Received: from mail02.emails.lloydsbanking.com (mail02.emails.lloydsbanking.com [141.145.12.89])
	by mail.itpartnership.com with ESMTPS
	(version=TLSv1.3 cipher=TLS_AES_256_GCM_SHA384 bits=256)
	; Thu, 27 Mar 2025 12:31:35 +0000
Received: from c06snj901 (10.54.139.117) by mail02.emails.lloydsbanking.com id hsl2ic38sdka for <bob@sarahharvey.com>; Thu, 27 Mar 2025 08:31:34 -0400 (envelope-from <bounce@emails.lloydsbank.com>)
Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: You have a new message from us
Date: Thu, 27 Mar 2025 12:31:34 -0000
Message-ID: <bcad61343e704dc5a7bcbdb4f0d50021@794418472>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_0161_01DB9F14.DA0737B0"
X-Mailer: Microsoft Outlook 16.0
x-cid: 663-14053
Thread-Index: AQIyW1CqTYPnOXQpSrAGr8HdQkZlvA==
X-OlkEid: 00000000CC09373165EA424894A88D7C135300090700C3B68E10F77511CEB4CD00AA00BBB6E600000000000B0000F3CAA7D39DC9FE498D8F5D237175EB780000000040D4000014DD0A9085799A4EACA9F2D508ACE346
X-Binding: 794418472
X-elqSiteID: 794418472
X-elqPod: 0xD333BE27328013FA3318FCF529F5FBA05331E75ED12A32B3AD23F02222B9EE37

This is a multipart message in MIME format.

------=_NextPart_000_0161_01DB9F14.DA0737B0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

  <https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=bcad61343e704dc5a7bcbdb4f0d50021&siteid=794418472>
Read your new message online

 ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
 ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­


  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We'll always include your name, Mr Home, and the last four digits of an 
account you have with us (4446), so you know our emails are genuine.

 <https://www.lloydsbank.com/?elqTrackId=d65bd5bf2d0b4656be2d8eb31a2a2bcf&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF5FA61DDEACDD925431B313B8952866926FA1941A3D04B81068F6C1197291BEEA8>

  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_DM.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Horse_Mark.png>
We are making some updates to our terms and conditions

Dear Mr Home,
We've sent a new message to your online banking digital inbox. It contains 
important information, so please try to read it as soon as you can.
 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B0b4b5cba-6c91-41bf-ab23-37443ecb5ced%7D_ltb-generic.png>


Here’s what your message is aboutWe’re 
updating the terms and conditions for our Current and Savings accounts. Most 
changes will take effect on 2 June 2025. These include updates to our branch 
and telephone banking services, and information on what to do if you think 
you’ve sent money to a fraudster.How to view your message
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B2d3c2b51-bf9c-4858-b846-b7be1e977cbe%7D_View-new-message-green-v2.gif>


  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B64b1ce42-0ecb-4081-9704-30274c055ac6%7D_ltb-icon-document.png>
If you log in to online banking 
<https://www.lloydsbank.com/help-guidance/everyday-banking/getting-online/log-on.html?elqTrackId=4d982062d0674abd95aa44b4fba89de8&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF5F098C6C1D5A26F9186D416A8FA510056FA1941A3D04B81068F6C1197291BEEA8> 
with a computer or tablet, select the envelope icon. When you’re using a 
mobile browser, you’ll find your inbox in the menu.

You can read, save or print documents from your digital Inbox whenever you 
want. Just make sure to keep anything you save or print in a safe spot. We’ll 
never change anything we send to your digital inbox.
 <https://www.lloydsbank.com/?elqTrackId=bdc3bb63fac14f51a8de50e4fc1fdc68&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF532634BF7FCF551D1A2E6CFC4BBAC646DFA1941A3D04B81068F6C1197291BEEA8>


Important informationFind out how to keep your identity safe 
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud/keep-your-details-safe-identity-theft.html?elqTrackId=c684a22083a4443280b6130b25630d2e&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF51B9B270159605C10AC4B5EEFB2C6160EFA1941A3D04B81068F6C1197291BEEA8> 
. If you see anything that doesn’t look right or if you have any questions, 
visit lloydsbank.com/contact-us 
<https://www.lloydsbank.com/help-guidance/call-us.html?elqTrackId=4ef161c6eaca47e5ad0fd2f22cac5110&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF52E415B64AC6712B2B724024D5254008CFA1941A3D04B81068F6C1197291BEEA8> 
to find out how to get in touch.

Updating your phone number
Keeping your telephone number up to date gives you an extra layer of 
security when you shop or bank online. You can update your details online. 
Find out how to add or change your telephone number 
<https://www.lloydsbank.com/help-guidance/everyday-banking/profile-and-settings/update-your-phone-number.html?elqTrackId=b7424e10d9824f4aa6ff665bb9f663ed&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqak=8AF5F7CAE97ADE0D6D6FF8C98AC56A8AA6BCFA1941A3D04B81068F6C1197291BEEA8> 
.

If you don't use our app, or we don't have your phone number, you might not 
be able to shop online, log in to online banking or make a payment to 
someone new.

We send communications like this for legal reasons, to help you make the 
most of your accounts, or to let you know about changes to your accounts or 
services.Email address book – add us to make sure you get our emails.

How we use your information – review our privacy policy 
<https://www.lloydsbank.com/privacy.html?elqTrackId=daf11e2ebcd94981becad90e854da89c&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqcst=272&elqcsid=16713&elqak=8AF541C39924427E400075B20A6635B325C5FA1941A3D04B81068F6C1197291BEEA8> 
.

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies Policy 
<https://www.lloydsbank.com/cookies?elqTrackId=c3cb7bcaf5014849897204cee9cf03fc&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqcst=272&elqcsid=57433&elqak=8AF5EB3D1401E0F568C0D08766026FB7B798FA1941A3D04B81068F6C1197291BEEA8> 
.

What to expect from our emails

We will:
• Always include your name and the last four digits of an account you have 
with us.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the 
information you need.

We will never:
• Send you to a web page that asks for your log in, personal or banking 
details.

If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com 
<mailto:emailscams@lloydsbanking.com>  and then delete it.
• Speak to us to check. You could do this by messaging us from our app or 
Online banking.

We have lots of information to keep you and your money safe on our website. 
Just visit our Fraud Hub 
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=7805b7a71338494b8fe7dafc3fb90388&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqcst=272&elqcsid=16710&elqak=8AF5F3A2A279E8C0DB5F400DB5BB82A15301FA1941A3D04B81068F6C1197291BEEA8> 
.

If you have a hearing or speech impairment you can use Relay UK, or contact 
us by textphone on 0345 <tel:03453002280>  300 2280. Lines are open 8am - 
6pm, seven days a week, excluding bank holidays. In either case, calls are 
serviced by Relay UK. SignVideo 
<https://www.lloydsbank.com/help-guidance/accessibility/signvideo.html?elqTrackId=9b323506dfb34d219482e92d56674786&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqcst=272&elqcsid=16706&elqak=8AF53EC967DA9C0DE08F0CDCDB78D1256209FA1941A3D04B81068F6C1197291BEEA8> 
services are also available if you’re Deaf and use British Sign Language.Calls and online sessions may be monitored and recorded. Not all Telephone 
Banking services are available 24 hours a day, seven days a week.Our app is available to customers with a UK personal account and valid 
registered phone number. Minimum operating systems apply, so check the App 
Store or Google Play for details. Device registration required. Terms and 
conditions 
<https://www.lloydsbank.com/legal/online-banking/internet-banking.html?elqTrackId=ed9e17a5ff0949528ee3b6c572e0928c&elq=bcad61343e704dc5a7bcbdb4f0d50021&elqaid=14053&elqat=1&elqCampaignId=663&elqcst=272&elqcsid=16709&elqak=8AF5F1AE6142242554C043BD5B7C2D50BE4BFA1941A3D04B81068F6C1197291BEEA8> 
apply.Android/Google Play is a trademark of Google LLC. Apple, the Apple logo, are 
trademarks of Apple Inc., registered in the U.S. and other countries. App 
Store is a service mark of Apple Inc.Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales 
no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation 
Authority and regulated by the Financial Conduct Authority and the 
Prudential Regulation Authority under registration number 119278.  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>

------=_NextPart_000_0161_01DB9F14.DA0737B0
Content-Type: text/html;
	boundary="=-mbMPanTog0x9VCZFQIhmEQ==";
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable
Content-ID: <cff18a67-4166-486b-a552-7302db44efc8>

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" =
"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html style=3D"opacity: 1" xmlns=3D"http://www.w3.org/1999/xhtml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office" =
xmlns:v=3D"urn:schemas-microsoft-com:vml" lang=3D"en" xml:lang=3D"en">
<head>
	<meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge">
	<meta content=3D"text/html;charset=3Dutf-8" =
http-equiv=3D"content-type"/>
	<meta content=3D"width=3Ddevice-width, initial-scale=3D1, =
maximum-scale=3D1, user-scalable=3Dyes" name=3D"viewport"/>
	<meta content=3D"telephone=3Dno, date=3Dno, address=3Dno, email=3Dno, =
url=3Dno" name=3D"format-detection">
	<meta name=3D"x-apple-disable-message-reformatting">
	<title>Lloyds Bank</title>
	<!-- HTML VERSION: u7.4 | DATE UPDATED: 27th Sep 2024 -->
	<style type=3D"text/css">
		/*FIXES AND UNIVERSAL*/
		a[href^=3D"x-apple-data-detectors"]{color:inherit =
!important;text-decoration:inherit !important}
		a{color:#000001;cursor: pointer}
		a[x-apple-data-detectors] {color: inherit !important;text-decoration: =
none !important;font-size: inherit !important;font-family: inherit =
!important;font-weight: inherit !important;line-height: inherit =
!important}

		.ReadMsgBody{width:100%}
		.ExternalClass{width:100%}
		.ExternalClass * {line-height:100%}
		html =
{box-sizing:border-box;-webkit-transform:translateZ(0);-webkit-perspectiv=
e:1000;-webkit-backface-visibility:hidden;-moz-backface-visibility:hidden=
;-ms-backface-visibility:hidden}
		=
body{margin:0;-webkit-text-size-adjust:none;-webkit-text-size-adjust:none=
;-ms-text-size-adjust:none;-webkit-animation:bugfix infinite 1s}
		* {box-sizing:unset}

		th{font-weight:inherit;}

		/* SAMSUNG APP FIX */
		#MessageViewBody, #MessageWebViewDiv{min-width:100vw; margin:0 =
!important; zoom:1 !important}

		/*DESKTOP*/
		@media only screen and (min-width:481px) {
			.cta_black:hover, .cta_black:active, .cta_white:hover, =
.cta_white:active, .cta_ghost:hover, .cta_ghost:active =
{text-decoration:underline !important}

			/* Outlook Dark mode Mac and Webmail overrides */
			[data-ogsb] .cta_black {border:1px solid #fffffe !important}

			[data-ogsb] .d_overlap_F1F1F1 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B39fd8f81-7879-41fa-a3be-6c765362bf3c%7D_grey=
_top_overlap_straight_DM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_F1F1F1"]  =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bf479b41f-60fd-410b-acf1-c28cd60eb1c7%7D_grey=
_top_overlap_straight_DM_webmail.png') !important}

			[data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Be7dca7ba-da47-4dac-ac74-88eff4893ec5%7D_top_=
overlap_straight_FFFFFE_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_FFFFFE"]  =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bb7efcf57-3fd6-451e-ad23-6d985be5c7a6%7D_top_=
overlap_straight_FFFFFE_DM_WM.png') !important}

			[data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B39fd8f81-7879-41fa-a3be-6c765362bf3c%7D_grey=
_top_overlap_straight_DM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_323233"]  =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B7366e710-ff14-4a17-99de-b11bef60a94d%7D_top_=
overlap_straight_323233_DM_WM.png') !important}

			[data-ogsb] .d_overlap_11B67A =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B3814f7bc-1a4b-4590-8eba-2ff33350cbda%7D_top_=
overlap_straight_11B67A_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_11B67A"]  =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B80148d8a-9c1b-4b1a-9792-dbdd0e4880c9%7D_top_=
overlap_straight_11B67A_DM_WM.png') !important}

			[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B8153c81b-1c9e-43db-b0dc-019c25d68503%7D_top_=
overlap_straight_C7FFC6_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_C7FFC6"]  =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B6167653c-a5c9-4e7f-840d-165038233125%7D_top_=
overlap_straight_C7FFC6_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bb6893d0e-4511-4cfb-a981-e598affe8b33%7D_top_=
overlap_rounded_FFFFFE_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_FFFFFE"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bbb160ddc-0298-46d6-8674-ac71fa4738c9%7D_top_=
overlap_rounded_FFFFFE_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B8c4b9d00-08fa-4cad-8517-f8460c26dfca%7D_top_=
overlap_rounded_11B67A_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_11B67A"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bcbf9cd26-e5db-4b3b-9697-39a9b85f31de%7D_top_=
overlap_rounded_11B67A_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B948b8d75-50d5-4173-867e-72f6622ac4aa%7D_top_=
overlap_rounded_6CF479_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_6CF479"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B7a49cefa-ce7a-4a52-a69e-1bcd40e0a9ee%7D_top_=
overlap_rounded_6CF479_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B05fd19c1-4127-4b1f-abc2-086476f58c38%7D_top_=
overlap_rounded_C7FFC6_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_C7FFC6"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B889a8810-0a17-4425-b4cb-3e656e623a17%7D_top_=
overlap_rounded_C7FFC6_DM_WM.png') !important}

			[data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B9b41fa5f-ae54-40c3-9fca-53217fe5d153%7D_fall=
back_card_top_C7FFC6_64h_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_rnd_top_carou_C7FFC6"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Baa882c0c-142a-4d91-8cc9-863b39c5f849%7D_fall=
back_card_top_C7FFC6_64h_DM_WM.png') !important}
			[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bf95f9637-63ff-4c05-8e81-69dfab85de1c%7D_fall=
back_card_top_FFFFFE_64h_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_rnd_top_carou_FFFFFE"] =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B30b44557-e423-4859-9562-671905c1e0f3%7D_fall=
back_card_top_FFFFFE_64h_WM.png') !important}

			/* Thunderbird fix */
			@media screen and (-moz-device-pixel-ratio){
				.moz-text-html .t_d_block {display: block !important}
			}
		}
		/* MOBILE */
		@media only screen and (max-width:480px) {
			.m_h{display:none !important}
			.m_d_b{display:block !important}
			.m_d_ib{display:inline-block!important}
			.m_d_t{display: table !important}
			.m_d_f{display: flex!important}

			.m_bsbb{box-sizing:border-box !important}

			.m_mhunset{max-height:unset !important}
			.m_minwunset{min-width: unset !important}
			.m_mw340{max-width:340px !important}
			.m_minw194{min-width:194px !important}
			.m_minw220{min-width:220px !important}

			.m_w50pc{width:50% !important}
			.m_w90pc{width: 90% !important}
			.m_w100pc{width:100% !important}

			.m_hauto{height:auto !important}
			.m_h300{height: 300px !important}
			.m_hvw{height: 100vw !important}
			.m_h290{height: 290px !important}

			.m_mauto{margin:auto !important}

			.m_p0{padding:0 !important}
			.m_p8{padding:8px !important}
			.m_p0_16{padding:0px 16px !important}
			.m_p12{padding:12px !important}
			.m_p16{padding:16px !important}
			.m_p0_24{padding:0 24px !important}
			.m_p0_32{padding:0 32px !important}
			.m_p0_48{padding:0 48px !important}
			.m_p32_16{padding:32px 16px !important}
			.m_p24{padding:24px !important}
			.m_p32{padding:32px !important}
			.m_pl0{padding-left:0px !important}
			.m_pl16{padding-left:16px !important}
			.m_pl24{padding-left:24px !important}
			.m_pl30{padding-left:30px !important}
			.m_plr8{padding-left:8px !important;padding-right:8px !important}
			.m_plr16{padding-left:16px !important;padding-right:16px !important}
			.m_plr24{padding-left:24px !important;padding-right:24px !important}
			.m_plr32{padding-left:32px !important;padding-right:32px !important}
			.m_pr0{padding-right:0px !important}
			.m_pr16{padding-right:16px !important}
			.m_pr24{padding-right:24px !important}
			.m_pr32{padding-right:32px !important}
			.m_pb0{padding-bottom:0px !important}
			.m_pb16{padding-bottom:16px !important}
			.m_pb24{padding-bottom:24px !important}
			.m_pb32{padding-bottom:32px !important}
			.m_pb40{padding-bottom:40px !important}
			.m_pb64{padding-bottom:64px !important}
			.m_pt0{padding-top:0px !important}
			.m_pt24{padding-top:24px !important}
			.m_pt32{padding-top:32px !important}
			.m_pt40{padding-top:40px !important}

			.m_sharedFooter{padding:20px 0 4px 0 !important}

			.m_tac{text-align:center !important}
			.m_tal{text-align:left !important}

			.m_fnone{float:none !important}
			.m_fl{float: left !important}
			.m_fr{float: right !important}
			.m_clboth{clear:both !important}

			.m_nobg{background:none !important}

			.m_fs10{font-size:10px !important; line-height:14px !important}
			.m_fs12{font-size:12px !important; line-height:16px !important}
			.m_fs16{font-size:16px !important; line-height:20px !important}
			.m_fs24{font-size:24px !important; line-height:26px !important}
			.m_fs32{font-size:32px !important; line-height:36px !important}
			.m_fs40{font-size:40px !important; line-height:44px !important}

			.m_wb_ba{word-break: break-all !important}

			.m_bt0{border-top: 0 !important}
			.m_bdr16 {border-radius:16px; overflow:hidden}

			.m_footerButton{padding:24px 0px !important;border-bottom:1px solid =
#fffffe}
			.m_footerButton_last{border-bottom: none !important}
			.m_footerArrow{display: block !important}
		=09
			/* Gmail overrides */
			u~div .g_h {display: none !important}
			u~div .m_minwunset {min-width: unset !important; padding-left: 24px =
!important; padding-right: 24px !important}
			u~div .NMS_B_cell {width:100% !important; min-width: 100% !important; =
padding-bottom: 8px}
			u~div .m_plr64 {padding-left: 24px !important; padding-right: 24px =
!important}
			u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important; padding-top: 32px}
			u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
			u~div .g_nobg {background-image: none !important; padding-top: 32px}
			u~div .g_bgnone {background-image: none !important}
		}

		@media only screen and (max-width:360px) {
			.show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
		}

		@-webkit-keyframes bugfix{
			from{padding:0}
			to{padding:0}
		}

		@media yahoo {
			*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
			.y_bsbb{box-sizing:border-box !important}
		}

		@media (prefers-color-scheme: dark) {
			.d_lightText {color: #fffffe !important;-webkit-text-fill-color: =
#fffffe !important}
			.d_darkText {color: #000001 !important;-webkit-text-fill-color: =
#000001 !important}
		}
		/* Outlook.com dark mode overrides */
		[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
		[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
		[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; color: =
#FFFFFE !important}
		[data-ogsb] .darkmode_img {display: block !important}
		[data-ogsb] .lightmode_img {display: none !important}
	</style>
	<style>
		/* Mobile overlap colours - rounded box */
		@media only screen and (max-width:480px) {
			=
.m_rnd_top_FFFFFE{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B7cfb76b7-9049-46b3-80df-d21=
53b9d0c3c%7D_rounded_top_480w_fffffe.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_024731{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B99e063dd-5e91-4e9a-b917-aeb=
7ac197be6%7D_top_overlap_rounded_024731_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_006A4D{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B06ac5617-4c3f-41c4-aaf0-3b2=
8b6b19b3c%7D_top_overlap_rounded_006a4d_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_11B67A{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bb00eb69f-174e-485d-9d8f-d3b=
9cb4e6478%7D_top_overlap_rounded_11B67A_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_6CF479{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bcf2f3185-e90d-403a-97b0-5c8=
4ca39804a%7D_top_overlap_rounded_6CF479_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_C7FFC6{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B093e6ab5-9f2d-4015-a444-4fc=
caed255ab%7D_top_overlap_rounded_C7FFC6_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_323233{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B14d6a9ca-a2c8-4273-afa3-00e=
ee25789cf%7D_top_overlap_rounded_323233_mob.png') =
!important;background-size:contain !important}

			/* Mobile overlap colours - full width */
			=
.m_overlap_FFFFFE{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B1bf83068-6f43-475a-83ce-32f=
822b7d045%7D_top_overlap_straight_480w_fffffe.png')}
			=
.m_overlap_F1F1F1{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Ba6e69a1e-6a4f-4f2e-b4b0-af7=
1c42924a3%7D_straight_top_480w_f1f1f1.png')}
			=
.m_overlap_006a4d{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bcb10e029-d828-44c1-8805-418=
fe9003257%7D_top_overlap_straight_480w_006a4d.png')}
			=
.m_overlap_024731{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bd14b6719-3226-4c83-9fed-2df=
21a83f8a5%7D_top_overlap_straight_480w_024731.png')}
			=
.m_overlap_323233{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bea90fb17-b159-4cf6-8ce3-174=
9b944d352%7D_top_overlap_straight_480w_323233.png')}
			=
.m_overlap_11B67A{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7Bf468abcc-6613-4ee7-8371-ed6=
989963ee9%7D_top_overlap_straight_480w_11B67A.png')}
			=
.m_overlap_C7FFC6{background-image:url('https://image.emails.lloydsbank.c=
om/EloquaImages/clients/LloydsBankingGroup/%7B15c811cc-76ed-4dae-a5ba-197=
628be6040%7D_top_overlap_straight_480w_C7FFC6.png')}
			.m_overlap_FFFFFE, .m_overlap_F1F1F1, .m_overlap_006a4d, =
.m_overlap_024731, .m_overlap_323233, .m_overlap_11B67A, =
.m_overlap_C7FFC6 =
{background-repeat:no-repeat;background-size:contain;background-position:=
 top center}
		}
	</style>
	<style>
		/* Gmail Dark Mode overrides */
		@media only screen and (max-width:480px) {
			u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
			u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
			u ~ div .m_footerButton_last {border-bottom: none !important}
		}
	</style>
	<style>
		.m_footerButton_last\0{border-bottom: none!important}
		.oa_dib {display: inline-block !important}

		@media only screen and (max-width:480px) {
			/* Outlook app dark mode overrides */
			[data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B59d296c2-4655-40b3-9afe-847efb343229%7D_top_=
overlap_straight_FFFFFE_DM_OA.png') !important}
			[data-ogsb] .d_overlap_F1F1F1 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B24e4965f-87c1-4f4e-ac18-b12e2fae3eaa%7D_grey=
_top_overlap_straight_DM_mob.png') !important}
			[data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B76e63411-fc92-4816-82cf-6d8a2a7e75fe%7D_top_=
overlap_straight_323233_DM_OA.png') !important}
			[data-ogsb] .d_overlap_11B67A =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B9ccb61d8-a4e0-4b90-bde8-4aa7849a4d7c%7D_top_=
overlap_straight_11B67A_DM_OA.png') !important}
			[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bc02a414a-8c75-4d84-9c7a-4a5d893fe75c%7D_top_=
overlap_straight_C7FFC6_DM_OA.png') !important}

			[data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B58eec5f2-84c2-4cef-aea7-eaa0e7dbc7eb%7D_whit=
e_top_overlap_rounded_DM_mob.png') !important}
			[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B3fd2de9f-96de-47f5-9843-0faf3b9b21c5%7D_top_=
overlap_rounded_11B67A_DM_OA.png') !important}
			[data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bbf566bc1-6a33-4464-8df5-a1c1c646c016%7D_top_=
overlap_rounded_6CF479_DM_OA.png') !important}
			[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B783bff5b-7902-4d29-95df-545ab37e7c61%7D_top_=
overlap_rounded_C7FFC6_DM_OA.png') !important}
			[data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bde19fd4c-0c02-4d97-91e9-6ef643cf0d4a%7D_fall=
back_card_top_C7FFC6_64h_DM_OA.png') !important}
			[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B741aa4ac-0862-4f76-a0e2-b8c4b9bfeabe%7D_fall=
back_card_top_FFFFFE_64h_OA.png') !important}

			[data-ogsb] .m_overlap_FFFFFE =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B869d92c8-7a81-4c4d-a935-37048b506721%7D_top_=
overlap_straight_480w_FFFFFE_DM_OA.png') !important}
			[data-ogsb] .m_overlap_F1F1F1 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B6beba950-4c44-4b5b-b699-48fdfbdd056c%7D_stra=
ight_top_480w_f1f1f1_dm.png') !important}
			[data-ogsb] .m_overlap_11B67A =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7Bf915357e-5411-4f9a-bb3a-d958dd2bdf51%7D_top_=
overlap_straight_480w_11B67A_DM_OA.png') !important}
			[data-ogsb] .m_overlap_C7FFC6 =
{background-image:url('https://image.emails.lloydsbank.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B92703da7-9bc0-426b-b6a0-c940b70148c5%7D_top_=
overlap_straight_480w_C7FFC6_DM_OA.png') !important}
		}

		@media (min-resolution: 1dpi) and (max-width:480px) {
			.oa_h\0 {display: none!important}
			.oa_w6pc\0 {width: 6%!important}
			.oa_w29pc\0 {width: 29%!important}
			.oa_w46pc\0 {width: 46%!important}
			.oa_w61pc\0 {width: 61%!important}
			.oa_w85pc\0 {width: 85%!important}
		}
	</style>
	<!--[if gte mso 16]>
	<style>
		.keep-white {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
			color:#000000 !important;
		}
		.keep-black {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
			color:#ffffff !important;
		}
	</style>
	<![endif]-->
	<!--[if gte mso 9]>
	<style type=3D"text/css">
			v\:* { behavior: url(#default#VML); display:inline-block}
			o\:* { behavior: url(#default#VML); }
	</style>
	<noscript>
		<xml>
			<o:OfficeDocumentSettings>
				<o:PixelsPerInch>96</o:PixelsPerInch>
			</o:OfficeDocumentSettings>
		</xml>
    <xml>
      <w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
      <w:DontUseAdvancedTypographyReadingMail/>
      </w:WordDocument>
    </xml>
	</noscript>
	<![endif]-->
	<!--[if gt mso 15]>
	<style type=3D"text/css" media=3D"all">
			/* Outlook 2016 Height/Pagebreak Fix */
			table, tr, td {border-collapse: collapse}
			tr { font-size:0px; line-height:0px; border-collapse: collapse; }
	</style>
	<![endif]-->
	<!--[if !mso]><!-- custom fonts -->
	<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
	<link =
href=3D"https://image.commercialemails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
	<style>
		/* FOR HEADINGS ONLY*/
		.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important}
		.f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important}
		.f_GUL_B{font-family:'GT Ultra Lloyds Bold',arial,helvetica,sans-serif =
!important; font-weight:600 !important}
		.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
		.f_GUL_T{font-family:'GT Ultra Lloyds Thin',arial,helvetica,sans-serif =
!important; font-weight:300 !important}
		/* FOR BODY COPIES AND CTAS*/
		.f_GUS_B{font-family:'GT Ultra Sans Bold',arial,helvetica,sans-serif =
!important; font-weight:600 !important}
		.f_GUS_R{font-family:'GT Ultra Sans =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
		.f_GUS_L{font-family:'GT Ultra Sans Light',arial,helvetica,sans-serif =
!important; font-weight:300 !important}
	</style>

	<!--KINETIC ENABLER-->
	<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{25e5c=
e9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
	<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px =
none; padding:0px; margin: 0px; text-align: center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>




	<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">

		<!-- [H1a] Header - preheader and security text (calm green) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
			<tbody><tr>
				<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding: =
16px; background-color: rgb(241, 241, 241); color: rgb(0, 0, 1); =
font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: =
16px; font-weight: bold; border-style: none;">
					Read your new message online
					<div =
style=3D"mso-hide:all;display:none;max-height:0px;overflow:hidden">=E2=80=
=87=CD=8F
 =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD=20
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD &nbsp;</div>
				</td>
			</tr>
			<tr>
				<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0" class=3D"">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" style=3D"margin:auto">
						<tbody><tr>
							<td width=3D"24" style=3D"padding-right: 8px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<img class=3D"darkmode_img" alt=3D"" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png" =
width=3D"24" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
								</div>
								<img class=3D"lightmode_img" alt=3D"" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_cal=
mgreen.png" width=3D"24" style=3D"width: 24px; min-width:24px; =
height:auto">
							</td>
							<td class=3D"f_GUS_R m_w100pc" align=3D"left" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px">
								<span style=3D"display: inline !important;"><!-- =
LIVE_LB_SECURITY_HEADER_A -->We'll always include your name, <!-- =
LIVE_LB_SECURITY_HEADER_A END --></span>Mr Home<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_B -->, and the last =
four digits of an account you have with us (<!-- =
LIVE_LB_SECURITY_HEADER_B END --></span>4446<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_C -->), so you know our =
emails are genuine.<!-- LIVE_LB_SECURITY_HEADER_C END --></span>
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>

		<!-- [2b] Hero (consumer) - secondary full width layout with H2 and =
CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px 32px 0px =
32px; font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tbody><tr>
							<td align=3D"left" valign=3D"top" style=3D"padding-bottom:24px" =
class=3D"">
								<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dd65bd5bf2d0b4656be2d8eb3=
1a2a2bcf&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&=
elqCampaignId=3D663&elqak=3D8AF5FA61DDEACDD925431B313B8952866926FA1941A3D=
04B81068F6C1197291BEEA8" target=3D"_blank" title=3D"Lloyds Bank">
									<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
										<img class=3D"darkmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" width=3D"48" style=3D"width: 48px; height: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif">
									</div>
										<img class=3D"lightmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Horse_Mark.p=
ng" width=3D"48" style=3D"width:48px; display:block; height:auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif">
									</a>
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_BK m_w100pc m_fs32" align=3D"left" =
valign=3D"top" style=3D"color:#000001; =
font-family:arial,helvetica,serif; font-size:48px; =
mso-line-height-rule:exactly; line-height:52px; font-weight: bold; =
letter-spacing:-0.02em;">
								We are making some updates to our terms and conditions
							</td>
						</tr>
					</tbody></table>
					<!--[if gte mso 15]><br />&nbsp;<![endif]-->
				</td>
			</tr>
		</tbody></table>

		<!-- DYN - PRODUCT DETAILS-->
	=09

		<!-- [3a] Text - introduction / salutation -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px 32px 0 32px; =
font-size:0; line-height:0" class=3D"">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
						<tbody><tr>
							<td class=3D"f_GUL_B" align=3D"left" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; font-weight: bold; =
letter-spacing:-0.02em">
								Dear Mr Home,
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:16px">
								We've sent a new message to your online banking digital inbox. =
It&nbsp;contains important information, so please try to read it as soon =
as you can.
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>

		<!-- DYN - MESSAGE -->
		<!-- [3e] Text - Illustration overlap - full width -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600"><!--[if !mso]><!-- non-outlook -->
	<tbody>
		<tr>
			<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px; padding-top:20px">&nbsp;</td>
			<td class=3D"m_w50pc" height=3D"64" rowspan=3D"2" =
style=3D"height:64px; width:64px; text-align:center; padding-top:20px" =
width=3D"64"><img alt=3D"bell illustration" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0b4b5cba-6c91-41bf-ab23-37443ecb5ced%7D_ltb-generic.png" =
style=3D"width:132px; min-width:132px; height: auto; z-index:3; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:132px; text-align:center" width=3D"132" /></td>
			<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px; padding-top:20px">&nbsp;</td>
		</tr>
		<tr>
			<td bgcolor=3D"#C7FFC6" class=3D"m_w100pc" colspan=3D"3" =
height=3D"100" style=3D"background-color:#C7FFC6; height:100px; =
width:auto">&nbsp;</td>
		</tr>
		<!--<![endif]--><!--[if gte mso 9]>
				<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:600px; height:32px; z-index:-1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif"/>

				<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" style=3D"top:0px; =
left:234px; width:132px; height:132px; z-index:2; position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0b4b5cba-6c91-41bf-ab23-37443ecb5ced%7D_ltb-generic.png""/>
			<![endif]-->
	</tbody>
</table>

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:600px; margin:auto" width=3D"600">
	<tbody>
		<tr>
			<td bgcolor=3D"#C7FFC6" colspan=3D"3" style=3D"background:#C7FFC6; =
padding:24px 32px 32px 32px; mso-padding-alt: 124px 32px 32px 32px" =
valign=3D"top">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto; =
width:536px" width=3D"536">
				<tbody>
					<tr>
						<td align=3D"centre" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; line-height:34px; font-weight: bold; =
letter-spacing:-0.02em">Here&rsquo;s what your message is about</td>
					</tr>
					<tr>
						<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; text-decoration:none; =
padding-top:16px;">We&rsquo;re updating the terms and conditions for our =
Current and Savings accounts. Most changes will take effect on 2 June =
2025. These include updates to our branch and telephone banking =
services, and information on what to do if you think you&rsquo;ve sent =
money to a fraudster.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>


		<!-- [3b] Text - H2, H4, copy and CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px 32px 32px =
32px; font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
						<tbody><tr>
							<td class=3D"f_GUL_B" align=3D"center" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; line-height:34px; font-weight: bold; =
letter-spacing:-0.02em">
								How to view your message=20
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>

		<!-- [4a] Image banner (scale) -->
		<table class=3D"m_w100pc m_hauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; width:600px; background-color:#fffffe;">
			<tbody><tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0px; =
line-height:0px">
					<img class=3D"m_w100pc" alt=3D"gif image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2d3c2b51-bf9c-4858-b846-b7be1e977cbe%7D_View-new-message-gre=
en-v2.gif" width=3D"600" style=3D"width:600px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:300px; text-align:center">
				</td>
			</tr>
		</tbody></table>
     =20
      	<!-- [6d] Icon list (large icons) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">

						<tr>
							<td valign=3D"top">
								<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center">
									<tr>
										<td valign=3D"top" width=3D"64" style=3D"width: 64px">
											<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B64b1ce42-0ecb-4081-9704-30274c055ac6%7D_ltb-icon-document.pn=
g" title=3D"Document icon" width=3D"64" style=3D"width:64px; =
min-width:64px; height:auto">
										</td>
										<td style=3D"padding-left: 16px">
											<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"456" style=3D"width: 456px">
												<tr>
													<td class=3D"f_GUS_R" calign=3D"left" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
padding:0 0px 0px 0px">
														If you log in to <a class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/help-guidance/everyday-banking/getting=
-online/log-on.html?elqTrackId=3D4d982062d0674abd95aa44b4fba89de8&elq=3Db=
cad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&elqCampaignId=3D=
663&elqak=3D8AF5F098C6C1D5A26F9186D416A8FA510056FA1941A3D04B81068F6C11972=
91BEEA8" target=3D"_blank" title=3D"online banking" =
style=3D"color:#000001; font-weight: bold; text-decoration: =
underline">online banking</a> with a computer or tablet, select the =
envelope icon. When you=E2=80=99re using a mobile browser, =
you=E2=80=99ll find your inbox in the menu.
                                                      <br /><br />

You can read, save or print documents from your digital Inbox whenever =
you want. Just make sure to keep anything you save or print in a safe =
spot. We=E2=80=99ll never change anything we send to your digital inbox.
													</td>
												</tr>
											</table>
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>

		<!-- [F1a] Footer - Retail use ONLY (B2C) -->
		<table class=3D"m_w100pc m_hauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; width:600px; background-color:#fffffe">
			<tbody><tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0px =
line-height:0px">
					<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dbdc3bb63fac14f51a8de50e4=
fc1fdc68&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&=
elqCampaignId=3D663&elqak=3D8AF532634BF7FCF551D1A2E6CFC4BBAC646DFA1941A3D=
04B81068F6C1197291BEEA8" target=3D"_blank" title=3D"Lloyds Bank" =
style=3D"text-decoration:none; display: block">
						<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B1006fc4e-43fe-48e2-8a9f-0e5238f93f5b%7D_footer_logo_lloyds_h=
oriz_pos_comb_desk.png" alt=3D"Lloyds Bank Logo" width=3D"600" =
style=3D"width:600px; height: auto; display: block; color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:338px; text-align:center">
						<!--[if !mso]><!-- mobile image -->
						<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B371ffe91-90a5-4d1b-a7bb-0c5e7c2f4ca9%7D_footer_logo_lloyds_h=
oriz_pos_comb_mob.png" alt=3D"Lloyds Bank Logo" style=3D"display:none; =
height:auto">
						<!--<![endif]-->
					</a>
				</td>
			</tr>
		</tbody></table>

		<!-- SHARED FOOTER -->
        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
            <tr>
                <td class=3D"m_sharedFooter" style=3D"padding:30px 0 =
14px 0;">

                    <!-- LB_IMPORTANT_INFO_HEADING -->
                    <span style=3D"display: inline !important;"><!-- =
LB_CARDS_IMPORTANT_INFO_HEADING -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 0 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Important =
information</strong></td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LIVE_LB_NMI -->
					<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
						<tbody>
							<tr>
								<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
									<tbody>
										<tr>
											<td align=3D"left" class=3D"f_LBJ f_GUS_R" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;">
												Find out how to <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud/keep-your-details-safe-identity-theft.html?elqTrackId=3Dc684a22083=
a4443280b6130b25630d2e&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14=
053&elqat=3D1&elqCampaignId=3D663&elqak=3D8AF51B9B270159605C10AC4B5EEFB2C=
6160EFA1941A3D04B81068F6C1197291BEEA8" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"keep your identity safe">keep your identity safe</a>. If you =
see anything that doesn=E2=80=99t look right or if you have any =
questions, visit <a =
href=3D"https://www.lloydsbank.com/help-guidance/call-us.html?elqTrackId=3D=
4ef161c6eaca47e5ad0fd2f22cac5110&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&e=
lqaid=3D14053&elqat=3D1&elqCampaignId=3D663&elqak=3D8AF52E415B64AC6712B2B=
724024D5254008CFA1941A3D04B81068F6C1197291BEEA8" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"lloydsbank.com/contact-us">lloydsbank.com/contact-us</a> to =
find out how to get in touch.
												<br /><br />
												<strong class=3D"f_GUS_B">Updating your phone =
number</strong><br />
												Keeping your telephone number up to date gives you an extra =
layer of security when you shop or bank online. You can update your =
details online. Find out how to <a =
href=3D"https://www.lloydsbank.com/help-guidance/everyday-banking/profile=
-and-settings/update-your-phone-number.html?elqTrackId=3Db7424e10d9824f4a=
a6ff665bb9f663ed&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14053&el=
qat=3D1&elqCampaignId=3D663&elqak=3D8AF5F7CAE97ADE0D6D6FF8C98AC56A8AA6BCF=
A1941A3D04B81068F6C1197291BEEA8" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"add or change your telephone =
number">add or change your telephone number</a>.
												<br /><br />
												If you don't use our app, or we don't have your phone =
number, you might not be able to shop online, log in to online banking =
or make a payment to someone new.
											</td>
										</tr>
									</tbody>
								</table>
								</td>
							</tr>
						</tbody>
					</table>

                    <!-- LB_NMI -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LB_ADDRESS_BOOK -->
                    <span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> &ndash; add us to make sure you get our emails.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LB_PRIVACY_POLICY -->
                    <span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> &ndash; review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D1405=
3&elqat=3D1&elqCampaignId=3D663&elqcst=3D272&elqcsid=3D16713&elqak=3D8AF5=
41C39924427E400075B20A6635B325C5FA1941A3D04B81068F6C1197291BEEA8" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
                 =20
                  	<!-- LIVE_LB_OPEN_DISCLOSURE -->
                  	<span style=3D"display: inline !important;"><!-- =
LIVE_LB_OPEN_DISCLOSURE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">To help us improve the emails we send you, we collect =
basic information from your device such as when they are opened. For =
more information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3Dbcad61343e704dc5a7bcbdb4f0d50021&elqaid=3D14053&elq=
at=3D1&elqCampaignId=3D663&elqcst=3D272&elqcsid=3D57433&elqak=3D8AF5EB3D1=
401E0F568C0D08766026FB7B798FA1941A3D04B81068F6C1197291BEEA8" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LIVE_LB_IMPORTANT_INFO -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br />
						<br />
						We will:<br />
						&bull; Always include your name and the last four digits of an =
account you have with us.<br />
						&bull; Sometimes include links to more information to help you.<br =
/>
						&bull; Sometimes send you links to our secure app, to take you =
straight to the information you need.<br />
						<br />
						We will never:<br />
						&bull; Send you to a web page that asks for your log in, personal =
or banking details.<br />
						<br />
						If you&#39;re not sure that an email is from us:<br />
						&bull; Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
						&bull; Speak to us to check. You could do this by messaging us =
from our app or Online banking.<br />
						<br />
						We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D7805b7a71338494b8fe7dafc3fb90388&elq=3Dbcad61343=
e704dc5a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&elqCampaignId=3D663&elqc=
st=3D272&elqcsid=3D16710&elqak=3D8AF5F3A2A279E8C0DB5F400DB5BB82A15301FA19=
41A3D04B81068F6C1197291BEEA8" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LB_TEXTPHONE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_TEXTPHONE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">If you have a hearing or speech impairment you can =
use Relay UK, or contact us by textphone on <a href=3D"tel:03453002280" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"0345 300 2280">0345&nbsp;300&nbsp;2280</a>. Lines are open 8am =
- 6pm, seven days a week, excluding bank holidays. In either case, calls =
are serviced by Relay UK. <a =
href=3D"https://www.lloydsbank.com/help-guidance/accessibility/signvideo.=
html?elqTrackId=3D9b323506dfb34d219482e92d56674786&elq=3Dbcad61343e704dc5=
a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&elqCampaignId=3D663&elqcst=3D27=
2&elqcsid=3D16706&elqak=3D8AF53EC967DA9C0DE08F0CDCDB78D1256209FA1941A3D04=
B81068F6C1197291BEEA8" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page to find out =
more about SignVideo services.">SignVideo</a> services are also =
available if you&rsquo;re Deaf and use British Sign Language.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LB_CALLS_MONITORED -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded. Not all Telephone Banking services are available 24&nbsp;hours =
a day, seven days a week.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LIVE_LB_MOBILE_BANKING_APP -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_MOBILE_BANKING_APP -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Our app is available to customers with a UK personal =
account and valid registered phone number. Minimum operating systems =
apply, so check the App Store or Google Play for details. Device =
registration required. <a =
href=3D"https://www.lloydsbank.com/legal/online-banking/internet-banking.=
html?elqTrackId=3Ded9e17a5ff0949528ee3b6c572e0928c&elq=3Dbcad61343e704dc5=
a7bcbdb4f0d50021&elqaid=3D14053&elqat=3D1&elqCampaignId=3D663&elqcst=3D27=
2&elqcsid=3D16709&elqak=3D8AF5F1AE6142242554C043BD5B7C2D50BE4BFA1941A3D04=
B81068F6C1197291BEEA8" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Terms and conditions">Terms =
and conditions</a> apply.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LIVE_LB_APP_STORE_TM -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_APP_STORE_TM -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Android/Google Play is a trademark of Google LLC. =
Apple, the Apple logo, are trademarks of Apple Inc., registered in the =
U.S. and other countries. App Store is a service mark of Apple Inc.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                    <!-- LB_REG_OFFICE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_REG_OFFICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25&nbsp;Gresham Street, London =
EC2V&nbsp;7HN. Registered in England and Wales no.&nbsp;2065 Lloyds Bank =
plc is authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 119278.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>

                </td>
            </tr>
        </table>

		<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
		<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent"/>
		<!--[endif]--><!---->
	</div>



</body></html>
------=_NextPart_000_0161_01DB9F14.DA0737B0--