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Learn how to make every penny count this year
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6202428d472d397bf0bbaae1/original.png?1644315277>
Smarter spending starts hereLearn how Klarna can help you be smarter about your spending this year.
Read moreTurn spending into saving
Turn spending into savingResell your old Klarna purchases on eBay in just a few taps, and turn your
pre-owned items into extra cash.
Resell your old Klarna purchases on eBay in just a few taps, and turn your
pre-owned items into extra cash.
Pay your way, every dayPay
your way, every dayChoose to Pay in 3, or pay later in 30 days to suit your budget needs. It's
your money, so you decide.
Choose to Pay in 3, or pay later in 30 days to suit your budget needs. It's
your money, so you decide.
<https://locker.klarna.com/transform/c46aebf6-8618-4e0e-910d-c708a223a01e/Email_Disclaimer_Info_Prominent_1x1_Global>
Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements.
Borrowing more than you can afford or paying late may negatively impact your
financial status and ability to obtain credit. 18+, UK residents only.
Subject to status. T&Cs and late fees apply. <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6202
428d472d397bf0bbaae1/original.png?1644315277>
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Klarna Financial Services UK Limited
Postal address: 10 York Road, London, SE1 7ND, United KingdomKlarna
Financial Services UK Limited ("Klarna") is authorised and regulated by the
Financial Conduct Authority ("FCA") for carrying out regulated consumer
credit activities (firm reference number 987889), and for the provision of
payment services under the Payment Services Regulations 2017 (firm reference
number 987816). Klarna provides both regulated and unregulated products.
Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not
regulated by the FCA. Incorporated in England (company number 14290857),
with its registered office at 10 York Road, London, SE1 7ND, UK.
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sPtOGWF6X6RiOl6r3LgotdIA-3D-3D"><img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6202428d472d397bf0bbaae1/original.png?1644315277" width=3D"98" =
height=3D"40" style=3D"display:block;width:98px;height:40px" =
border=3D"0" =
alt=3D"Klarna"/></a></td></tr></tbody></table></td></tr><tr><td =
valign=3D"top" align=3D"center" =
style=3D"font-size:30px;line-height:30px;height:30px">=C2=A0</td></tr></t=
body></table><table align=3D"center" role=3D"presentation" width=3D"600" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td valign=3D"top" =
align=3D"left" style=3D"padding:0px 0px 40px 0px"><table width=3D"100%" =
class=3D"whitetxt pink" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
class=3D"whitetxt pink mobPad" style=3D"font-family:'Klarna =
Title', 'Roboto Condensed', Arial, =
sans-serif;font-size:31px;line-height:33px;font-weight:700;padding:0px =
40px 10px 40px">Smarter spending starts here</td></tr><tr><td =
valign=3D"top" align=3D"left" class=3D"mobPad" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
40px 20px 40px"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"whitetxt pink" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Learn how =
Klarna can help you be smarter about your spending this =
year.</td></tr></table></td></tr><tr><td style=3D"padding:0px 40px 20px =
40px" class=3D"mobPad"><table cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation" align=3D"left"><tr><td valign=3D"top" =
align=3D"left"><table border=3D"0" cellSpacing=3D"0" cellPadding=3D"0" =
role=3D"presentation" align=3D"left"><tr><td valign=3D"top" =
align=3D"left" bgcolor=3D"#000000" class=3D"whitebg" =
style=3D"font-size:16px;line-height:18px;mso-padding-alt:12px =
20px;border-radius:42px;font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-weight:700"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" =
style=3D"display:block;padding:12px =
20px;text-decoration:none;color:#ffffff" class=3D"darktxt" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
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3wx1wLhDZKiUfemkyVciG5j7wbr8O0UWnqw9oGDq-2Bj7sfa5UkSqfvZpFENl-2FiweMQUB6a=
MR8kAcWcYm2W0y1RGb-2F7hLhB0sJJZH2OF66CcCpyf6vyev3yyil-2BI4nV8D3li0fRsq5lX=
5CtgGQRHtrUbbB7zyjWHzKDL4PDKxbG0zo6y-2B-2BjmMWBED4EiwM-2FJ-2BMKDderkP0SPu=
8AIiobf9geg0-2BL1cgOklShvPH-2Bt8cWCp8olPg4sIfNWPU08-2FFmJwHqtc01ENvIdcZym=
WMAJNmLox3uUbfsy4MuURMMfAj-2BzwOz0rNruH2uRyPgpIubqmlUDvfPd6ElgQiohgUSai-2=
BCpNhQaLu4vIARoOXSNxyygwkV97oHaD1AR3jXWj98O1wbl27mkej7mQHxyVoTpwZgjd7bBpn=
uWx9ICVFhCgrcRpkzOzAMxs50T6ATY7ibg-2BzP0qRncmGI1w-3D-3D">Read =
more</a></td></tr></table></td></tr></table></td></tr><tr><td =
valign=3D"top" align=3D"center"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
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9taGLXFSjwEzkg-2BzAWBbx0a1cz4iChpir5Hc-2B8r3PTISrqPbdNw-3D-3D"><img =
src=3D"https://locker.klarna.com/transform/59a2edac-b5f0-474a-9cb8-af444c=
5b3aab/StockImagery2024_Email_DefaultMain_Device_Backside_V4_3x2_Global" =
width=3D"100%" height=3D"auto" alt=3D"phone purse" =
style=3D"display:block;width:100%;height:auto" =
class=3D"nomob"/></a><span =
style=3D"mso-element:'field-begin'"></span><div =
style=3D"display:none" class=3D"show"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
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src=3D"https://locker.klarna.com/transform/59a2edac-b5f0-474a-9cb8-af444c=
5b3aab/StockImagery2024_Email_DefaultMain_Device_Backside_V4_3x2_Global" =
width=3D"100%" height=3D"auto" alt=3D"phone purse" =
style=3D"display:block;width:100%;height:auto"/></a></div><span =
style=3D"mso-element:'field-end'"></span></td></tr></table></td=
></tr></table><table align=3D"center" role=3D"presentation" =
width=3D"600" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
style=3D"width:600px" class=3D"wrapto100pc" bgcolor=3D"#fffffe"><tr><td =
valign=3D"top" align=3D"center" class=3D"mobPad" style=3D"padding:0px =
40px 40px 40px"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><th =
style=3D"font-weight:normal;width:250px" class=3D"stacktop stackholder" =
width=3D"250" valign=3D"middle" align=3D"center"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
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src=3D"https://locker.klarna.com/transform/92e57fb9-627b-467a-a2b1-9a385c=
d031ab/SimplifiedSnippet_Email_Split_Sustainability_Resell_3x2_Global" =
width=3D"250" height=3D"auto" alt=3D"resell" =
style=3D"display:block;width:250px;height:auto;border-radius:15px" =
class=3D"nomob"/></a><span style=3D"mso-element:field-begin"></span><div =
style=3D"display:none" class=3D"show"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
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src=3D"https://locker.klarna.com/transform/92e57fb9-627b-467a-a2b1-9a385c=
d031ab/SimplifiedSnippet_Email_Split_Sustainability_Resell_3x2_Global" =
width=3D"100%" height=3D"auto" alt=3D"resell" =
style=3D"display:block;width:100%;height:auto;border-radius:15px"/></a><t=
able width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
style=3D"padding:0px 0px 20px =
0px;line-height:0">=C2=A0</td></tr></table></div><span =
style=3D"mso-element:field-end"></span></th><th width=3D"270" =
style=3D"font-weight:normal;width:270px" valign=3D"middle" =
class=3D"stackbottom stackholder"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" class=3D"" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"center" =
style=3D"padding:0px 0px 0px 0px"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr style=3D"display:none;text-align:left" =
class=3D"show"><td class=3D"whitetxt" valign=3D"top" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-size:19px;line-height:25px;font-weight:70=
0;padding:0px 0px 5px 0px">Turn spending into saving</td></tr><tr =
class=3D"nomob"><td class=3D"whitetxt textcenter" valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:19px;line-height:25px;font-weight:700;padding:0px =
0px 0px 20px">Turn spending into saving</td></tr><tr =
style=3D"display:none;text-align:left" class=3D"show"><td =
class=3D"whitetxt" valign=3D"top" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
0px 0px 0px;text-align:left"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"whitetxt" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Resell your =
old Klarna purchases on eBay in just a few taps, and turn your pre-owned =
items into extra cash. </td></tr></table></td></tr><tr =
class=3D"nomob"><td class=3D"whitetxt textcenter" valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:5px =
0px 0px 20px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td class=3D"whitetxt" =
valign=3D"top" align=3D"left" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Resell your =
old Klarna purchases on eBay in just a few taps, and turn your pre-owned =
items into extra cash. =
</td></tr></table></td></tr></table></td></tr></table></th></tr></table><=
/td></tr></table><table align=3D"center" role=3D"presentation" =
width=3D"600" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
style=3D"width:600px" class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td =
valign=3D"top" align=3D"center" class=3D"mobPad" style=3D"padding:0px =
40px 20px 40px"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><th =
width=3D"270" style=3D"font-weight:normal;width:270px" valign=3D"middle" =
class=3D"stackbottom stackholder"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" class=3D"" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"center" =
style=3D"padding:0px 0px 0px 0px"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr style=3D"display:none;text-align:left" =
class=3D"show"><td class=3D"whitetxt" valign=3D"top" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-size:19px;line-height:25px;font-weight:70=
0;padding:0px 0px 5px 0px">Pay your way, every day</td></tr><tr =
class=3D"nomob"><td class=3D"whitetxt textcenter" valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:19px;line-height:25px;font-weight:700;padding:0px =
20px 0px 0px">Pay your way, every day</td></tr><tr =
style=3D"display:none;text-align:left" class=3D"show"><td =
class=3D"whitetxt" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
0px 0px 0px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td class=3D"whitetxt" =
valign=3D"top" align=3D"left" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Choose to =
Pay in 3, or pay later in 30 days to suit your budget needs. It's =
your money, so you decide. </td></tr></table></td></tr><tr =
class=3D"nomob"><td class=3D"whitetxt textcenter" valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:5px =
20px 0px 0px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td class=3D"whitetxt" =
valign=3D"top" align=3D"left" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Choose to =
Pay in 3, or pay later in 30 days to suit your budget needs. It's =
your money, so you decide. =
</td></tr></table></td></tr></table></td></tr></table></th><th =
style=3D"font-weight:normal;width:250px" class=3D"stacktop stackholder" =
width=3D"250" valign=3D"middle" align=3D"center"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3DsZZU_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxISv3236fT9zTEwYwWUqlmboZbDKgaGPAZnnaPguaGz=
Kltb2yXcYaqnBrcRMDZwqzUfRgOteEQUkvej93BmvQw7JQKxbM6incQ2is7hILXawXUP-2BwH=
FTIcZ11OVxXWGPDPoSHSgD1OyrYSEUo15Utf2pP3rwKM3Qqqz-2Bw-2BIkUKJvB7YvrBUGLDT=
3wx1wLhDZKiUfemkyVciG5j7wbr8O0UWnqw9oGDq-2Bj7sfa5UkSqfvZpFENl-2FiweMQUB6a=
MR8kAcWcYm2W0y1RGb-2F7hLhB0sJJZH2OF66CcCpyf6vyev3yyil-2BI4nV8D3li0fRsq5lX=
5CtgGQRHtrUbbB7zyjWHzKDL4PDKxbG0zo6y-2B-2BjmMWBED4EiwM-2FJ-2BMKDderkP0SPu=
8AIiobf9geg0-2BL1cgOklShvPH-2Bt8cWCp8olPg4sIfNWPU08-2FFmJwHqtc01ENvIdcZym=
WMAJNmLox3uUbfsy4MuURMMfAj-2BzwOz0rNruH2uRyPgpIubqmlUDvfPd6ElgYIXM8S4Gh8E=
v3YOquFOWEEiGrLV00MXJuJLVP3PoBX8PdrAsdJKOrg7TFeITsbKqpDQmcQRh0WnGBAVUGEXR=
L-2FVKb0ru5LJA48atjZrJgijt7ZExM66ZUtTSpiJGn5rDw-3D-3D"><img =
src=3D"https://locker.klarna.com/transform/1a4b10f0-4c25-47e5-a212-3668e2=
680ead/SimplifiedSnippet_Email_Split_PayIn3_SplitPayment_3x2_Global" =
width=3D"250" height=3D"auto" alt=3D"Pay in 3" =
style=3D"display:block;width:250px;height:auto;border-radius:15px" =
class=3D"nomob"/></a><span style=3D"mso-element:field-begin"></span><div =
style=3D"display:none" class=3D"show"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3DeQaC_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxISv3236fT9zTEwYwWUqlmboZbDKgaGPAZnnaPguaGz=
Kltb2yXcYaqnBrcRMDZwqzUfRgOteEQUkvej93BmvQw7JQKxbM6incQ2is7hILXawXUP-2BwH=
FTIcZ11OVxXWGPDPoSHSgD1OyrYSEUo15Utf2pP3rwKM3Qqqz-2Bw-2BIkUKJvB7YvrBUGLDT=
3wx1wLhDZKiUfemkyVciG5j7wbr8O0UWnqw9oGDq-2Bj7sfa5UkSqfvZpFENl-2FiweMQUB6a=
MR8kAcWcYm2W0y1RGb-2F7hLhB0sJJZH2OF66CcCpyf6vyev3yyil-2BI4nV8D3li0fRsq5lX=
5CtgGQRHtrUbbB7zyjWHzKDL4PDKxbG0zo6y-2B-2BjmMWBED4EiwM-2FJ-2BMKDderkP0SPu=
8AIiobf9geg0-2BL1cgOklShvPH-2Bt8cWCp8olPg4sIfNWPU08-2FFmJwHqtc01ENvIdcZym=
WMAJNmLox3uUbfsy4MuURMMfAj-2BzwOz0rNruH2uRyPgpIubqmlUDvfPd6ElgQrV22O4olHj=
p1sD5-2Fo-2FOAOcs8VI6ahQHtuxhpzHre-2FGBOvPkr59AwC-2FDBSQadY3DdOfnjAw8o2ZH=
Fp6zLYO4V0XvkFhqk42uWhJ29iWi9EImbvPUJ7qtaAAwcdCIvoN2A-3D-3D"><img =
src=3D"https://locker.klarna.com/transform/1a4b10f0-4c25-47e5-a212-3668e2=
680ead/SimplifiedSnippet_Email_Split_PayIn3_SplitPayment_3x2_Global" =
width=3D"100%" height=3D"auto" alt=3D"Pay in 3" =
style=3D"display:block;width:100%;height:auto;border-radius:15px"/></a><t=
able width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
style=3D"padding:0px 0px 20px =
0px;line-height:0">=C2=A0</td></tr></table></div><span =
style=3D"mso-element:field-end"></span></th></tr></table></td></tr></tabl=
e><table align=3D"center" role=3D"presentation" width=3D"600" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td valign=3D"top" =
align=3D"center" class=3D"mobPad" style=3D"padding:0px 40px 40px =
40px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tbody><tr><td valign=3D"top" =
align=3D"left" width=3D"14" style=3D"width:14px;padding-top:4px"><img =
src=3D"https://locker.klarna.com/transform/c46aebf6-8618-4e0e-910d-c708a2=
23a01e/Email_Disclaimer_Info_Prominent_1x1_Global" width=3D"14" =
style=3D"width:14px" alt=3D"Disclaimer"/></td><td valign=3D"top" =
align=3D"left" class=3D"whitetxt" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;line-height:25px;font-weight:400;color:#000000;padding:0px =
10px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td class=3D"whitetxt" =
valign=3D"top" align=3D"left" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-style:italic;font-size:16px;line-height:21px;font-weight:=
400">Klarna=E2=80=99s Pay in 3/Pay in 30 days are unregulated credit =
agreements. Borrowing more than you can afford or paying late may =
negatively impact your financial status and ability to obtain credit. =
18+, UK residents only. Subject to status. T&Cs and late fees =
apply.</td></tr></table></td></tr></tbody></table></td></tr></table><tabl=
e align=3D"center" role=3D"presentation" width=3D"600" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td valign=3D"top" =
align=3D"center" class=3D"mobPad" style=3D"padding:0px 40px 30px =
40px;font-size:1px;line-height:1px;mso-line-height-rule:exactly">=C2=A0</=
td></tr></table><table align=3D"center" role=3D"presentation" =
width=3D"600" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
style=3D"width:600px" class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td =
valign=3D"top" align=3D"center" style=3D"padding:0px 40px 90px 40px" =
class=3D"mobPad"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation" =
align=3D"left"><tr><td bgcolor=3D"#EEEEEE" valign=3D"top" align=3D"left" =
style=3D"font-size:1px;line-height:1px;mso-line-height-rule:exactly">=C2=A0=
</td></tr><tr><td valign=3D"top" align=3D"left" =
style=3D"font-size:20px;line-height:20px;mso-line-height-rule:exactly">=C2=
=A0</td></tr><tr><td valign=3D"top" align=3D"left"><a target=3D"_blank" =
clicktracking=3D"on" universal=3D"true" =
data-msys-sublink=3D"open-in-app" rel=3D"noreferrer" =
href=3D"https://ablink.e.klarna.com/uni/ls/click?upn=3Du001.OfdTJNAXs8d2z=
BK5-2BS35Xc1aOJA3dSM-2Fvdr-2BwJHaP-2Fcc5s7q5JAKEOiKbPWaj1OHILQqzhrxq-2BW7=
MLUAUGIycYzHUf37XY6PdrdHii-2FPatxxThDENc2GQoFssqbj0T-2FcoA7IgVeG3dPYCKv-2=
FTpBLnLtsnjpmZa2aibRABcOvwfKWG4eNg-2BI23FPGv7uPJk5Aww4QIaUQNQSrHJ64CvtHqr=
8Z-2FR-2Fg14ou5za3FrDsqy2iPS6z2NZnONx-2FNBllYlqKwn-2FL2p1jV3nmzY-2FYdlORd=
J2JwENEwMdvv-2FtZAXXZIv5Rw6B6olaSzqb0V2Q8S6ullj5LpLBCbZeqeaF3sdLnJG5L2Jbj=
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zzO-2F6bA40sGV8YXwtWr8W508EkCJc-2FqfpbI-2FimcuLwrmoT92rT04FCxcpWuHsNnl94R=
89dYJ5wMGr5FUsGCk8LwjH8ALf1xJjGvuRDJE1BQOl0-2FpyTdhftiWDJKG7YtVndgSiYAK7O=
0-2FyR08MpG89TQ9CYHWVf9XaZ6lOMjFrmEuhEQ-2FCivyPmKlNM7IydeD1pDsP6V9dnRqpHk=
CYkmu1Z6A0c9YzPcCGAUYHcUhjbY3NjBar2byRCgAGDWp8CtrS7uNQBdzmIWnsVUMcizANnYq=
G444seRxLozRO9LxSyBJ1ELt61-2BZSY25g8n7AAHOhe7ID7PwLVMTmnF3Hy5FI5Ji4IjaS5x=
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Pyz9xjDVCkCqmMVElX73Y7er5rpE4GIs0wtghVPIKR6QhJGi-2F9VrcAi4TB7nzGKAaybKNa8=
R9DOEIsrGV1OIjvpBVjif-2BvZQoEdzsaEiOH7n8V0uR5SCyBgCBUVZ3jihxuXNbW0p-2Bnsk=
Yugngz-2B-2FaWN28cyn3uFS05w3JcCYUgHnxuTe83XNcR24Ym-2BdPWefHSbj7ChVZJcv4UT=
FMsohN032Pq-2FCHFAcDlmnj2kY5fRpvDbyCrSzfXxX-2FqA-3D-3Dm3Ri_h201tDSNeclJsI=
fIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvRbAu7M-2B8hYyPpVFJ-2F1AeMy=
ydgfgxISv3236fT9zTEwYwWUqlmboZbDKgaGPAZnnaPguaGzKltb2yXcYaqnBrcRMDZwqzUfR=
gOteEQUkvej93BmvQw7JQKxbM6incQ2is7hILXawXUP-2BwHFTIcZ11OVxXWGPDPoSHSgD1Oy=
rYSEUo15Utf2pP3rwKM3Qqqz-2Bw-2BIkUKJvB7YvrBUGLDT3wx1wLhDZKiUfemkyVciG5j7w=
br8O0UWnqw9oGDq-2Bj7sfa5UkSqfvZpFENl-2FiweMQUB6aMR8kAcWcYm2W0y1RGb-2F7hLh=
B0sJJZH2OF66CcCpyf6vyev3yyil-2BI4nV8D3li0fRsq5lX5CtgGQRHtrUbbB7zyjWHzKDL4=
PDKxbG0zo6y-2B-2BjmMWBED4EiwM-2FJ-2BMKDderkP0SPu8AIiobf9geg0-2BL1cgOklShv=
PH-2Bt8cWCp8olPg4sIfNWPU08-2FFmJwHqtc01ENvIdcZymWMAJNmLox3uUbfsy4MuURMMfA=
j-2BzwOz0rNruH2uRyPgpIubqmlUDvfPd6ElgbksA8m4-2FM8xH9CoGIixJH-2FJ5SNCG768u=
dEXlfe0PUs8V5wtpsoPKep8X-2Bfknll21NiWOWb-2BfyH9m4nU-2FCOaEJD-2FjYCZr0WVa8=
z7NUuEoqLI0kjYA9o6E2cQiP1cEre6ww-3D-3D"><img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6202428d472d397bf0bbaae1/original.png?1644315277" width=3D"98" =
height=3D"40" style=3D"display:block;width:98px;height:40px" =
border=3D"0" alt=3D"Klarna"/></a></td></tr><tr><td valign=3D"top" =
align=3D"left" class=3D"neutraldark" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:30px 0px 0px 0px">Get Klarna App for:=C2=A0=C2=A0=C2=A0<a =
target=3D"_blank" =
href=3D"https://ablink.e.klarna.com/uni/ls/click?upn=3Du001.OfdTJNAXs8d2z=
BK5-2BS35Xc1aOJA3dSM-2Fvdr-2BwJHaP-2FfJvLppnXpGclHyu2U1ir0W-2BTZFZJEvK6-2=
FOk6oXklf-2B4aMUiPTa4hsKQCfsEwCW5lc-2Fg4SIEHzlW-2BP3SNQej16UcdWzI-2F8dik2=
PHXEWsuHUkYhuHzVhjcTaPFgl55B9XI8F68uG5WsPwStQqZdc3ztq7U8TAceYLvToOqbbA-2B=
MzY0JcNJS-2F17mpAlvpCC3XfycY-2Fssh028KfbsjGrAnco0yOC36uME1JTkuJ7MxcKZ1s1l=
7uquJBIMKdaxiuAyFzZljZNzk2R-2FRfZLPVw4NtpUBPBlZTPy1TSksCDioHTkignuecHOoSz=
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WBED4EiwM-2FJ-2BMKDderkP0SPu8AIiobf9geg0-2BL1cgOklShvPH-2Bt8cWCp8olPg4sIf=
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pIubqmlUDvfPd6ElgdLbFh1cjjQTdQi7ana2skHI-2FIw0RDBD5SvDEe7NlPYMeM97vWsXq8-=
2FN4CU4I4IJWPp6nTmWuHCzrmn-2BbrLKiBd2-2Br5hsC-2BGeAYLhCRvT7R2klZEO2iUlc3z=
1vhvwIpeMA-3D-3D" style=3D"color:#555555;text-decoration:underline" =
class=3D"neutraldark" rel=3D"noreferrer" universal=3D"true" =
clicktracking=3D"on">iOS</a>=C2=A0=C2=A0|=C2=A0=C2=A0<a =
target=3D"_blank" =
href=3D"https://ablink.e.klarna.com/uni/ls/click?upn=3Du001.OfdTJNAXs8d2z=
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width=3D"250" valign=3D"top" align=3D"left" class=3D"wrapto50pc =
neutraldark" style=3D"width:250px;font-family:'Klarna Text', =
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Obw-3D-3D">Privacy</a></td></tr><tr><td width=3D"250" valign=3D"top" =
align=3D"left" class=3D"wrapto50pc neutraldark" =
style=3D"width:250px;font-family:'Klarna Text', Arial, =
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waB-2FV-2BoMdyW0PRfb8rLXYcCALXfbcEGr2RUcM4Eow-3D-3D">Customer =
Service</a></td><td width=3D"250" valign=3D"top" align=3D"left" =
class=3D"wrapto50pc neutraldark" =
style=3D"width:250px;font-family:'Klarna Text', Arial, =
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