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From: "Virgin Money" <email@creditcard.virginmoney.com>
Subject: Vincent, foreign transactions just got simpler
Date: Mon, 07 Sep 2020 10:06:25 +0100
To: <vince@showfile.com>
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Same card, more peace of mind

=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C

So you know our emails are genuine, whenever we include links to our website in emails we will also quote the last four digits of your card number: 8283

=E2=80=8C | =E2=80=8C View in browser ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,1944508&p1=3D%40sPMvx%2BO3WuUvVpb87bL6isEfkPiJZXafu4vToPimqAM%3D )

Virgin Money ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,1944509&p1=3D33082681 )

*****************************
SAME CARD, MORE PEACE OF MIND
*****************************

Hello Vincent,

We're getting in touch to let you know about a change to your
Virgin Money Credit Card.

**************************
Paying in other currencies
**************************

Mastercard=C2=AE has altered the
way it handles foreign transactions when you spend money abroad.
From 11 August, your purchases and cash advances will normally be
converted to pounds sterling on the same day. This means you
don't need to worry about a change to the exchange rate after you
spend.

When you bought something in another currency previously, it
would be converted using the exchange rate on the day it left
your account. This could have been a few days after your
purchase.

***********************
What this means for you
***********************

The exchange rate for
foreign transactions will now usually be calculated on the same
day but everything else, including your promotional interest
rates, stays the same. You don't need to do a thing, but if
you're not happy with the change, you can close the account at
any time.

*****************************************
A quick reminder on the contactless limit
*****************************************

Remember, you can use your
credit card wherever you see the Mastercard logo and the
contactless payment limit has recently been increased to =C2=A345.

******************
We're here to help
******************

If you=E2=80=99ve got any
questions, please get in touch on 0800 917 1022*. We=E2=80=99re here 9am
to 5.30pm, Monday to Friday. We=E2=80=99ll do everything we can to help.

Thanks for being a customer.

The team at Virgin Money

*Calls to 0800 numbers are free from personal mobile phones and
residential UK landlines. Calls will be monitored and recorded.

Cookies ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,194450a&p1=3D33082681 )
=E2=80=8C =E2=80=A2 =E2=80=8C

Privacy policy ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,194450b&p1=3D33082681 )
=E2=80=8C =E2=80=A2 =E2=80=8C

Staying safe online ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,194450c&p1=3D33082681 )

Mastercard=C2=AE is a registered
trademark, and the circles design is a trademark of Mastercard
International Incorporated.

Forgotten your Online Service Customer ID, password or passcode=3F
If you have previously registered but have forgotten your Customer ID, password or passcode, please go to myvirginmoney.com ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,194450d&p1=3D33082681 ) and select 'Cards' from the list at the top, click on the 'Sign in' button, then click on 'Forgotten your Customer ID' or 'Forgotten my password or passcode'.

Please read, important information about email security:
To ensure that you receive all emails about your card, add
email@creditcard.virginmoney.com to your email address
book or Safe List.

We have sent this email to you in order to service your credit card account and it is confidential and for use by the addressee only. However, since email is not a secure form of communication, please do not reply to us by email. If you would like to communicate with us online about your account, please sign in to Online Service ( http://t.emails.virginmoney.com/r/=3Fid=3Dt3c9b391,1f8cd39,194450e&p1=3D33082681 ) and use the secure messaging service.

Using our app=3F
If you=E2=80=99re using the Virgin Money Credit Card app and are having
trouble getting in, follow the instructions on screen or call us
and we=E2=80=99ll help you.

Clydesdale Bank PLC (trading as Virgin Money). Registered in
Scotland (Company No. SC001111). Registered Office: 30 St Vincent
Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority.

VM30870

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        Same card, more peace of mind
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                            So you know our emails are genuine, whenever we=
 include links to our website in emails we will also quote the last four di=
gits of your card number: 8283
                            
                              &nbsp;&zwnj;&nbsp;|&nbsp;&zwnj;&nbsp;<a _labe=
l=3D"Mirror Page" _type=3D"mirrorPage" style=3D"text-decoration:none; color=
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                                      SAME CARD, MORE PEACE OF MIND
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                                      Hello Vincent,<br /><br />We're getti=
ng in touch to let you know about a change to your Virgin Money Credit Card=
.
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                                      Paying in other currencies
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                          </td>
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                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:0 20px 24px 20px;">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:16p=
x;line-height:24px; font-family:Helvetica,Arial,sans-serif;color:#2b3036;fo=
nt-weight:normal;text-align:left;">
                                  <p style=3D"margin:0;">
                                    
                                      Mastercard=C2=AE has altered the way =
it handles foreign transactions when you spend money abroad. From 11 August=
, your purchases and cash advances will normally be converted to pounds ste=
rling on the same day. This means you don't need to worry about a change to=
 the exchange rate after you spend. <br /><br />When you bought something i=
n another currency previously, it would be converted using the exchange rat=
e on the day it left your account. This could have been a few days after yo=
ur purchase.
                                    </p>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:20px 20px 16px 20px">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:28p=
x; line-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a;=
 font-weight:normal; text-align:left;">
                                  <h1 style=3D"margin:0; font-size:28px; li=
ne-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a; font=
-weight:normal; text-align:left; mso-line-height-rule:exactly; ">
                                    
                                      What this means for you
                                    </h1>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:0 20px 24px 20px;">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:16p=
x;line-height:24px; font-family:Helvetica,Arial,sans-serif;color:#2b3036;fo=
nt-weight:normal;text-align:left;">
                                  <p style=3D"margin:0;">
                                    
                                      The exchange rate for foreign transac=
tions will now usually be calculated on the same day but everything else, i=
ncluding your promotional interest rates, stays the same. You don't need to=
 do a thing, but if you're not happy with the change, you can close the acc=
ount at any time.
                                    </p>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:20px 20px 16px 20px">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:28p=
x; line-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a;=
 font-weight:normal; text-align:left;">
                                  <h1 style=3D"margin:0; font-size:28px; li=
ne-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a; font=
-weight:normal; text-align:left; mso-line-height-rule:exactly; ">
                                    
                                      A quick reminder on the contactless l=
imit
                                    </h1>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:0 20px 24px 20px;">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:16p=
x;line-height:24px; font-family:Helvetica,Arial,sans-serif;color:#2b3036;fo=
nt-weight:normal;text-align:left;">
                                  <p style=3D"margin:0;">
                                    
                                      Remember, you can use your credit car=
d wherever you see the Mastercard logo and the  contactless payment limit h=
as recently been  increased to =C2=A345.
                                    </p>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td style=3D"padding:20px 20px 16px 20px">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation">
                              <tr>
                                <td align=3D"center" style=3D"font-size:28p=
x; line-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a;=
 font-weight:normal; text-align:left;">
                                  <h1 style=3D"margin:0; font-size:28px; li=
ne-height:34px; font-family:Helvetica,Arial,sans-serif; color:#e10a0a; font=
-weight:normal; text-align:left; mso-line-height-rule:exactly; ">
                                    
                                      We're here to help
                                    </h1>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                      </table>
                    
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
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=3D"0" cellpadding=3D"0" role=3D"presentation">
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x;line-height:24px; font-family:Helvetica,Arial,sans-serif;color:#2b3036;fo=
nt-weight:normal;text-align:left;">
                                  <p style=3D"margin:0;">
                                    
                                      If you&#x2019;ve got any questions, p=
lease get in touch on <strong style=3D"">0800 917 1022</strong>*. We&#x2019=
;re here 9am to 5.30pm, Monday to Friday. We&#x2019;ll do everything we can=
 to help.<br /><br />Thanks for being a customer.<br /><br /><strong style=
=3D"">The team at Virgin Money<br /><br /></strong><sup style=3D"vertical-a=
lign:top; font-size:70%; line-height:100%; mso-text-raise:60%;">*Calls to 0=
800 numbers are free from personal mobile phones and residential UK landlin=
es. Calls will be monitored and recorded.</sup>
                                    </p>
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                                Mastercard=C2=AE is a registered trademark,=
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ID, password or passcode=3F</strong><br />If you have previously registered=
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