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From: "Virgin Money" <no-reply@creditcardservice.virginmoney.com>
Subject: Your credit card Direct Debit is coming up
Date: Thu, 30 Jul 2026 09:02:30 +0100
To: <SUE@SARAHHARVEY.COM>
Reply-To: "Virgin Money" <no-reply@creditcardservice.virginmoney.com>
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For more information go to http://t.emails.virginmoney.com/r/?id=t68a97826,6953a0d,236779b

----------------





The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Privacy policy
http://t.emails.virginmoney.com/r/?id=t68a97826,6953a0d,236779c

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D> 
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<BODY> 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
<!DOCTYPE html> <html lang=3D"en" xmlns:v=3D"urn:schemas-microsoft-com:vml"=
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v=3D"Content-Type" content=3D"text/html; charset=3DUTF-8"><meta charset=3D"=
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e=3Dno, address=3Dno, email=3Dno, url=3Dno">   <meta name=3D"x-apple-disabl=
e-message-reformatting">   <title>Your credit card Direct Debit is coming u=
p</title>   <!--[if true]>   <noscript>     <xml>       <o:OfficeDocumentSe=
ttings>         <o:PixelsPerInch>96</o:PixelsPerInch>       </o:OfficeDocum=
entSettings>     </xml>   </noscript>   <![endif]-->   <style type=3D"text/=
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st:100%;       -webkit-font-smoothing:antialiased !important;     }     *[x=
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t-weight:inherit;       color:inherit;       text-decoration:none;     }   =
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s">     u + .body ol,     u + .body ul {       margin-left:16px !important;=
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portant;       padding-left:32px !important;     }   </style>   <style type=
=3D"text/css">     @media only screen and (max-width:640px) {       u + .bo=
dy ol,       u + .body ul {         margin-left:24px !important;       }   =
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idth:100% !important;       }       .mw268 {         max-width:100% !import=
ant;       }       .ph32 {         padding-right:16px !important;         p=
adding-left:16px !important;       }     }   </style>   <!--[if true]>   <s=
tyle type=3D"text/css">     table {       margin:0;       border-collapse:c=
ollapse;       border-spacing:0;     }     div,     td {       padding:0;  =
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    text-indent:-1em;     }   </style>   <![endif]--> </head> <body class=
=3D"body" style=3D"margin:0; padding:0; background-color:#f5f2ed; word-spac=
ing:normal;">   <div class=3D"container" role=3D"article" aria-roledescript=
ion=3D"email" lang=3D"en" style=3D"font-size:medium; font-size:max(16px, 1r=
em); background-color:#f5f2ed;">     <!--[if true]>     <table width=3D"600=
" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D=
"presentation" style=3D"width:600px;">       <tr>         <td width=3D"600"=
 style=3D"width:600px;">         <![endif]-->           <div style=3D"max-w=
idth:600px; margin:0 auto;">                            <!-- SNIPPET -->   =
            <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" borde=
r=3D"0" role=3D"presentation">                 <tr>                   <td c=
lass=3D"ph32" style=3D"padding:16px 32px 16px 32px; text-align:left;">     =
                <p style=3D"margin:0; font-family:Arial,Helvetica,sans-seri=
f; font-size:0.75em; color:#999999; line-height:1.5em;">                   =
    So you know our emails are genuine, whenever we include links to our we=
bsite in emails we will also quote the last four digits of your card number=
: 8953                     </p>                   </td>                 </t=
r>               </table>               <!-- //SNIPPET -->             <!--=
 HEADER -->             <table width=3D"100%" bgcolor=3D"#ffffff" cellpaddi=
ng=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation">             =
  <tr>                 <td class=3D"ph32" style=3D"padding:24px 16px 24px 1=
6px;">                   <img src=3D"http://virginmoney-mkt-stage5-res.adob=
e-campaign.com/res/virginm_mkt_stage5/telrock_header_vm.png" width=3D"277" =
height=3D"56" alt=3D"Virgin Money" style=3D"display:block;">               =
  </td>               </tr>             </table>             <!-- //HEADER =
-->             <!-- CONTENT -->             <table width=3D"100%" bgcolor=
=3D"#ffffff" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"prese=
ntation">               <tr>                 <td class=3D"ph32" bgcolor=3D"=
#e10a0a" style=3D"padding:32px 16px 24px 16px; text-align:left;">          =
                              <h1 style=3D"margin:0 0 0.5em 0; font-family:=
Arial,Helvetica,sans-serif; font-size:2em; font-weight:400; color:#ffffff; =
line-height:1.2em; text-transform:uppercase;">                             =
                   Your monthly Direct Debit is coming out soon            =
                                </h1>                   </td>              =
 </tr>               <tr>                 <td>                   <img src=
=3D"http://virginmoney-mkt-stage5-res.adobe-campaign.com/res/virginm_mkt_st=
age5/telrock_title_vm.png" width=3D"600" alt=3D"" style=3D"display:block; w=
idth:100%; height:auto;">                 </td>               </tr>        =
       <tr>                 <td class=3D"ph32" style=3D"padding:32px 16px 3=
2px 16px; text-align:left;">                                          <p st=
yle=3D"margin:0 0 1em 0; font-family:Arial,Helvetica,sans-serif; font-size:=
1em; color:#000001; line-height:1.5em; text-align:left;">                  =
       Hello Susan,                       </p>                             =
               <h2 style=3D"margin:0 0 0.75em 0; font-family:Arial,Helvetic=
a,sans-serif; font-size:1.25em; font-weight:700; color:#e10a0a; line-height=
:1.2em; text-align:left;">                                                 =
                                                   </h2>                   =
                         <p style=3D"margin:0 0 1em 0; font-family:Arial,He=
lvetica,sans-serif; font-size:1em; color:#000001; line-height:1.5em; text-a=
lign:left;">                         A quick heads up &#x2013; the Direct D=
ebit for your credit card will come out on 03/08/2026. If this date falls o=
n a weekend, it&#x2019;ll be taken the next working day after. You can find=
 the amount on your statement &#x2013; just tap <strong style=3D"">More</st=
rong> and <strong style=3D"">Statements</strong> in the Virgin Money Credit=
 Card app.                       </p>                                      =
      <h2 style=3D"margin:0 0 0.75em 0; font-family:Arial,Helvetica,sans-se=
rif; font-size:1.25em; font-weight:700; color:#e10a0a; line-height:1.2em; t=
ext-align:left;">                                                    <br>Ar=
e you all set=3F                                                </h2>      =
                                      <p style=3D"margin:0 0 1em 0; font-fa=
mily:Arial,Helvetica,sans-serif; font-size:1em; color:#000001; line-height:=
1.5em; text-align:left;">                         If this amount is higher =
than your fixed Direct Debit, it&#x2019;s because we always take at least t=
he Monthly Requested Payment (also known as your minimum payment) on your s=
tatement.<br><br>Just so you know, you will lose any promotional rates if t=
here isn&#x2019;t enough money in your account to cover the Direct Debit. M=
issed payments could also impact your credit rating.<br>                   =
    </p>                                            <h2 style=3D"margin:0 0=
 0.75em 0; font-family:Arial,Helvetica,sans-serif; font-size:1.25em; font-w=
eight:700; color:#e10a0a; line-height:1.2em; text-align:left;">            =
                                        <br>Making changes to your Direct D=
ebit                                                </h2>                  =
                          <p style=3D"margin:0 0 1em 0; font-family:Arial,H=
elvetica,sans-serif; font-size:1em; color:#000001; line-height:1.5em; text-=
align:left;">                         If you make a payment before the date=
 above, or change your Direct Debit details, your existing Direct Debit wil=
l still go ahead. Any changes will then be up and running from the next pay=
ment date.<br><br>Need to make changes=3F Here&#x2019;s how you do it:<br> =
                      </p>                                            <ul s=
tyle=3D"Margin:0; Margin-left:16px; padding:0; font-family:Arial,Helvetica,=
sans-serif; font-size:1em; color:#000001; line-height:1.5em;">             =
            <li style=3D"padding:0 0 8px 0;">                           Ame=
nding the amount &#x2013; tap <strong style=3D"">Payments &gt; Manage</stro=
ng> <strong style=3D"">Direct Debit</strong> in the app and choose how much=
 you want to pay. Or you can <a style=3D"font-weight:700; color:#000001; te=
xt-decoration:underline;" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh68a97826,6953a0d,236733a"><strong style=3D"">contact us</strong></a><st=
rong style=3D""> </strong>if you&#x2019;d prefer. <br>                     =
    </li>                         <li style=3D"padding:0 0 8px 0;">        =
                   Switching your Direct Debit date &#x2013; use our <a sty=
le=3D"font-weight:700; color:#000001; text-decoration:underline;" href=3D"h=
ttp://t.emails.virginmoney.com/r/=3Fid=3Dh68a97826,6953a0d,23675b1"><strong=
 style=3D"">online form</strong></a>.<br>                         </li>    =
                     <li style=3D"padding:0 0 8px 0;">                     =
      Changing the account we take your Direct Debit from &#x2013; please <=
a style=3D"font-weight:700; color:#000001; text-decoration:underline;" href=
=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh68a97826,6953a0d,236733c"><s=
trong style=3D"">contact us</strong></a><strong style=3D"">.</strong>      =
                   </li>                         <li style=3D"padding:0 0 8=
px 0;">                           Cancelling your Direct Debit &#x2013; do =
this anytime using our <a style=3D"font-weight:700; color:#000001; text-dec=
oration:underline;" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh68a9=
7826,6953a0d,23675fe"><strong style=3D"">online form</strong></a><br>      =
                   </li>                                                </u=
l>                       <div style=3D"height:8px; line-height:8px; mso-lin=
e-height-rule:exactly;">&nbsp;</div>                       <!--[if true]>  =
                     <div style=3D"height:8px; line-height:8px; mso-line-he=
ight-rule:exactly;">&nbsp;</div>                       <![endif]-->        =
                                    <h2 style=3D"margin:0 0 0.75em 0; font-=
family:Arial,Helvetica,sans-serif; font-size:1.25em; font-weight:700; color=
:#e10a0a; line-height:1.2em; text-align:left;">                            =
                        <br>Help is at hand                                =
                </h2>                                            <p style=
=3D"margin:0 0 1em 0; font-family:Arial,Helvetica,sans-serif; font-size:1em=
; color:#000001; line-height:1.5em; text-align:left;">                     =
    To learn more about payments, head over to <a style=3D"font-weight:700;=
 color:#000001; text-decoration:underline;" href=3D"http://t.emails.virginm=
oney.com/r/=3Fid=3Dh68a97826,6953a0d,23673ff"><strong style=3D"">virginmone=
y.com/cardshelp</strong></a>                       </p>                    =
                        <p style=3D"margin:0; font-family:Arial,Helvetica,s=
ans-serif; font-size:1em; font-weight:700; color:#e10a0a; line-height:1.5em=
; text-align:left;">                         <br>The team at Virgin Money  =
                     </p>                     </td>               </tr>    =
         </table>             <!-- //CONTENT -->             <!-- FOOTER --=
>             <table width=3D"100%" bgcolor=3D"#e10a0a" cellpadding=3D"0" c=
ellspacing=3D"0" border=3D"0" role=3D"presentation">               <tr>    =
             <td style=3D"padding:24px 0 32px 0;">                   <img s=
rc=3D"http://virginmoney-mkt-stage5-res.adobe-campaign.com/res/virginm_mkt_=
stage5/telrock_footer_vm.png" width=3D"600" alt=3D"" border=3D"0" style=3D"=
display:block; width:100%; height:auto;">                 </td>            =
   </tr>               <tr>                 <td class=3D"ph32" style=3D"pad=
ding:0 16px 32px 16px;">                   <table width=3D"100%" cellpaddin=
g=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation">              =
       <tr>                       <td width=3D"18" valign=3D"middle" style=
=3D"vertical-align:middle; padding:0 8px 0 0;">                         <im=
g src=3D"http://virginmoney-mkt-stage5-res.adobe-campaign.com/res/virginm_m=
kt_stage5/telrock_security_vm.png" width=3D"18" height=3D"24" alt=3D"" bord=
er=3D"0" style=3D"display:block;">                       </td>             =
          <td valign=3D"middle" style=3D"vertical-align:middle; text-align:=
left;">                         <p style=3D"margin:0; font-family:Arial,Hel=
vetica,sans-serif; font-size:1em; color:#ffffff; line-height:1.5em;">      =
                     Stay safe online                         </p>         =
              </td>                     </tr>                   </table>   =
                <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" b=
order=3D"0" role=3D"presentation">                     <tr>                =
       <td valign=3D"top" style=3D"padding:8px 0 0 0; text-align:left;">   =
                      <p style=3D"margin:0; font-family:Arial,Helvetica,san=
s-serif; font-size:0.875em; color:#ffffff; line-height:1.5em;">            =
               <a href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh68a978=
26,6953a0d,23674f4" target=3D"_blank" style=3D"color:#ffffff; text-decorati=
on:underline;">How to check if an email is genuine</a><br><a href=3D"http:/=
/t.emails.virginmoney.com/r/=3Fid=3Dh68a97826,6953a0d,23674f5" target=3D"_b=
lank" style=3D"color:#ffffff; text-decoration:underline;">Visit our Securit=
y Centre</a>                         </p>                       </td>      =
               </tr>                   </table>                 </td>      =
         </tr>               <tr>                 <td class=3D"ph32" style=
=3D"padding:0 16px 32px 16px; text-align:left;">                           =
               <p style=3D"margin:0 0 0.5em 0; font-family:Arial,Helvetica,=
sans-serif; font-size:0.75em; font-weight:700; color:#ffffff; line-height:1=
.5em;">                                                    Please read, imp=
ortant information about email security:                         </p>      =
                 <p style=3D"margin:0 0 1em 0; font-family:Arial,Helvetica,=
sans-serif; font-size:0.75em; color:#ffffff; line-height:1.5em;">          =
                                          To ensure that you receive all em=
ails about your card, add <br><a href=3D"mailto:no-reply@creditcardservice.=
virginmoney.com" style=3D"color:#ffffff; text-decoration:underline;">no-rep=
ly@creditcardservice.virginmoney.com</a> to your email address book or Safe=
 List.                         </p>                       <p style=3D"margi=
n:0 0 1em 0; font-family:Arial,Helvetica,sans-serif; font-size:0.75em; colo=
r:#ffffff; line-height:1.5em;">                                            =
        We have sent this email to you in order to service your credit card=
 account and it is confidential and for use by the addressee only. However,=
 since email is not a secure form of communication, please do not reply to =
us by email.                         </p>                                  =
          <p style=3D"margin:0 0 1em 0; font-family:Arial,Helvetica,sans-se=
rif; font-size:0.75em; color:#ffffff; line-height:1.5em;">                 =
        Nationwide Building Society (trading as Virgin Money). Authorised b=
y the Prudential Regulation Authority and regulated by the Financial Conduc=
t Authority and the Prudential Regulation Authority under registration numb=
er 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, S=
N38 1NW.                       </p>                                        =
                             <p style=3D"margin:0 0 1em 0; font-family:Aria=
l,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; line-height:1.5em;=
">                         <a target=3D"_blank" style=3D"color:#ffffff; tex=
t-decoration:underline;" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3D=
h68a97826,6953a0d,2367507">Privacy policy</a> | <a target=3D"_blank" style=
=3D"color:#ffffff; text-decoration:underline;" href=3D"http://t.emails.virg=
inmoney.com/r/=3Fid=3Dh68a97826,6953a0d,2367457">Contact us</a>            =
           </p>                     <p style=3D"margin:0; font-family:Arial=
,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; line-height:1.5em;"=
>VM39235v2</p>                   </td>               </tr>             </ta=
ble>             <!-- //FOOTER -->           </div>         <!--[if true]> =
        </td>       </tr>     </table>     <![endif]-->   </div>    </body>=
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