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From: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
To: <bob@sarahharvey.com>
Subject: The latest economic report from HSBC Global Research, details on our upcoming fraud webinars
Date: Thu, 22 May 2025 16:34:14 +0100
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Plus: register for our latest fraud webinar
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Your service update from HSBC
UK Commercial Banking
Welcome to your monthly service update to help you get the
most out of banking with HSBC UK. This month you can find
the latest news on the UK economy and details on our upcoming fraud
webinars.
<https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=17123&elqTrackId=15E0B7975C782FD6278A849192450743&elq=902b0fb199184773857b311bc09a1b3f&elqaid=17182&elqat=1&elqak=8AF5ED49A7B6D6F801E013E44DAD67821445855366CE710C330D019310EE20379EF4>
UK in Focus: Essential economic news for UK businesses
The world continues to be gripped by US tariff policy and what it could mean
for the global economy, but with so many questions still unanswered,
uncertainty continues to be the dominant theme. Against the backdrop,
sentiment in the UK plummeted to a two and a half year low in an 'awful
April' for the UK economy. Alongside global developments, April marked the
month of significant price rises for both businesses and households, a fall
in house prices, and confirmation of a government borrowing overshoot for
the last fiscal year. However, there are some green shoots of positivity
that if sustained, would help to cushion the impact of heightened
uncertainty. That will be supported by a gradual fall in interest rates, we
maintain our view that the Bank Rate will end 2025 at 3.75%.
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Read the report
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Webinar: Buyer Fraud – what checks are you completing?
Date: Tuesday 24 June, 2025
Time: 11:00am – 12:00pm
<https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=17150&elqTrackId=AA782CCFADBE8AFA55813545AC28C612&elq=902b0fb199184773857b311bc09a1b3f&elqaid=17182&elqat=1&elqak=8AF523D4260FCBF6C16954D4D0C8499BC2F5855366CE710C330D019310EE20379EF4>
Register now
Join us for a non-technical webinar where members of our
fraud team and receivables finance team will be discussing
Buyer Fraud and steps you can take to protect your business.
Webinar: Fraud & Cyber Awareness
Date: Wednesday 18 June
Time:
• Session 1: 10:00am – 11:00am
• Session 2: 3:00pm – 4:00pm
Join us for a non-technical fraud and cyber awareness webinar
where members of our fraud team will be discussing the
different types of fraud and scams, the impact of generative AI and how to
protect your business.
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Register now - Session 1
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Register now - Session 2
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=20
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
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tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
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<div data-lineheight=3D"1.5" =
style=3D"line-height: 39px;"><span style=3D"font-size: 26px;">Your =
service update from HSBC </span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 39px;"><span style=3D"font-size: 26px;">UK =
Commercial Banking</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Welcome to =
your monthly service update to help you get the</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">most out =
of banking with HSBC UK. This month you can find</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">the latest =
news on the UK economy and details on our upcoming fraud =
webinars.</span></div>
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<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
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style=3D"height:5px;font-size:5px;">=C2=A0</div>
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<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<table class=3D"tolkien-column =
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style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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<table width=3D"100%" cellpadding=3D"0" =
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<table width=3D"100%" cellpadding=3D"0" =
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width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
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mso]></td></tr></table><![endif]-->
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row-6" role=3D"presentation">
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<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
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<td>
<table width=3D"100%" cellpadding=3D"0" =
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<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:20px 10px =
0px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.5" =
style=3D"line-height: 39px;"><span style=3D"font-size: 26px;">UK in =
Focus: Essential economic news for UK businesses</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">The
world continues to be gripped by US tariff policy and what it could =
mean for the global economy, but with so many questions still =
unanswered, uncertainty continues to be the dominant theme. Against the =
backdrop, sentiment in the UK plummeted to a two and a half year low in =
an 'awful April' for the UK economy. Alongside global developments, =
April marked the month of significant price rises for both businesses =
and households, a fall in house prices, and confirmation of a government =
borrowing overshoot for the last fiscal year. However, there are some =
green shoots of positivity that if sustained, would help to cushion the =
impact of heightened uncertainty. That will be supported by a gradual =
fall in interest rates, we maintain our view that the Bank Rate will end =
2025 at 3.75%.</span></div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 10px;" class=3D"elq-button-cell cell cell-1">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"Read the report now " =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D17123&elqTrackId=3D99C8=
743D864780CF738436CC05BA0DDB&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF5DB52773EC594A5A51F80BEC3D83C1A17855366CE7=
10C330D019310EE20379EF4" target=3D"_blank" title=3D"Read the report now =
" data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Read the =
report</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 0px =
30px 0px;" class=3D"elq-divider-cell cell cell-2">
<center>
<table width=3D"100%">
<tbody>
<tr>
<td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#73=
7373;">
<div =
style=3D"display:none;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</center>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-7" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td class=3D"elq-image-cell cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
<!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D17150&elqTrackId=3D8ADA=
068C90A436B08ECDA3268ED67F1B&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF50EF1FE119AE59FA319F6AF612CCF6833855366CE7=
10C330D019310EE20379EF4" data-targettype=3D"webpage">
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B441884a1-c27f-44f1-8da9-4e700aa28571%7D_W=
ebinar_Buyer_Fraud.png" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
<!--[if =
mso]></td></tr></table><![endif]-->
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-8" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 10px =
0px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.5" =
style=3D"line-height: 39px;"><span style=3D"font-size: 26px;">Webinar: =
Buyer Fraud =E2=80=93 what checks are you completing?</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Date: =
Tuesday 24 June, 2025</strong></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Time: =
11:00am =E2=80=93 12:00pm</strong></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-9" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 10px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 10px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D17150&elqTrackId=3DAA78=
2CCFADBE8AFA55813545AC28C612&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF523D4260FCBF6C16954D4D0C8499BC2F5855366CE7=
10C330D019310EE20379EF4" target=3D"_blank" title=3D"" =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
10px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px; font-family: =
Arial, Helvetica, sans-serif; color: rgb(255, 255, 255);">Register =
now</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-10" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Join us =
for a non-technical webinar where members of our</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">fraud team =
and receivables finance team will be discussing</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Buyer =
Fraud and steps you can take to protect your business.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-11" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
<center>
<table width=3D"100%">
<tbody>
<tr>
<td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#00=
0000;">
<div =
style=3D"display:none;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</center>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-12" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 10px =
10px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div =
data-lineheight=3D"1.5"><span style=3D"font-size: 26px;">Webinar: Fraud =
& Cyber Awareness</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-13" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 10px =
0px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Date: =
Wednesday 18 June</strong></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: =
16px;">Time:</strong></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: =
16px;">=E2=80=A2 Session 1: 10:00am =E2=80=93 11:00am</strong></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: =
16px;">=E2=80=A2 Session 2: 3:00pm =E2=80=93 4:00pm</strong></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Join us =
for a non-technical fraud and cyber awareness webinar</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">where =
members of our fraud team will be discussing the</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">different =
types of fraud and scams, the impact of generative AI and how to protect =
your business.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-14" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 10px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D17149&elqTrackId=3D5D47=
FE6C1E96209EF5CE30DF0649BBA9&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF59EAE93BB5FAC5FBD4772E3B1C8375A5D855366CE7=
10C330D019310EE20379EF4" target=3D"_blank" title=3D"" =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"color: rgb(255, 255, 255); =
font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Register =
now - Session 1</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-15" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
30px 10px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D17148&elqTrackId=3D4587=
8628EAC2A37858BFB01CEB0ED90F&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF5786492020E034FB69D469F3E150DFB96855366CE7=
10C330D019310EE20379EF4" target=3D"_blank" title=3D"" =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Register now - =
Session 2</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-16" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:#F0F0F0;line-height:18px;padding:0px 0px 0px =
0px;" class=3D"elq-code-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<table>
<tbody>
<tr>
<td =
style=3D"vertical-align:middle; padding-left:15px;">
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Be0d51288-ab8d-479b-b77d-54fce997e18d%7D_D=
evice_all.png">
</td>
<td =
style=3D"vertical-align:middle; padding-left:15px;">
<a =
href=3D"https://www.business.hsbc.uk/en-gb?cid=3DHBUK%3ANT%3A9915%3AE2%3A=
CMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&=
ElqID=3D2010325&cid=3DHBUK:YLR:UKM000887-005:E3:CMB:L7:XXR:BIZ:0:BA:27:03=
23:118:BBNews&elqTrackId=3Dd7fb46b8cc2749e6a29fc2a87fab91b8&elq=3D902b0fb=
199184773857b311bc09a1b3f&elqaid=3D17182&elqat=3D1&elqCampaignId=3D11543&=
elqak=3D8AF56E7170EAA9E3E132C3924DF2969438CD855366CE710C330D019310EE20379=
EF4" style=3D"text-decoration:none; color:#333333; font-family:arial; =
font-size:18px;" target=3D"_blank">Visit business.hsbc.uk ></a><br>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
<tr>
<td =
style=3D"height:30px;background-color:transparent;line-height:30px;" =
class=3D"elq-space-cell cell cell-1">
<div =
style=3D"height:30px;font-size:30px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-17" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-8 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:66.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:320px;min-width:-webkit-calc(66.66666667%);min-width:ca=
lc(66.66666667%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<table>
<tbody>
<tr>
<td valign=3D"middle" =
align=3D"left"><span style=3D"font-family: Arial, Helvetica, =
sans-serif;font-size: 18px;color: =
#4c4c4c;text-decoration:none;line-height: 18px;">Connect with us =
</span></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"25%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-3 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<table>
<tbody>
<tr>
<td valign=3D"right" =
align=3D"right" width=3D"20"><a =
href=3D"https://www.linkedin.com/showcase/hsbc-commercial-banking/?cid=3D=
HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%=
3AJulyNewsletterService&ElqID=3D2010325&elqTrackId=3D78c758b37a3542d9ac29=
032c9e2ff0ca&elq=3D902b0fb199184773857b311bc09a1b3f&elqaid=3D17182&elqat=3D=
1&elqCampaignId=3D11543&elqak=3D8AF57E2FE58F021F27E77E1F94799EEB830385536=
6CE710C330D019310EE20379EF4" target=3D"_blank">
<img =
alt=3D"LinkedIn" =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B059dfaef-229a-4345-9e3b-db0041b93f67%7D_S=
ocial_icons.png" width=3D"50"></a></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-18" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div style=3D"line-height: =
15px;" data-lineheight=3D"1.5"><span style=3D"font-size: 10px;">In our =
emails, HSBC will never ask you for confidential information or to =
confirm your security details. Links within our emails will only take =
you to information pages.</span></div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-1">
<div =
style=3D"display:inline-block;width:100%;">
<div><a target=3D"_blank" =
title=3D"Contact Us" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D595&elqTrackId=3D20EB1C=
69BDB2564BB6AAADBC97335A05&elq=3D902b0fb199184773857b311bc09a1b3f&elqaid=3D=
17182&elqat=3D1&elqak=3D8AF53F220707B1F0CBAD0C9E6F1B8AE2939E855366CE710C3=
30D019310EE20379EF4" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>Contact Us</u></a><span =
style=3D"font-size: 10px;"> | </span><u =
style=3D"font-size: 10px;"> </u><a target=3D"_blank" title=3D"Find =
branch" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D842&elqTrackId=3DDC1507=
241DA3FCD01F92425C7C6566B2&elq=3D902b0fb199184773857b311bc09a1b3f&elqaid=3D=
17182&elqat=3D1&elqak=3D8AF5FBDE04759E41BAF432B21D0DCECBA85A855366CE710C3=
30D019310EE20379EF4" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>Find a branch</u></a><a target=3D"_blank" =
title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D42&elqTrackId=3D353C20E=
5DE5BF55298BBB93B7D1ABD89&elq=3D902b0fb199184773857b311bc09a1b3f&elqaid=3D=
17182&elqat=3D1&elqak=3D8AF5D47463C8C1FBC366B737B3876637BFA7855366CE710C3=
30D019310EE20379EF4" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"> </a><span style=3D"font-size: =
10px;"> | </span>
<a target=3D"_blank" title=3D"HSBC Group" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D593&elqTrackId=3DAA5397=
7974100FCF06CABF05E07B4BE2&elq=3D902b0fb199184773857b311bc09a1b3f&elqaid=3D=
17182&elqat=3D1&elqak=3D8AF5D509170F1E6F0877DE1265B6402C6A5E855366CE710C3=
30D019310EE20379EF4" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>HSBC Group website</u></a></div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-2">
<div =
style=3D"display:inline-block;width:100%;">
<div><span style=3D"font-size: =
10px;">HSBC UK Bank plc registered in England and Wales number 09928412. =
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United =
Kingdom. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 09928412. </span></div>
<div><span style=3D"font-size: =
10px;">=C2=A9 HSBC Group 2024. All rights reserved.</span></div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-3">
<div =
style=3D"display:inline-block;width:100%;">
<div><a target=3D"_blank" =
title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D13422&elqTrackId=3D9287=
2367933A93B7E9B2BC2788FF7922&elq=3D902b0fb199184773857b311bc09a1b3f&elqai=
d=3D17182&elqat=3D1&elqak=3D8AF5F0EDA91A921D21AB4A898D801C9ED7B0855366CE7=
10C330D019310EE20379EF4" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><strong><u>Privacy and security terms of use =
policy</u></strong></a></div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-4">
<div =
style=3D"display:inline-block;width:100%;">
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