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Reply-To: "Lloyds Bank" <autoreplylbg@lloydsbank.co.uk>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: New year, new info on business success stories and useful content
Date: Thu, 30 Jan 2025 15:06:25 -0000
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  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We want you to recognise a fraudulent email if you receive one, so we will 
always include the last four digits of your bank account number: 3668 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3464&el 
qTrackId=e24ca6f735a449aababefa5e6e46c9ea&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF56B99AD6B6D757EA237C3D0BF6F039D2D7B0D42844116433FF0EFCC8B9296CBA2>
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3464&elqTrackId=1007af8c3b8f4c8e8382996371f2688c&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF51652BFF5A3258BC49EB4452E123BB4167B0D42844116433FF0EFCC8B9296CBA2> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3464&elqTrackId=e022f547809c4c8dbf1c2dfb2d4a5ee3&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF5D57072B83C9DE5B3FE6F417B5CE3B4F87B0D42844116433FF0EFCC8B9296CBA2>
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3464&elqTrackId=b74a4d44130240e5ad44318a5dedb292&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF566445AAEE6790C7EBD4C46F7261562AD7B0D42844116433FF0EFCC8B9296CBA2>
Start as you mean to go onJake 
Humphrey talks to entrepreneurs about the ups and downs of running a new 
business. Discover their secrets to success and download the whole podcast 
series here.Download podcasts 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3430&elqTrackId=0f2d69542f054cc6a2a719cb794425b6&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5392&elqak=8AF51EC0749716C329808015D1FE44B440977B0D42844116433FF0EFCC8B9296CBA2>
  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B8a3085f8-def2-4649-ac81-ab94ad411d48%7D_podcast_1200x800.png> 
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bdeb3e0b6-f2c9-4e90-acc4-ecc349c75b3f%7D_podcast_730x730.png>



  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B642d1a0d-1366-42dd-81d1-0eab5f7ef53d%7D_o4b-l.png>
Pay more inMake 
individual payments up to £100,000 (that's £75,000 more than in branch) with 
a daily limit of £250,000 using our app or your laptop.More on payments 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3441&elqTrackId=35ecedcbbb5248feae4fbfe032f77d54&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=10709&elqak=8AF50042CCF61808A2A7450C4E464DCA16977B0D42844116433FF0EFCC8B9296CBA2>


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B3eae02f6-2006-49eb-bfa4-c95416eba8f0%7D_o4b-r.png>
Do more digitallyYou 
can do so much using our app, from making payments to depositing cheques, 
checking your PIN and approving purchases.More on the app 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3440&elqTrackId=11a9735db1014fb1b569d1653a0131bc&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=10709&elqak=8AF59519D51CBF128489B5892CC5BE0D94C87B0D42844116433FF0EFCC8B9296CBA2>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bd2fcbbbb-5250-42f9-9121-34ece8c10bc3%7D_lloyds_fast_growth.png>

Borrowing options (no need to beg or steal)Knowing 
all the facts about your borrowing options is essential before making a 
decision on applying.More about borrowing 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3443&elqTrackId=b68825ef7a454a59b67713ed5a85c4fa&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=5282&elqak=8AF53F3B2DF8028BC61B63BEF5A685C2F4227B0D42844116433FF0EFCC8B9296CBA2>


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bbe1b35d8-9465-42cf-9778-e2f1026f9425%7D_disabled_businesses.png>

Championing Disability & Neuro-inclusionThis 
e-module training can help provide businesses with the skills and confidence 
to have open conversations about disability and neurodiversity.Start the training 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3580&elqTrackId=d70bf080d8b04e018f1cbe1233726c44&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=6758&elqak=8AF549B81AD65405D027CCFC19145D4A1D507B0D42844116433FF0EFCC8B9296CBA2>


I hope you found this latest mix of help and guidance useful.Simon 
Kenyon, Managing Director, Digital Banking <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3491&elqTrackId=f37204d4c12c479997de9ab111a83e5a&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF578BEAEB48B34C7D3D8ED8A0C330E5D887B0D42844116433FF0EFCC8B9296CBA2>



 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3490&elqTrackId=35119e7417164e43a0f1ecf1d537b22f&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5AD8D1B43EA5EAD1666F35CE86FA5824D7B0D42844116433FF0EFCC8B9296CBA2> 
Contact Us  	    |
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3489&elqTrackId=610316d39d5e4aa49648b8db45e8054b&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5C96222C425AADCFBB212914E375473737B0D42844116433FF0EFCC8B9296CBA2> 
Privacy Policy  	    |
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3488&elqTrackId=2f779f56f304497bb74f8009d17437da&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5583DAAE5F7839D7CA059EDD500354A937B0D42844116433FF0EFCC8B9296CBA2> 
Email Security


 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3487&elqTrackId=4814028646894d43954522d1e08d1f7e&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5C234600547A6A7A96BF35751A89FBFE37B0D42844116433FF0EFCC8B9296CBA2> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3486&elqTrackId=9e2d91173560487e923fcf4b89e6d084&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5FDDFE75DD45C96630826385B057902377B0D42844116433FF0EFCC8B9296CBA2> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3485&elqTrackId=357c4cd4d1b44c2d94b52b45a9ee36ea&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5363DD5C59DF643C5F2A5948B5600DF477B0D42844116433FF0EFCC8B9296CBA2> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3484&elqTrackId=6997a391119f4b5686a3e19def694ba1&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF575A2C54F3E91711606AF9C6369A694F27B0D42844116433FF0EFCC8B9296CBA2>
Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or 
security information. We’ll never send you an email asking for your log on 
details, or direct you to a webpage that asks for this information. Visit 
our online security pages 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3523&elqTrackId=5e355cb42c33411b93ff49a85c71e454&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7134&elqak=8AF5B1B198485D3E8C955623C3B82315CA587B0D42844116433FF0EFCC8B9296CBA2> 
for more details. Please note that any data sent via e-mail is not secure 
and could be read by others.If 
you no longer wish to receive any marketing communications from Lloyds Bank 
using this email address please click here 
<https://links.commercialemails.lloydsbank.com/unsubscribe?utm_campaign=LB_BB_Dec24_Footer_CEP&utm_content=Unsubscribe&utm_source=outbound_marketing&utm_medium=Email&pid=117070861&brand=LTB&camp=CEPJAN2025&elqTrackId=7abeb90457dc4e59bc204629772c528a&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=5143&elqak=8AF5A0D54928A3951DA739B2913E2BE11A0D7B0D42844116433FF0EFCC8B9296CBA2> 
.
Our service promise
Please let us know if you have a problem – we’re here to help. See our 
complaints process on our ‘Help & Support’ page at: 
lloydsbank.com/business/complaint 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3537&elqTrackId=d0889457564a4379b368051f07afebf1&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF59A0622987CBA645AAC21D212C63720877B0D42844116433FF0EFCC8B9296CBA2>

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3536&elqTrackId=010ad2dc3fa143efa8876622649faa18&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF54388DDCE24897BD17402A4B68C8FF4157B0D42844116433FF0EFCC8B9296CBA2> 
Policy.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales 
no. 2065. Telephone: 0207 626 1500. Authorised by the Prudential Regulation 
Authority and regulated by the Financial Conduct Authority and the 
Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services 
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman 
Service (FOS). Please note that due to FSCS and FOS eligibility criteria not 
all business customers will be covered.

Lloyds Banking Group is a financial services group that incorporates a 
number of brands including Lloyds Bank. More information on Lloyds Banking 
Group can be found at lloydsbankinggroup.com 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3535&elqTrackId=e907998b49824a8582bd00480cc58a36&elq=5fe9b055c46240808ffeeef8386695c9&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF51443BFC8515D729B94D34469A9BB23F37B0D42844116433FF0EFCC8B9296CBA2> 
.

While all reasonable care has been taken to ensure that the information 
provided is correct, no liability is accepted by Lloyds Bank for any loss or 
damage caused to any person relying on any statement or omission. This is 
for information only and should not be relied upon as offering advice for 
any set of circumstances. Specific advice should always be sought in each 
instance.  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>
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{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbb160ddc-0298-46d6-8674-ac71fa4738=
c9%7D_top_overlap_rounded_FFFFFE_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8c4b9d00-08fa-4cad-8517-f8460c26df=
ca%7D_top_overlap_rounded_11B67A_DM_OM.png') !important}
            [data-ogsb] [class~=3D"x_m_rnd_top_11B67A"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bcbf9cd26-e5db-4b3b-9697-39a9b85f31=
de%7D_top_overlap_rounded_11B67A_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_6CF479=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B948b8d75-50d5-4173-867e-72f6622ac4=
aa%7D_top_overlap_rounded_6CF479_DM_OM.png') !important}
            [data-ogsb] [class~=3D"x_m_rnd_top_6CF479"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B7a49cefa-ce7a-4a52-a69e-1bcd40e0a9=
ee%7D_top_overlap_rounded_6CF479_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_C7FFC6=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B05fd19c1-4127-4b1f-abc2-086476f58c=
38%7D_top_overlap_rounded_C7FFC6_DM_OM.png') !important}
            [data-ogsb] [class~=3D"x_m_rnd_top_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B889a8810-0a17-4425-b4cb-3e656e623a=
17%7D_top_overlap_rounded_C7FFC6_DM_WM.png') !important}

            [data-ogsb]=20
.d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9b41fa5f-ae54-40c3-9fca-53217fe5d1=
53%7D_fallback_card_top_C7FFC6_64h_DM_OM.png') !important}
            [data-ogsb] [class~=3D"x_d_rnd_top_carou_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Baa882c0c-142a-4d91-8cc9-863b39c5f8=
49%7D_fallback_card_top_C7FFC6_64h_DM_WM.png') !important}
           =20
[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf95f9637-63ff-4c05-8e81-69dfab85de=
1c%7D_fallback_card_top_FFFFFE_64h_OM.png') !important}
            [data-ogsb] [class~=3D"x_d_rnd_top_carou_FFFFFE"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B30b44557-e423-4859-9562-671905c1e0=
f3%7D_fallback_card_top_FFFFFE_64h_WM.png') !important}

     =20
      /* Thunderbird fix */
            @media screen and (-moz-device-pixel-ratio){
                .moz-text-html .t_d_block {display: block !important}
            }
        }
        /* MOBILE */
        @media only screen and (max-width:480px) {
            .m_h{display:none !important}
            .m_d_b{display:block !important}
            .m_d_ib{display:inline-block!important}
            .m_d_t{display: table !important}
            .m_d_f{display: flex!important}

           =20
.m_bsbb{box-sizing:border-box !important}

            .m_mhunset{max-height:unset !important}
            .m_minwunset{min-width: unset !important}
            .m_mw340{max-width:340px !important}
            .m_minw194{min-width:194px !important}
            .m_minw220{min-width:220px !important}

            .m_w50pc{width:50% !important}
            .m_w90pc{width: 90% !important}
            .m_w100pc{width:100% !important}

            .m_hauto{height:auto !important}
           =20
.m_h300{height: 300px !important}
            .m_hvw{height: 100vw !important}
            .m_h290{height: 290px !important}

            .m_mauto{margin:auto !important}

            .m_p0{padding:0 !important}
            .m_p8{padding:8px !important}
            .m_p0_16{padding:0px 16px !important}
            .m_p12{padding:12px !important}
            .m_p16{padding:16px !important}
            .m_p0_24{padding:0 24px !important}
            .m_p0_32{padding:0 32px !important}
        =20
   .m_p0_48{padding:0 48px !important}
            .m_p32_16{padding:32px 16px !important}
            .m_p24{padding:24px !important}
            .m_p32{padding:32px !important}
            .m_pl0{padding-left:0px !important}
            .m_pl16{padding-left:16px !important}
            .m_pl24{padding-left:24px !important}
            .m_pl30{padding-left:30px !important}
            .m_plr8{padding-left:8px !important;padding-right:8px =
!important}
            .m_plr16{padding-left:16px=20
!important;padding-right:16px !important}
            .m_plr24{padding-left:24px !important;padding-right:24px =
!important}
            .m_plr32{padding-left:32px !important;padding-right:32px =
!important}
            .m_pr0{padding-right:0px !important}
            .m_pr16{padding-right:16px !important}
            .m_pr24{padding-right:24px !important}
            .m_pr32{padding-right:32px !important}
            .m_pb0{padding-bottom:0px !important}
            .m_pb16{padding-bottom:16px=20
!important}
            .m_pb24{padding-bottom:24px !important}
            .m_pb32{padding-bottom:32px !important}
            .m_pb40{padding-bottom:40px !important}
            .m_pb64{padding-bottom:64px !important}
            .m_pt0{padding-top:0px !important}
            .m_pt16{padding-top:16px !important}
            .m_pt24{padding-top:24px !important}
            .m_pt32{padding-top:32px !important}
            .m_pt40{padding-top:40px !important}

           =20
.m_sharedFooter{padding:20px 0 4px 0 !important}

            .m_tac{text-align:center !important}
            .m_tal{text-align:left !important}

            .m_fnone{float:none !important}
            .m_fl{float: left !important}
            .m_fr{float: right !important}
            .m_clboth{clear:both !important}

            .m_nobg{background:none !important}

            .m_fs10{font-size:10px !important; line-height:14px =
!important}
            .m_fs12{font-size:12px !important;=20
line-height:16px !important}
            .m_fs16{font-size:16px !important; line-height:20px =
!important}
            .m_fs24{font-size:24px !important; line-height:26px =
!important}
            .m_fs32{font-size:32px !important; line-height:36px =
!important}
            .m_fs40{font-size:40px !important; line-height:44px =
!important}

            .m_wb_ba{word-break: break-all !important}

            .m_bt0{border-top: 0 !important}
            .m_bdr16 {border-radius:16px; overflow:hidden}

   =20
        .m_footerButton{padding:24px 0px !important;border-bottom:1px =
solid #fffffe}
            .m_footerButton_last{border-bottom: none !important}
            .m_footerArrow{display: block !important}
           =20
            /* Gmail overrides */
            u~div .g_h {display: none !important}
            u~div .m_minwunset {min-width: unset !important; =
padding-left: 24px !important; padding-right: 24px !important}
            u~div .NMS_B_cell {width:100% !important; min-width: 100%=20
!important; padding-bottom: 8px}
            u~div .m_plr64 {padding-left: 24px !important; =
padding-right: 24px !important}
            u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important; padding-top: 32px}
            u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
            u~div .g_nobg {background-image: none !important; =
padding-top: 32px}
            u~div .g_bgnone {background-image: none=20
!important}
        }

        @media only screen and (max-width:360px) {
            .show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
        }

        @-webkit-keyframes bugfix{
            from{padding:0}
            to{padding:0}
        }

        @media yahoo {
            =
*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
            .y_bsbb{box-sizing:border-box !important}
        }

        @media (prefers-color-scheme: dark) {
           =20
.d_lightText {color: #fffffe !important;-webkit-text-fill-color: #fffffe =
!important}
            .d_darkText {color: #000001 =
!important;-webkit-text-fill-color: #000001 !important}
        }
        /* Outlook.com dark mode overrides */
        [data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
        [data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
        [data-ogsb] .cta_ghost{border:1px solid #FFFFFE=20
!important; color: #FFFFFE !important}
        [data-ogsb] .darkmode_img {display: block !important}
        [data-ogsb] .lightmode_img {display: none !important}
    </style>
    <style>

        /* Mobile overlap colours - rounded box */
        @media only screen and (max-width:480px) {
            =
.m_rnd_top_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7cfb76b7-9049-46b=
3-80df-d2153b9d0c3c%7D_rounded_top_480w_fffffe.png') =
!important;background-size:contain !important}
           =20
.m_rnd_top_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B99e063dd-5e91-4e9=
a-b917-aeb7ac197be6%7D_top_overlap_rounded_024731_mob.png') =
!important;background-size:contain !important}
            =
.m_rnd_top_006A4D{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B06ac5617-4c3f-41c=
4-aaf0-3b28b6b19b3c%7D_top_overlap_rounded_006a4d_mob.png') =
!important;background-size:contain=20
!important}
            =
.m_rnd_top_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bb00eb69f-174e-485=
d-9d8f-d3b9cb4e6478%7D_top_overlap_rounded_11B67A_mob.png') =
!important;background-size:contain !important}
            =
.m_rnd_top_6CF479{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcf2f3185-e90d-403=
a-97b0-5c84ca39804a%7D_top_overlap_rounded_6CF479_mob.png')=20
!important;background-size:contain !important}
            =
.m_rnd_top_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B093e6ab5-9f2d-401=
5-a444-4fccaed255ab%7D_top_overlap_rounded_C7FFC6_mob.png') =
!important;background-size:contain !important}
           =20
.m_rnd_top_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B14d6a9ca-a2c8-427=
3-afa3-00eee25789cf%7D_top_overlap_rounded_323233_mob.png') =
!important;background-size:contain !important}

            /* Mobile overlap colours - full width */
           =20
.m_overlap_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B1bf83068-6f43-475=
a-83ce-32f822b7d045%7D_top_overlap_straight_480w_fffffe.png')}
            =
.m_overlap_F1F1F1{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Ba6e69a1e-6a4f-4f2=
e-b4b0-af71c42924a3%7D_straight_top_480w_f1f1f1.png')}
           =20
.m_overlap_006a4d{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcb10e029-d828-44c=
1-8805-418fe9003257%7D_top_overlap_straight_480w_006a4d.png')}
            =
.m_overlap_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bd14b6719-3226-4c8=
3-9fed-2df21a83f8a5%7D_top_overlap_straight_480w_024731.png')}
           =20
.m_overlap_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bea90fb17-b159-4cf=
6-8ce3-1749b944d352%7D_top_overlap_straight_480w_323233.png')}
            =
.m_overlap_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf468abcc-6613-4ee=
7-8371-ed6989963ee9%7D_top_overlap_straight_480w_11B67A.png')}
           =20
.m_overlap_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B15c811cc-76ed-4da=
e-a5ba-197628be6040%7D_top_overlap_straight_480w_C7FFC6.png')}
            .m_overlap_FFFFFE, .m_overlap_F1F1F1, .m_overlap_006a4d, =
.m_overlap_024731, .m_overlap_323233, .m_overlap_11B67A, =
.m_overlap_C7FFC6 =
{background-repeat:no-repeat;background-size:contain;background-position:=
 top center}
        }
    </style>
    <style>

        /* Gmail Dark Mode overrides */
        @media only screen and (max-width:480px) {
            u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen}
            u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
            u ~ div .m_footerButton_last {border-bottom: none =
!important}
        }
    </style>
    <style>

        .m_footerButton_last\0{border-bottom: none!important}
        .oa_dib {display: inline-block !important}

        @media only screen and (max-width:480px) {
            /* Outlook app dark mode overrides */
            [data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B59d296c2-4655-40b3-9afe-847efb3432=
29%7D_top_overlap_straight_FFFFFE_DM_OA.png') !important}
            [data-ogsb] .d_overlap_F1F1F1=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B24e4965f-87c1-4f4e-ac18-b12e2fae3e=
aa%7D_grey_top_overlap_straight_DM_mob.png') !important}
            [data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B76e63411-fc92-4816-82cf-6d8a2a7e75=
fe%7D_top_overlap_straight_323233_DM_OA.png') !important}
            [data-ogsb] .d_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9ccb61d8-a4e0-4b90-bde8-4aa7849a4d=
7c%7D_top_overlap_straight_11B67A_DM_OA.png') !important}
            [data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bc02a414a-8c75-4d84-9c7a-4a5d893fe7=
5c%7D_top_overlap_straight_C7FFC6_DM_OA.png') !important}

            [data-ogsb] .m_rnd_top_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B58eec5f2-84c2-4cef-aea7-eaa0e7dbc7=
eb%7D_white_top_overlap_rounded_DM_mob.png') !important}
            [data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B3fd2de9f-96de-47f5-9843-0faf3b9b21=
c5%7D_top_overlap_rounded_11B67A_DM_OA.png') !important}
            [data-ogsb] .m_rnd_top_6CF479=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbf566bc1-6a33-4464-8df5-a1c1c646c0=
16%7D_top_overlap_rounded_6CF479_DM_OA.png') !important}
            [data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B783bff5b-7902-4d29-95df-545ab37e7c=
61%7D_top_overlap_rounded_C7FFC6_DM_OA.png') !important}
            [data-ogsb] .d_rnd_top_carou_C7FFC6=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bde19fd4c-0c02-4d97-91e9-6ef643cf0d=
4a%7D_fallback_card_top_C7FFC6_64h_DM_OA.png') !important}
            [data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B741aa4ac-0862-4f76-a0e2-b8c4b9bfea=
be%7D_fallback_card_top_FFFFFE_64h_OA.png') !important}

            [data-ogsb] .m_overlap_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B869d92c8-7a81-4c4d-a935-37048b5067=
21%7D_top_overlap_straight_480w_FFFFFE_DM_OA.png') !important}
            [data-ogsb] .m_overlap_F1F1F1 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6beba950-4c44-4b5b-b699-48fdfbdd05=
6c%7D_straight_top_480w_f1f1f1_dm.png') !important}
            [data-ogsb] .m_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf915357e-5411-4f9a-bb3a-d958dd2bdf=
51%7D_top_overlap_straight_480w_11B67A_DM_OA.png') !important}
            [data-ogsb] .m_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B92703da7-9bc0-426b-b6a0-c940b70148=
c5%7D_top_overlap_straight_480w_C7FFC6_DM_OA.png') !important}
        }

        @media (min-resolution:=20
1dpi) and (max-width:480px) {
            .oa_h\0 {display: none!important}
            .oa_w6pc\0 {width: 6%!important}
            .oa_w29pc\0 {width: 29%!important}
            .oa_w46pc\0 {width: 46%!important}
            .oa_w61pc\0 {width: 61%!important}
            .oa_w85pc\0 {width: 85%!important}
        }
    </style>
    <!--[if gte mso 16]>
    <style>

        .keep-white {
            mso-style-textfill-type:gradient;
            mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
            color:#000000 !important;
        }
        .keep-black {
            mso-style-textfill-type:gradient;
            mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
            color:#ffffff !important;
        }
    </style>
    <![endif]-->
    <!--[if gte mso 9]>

    <style type=3D"text/css">
            v\:* { behavior: url(#default#VML); display:inline-block}
            o\:* { behavior: url(#default#VML); }
    </style>
    <noscript>
        <xml>
            <o:OfficeDocumentSettings>
                <o:PixelsPerInch>96</o:PixelsPerInch>
            </o:OfficeDocumentSettings>
        </xml>
		<xml>
			<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
    		<w:DontUseAdvancedTypographyReadingMail/>
			</w:WordDocument>
		</xml>

    </noscript>
    <![endif]-->
    <!--[if gt mso 15]>
    <style type=3D"text/css" media=3D"all">
            /* Outlook 2016 Height/Pagebreak Fix */
            table, tr, td {border-collapse: collapse}
            tr { font-size:0px; line-height:0px; border-collapse: =
collapse; }
    </style>
    <![endif]-->
    <!--[if !mso]><!-- custom fonts -->
    <!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->

    <link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
    <style>

        /* FOR HEADINGS ONLY*/
        .f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important}
        .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important}
        .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
        .f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400=20
!important}
        .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important}
        /* FOR BODY COPIES AND CTAS*/
        .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
        .f_GUS_R{font-family:'GT Ultra Sans =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
        .f_GUS_L{font-family:'GT Ultra Sans =
Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
    </style>

    <!--KINETIC ENABLER-->
    <link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{25e5ce9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
    <!--<![endif]-->
</head>

<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px =
none; padding:0px; margin: 0px; text-align: center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative">




    <div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">

        <!-- [H1a] Header - preheader and security text (calm green) -->

        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
            <tr>
                <td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
                   =20
                    <!-- DYN - PREHEADER -->
                    <!-- DYN -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto">
	<tbody>
		<tr>
		=09
<td style=3D"padding-right: 8px" width=3D"24">
			<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none"><img =
alt=3D"image" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_ico=
n_DM.png" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto" width=3D"24" /></div>
		=09
<img alt=3D"image" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_ico=
n_fill_calmgreen.png" style=3D"width: 24px; min-width:24px; height:auto" =
width=3D"24" /></td>
			<td align=3D"left" class=3D"f_GUS_R m_w100pc" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px">We
 want you to recognise a fraudulent email if you receive one, so we will =
always include the last four digits of your bank account number: =
3668</td>
		</tr>
	</tbody>
</table>


                </td>
            </tr>
        </table>

        <!-- [2d] Hero (Business and Commercial) - secondary full width =
layout with H2 and CTA -->

        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
            <tr>
                <td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
                   =20
                    <!-- DYN - HEADER -->
                    <!-- DYN - BB -->

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_mauto" style=3D"margin:auto; width:536px" =
width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
			<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none">
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3464&elqTrackId=3De24ca6f735a449aababefa5e6e46c9ea&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF56B99AD6B6D757EA237C3D0BF6F039D2D7B0D42844116433FF0EFCC8B929=
6CBA2" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Ho=
rse_Mark_DM.png" style=3D"width: 48px; height: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></div>
		=09
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3464&elqTrackId=3D1007af8c3b8f4c8e8382996371f2688c&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF51652BFF5A3258BC49EB4452E123BB4167B0D42844116433FF0EFCC8B929=
6CBA2" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Ho=
rse_Mark.png" style=3D"width:48px; display:block; height:auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></td>
			<td align=3D"right" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
		=09
<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3464&elqTrackId=3De022f547809c4c8dbf1c2dfb2d4a5ee3&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF5D57072B83C9DE5B3FE6F417B5CE3B4F87B0D42844116433FF0EFCC8B929=
6CBA2" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Business and Commercial" class=3D"darkmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B1ea59c03-d769-436e-a0c6-fedbd251ca03%7D_signpost_b=
us_com_rev.png" style=3D"height: 48px; width: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" /> </a></div>
		=09
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3464&elqTrackId=3Db74a4d44130240e5ad44318a5dedb292&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF566445AAEE6790C7EBD4C46F7261562AD7B0D42844116433FF0EFCC8B929=
6CBA2" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Business and Commercial" class=3D"lightmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bfe4957f4-5a44-4ae8-8191-8d462d5bcf31%7D_signpost_b=
us_com.png" style=3D"height: 48px; width: auto; font-size:12px; =
line-height:16px; color:#000001; font-family:arial,helvetica,sans-serif" =
/> </a></td>
		</tr>
	</tbody>
</table>


                    <!-- DYN - INTRO TITLE -->

                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto; width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUL_R m_w100pc" colspan=3D"2" =
style=3D"color:#000001; font-family:arial,helvetica,serif; =
font-size:48px; mso-line-height-rule:exactly; line-height:52px; =
letter-spacing:-0.02em; padding-bottom: 64px" valign=3D"top">Start as =
you mean to go on</td>
		</tr>
	</tbody>
</table>



                    <!-- DYN - SALUTATION -->
                   =20

                    <!-- DYN - INTRO -->
                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto; width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" colspan=3D"2" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
vertical-align: bottom" valign=3D"bottom">Jake
 Humphrey talks to entrepreneurs about the ups and downs of running a =
new business. Discover their secrets to success and download the whole =
podcast series here.</td>
		</tr>
		<tr>
			<td align=3D"left" colspan=3D"2" style=3D"padding-top:24px" =
valign=3D"bottom"><!--// CTA START \\-->
			<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
				<tbody>
					<tr>
						<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3430&elqTrackId=3D0f2d69542f054cc6a2a719cb794425b6&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D539=
2&elqak=3D8AF51EC0749716C329808015D1FE44B440977B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center; text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Download podcasts">Download podcasts</a></td>
					</tr>
				</tbody>
			</table>
			<!--// CTA END \\--></td>
		</tr>
	</tbody>
</table>


                    <!--[if gte mso 15]><br />&nbsp;<![endif]-->
                </td>
            </tr>
        </table>

        <!-- DYN - HERO -->

        <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" style=3D"margin:auto; =
width:600px" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0; line-height:0" =
valign=3D"top">
<img alt=3D"podcast cover" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B8a3085f8-def2-4649-ac81-ab94ad411d48%7D_podcast_1=
200x800.png" style=3D"width:600px; height:auto; color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:400px; text-align:center" width=3D"600" /> <!--[if =
!mso]><!-- mobile image -->
 <img alt=3D"podcast cover" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bdeb3e0b6-f2c9-4e90-acc4-ecc349c75b3f%7D_podcast_7=
30x730.png" style=3D"display:none; height:auto; width:100%" =
width=3D"300" /> <!--<![endif]--></td>
		</tr>
	</tbody>
</table>


      <!-- REAL ESTATE 1 -->
       =20
     =20
  <!-- MANUFACTURING 1 -->
       =20
     =20
  <!-- MANUFACTURING 2 -->
       =20

     =20
  <!-- HEALTHCARE 1 -->

                  =20
     =20
<!-- TECH 1 -->
       =20

  <!-- TECH 2 -->
                  =20
           =20

  <!-- Regional NE 1 -->
                  =20
         =20
  <!-- RETAIL & WHOLESALE 1 -->
             =20
     =20
     =20
   <!-- HOSPITALITY 1 -->
            =20
     =20
 <!-- DIGITAL USERS 1 & 2 -->
        <!-- O4B - user [8a] Multi-column (2 col - images) -->

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:600px; margin:auto" valign=3D"top" =
width=3D"600">
	<tbody>
		<tr>
			<td class=3D"m_plr16" style=3D"background-color:#fffffe; =
vertical-align:top; padding:32px; font-size:0; line-height:0" =
valign=3D"top">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:536px" =
valign=3D"top" width=3D"536">
				<tbody>
					<tr>
						<td valign=3D"top"><!--[if gte mso 9]>
						=09
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"center" =
valign=3D"top">
								<tr>
									<td valign=3D"top">
								<![endif]-->
						<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto" =
valign=3D"top">
							<tbody>
								<tr>
									<td valign=3D"top">
								=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:0 auto; width: 260px" width=3D"260">
										<tbody>
											<tr>
												<td align=3D"center"><img alt=3D"mobile image" =
class=3D"m_w100pc m_hauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B642d1a0d-1366-42dd-81d1-0eab5f7ef53d%7D_o4b-l.png=
" style=3D"width:260px; height:auto;" width=3D"260" /></td>
											</tr>
											<tr>
											=09
<td align=3D"center" class=3D"f_GUL_B m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:36px; mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em; padding-top:24px; font-weight:bold;">Pay more =
in</td>
											</tr>
											<tr>
												<td align=3D"center" class=3D"f_GUS_R m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">Make
 individual payments up to &pound;100,000 (that&#39;s &pound;75,000 more =
than in branch) with a daily limit of &pound;250,000 using our app or =
your laptop.</td>
											</tr>
											<tr>
												<td align=3D"center" class=3D"m_pt24" style=3D"padding-top: =
44px"><!--// CTA START \\-->
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
													<tbody>
														<tr>
															<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius: 8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3441&elqTrackId=3D35ecedcbbb5248feae4fbfe032f77d54&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D107=
09&elqak=3D8AF50042CCF61808A2A7450C4E464DCA16977B0D42844116433FF0EFCC8B92=
96CBA2" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center; text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius: 8px" =
target=3D"_blank" title=3D"More on payments">More on payments</a></td>
														</tr>
													</tbody>
												</table>
												<!--// CTA END \\--></td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						<!--[if gte mso 9]>
											</td><td valign=3D"top">
								=09
<![endif]-->

						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_h" height=3D"16" style=3D"margin:0 auto; =
width:16px; height: 16px" valign=3D"top" width=3D"16">
							<tbody>
								<tr>
									<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:15px; box-sizing:content-box">&nbsp;</td>
								</tr>
								<!--[if mso 16]><tr><td style=3D"font-size:0px; line-height:0px; =
height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
					=09
<!--[if gte mso 9]>
											</td><td valign=3D"top">
									<![endif]-->

						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto" =
valign=3D"top">
							<tbody>
								<tr>
									<td class=3D"m_pt40" valign=3D"top">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; width: =
260px" width=3D"260">
										<tbody>
											<tr>
												<td align=3D"center">
<img alt=3D"new card image" class=3D"m_w100pc m_hauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B3eae02f6-2006-49eb-bfa4-c95416eba8f0%7D_o4b-r.png=
" style=3D"width:260px; height:auto;" width=3D"260" /></td>
											</tr>
											<tr>
											=09
<td align=3D"center" class=3D"f_GUL_B m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:36px; mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em; padding-top:24px; font-weight:bold;">Do more =
digitally</td>
											</tr>
											<tr>
												<td align=3D"center" class=3D"f_GUS_R m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">You
 can do so much using our app, from making payments to depositing =
cheques, checking your PIN and approving purchases.</td>
											</tr>
											<tr>
												<td align=3D"center" style=3D"padding-top: 24px"><!--// CTA =
START \\-->
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
													<tbody>
														<tr>
															<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius: 8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3440&elqTrackId=3D11a9735db1014fb1b569d1653a0131bc&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D107=
09&elqak=3D8AF59519D51CBF128489B5892CC5BE0D94C87B0D42844116433FF0EFCC8B92=
96CBA2" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center; text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius: 8px" =
target=3D"_blank" title=3D"More on the app">More on the app</a></td>
														</tr>
													</tbody>
												</table>
												<!--// CTA END \\--></td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</div>
						<!--[if gte mso 9]>
											</td>
									=09
</tr>
									</table>
								<![endif]--></td>
					</tr>
				</tbody>
			</table>
			<!--[if gte mso 15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>
     =20
     =20
<!-- DIGITAL NON USERS 1 -->
              =20
     =20
<!-- FAST GROWTH 1 -->
        <!-- Fast Growth [5c] Text with image (full bleed) - 50:50 image =
left (image TOP on mobile) -->

<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
		=09
<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:300px" width=3D"300">
				<tbody>
					<tr>
						<td align=3D"center">
<img alt=3D"Borrowing options (no need to beg or steal)" border=3D"0" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bd2fcbbbb-5250-42f9-9121-34ece8c10bc3%7D_lloyds_fa=
st_growth.png" style=3D"display: block; width:300px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:300px; text-align:center" width=3D"300" /></td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td>
<td align=3D"right" valign=3D"top"><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" height=3D"300" =
style=3D"width:298px; height: 300px" width=3D"300">
				<tbody>
					<tr>
						<td class=3D"m_hauto" height=3D"236" style=3D"padding:32px 32px =
32px 32px; vertical-align: middle; width: 236px; height: 236px" =
valign=3D"middle" width=3D"236">
					=09
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width: 236px" valign=3D"middle" =
width=3D"236">
							<tbody>
								<tr>
									<td align=3D"center" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; line-height:34px; letter-spacing:-0.02em; =
font-weight:bold;">Borrowing options (no need to beg or steal)</td>
								</tr>
								<tr>
								=09
<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">Knowing all the facts about your borrowing options is =
essential before making a decision on applying.</td>
								</tr>
								<tr>
									<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
										<tbody>
										=09
<tr>
												<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3443&elqTrackId=3Db68825ef7a454a59b67713ed5a85c4fa&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D528=
2&elqak=3D8AF53F3B2DF8028BC61B63BEF5A685C2F4227B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"More about borrowing">More about =
borrowing</a></td>
											</tr>
										</tbody>
									</table>
									<!--// CTA END \\--></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>

<!-- SPACER 24PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"24" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:23px; box-sizing:content-box">&nbsp;</td>
		</tr>
	</tbody>
</table>
      =20
     =20
  <!-- PRODUCTIVITY 1 -->
        <!-- PRODUCTIVITY 1 [5c] Text with image (full bleed) - 50:50 =
image left (image TOP on mobile) -->

<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
		=09
<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:300px" width=3D"300">
				<tbody>
					<tr>
						<td align=3D"center">
<img alt=3D"Removing the barriers to borrowing" border=3D"0" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bbe1b35d8-9465-42cf-9778-e2f1026f9425%7D_disabled_=
businesses.png" style=3D"display: block; width:300px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:300px; text-align:center" width=3D"300" /></td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td align=3D"right" valign=3D"top">
<![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" height=3D"300" =
style=3D"width:298px; height: 300px" width=3D"300">
				<tbody>
					<tr>
						<td class=3D"m_hauto" height=3D"236" style=3D"padding:32px 32px =
32px 32px; vertical-align: middle; width: 236px; height: 236px" =
valign=3D"middle" width=3D"236">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width: 236px" =
valign=3D"middle" width=3D"236">
							<tbody>
							=09
<tr>
									<td align=3D"center" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; line-height:34px; letter-spacing:-0.02em; =
font-weight:bold;">Championing Disability &amp; Neuro-inclusion</td>
								</tr>
								<tr>
									<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:16px">This
 e-module training can help provide businesses with the skills and =
confidence to have open conversations about disability and =
neurodiversity.</td>
								</tr>
								<tr>
									<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
										<tbody>
											<tr>
												<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3580&elqTrackId=3Dd70bf080d8b04e018f1cbe1233726c44&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D675=
8&elqak=3D8AF549B81AD65405D027CCFC19145D4A1D507B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Start the training">Start the =
training</a></td>
											</tr>
										</tbody>
									</table>
									<!--// CTA END \\--></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>

<!-- SPACER 24PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"24" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:23px; box-sizing:content-box">&nbsp;</td>
		</tr>
	</tbody>
</table>
     =20
  =20
     =20
  <!-- PRODUCTIVITY 2 -->
             =20
        =20
     =20
  <!-- FRAUD -->
             =20
        =20
     =20
     =20
        <!-- [3b] Text - H2, H4, copy and CTA -->

        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
            <tr>
                <td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
                   =20
                    <!-- DYN - OUTRO -->

                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:0">I hope =
you found this latest mix of help and guidance useful.</td>
		</tr>
	</tbody>
</table>


                    <!-- DYN - SIGNATURE -->

                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; letter-spacing:-0.02em; =
font-weight:bold; padding-top:16px">Simon Kenyon, Managing Director, =
Digital Banking</td>
		</tr>
	</tbody>
</table>


                   =20
                </td>
            </tr>
        </table>

        <!-- DYN - FOOTER NAV SOCIAL -->
        <!-- [F1a] Footer - Retail, BCB and CIB use ONLY (B2B) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_hauto" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top">
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3491&elqTrackId=3Df37204d4c12c479997de9ab111a83e5a&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF578BEAEB48B34C7D3D8ED8A0C330E5D887B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"text-decoration:none; display: block" target=3D"_blank" =
title=3D"">
<img alt=3D"Lloyds Bank Logo" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bc460939e-b247-49af-9e13-54794cfe3761%7D_footer_log=
o_lloyds_horiz_pos_B2B_desk.png" style=3D"width:600px; height: auto; =
display: block; color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:338px; text-align:center" width=3D"600" /> =
<!--[if !mso]><!-- mobile image -->
 <img alt=3D"Lloyds Bank Logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B8c8551d0-eeb6-41e5-a96d-0c1f91956a28%7D_footer_log=
o_lloyds_horiz_pos_B2B_mob.png" style=3D"display:none; height:auto" /> =
<!--<![endif]--> </a></td>
		</tr>
	</tbody>
</table>

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width: 600px" width=3D"600">
	<tbody>
		<tr>
		=09
<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"88" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#024731,#024731)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
				=09
<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024=
731.png"/></v:rect>
					<![endif]-->
		=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spa=
cer-024731.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_s=
pacer-024731.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07=
e%7D_spacer-024731.png'); background-size:100% 100%; width:600px; =
height: 88px; vertical-align:top">
				<tbody>
					<tr>
						<td valign=3D"top">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
							<tbody>
								<tr>
								=09
<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt: 32px 0px 32px 0px">
									<div class=3D"m_d_b" style=3D"display: flex; align-items: =
center; justify-content: center">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3490&elqTrackId=3D35119e7417164e43a0f1ecf1d537b22f&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5AD8D1B43EA5EAD1666F35CE86FA5824D7B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Contact Us"><span class=3D"keep-white =
d_lightText">Contact Us</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
										=09
<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3489&elqTrackId=3D610316d39d5e4aa49648b8db45e8054b&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5C96222C425AADCFBB212914E375473737B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Privacy Policy"><span class=3D"keep-white =
d_lightText">Privacy Policy</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
										=09
<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3488&elqTrackId=3D2f779f56f304497bb74f8009d17437da&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5583DAAE5F7839D7CA059EDD500354A937B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Email Security"><span class=3D"keep-white =
d_lightText">Email Security</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"m_h" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:0px; =
line-height:20px">&nbsp;</td>
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<td align=3D"center" class=3D"m_hauto" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#323233,#323233)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
				=09
<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spacer_323=
233.png"/></v:rect>
					<![endif]-->
		=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spa=
cer_323233.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_s=
pacer_323233.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd4=
3%7D_spacer_323233.png'); background-size:100% 100%; width:600px; =
height: 89px; vertical-align:top">
				<tbody>
					<tr>
						<td align=3D"left" style=3D"padding:24px 0px">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top">
							<tbody>
								<tr>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3487&elqTrackId=3D4814028646894d43954522d1e08d1f7e&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5C234600547A6A7A96BF35751A89FBFE37B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Facebook">
<img alt=3D"Facebook" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B29b506b6-d8bf-489e-9ea4-b6fbdb02e85b%7D_social_ico=
n_FB_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3486&elqTrackId=3D9e2d91173560487e923fcf4b89e6d084&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5FDDFE75DD45C96630826385B057902377B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"text-decoration: none" target=3D"_blank" title=3D"X =
(Twitter)">
<img alt=3D"X (Twitter)" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B5941dd35-5b8f-48b4-b0ee-d2719670d44c%7D_social_ico=
n_X_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3485&elqTrackId=3D357c4cd4d1b44c2d94b52b45a9ee36ea&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5363DD5C59DF643C5F2A5948B5600DF477B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"LinkedIn">
<img alt=3D"LinkedIn" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B50ae2967-7337-4e1e-88f5-826222582e75%7D_social_ico=
n_Linkedin_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3484&elqTrackId=3D6997a391119f4b5686a3e19def694ba1&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF575A2C54F3E91711606AF9C6369A694F27B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Instagram">
<img alt=3D"Instagram" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81da65f5-d70b-4f3f-bac9-30d4377a1f69%7D_social_ico=
n_insta_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>


        <!-- DYN - FOOTER TOP -->

        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px 20px 16px 20px"><strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Security Information</strong><br />
			Please
 note that Lloyds Bank NEVER send emails that ask for confidential or =
security information. We&rsquo;ll never send you an email asking for =
your log on details, or direct you to a webpage that asks for this =
information. Visit our online <a=20
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3523&elqTrackId=3D5e355cb42c33411b93ff49a85c71e454&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
4&elqak=3D8AF5B1B198485D3E8C955623C3B82315CA587B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#000001" target=3D"_blank" title=3D"security =
pages">security pages</a> for more details. Please note that any data =
sent via e-mail is not secure and could be read by others.</td>
		</tr>
	</tbody>
</table>



        <!-- DYN - UNSUBSCRIBE -->
        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 16px 20px">If
 you no longer wish to receive any marketing communications from Lloyds =
Bank using this email address please click <a=20
href=3D"https://links.commercialemails.lloydsbank.com/unsubscribe?utm_cam=
paign=3DLB_BB_Dec24_Footer_CEP&utm_content=3DUnsubscribe&utm_source=3Dout=
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JAN2025&elqTrackId=3D7abeb90457dc4e59bc204629772c528a&elq=3D5fe9b055c4624=
0808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&elqcst=3D=
272&elqcsid=3D5143&elqak=3D8AF5A0D54928A3951DA739B2913E2BE11A0D7B0D428441=
16433FF0EFCC8B9296CBA2" style=3D"color:#000001" target=3D"_blank" =
title=3D"here">here</a>.</td>
		</tr>
=09
</tbody>
</table>

     =20
        <!-- DYN - FOOTER BOTTOM -->
        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 20px 20px">
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Our service promise</strong><br />
			Please
 let us know if you have a problem &ndash; we&rsquo;re here to help. See =
our complaints process on our &lsquo;Help &amp; Support&rsquo; page at: =
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3537&elqTrackId=3Dd0889457564a4379b368051f07afebf1&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF59A0622987CBA645AAC21D212C63720877B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#000001" target=3D"_blank" =
title=3D"lloydsbank.com/business/complaint">lloydsbank.com/business/compl=
aint
</a><br />
			<br />
			To
 help us improve the emails we send you, we collect basic information =
from your device such as when they are opened. For more information =
please read our <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3536&elqTrackId=3D010ad2dc3fa143efa8876622649faa18&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF54388DDCE24897BD17402A4B68C8FF4157B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#000001" target=3D"_blank" title=3D"Cookies =
Policy">Cookies
 Policy</a>.<br />
			<br />
			Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. =
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in =
England and Wales no. 2065. Telephone: 0207 626 1500. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority under Registration =
Number 119278.<br />
			<br />
			Eligible
 deposits with us are protected by the Financial Services Compensation =
Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). =
Please note that due to FSCS and FOS eligibility criteria not all =
business customers will be covered.<br />
			<br />
			Lloyds
 Banking Group is a financial services group that incorporates a number =
of brands including Lloyds Bank. More information on Lloyds Banking =
Group can be found at <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3535&elqTrackId=3De907998b49824a8582bd00480cc58a36&elq=3D5fe9b055c4=
6240808ffeeef8386695c9&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF51443BFC8515D729B94D34469A9BB23F37B0D42844116433FF0EFCC8B929=
6CBA2" style=3D"color:#000001" target=3D"_blank"=20
title=3D"lloydsbankinggroup.com">lloydsbankinggroup.com</a>.<br />
			<br />
			While all reasonable care has been taken to ensure that the =
information provided is correct, no liability is accepted by Lloyds Bank =
for any loss or damage caused to any person relying on any statement or =
omission. This is for information only and should not be relied upon as =
offering advice for any set of circumstances. Specific advice should =
always be sought in each instance.</td>
		</tr>
	</tbody>
</table>



        <!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
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" alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
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<img =
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