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From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Travel, stress-free
Date: Sat, 22 Mar 2025 10:23:01 -0000
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Ready to go? So are we.
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/K8G0_oD-plXYqlkbGzBXZA~~/AAAHahA~/OtPj1ciTaqWPL968hlFBHMbH0kccEnWrUJZARfFfNoKyy4tevj-vEfFhrKkXXgtkS0z7mGMeTpF4OSn3PvZT2al8y9HOt-MwiL0_mfLMJpM~>
Ready to go?
So are we
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
Travel with Monzo and get fee-free spending around the world, 24-hour
customer service for urgent queries and bill splitting quicker than you can
say 'beach tomorrow?' (Well, nearly.)
Find out more
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
Save up to 2.99% in foreign transaction fees
Pay anywhere, in any currency, fee-free with your debit or credit card. We
pass Mastercard's exchange rate directly on to you, without sneaky fees or
extra charges. This means you could save up to 2.99% in transaction fees vs
high street banks.
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
Make fee-free cash
withdrawals
If Monzo is your main bank account
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
, withdraw unlimited cash for free in the European Economic Area (EEA), and
up to £200 per month for free outside the EEA. After that, we'll charge 3%.
Find out more
<https://clicks.monzo.com/f/a/O4wSOri06F0gjBz-20x6yQ~~/AAAHahA~/0DOaUkEfcEcuYSiv_ySt2HESQcMz9a19fMYw-7JIy10l9euuetBhUW3geeAZW4KGzn652yd5ZU9AvLhNcBrY_Cf37wLB2wXCzilhmlsRCrldQmVeq-XgfhjxuVzgre-d9zsbIVFfoxYjDnH7ErVVMA~~>
.
Find out more
<https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWgGPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/642aa1bbfa80e46d9a921441/original.png?1680515515>
See our exchange rates
Understand exactly what you're spending by seeing real-time exchange rates
when you spend abroad.
See rates
<https://clicks.monzo.com/f/a/XGAjQj904etZbVLOOt0euA~~/AAAHahA~/CKabZ7zLRRko9r-gFT1FYqAEpqQlCR34s6zafO9aK0FJsmYUrQ5RsKobTxCLm-53NSHgCV0NcSs4SFB5ze6N-8yRXvUOgu5bErNpjHaKBdiG6u1-FrxNRUDgIRufFfa->
Need help?
<https://clicks.monzo.com/f/a/b_0OUZb6T-Hkv9Mxb5AzKw~~/AAAHahA~/7k95eMSqkRSLOfHp8gOyg80ZrhdNeCORnNTJqXc2WHoSW927IYtdauAECEkaucq19oJQFEz8CfHURcNGUPcWI1_leBR9F3vdy01QK1wOFq66oOywDuCsGoPcveILt551xr1jWO8hPFGTl5YaMhqCeZ4iWvd_H2pRM3vhC1K5Q68~>
Your account
<https://clicks.monzo.com/f/a/b_0OUZb6T-Hkv9Mxb5AzKw~~/AAAHahA~/7k95eMSqkRSLOfHp8gOyg80ZrhdNeCORnNTJqXc2WHoSW927IYtdauAECEkaucq19oJQFEz8CfHURcNGUPcWI1_leBR9F3vdy01QK1wOFq66oOywDuCsGoPcveILt551xr1jWO8hPFGTl5YaMhqCeZ4iWvd_H2pRM3vhC1K5Q68~>
details
<https://clicks.monzo.com/f/a/Hp7JKEz4Neqfr4R2sktpjw~~/AAAHahA~/Tm3Vv-EgYEQREKhifhUhwzdwH3l4_uzQ_bSBJ6u1818bpAAtUzstIafbeSBzU6VNvRolhvBrpicA9OCzBE9QzB1sh4754Hu0DU1Qril8p9LEdNQsv4w0-IHS1FnzZgjA-LIaGCZ3u1KwYaahHMb6bw~~>
Help with
<https://clicks.monzo.com/f/a/l74CRH1TCN4QtDw-JWv_qg~~/AAAHahA~/QoidzpTcwtwdqVTdRen5cwOceRjpJiQIXh0D81MJIuQFEYxOxi6HdbNzpumyRYcn4D3Wxvs-b2XpK9uGvOedJl0EAd-fac-yM19SdIRB7MXKRTnWmTa2aCkjykqrb4_Sk_mdiq5Uw1raYeBiNtEeOg~~>
payments
<https://clicks.monzo.com/f/a/LAKUUlvgaefSrqiM_9MwAw~~/AAAHahA~/396cBjJmGIq7zWj-fX0PNCWTLw0IZuClIt2Uu5fnjZ1wZYQ4Ftvvb4KRS1LYjnDTQl5HV_r0mhykrkrbQCjgvUneowtpRSeCT1Abt04OnRhlXUtzUjXUzPmQyKw6N6kbncSXVl8zl3xhpwTuXtgTHnMk4hYV262wma48wGVqRvLVZCOrcSola55JO0BQob_P>
Your terms and
<https://clicks.monzo.com/f/a/LAKUUlvgaefSrqiM_9MwAw~~/AAAHahA~/396cBjJmGIq7zWj-fX0PNCWTLw0IZuClIt2Uu5fnjZ1wZYQ4Ftvvb4KRS1LYjnDTQl5HV_r0mhykrkrbQCjgvUneowtpRSeCT1Abt04OnRhlXUtzUjXUzPmQyKw6N6kbncSXVl8zl3xhpwTuXtgTHnMk4hYV262wma48wGVqRvLVZCOrcSola55JO0BQob_P>
conditions
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/bZ1rGRpttv_tqP7d1xguGw~~/AAAHahA~/YsYpUorXDde7YEW31bl0Fa1qrysFx6QdVwcbMbhqMVF-A50ZfMpY1Ebjg3n8RziJKECGZ4Qb6N0yiyiVfh0eCrTgnUVEPI331ZEkzq2boDmgXM9C9dSfg7YIlyVOKDmcFhSCXiuIMJ-WXTqI7Q5JIw~~>
<https://clicks.monzo.com/f/a/uuGNAuMH3e--jc1qqKSt-w~~/AAAHahA~/115vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB30SFwDHQMA5AKCNr1a30Drvsh-PPCtcTeLtcbr2yb30g2JcRQrPgmXBR1arHTxJAQ5UQ_uQ7Xm2YcV_ZSe3PHQG>
<https://clicks.monzo.com/f/a/DSCWwcOqcuWQzqHF_b5nvg~~/AAAHahA~/dIW_paG4gIdufxqFr2PgD0wzV7fIBJ8BMvIGpibqgJrQjK_SpaYdjxGa33u-ZuHSB9KbJQilhzwXBrizhfxT-MnDZ7HWKOOI-DwD5phQiAOgZNkPz47oGmOf7pG4gtJugpVIUBdXkVEuxnctUTFrVy77_en29GJvFQM-uFraw8FBwRYpCTNHGAYtOEJ9oHbO>
<https://clicks.monzo.com/f/a/n6-iyBjSQJ9FPH3tLUPGDA~~/AAAHahA~/pqI09XjuyDXPiIvJGgZpFGWEFdzvxxcAPGgU9NFtKJisCACVxRVKIZZjbU8LFFQFdhXLAJtQ9jVQMJlSR6sBUkGYraF2Cqd4TM0Qi44VwRAPd3x47XYIq6xlHweQ3bVBF_SCLp-JHsM5vt2zFJesZw~~>
<https://clicks.monzo.com/f/a/K8G0_oD-plXYqlkbGzBXZA~~/AAAHahA~/OtPj1ciTaqWPL968hlFBHMbH0kccEnWrUJZARfFfNoKyy4tevj-vEfFhrKkXXgtkS0z7mGMeTpF4OSn3PvZT2al8y9HOt-MwiL0_mfLMJpM~>
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/vSju6BUhWbdU9Bn-kmeP8g~~/AAAHahA~/lcVJC2sSGwwC88cMhjSTm-8zRDjqraDr0Z14bjWExf2-f8eCMkjKqfW9E3LfFrNjqYTeBVyNOxxncdsKQj13-ecwZMUQDqQ6TF2jeRDoSkTGl_QnvH7t5AAkLLEXDXO4_3XdisfJD3hD_mk3ak9ftQ~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/-okvn8hmnakPi9xKIzP0nQ~~/AAAHahA~/pGKvyLFUfksX-ENvfPXDXC7sCIB4k45NASaSdMNa7xHQ5YJd4L1TXmLTtLkZqmmT0TG-MK2zqfokbNNJ-kFHsFKlJOs1T3tOqZdKRM8XxuvQ9JWyBLMdw2Yt5rSbMYSOhl4HumQkRqqZ-mdAP9NWUw~~>
<https://clicks.monzo.com/f/a/Ym9_ySsR3zMQk67Z1Jp_Qg~~/AAAHahA~/pPkaV0iKLYVIl8qlKBLPVFA8WYua9GzJBSszZMtQkYzzFIiiPcdUwDqzeNFSRmhCu3s0bNTeB7ae0RaqJIDnlCauZNkby26-f_oFVguWro9IboHM3SctMDKNz7lAyaWS>
<https://clicks.monzo.com/f/a/tHvZ64P7RrpLr9-ii6dOLw~~/AAAHahA~/bjwJCfH0GSHCQUaQkhvPKE03M3O5nlDKRbbqALWb5MIZGEGNfTO8YwZ9H7DsQXH5vY55w34If9ABTvIUn3IGwasSkj3Hz36tgJYKv2-I4tex1K1K-2EKgSUEyUAVNX6L>
<https://clicks.monzo.com/q/rqLH9Fh8y20RXZzpyiHRPA~~/AAAHahA~/xbpKLNQ4mRoeV17dAwsa9bTwjIK1KKmNRNZxqv3bHvBHm4w5hiVQ2g5HDmf4K9HZr61YXSkBHqjMyOtz2sjKCg~~>
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<title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"darkmode body body-fix" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Rea=
dy to go? So are we.</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
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<!-- Email Start -->=0A=
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20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/K8G0_oD-plXYqlkbGzBXZA~~/AAAHahA~/Ot=
Pj1ciTaqWPL968hlFBHMbH0kccEnWrUJZARfFfNoKyy4tevj-vEfFhrKkXXgtkS0z7mGMeTpF=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
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</tr>=0A=
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<!-- Logo End -->=0A=
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<!-- Header Start -->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
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ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Ready to go? <br class>So are we =0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
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<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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<img class=3D"mobHeaderImg" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6639ffd092e37805bac83c36/original.png?1715077071" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:450px;" width=3D"450" alt=3D"A =
sunset view, with someone relaxing on a sun lounger on a bed of sand =
alongside a beach ball.">=0A=
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<!-- Image End -->=0A=
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width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">Travel with Monzo and get fee-free spending around the world, =
24-hour customer service for urgent queries and bill splitting quicker =
than you can say 'beach tomorrow?' (Well, nearly.)=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
=0A=
<!-- CTA Start -->=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<tr>=0A=
<td align=3D"center">=0A=
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href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
GPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Fin=
d out more</a>=0A=
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<![endif]-->=0A=
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</td>=0A=
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</td>=0A=
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<!-- CTA End -->=0A=
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<!-- Module 1 and Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"darkmode fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px 20px 20px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"fullWidth darkmode2" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;float:left;border-radius:20px;" role=3D"presentation">=0A=
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<tr>=0A=
<td>=0A=
<div class=3D"showMobile" =
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class=3D"fullWidth" width=3D"240" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:240px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326060a92d1a5863066d22/original.png?1714577504" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Suitcases and an in-app snippet showing no fees abroad and a =
reminder to always pay in the local currency.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
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<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 20px 20px =
20px;">Save up to 2.99% in foreign transaction fees=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Pay anywhere, in any currency, fee-free with your debit or credit =
card. We pass Mastercard's exchange rate directly on to you, without =
sneaky fees or extra charges. This means you could save up to 2.99% in =
transaction fees vs high street banks.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"displayNone" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"displayNone" =
width=3D"295" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;float:left;border-radius:20px;" role=3D"presentation">=0A=
<!-- Desktop Image End -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:10px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326060a92d1a5863066d22/original.png?1714577504" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:295px;" width=3D"295" =
alt=3D"Suitcases and an in-app snippet showing no fees abroad and a =
reminder to always pay in the local currency.">=0A=
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</td>=0A=
</tr>=0A=
<!-- Desktop Image End -->=0A=
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</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 1 and Image End -->=0A=
=0A=
<!-- Module 2 and Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"darkmode fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 20px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" class=3D"displayNone" =
width=3D"295" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;float:left;border-radius:20px;" role=3D"presentation">=0A=
<!-- Desktop Image End -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:0px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663260607c0e62574e57e616/original.png?1714577503" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:295px;" width=3D"295" =
alt=3D"Monzo in-app snippet showing travel tips and your fee-free =
allowance, with a notification of a transaction abroad.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Desktop Image End -->=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"displayNone" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"fullWidth darkmode2" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;float:left;border-radius:20px;" role=3D"presentation">=0A=
<!-- Mobile Image Start -->=0A=
<!--[if !mso]><!-->=0A=
<tr>=0A=
<td>=0A=
<div class=3D"showMobile" =
style=3D"display:none;max-height:0px;max-width:0;overflow:hidden;">=0A=
<table align=3D"right" =
class=3D"fullWidth" width=3D"240" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:240px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663260607c0e62574e57e616/original.png?1714577503" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo in-app snippet showing travel tips and your fee-free =
allowance, with a notification of a transaction abroad.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
<!--<![endif]-->=0A=
<!-- Mobile Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 20px 20px =
20px;">Make fee-free cash <br class=3D"displayNone">withdrawals=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">If Monzo is your <a =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
GPueXDuhV5MovZMJsmJv-1CjrM46itkvB23H3nXIqo7pOJzGb447k" =
style=3D"color:#111111;text-decoration:underline;" =
class=3D"darkmodeFont1">main bank account</a>, withdraw unlimited cash =
for free in the European Economic Area (EEA), and up to =C2=A3200 per =
month for free outside the EEA. After that, we'll charge 3%. <a =
href=3D"https://clicks.monzo.com/f/a/O4wSOri06F0gjBz-20x6yQ~~/AAAHahA~/0D=
OaUkEfcEcuYSiv_ySt2HESQcMz9a19fMYw-7JIy10l9euuetBhUW3geeAZW4KGzn652yd5ZU9=
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MA~~" style=3D"color:#111111;text-decoration:underline;" =
class=3D"darkmodeFont1">Find out more</a>.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 2 and Image End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
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<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/yWzkbnXq4OD7PkvZYGJsEw~~/AAAHahA~/11=
5vDheWUu4aeQNA86sjsDy2hWBvnB8P0t9-gQvpB308KcMJUeN6NrB2k8hrUT5pve68W6-tuWg=
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style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Fin=
d out more</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
<!-- Module 3 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 20px =
20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:20px 0px =
0px 0px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bbfa80e46d9a921441/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:40px;" width=3D"40" alt=3D"">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 20px 20px =
20px;">See our exchange rates=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Understand exactly what you're spending by seeing real-time =
exchange rates when you spend abroad.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
<!-- CTA Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:22px;mso-line-heig=
ht-rule:exactly;color:#218FB7;text-align:center;padding:0px 20px 25px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/XGAjQj904etZbVLOOt0euA~~/AAAHahA~/CK=
abZ7zLRRko9r-gFT1FYqAEpqQlCR34s6zafO9aK0FJsmYUrQ5RsKobTxCLm-53NSHgCV0NcSs=
4SFB5ze6N-8yRXvUOgu5bErNpjHaKBdiG6u1-FrxNRUDgIRufFfa-" target=3D"_blank" =
style=3D"color:#218FB7;text-decoration:underline;">See rates</a>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 3 End -->=0A=
=0A=
=0A=
=0A=
<!-- Need help? Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
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style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 30px =
20px;">=0A=
Need help?=0A=
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</tr>=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 0px 30px =
0px;">=0A=
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width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<td align=3D"center">=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
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<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/b_0OUZb6T-Hkv9Mxb5AzKw~~/AAAHahA~/7k=
95eMSqkRSLOfHp8gOyg80ZrhdNeCORnNTJqXc2WHoSW927IYtdauAECEkaucq19oJQFEz8CfH=
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eZ4iWvd_H2pRM3vhC1K5Q68~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa10ccb770f40a23c3f1c/original.png?1680515340" border=3D"0" =
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bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
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ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/b_0OUZb6T-Hkv9Mxb5AzKw~~/AAAHahA~/7k=
95eMSqkRSLOfHp8gOyg80ZrhdNeCORnNTJqXc2WHoSW927IYtdauAECEkaucq19oJQFEz8CfH=
URcNGUPcWI1_leBR9F3vdy01QK1wOFq66oOywDuCsGoPcveILt551xr1jWO8hPFGTl5YaMhqC=
eZ4iWvd_H2pRM3vhC1K5Q68~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your =
account<br>details</a> =0A=
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</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
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</td>=0A=
</tr>=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/Hp7JKEz4Neqfr4R2sktpjw~~/AAAHahA~/Tm=
3Vv-EgYEQREKhifhUhwzdwH3l4_uzQ_bSBJ6u1818bpAAtUzstIafbeSBzU6VNvRolhvBrpic=
A9OCzBE9QzB1sh4754Hu0DU1Qril8p9LEdNQsv4w0-IHS1FnzZgjA-LIaGCZ3u1KwYaahHMb6=
bw~~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bb3110356bfeadd9d4/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/l74CRH1TCN4QtDw-JWv_qg~~/AAAHahA~/Qo=
idzpTcwtwdqVTdRen5cwOceRjpJiQIXh0D81MJIuQFEYxOxi6HdbNzpumyRYcn4D3Wxvs-b2X=
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Og~~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Help with<br>payments</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
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width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt; =
mso-table-rspace:0pt;width:192px;border-radius:10px;" =
role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/LAKUUlvgaefSrqiM_9MwAw~~/AAAHahA~/39=
6cBjJmGIq7zWj-fX0PNCWTLw0IZuClIt2Uu5fnjZ1wZYQ4Ftvvb4KRS1LYjnDTQl5HV_r0mhy=
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HnMk4hYV262wma48wGVqRvLVZCOrcSola55JO0BQob_P">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa25cfa80e45bc6921a28/original.png?1680515676" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/LAKUUlvgaefSrqiM_9MwAw~~/AAAHahA~/39=
6cBjJmGIq7zWj-fX0PNCWTLw0IZuClIt2Uu5fnjZ1wZYQ4Ftvvb4KRS1LYjnDTQl5HV_r0mhy=
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HnMk4hYV262wma48wGVqRvLVZCOrcSola55JO0BQob_P" target=3D"_blank" =
class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your terms =
and<br>conditions</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Need help? End -->=0A=
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<!-- Awards Start -->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:40px 0px 30px =
0px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"88" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:88px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;float:left;" role=3D"presentation">=0A=
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<a href=3D"#">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6780f40b2d3a560071ec1208/original.png?1736504331" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:88px;" width=3D"88" =
alt=3D"Which? Recommended Provider, Current Accounts, November 2024">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
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<table align=3D"left" width=3D"29" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<tr>=0A=
<td>=0A=
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<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"205" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:205px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;float:left;" role=3D"presentation">=0A=
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<a href=3D"#">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6780f40bad421d0072ddea00/original.png?1736504331" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:205px;" width=3D"205" =
alt=3D"The Card & Payments Awards 2024: Best Credit Card or Credit =
Facility - Winner 2024">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
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<table align=3D"left" width=3D"29" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:29px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:258px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;float:left;" role=3D"presentation">=0A=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6780f40b544bd90075dcab31/original.png?1736504331" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:258px;" width=3D"258" =
alt=3D"Smart Money People, British Bank Awards: Best business banking =
provider - Winner 2024">=0A=
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cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
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style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:16px;line-height:24px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:40px 20px 30px =
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We're an authorised and regulated bank=0A=
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35px 0px;">=0A=
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width=3D"426" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:200px;float:left;" role=3D"presentation">=0A=
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<table align=3D"center" =
width=3D"200" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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YpUorXDde7YEW31bl0Fa1qrysFx6QdVwcbMbhqMVF-A50ZfMpY1Ebjg3n8RziJKECGZ4Qb6N0=
yiyiVfh0eCrTgnUVEPI331ZEkzq2boDmgXM9C9dSfg7YIlyVOKDmcFhSCXiuIMJ-WXTqI7Q5J=
Iw~~" target=3D"_blank">=0A=
<img =
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es/63298f1975150f651acb165c/original.png?1663667993" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:90px;" width=3D"90" =
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63298f1975150f66f4cb1647/original.png?1663667993" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:90px;" width=3D"90" =
alt=3D"FSCS Protected">=0A=
</a>=0A=
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</tr>=0A=
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</tr>=0A=
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<table align=3D"left" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<td height=3D"45">=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
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cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:200px;float:left;" role=3D"presentation">=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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