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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Robert, complete your sign up without transferring a pension.
Date: Fri, 24 Oct 2025 13:00:14 -0000
Message-ID: <6B.8A.18413.E587BF86@i-055823298938f455e.mta3vrest.sd.prd.sparkpost>
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See how we compare to your existing provider. 
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Log in




Hi Robert,



We’re on a mission to build pension confidence. Which is why you can explore 
all the benefits that come with being a PensionBee customer without 
committing to transferring a pension.


Complete your sign up and:

*	discover how you can combine pensions, make contributions and withdraw 
(from 55 rising to 57 from 2028) all from one place;
*	see how far your current savings could go using our ‘Retirement Planner’ 
tool; and
*	speak to your dedicated UK-based account manager (your ‘BeeKeeper’) for 
support and guidance.


Don’t just take our word for it - hear from our customer Moira about her 
experience as a PensionBee customer.



Take control of your retirement and try us out today!




Try us out




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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020 3457 8444
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width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
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href=3D"https://links.pensionbee.com/s/vb/JeDdtz4y1WZZ03sT3CZ3F_RnhpLHuau=
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</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/fdpMNgF248eAVExs8ZaZQR9zmyysqY9X=
WCWBAnOIoysgYPR4aIIARxQjoG8Q07iMu4PzzSIGHyBp4BFE5PiqOqk8_0GoR7mxim7u4Hm_V=
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e626a/14" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1586874381/ema=
ils/New%20template/Group.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:300;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/MlR3hQeF9IxdrobEOvy6L1J451tvjMPO=
CrwGB-RPCNio1YYK2ggZvfyPMeWqusBglFT3uWe6HeK5RGSf9TgRUJTKayO_QSgH3Lo5GSaUj=
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iaPyO/14" style=3D"color:#FFFFFF;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/mKtHewag6jQmiaSuO-JlvuHNNNwdIBbX=
_ARHkoftMsW9ezdyQXwXn3n2Oss-PQfjJ6NtqKiZvYgkG2BrKK4dUlinvkiiZ6SnIjUKtOmsG=
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WbHtjPF/14" target=3D"_blank" style=3D"box-sizing: border-box;"><img =
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669=
d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor=
_images/5455b94a-50f9-4330-a4b2-25a220c526f0.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p dir=3D"ltr" style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: =
border-box; word-break: break-word;">Hi Robert,</span></span></p><p =
dir=3D"ltr" style=3D"box-sizing: border-box; line-height: inherit; =
margin: 0; font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">We=E2=80=99re on a mission to =
build pension confidence. Which is why you can explore all the benefits =
that come with being a PensionBee customer without committing to =
transferring a pension.</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; mso-line-height-alt: 24px;"><br =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Complete your sign up<strong =
style=3D"box-sizing: border-box;">&nbsp;</strong>and:</span></p><ul =
style=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: =
24px; font-size: 16px;"><li style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">discover how you can combine pensions, make contributions and =
withdraw (from 55 rising to 57 from 2028) all from one =
place;</span></li><li style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">see how far your current savings could go using our =
=E2=80=98Retirement Planner=E2=80=99 tool; and</span></li><li =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">speak to your =
dedicated UK-based account manager (your =E2=80=98BeeKeeper=E2=80=99) =
for support and guidance.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Don=E2=80=99t just =
take our word for it - <a =
href=3D"https://links.pensionbee.com/s/c/LT_fSscSKvgsl9wQa-qcs4ixfqNrf6qr=
zmQiDsfyNohlXOQRdgcpJr484qXS_RqkN6H6dLL2vx1xu6-LCKtYNOnFTCSBOsY0dA0tFmdZ5=
amDMV6-Uq9wnwcoKyARHntAfufiXMmw9FhK77bTBpTppprqwaoayZ-ERZNWVWGvPd989Igewc=
oAcIX6LvCXxBdumF4J_BEuKQtUY9f-7ODZ5gXDhEAvJBeMCvA0g42RvlfCb-h2sx2rlIxGx7-=
XFXj2BBGnlBdIwbOtg5Vy83bNlkBhVZh8BtWapbgPZYX84m_S8bF9HFrUXRb6TgFNt-_5ZW4G=
qhek6zXZw4uEHYBnOF16pPrfGm9plbplYsFdZqyr_HycQHmwdT5M2_WQ4R94fkRqGR25sH73B=
nj1V_C_KxV4zvirMIL5zlg5OMXm8RS_g795NucJmr3hUniwQkmPpkpX/ZeWZaLJsTLyz3oWcZ=
fewIYC6ziECQpH8/14" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;" rel=3D"noopener">hear from =
our customer Moira</a> about her experience as a PensionBee =
customer.</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Take control of your =
retirement and try us out =
today!</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
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border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/Lw-YjIBarbutDgytfTq0vrTJGnGfCn-o=
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#3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
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style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Try us =
out</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
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border-box;"><td style=3D"box-sizing: border-box;"><table =
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style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
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border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/pGn7EpEkDkTgJaM1I2LiMWwedg4SJupR=
0IKP4yXufynckRKOp61dzHzqEvezKsViWtzGB90fNIKpYZDeptbbXy3kfVkEdrBdYkYWRV1KP=
4BARx-hGwBd6vUP_N6M0xsO4BDv_pva6tyAAxT4dG1ZvxR_vZxpL8gU9t8n6nutLFslSVwil-=
4nvWIeZQtb9nXs_D53JAiXUTBA3oYyGx6jDj9FUOiNxxgq5ALKagF4M_oUkv2T9jcxykAXq1o=
JsUv7qBedgARMr-plrxDASbZ3V0d6gysk6zygl2vVzZ7hQMxHwYevkMRBagv3KCV0MZ7xiWIP=
fPfkT1-XNzlq5NJz13ufkbeKFcIxYZNbSxKv-JPDH6S5VRGLM3dlX_aLeaeYe4tUlYYRBL-Ea=
BYN1kDb5jW2/QicYuQxvE4_3gCux1YAV4jBEq2hz5FjQ/14" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/7dAQZTa0MUqy-ZzYPknFkKRWPafbtjU2=
QW4s1rG5MxtrbKer48WXn9b199DYbNSboHmO9tVv8fTp-LKt9SDzj_hy_vSa1nst47W-XrnbV=
LscXtYDgzCLN_-sCFHRySaC0U4NdbsXzI4DEu4T4JC9e-zUCPAkftvPKtBAAGfXGnZHB1SbKn=
6s-2VbA24nbNj4LydwBtLIo5VQQc8sZrbcro-jVJsV4DC0Af22572cm4joB1lJhSEoqWXf2xG=
kwmondJkpH4kPZOevzEWoXZEkBKfauhDNR2cbZrKJj-IBDKZgmyzXUy4wPZLGbYIqxOrwwwWd=
9w30bk4f9VjZ959rY0sVNTK3OloFuHT5sqdcxJFk6S_-K0pW1wJc5MskGnVxWlb9b7wk9XBkg=
kIGZeK2FmbYiz4slFyfA3wMXCVoxl3D1IsKSDKteUuI9x9B5p_yLW6povSgxoXbzp7dguCUZG=
yTjWrniDwagzDdEu1bn8oEePIrkcRhIcqhPOdijYuNk5EcvilFKlqAH5kv5tFZTszA_oTUdfk=
Rdi8pvLYu66treZtKVWd-2vQpFNbYAo7gDwTn7i_EykPd/H7oDHz5Ckkp4jR1iX_zZ7BOYNgd=
X5P9V/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/vL0xihHOlM3tc0_13R8RO2kG2EIg4Ayc=
8kHUenQ-XF5NdfZCdiYEj2shoPcXuKQgAAtk9-T-3kAN_o9Z9erNv8h_dBY4AZ8tHEbXTFiwM=
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6gA82JJDiAn9lUPfUG5WdiJL9uOxcUB6sumbqk7IBeI2zV2vup8wZoZbU1Y6cOIT88kHpWaSj=
KJZOUdzX18ePiDfiDNBt0_XrVope7gMrAm2cWC_CbpFcLGJAV5s4L-2eMS_2_dv4l-PQ6MGI4=
m76TkmQzUqzARM-HcXwS4lPfnjKsEKFWFZf12G1e6BxfQ/TsFN1CbBVQnXFJ1TduCk5eEK2O5=
HgzBM/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/Ik2lYu7Cd0fgfV5yrTbJRohhKUb0nP7D=
_Vsb1xlTq_z1JtzRF-SCOhuG6Pgc3QWijNcmi0CrcLxJBe8kAi0ZUf8VC2FiUm--Ew1OtecAW=
TvFJLiw2d1t43wCrdnczjNWeG-KhgFIZCA3T90KAhB1wmG9NL8TNwrvi2llK1J-eilFntEmA4=
Tf4oOah1y6YB5poI20SHqNUEwMjaHiRkVKUsqGcKwXgB66hBdwQl0Bd0ULVKW5-V_BMTNoIMh=
aZTFPX01gpRVqg3xBegN2IUWYJE_DMc3K3H2HQ_c9xaK_vA6bIdC9ODRopTslNRFtyOFzAPQR=
RpW5nfJ7jAdfNg5o_HJ-Dc7Z5zkSPQV91xV9KCgUi8vyfgPXPDL6iOaR0T8VwMkCEQgULsYmZ=
MN2rqnnIigFDslZbecis7CXHIkUhn53/On7X6_tauHDFezXlFBuSbPqtPNSAaLdN/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/RUiWCxFZNWT49XpGM2L6Kovwup1JYmZA=
lfr1_brCV84m7iJpsPSSniX431s6e2cex_1qvke0sAfnToCwe73WGk1DlquiHqM9aDaCqEp5s=
4ME--ZFEdYeVEzIWPXXy2_OmpA3pAyUFmTj-1XwIl5kt8Hq0MF4CJZGzhhtzpTr01bvhFbfLi=
iMaVOKHtSYYSX-jdlP40rf0C7hXKJlj5K5qqWMfdK07cXKvKFqtV7n-IoLnOkitQ_6Rp_XvFY=
3RCS5fFaLHT_eaqLR8t-4A3QOgsmeffaMVuQ-DRCV476F5mVgdG-gvvHAFXC38Sh2oBmVgdV_=
jCsZCJAcvGkjjPkd0nSO_tR_F85U_llBgq5OGw5CdPLNcAdxQ_jJm97WxBvgO_qSMPLmK4pXx=
-DKw4VvudvI073gCuXUUgTO-pBK-KHa/r3XCxtHoAM4UbtBFaeHTDb3ykL4gWsaM/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/tBye26WxuCXpZEDlL7A8j1P0gGrB-yYw=
d5zvh6fQOfeiJ932brsz8JP-rRV0tI1_vCsEKp4JJ0ha6ngydvmLAMk9l_aHu6hecGsnduxPY=
SrX35fiq_2kYZmek_ZMnCFy5BuoLBenhh9RqieBYOD-G70UySmqmYKN4tFDd-OiqKR3lLMKVO=
JkxHMLFeRcjXcz1sXh2J4TOmD-ME-VO-JquRP0s-RfGjsTB2bDFn7_QS1nJ-y_KN4bde7_DUd=
sSK23gNEdMZrxOGEZUh77leeKiEDJlNSUJ9Q2IJUcvaNw8M5zc1vGYcA_S18a9E6KWuFFX7i6=
Ar72x5RXTLslwcV3hD5RPTFEVdqCrP_RjFfMn-QJGVA9-YRDqB0HbNzHTUppSs1K6SwGYLSZ4=
nQzp-K5IVvxJNiWVo4P10ArxdC0qg/u-hYZ3pKQYiTmd88vwyQI01Pj_B1PEoE/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/aJ_0hB7hvCblB_-jyHgj0q5DnF0UaKjY=
QMZ4gZXJeq9pLf1GKxD27TFEPwEVlFWGLUamNsFqxcPoYcHiyjOFydcDhJkb_D4T3UaPaVzuK=
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