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“Gran-nannying” | Monty Don | World travel tips 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  	

	

	

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Hello 

Mrs Home,  

 I’m delighted to share with you the second issue of Saga Quarterly (SQ), a compilation of the highlights of the past three issues of our multi-award-winning monthly magazine. We launched the inaugural SQ in the Spring and we were thrilled to receive brilliant feedback on that, so hope you all enjoy this second issue, out today. SQ’s mission, as with everything we do here at Saga, is to celebrate all the great things about life after 50. 

 This edition is packed with fascinating articles designed to entertain and inform. We have exclusive interviews with Monty Don, Martin Clunes and Elaine Paige, as well as advice from our wise and wonderful columnists – Paul Lewis on money, Dr Mark Porter on health and our inimitable agony aunt Anne Robinson. We have Hugh Fearnley-Whittingstall’s high-fibre dishes, our picks for perfect summer walks and how to help the twentysomethings in your life to land their first job. 

 I really hope you enjoy this edition of SQ. Do  mailto:editor@saga.co.uk let us know  what you think. 	
  	
  
	

  

	
  
	
Mike Hazell, Group CEO Saga 
and the Saga Magazine team 	

  
	
	

  
  	
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How to read your free edition of SQ 	
  	

To read Saga Quarterly from the start, simply click the “Read SQ here” button above. Alternatively, the “Read more” buttons below will take you straight to the stories that interest you. 	
	
  
You can also access SQ via our app. To download the app onto your smartphone or tablet, simply search for “Saga Magazine” in the App Store on iPhone or in the Google Play Store on Android. 	

	
  	
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Interview 	
  	
Monty Don opens up on not giving up Gardeners’ World any time soon, being a grandad and why he’s good for one more dog 	
  	
  	

 https://t.email.saga.co.uk/r/?id=t80937ffe,1bef897e,f119df3&e=ZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icmFuZCZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhemluZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=PqQT-P6CsTyBZUPwNTbMMGyVqY_MsGr_oaRPNEIs4rc Read more ➔ 
	
	
  
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Features 	
  	
Just how bad is the job market for twentysomething graduates? And can parents and grandparents help out? 	
  	
  	

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Life 	
  	
Agony Aunt: Anne Robinson on whether children should expect free ‘gran-nannying’ 	
  	
  	

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Money 	
  	
Paul Lewis on why continuing to work well past state pension age can be healthy both for individuals and businesses 	
  	
  	

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Travel 	
  	
“I don’t have children so I spend my money on travel”: meet the 72-year-old woman who has visited every country in the world 	
  	
  	

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WE WOULD LIKE TO INTRODUCE 
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Hello 

Mrs Home,

            <span style=3D"mso-line-height: exactly; line-height:10px;"><br=
 />
                     <br />
                 </span>
I=E2=80=99m delighted to share with you the second issue of Saga Quarterly =
(SQ), a compilation of the highlights of the past three issues of our multi=
-award-winning monthly magazine. We launched the inaugural SQ in the Spring=
 and we were thrilled to receive brilliant feedback on that, so hope you al=
l enjoy this second issue, out today. SQ=E2=80=99s mission, as with everyth=
ing we do here at Saga, is to celebrate all the great things about life aft=
er 50. 
   <span style=3D"mso-line-height: exactly; line-height:8px;"><br />
                     <br />
                 </span>
  This edition is packed with fascinating articles designed to entertain an=
d inform. We have exclusive interviews with Monty Don, Martin Clunes and El=
aine Paige, as well as advice from our wise and wonderful columnists =E2=80=
=93 Paul Lewis on money, Dr Mark Porter on health and our inimitable agony =
aunt Anne Robinson. We have Hugh Fearnley-Whittingstall=E2=80=99s high-fibr=
e dishes, our picks for perfect summer walks and how to help the twentysome=
things in your life to land their first job. 
   <span style=3D"mso-line-height: exactly; line-height:8px;"><br />
                     <br />
                 </span>
  I really hope you enjoy this edition of SQ. Do <a href=3D"mailto:editor@s=
aga.co.uk" style=3D"color:#1e3282; font-weight:bold; text-decoration: under=
line;">let us know</a> what you think. 
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http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/a2d485f33eb2d865a837220=
cebde6ddb490f942ec216335a9bae19e859da1081.jpg" alt=3D"Mike Hazell" width=3D=
"125" height=3D"120" style=3D"display:block; height:auto; outline:none; bor=
der:0; text-decoration:none; font-family: sans-serif; font-size:20px; line-=
height:1.5; color:blue; text-align:center; max-width:122px!important; align=
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1px; line-height: 1px;">&nbsp;</th>
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e=3D"font-size:1px; line-height: 1px; vertical-align:middle;"><table cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
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3.saga.co.uk/res/sagagro_mkt_prod1/7742fd28bc05024cbc67210fd32760e75b9ecefc=
6c56b19c162adaae8c9c399e.png" alt=3D"Mike" width=3D"184" height=3D"29" styl=
e=3D"display:block; height:auto; outline:none; border:0; text-decoration:no=
ne; font-family: sans-serif; font-size:20px; line-height:1.5; color:blue; t=
ext-align:left; margin-bottom: 3px"></td>
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serif; font-size: 18px; line-height: 24px; mso-line-height: exactly; text-a=
lign:left; font-weight:bold;">Mike Hazell, Group CEO Saga<br>
                              <span style=3D"font-weight: normal; font-styl=
e: normal">and the Saga Magazine team</span></td>
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block; height:auto; outline:none; border:0;" ></a><a href=3D"https://t.emai=
l.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dbf&e=3DZGNpZD1ETTM1MTIyOCZia=
WQ9LTIxMzc4MTcwOTA&s=3D5v4eILb8aDsVqWqGeGWe2C2jd3qo84i3ll4fvpTEGUM" target=
=3D"_blank"><img src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1=
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=3D"Open in browser" width=3D"188" height=3D"62" style=3D"display:inline-bl=
ock; height:auto; outline:none; border:0;" class=3D"pt-sm-10"></a></td>
               </tr>
                <tr>
                    <td style=3D"line-height:1px; font-size:1px; mso-line-h=
eight-rule: exactly; padding-top:10px;">&nbsp;</td>
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</th>
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container full-width-sm" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
        <tr>
          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
              <tr>
                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #302c2d; font-size:1px; line-height:1px;">&nbsp;</=
td>
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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" width=3D"700" style=
=3D"border-collapse: collapse;">
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          <td class=3D"px-sm-20" align=3D"left"><table class=3D"full-width-=
sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
" style=3D"border-collapse: collapse;">
              <tr>
                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
/th>
                <th class=3D"stack-sm-last" align=3D"center" width=3D"280" =
bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table class=3D"full-widt=
h-sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"10=
0%" style=3D"border-collapse: collapse;">
                    <tr>
                      <td width=3D"100%"><table class=3D"full-width-sm" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
                          <tr>
                             <td align=3D"left" class=3D"pt-sm-20" width=3D=
"100%" style=3D"font-family:'Gazpacho', arial, sans-serif; font-size:18px; =
line-height:100%; mso-line-height-rule: exactly; font-weight:bold; text-ali=
gn: left; color:#22317d;">Interview </td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                          <tr>
                              <td align=3D"left" style=3D"font-family:'Ambi=
t', Arial, sans-serif; font-size:20px; line-height:26px; mso-line-height-ru=
le: exactly; font-weight:normal; font-style: normal; text-align: left;">Mon=
ty Don opens up on not giving up Gardeners=E2=80=99 World any time soon, be=
ing a grandad and why he=E2=80=99s good for one more dog</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:10px;">&nbsp;</td>
                          </tr>
                         <tr>
                            <td style=3D"line-height:1px; font-size:1px; ms=
o-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
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                           <td valign=3D"bottom" style=3D"line-height: 40px=
;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
                          <th bgcolor=3D"#17469e" style=3D"line-height: 100=
%; mso-padding-alt: 10px 40px 15px;"><a href=3D"https://t.email.saga.co.uk/=
r/=3Fid=3Dh80937ffe,1bef897e,f119dc0&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MT=
cwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icmFuZ=
CZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhemlu=
ZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=3DaH=
ZihXJ0ucq2J6U_bYwxm8gmtlgOrc0GTC1tta5tFMo" target=3D"_blank" style=3D"font-=
family: 'Public Sans', Arial, sans-serif; display: block; font-size: 17px; =
line-height: 150%; mso-line-height-rule: exactly; padding: 12px 30px 12px 3=
0px; text-decoration: none; color: #ffffff; font-weight:bold; text-align:ce=
nter;">Read more&emsp;&#10132;</a></th>
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                       </table></td>
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            <th class=3D"hide-sm" bgcolor=3D"#ffffff" align=3D"center" widt=
h=3D"20" style=3D" font-size:1px; line-height: 1px;">&nbsp;</th>
            <th class=3D"stack-sm-first" align=3D"center" width=3D"300" sty=
le=3D"font-family: Arial, sans-serif; font-size:1px; line-height: 1px; vert=
ical-align:top;"><table class=3D"full-width-sm" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%" style=3D"border-collapse: col=
lapse;">
            <tr>
                <td align=3D"left" class=3D"hide-sm"><a href=3D"https://t.e=
mail.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dc1&e=3DZGNpZD1ETTM1MTIyOC=
ZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1P=
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Ql9JQSZwNj1Db250ZW50TWFya2V0aW5nJnA3PUNvbnRyb2wmcDg9U1EyUFVCSUE&s=3DI8CUO16=
U6AiUKWRYbK38rYlQuVTKHnseMzpnpKyoBp0" target=3D"_blank"><img src=3D"http://=
res1.email3.saga.co.uk/res/sagagro_mkt_prod1/2681277cf96a5c1be29228d9c05c69=
5061e78bc6cdd98edfb3bdff1807d15f02.jpg" alt=3D"Monty Don" width=3D"300" hei=
ght=3D"271" class=3D"img_full_width" style=3D"display:block; height:auto; o=
utline:none; border:0; text-decoration:none; font-family: sans-serif; font-=
size:20px; line-height:1.5; color:blue; text-align:center;" ></a></td>
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important;">
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idden;">
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=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
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                             <td style=3D"line-height:1px; font-size:1px; t=
ext-align:center;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ff=
e,1bef897e,f119dc2&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5=
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tM" target=3D"_blank"><img src=3D"http://res1.email3.saga.co.uk/res/sagagro=
_mkt_prod1/35d66f0247d72161c78072d45237dbbcd4284138442b2a6657d2feabae816db7=
.jpg" alt=3D"Monty Don" width=3D"50" height=3D"auto" class=3D"img_full_widt=
h" style=3D"display:block; height:auto; outline:none; border:0; text-decora=
tion:none; font-family: sans-serif; font-size:20px; line-height:1.5; color:=
blue; text-align:center;" ></a></td>
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
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ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
        <tr>
          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
              <tr>
                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #302c2d; font-size:1px; line-height:1px;">&nbsp;</=
td>
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</table>
<!-- seperator with space -->
<!-- 2 column editorial section -->
<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" width=3D"700" style=
=3D"border-collapse: collapse;">
        <tr>
          <td class=3D"px-sm-20" align=3D"left"><table class=3D"full-width-=
sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
" style=3D"border-collapse: collapse;">
              <tr>
                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
/th>
                <th class=3D"stack-sm-last" align=3D"center" width=3D"280" =
bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table class=3D"full-widt=
h-sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"10=
0%" style=3D"border-collapse: collapse;">
                    <tr>
                      <td width=3D"100%"><table class=3D"full-width-sm" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
                          <tr>
                             <td align=3D"left" class=3D"pt-sm-20" style=3D=
"font-family:'Gazpacho', arial, sans-serif; font-size:18px; line-height:100=
%; mso-line-height-rule: exactly; font-weight:bold; text-align: left; color=
:#22317d;">Features </td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                          <tr>
                              <td align=3D"left" style=3D"font-family:'Ambi=
t', Arial, sans-serif; font-size:20px; line-height:26px; mso-line-height-ru=
le: exactly; font-weight:normal; font-style: normal; text-align: left;">Jus=
t how bad is the job market for twentysomething graduates=3F And can parent=
s and grandparents help out=3F</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:10px;">&nbsp;</td>
                          </tr>
                         <tr>
                            <td style=3D"line-height:1px; font-size:1px; ms=
o-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                       <tr>
                            <td valign=3D"bottom" style=3D"line-height: 40p=
x;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
                            <th bgcolor=3D"#17469e" style=3D"line-height: 1=
00%; mso-padding-alt: 10px 40px 15px;"><a href=3D"https://t.email.saga.co.u=
k/r/=3Fid=3Dh80937ffe,1bef897e,f119dc3&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4=
MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icmF=
uZCZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhem=
luZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=3D=
6hlZ7vOSO10APEH8cjgfqLWq52gdLq16I55FCN8NSUg" target=3D"_blank" style=3D"fon=
t-family: 'Public Sans', Arial, sans-serif; display: block; font-size: 17px=
; line-height: 150%; mso-line-height-rule: exactly; padding: 12px 30px 12px=
 30px; text-decoration: none; color: #ffffff; font-weight:bold; text-align:=
center;">Read more&emsp;&#10132;</a></th>
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            <th class=3D"hide-sm" bgcolor=3D"#ffffff" align=3D"center" widt=
h=3D"20" style=3D" font-size:1px; line-height: 1px;">&nbsp;</th>
            <th class=3D"stack-sm-first" align=3D"center" width=3D"300" sty=
le=3D"font-family: Arial, sans-serif; font-size:1px; line-height: 1px; vert=
ical-align:top;"><table class=3D"full-width-sm" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%" style=3D"border-collapse: col=
lapse;">
            <tr>
                <td align=3D"left" class=3D"hide-sm"><a href=3D"https://t.e=
mail.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dc4&e=3DZGNpZD1ETTM1MTIyOC=
ZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0P=
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"><img src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/8c5679937=
e0da9488525c5406fb2f3fae54e4b4c730b08760fbd0533e6b61ef3.jpg" alt=3D"Cartoon=
 of a female graduate jobseeker" width=3D"300" height=3D"271" class=3D"img_=
full_width" style=3D"display:block; height:auto; outline:none; border:0; te=
xt-decoration:none; font-family: sans-serif; font-size:20px; line-height:1.=
5; color:blue; text-align:center;" ></a></td>
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                              <td style=3D"line-height:1px; font-size:1px; =
text-align:center;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937f=
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saga.co.uk/res/sagagro_mkt_prod1/b2ec71b1fffd56eecdc6c2ee0cd4570b8a445a4c99=
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0" height=3D"auto" class=3D"img_full_width" style=3D"display:block; height:=
auto; outline:none; border:0; text-decoration:none; font-family: sans-serif=
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d>
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ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
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          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
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                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #232323; font-size:1px; line-height:1px;">&nbsp;</=
td>
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
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    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" width=3D"700" style=
=3D"border-collapse: collapse;">
        <tr>
          <td class=3D"px-sm-20" align=3D"left"><table class=3D"full-width-=
sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
" style=3D"border-collapse: collapse;">
              <tr>
                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
/th>
                <th class=3D"stack-sm-last" align=3D"center" width=3D"280" =
bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table class=3D"full-widt=
h-sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"10=
0%" style=3D"border-collapse: collapse;">
                    <tr>
                      <td width=3D"100%"><table class=3D"full-width-sm" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
                          <tr>
                             <td align=3D"left" class=3D"pt-sm-20" style=3D=
"font-family:'Gazpacho', arial, sans-serif; font-size:18px; line-height:100=
%; mso-line-height-rule: exactly; font-weight:bold; text-align: left; color=
:#22317d;">Life</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                          <tr>
                              <td align=3D"left" style=3D"font-family:'Ambi=
t', Arial, sans-serif; font-size:20px; line-height:26px; mso-line-height-ru=
le: exactly; font-weight:normal; font-style: normal; text-align: left;">Ago=
ny Aunt: Anne Robinson on whether children should expect free =E2=80=98gran=
-nannying=E2=80=99</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:10px;">&nbsp;</td>
                          </tr>
                         <tr>
                            <td style=3D"line-height:1px; font-size:1px; ms=
o-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                       <tr>
                            <td valign=3D"bottom" style=3D"line-height: 40p=
x;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
                            <th bgcolor=3D"#17469e" style=3D"line-height: 1=
00%; mso-padding-alt: 10px 40px 15px;"><a href=3D"https://t.email.saga.co.u=
k/r/=3Fid=3Dh80937ffe,1bef897e,f119dc6&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4=
MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icmF=
uZCZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhem=
luZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=3D=
74qVd3sMtYzE02JcFsWoiafYwQG7yogl9BQYabLYFP0" target=3D"_blank" style=3D"fon=
t-family: 'Public Sans', Arial, sans-serif; display: block; font-size: 17px=
; line-height: 150%; mso-line-height-rule: exactly; padding: 12px 30px 12px=
 30px; text-decoration: none; color: #ffffff; font-weight:bold; text-align:=
center;">Read more&emsp;&#10132;</a></th>
                              </table></td>
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                       </table></td>
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                  </table></th>
            <th class=3D"hide-sm" bgcolor=3D"#ffffff" align=3D"center" widt=
h=3D"20" style=3D" font-size:1px; line-height: 1px;">&nbsp;</th>
            <th class=3D"stack-sm-first" align=3D"center" width=3D"300" sty=
le=3D"font-family: Arial, sans-serif; font-size:1px; line-height: 1px; vert=
ical-align:top;"><table class=3D"full-width-sm" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%" style=3D"border-collapse: col=
lapse;">
            <tr>
                <td align=3D"left" class=3D"hide-sm"><a href=3D"https://t.e=
mail.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dc7&e=3DZGNpZD1ETTM1MTIyOC=
ZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1P=
VdLMzFfMjAyNjA3MjdfSlVMX01hZ2F6aW5lX1F1YXJ0ZXJseV9EaWdpdGFsX01hZ2F6aW5lX1BV=
Ql9JQSZwNj1Db250ZW50TWFya2V0aW5nJnA3PUNvbnRyb2wmcDg9U1EyUFVCSUE&s=3DohDDXox=
5tQB6UKNSeKAGJj-4wZgvowvLB-ii1j2iQkY" target=3D"_blank"><img src=3D"http://=
res1.email3.saga.co.uk/res/sagagro_mkt_prod1/74fbd35d677c3499ed902871e56539=
b28020f557579a9337e11c087ef7805c79.jpg" alt=3D"Anne Robinson" width=3D"300"=
 height=3D"271" class=3D"img_full_width" style=3D"display:block; height:aut=
o; outline:none; border:0; text-decoration:none; font-family: sans-serif; f=
ont-size:20px; line-height:1.5; color:blue; text-align:center;" ></a></td>
            </tr>
                    <!--[if !mso]><!-->
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important;">
                      <th> <!-- end of desktop view here --> 
                        
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idden;">
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=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
                            <tr>
                              <td style=3D"line-height:1px; font-size:1px; =
text-align:center;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937f=
fe,1bef897e,f119dc8&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ=
5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1PVdLMzFfMjAyNjA3MjdfSlVMX01hZ2F6aW=
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nA3PUNvbnRyb2wmcDg9U1EyUFVCSUE&s=3Dh6ixC-Bv6_7Y7WERLuO5fPvvxMM4DRtXuvic6lGM=
qOc" target=3D"_blank"><img src=3D"http://res1.email3.saga.co.uk/res/sagagr=
o_mkt_prod1/be5fba1914339bb71ac1a655af33a22c306dfe3e6147161aa1f57cfd9e9bda4=
d.jpg" alt=3D"Cartoon of hands and children" width=3D"50" height=3D"auto" c=
lass=3D"img_full_width" style=3D"display:block; height:auto; outline:none; =
border:0; text-decoration:none; font-family: sans-serif; font-size:20px; li=
ne-height:1.5; color:blue; text-align:center;" ></a></td>
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
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    <td align=3D"center"><table class=3D"container full-width-sm" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
        <tr>
          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
              <tr>
                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #232323; font-size:1px; line-height:1px;">&nbsp;</=
td>
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            </table></td>
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<!-- seperator with space --> 
  
<!-- 2 column editorial section -->
<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" width=3D"700" style=
=3D"border-collapse: collapse;">
        <tr>
          <td class=3D"px-sm-20" align=3D"left"><table class=3D"full-width-=
sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
" style=3D"border-collapse: collapse;">
              <tr>
                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
/th>
                <th class=3D"stack-sm-last" align=3D"center" width=3D"280" =
bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table class=3D"full-widt=
h-sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"10=
0%" style=3D"border-collapse: collapse;">
                    <tr>
                      <td width=3D"100%"><table class=3D"full-width-sm" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
                          <tr>
                             <td align=3D"left" class=3D"pt-sm-20" style=3D=
"font-family:'Gazpacho', arial, sans-serif; font-size:18px; line-height:100=
%; mso-line-height-rule: exactly; font-weight:bold; text-align: left; color=
:#22317d;">Money</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                          <tr>
                              <td align=3D"left" style=3D"font-family:'Ambi=
t', Arial, sans-serif; font-size:20px; line-height:26px; mso-line-height-ru=
le: exactly; font-weight:normal; font-style: normal; text-align: left;">Pau=
l Lewis on why continuing to work well past state pension age can be health=
y both for individuals and businesses</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:10px;">&nbsp;</td>
                          </tr>
                         <tr>
                            <td style=3D"line-height:1px; font-size:1px; ms=
o-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                       <tr>
                            <td valign=3D"bottom" style=3D"line-height: 40p=
x;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
                            <th bgcolor=3D"#17469e" style=3D"line-height: 1=
00%; mso-padding-alt: 10px 40px 15px;"><a href=3D"https://t.email.saga.co.u=
k/r/=3Fid=3Dh80937ffe,1bef897e,f119dc9&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4=
MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icmF=
uZCZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhem=
luZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=3D=
6-OKf06L9SJwWWMHwFpf9fLV1HlSuXEPCkGg9-6IK8s" target=3D"_blank" style=3D"fon=
t-family: 'Public Sans', Arial, sans-serif; display: block; font-size: 17px=
; line-height: 150%; mso-line-height-rule: exactly; padding: 12px 30px 12px=
 30px; text-decoration: none; color: #ffffff; font-weight:bold; text-align:=
center;">Read more&emsp;&#10132;</a></th>
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                       </table></td>
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            <th class=3D"hide-sm" bgcolor=3D"#ffffff" align=3D"center" widt=
h=3D"20" style=3D" font-size:1px; line-height: 1px;">&nbsp;</th>
            <th class=3D"stack-sm-first" align=3D"center" width=3D"300" sty=
le=3D"font-family: Arial, sans-serif; font-size:1px; line-height: 1px; vert=
ical-align:top;"><table class=3D"full-width-sm" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%" style=3D"border-collapse: col=
lapse;">
            <tr>
                <td align=3D"left" class=3D"hide-sm"><a href=3D"https://t.e=
mail.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dca&e=3DZGNpZD1ETTM1MTIyOC=
ZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1P=
VdLMzFfMjAyNjA3MjdfSlVMX01hZ2F6aW5lX1F1YXJ0ZXJseV9EaWdpdGFsX01hZ2F6aW5lX1BV=
Ql9JQSZwNj1Db250ZW50TWFya2V0aW5nJnA3PUNvbnRyb2wmcDg9U1EyUFVCSUE&s=3DF-KI48F=
6KaCMl6XWtqAkvDrqjAQYyCgCfHbJCa5kULw" target=3D"_blank"><img src=3D"http://=
res1.email3.saga.co.uk/res/sagagro_mkt_prod1/48b9b39e7118da29c1b1d312084a7d=
d832b4d371e727c3bc6ddd26078bd8b98e.jpg" alt=3D"Cartoon tap dripping coins" =
width=3D"300" height=3D"auto" class=3D"img_full_width" style=3D"display:blo=
ck; height:auto; outline:none; border:0; text-decoration:none; font-family:=
 sans-serif; font-size:20px; line-height:1.5; color:blue; text-align:center=
;" ></a></td>
            </tr>
                    <!--[if !mso]><!-->
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important;">
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idden;">
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=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
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                              <td style=3D"line-height:1px; font-size:1px; =
text-align:center;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937f=
fe,1bef897e,f119dcb&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ=
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DcI" target=3D"_blank"><img src=3D"http://res1.email3.saga.co.uk/res/sagagr=
o_mkt_prod1/2b3f9e9c39a7f49926592762b1c84d51048cd0e1aa3ed1739fa33d347a54141=
1.jpg" alt=3D"Cartoon tap dripping coins" width=3D"50" height=3D"auto" clas=
s=3D"img_full_width" style=3D"display:block; height:auto; outline:none; bor=
der:0; text-decoration:none; font-family: sans-serif; font-size:20px; line-=
height:1.5; color:blue; text-align:center;" ></a></td>
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
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    <td align=3D"center"><table class=3D"container full-width-sm" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
        <tr>
          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
              <tr>
                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #232323; font-size:1px; line-height:1px;">&nbsp;</=
td>
              </tr>
            </table></td>
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<!-- seperator with space --> 
  
<!-- 2 column editorial section -->
<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" width=3D"700" style=
=3D"border-collapse: collapse;">
        <tr>
          <td class=3D"px-sm-20" align=3D"left"><table class=3D"full-width-=
sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
" style=3D"border-collapse: collapse;">
              <tr>
                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
/th>
                <th class=3D"stack-sm-last" align=3D"center" width=3D"280" =
bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table class=3D"full-widt=
h-sm" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"10=
0%" style=3D"border-collapse: collapse;">
                    <tr>
                      <td width=3D"100%"><table class=3D"full-width-sm" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" align=3D"left">
                          <tr>
                             <td align=3D"left" class=3D"pt-sm-20" style=3D=
"font-family:'Gazpacho', arial, sans-serif; font-size:18px; line-height:100=
%; mso-line-height-rule: exactly; font-weight:bold; text-align: left; color=
:#22317d;">Travel</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                          <tr>
                              <td align=3D"left" style=3D"font-family:'Ambi=
t', Arial, sans-serif; font-size:20px; line-height:26px; mso-line-height-ru=
le: exactly; font-weight:normal; font-style: normal; text-align: left;">=E2=
=80=9CI don=E2=80=99t have children so I spend my money on travel=E2=80=9D:=
 meet the 72-year-old woman who has visited every country in the world</td>
                          </tr>
                          <tr>
                             <td style=3D"line-height:1px; font-size:1px; m=
so-line-height-rule: exactly; padding-top:10px;">&nbsp;</td>
                          </tr>
                         <tr>
                            <td style=3D"line-height:1px; font-size:1px; ms=
o-line-height-rule: exactly; padding-top:16px;">&nbsp;</td>
                          </tr>
                       <tr>
                            <td valign=3D"bottom" style=3D"line-height: 40p=
x;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
                             <th bgcolor=3D"#17469e" style=3D"line-height: =
100%; mso-padding-alt: 10px 40px 15px;"><a href=3D"https://t.email.saga.co.=
uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dcc&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc=
4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9MjAwMDUzMjkyNDkyJnAzPWVtbC1uJnA0PXB1YiZwNT1icm=
FuZCZwNj1XSzMxXzIwMjYwNzI3X0pVTF9NYWdhemluZV9RdWFydGVybHlfRGlnaXRhbF9NYWdhe=
mluZV9QVUJfSUEmcDc9Q29udGVudE1hcmtldGluZyZwOD1Db250cm9sJnA5PVNRMlBVQklB&s=
=3DS4f461WmINcsrc1kROEV8DLq5XZq4MqFgpgYpjl7mnc" target=3D"_blank" style=3D"=
font-family: 'Public Sans', Arial, sans-serif; display: block; font-size: 1=
7px; line-height: 150%; mso-line-height-rule: exactly; padding: 12px 30px 1=
2px 30px; text-decoration: none; color: #ffffff; font-weight:bold; text-ali=
gn:center;">Read more&emsp;&#10132;</a></th>
                              </table></td>
                          </tr>

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                    </tr>
                  </table></th>
            <th class=3D"hide-sm" bgcolor=3D"#ffffff" align=3D"center" widt=
h=3D"20" style=3D" font-size:1px; line-height: 1px;">&nbsp;</th>
            <th class=3D"stack-sm-first" align=3D"center" width=3D"300" sty=
le=3D"font-family: Arial, sans-serif; font-size:1px; line-height: 1px; vert=
ical-align:top;"><table class=3D"full-width-sm" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%" style=3D"border-collapse: col=
lapse;">
            <tr>
                <td align=3D"left" class=3D"hide-sm"><a href=3D"https://t.e=
mail.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dcd&e=3DZGNpZD1ETTM1MTIyOC=
ZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1P=
VdLMzFfMjAyNjA3MjdfSlVMX01hZ2F6aW5lX1F1YXJ0ZXJseV9EaWdpdGFsX01hZ2F6aW5lX1BV=
Ql9JQSZwNj1Db250ZW50TWFya2V0aW5nJnA3PUNvbnRyb2wmcDg9U1EyUFVCSUE&s=3D_DDoWkm=
x1tktmB37XywuOChDQS84V97xuX-pW2iUsQg" target=3D"_blank"><img src=3D"http://=
res1.email3.saga.co.uk/res/sagagro_mkt_prod1/cf65abf7643c87fd9c0019843df5ba=
2e76ee3c6996dddc54197f78b98bf810c7.jpg" alt=3D"Postcards from countries" wi=
dth=3D"300" height=3D"auto" class=3D"img_full_width" style=3D"display:block=
; height:auto; outline:none; border:0; text-decoration:none; font-family: s=
ans-serif; font-size:20px; line-height:1.5; color:blue; text-align:center;"=
 ></a></td>
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                    <!--[if !mso]><!-->
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important;">
                      <th> <!-- end of desktop view here --> 
                        
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e: 0; max-height: 0; line-height: 0; mso-hide: all; min-width:0; overflow:h=
idden;">
                          <table cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
                            <tr>
                              <td style=3D"line-height:1px; font-size:1px; =
text-align:center;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937f=
fe,1bef897e,f119dce&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9NDEzNTQ=
5MzEmcDI9ZW1sLW4mcDM9cHViJnA0PWJyYW5kJnA1PVdLMzFfMjAyNjA3MjdfSlVMX01hZ2F6aW=
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LeI" target=3D"_blank"><img src=3D"http://res1.email3.saga.co.uk/res/sagagr=
o_mkt_prod1/78f26463b922b58fb84ac385d11cf1780816860518dd5bbae06eecce72bba3e=
b.jpg" alt=3D"Postcards from various countries" width=3D"50" height=3D"auto=
" class=3D"img_full_width" style=3D"display:block; height:auto; outline:non=
e; border:0; text-decoration:none; font-family: sans-serif; font-size:20px;=
 line-height:1.5; color:blue; text-align:center;" ></a></td>
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                <th class=3D"hide-sm" align=3D"center" width=3D"50">&nbsp;<=
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<!-- 2 column editorial section --> 

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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"center"><table class=3D"container full-width-sm" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" bgcolor=3D"#=
ffffff" style=3D"border-collapse: collapse;">
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          <td style=3D"font-size:1px; line-height:1px; text-align:left; pad=
ding: 20px 0px 20px 0px;"><table class=3D"container full-width-sm" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"600" style=3D"border-collapse: collapse;">
              <tr>
                <td height=3D"2" bgcolor=3D"#ffffff" style=3D"border:none; =
border-bottom: 1px solid #232323; font-size:1px; line-height:1px;">&nbsp;</=
td>
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<!-- Group links start -->
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tation" width=3D"100%" style=3D"border-collapse: collapse;">
  <tr>
    <td align=3D"left" style=3D"display:block; line-height:1px; font-size: =
1px; mso-line-height-rule: exactly; padding-top:5px;">&nbsp;</td>
  </tr>
  <tr>
    <td align=3D"center"><table class=3D"container" cellpadding=3D"0" cells=
pacing=3D"0"  role=3D"presentation" width=3D"700" style=3D"border-collapse:=
 collapse;">
        <tr>
          <td align=3D"left" class=3D"px-sm-20"><table cellpadding=3D"0" ce=
llspacing=3D"0" role=3D"presentation" width=3D"100%">
              <tr>
                <th width=3D"50" align=3D"center" class=3D"hide-sm" style=
=3D"font-size:1px; line-height: 1px;">&nbsp;</th>
                <th bgcolor=3D"#dbf0f2" class=3D"col" width=3D"600" align=
=3D"left" ><table class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" width=3D"100%">
                    <tr>
                      <td style=3D"font-size:1px; line-height:1px; mso-line=
-height: exactly; text-align:left; padding-top: 30px">&nbsp;</td>
                    </tr>
                    <tr>
                      <td class=3D"px-sm-20 smallerfont26" align=3D"center"=
 style=3D"font-family:'Gazpacho', arial, sans-serif; font-size:30px; line-h=
eight:110%; mso-line-height-rule: exactly; text-align:center; font-weight:9=
00; color: #17469e;">WE WOULD LIKE TO INTRODUCE <br class=3D"hide-sm"> YOU =
TO THE WHOLE FAMILY</td>
                    </tr>
          <tr>
                       <td style=3D"font-size:1px; line-height:1px; mso-lin=
e-height: exactly; text-align:left; padding-top: 15px">&nbsp;</td>
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           <td align=3D"center"><table class=3D"container" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" width=3D"500" style=3D"border-col=
lapse: collapse;">
            <tr>
               <td class=3D"px-sm-20" align=3D"center"><img src=3D"http://r=
es1.email3.saga.co.uk/res/sagagro_mkt_prod1/7ba7a52ef567f25702f23575d33ac66=
3974c86a4cc9c2331429b13bcfce3d3c6.png" width=3D"500" height=3D"20" alt=3D""=
 valign=3D"top" style=3D"background-repeat: repeat; background-position: ce=
nter; background-size: cover; overflow:hidden;">
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                    <tr>
                       <td style=3D"font-size:1px; line-height:1px; mso-lin=
e-height: exactly; text-align:left; padding-top: 20px">&nbsp;</td>
                    </tr>
          <!-- BU text links -->
                    <tr class=3D"hide-sm">
                      <td style=3D"font-family:'Gazpacho', arial, sans-seri=
f; font-size: 18px; line-height: 28px; mso-line-height: exactly; text-align=
:center; font-weight:bold;"><a href=3D"https://t.email.saga.co.uk/r/=3Fid=
=3Dh80937ffe,1bef897e,f119dcf&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmc=
DE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlK=
OVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXR=
pbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3D4twTqc87cAPpgz=
_WI4EgffbBmSoOGGsKgDYzi7xRqms" target=3D"_blank" style=3D"font-family:'Gazp=
acho', arial, sans-serif; font-size: 20px; line-height: 24px; text-decorati=
on: none; color: #17469e; font-weight: bold;">Cruise</a> &zwnj;&nbsp;|&zwnj=
;&nbsp;&zwnj;&nbsp;<a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ff=
e,1bef897e,f119dd0&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVC=
SUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWc=
lM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q2=
9udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3D6XrnzdKU_jY-K91izhM03IhDU=
VUpcKgWHEhAb96T4qc" target=3D"_blank" style=3D"font-family:'Gazpacho', aria=
l, sans-serif; font-size: 20px; line-height: 24px; text-decoration: none; c=
olor: #17469e; font-weight: bold;">Holidays</a> &zwnj;&nbsp;|&zwnj;&nbsp;&z=
wnj;&nbsp;<a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897=
e,f119dd1&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmcDI9N=
DEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0QlM0Qm=
cDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJvbCZ=
wMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3DWqoN07n8nh346ajjMKJS-ch4289tha9A8B=
ZrssJdfTg" target=3D"_blank" style=3D"font-family:'Gazpacho', arial, sans-s=
erif; font-size: 20px; line-height: 24px; text-decoration: none; color: #17=
469e; font-weight: bold;">Insurance</a> &zwnj;&nbsp;|&zwnj;&nbsp;&zwnj;&nbs=
p;<a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dd=
2&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5M=
zEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1s=
LW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnA=
xMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3DNAJdimxJxTpWpVw_gRH-3vWd4CtBsE9RjJtbZtORHF=
s" target=3D"_blank" style=3D"font-family:'Gazpacho', arial, sans-serif; fo=
nt-size: 20px; line-height: 24px; text-decoration: none; color: #17469e; fo=
nt-weight: bold;">Magazine</a> &zwnj;&nbsp;|&zwnj;&nbsp;&zwnj;&nbsp;<a href=
=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dd3&e=3DZGN=
pZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9Mj=
AwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9c=
HViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2=
JnAxMj0wNyZwMTM9Mjc&s=3Di-YjSOPcuYZsE9fKNQZCh4AThvXTDIHYft8kTf24x0Y" target=
=3D"_blank" style=3D"font-family:'Gazpacho', arial, sans-serif; font-size: =
20px; line-height: 24px; text-decoration: none; color: #17469e; font-weight=
: bold;">Money</a></td>
                    </tr>
                    <!--[if !mso]><!-->
                    <tr align=3D"center" style=3D"display:table; width:100%=
!important;">
                      <th> <!-- end of desktop view here --> 
                        
                        <!--desktop hide starts-->
                        
                       <div class=3D"show-sm" style=3D"display: none; font-=
size: 0; max-height: 0; line-height: 0; mso-hide: all; min-width:0; overflo=
w:hidden;">
                       <table cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" width=3D"100%" style=3D"border-collapse: collapse;">
                          <tr>
                             <td style=3D"font-family: 'Ambit', Arial, sans=
-serif; font-size: 18px; line-height: 28px; mso-line-height: exactly; text-=
align:center; font-weight:bold;;"><a href=3D"https://t.email.saga.co.uk/r/=
=3Fid=3Dh80937ffe,1bef897e,f119dd4&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcw=
OTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2s=
zaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYX=
JrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3Do-2sD6Ncn=
jRTEekqwwXWvjNTH32Ey4HgzoJq1zvB3ns" target=3D"_blank" style=3D"font-family:=
'Gazpacho', arial, sans-serif; font-size: 18px; line-height: 24px; text-dec=
oration: none; color: #1e3282; font-weight: bold;">Cruise</a> &zwnj;&nbsp;&=
zwnj;&nbsp;&zwnj;&nbsp;|&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp; <a href=3D"htt=
ps://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dd5&e=3DZGNpZD1ETT=
M1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzM=
jkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3=
PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0=
wNyZwMTM9Mjc&s=3DW70SiO4pssNA0rZzJNtnlMcYAuI2VB-Yif6oBw4Rb_k" target=3D"_bl=
ank" style=3D"font-family:'Gazpacho', arial, sans-serif; font-size: 18px; l=
ine-height: 24px; text-decoration: none; color: #1e3282; font-weight: bold;=
">Holidays</a> <br>
                                <a href=3D"https://t.email.saga.co.uk/r/=3F=
id=3Dh80937ffe,1bef897e,f119dd6&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTA=
mcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaF=
lKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZ=
XRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3DM7ZnQruWxWgE=
G-Uq7LZMFEw415-3uuypqFAGUVq19zg" target=3D"_blank" style=3D"font-family:'Ga=
zpacho', arial, sans-serif; font-size: 18px; line-height: 24px; text-decora=
tion: none; color: #1e3282; font-weight: bold;">Insurance</a> &zwnj;&nbsp;&=
zwnj;&nbsp;&zwnj;&nbsp;|&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp; <a href=3D"htt=
ps://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1bef897e,f119dd7&e=3DZGNpZD1ETT=
M1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzM=
jkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3=
PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0=
wNyZwMTM9Mjc&s=3DpYaWS_vv9rBWeCeofbSXUEP1vceHH2OFgZBwUUH7QSc" target=3D"_bl=
ank" style=3D"font-family:'Gazpacho', arial, sans-serif; font-size: 18px; l=
ine-height: 24px; text-decoration: none; color: #1e3282; font-weight: bold;=
">Magazine</a> &zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;|&zwnj;&nbsp;&zwnj;&nbsp=
;&zwnj;&nbsp; <a href=3D"https://t.email.saga.co.uk/r/=3Fid=3Dh80937ffe,1be=
f897e,f119dd8&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcwOTAmcDE9U1EyUFVCSUEmc=
DI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2szaFlKOVlVR25FOWclM0Ql=
M0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYXJrZXRpbmcmcDk9Q29udHJ=
vbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3DmverjXDaPd8CDIEjbd1Zq0fPI7ILRM=
Z4FDd_Nqz96Lo" target=3D"_blank" style=3D"font-family:'Gazpacho', arial, sa=
ns-serif; font-size: 18px; line-height: 24px; text-decoration: none; color:=
 #1e3282; font-weight: bold;">Money</a></td>
                            </tr>
                          </table>
                        </div>
                        
                        <!--desktop hide ends--> </th>
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                    <!--<![endif]-->
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                      <td style=3D"font-size:1px; line-height:1px; mso-line=
-height: exactly; text-align:left; padding-top: 20px">&nbsp;</td>
                    </tr>
                    <tr>
                      <td style=3D"line-height: 44px;"><table align=3D"cent=
er" class=3D"" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" style=3D"bo=
rder-collapse: collapse;">
                          <th bgcolor=3D"#17469e" style=3D"line-height: 100=
%; mso-padding-alt: 10px 40px;"> <a href=3D"https://t.email.saga.co.uk/r/=
=3Fid=3Dh80937ffe,1bef897e,f119dd9&e=3DZGNpZD1ETTM1MTIyOCZiaWQ9LTIxMzc4MTcw=
OTAmcDE9U1EyUFVCSUEmcDI9NDEzNTQ5MzEmcDM9MjAwMDUzMjkyNDkyJnA0PWgxUnBZV2Nna2s=
zaFlKOVlVR25FOWclM0QlM0QmcDU9ZW1sLW4mcDY9cHViJnA3PWJyYW5kJnA4PUNvbnRlbnRNYX=
JrZXRpbmcmcDk9Q29udHJvbCZwMTA9JnAxMT0yMDI2JnAxMj0wNyZwMTM9Mjc&s=3DcQj7sA4G9=
gGeBQ8hYpYNqb1ZT2JFvUg-pCeDcWIuFgY" target=3D"_blank" style=3D"font-family:=
 'Ambit', Arial, sans-serif; display: block; font-size: 18px; line-height: =
18pt; mso-line-height: exactly; padding: 12px 40px 12px 40px; text-decorati=
on: none; color: #fffffe; font-weight:600;">Find&nbsp;out&nbsp;more&emsp;&#=
10132;</a></th>
                        </table></td>
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                    <tr>
                      <td style=3D"font-size:1px; line-height:1px; mso-line=
-height: exactly; text-align:left; padding-top: 30px">&nbsp;</td>
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                <th width=3D"50" align=3D"center" class=3D"hide-sm" style=
=3D"font-family: 'Ambit', Arial, sans-serif; font-size:16px; line-height: 2=
0pt;">&nbsp;</th>
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    <td align=3D"left" style=3D"display:block; line-height:1px; font-size: =
1px; mso-line-height-rule: exactly; padding-top:30px;">&nbsp;</td>
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