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We're reducing our interest rates =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD
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Here=E2=80=99s part of your postcode 9BP
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Hello Vincent,
=E2=80=8C
We want to let you know we=E2=80=99re changing the interest rate on your account(s). You may have heard the news that the Bank of England has decided to reduce the base rate. We=E2=80=99ve been looking at our rates too, as well as what=E2=80=99s on offer from other savings providers right now, and we=E2=80=99ve decided to reduce some of our interest rates.
How this affects you
Here=E2=80=99s a list of your impacted account(s), with the new rates and when they=E2=80=99ll apply from.
Non-payment accounts (new rates effective from 30th May 2025):
Account type and balance in account Existing rate
AER / Gross p.a. (variable) New rate from 30/05/2025
AER / Gross p.a. (variable)
Flexible Saver
=C2=A31 to =C2=A324,999 1.25% / 1.24%1.15% / 1.14%
=C2=A325,000 to =C2=A399,999 1.85% / 1.83%1.70% / 1.69%
=C2=A3100,000 to =C2=A3249,999 2.10% / 2.08%1.95% / 1.93%
=C2=A3250,000 to =C2=A3999,999 2.70% / 2.67%2.55% / 2.52%
=C2=A31,000,000+ 2.70% / 2.67%2.55% / 2.52%
We are introducing a new tier for balances of =C2=A31m or more on our Flexible Saver from 30th May 2025 and Primary Savings from 15th July 2025. Please review the rates table for details.
You could be earning more interest
=E2=80=8C
It=E2=80=99s worth reviewing the interest rates on your savings account(s) as you might discover a better rate or a more suitable account for you. You can find out more about our range of accounts https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt96138f6c,a005adbc,8024e716&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3D4xyC1rIL1Q66LU13Fw5Ez1mqyYFt8dS56isdxLAhmFE on our website .
=E2=80=8C
If you=E2=80=99d like to take money out, change your account or close it, we can help. See how to https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt96138f6c,a005adbc,8024e717&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3Dk0p_8lvDEMWHtxwA0zv80cdUxbkuHr23XZZ2C1VsTJc manage your savings . You can also choose to move your account to another provider.
We=E2=80=99re always happy to help
If you have any questions or need more information, you can get in touch 24/7 in the app by clicking on the help button at the bottom of the screen, or on our https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt96138f6c,a005adbc,8024e719&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3DZkVmQhotRDFNb1t1CjqkVhVIErmNraB1Yt-GBMxIHjU website and wait for the =E2=80=98Chat to Cora=E2=80=99 button to pop up and type your question. Or, if you like, give us a call or visit a branch.
=E2=80=8C
Thanks,
The Everyday Banking Team
Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.
Compound interest is interest that is earned on interest that=E2=80=99s already been paid.
Gross means the interest rate you are paid on your savings with no compounding.
p.a. per annum (per year).
Tax-free . We pay all savings interest without the deduction of tax. You do not pay any UK tax on interest earned in ISAs. You may have to pay tax on interest earned in non-ISA accounts depending on your Personal Savings Allowance. The tax treatment may be subject to change in the future.
https://t18.notifications.rbs.co.uk/r/=3Fid=3Dt96138f6c,a005adbc,8024e71a&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3DYsAjx3_u5yAwh86cgqZ9EGZgFAR_At59g2Npc9q68Eo
This email is confidential. So if you=E2=80=99ve received this instead of the person it was for, please delete it.
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The Royal Bank of Scotland plc. Registered in Scotland No. SC083026.
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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span.MsoHyperlink {
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span.MsoHyperlinkFollowed {
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margin-left: 0;
padding-left: 20px;
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</head>
<body class=3D"st-email-body st-center-gmail">
<div style=3D"font-size: 0px; display: none; visibility: hidden; opacity: 0=
; color: transparent; max-height: 0px; height: 0; width: 0; mso-hide: all;"=
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<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"st-wrapper-table" style=3D=
"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
808-16" style=3D"width: 100%; padding-bottom: 15px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1812-1=
0" style=3D"padding: 19px 30px 18px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"16" valign=3D"middle" class=3D"mob-w16" style=3D"width: 16px;"=
>
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-3" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"16" sr=
c=3D"https://res18.notifications.natwest.com/res/img/AB448A4DEFD07E3216876A=
5DDE151B8C.png" height=3D"20" alt=3D"Lock icon" class=3D"st-mobile-width-co=
nstraint" style=3D"border: 0px; display: block; width: 16px; max-width: 100=
%;"></td>
</tr>
</tbody>
</table>
</td>
<td width=3D"254" valign=3D"middle" style=3D"width: 254px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; padding-left: 14px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 14px=
;"> Here’s part of your postcode 9BP </span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"270" valign=3D"middle" style=3D"width: 270px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; width: 100%;">
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;">Email not displaying quite right=3F</span></p>
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;"><span style=3D"text-decoration: underline; color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t18.notifications.rbs.c=
o.uk/r/=3Fid=3Dh96138f6c,a005adbc,8024e706&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3=
NzEwMjk5NiZjaW49MTA1MTYwODkxOCZwMT0lNDA1dVJXWXdLYlM5SERaVmt5c1ZFc2toTm54OUh=
nb1E2SmUwNlVmVmdtNjhBJTNE&s=3D1RsZ62zfcEQKFX-YtGMHy8kVN0IKJx7U_GNScON6kUE">=
<span style=3D"color: #5e10b1;"><u>Try it in your browser</u></span></a>.</=
span></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">We’ll always show you part of your postcode, so you know it’=
s from us and not random <br>spam – just one of <a style=3D"color: #7=
67676;" href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh96138f6c,a00=
5adbc,8024e707&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkx=
OA&s=3DY0nnl5M4FPvniSODGjcrgt48JL0mgFIOdUeuBbzByoU"><span style=3D"color: #=
5e10b1;"><u>the ways we’re keeping you safe online.</u></span></a></s=
pan></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;"> </span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">By clicking on links in this email, you agree to Royal Bank tracking how=
you engage with our emails to improve our communications to customers.</sp=
an></p>
</td>
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</tbody>
</table>
</td>
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</table>
</td>
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</td>
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</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
826-23" style=3D"width: 100%; padding-top: 10px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;"><=
img border=3D"0" valign=3D"top" width=3D"600" src=3D"https://res18.notifica=
tions.natwest.com/res/img/C0798BE5A89ACA61BB869AD43D93EF54.png" alt=3D"We'r=
e reducing some interest rates" title=3D"" class=3D"st-hide-mobile st-resiz=
e" style=3D"border: 0px; display: block; width: 600px; max-width: 100%;"> <=
!--[if !mso 12]><!-->
<div class=3D"show-img-mobile" style=3D"display: none; width: 0px; overflow=
: hidden;"><img src=3D"https://res18.notifications.natwest.com/res/img/EC09=
6A2956A9749F0ED0A4CD86B96529.png" border=3D"0" width=3D"600" valign=3D"top"=
alt=3D"We're reducing some interest rates" title=3D"" class=3D"st-resize" =
style=3D"display: block; border: none; max-width: 100%; height: auto; width=
: 600px;"></div>
<!--<![endif]--></td>
</tr>
</tbody>
</table>
</td>
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</table>
</td>
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</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
835-29" style=3D"width: 100%; padding: 20px 30px 10px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;">Hello Vincent, </p>
<p style=3D"margin: 0px;">‌</p>
<p style=3D"margin: 0px;">We want to let you know we=E2=80=99re changing th=
e interest rate on your account(s). You may have heard the news that the Ba=
nk of England has decided to reduce the base rate. We=E2=80=99ve been looki=
ng at our rates too, as well as what=E2=80=99s on offer from other savings =
providers right now, and we=E2=80=99ve decided to reduce some of our intere=
st rates.</p>
</td>
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</tbody>
</table>
</td>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
848-58" style=3D"width: 100%; padding: 10px 30px 00px 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: bold; letter-spacing: nor=
mal; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
line-height: 26px; color: #5a287d;">How this affects you</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">Here=E2=80=99s a list of your impacted account(s)=
, with the new rates and when they=E2=80=99ll apply from.</p>
</td>
</tr>
</tbody>
</table>
</td>
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</tbody>
</table>
</td>
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</tbody>
</table>
</td>
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</tbody>
</table>
</td>
</tr>
<!--Table 1 -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1646=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
673-29" style=3D"width: 100%; padding: 25px 30px 15px 30px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><strong><span style=3D"color: #5a287d;">Non-payme=
nt accounts (new rates effective from 30th May 2025):</span></strong></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%; padding-top: 10px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">Account type and balance in=
account</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">Existing rate<br>AER / Gros=
s p.a. (variable)</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">New rate from 30/05/2025<br=
>AER / Gross p.a. (variable)</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"600" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle;"=
bgcolor=3D"#F2EAF9">Flexible Saver</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£1 to £24,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">1.25% / 1.24%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.15% / 1.14%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£25,000 to £99,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">1.85% / 1.83%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.70% / 1.69%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£100,000 to £249,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.10% / 2.08%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.95% / 1.93%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£250,000 to £999,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.70% / 2.67%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">2.55% / 2.52%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£1,000,000+</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.70% / 2.67%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">2.55% / 2.52%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<!--Table 2 -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1646=
-17">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<!--Table - End -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1782=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
809-29" style=3D"width: 100%; padding-top:20px;padding-bottom: 20px; paddin=
g-left: 30px; padding-right: 30px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-2226-1=
99" style=3D"text-align: left; font-family: Arial, Helvetica, sans-serif; c=
olor: #646068; font-size: 14px; font-weight: normal; letter-spacing: normal=
; line-height: 20px; padding-top: 15px; width: 100%">
<p class=3D"fz-16" style=3D"margin: 0px;">We are introducing a new tier for=
balances of =C2=A31m or more on our Flexible Saver from 30th May 2025 and =
Primary Savings from 15th July 2025. Please review the rates table for deta=
ils.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1782=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
809-29" style=3D"width: 100%; padding-top:20px;padding-bottom: 10px; paddin=
g-left: 30px; padding-right: 30px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-2226-1=
99" style=3D"text-align: left; font-family: Arial, Helvetica, sans-serif; c=
olor: #646068; font-size: 14px; font-weight: normal; letter-spacing: normal=
; line-height: 20px; padding-top: 15px; width: 100%">
<p style=3D"margin: 0px; text-align: left;"><span class=3D"fz-24" style=3D"=
font-size: 22px; line-height: 26px; color: #5a287d; font-weight: bold">You =
could be earning more interest</span></p>
<p class=3D"fz-16" style=3D"margin: 0px;">‌</p>
<p class=3D"fz-16" style=3D"margin: 0px;"><span style=3D"color: #646068;">
It=E2=80=99s worth reviewing the interest rates on your savings account(s) =
as you might discover a better rate or a more suitable account for you. You=
can find out more about our range of accounts <a style=3D"color: #5e10b1;"=
href=3D"https://t18.notifications.rbs.co.uk/r/=3Fid=3Dh96138f6c,a005adbc,8=
024e708&e=3DY2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3D=
AtfcRMwEoucnhmDt849TJW9FvIrtu3AKutN8_4IdeJ4"><u><span style=3D"color: #5e10=
b1;">on our website</span></u></a>.</span></p>
<p class=3D"fz-16" style=3D"margin: 0px;">‌</p>
<p class=3D"fz-16" style=3D"margin: 0px;"><span style=3D"color: #646068;">I=
f you=E2=80=99d like to take money out, change your account or close it, we=
can help. See how to <a style=3D"color: #5e10b1;" href=3D"https://t18.noti=
fications.rbs.co.uk/r/=3Fid=3Dh96138f6c,a005adbc,8024e709&e=3DY2lkPURNNDg1N=
TU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3Dcgn95VACmue3TnMZa7wwOn_1C=
jSRmLRhQE9ybQTHdGg"><u>manage your savings</u></a>. You can also choose to =
move your account to another provider.</span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
848-58" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: bold; letter-spacing: nor=
mal; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
line-height: 26px; color: #5a287d;">We=E2=80=99re always happy to help</sp=
an></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">If you have any questions or need more informatio=
n, you can get in touch 24/7 in the app by clicking on the help button at t=
he bottom of the screen, or on our <a style=3D"color: #646068;" href=3D"htt=
ps://t18.notifications.rbs.co.uk/r/=3Fid=3Dh96138f6c,a005adbc,8024e70b&e=3D=
Y2lkPURNNDg1NTU5JmJpZD0tMTc3NzEwMjk5NiZjaW49MTA1MTYwODkxOA&s=3DyhbFGcMh154y=
EuCWOLIMqoTXOnN6uZPNsGKvz4SwJ2M"><span style=3D"color: #5e10b1;"><u>website=
</u></span></a> and wait for the =E2=80=98Chat to Cora=E2=80=99 button to p=
op up and type your question. Or, if you like, give us a call or visit a br=
anch.</p>
<p style=3D"margin: 0px;">‌</p>
<p style=3D"margin: 0px;">Thanks,</p>
<p style=3D"margin: 0px;"><strong>The Everyday Banking Team</strong></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1808-1=
6">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w45 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540" class=3D"st-dynamic-18=
61-39">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left"><!--[if gte mso 9]>
<table role=3D"presentation" width=3D"405.00pt" cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" style=3D"width:405.00pt; border-collapse: collapse; t=
able-width: fixed;" align=3D"center" >
<tr>
<td width=3D"20x.xxpt" style=3D"width:20x.xxpt" valign=3D"top">
<![endif]-->
<table role=3D"presentation" align=3D"left" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"270" class=3D"st-mso-full-width st-mobile-full=
-width" style=3D"width: 270px; float: left;">
<tbody>
<tr>
<td align=3D"center" height=3D"0" valign=3D"bottom" width=3D"270" class=3D"=
st-equal-height st-dynamic-1861-39">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td>
<td width=3D"20x.xxpt" style=3D"width: 20x.xxpt" align=3D"left" valign=3D"t=
op">
<![endif]-->
<table role=3D"presentation" align=3D"left" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"270" class=3D"st-mso-full-width st-mobile-full=
-width" style=3D"width: 270px; float: left;">
<tbody>
<tr>
<td align=3D"center" height=3D"0" valign=3D"bottom" width=3D"270" class=3D"=
st-equal-height">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td>
</tr>
</table>
<![endif]--></td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540" class=3D"st-dynamic-18=
61-39" style=3D"padding-top: 10px;">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
835-29" style=3D"width: 100%; padding: 20px 30px 20px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Helvetica, Arial, sans-serif; color: #000000; font-size: 12px=
; font-weight: normal; letter-spacing: normal; line-height: 15px; padding-t=
op: 20px; padding-bottom: 10px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Annual Equivalen=
t Rate (AER)</strong></span> shows the interest rate if interest is paid an=
d compounded once each year. AER helps you to compare the rates of interest=
on different accounts.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Compound interes=
t</strong></span> is interest that is earned on interest that=E2=80=99s alr=
eady been paid.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Gross</strong></=
span> means the interest rate you are paid on your savings with no compound=
ing.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>p.a.</strong></s=
pan> per annum (per year).</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Tax-free</strong=
></span>. We pay all savings interest without the deduction of tax. You do =
not pay any UK tax on interest earned in ISAs. You may have to pay tax on i=
nterest earned in non-ISA accounts depending on your Personal Savings Allow=
ance. The tax treatment may be subject to change in the future.</span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17"><!--FOOTER START -->
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
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line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
No. SC083026. <span class=3D"st-hide-mobile" style=3D"display: inline;"><b=
r></span></span><span style=3D"font-size: 14px; line-height: 18px;">Registe=
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Reference Number 114724.</span></p>
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line-height: 18px;"> </span></p>
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;">Authorised by the Prudential Regulation Authority and =
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