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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Wrap up the sign-up process in 2024, Robert.
Date: Tue, 17 Dec 2024 08:07:44 -0000
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  <http://sp.pensionbee.com/q/5vXg58-y8JwJ6osEsdk9nw~~/AABRIgA~/RgRpQ7ZQPVcFc3BjZXVCCmdVUDFhZ3TnV-1SE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Start saving towards the retirement you deserve with PensionBee. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=6g66kp4EC5QPPjN0E2tQ10Xv76OZ8DyLPWn03LJxKb-vd82JTj4n1denB68LRFJl_14jW9e_aPkZflcaBpNmgJHpbjnEcwjZdD7AG0n5k_QbdekIzotVB120ZTrMLdQfFWHXBN6H1NzDPGUq4zX1Ew%3D%3D>







View in browser 
<https://links.pensionbee.com/e/evib?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=6g66kp4EC5QPPjN0E2tQ10Xv76OZ8DyLPWn03LJxKb-vd82JTj4n1denB68LRFJlO3QzmVxwMIQV83hjh9z9iw%3D%3D>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-YSFwJqbS5G9WuBXmywexeHax_lz0B3FQyvKCh6Fy0nK61EcHIi1HjUU1l6kDcBHlZliORFkJ5vCanMq_1O0e8E7xus7usx3D5ePWxsZVzPt_2EFgtmk8CMd0rhY5-DEpin_H5p10S4CnxoHklGO6T6LP6F_RpDjlGmCXwqPl9zfEHd0y6mhiCDDQTw%3D%3D>
Log in 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-YSFwJqbS5G9WuBVjMPe72WDDTLAtziX9qrRTkZa7tX78aiCca1TGI4HHYDoqE3PNVZv9vFJEGjR1Bf6wEkbSmEAZ4iZqeTImgzZFPDbAVGb9j62iXWrJByPHPbVbUIJ4EjjvweU5Drf4tGigvlcTLYvH6AjICaOyYLBsAFTXQ7_v5JC9RqwuEuTmpA%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-YSFwJqbS5G9WuBWgVVc-QpXWQvahf2MHQcNKLGqVF4Idfc5wbodN0BTiBxoJKgSF1IDkjnEVmR1DMnF_bt-Qe6Mijhxx0doNyFqc6zvfcRDi3bS6sEfSv3SWxESqsafYGMn956D8vSoieceBWR6EpCTkRWtobUweFfPm3ASlk4sHHsBjqlH_kQsMJw%3D%3D>


Hi Robert,



Getting your finances in order at the end of the year is the perfect gift to 
yourself. Head into 2025 with the peace of mind that your retirement savings 
are on track. With PensionBee you can:

*	combine your old pensions into one easy-to-use online plan;
*	contribute and withdraw* in just a few clicks or taps;
*	receive personalised customer support from a UK-based account manager, a 
BeeKeeper; and
*	manage and view your pension, 24/7.

Don’t wait to sort your pension, get a head start on the retirement you 
deserve today.


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-YSFwJqbS5G9WuBXbV1uHtTUWhkxdpm7LPGSN2QyshN9J8Vup2z2QXVmxL1MqubueNYFUu2ZibSFLVPkFi_SLmTKAbqOGsHC6wwwi878piwWzGS0DoOzcHns2U4oI-kSx5E4KhrcU0Q_uSJVq6cijv_xQcUMUyZXrLhYFmfvImSaTI2y6EvoCPOwvbw%3D%3D> 
Complete your sign up




*Pension withdrawals are only available to those aged 55 or older, this is 
set to increase to 57 years old in 2028.




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK-based team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFP-ezpCN5RTzY3YZucF6PD8Bq2keqFPWjKs8Ml6oyHS8MeeJ6KNE1LOnd--_rv_qZHI73D3vAVF0m1_TmMp3JkLHcFksIJqRIPihtnZpZNsjEAEnC2d0Wze7WO8L_1nfAvA-VdiuaBMCpNExlCacEqZtf1b_R-ersxGpYcrbB_nrlzEu_RU913ms_iwlXZw54TT2epLLxVKRu23ngqFPyaYZ6yO_qRDTaNX_ZLzW8MXd> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_ 
m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFHUyLlCLihDYPEhaRijPO_B2vYKZJtnEZb3FbYy_lJS2aG1Hw3ueT7q93lZc0-Xw6ZKE5VmQY2Ok5ddQ9c_kL1_GMachpUpicqu8ixDpl0FpFUz2JSULmp5V_XVSbEXp93hI6HoKES3VvXKvB-aKfB5Q8yQFeoBpUPxWR7vg06PyHoLd-8bBCzSoWN5CYXHKR6bBmeFvy6BSX7XQq4itzWp4_8exH0Y1WOHrAq7qb3xrZ2LUk1Pq0f808cfKXsfVvRCYRYTyDu9-42AZYIxREomEzF4GewcImBjNjpO2EwAPQrXAtQS_MjS7lEqwjKwK9w%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFHUyLlCLihDYPEhaRijPO_B2vYKZJtnEZb3FbYy_lJS2aG1Hw3ueT7q93lZc0-Xw6ZKE5VmQY2Ok5ddQ9c_kL1_GMachpUpicqu8ixDpl0FpFUz2JSULmp5V_XVSbEXp93hI6HoKES3VvXKvB-aKfB72BHTsTZk29xFWHHpaGNyq2YJDkQKAKE6LzMUkqYOivK98l3z5BVDoeoYQk1Je3k7VGK0FHeAyE5pfrg4cJST_HfAMdqpnTSJ1xUIRi3BC-bQjPsTv-riNvuJ0Zby6KsiDtqQBclK2g5LzAXEs_u-D3lfpjBWVoEgWC5BiHK4xzw%3D%3D>


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<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFIaW92W_C1_aw6GcycokqGBGz_FeRwEpt3X72ucE4g265uF-DDI5Fq4iWCPiRFi0uYfRc0fptzmzo6Fe05KrRGb29f4r4sSqrVOXJ9XziJd84muiaoyANefKDRdMjS80uccBNJBIf1fVO3yKW7ViAFi1ou82Qe-Uh4f66ESnU5G6cJeB9gHqs8fjOERS_PBjteQ-cRg7SSmOJ7hg2gR8WfY8iwI5LRnu2PSu5p5eFO3Q> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFBrOEn3U2lQI3uXzdRMKrXh_EH3ho76MKVvaS5enCQL4qVfcf8DHtiiiyDDg0n2C7LMNnjPMRGy0SLd498ALruT-s6lKkr6LBg595SI3pfjwoM4OmF6fUTnKrmu2qs73WhPhJ5qdqUuH0PkTFvO7IQdbK-ZRbbCE4uDNH10uA4bwMoq_o4C702ZTtuTCBCSYI0d3KobwWCsi-6--OKjs48fehvIMfEh6kimTpKCFwb60> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFLXR0IF2N9X_0IaJo62TKr6WgAhvwEd1crxY4527_oieng4NnX0feR7Vg0uwb7bDbTZLI1qDqbN94tOLH5Vh2_AaVlruhXsr3_RSDH7dEOMIBIu3Psp76BEAWqIicJZjuxIMp_XsFyKahX4T_JCj_trD7TIpU8kzVg-WkTNqGMFCLJMSG34BPAdsWbQ9oMArGzrA0zX9hxXdcYZqeaqxWvjtEhQtlciISeGW0obWeozz> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFOf6Y8wCS1yeGkAM4qNbLRKiajF5SvO0aTzfcRvvD9sU2yhW0sfDfvoEOClnzKA7UmXOFRWTYM9XXDvxrW-nDTUuESDl5UBr9pY0VyIX5dDxjBsQ8QyAFP-3TxlDYC24fQbl95poJOB7QKe2d3f9Uu9UiBC4xSbFitNw9Pcf1qr1thLTBaA62_0PLUXL5hlyKFDGEwp5apl6ZQe7DUY7GrzIILuWBt301ey1rT2jF-Ef> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFFJfIY0Z96Sa1fnY8cgRDikVLzmVmqIC5E9TLsIw8zoE8rIQ8BcloDkBkVmtejEsIqQvcmOOpal8Dwe_78LUiwUyb5c4nLiC44mewpwmtvBDCZpBpLTswYcZT8H5K6vVmoPNKeVlqMuWVyS0blpBEBkuZORu69-GMSySg4L_dkGkMW9A4Mr1GAxM-E5owMxZzLqwqjPROISZAaz3_yapfCbJDjbYKXUL8ErMbyJ2_9pcBdc4f1Y7kxa7geSQQgIAzQ%3D%3D> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=579a12dec9034b48a1beb30be5e66377&_e=OJ9FNNnO2gXeng6qUPivFCxlQfcjHBtbeUpBAsrKQU9AmN8V3S0C2r8xMfhqw1LDdiMDR-2tUOmdbcDcAvSNRxjhTapGCvyTUPnNb7ao5WjYvTw7_vrRUTvE2ZMqgIixvfgxdBKZNrRdD4QmAzzUGGt3uSK_xwm0EbQIrcJ7VmtK2NFehlxBGuzMtJQOq4VrTzZ452CGYo39xuvlJfyxN99iAFm3Hg1GpqP2jzp_X-5R_cE-9ONNJx8NUHQKf95A> 
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height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D579a12dec9034b48a1beb30be5e66377&_e=3DOJ9FNNnO2gXeng6qUPiv=
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6T6LP6F_RpDjlGmCXwqPl9zfEHd0y6mhiCDDQTw%3D%3D" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
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100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D579a12dec9034b48a1beb30be5e66377&_e=3DOJ9FNNnO2gXeng6qUPiv=
FP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-Y=
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style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D579a12dec9034b48a1beb30be5e66377&_e=3DOJ9FNNnO2gXeng6qUPiv=
FP-ezpCN5RTzY3YZucF6PD81teFuabgaAJ-dFIV4LId6hQfm0HK2moGVUVqEugnO68jBaCY-Y=
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EpCTkRWtobUweFfPm3ASlk4sHHsBjqlH_kQsMJw%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1733310221/ema=
ils/Festive%20Campaigns%202024/Email_banner_-_New_Year_s_resolutions_2024=
.jpg" style=3D"box-sizing: border-box; display: block; height: auto; =
border: 0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Getting your finances in order =
at the end of the year is the perfect gift to yourself. Head into 2025 =
with the peace of mind that your retirement savings are on track. With =
PensionBee you can:</span></p><ul style=3D"box-sizing: border-box; =
line-height: 1.5; mso-line-height-alt: 24px;"><li style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">combine your old pensions into one =
easy-to-use online plan;</span></li><li style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">contribute and withdraw* in just a few =
clicks or taps;</span></li><li style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">receive personalised customer support from a UK-based account =
manager, a BeeKeeper; and</span></li><li style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px; background-color: transparent;">manage and =
view your pension, 24/7.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">Don=E2=80=99t wait to sort your pension, get a head =
start on the retirement you deserve =
today.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
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sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Complete your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: =
16.8px; color: #3a342c; line-height: 1.2;"><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
mso-line-height-alt: 16.8px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">*Pension withdrawals are only =
available to those aged 55 or older, this is set to increase to 57 years =
old in =
2028.</span></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK-based =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
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</table> </td> </tr> </tbody> </table> <table align=3D"right" =
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valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D579a12dec9034b48a1beb30be5e66377&_e=3DOJ9FNNnO2gXeng6qUPiv=
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chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
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valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
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style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
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Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
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FHUyLlCLihDYPEhaRijPO_B2vYKZJtnEZb3FbYy_lJS2aG1Hw3ueT7q93lZc0-Xw6ZKE5VmQY=
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
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