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From: "Co-op Insurance" <coop@insurancemail.coop.co.uk>
To: <sue@sarahharvey.com>
Subject: What does travel insurance cover anyway, Susan?
Date: Fri, 31 Jul 2026 03:03:41 -0600
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<div class="preheader" style="font-size: 1px; display: none !important;">Dive in with us!</div>
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<td><a href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHHs2QXiQaZMUdlEJNVXhpU_p4RcVVLujzA-rWPDJMXcljM3d0ZpBpiEU-48vhILWzBl2FJXqqgFNYpRGAEqlI5zRNBGYfumPaLU" target="_blank"><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/e4e28d78-dfd8-421c-8983-80e5aec23fb1.png" width="80" border="0" alt="Co-op" style="display:block; width: 80px;"></a></td>
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<td align="center" style="" class="paddingLR"><table width="648" align="center" border="0" cellspacing="0" cellpadding="0" style="width:648px;" role="presentation" class="deviceWidth100" bgcolor="#FFFFFF">
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<td align="center" valign="middle" style="padding-bottom:30px;"><a href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHHu8W08fAIKnmdxDh3koiMN1Y8eg6qkE0Fg0tCMpilhGjLwmBW48MUhT_IUGYUNZVkZo6gSH6ZdReWrzbrleR4iHCOjgW3xmWpz" ><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/e35de9eb-f336-4b4b-9373-717d9f130760.jpg" width="648" alt="Dive deeper into Co-op Travel Insurance" style="display:block; border:0;" class="deviceWidth100" /></a></td>
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:16px; line-height:22px; padding-bottom:30px;" class=" font16">Looking for travel insurance but not sure where to start? At Co-op Insurance, we cover people of all ages and we also cover any medical condition - you just have to let us know about it. We offer single trip and annual multi-trip options with different cover levels available, so you can tailor your cover to your needs.</td>
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<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" border="0" style="display:inline-block;"/><![endif]--><span style="mso-line-height-rule:exactly; color:#FFFFFF; line-height:100%; display:inline-block; vertical-align:middle;padding:16px 30px; font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold;">Get a quote today →</span><!--[if gte mso 9]><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" title="" border="0" style="display:inline-block;"/><![endif]--></a></div></td>
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:14px; line-height:20px; padding-bottom:30px;" class=" font14">Our features are subject to limitations and/or exclusions, so please speak to the call centre or <a href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHHwVc4JZ9vy1R2imUJ1T9vyV9GmJhcxpfVmwau_5GaIBa78hAej08zgjUzPF6R0lRD_L84Q9fG5is0WHSUmWB6Dri_PkmDSq14-" style=""><b><u>see policy documents for full details of cover.</u></b></a></td>
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<td valign="middle" align="left" style="font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height:22px; color:#282828;" class="paddingLR center">Prefer to speak to someone?<br><a href="tel:01702700114" alias="phone_cta_travins" style="color: rgb(40, 40, 40);"><b><u>Call the team on 01702 700114</u></b></a><br><br>Open Mon to Fri 8.30am - 8pm, Sat 9am - 5.30pm, Sun 10am - 5pm</td>
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<td align="center" style="font-family:Impact, 'Arial Black', Arial-BoldMT, Arial, Helvetica, sans-serif; color:#00A1CC; font-size:30px; line-height:36px; padding-bottom:30px; text-transform:uppercase; " class=" font30">Why choose Co-op Travel Insurance?</td>
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<td width="15" valign="top" style="font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;">•</td>
<td align="left" valign="top" style="padding-left:15px; font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;" class="font16"><b>We cover people of any age and any medical conditions too, because everyone deserves a break. You just need to tell us when you buy.</b><br>Pre-existing medical conditions are excluded unless declared and accepted when taking out the policy.</td>
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<td width="15" valign="top" style="font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;">•</td>
<td align="left" valign="top" style="padding-left:15px; font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;" class="font16"><b>Unlimited medical expenses included on all policies.</b><br><span style="color: rgb(40, 40, 40);">This covers you for injury, illness or serious accidents.</span></td>
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<td width="15" valign="top" style="font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;">•</td>
<td align="left" valign="top" style="padding-left:15px; font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;" class="font16"><b>With cashless medical expenses we pay upfront - so you don't have to claim them back.</b><br>Available in selected destinations. Important limitations, restrictions & excesses apply.</td>
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<td align="left" valign="top" style="padding-left:15px; font-family: Arial, Helvetica, sans-serif; color: #282828; font-size: 16px; mso-line-height-rule:exactly; line-height: 22px;" class="font16"><b>Cover for cancelling or cutting short your holiday as standard.</b><br> Actual sums insured depend on policy cover/limits selected.</td>
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<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" border="0" style="display:inline-block;"/><![endif]--><span style="mso-line-height-rule:exactly; color:#FFFFFF; line-height:100%; display:inline-block; vertical-align:middle;padding:16px 30px; font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold;">Find out more →</span><!--[if gte mso 9]><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" title="" border="0" style="display:inline-block;"/><![endif]--></a></div></td>
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<td valign="middle" align="left" style="font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height:22px; color:#282828;" class="paddingLR center"><b>How much is Co-op Travel Insurance?</b><br>Single trip policies available from £1.53 or less per day <br>Annual multi-trip policies available from £64 for the year<br></td>
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<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" border="0" style="display:inline-block;"/><![endif]--><span style="mso-line-height-rule:exactly; color:#FFFFFF; line-height:100%; display:inline-block; vertical-align:middle;padding:16px 30px; font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold;">Get a quote in minutes →</span><!--[if gte mso 9]><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" title="" border="0" style="display:inline-block;"/><![endif]--></a></div></td>
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:14px; line-height:20px; padding-bottom:30px;" class=" font14">10% of new direct customers paid £1.53 per day or less while they were away for single trip travel insurance between Jan-Mar 26, excluding optional extras. 10% of new direct customers paid £64 or less for annual travel insurance between Jan-Mar 26 excluding optional extras.<br></td>
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<a target="_blank" href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHHzLuGmK7EEx1pUq9AqgOxOyZHhyV_b4_m350j2wDPQvJsecek5wma4PPJX9vBP0n9SpAIvjvjmNlENEKrGnj5BtUegqrCr3kqD" >
<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/a0302144-4142-4ba4-8bb0-4f22b2cb1e28.png" width="309" alt="Couple on a cruise ship" style="display:block; border:0;" class="deviceWidth100" />
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:22px; line-height:28px; padding-bottom:30px;" class="center paddingLR font22">Cruises, winter sports and more...</td>
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:16px; line-height:22px; padding-bottom:30px;" class="center paddingLR font16">Do you need additional cover for going on a cruise, winter sports, adventure activities or more? Check out our selection of cover add-ons.</td>
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<td align="center" height="50" style="font-size:0px; line-height:0px; border-radius:19px; background-color:#0F8482; vertical-align:middle;" valign="middle" class="btn"><div style="mso-line-height:exactly; color:#FFFFFF; display:inline-block; font-family: Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold; text-align:center; text-decoration:none; -webkit-text-size-adjust:none; vertical-align:middle; -webkit-font-smoothing:antialiased;"><a style="color:#FFFFFF; text-decoration: none;" target="_blank" href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHH0f6tszGe36OgvPxLgsTW2GpafL8FMeESacUrV39qIFWUZo8wbEv4kbpoCSoQull_eTeJwmrpLxDCOxPZqDqEiSWbRfOEm-jmF" ><!--[if gte mso 9]>
<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" border="0" style="display:inline-block;"/><![endif]--><span style="mso-line-height-rule:exactly; color:#FFFFFF; line-height:100%; display:inline-block; vertical-align:middle;padding:16px 30px; font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold;">Find out more →</span><!--[if gte mso 9]><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" title="" border="0" style="display:inline-block;"/><![endif]--></a></div></td>
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<td align="center" style="font-family:Impact, 'Arial Black', Arial-BoldMT, Arial, Helvetica, sans-serif; color:#00A1CC; font-size:30px; line-height:36px; mso-line-height-rule:exactly; text-transform:uppercase;" class="center font30">Award winning travel insurance</td>
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<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/72d69b9f-6f5a-4bbc-a905-f3897a5107cf.png" width="224" alt="Which? Best Buy May 2026 Travel Insurance logo" border="0" style="display:block; " class="deviceWidth100" />
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<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/c0d21289-cc31-41f3-b52e-fb92e4015920.png" width="224" alt="defaqto 5 star travel insurance 2026. Expert rated." border="0" style="display:block; " class="deviceWidth100" />
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<td align="left" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:16px; line-height:22px; padding-bottom:30px;" class=" font16">Did you know that independent financial experts Defaqto, have given their highest rating to Gold and Platinum cover for our Annual multi-trip and Single trip travel insurance? Plus, Consumer champion Which?, have rated our Platinum and Gold cover for Annual multi-trip and Single trip travel insurance a <a href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHH1S_bZL8BSmlY6mKfkS3M77YoYDVDEuNXzxP3RxcqLnhPo_62HMfbJ0vub_xp9iIaIsv-lIoRn7745jhut487n0Lb0_0jSg6mC" style=""><b><u>Best Buy. </u></b></a></td>
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<td align="center" style="font-family:Arial, Helvetica, sans-serif; color:#282828; font-size:22px; line-height:28px; padding-bottom:30px; padding-left:30px; padding-right:30px;" class=" paddingLR font22">Choose the emails you receive </td>
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<td align="center" height="50" style="font-size:0px; line-height:0px; border-radius:19px; background-color:#0F8482; vertical-align:middle;" valign="middle" class="btn"><div style="mso-line-height:exactly; color:#FFFFFF; display:inline-block; font-family: Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold; text-align:center; text-decoration:none; -webkit-text-size-adjust:none; vertical-align:middle; -webkit-font-smoothing:antialiased;"><a style="color:#FFFFFF; text-decoration: none;" target="_blank" href="https://click.insurancemail.coop.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTR9ADIAAAAAAU5kuHH2CUBj0yjsB_8AS79imLfAL5csZ7I-saM5-hOO7xytm969gwdBt1HuyxeE0GAGHN3rjsMufrckQcOALGFxRAJbSjaD9WPqj9uAPOXGDg" ><!--[if gte mso 9]>
<img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" border="0" style="display:inline-block;"/><![endif]--><span style="mso-line-height-rule:exactly; color:#FFFFFF; line-height:100%; display:inline-block; vertical-align:middle;padding:16px 30px; font-family:Arial, Helvetica, sans-serif; font-size:16px; line-height: 20px; font-weight:bold;">Manage your preferences →</span><!--[if gte mso 9]><img src="https://image.insurancemail.coop.co.uk/lib/fe3011707564047a721d73/m/1/3b1b3795-aaa1-4f9e-8a9b-982b186cadb5.gif" width="30" height="50" alt="" title="" border="0" style="display:inline-block;"/><![endif]--></a></div></td>
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