D"143" height=3D"48" alt=3D"Download on the App St=
ore" border=3D"0" style=3D"display:block;">
                                                              </a>
                                                            </td>
                                                          </tr>
                                                        </table>
                                                      </div>
                                                    <!--[if mso]>
                                                    </td>
                                                    <td width=3D"170" align=
=3D"right" valign=3D"top" style=3D"width:170px;">
                                                    <![endif]-->
                                                      <div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; max-width:170px;=
 vertical-align:top;">
                                                        <table width=3D"100=
%" align=3D"right" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D=
"presentation">
                                                          <tr>
                                                            <td style=3D"pa=
dding:0 4px 16px 4px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh5344718,22f8a4f,=
1965e38"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/google_play.png" width=3D"162" height=3D"48" alt=3D"Get it on Google Pla=
y" border=3D"0" style=3D"display:block;">
                                                              </a>
                                                            </td>
                                                          </tr>
                                                        </table>
                                                      </div>
                                                    <!--[if mso]>
                                                    </td>
                                                  </tr>
                                                </table>
                                                <![endif]-->
                                              </td>
                                            </tr>
                                          </table>
                                        </td>
                                      </tr>
                                      
                                    </table>
                                  </div>
                                <!--[if mso]>
                                </td>
                              </tr>
                            </table>
                            <![endif]-->
                          </td>
                        </tr>
                      </table>
                      <!-- //C3 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C2 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" role=3D"presentation" bgcolor=3D"#69e1e6">
                        <tr>
                          <td class=3D"ph32" valign=3D"top" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
                            <h2 style=3D"margin:0; font-family:Arial,Helvet=
ica,sans-serif; font-size:24px; font-weight:normal; color:#000001; line-hei=
ght:29px; text-align:left; mso-line-height-rule:exactly;">
                              
                                Key things to consider
                                
                              </h2>
                            
                            
                            <div style=3D"height:16px; line-height:16px; ms=
o-line-height-rule:exactly;">&nbsp;</div>
                            
                              <table width=3D"100%" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" role=3D"list">
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/icontickblack.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Your rate</strong> -=
 when your new transfer rate ends, balance and money transfers will be char=
ged at your standard rate of interest. This can be found on <span style=3D"=
white-space:nowrap;">your statement</span>.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/icontickblack2.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">The terms</strong> -=
 to keep the new transfer rate you need to stay within your credit limit an=
d make the minimum payment on time <span style=3D"white-space:nowrap;">ever=
y month</span>.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/icontickblack3.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Credit limit</strong=
> - you can only transfer up to 95% of your credit limit minus your outstan=
ding balance(s) and transfer fee. You can view your credit limit in our Cre=
dit Card app.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/icontickblack4.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Making purchases</st=
rong> - if you make a card purchase, you'll be charged interest on it unles=
s you pay off the full balance shown on your statement by the payment date =
or you have a 0% rate on purchases. Your full balance includes any balance =
and <span style=3D"white-space:nowrap;">money transfers</span>.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 0 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/1a3e1544-da6b-4c1c-a2da-24b5ca32458b/icontickblack5.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">It&#x2019;s best to =
try and pay off as much as you can afford each month.</strong> Direct Debit=
 is the simplest way to pay. You can set one up easily, or if you've done t=
hat already, you should check your details to make sure it's still in place=
. You can do this in our Credit Card app.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                            </table>
                            
                              <div style=3D"height:16px; line-height:16px; =
mso-line-height-rule:exactly;">&nbsp;</div>
                            <p style=3D"margin:0; font-family:Arial,Helveti=
ca,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                              
                                For more information, please see your state=
ment and your Terms.
                              </p>
                            
                            
                            
                            
                          </td>
                        </tr>
                        
                        
                        
                      </table>
                      <!-- //C2 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C4 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" role=3D"presentation" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"background-image:url('https://res.em=
ails.virginmoney.com/res/virginm_mkt_prod3/pattern_right_magenta.png'); bac=
kground-position:left top; background-repeat:repeat-y;">
                            <!--[if !mso]><!-->
                            <div class=3D"mob" style=3D"mso-hide:all;">
                              <div style=3D"height:24px; line-height:24px; =
mso-line-height-rule:exactly;">&nbsp;</div>
                              <img width=3D"480" alt=3D"" border=3D"0" styl=
e=3D"display:block; width:100%; height:auto;" src=3D"https://res.emails.vir=
ginmoney.com/res/virginm_mkt_prod3/pattern_top_magenta.png">
                            </div>
                            <!--<![endif]-->
                            <!--[if mso]>
                            <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vm=
l" filled=3D"true" stroked=3D"false" style=3D"width:495pt;">
                              <v:fill type=3D"tile" src=3D"https://res.emai=
ls.virginmoney.com/res/virginm_mkt_prod3/pattern_right_magenta.png" color=
=3D"#ffffff"/>
                              <v:textbox inset=3D"0,0,0,0" style=3D"mso-fit=
-shape-to-text:true;">
                                <table width=3D"440" align=3D"left" cellpad=
ding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" style=3D"wi=
dth:440px;">
                                  <tr>
                                    <td width=3D"440" align=3D"center" vali=
gn=3D"top" style=3D"width:440px;">
                                    <![endif]-->
                                      <table width=3D"100%" align=3D"left" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" styl=
e=3D"max-width:440px;">
                                        <tr>
                                          <td class=3D"w32" width=3D"32" st=
yle=3D"width:24px; font-size:1px; line-height:1px;">&nbsp;</td>
                                          <td valign=3D"top" align=3D"left"=
 style=3D"padding:24px 0 32px 0; text-align:left;">
                                            <h2 style=3D"margin:0; font-fam=
ily:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#=
e10a0a; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                              
                                                Need some help=3F
                                                
                                              </h2>
                                            <div style=3D"height:16px; line=
-height:16px; mso-line-height-rule:exactly;">&nbsp;</div>
                                            <p style=3D"margin:0; font-fami=
ly:Arial,Helvetica,sans-serif; font-size:16px; color:#000001; line-height:2=
4px;">
                                              
                                                You can find out more about=
 balance and money transfers <a style=3D"color:#e10a0a; text-decoration:und=
erline;" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh5344718,22f8a4f,1965e39&p1=3D36670031">here</a>.<br><br><span style=3D"=
color:#e10a0a;"><strong style=3D"">The team at Virgin Money<br><br></strong=
></span>
                                              </p>
                                            
                                            
                                              </td>
                                          <td class=3D"w32" width=3D"32" st=
yle=3D"width:24px; font-size:1px; line-height:1px;">&nbsp;</td>
                                        </tr>
                                      </table>
                                    <!--[if mso]>
                                    </td>
                                  </tr>
                                </table>
                              </v:textbox>
                            </v:rect>
                            <![endif]-->
                          </td>
                        </tr>
                      </table>
                      <!-- //C4 -->
                    <!-- SOCIAL -->
                    <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"=
0" border=3D"0" role=3D"presentation" bgcolor=3D"#e10a0a">
                      <tr>
                        <td class=3D"ph24" style=3D"padding:8px 16px 24px 1=
6px; font-size:0; text-align:center;">
                          <!--[if mso]>
                          <table width=3D"612" align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" style=3D"width:=
612px;">
                            <tr>
                              <td width=3D"356" align=3D"left" valign=3D"to=
p" style=3D"width:356px;">
                              <![endif]-->
                                <table width=3D"100%" align=3D"left" cellpa=
dding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" style=3D"m=
ax-width:356px;">
                                  <tr>
                                    <td style=3D"padding:16px 8px 0 8px; te=
xt-align:left;">
                                      <p class=3D"sans" style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:24px; color:#ffffff; line=
-height:29px;">
                                        
                                          We're a sociable bunch, <span sty=
le=3D"white-space:nowrap;">come visit</span>
                                        </p>
                                    </td>
                                  </tr>
                                </table>
                              <!--[if mso]>
                              </td>
                              <td width=3D"256" align=3D"left" valign=3D"to=
p" style=3D"width:256px;">
                              <![endif]-->
                                <table width=3D"256" align=3D"left" cellpad=
ding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation">
                                  <tr>
                                    <td style=3D"padding:16px 8px 0 8px;">
                                      
                                        <a _category=3D"social" _label=3D"T=
witter" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh5344718,22f8a4f,1965e3a&p1=3D36670031"><img width=3D"48" height=3D"48" =
alt=3D"Twitter" border=3D"0" style=3D"display:block;" src=3D"https://res.em=
ails.virginmoney.com/res/virginm_mkt_prod3/twitter_white.png">
                                        </a>
                                      </td>
                                    <td style=3D"padding:16px 8px 0 8px;">
                                      
                                        <a _category=3D"social" _label=3D"F=
acebook" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh5344718,22f8a4f,1965e3b&p1=3D36670031"><img width=3D"48" height=3D"48" =
alt=3D"Facebook" border=3D"0" style=3D"display:block;" src=3D"https://res.e=
mails.virginmoney.com/res/virginm_mkt_prod3/facebook_white.png">
                                        </a>
                                      </td>
                                    <td style=3D"padding:16px 8px 0 8px;">
                                      
                                        <a _category=3D"social" _label=3D"I=
nstagram" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh5344718,22f8a4f,1965e3c&p1=3D36670031"><img width=3D"48" height=3D"48" =
alt=3D"Instagram" border=3D"0" style=3D"display:block;" src=3D"https://res.=
emails.virginmoney.com/res/virginm_mkt_prod3/instagram_white.png">
                                        </a>
                                      </td>
                                    <td style=3D"padding:16px 8px 0 8px;">
                                      
                                        <a _category=3D"social" _label=3D"Y=
ouTube" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh5344718,22f8a4f,1965e3d&p1=3D36670031"><img width=3D"48" height=3D"48" =
alt=3D"YouTube" border=3D"0" style=3D"display:block;" src=3D"https://res.em=
ails.virginmoney.com/res/virginm_mkt_prod3/youtube_white.png">
                                        </a>
                                      </td>
                                  </tr>
                                </table>
                              <!--[if mso]>
                              </td>
                            </tr>
                          </table>
                          <![endif]-->
                        </td>
                      </tr>
                    </table>
                    <!-- //SOCIAL -->
                  
                    
                      
                      
                      
                      
                      
                      
                      
                      
                      
                    <!-- FOOTER -->
                    <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"=
0" border=3D"0" role=3D"presentation" bgcolor=3D"#e10a0a">
                      <tr>
                        <td style=3D"padding:8px 0 32px 0;">
                          
                            <img width=3D"660" alt=3D"" border=3D"0" style=
=3D"display:block; width:100%; height:auto;" src=3D"https://res.emails.virg=
inmoney.com/res/virginm_mkt_prod3/pattern_footer_red_light.png">
                          </td>
                      </tr>
                      
                      <tr>
                        <td class=3D"ph32" valign=3D"top" style=3D"padding:=
0 24px 32px 24px; text-align:left;">
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#ffffff; line-height:18px;">
                            
                              <a target=3D"_blank" href=3D"http://t.emails.=
virginmoney.com/r/=3Fid=3Dh5344718,22f8a4f,1965e3e&p1=3D36670031" style=3D"=
color:#ffffff; text-decoration:underline;">Cookies</a> &nbsp;&#x2022;&nbsp;=
 <a target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh53=
44718,22f8a4f,1965e3f&p1=3D36670031" style=3D"color:#ffffff; text-decoratio=
n:underline;">Privacy policy</a> &nbsp;&#x2022;&nbsp; <a target=3D"_blank" =
href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh5344718,22f8a4f,1965e40&=
p1=3D36670031" style=3D"color:#ffffff; text-decoration:underline;">Staying =
safe online</a>
                            </p>
                          <div style=3D"height:16px; line-height:16px; mso-=
line-height-rule:exactly;">&nbsp;</div>
                          
                          
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#ffffff; line-height:18px;">
                            
                              We are sending you this information as part o=
f our credit agreement with you so you know about the balance transfer, mon=
ey transfer and retail purchase rates that are available to you.<br><br>If =
you don't want to receive this kind of message from us in the future, pleas=
e call us on <span style=3D"white-space:nowrap;">0800 011 3210</span>. You'=
ll still be able to find and use all of these rates in our Credit Card app.=
<br><br>*Calls to 0800 numbers are free from personal mobile phones and res=
idential UK landlines. Calls will be monitored and recorded.<br><br><strong=
 style=3D"">Please read, important information about </strong><span style=
=3D"white-space:nowrap;"><strong style=3D"">email security</strong></span><=
strong style=3D"">:</strong><br><br>To ensure that you receive all emails a=
bout your card, add <a style=3D"color:#ffffff; text-decoration:underline;" =
target=3D"_blank" href=3D"
mailto:email@creditcard.virginmoney.com">email@creditcard.virginmoney.com</=
a> to your email address book or Safe List.<br><br>We have sent this email =
to you in order to service your credit card account and it is confidential =
and for use by the addressee only.<br><br>However, since email is not a sec=
ure form of communication, please do not reply to us <span style=3D"white-s=
pace:nowrap;">by email</span>. <br><br>App Store is a service mark of Apple=
 Inc., registered in the U.S. and other countries. Google Play is a tradema=
rk of Google LLC.<br><br>Clydesdale Bank PLC (trading as Virgin Money). Reg=
istered in Scotland (Company No. SC001111). Registered Office: 30 St Vincen=
t Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority=
 and regulated by the Financial Conduct Authority and the Prudential <span =
style=3D"white-space:nowrap;">Regulation Authority</span>.
                            </p>
                          <div style=3D"height:16px; line-height:16px; mso-=
line-height-rule:exactly;">&nbsp;</div>
                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#ffffff; line-height:18px;">
                            VM31962V1
                          </p>
                        </td>
                      </tr>
                    </table>
                    <!-- //FOOTER -->
                  </div>
              <!--[if mso]>
              </td>
            </tr>
          </table>
          <![endif]-->          
        </td>
      </tr>
    </table>
  </div>
  
  
  
  
  
<img height=3D'0' width=3D'0' alt=3D'' src=3D'http://t.emails.virginmoney.c=
om/r/=3Fid=3Dh5344718,22f8a4f,1'/></body>
</html>

------=_NextPart_748_55D9B88E.55D9B88E--