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From: "Simply Business" <reply@hello.simplybusiness.co.uk>
To: <sue@sarahharvey.com>
Subject: Don't miss the 31 July tax deadline
Date: Tue, 28 Jul 2026 06:43:45 -0600
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Simply Business

https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBClWK-YgPGV0vLjpS-hxYAfWtEZlkkovyV3MHn3YYsO9dzIdyFapV7A-esYyvaDEDMwUtUxNMZa83c-d52MaP1Z-X_hriBU8JY-cA 


https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCoPq_WCgRrZh-WUlZvuxVRL8khYCwXymHffL2aGY9QvTYp8IfPerylwGk5mRAdFRlauTZdqyYKIMnN3X5lFW8Rh-06IWqRJdRSVg 

Hi, 

The 31 July deadline for your second payment on account is coming up. While the January tax season usually gets all the attention, this mid-year deadline often catches people by surprise.


If you're self-employed or file a Self Assessment, you'll need to make sure the payment reaches HMRC on time &ndash; or you could face interest on anything you owe.


Not sure how much you owe, or whether you even need to pay? Tax rules can be confusing, especially if your business has had an unpredictable year.


Our guide covers everything you need to know, including:

	- how payment on account is calculated
	- what to do if you can't afford the payment
	- how to reduce your payments if your income has dropped
	- what happens if you've overpaidDon't leave it to the last minute &ndash; prepare for the upcoming deadline now. Click through to read the full guide and get your tax sorted stress-free today.

 

https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCrLjBAONwZxAWZXSNPJTA0O0RW_JCLUabIciAryGXATzJxV8fc0K0k_evg6VwS5w7fatc_BXoZxjFR-p79QOfXrQapl1YZvzSanw 
Read the full guide &rarr; 





Get a L25 gift card with your insurance

We&rsquo;re offering a L25 gift card to use with a choice of retailers when you buy a policy with us. You can set it up now or save it for later. Use the link below to buy and we&rsquo;ll have your gift card on its way to you within 45 days.

https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCuPMGSsWm2-MI1bd0YaemmuULJbVZhsaWHJ6TiS1_pVvZAaa4x48YkZp1LvGRQWuO-OTG6R1At78zu6tciMs2R-u0SxZfxyHijYg 
Terms and conditions apply .

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Get a quote &rarr; 








Still not ready to buy?
That's OK - 
https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCzExEl2YY9vl7zZ9yARbi6uf4iPiCTXDUyPCr7Rm3YjR0OMA0jHToF1Lrfd5URMYmkg6w9MKKWgeVzuSMZCGPXOKN1ZgmUy5rvnw 
tell us your renewal month , we&rsquo;ll send you a reminder and you&rsquo;ll get a L25 gift card when you buy. We&rsquo;ll send you a link to buy and, if your policy is still in place three weeks after your start date, you'll get your gift card within 45 days.

https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBC04ytDWPngeIfFKcj0rmFU7X9U9WGRVpX4ZqJ6G3LZ4QF4L6Kg-QJpFxnjR6Ur1RCBdyzSeng1LsoEEr8I5pOYvCcO4ng9YyBBTg 
Terms and conditions apply .






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Financial Conduct Authority  (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 4th Floor, Hylo, 105 Bunhill Row, London, EC1Y 8LZ, UK. T: 0333 016 4089


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<div class="preheader" style="font-size: 1px; display: none !important;">It's almost time for your next payment on account</div><div><img src="https://click.emails.simplybusiness.co.uk/open.aspx?3AS4U5FGIGFEDHG2QZ3T2XMAVM.60262&d=60262&bmt=0" width="1" height="1" alt=""></div>
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<td align="center"><a href="https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCSx050HEGHt8FhkJmFILg8FRUUqluB_IRaXUq4dSGMLHbRJvbVpRYAzpY3ricqIx39IJnA09B6jlFKW_ndW8PFmMCVCpWsI821fA" title="payment on account deadline"   data-linkto="https://"><img data-assetid="401186" src="https://image.emails.simplybusiness.co.uk/lib/fe921272766c037c77/m/1/7fe64895-ca19-45b8-a5db-74a929262440.png" alt="Payment on account deadline | All you need to know" width="640" style="display: block; padding: 0px; text-align: center; height: auto; width: 100%; border: 0px transparent;">
</a></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: transparent; min-width: 100%; " class="stylingblock-content-wrapper"><tr><td style="padding: 30px 40px; " class="stylingblock-content-wrapper camarker-inner"><div class="bodytext" style="font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 16px; line-height: 180%">
	<span style="color:#4a4a4a;">Hi, </span><p>
		<br>
		<span style="color:#4a4a4a;">The 31 July deadline for your second payment on account is coming up. While the January tax season usually gets all the attention, this mid-year deadline often catches people by surprise.<br>
		<br>
		If you're self-employed or file a Self Assessment, you'll need to make sure the payment reaches HMRC on time &ndash; or you could face interest on anything you owe.<br>
		<br>
		Not sure how much you owe, or whether you even need to pay? Tax rules can be confusing, especially if your business has had an unpredictable year.<br>
		<br>
		Our guide covers everything you need to know, including:</span></p><ul>
		<li>
			<span style="color:#4a4a4a;">how payment on account is calculated</span></li><li>
			<span style="color:#4a4a4a;">what to do if you can't afford the payment</span></li><li>
			<span style="color:#4a4a4a;">how to reduce your payments if your income has dropped</span></li><li>
			<span style="color:#4a4a4a;">what happens if you've overpaid</span></li></ul><span style="color:#4a4a4a;">Don't leave it to the last minute &ndash; prepare for the upcoming deadline now. Click through to read the full guide and get your tax sorted stress-free today.</span><br>
	&nbsp;</div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: transparent; min-width: 100%; " class="stylingblock-content-wrapper"><tr><td style="padding: 0px 20px 40px; " class="stylingblock-content-wrapper camarker-inner"><table width="100%" border="0" cellspacing="0" cellpadding="0" role="presentation"><tr><td height="32" align="center" valign="middle" style=" height: 32px; font-family: 'Open Sans',Helvetica, Arial,sans-serif; font-size: 16px; line-height: 24px; color: #ffffff; font-weight: bold;"><table border="0" cellspacing="0" cellpadding="0" role="presentation"><tr><td class="innertd buttonblock" bgcolor="#4632D8" style=" border-radius: 4px; -moz-border-radius: 4px; -webkit-border-radius: 4px; background-color: #4632D8;">
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												Get a &pound;25 gift card with your insurance</td></tr><tr>
											<td align="center" style="font-family:'Open Sans',Helvetica, Arial,sans-serif; font-size: 16px; line-height: 28px; color:#1c1456; font-weight: 300; padding-bottom: 32px;" valign="top">
												We&rsquo;re offering a &pound;25 gift card to use with a choice of retailers when you buy a policy with us. You can set it up now or save it for later. Use the link below to buy and we&rsquo;ll have your gift card on its way to you within 45 days.<br>
												<a   data-linkto="https://" href="https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCUTDNd1_jdU7-4M9lK380k9P4MDfUmaE-X2Rp1ZtH-Z8eHF0RA0yUhVhIYl2-qvTKVoLsdtKmkdlu6oSyUzSEjUbP-0KTqMMNA-g" style="color:#4632d8;text-decoration:underline;" title="Terms and conditions apply">Terms and conditions apply</a>.</td></tr></table><table align="center" cellpadding="0" cellspacing="0" role="presentation" width="100%">
									
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												<img alt="£25 gift card" height="95" src="https://image.emails.simplybusiness.co.uk/lib/fe921272766c037c77/m/1/47b6525c-f0cc-49b0-8df6-b531a24ba837.png" style="padding: 0px; height: 95px; width: 350px; display: block; text-align: center; border: 0px;" width="350"></td></tr></table><div class="bodytext" style="font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 16px; line-height: 180%; text-align: center; align:centre;">
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	<img alt="" data-assetid="311250" height="30" src="https://image.emails.simplybusiness.co.uk/lib/fe921272766c037c77/m/1/5d0a132d-743f-4ac1-84b5-62b4fec77c90.png" style="padding: 0px; text-align: center; height: 30px; width: 30px; border: 0px;" width="30"><br>
	<br>
	<br>
	<span style="color:#4632D8;"><span style="font-size: 20px; font-family: 'Open Sans', Helvetica, Arial, sans-serif"><strong>Still not ready to buy?</strong> </span></span></div><div style="padding:10px 40px;color:black;line-height:150%;">
	<p style="text-align: center;">
		<span style="color:#4a4a4a;"><span style="font-size: 16px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; font-color: #4a4a4a; ">That's OK - <a   data-linkto="https://" href="https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCW5SaewPCycjdde46DgGHW_wiaSGVCIrzovt-W2AC8EuLz4oHLfSszHuIeE1gRkkT9GKZjVzMx4WsUXYQxzpsIiQBByEHh6jSYFw" style="color:#4632d8;text-decoration:underline;" title="tell us your renewal month">tell us your renewal month</a>, we&rsquo;ll send you a reminder and you&rsquo;ll get a &pound;25 gift card when you buy. We&rsquo;ll send you a link to buy and, if your policy is still in place three weeks after your start date, you'll get your gift card within 45 days.<br>
		<a   data-linkto="https://" href="https://click.emails.simplybusiness.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NTF9AAYAAAAAA3XHjBCX6kHTRdjuhYAn8cirALrbQCvXAG65yUa0Xj1nU3mqcwRHu5GhAu0VyYSeChSEmeD0UNHe1owNILs8x3uzV0cIMJPM3q9zwRk7aw" style="color:#4632d8;text-decoration:underline;" title="Terms and conditions apply">Terms and conditions apply</a>.</span></span></p></div><table align="center" border="0" cellpadding="0" cellspacing="0" class="calendarMargin" style="max-width=538px; margin:auto!important">
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