HEX

File: D:/hMailServer/Data/sarahharvey.com/sue/1D/{1DBA87A7-3A4D-45A4-B58F-25CA5E5071E6}.eml
Content-Type: multipart/alternative; boundary=6cb3830bb26d6971043cef4ab941903e
Date: Mon, 03 Aug 2026 12:03:07 +0000
From: "Spainguru.es" <newsletter@spainguru.es>
Message-ID: <getresponse.xserial.s56bXZ1azUh0bXBhVbCa5PSF4NhJTbUQ/B5elXCiOIjrO/rIXfU6WP+1YIiv4IyjTNYXv2W/fkn0YZWHi1UkjktlzFTFYSERwlM6/4XdX6yX3DdD5bsOi2hCVDj4oUrlw/zaHIf0B4PiUlH/HqGvL1ZW0gnv6yg0P/OkXllfH54qEis=@getresponse-mail.com>
MIME-Version: 1.0
Reply-To: hello@spainguru.es
Require-Recipient-Valid-Since: sue@sarahharvey.com; Tue, 16 Jun 2026 15:44:33 +0000
Subject: Filipino-American in Spain: The 2-Year Citizenship Path
To: sue@sarahharvey.com


--6cb3830bb26d6971043cef4ab941903e
Content-Disposition: inline
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset="UTF-8"

The EX-01 form, decoded in English =E2=80=94 plus meet me in Jacksonville t=
his Wednesday and Chicago Aug 15 =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C=0A=0ASpainguru [https://a=
pp.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUq=
Qtv&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEIOpQPb&] [https://app.getresponse.co=
m/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQIB&mc=3DJU&s=3DB=
edfoBi&u=3DCHXrY&z=3DEtn9CaF&]Your weekly guide to life in Spain=0A=0AHey ,=
=0AAugust is the quietest month in Spain =E2=80=94 consulates slow down and=
 everyone heads to the coast. That makes it the perfect month to get your p=
aperwork in order before the autumn rush, so I=E2=80=99m using each summer =
issue to nail one thing properly.=0AWe start with the form that stops more =
non-lucrative applicants than any other: the EX-01. It=E2=80=99s entirely i=
n Spanish, and one small field trips up almost every first-timer. This week=
=E2=80=99s guide walks it through in plain English, box by box.=0AI=E2=80=
=99m also on the road: the Spainguru USA Tour hits Jacksonville this Wednes=
day and Chicago on Aug 15. If you=E2=80=99re nearby, come say hi in person.=
=0A=E2=80=94 Bruno=0A=0A=0A=0A=0A=0AUpcoming Webinars=0AAll free =C2=B7 Liv=
e with Q&A =C2=B7 Replays sent to registrants=0A=0A=0A=0ASEP=0A16=0A3PM CET=
=0A=0ASpanish Non-Lucrative Visa [https://app.getresponse.com/email_marketi=
ng_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQV5&mc=3DJU&s=3DBedfoBi&u=3DCHXr=
Y&z=3DESnOwZ2&]=0Awith Bruno =C2=B7 Register free =E2=86=92 [https://app.ge=
tresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ99&m=
c=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEIMkwwN&]=0A=0A=0A=0A=0A=0A=0ASEP=0A17=0A3=
PM CET=0A=0ASpanish Digital Nomad Visa [https://app.getresponse.com/email_m=
arketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQFd&mc=3DJU&s=3DBedfoBi&u=
=3DCHXrY&z=3DEB1wM2h&]=0Awith Bruno =C2=B7 Register free =E2=86=92 [https:/=
/app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3Dz=
UqQre&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DE9pCJ56&]=0A=0A=0A=0A=0A=0A=0ASEP=
=0A23=0A3PM CET=0A=0ASpanish Taxes [https://app.getresponse.com/email_marke=
ting_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ0G&mc=3DJU&s=3DBedfoBi&u=3DCH=
XrY&z=3DEypBtyo&]=0Awith Bruno =C2=B7 Register free =E2=86=92 [https://app.=
getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQOx=
&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEwX74m&]=0A=0AView full webinar schedule=
 =E2=86=92 [https://app.getresponse.com/email_marketing_click.html?x=3Da62b=
&co=3D94qpUM&lc=3DzUqQil&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEhhdgn&]=0A=0A=
=0A=0A=0AThis Week's Article=0A=0A=0ALegal & Documents=0AEX-01 Form for Spa=
in: How to Fill It Out in English [https://app.getresponse.com/email_market=
ing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQXD&mc=3DJU&s=3DBedfoBi&u=3DCHX=
rY&z=3DEE1CJUX&]The EX-01 is where most non-lucrative applicants freeze =E2=
=80=94 it=E2=80=99s in Spanish, and one field catches almost everyone out. =
Here=E2=80=99s the whole form explained in English, section by section. =C2=
=B7 6 min read=0AFill It Out Right =E2=86=92 [https://app.getresponse.com/e=
mail_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQXD&mc=3DJU&s=3DBedf=
oBi&u=3DCHXrY&z=3DEVHAwKy&]=0A=0A=0A=0A=0ASponsored by CABR=0A=0A=0A=0ACABR=
 Relocation Solutions [https://app.getresponse.com/email_marketing_click.ht=
ml?x=3Da62b&co=3D94qpUM&lc=3DzUqQKm&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEJ3Mz=
JL&]=0A=0AGet clear answers on your Spanish visa=0A=0APersonalised visa gui=
dance, one-to-one with CABR=E2=80=99s legal team=0A=0AA private video consu=
ltation with Carlos Andr=C3=A9s Blanco Rey (CEO & founder) or one of CABR=
=E2=80=99s specialist immigration lawyers. Your case reviewed in detail, yo=
ur questions answered, and a clear roadmap for what to do next.=0A=0A=0A=0A=
=E2=9C=93=0A=0AA real conversation with a qualified Spanish immigration law=
yer=0A=0A=0A=E2=9C=93=0A=0AYour specific case reviewed =E2=80=94 not a gene=
ric overview=0A=0A=0A=E2=9C=93=0A=0AA clear roadmap for what to do next, ta=
ilored to your situation=0A=0ALicensed in Spain =C2=B7 English-speaking tea=
m =C2=B7 500+ expats helped in 2025=0A=0APrivate video call =C2=B7 Confiden=
tial =C2=B7 One-to-one with CABR=E2=80=99s legal team=0A=0A=0ABook my consu=
ltation =E2=86=92 [https://app.getresponse.com/email_marketing_click.html?x=
=3Da62b&co=3D94qpUM&lc=3DzUqQZM&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEyAs9o7&]=
=0A=0A=0A=0A=0APartner Spotlight =C2=B7 James Spanish School=0A=0A=0A=0AJam=
es Spanish School [https://app.getresponse.com/email_marketing_click.html?x=
=3Da62b&co=3D94qpUM&lc=3DzUqQes&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEtnF9W&]=
=0A=0ASpainguru 25% discount=0A=0AGive your family a 6=E2=80=9312 month Eur=
opean Spanish language head start=0A=0ADon=E2=80=99t wait until you arrive =
to start learning. Created by a dual-native speaker, this James Spanish Sch=
ool course bridges the gap between English logic and Spanish reality. It=E2=
=80=99s an ultra-affordable 100-lesson course focused on practical communic=
ation, preparing you for everyday interactions.=0A=0A=0A=0A=E2=9C=93=0A=0A2=
4/7 flexible online learning across any device and time zone=0A=0A=0A=E2=9C=
=93=0A=0ADesigned for adults & teens =E2=80=94 a proven, 20-year structure=
=0A=0A=0A=E2=9C=93=0A=0A100-lesson packs include a free AI pronunciation & =
vocabulary module=0A=0ASpainguru readers get 25% off 50 & 100 lesson packs =
=C2=B7 Voucher code SG425=0A=0A=0AWatch a free lesson now =E2=86=92 [https:=
//app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3D=
zUqQLi&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEMkntGU&]=0A=0A=0A=0A=0AJacksonvil=
le Meetup =C2=B7 August 2026=0AIn-person =C2=B7 Free event =C2=B7 Limited c=
apacity=0A=0A=0ASpainguru meetup Jacksonville August 5 2026 [https://app.ge=
tresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQH6&m=
c=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEG9sQtT&] [https://app.getresponse.com/ema=
il_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQPj&mc=3DJU&s=3DBedfoB=
i&u=3DCHXrY&z=3DEMnAh4u&]=0AI'm coming to Jacksonville in August 2026=0AFor=
 the first time, I'm running an in-person Moving to Spain meetup in the USA=
, and it's free. A short presentation, a long open Q&A, and time to mingle.=
 Bring your questions, meet other future neighbours in Spain, and get strai=
ght answers.=0A=F0=9F=93=8D Jacksonville, FL =C2=B7 Wed Aug 5 =C2=B7 6:00 P=
M=0ASee Tour Details & Reserve =E2=86=92 [https://app.getresponse.com/email=
_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ8V&mc=3DJU&s=3DBedfoBi&=
u=3DCHXrY&z=3DEyo5Cix&]=0A=0A=0A=0A=0AChicago Meetup =C2=B7 August 2026=0AI=
n-person =C2=B7 Free event =C2=B7 RSVP via Luma=0A=0A=0ASpainguru Chicago M=
eetup Saturday August 15 2026 at the Original Billy Goat Tavern [https://ap=
p.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ=
jN&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEVoWMoy&] [https://app.getresponse.com=
/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ52&mc=3DJU&s=3DBe=
dfoBi&u=3DCHXrY&z=3DEBdytKR&]=0ASpainguru USA Tour =E2=80=94 Chicago Meetup=
=0ABurgers, drinks and a relaxed conversation about moving to Spain =E2=80=
=94 visas, residency, taxes, choosing the right city, or what life in Spain=
 is really like once you arrive. No agenda, no pressure, just a casual get-=
together.=0A=F0=9F=93=8D Original Billy Goat Tavern, Chicago =C2=B7 Sat Aug=
 15 =C2=B7 12:00 PM=0ALower 430 North, N Michigan Ave =C2=B7 Chicago, IL 60=
611=0ARSVP on Luma =E2=86=92 [https://app.getresponse.com/email_marketing_c=
lick.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ52&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=
=3DE9yuhLL&]=0A=0A=0A=0A=0AThis Week on YouTube=0A=0A=0ASpain Digital Nomad=
 Visa 2026: New Requirements, Taxes & Renewal Rules [https://app.getrespons=
e.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQYh&mc=3DJU&s=
=3DBedfoBi&u=3DCHXrY&z=3DEVkv9oF&] [https://app.getresponse.com/email_marke=
ting_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQuY&mc=3DJU&s=3DBedfoBi&u=3DCH=
XrY&z=3DEMwlNx&]=0A=E2=96=B6 Spain Digital Nomad Visa 2026: New Requirement=
s, Taxes & Renewal Rules [https://app.getresponse.com/email_marketing_click=
.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQuY&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEh=
BMhTP&]The DNV changed for 2026. Bruno breaks down the new income requireme=
nts, the tax picture, and what renewal now looks like.=0A=0A=0AScammed Befo=
re We Even Landed in Spain =E2=80=94 Then We Found Valencia [https://app.ge=
tresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQTR&m=
c=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEFYvxU&] [https://app.getresponse.com/emai=
l_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQcg&mc=3DJU&s=3DBedfoBi=
&u=3DCHXrY&z=3DEBkyQYb&]=0A=E2=96=B6 Scammed Before We Even Landed in Spain=
 =E2=80=94 Then We Found Valencia [https://app.getresponse.com/email_market=
ing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQcg&mc=3DJU&s=3DBedfoBi&u=3DCHX=
rY&z=3DEJacCg2&]A couple's honest account of being scammed before they arri=
ved, how they recovered, and why Valencia ended up being the right place to=
 land.=0A=0A=0A=0A=0A=0APartner Spotlight =C2=B7 SJB Global=0A=0A=0A=0ASJB =
Global [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=
=3D94qpUM&lc=3DzUqQsL&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEyxAy1e&]=0A=0AFree=
 1-on-1 consultation=0A=0AA free financial review built around your move to=
 Spain=0A=0ARelocating from the UK or USA changes everything about your pen=
sions, investments, and tax exposure. SJB Global offers a free, no-obligati=
on one-to-one call to analyse your individual circumstances and map out the=
 most tax-efficient path forward =E2=80=94 before you make a costly mistake=
.=0A=0A=0A=0A=E2=9C=93=0A=0ASpecialists in expat retirement, investment & t=
ax planning=0A=0A=0A=E2=9C=93=0A=0AUK pension worth =C2=A3100k+? Advice on =
avoiding up to 45% UK tax=0A=0A=0A=E2=9C=93=0A=0ATransparent, low fees =E2=
=80=94 often 50% lower than competitors=0A=0A=E2=80=9CBest Financial Adviso=
ry Firm in Europe=E2=80=9D =C2=B7 300+ five-star reviews=0A=0AFree =C2=B7 N=
o obligation =C2=B7 One-to-one with an SJB Global adviser=0A=0A=0ABook my f=
ree consultation =E2=86=92 [https://app.getresponse.com/email_marketing_cli=
ck.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQby&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3D=
ESrRJpi&]=0A=0A=0A=0A=0AThat's it for this week. Before you go =E2=80=94 I'=
d love to hear from you:=0AWhich part of the visa paperwork has tripped you=
 up the most?=0AJust hit reply and tell me. I read every response, and the =
most useful ones shape a future issue.=0A=0ABruno [https://app.getresponse.=
com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQ3c&mc=3DJU&s=
=3DBedfoBi&u=3DCHXrY&z=3DEhfvG67&]=0ATalk soon,=0ABruno=0AFounder, Spaingur=
u.es [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D=
94qpUM&lc=3DzUqQ7O&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEz9pCeY&]=0A=0A=0AYouT=
ube [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D9=
4qpUM&lc=3DzUqQd4&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEG3sJxy&] =C2=B7 Facebo=
ok [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94=
qpUM&lc=3DzUqQgf&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEBKhyZN&] =C2=B7 Instagr=
am [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94=
qpUM&lc=3DzUqQDC&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DECFMVIt&] =C2=B7 Website=
 [https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qp=
UM&lc=3DzUqQab&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEEasG5y&]Join 50+ communit=
ies on Facebook: Browse groups =E2=86=92 [https://app.getresponse.com/email=
_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQAv&mc=3DJU&s=3DBedfoBi&=
u=3DCHXrY&z=3DEFpLBXy&]=0ANeed help? Check out our recommended services [ht=
tps://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&l=
c=3DzUqMEB&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEEaq9Ed&] =E2=80=94 translator=
s, lawyers, tax advisors & more.=0A=0A=0A=0AYou're receiving this because y=
ou subscribed at spainguru.es [https://app.getresponse.com/email_marketing_=
click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMB5&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=
=3DEF6vFlN&].=0ASpainguru.es [https://app.getresponse.com/email_marketing_c=
lick.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMh9&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=
=3DEJL5tKq&] =C2=B7 Spain=0D=0A=0D=0A=0D=0A=0D=0ATo unsubscribe visit:=0D=
=0Ahttps://app.getresponse.com/unsubscribe.html?x=3Da62b&co=3D94qpUM&m=3DB2=
Ls0v&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEMPOGFo&=0D=0ATo change your contact=
 details visit:=0D=0Ahttps://app.getresponse.com/change_details.html?x=3Da6=
2b&co=3D94qpUM&m=3DB2Ls0v&s=3DBedfoBi&u=3DCHXrY&z=3DEwfjz5T&=0D=0A=

--6cb3830bb26d6971043cef4ab941903e
Content-Disposition: inline
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="UTF-8"

<!DOCTYPE html><html lang=3D"en"><head><meta charset=3D"utf-8"><meta name=
=3D"viewport" c><meta http-equiv=3D"X-UA-Compatible" c><meta name=3D"x-appl=
e-disable-message-reformatting"><title>Spainguru Newsletter =E2=80=94 Augus=
t 3, 2026</title><style>*{margin:0;padding:0;}body,table,td,a{-webkit-text-=
size-adjust:100%;-ms-text-size-adjust:100%;}table,td{mso-table-lspace:0pt;m=
so-table-rspace:0pt;}img{-ms-interpolation-mode:bicubic;border:0;height:aut=
o;line-height:100%;outline:none;text-decoration:none;}body{margin:0!importa=
nt;padding:0!important;width:100%!important;background-color:#f4f4f4;}body,=
td,p{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helveti=
ca,Arial,sans-serif;}a{color:#b5391c;text-decoration:underline;}.btn{displa=
y:inline-block;padding:12px 28px;background-color:#b5391c;color:#ffffff!imp=
ortant;text-decoration:none;border-radius:6px;font-weight:600;font-size:15p=
x;line-height:1.4;}.preheader{display:none!important;visibility:hidden;mso-=
hide:all;font-size:1px;color:#f4f4f4;line-height:1px;max-height:0px;max-wid=
th:0px;opacity:0;overflow:hidden;}.divider{border:none;border-top:1px solid=
 #e8e8e8;margin:0;}@media screen and (max-width:600px){.email-container{wid=
th:100%!important;max-width:100%!important;}.fluid{max-width:100%!important=
;height:auto!important;}.mobile-padding{padding-left:20px!important;padding=
-right:20px!important;}}</style></head><body style=3D"margin:0;padding:0;ba=
ckground-color:#f4f4f4;"><span class=3D"preheader">The EX-01 form, decoded =
in English =E2=80=94 plus meet me in Jacksonville this Wednesday and Chicag=
o Aug 15&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&=
zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;</span><table role=3D"presentation=
" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%" style=3D"=
background-color:#f4f4f4;"><tr><td align=3D"center" style=3D"padding:20px 1=
0px;"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" width=3D"600" class=3D"email-container" style=3D"max-width:600px;b=
ackground-color:#ffffff;border-radius:8px;overflow:hidden;box-shadow:0 2px =
8px rgba(0,0,0,0.06);"><tr><td style=3D"background-color:#ffffff;padding:24=
px 40px 16px;text-align:center;border-bottom:3px solid #b5391c;" class=3D"m=
obile-padding"><a href=3D"https://app.getresponse.com/email_marketing_click=
.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMzd&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEC=
YHIua&" style=3D"text-decoration:none;"><img src=3D"https://spainguru.es/wp=
-content/uploads/2021/09/spainguru-logo-transparent-bg-272-%C3%97-90-px.png=
" width=3D"200" alt=3D"Spainguru" style=3D"width:200px;max-width:200px;heig=
ht:auto;display:inline-block;"></a><p style=3D"margin:8px 0 0;font-size:13p=
x;color:#888888;letter-spacing:0.3px;">Your weekly guide to life in Spain</=
p></td></tr><tr><td style=3D"padding:32px 40px 24px;" class=3D"mobile-paddi=
ng"><p style=3D"font-size:16px;line-height:1.65;color:#333333;margin:0;">He=
y ,</p><p style=3D"font-size:16px;line-height:1.65;color:#333333;margin:14p=
x 0 0;">August is the quietest month in Spain &mdash; consulates slow down =
and everyone heads to the coast. That makes it the perfect month to get you=
r paperwork in order before the autumn rush, so I&rsquo;m using each summer=
 issue to nail one thing properly.</p><p style=3D"font-size:16px;line-heigh=
t:1.65;color:#333333;margin:14px 0 0;">We start with the form that stops mo=
re non-lucrative applicants than any other: the EX-01. It&rsquo;s entirely =
in Spanish, and one small field trips up almost every first-timer. This wee=
k&rsquo;s guide walks it through in plain English, box by box.</p><p style=
=3D"font-size:16px;line-height:1.65;color:#333333;margin:14px 0 0;">I&rsquo=
;m also on the road: the Spainguru USA Tour hits Jacksonville this Wednesda=
y and Chicago on Aug 15. If you&rsquo;re nearby, come say hi in person.</p>=
<p style=3D"font-size:16px;line-height:1.65;color:#555555;margin:14px 0 0;"=
>&mdash; Bruno</p></td></tr><tr><td style=3D"padding:0 40px;" class=3D"mobi=
le-padding"><hr class=3D"divider"></td></tr><tr><td style=3D"padding:28px 4=
0px 8px;" class=3D"mobile-padding"><p style=3D"font-size:12px;font-weight:7=
00;color:#b5391c;text-transform:uppercase;letter-spacing:1.5px;margin:0;">U=
pcoming Webinars</p><p style=3D"font-size:13px;color:#888888;margin:6px 0 0=
;">All free &middot; Live with Q&amp;A &middot; Replays sent to registrants=
</p></td></tr><tr><td style=3D"padding:14px 40px 0;" class=3D"mobile-paddin=
g"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" width=3D"100%" style=3D"background-color:#faf7f5;border-radius:8px;"=
><tr><td style=3D"padding:10px 16px;"><table role=3D"presentation" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%"><tr><td width=3D"50=
" valign=3D"middle" style=3D"padding-right:12px;border-right:2px solid #ecd=
cd6;"><p style=3D"font-size:10px;font-weight:700;color:#b5391c;text-transfo=
rm:uppercase;margin:0;line-height:1.1;text-align:center;">AUG</p><p style=
=3D"font-size:20px;font-weight:700;color:#222222;margin:0;line-height:1.1;t=
ext-align:center;">31</p><p style=3D"font-size:9px;font-weight:600;color:#2=
22222;margin:1px 0 0;text-align:center;line-height:1.1;">3PM CET</p></td><t=
d valign=3D"middle" style=3D"padding-left:12px;"><p style=3D"font-size:14px=
;font-weight:700;color:#222222;margin:0 0 2px;line-height:1.3;"><a href=3D"=
https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM=
&lc=3DzUqMwe&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEMkLQud&" style=3D"color:#22=
2222;text-decoration:none;">Free Live Q&amp;A: Ask an Immigration Lawyer</a=
></p><p style=3D"font-size:12px;color:#777777;margin:0;line-height:1.4;">wi=
th lawyer Ainhoa Manero &middot; <a href=3D"https://app.getresponse.com/ema=
il_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMQG&mc=3DJU&s=3DBedfoB=
i&u=3DCHXrY&z=3DEQfhMm2&" style=3D"font-weight:600;color:#b5391c;text-decor=
ation:none;">Submit your question &rarr;</a></p></td></tr></table></td></tr=
><tr><td style=3D"padding:0 16px;"><hr style=3D"border:none;border-top:1px =
solid #ecdcd6;margin:0;"></td></tr><tr><td style=3D"padding:10px 16px;"><ta=
ble role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%"><tr><td width=3D"50" valign=3D"middle" style=3D"padding-righ=
t:12px;border-right:2px solid #ecdcd6;"><p style=3D"font-size:10px;font-wei=
ght:700;color:#b5391c;text-transform:uppercase;margin:0;line-height:1.1;tex=
t-align:center;">SEP</p><p style=3D"font-size:20px;font-weight:700;color:#2=
22222;margin:0;line-height:1.1;text-align:center;">16</p><p style=3D"font-s=
ize:9px;font-weight:600;color:#222222;margin:1px 0 0;text-align:center;line=
-height:1.1;">3PM CET</p></td><td valign=3D"middle" style=3D"padding-left:1=
2px;"><p style=3D"font-size:14px;font-weight:700;color:#222222;margin:0 0 2=
px;line-height:1.3;"><a href=3D"https://app.getresponse.com/email_marketing=
_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMMx&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&=
z=3DE97rSXm&" style=3D"color:#222222;text-decoration:none;">Spanish Non-Luc=
rative Visa</a></p><p style=3D"font-size:12px;color:#777777;margin:0;line-h=
eight:1.4;">with Bruno &middot; <a href=3D"https://app.getresponse.com/emai=
l_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMCl&mc=3DJU&s=3DBedfoBi=
&u=3DCHXrY&z=3DECjCGyl&" style=3D"font-weight:600;color:#b5391c;text-decora=
tion:none;">Register free &rarr;</a></p></td></tr></table></td></tr><tr><td=
 style=3D"padding:0 16px;"><hr style=3D"border:none;border-top:1px solid #e=
cdcd6;margin:0;"></td></tr><tr><td style=3D"padding:10px 16px;"><table role=
=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D=
"100%"><tr><td width=3D"50" valign=3D"middle" style=3D"padding-right:12px;b=
order-right:2px solid #ecdcd6;"><p style=3D"font-size:10px;font-weight:700;=
color:#b5391c;text-transform:uppercase;margin:0;line-height:1.1;text-align:=
center;">SEP</p><p style=3D"font-size:20px;font-weight:700;color:#222222;ma=
rgin:0;line-height:1.1;text-align:center;">17</p><p style=3D"font-size:9px;=
font-weight:600;color:#222222;margin:1px 0 0;text-align:center;line-height:=
1.1;">3PM CET</p></td><td valign=3D"middle" style=3D"padding-left:12px;"><p=
 style=3D"font-size:14px;font-weight:700;color:#222222;margin:0 0 2px;line-=
height:1.3;"><a href=3D"https://app.getresponse.com/email_marketing_click.h=
tml?x=3Da62b&co=3D94qpUM&lc=3DzUqMID&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEIoC=
9VH&" style=3D"color:#222222;text-decoration:none;">Spanish Digital Nomad V=
isa</a></p><p style=3D"font-size:12px;color:#777777;margin:0;line-height:1.=
4;">with Bruno &middot; <a href=3D"https://app.getresponse.com/email_market=
ing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMJm&mc=3DJU&s=3DBedfoBi&u=3DCHX=
rY&z=3DEQlU9KH&" style=3D"font-weight:600;color:#b5391c;text-decoration:non=
e;">Register free &rarr;</a></p></td></tr></table></td></tr><tr><td style=
=3D"padding:0 16px;"><hr style=3D"border:none;border-top:1px solid #ecdcd6;=
margin:0;"></td></tr><tr><td style=3D"padding:10px 16px;"><table role=3D"pr=
esentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%"=
><tr><td width=3D"50" valign=3D"middle" style=3D"padding-right:12px;border-=
right:2px solid #ecdcd6;"><p style=3D"font-size:10px;font-weight:700;color:=
#b5391c;text-transform:uppercase;margin:0;line-height:1.1;text-align:center=
;">SEP</p><p style=3D"font-size:20px;font-weight:700;color:#222222;margin:0=
;line-height:1.1;text-align:center;">23</p><p style=3D"font-size:9px;font-w=
eight:600;color:#222222;margin:1px 0 0;text-align:center;line-height:1.1;">=
3PM CET</p></td><td valign=3D"middle" style=3D"padding-left:12px;"><p style=
=3D"font-size:14px;font-weight:700;color:#222222;margin:0 0 2px;line-height=
:1.3;"><a href=3D"https://app.getresponse.com/email_marketing_click.html?x=
=3Da62b&co=3D94qpUM&lc=3DzUqMFM&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEGh2Qcp&"=
 style=3D"color:#222222;text-decoration:none;">Spanish Taxes</a></p><p styl=
e=3D"font-size:12px;color:#777777;margin:0;line-height:1.4;">with Bruno &mi=
ddot; <a href=3D"https://app.getresponse.com/email_marketing_click.html?x=
=3Da62b&co=3D94qpUM&lc=3DzUqMRs&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEMVI9i4&"=
 style=3D"font-weight:600;color:#b5391c;text-decoration:none;">Register fre=
e &rarr;</a></p></td></tr></table></td></tr></table></td></tr><tr><td style=
=3D"padding:16px 40px 0;text-align:center;" class=3D"mobile-padding"><a hre=
f=3D"https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D9=
4qpUM&lc=3DzUqMli&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEJpOQtQ&" style=3D"font=
-size:14px;color:#b5391c;">View full webinar schedule &rarr;</a></td></tr><=
tr><td style=3D"padding:28px 40px 0;" class=3D"mobile-padding"><hr class=3D=
"divider"></td></tr><tr><td style=3D"padding:28px 40px 8px;" class=3D"mobil=
e-padding"><p style=3D"font-size:12px;font-weight:700;color:#b5391c;text-tr=
ansform:uppercase;letter-spacing:1.5px;margin:0;">This Week's Article</p></=
td></tr><tr><td style=3D"padding:16px 40px 0;" class=3D"mobile-padding"><ta=
ble role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"padding:20px;background-color:#faf7f5;borde=
r-radius:8px;border-left:4px solid #5b6abf;"><p style=3D"font-size:11px;fon=
t-weight:600;color:#5b6abf;text-transform:uppercase;letter-spacing:1px;marg=
in:0 0 6px;">Legal &amp; Documents</p><a href=3D"https://app.getresponse.co=
m/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqM06&mc=3DJU&s=3DB=
edfoBi&u=3DCHXrY&z=3DEEAehDt&" style=3D"text-decoration:none;"><p style=3D"=
font-size:18px;font-weight:700;color:#222222;margin:0 0 8px;line-height:1.3=
5;">EX-01 Form for Spain: How to Fill It Out in English</p></a><p style=3D"=
font-size:15px;line-height:1.55;color:#555555;margin:0 0 14px;">The EX-01 i=
s where most non-lucrative applicants freeze &mdash; it&rsquo;s in Spanish,=
 and one field catches almost everyone out. Here&rsquo;s the whole form exp=
lained in English, section by section. <span style=3D"color:#999999;">&midd=
ot; 6 min read</span></p><a href=3D"https://app.getresponse.com/email_marke=
ting_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqM06&mc=3DJU&s=3DBedfoBi&u=3DCH=
XrY&z=3DEVZntLz&" class=3D"btn" style=3D"color:#ffffff!important;background=
-color:#5b6abf;text-decoration:none;">Fill It Out Right &rarr;</a></td></tr=
></table></td></tr><tr><td style=3D"padding:28px 40px 0;" class=3D"mobile-p=
adding"><hr class=3D"divider"></td></tr><tr><td style=3D"padding:28px 40px =
8px;" class=3D"mobile-padding"><p style=3D"font-size:12px;font-weight:700;c=
olor:#b5391c;text-transform:uppercase;letter-spacing:1.5px;margin:0;">Spons=
ored by CABR</p></td></tr><tr><td style=3D"padding:12px 40px 0;" class=3D"m=
obile-padding"><div style=3D"background-color:#1e3354;border-radius:8px;"><=
table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
" width=3D"100%"><tr><td style=3D"padding:24px 24px 14px;"><table role=3D"p=
resentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=
=3D"background-color:#ffffff;border-radius:8px;padding:10px 14px;line-heigh=
t:0;"><img src=3D"https://spainguru.es/wp-content/uploads/2026/04/CABR-logo=
-2026-cropped.png" alt=3D"CABR Relocation Solutions" width=3D"170" style=3D=
"display:block;border:0;max-width:170px;height:auto;"></td></tr></table></t=
d></tr><tr><td style=3D"padding:0 24px 12px;"><table role=3D"presentation" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=3D"backgroun=
d-color:#2e4a72;border-radius:20px;padding:5px 14px;"><p style=3D"font-size=
:11px;font-weight:700;color:#ffffff;text-transform:uppercase;letter-spacing=
:1.2px;margin:0;">Get clear answers on your Spanish visa</p></td></tr></tab=
le></td></tr><tr><td style=3D"padding:6px 24px 0;"><p style=3D"font-size:22=
px;font-weight:700;color:#ffffff;margin:0;line-height:1.3;">Personalised vi=
sa guidance, one-to-one with CABR&rsquo;s legal team</p></td></tr><tr><td s=
tyle=3D"padding:14px 24px 0;"><p style=3D"font-size:15px;line-height:1.6;co=
lor:#c8d6e8;margin:0;">A private video consultation with Carlos Andr&eacute=
;s Blanco Rey (CEO &amp; founder) or one of CABR&rsquo;s specialist immigra=
tion lawyers. Your case reviewed in detail, your questions answered, and a =
clear roadmap for what to do next.</p></td></tr><tr><td style=3D"padding:18=
px 24px 6px;"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" width=3D"100%"><tr><td style=3D"padding:6px 0;" valign=3D"=
top"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" borde=
r=3D"0"><tr><td width=3D"24" valign=3D"top" style=3D"padding-right:10px;"><=
p style=3D"font-size:16px;color:#6cb4a0;margin:0;line-height:1;">&#10003;</=
p></td><td><p style=3D"font-size:14px;color:#dce6f0;margin:0;line-height:1.=
5;">A real conversation with a qualified Spanish immigration lawyer</p></td=
></tr></table></td></tr><tr><td style=3D"padding:6px 0;" valign=3D"top"><ta=
ble role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">=
<tr><td width=3D"24" valign=3D"top" style=3D"padding-right:10px;"><p style=
=3D"font-size:16px;color:#6cb4a0;margin:0;line-height:1;">&#10003;</p></td>=
<td><p style=3D"font-size:14px;color:#dce6f0;margin:0;line-height:1.5;">You=
r specific case reviewed &mdash; not a generic overview</p></td></tr></tabl=
e></td></tr><tr><td style=3D"padding:6px 0;" valign=3D"top"><table role=3D"=
presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td widt=
h=3D"24" valign=3D"top" style=3D"padding-right:10px;"><p style=3D"font-size=
:16px;color:#6cb4a0;margin:0;line-height:1;">&#10003;</p></td><td><p style=
=3D"font-size:14px;color:#dce6f0;margin:0;line-height:1.5;">A clear roadmap=
 for what to do next, tailored to your situation</p></td></tr></table></td>=
</tr></table></td></tr><tr><td style=3D"padding:18px 24px 0;"><p style=3D"f=
ont-size:12px;color:#8ea3be;margin:0;line-height:1.5;">Licensed in Spain &m=
iddot; English-speaking team &middot; 500+ expats helped in 2025</p></td></=
tr><tr><td style=3D"padding:8px 24px 0;"><p style=3D"font-size:12px;color:#=
8ea3be;margin:0;line-height:1.5;font-style:italic;">Private video call &mid=
dot; Confidential &middot; One-to-one with CABR&rsquo;s legal team</p></td>=
</tr><tr><td style=3D"padding:18px 24px 28px;"><table role=3D"presentation"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=3D"border-r=
adius:6px;background-color:#e8a838;"><a href=3D"https://app.getresponse.com=
/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMWj&mc=3DJU&s=3DBe=
dfoBi&u=3DCHXrY&z=3DEQOrVdL&" style=3D"display:inline-block;padding:14px 32=
px;color:#1a2a4a!important;text-decoration:none;font-weight:700;font-size:1=
5px;">Book my consultation &rarr;</a></td></tr></table></td></tr></table></=
div></td></tr><tr><td style=3D"padding:28px 40px 0;" class=3D"mobile-paddin=
g"><hr class=3D"divider"></td></tr><tr><td style=3D"padding:28px 40px 8px;"=
 class=3D"mobile-padding"><p style=3D"font-size:12px;font-weight:700;color:=
#b5391c;text-transform:uppercase;letter-spacing:1.5px;margin:0;">Jacksonvil=
le Meetup &middot; August 2026</p><p style=3D"font-size:13px;color:#888888;=
margin:6px 0 0;">In-person &middot; Free event &middot; Limited capacity</p=
></td></tr><tr><td style=3D"padding:12px 40px 0;" class=3D"mobile-padding">=
<table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" width=3D"100%"><tr><td style=3D"background-color:#faf7f5;border-radius:8=
px;overflow:hidden;"><a href=3D"https://app.getresponse.com/email_marketing=
_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMXV&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&=
z=3DEBfPw8m&" style=3D"text-decoration:none;display:block;line-height:0;"><=
img src=3D"https://spainguru.es/wp-content/uploads/2026/06/Spainguru-event-=
Jacksonville-5-August-2026.webp" width=3D"520" alt=3D"Spainguru meetup Jack=
sonville August 5 2026" style=3D"width:100%;max-width:520px;height:auto;dis=
play:block;border-radius:8px 8px 0 0;" class=3D"fluid"></a><table role=3D"p=
resentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%=
"><tr><td style=3D"padding:20px;"><p style=3D"font-size:18px;font-weight:70=
0;color:#222222;margin:0 0 10px;line-height:1.35;">I'm coming to Jacksonvil=
le in August 2026</p><p style=3D"font-size:15px;line-height:1.55;color:#555=
555;margin:0 0 14px;">For the first time, I'm running an in-person Moving t=
o Spain meetup in the USA, and it's free. A short presentation, a long open=
 Q&amp;A, and time to mingle. Bring your questions, meet other future neigh=
bours in Spain, and get straight answers.</p><p style=3D"font-size:14px;lin=
e-height:1.7;color:#333333;margin:0 0 16px;">&#128205; <strong>Jacksonville=
, FL</strong> &middot; Wed Aug 5 &middot; 6:00 PM</p><a href=3D"https://app=
.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMv=
N&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEtKBJ6N&" class=3D"btn" style=3D"color:=
#ffffff!important;text-decoration:none;">See Tour Details &amp; Reserve &ra=
rr;</a></td></tr></table></td></tr></table></td></tr><tr><td style=3D"paddi=
ng:28px 40px 0;" class=3D"mobile-padding"><hr class=3D"divider"></td></tr><=
tr><td style=3D"padding:28px 40px 8px;" class=3D"mobile-padding"><p style=
=3D"font-size:12px;font-weight:700;color:#b5391c;text-transform:uppercase;l=
etter-spacing:1.5px;margin:0;">Chicago Meetup &middot; August 2026</p><p st=
yle=3D"font-size:13px;color:#888888;margin:6px 0 0;">In-person &middot; Fre=
e event &middot; RSVP via Luma</p></td></tr><tr><td style=3D"padding:12px 4=
0px 0;" class=3D"mobile-padding"><table role=3D"presentation" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%"><tr><td style=3D"backg=
round-color:#faf7f5;border-radius:8px;overflow:hidden;"><a href=3D"https://=
app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzU=
qQ52&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEth6wzF&" target=3D"_blank" rel=3D"n=
oopener noreferrer" style=3D"text-decoration:none;display:block;line-height=
:0;"><img src=3D"https://spainguru.es/wp-content/uploads/2026/07/Spainguru-=
Chicago-Meetup-horizontal.png" width=3D"520" alt=3D"Spainguru Chicago Meetu=
p Saturday August 15 2026 at the Original Billy Goat Tavern" style=3D"width=
:100%;max-width:520px;height:auto;display:block;border-radius:8px 8px 0 0;"=
 class=3D"fluid"></a><table role=3D"presentation" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" width=3D"100%"><tr><td style=3D"padding:20px;"><p s=
tyle=3D"font-size:18px;font-weight:700;color:#222222;margin:0 0 10px;line-h=
eight:1.35;">Spainguru USA Tour &mdash; Chicago Meetup</p><p style=3D"font-=
size:15px;line-height:1.55;color:#555555;margin:0 0 14px;">Burgers, drinks =
and a relaxed conversation about moving to Spain &mdash; visas, residency, =
taxes, choosing the right city, or what life in Spain is really like once y=
ou arrive. No agenda, no pressure, just a casual get-together.</p><p style=
=3D"font-size:14px;line-height:1.7;color:#333333;margin:0 0 16px;">&#128205=
; <strong>Original Billy Goat Tavern, Chicago</strong> &middot; Sat Aug 15 =
&middot; 12:00 PM<br>Lower 430 North, N Michigan Ave &middot; Chicago, IL 6=
0611</p><a href=3D"https://app.getresponse.com/email_marketing_click.html?x=
=3Da62b&co=3D94qpUM&lc=3DzUqQ52&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEzc4VXn&"=
 target=3D"_blank" rel=3D"noopener noreferrer" class=3D"btn" style=3D"color=
:#ffffff!important;text-decoration:none;">RSVP on Luma &rarr;</a></td></tr>=
</table></td></tr></table></td></tr><tr><td style=3D"padding:28px 40px 0;" =
class=3D"mobile-padding"><hr class=3D"divider"></td></tr><tr><td style=3D"p=
adding:28px 40px 8px;" class=3D"mobile-padding"><p style=3D"font-size:12px;=
font-weight:700;color:#b5391c;text-transform:uppercase;letter-spacing:1.5px=
;margin:0;">This Week on YouTube</p></td></tr><tr><td style=3D"padding:16px=
 40px 0;" class=3D"mobile-padding"><table role=3D"presentation" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%"><tr><td style=3D"borde=
r-radius:8px;overflow:hidden;"><a href=3D"https://app.getresponse.com/email=
_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqM22&mc=3DJU&s=3DBedfoBi&=
u=3DCHXrY&z=3DEGfxQJk&" style=3D"text-decoration:none;"><img src=3D"https:/=
/img.youtube.com/vi/OeWM2pDM4pw/maxresdefault.jpg" width=3D"520" alt=3D"Fil=
ipino-American in Spain: The 2-Year Citizenship Path" style=3D"width:100%;m=
ax-width:520px;height:auto;display:block;border-radius:8px 8px 0 0;" class=
=3D"fluid"></a><table role=3D"presentation" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" width=3D"100%"><tr><td style=3D"padding:14px 16px;backg=
round-color:#faf7f5;border-radius:0 0 8px 8px;"><a href=3D"https://app.getr=
esponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqM22&mc=
=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEhgAFZQ&" style=3D"text-decoration:none;"><=
p style=3D"font-size:15px;font-weight:600;color:#222222;margin:0 0 4px;">&#=
9654; Filipino-American in Spain: The 2-Year Citizenship Path</p></a><p sty=
le=3D"font-size:13px;color:#777777;margin:0;">Timothy moved from Florida to=
 Spain on the Digital Nomad Visa as a W-2 employee &mdash; and his dual cit=
izenship could put him on a 2-year path to a Spanish passport. He gets real=
 about the cost of living, the rental struggle with US income, and why he s=
kipped the Beckham Law.</p></td></tr></table></td></tr></table></td></tr><t=
r><td style=3D"padding:28px 40px 0;" class=3D"mobile-padding"><hr class=3D"=
divider"></td></tr><tr><td style=3D"padding:28px 40px 8px;" class=3D"mobile=
-padding"><p style=3D"font-size:12px;font-weight:700;color:#b5391c;text-tra=
nsform:uppercase;letter-spacing:1.5px;margin:0;">Partner Spotlight &middot;=
 SJB Global</p></td></tr><tr><td style=3D"padding:12px 40px 0;" class=3D"mo=
bile-padding"><div style=3D"background-color:#0f332d;background:linear-grad=
ient(135deg,#13433b 0%,#0f332d 100%);border-radius:8px;"><table role=3D"pre=
sentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%">=
<tr><td style=3D"padding:24px 24px 14px;"><table role=3D"presentation" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=3D"background-co=
lor:#ffffff;border-radius:8px;padding:10px 14px;line-height:0;"><img src=3D=
"https://encrypted-tbn0.gstatic.com/images?q=3Dtbn:ANd9GcSay4lpxKOgfs0dKaCh=
3FYY3aWJMycI9xCFpA&amp;s" alt=3D"SJB Global" width=3D"150" style=3D"display=
:block;border:0;max-width:150px;height:auto;"></td></tr></table></td></tr><=
tr><td style=3D"padding:0 24px 12px;"><table role=3D"presentation" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=3D"background-color:=
#1f5e53;border-radius:20px;padding:5px 14px;"><p style=3D"font-size:11px;fo=
nt-weight:700;color:#ffffff;text-transform:uppercase;letter-spacing:1.2px;m=
argin:0;">Free 1-on-1 consultation</p></td></tr></table></td></tr><tr><td s=
tyle=3D"padding:6px 24px 0;"><p style=3D"font-size:22px;font-weight:700;col=
or:#ffffff;margin:0;line-height:1.3;">A free financial review built around =
your move to Spain</p></td></tr><tr><td style=3D"padding:14px 24px 0;"><p s=
tyle=3D"font-size:15px;line-height:1.6;color:#cfe3dd;margin:0;">Relocating =
from the UK or USA changes everything about your pensions, investments, and=
 tax exposure. SJB Global offers a free, no-obligation one-to-one call to a=
nalyse your individual circumstances and map out the most tax-efficient pat=
h forward &mdash; before you make a costly mistake.</p></td></tr><tr><td st=
yle=3D"padding:18px 24px 6px;"><table role=3D"presentation" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" width=3D"100%"><tr><td style=3D"padding:6=
px 0;" valign=3D"top"><table role=3D"presentation" cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0"><tr><td width=3D"24" valign=3D"top" style=3D"paddi=
ng-right:10px;"><p style=3D"font-size:16px;color:#7fd0bd;margin:0;line-heig=
ht:1;">&#10003;</p></td><td><p style=3D"font-size:14px;color:#e2efeb;margin=
:0;line-height:1.5;">Specialists in expat retirement, investment &amp; tax =
planning</p></td></tr></table></td></tr><tr><td style=3D"padding:6px 0;" va=
lign=3D"top"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0"><tr><td width=3D"24" valign=3D"top" style=3D"padding-right:=
10px;"><p style=3D"font-size:16px;color:#7fd0bd;margin:0;line-height:1;">&#=
10003;</p></td><td><p style=3D"font-size:14px;color:#e2efeb;margin:0;line-h=
eight:1.5;">UK pension worth &pound;100k+? Advice on avoiding up to 45% UK =
tax</p></td></tr></table></td></tr><tr><td style=3D"padding:6px 0;" valign=
=3D"top"><table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0"><tr><td width=3D"24" valign=3D"top" style=3D"padding-right:10px=
;"><p style=3D"font-size:16px;color:#7fd0bd;margin:0;line-height:1;">&#1000=
3;</p></td><td><p style=3D"font-size:14px;color:#e2efeb;margin:0;line-heigh=
t:1.5;">Transparent, low fees &mdash; often 50% lower than competitors</p><=
/td></tr></table></td></tr></table></td></tr><tr><td style=3D"padding:18px =
24px 0;"><p style=3D"font-size:12px;color:#9bbdb4;margin:0;line-height:1.5;=
">&ldquo;Best Financial Advisory Firm in Europe&rdquo; &middot; 300+ five-s=
tar reviews</p></td></tr><tr><td style=3D"padding:8px 24px 0;"><p style=3D"=
font-size:12px;color:#9bbdb4;margin:0;line-height:1.5;font-style:italic;">F=
ree &middot; No obligation &middot; One-to-one with an SJB Global adviser</=
p></td></tr><tr><td style=3D"padding:18px 24px 28px;"><table role=3D"presen=
tation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tr><td style=3D"b=
order-radius:6px;background-color:#ffffff;"><a href=3D"https://app.getrespo=
nse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQby&mc=3DJU=
&s=3DBedfoBi&u=3DCHXrY&z=3DEMn79Rn&" style=3D"display:inline-block;padding:=
14px 32px;color:#13433b!important;text-decoration:none;font-weight:700;font=
-size:15px;">Book my free consultation &rarr;</a></td></tr></table></td></t=
r></table></div></td></tr><tr><td style=3D"padding:28px 40px 0;" class=3D"m=
obile-padding"><hr class=3D"divider"></td></tr><tr><td style=3D"padding:28p=
x 40px 32px;" class=3D"mobile-padding"><p style=3D"font-size:16px;line-heig=
ht:1.65;color:#333333;margin:0;">That's it for this week. Before you go &md=
ash; I'd love to hear from you:</p><p style=3D"font-size:18px;font-weight:6=
00;line-height:1.5;color:#b5391c;margin:16px 0;">Which part of the visa pap=
erwork has tripped you up the most?</p><p style=3D"font-size:16px;line-heig=
ht:1.65;color:#333333;margin:0 0 8px;">Just hit reply and tell me. I read e=
very response, and the most useful ones shape a future issue.</p><table rol=
e=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" style=
=3D"margin:20px 0 0;"><tr><td width=3D"64" valign=3D"top" style=3D"padding-=
right:16px;"><img src=3D"https://spainguru.es/wp-content/uploads/2026/04/sp=
ainguru-bruno-portrait-white-background-compressed.png" width=3D"64" height=
=3D"64" alt=3D"Bruno" style=3D"display:block;width:64px;height:64px;border-=
radius:50%;border:0;"></td><td valign=3D"middle"><p style=3D"font-size:16px=
;line-height:1.4;color:#333333;margin:0;">Talk soon,<br><strong>Bruno</stro=
ng></p><p style=3D"font-size:14px;line-height:1.4;color:#777777;margin:4px =
0 0;">Founder, <a href=3D"https://app.getresponse.com/email_marketing_click=
.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMeh&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DES=
woFmi&" style=3D"color:#777777;">Spainguru.es</a></p></td></tr></table></td=
></tr><tr><td style=3D"background-color:#f8f8f8;padding:24px 40px;border-to=
p:1px solid #e8e8e8;" class=3D"mobile-padding"><table role=3D"presentation"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%"><tr><td al=
ign=3D"center" style=3D"padding-bottom:16px;"><a href=3D"https://app.getres=
ponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQd4&mc=3D=
JU&s=3DBedfoBi&u=3DCHXrY&z=3DEVJEFLh&" style=3D"text-decoration:none;margin=
:0 8px;font-size:14px;color:#555555;">YouTube</a> &nbsp;&middot;&nbsp; <a h=
ref=3D"https://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=
=3D94qpUM&lc=3DzUqQgf&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEhXv9qP&" style=3D"=
text-decoration:none;margin:0 8px;font-size:14px;color:#555555;">Facebook</=
a> &nbsp;&middot;&nbsp; <a href=3D"https://app.getresponse.com/email_market=
ing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqQDC&mc=3DJU&s=3DBedfoBi&u=3DCHX=
rY&z=3DESZJCJg&" style=3D"text-decoration:none;margin:0 8px;font-size:14px;=
color:#555555;">Instagram</a> &nbsp;&middot;&nbsp; <a href=3D"https://app.g=
etresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMoY&=
mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEVT5BSq&" style=3D"text-decoration:none;m=
argin:0 8px;font-size:14px;color:#555555;">Website</a></td></tr></table><p =
style=3D"text-align:center;font-size:14px;color:#777777;margin:0 0 16px;lin=
e-height:1.5;">Join 50+ communities on Facebook: <a href=3D"https://app.get=
response.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMHR&mc=
=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEIMohLp&" style=3D"color:#b5391c;">Browse g=
roups &rarr;</a></p><p style=3D"text-align:center;font-size:14px;color:#777=
777;margin:0 0 16px;line-height:1.5;">Need help? Check out our <a href=3D"h=
ttps://app.getresponse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&=
lc=3DzUqMmg&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEzZ2JDk&" style=3D"color:#b53=
91c;">recommended services</a> &mdash; translators, lawyers, tax advisors &=
amp; more.</p><hr class=3D"divider" style=3D"margin:16px 0;"><p style=3D"te=
xt-align:center;font-size:12px;color:#aaaaaa;margin:0;line-height:1.6;">You=
're receiving this because you subscribed at <a href=3D"https://app.getresp=
onse.com/email_marketing_click.html?x=3Da62b&co=3D94qpUM&lc=3DzUqMfL&mc=3DJ=
U&s=3DBedfoBi&u=3DCHXrY&z=3DEVd8CRw&" style=3D"color:#aaaaaa;">spainguru.es=
</a>.</p><p style=3D"text-align:center;font-size:12px;color:#cccccc;margin:=
8px 0 0;"><a href=3D"https://app.getresponse.com/email_marketing_click.html=
?x=3Da62b&co=3D94qpUM&lc=3DzUqMjy&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEyLEJKL=
&" style=3D"color:#cccccc;">Spainguru.es</a> &middot; Spain</p></td></tr></=
table></td></tr></table></body></html><table width=3D"100%" cellpadding=3D"=
0" cellspacing=3D"0" align=3D"center" border=3D"0">=0D=0A    <tr data-colum=
ns=3D"yes" data-table-columns=3D"yes" style=3D"text-align: center;">=0D=0A =
       <td style=3D"text-align: 0; font-size: 0;">=0D=0A            <!--[if=
 gte mso 9]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=
=3D"100%"><tr><td align=3D"center" valign=3D"top" width=3D"auto"><![endif]-=
->=0D=0A            <div class=3D"column" style=3D"display: inline-block; w=
idth: 74%; min-width: 320px !important; max-width: 100%; vertical-align: to=
p;">=0D=0A                <table border=3D"0" align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%">=0D=0A                    <tr>=0D=
=0A                        <td align=3D"left" valign=3D"middle" style=3D"ma=
rgin: 0; padding:0; padding-left:10px;padding-top:10px">=0D=0A             =
               <span style=3D"font-family: Arial, Helvetica, sans-serif;col=
or: #939598;font-size: 12px;">=0D=0A                                =0D=0A =
                           </span>=0D=0A                        </td>=0D=0A=
                    </tr>=0D=0A                    <tr>=0D=0A              =
          <td align=3D"left" valign=3D"middle" style=3D"margin: 0; padding:=
 0; padding-left:10px;padding-top:10px">=0D=0A                            <=
span style=3D"font-family: Arial, Helvetica, sans-serif; color: #939598; fo=
nt-size: 12px;">=0D=0A                                You may <a href=3D"ht=
tps://app.getresponse.com/unsubscribe.html?x=3Da62b&co=3D94qpUM&m=3DB2Ls0v&=
mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=3DEE6itp3&" style=3D"color: #0985f5; text-d=
ecoration: underline;">unsubscribe</a> or <a href=3D"https://app.getrespons=
e.com/change_details.html?x=3Da62b&co=3D94qpUM&m=3DB2Ls0v&s=3DBedfoBi&u=3DC=
HXrY&z=3DEwABVZ4&" style=3D"color:#0985f5; text-decoration: underline;">cha=
nge your contact details</a> at any time.=0D=0A                            =
</span>=0D=0A                        </td>=0D=0A                    </tr>=
=0D=0A                </table>=0D=0A            </div>=0D=0A            <!-=
-[if gte mso 9]></td><td align=3D"center" valign=3D"top" width=3D"155"><![e=
ndif]-->=0D=0A            <div class=3D"column" style=3D"display: inline-bl=
ock; width: 155px; min-width: 155px !important; max-width: 100%; vertical-a=
lign: top;">=0D=0A                <table border=3D"0" align=3D"center" cell=
padding=3D"0" cellspacing=3D"0" width=3D"100%">=0D=0A                    <t=
r>=0D=0A                        <td align=3D"right" valign=3D"top" style=3D=
"margin: 0; padding: 0;padding-right:10px;">=0D=0A                         =
   <a href=3D"https://app.getresponse.com/referral.html?x=3Da62b&c=3DicmqR&=
u=3DCHXrY&z=3DEIeWI3y&">=0D=0A                                =0D=0A       =
                     </a>=0D=0A                        </td>=0D=0A         =
           </tr>=0D=0A                </table>=0D=0A            </div>=0D=
=0A            <!--[if gte mso 9]></td></tr></table><![endif]-->=0D=0A     =
   </td>=0D=0A    </tr>=0D=0A</table><img src=3D"https://app.getresponse.co=
m/open.html?x=3Da62b&co=3D94qpUM&m=3DB2Ls0v&mc=3DJU&s=3DBedfoBi&u=3DCHXrY&z=
=3DEMP1hsQ&" width=3D"0" height=3D"0" border=3D"0" alt=3D"" role=3D"present=
ation" />=

--6cb3830bb26d6971043cef4ab941903e--