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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Don't give up now, Robert.
Date: Tue, 14 Apr 2026 15:56:04 +0100
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  <http://sp.pensionbee.com/q/ETYw25EXtRjxonxGOSJW7w~~/AABRIhA~/Mfwk5nmiMbuP0iOl7_UxCE51aZ9jdGOyfe7qWu0Q577UjQp6s9fGSQ-mZJgF63BiOrS7dbQRPJppn3oogkMTzw~~>
You're almost done! Add your previous pensions today. 
<https://links.pensionbee.com/s/eo/wr6Vkwj_Pn7TUleMTdr7hsOGR8TVVcYRu1fq2Ho6aA7DojsXoV4gpkVZKXQl4ZFdqKAm8zCWNVeNGlnHBoAx2kGDg2DiLkFKBGbYU2DHfYpPqJWAUiGEEi1tdbh1xkPP-MpYRsSztcWR7Ut4O9CQSUxh0s8vmOiLZ40cQxj2Ay_8RrK174Q__DDj5xViSUekjZdjSJ-4K9j-YVqtdJxyWPQhIjNZ-25ekw/AFkakz6i_mVeEyCF99Mu8I5hmI0KMxop/19>







View in browser 
<https://links.pensionbee.com/s/vb/-Ykc8VBP8s551_oDCbUXbfYFwDbQcgD2tsVwQd1mTWGQobUwcEhHDOBqLwsPCp1t_cV97E60N6XwCZ0aiv_O7IS82KBkTXxOhQvVstmGtI_ByQDowGaT5iIZcjp9licv2JE0w7BgjIOLppnfi4kafta_19jc06-Wu8I/LHj6bMNR5ZqU4L3yxUrMmRtF21eN-teC/19>




Log in




Hi Robert,



If you’ve had more than one job, then the chances are that you’ve got a few 
old pension pots lying around. With PensionBee, you can combine those old 
pensions into one easy-to-manage online plan.



Consolidating your pensions with PensionBee can help you:

*	see your pension balance at the click or tap of a button anytime, 
anywhere;
*	leave the paperwork behind and access everything you need online; and
*	manage your retirement savings with ease from one new account.

It only takes a few minutes to add your previous pensions.


Add your previous pensions




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/s/c/dEGjmAqXHyX1UbHGPEEuBfqOI72lnsQel5y98sUBnJRZ2wCgHfXxfGVUE_QytCgZlcg4N5QtylAoDTOzBemoGPllFYMyGC11AXs_0xeDoNrzcQjrC3jVtu_O_pInuEFhOnTgzGxNALa1ifWkpSGDR8jugoNCOk2L-KuplD0UAdZiVhOJwrLiNnf-Ffd012lmA6zaha7rfcYG6JfRqDR1dVENLSo1HbuuyXR8m5htZ50ymS4wJw6F4E0Ypv3skI4NZZ0nzJlCzoY4qv8UpuXcgiJVoyi8E_yOx0BLXM2HieHOYAmxxEW_ZKND4gW7HBlMknhjROsgWXVpDfhTTodpvE0fMOx0bHCOSiI0fQyMHMV3lrC3v9QKZeLU3zb6_e7y8KptpWqVpbBd4bCRJneSjnYY/JEsmhhBVIBvkk1VAyvzt3gCFCujVqD9V/19> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/lsR4pEpwJtt-BvV2Gl45pNR1MsHgY-fht3o1SVV6W 
kXc67UDb7i_iuWIkNbdA837_WZRAQxD5Gca8rfKHVmnf32UQbQaMpSDTv-h4Q5ibl5QHZXqSxHCyr91BjUsDdFDB1S2zFLcydhMawEugVJMwC1XlK9WPFQ43jHBqnuvik5o0y7Z_GD2AExXKGJoxLyluXtxyKdu8iwGxJjAJ3X2yNxJXFYV1FNMvxG9fg-YvPcJYfpTlauY23P6-U0EVXyMk8YXNdVq8LJ8L11thVeEgkO5IJsNMN8scrDpICkZ2faxv8-zphnI4Gcpe9JFnsF0ieW0ytgQsoQuPBYrWYkYhEle2-xYwXifY2oylthZpMqDeS19OjpRtmIHLsBC_C7RtRy32xNGVZaFXqkeTIEm327m5Nzf8dNqk-gktM1eU6gv/qrqXSRmWNXvAt_VG75tEVD0NQ6s_TfKA/19> 
<https://links.pensionbee.com/s/c/N__e-A9lYHplcjLxhqzgbdUxaBfFtTS9pcFLzgzkz2bvSMRrqTHoJYAGxQmrsxAWibb3fyUc_Uw92swNC8BjhOCsKQe8GEfEab4MqMldLNtpEFxVhNjbtsm6uKpwpKTCuBnHwHTdAgGpHMtm4-oFVzLqGAPoh_FWkLS2mkfxHDkou87e5W2gtZrvWVOKt_tSFwpe4T8LZ59W9mt5ldIk3lmBs_nU_14exK_vBw7RU4BQtj3Oqvthyya5joPEMYUDXGJVDjnR_8HssYi8juPU85d9i974jG4vgEFkZlGMKYAw0ZxOkdL7-nqp__InRWn8Uue7-ZvrJ3ELi9134dgMnnV_LrEPwg3nCiKnkS9bcSLm8Fygp3CPNVsZGLHvsehrV7bzgl_SSAmz2Z12DMTDg1iMu8i-rHdv1Xvi_rw1tWwp/6PFhKLpHrClxBhLQVdfwQqM4xyXbwy6O/19> 
<https://links.pensionbee.com/s/c/cfY-dxmcHDRm2gV00OsdScQDzVDi_0qGYkZZ9Xpb2njyef9HCmKeXdqGxfPLjRfT1ZScKogrmpIdvOsFXhTKnae_fP0y5uk0tDqOwtnGu3ovgHdNDuGNWHDpAOZ9YdvOOnQKtbayShfhIanoKcjKrK1LVhNDfwkOdZf33Xc5by_egG_LjWh2gyBk3LwPKmuRsPq52tevx00KAuBfs-zY5EdJyajSJHTXI8Mgmr4NlNhQIqZVxDPHQiVmV_ipx5qWnyeshUcSOrcH5izAr-qX6jOp672XdxmOu0-L5Q1iTX6jWunCsIz_6ikVBvRmqbcZRwR1fXBRTE-7Sad4frJWPmkpLp5Ca0ODsAxkuZuuRk9vLPn3pDbMaffYwqnzEULtkWmnN7lZRG9kp55Q0yK-bIEJ5dM0soM9JZr2KJTiNQ/pbo0KolsldsZ7DKdIqVPD_lRBCJzrPrM/19> 
<https://links.pensionbee.com/s/c/zpV-XtTjXDLHancRNZFZiOqlGtDyKpnMLZnp3tjo5nURSROPYIn15Zkjf9CsUQwYuRJHwE8jxBJzQJQyj0Oyyq_jQMSxZqbfnFsyHCx__4U7Ly5lEgpcSOmKadClA5619_XSF_8omreMrxVQwWevA64krdSsFrhSXlhpGO4koaebWK6WLfb3CIKZblYI_jdnK7KLlM1r_66NTACZjXOtwWfg1CmYTqtGszh-TdepGQTkiBp463oNv9W0vOlU9MAW-fkTfy9AkhGI5qdZMdkZ7ao6jRY19kRRWYPvP9tZaZl5Sg3msTDOmGfwK2QG16--rQSEeqw3PDvAbVuf0nDvy_EU9z6j-k3Oq9OU6_5oV9wQ5eIRFguu0s24lMaMhFRk_BzxfayqlwMsTXHIRapgNqZpNm_f/anAUuDGfzv3E6Nw5_Es7qGgYOQgCxYA5/19> 
<https://links.pensionbee.com/s/c/3UhGH59pySwcIzkS7cbmInz1fct1McbzDByeJDpm5hqld12lhbKLUyeoXIH3HEir2fVPadUM47iL31jp0wOV1KjJLrIFsuWKqGsc7PgboThNQ0Sh6fldxEBouWEJBI-JkTDxvHX2EsmwCPn7j_Fok-fZse8DExb7ylgN486Mnl0O07nXXT2ghMqq3Z2YaFyxugzG2lV42SyD-f1uvKWi9aupW5IAiqnJV_JsnUbEKgdtw5faE5kgjYaVpK5Ud0WSTJ4gQgymOEearknyOP5_U5mtiFs_0wRYPU_iMzKEdcY42pklAmYZzPxCzBkEIp95MqwF4B0ZwxdKjD2dxcNCpO4WrKwBCo3j8s7qm5WT57parCcYdglZ8F2_Ar1UJe-EcXiWt4NRV_O1N7n94FkGjb-KFGVTnTbaYDs-xN9tghwt0LDOgQ/sgjCAo4DUux7mrTWGFUaPj6YiA8MBM1w/19> 
<https://links.pensionbee.com/s/c/MzEdCileRF82OraNxqsUSjM3BZNisdlvDf4Zu8jx6rXKGxCaQJt1paYuzDl6P8TG5pWeCzOqMuLswVRzvxS-AMw_RFYfsA07LcMoicaU6DZ1KGBQMEzeeF6-ynZaYZeuOESfvzLGn_oVFaUwoY13K44PIYexmfQjBEXS_dZqSF7K-xTJp5PP3Hz-Cemwff5T_Fyn1xRW0ZZ69aQRFW3NMM0L-6e51b42zDGwzOYNXTFLMySw0QATMCTCS0Tgc2V7KlXlGaUkPlLtzSDbA7SX16es8w7xNZCEmoyd_YK-q70oubdR6jH47RHxmzzVudqWrWxJsVJUcVP0onL-BxA3t4SeoMNXsluaONEIHZpR5Uf33o3l_LmyMu7aj0ykt56nCEHNTiqgIYsh7gKOzpKR7S8dvFo1KDKQ7hjS-QJU9uI/MBfpyiych_yfyZaAvBCUvxVrDwjQkMYj/19>
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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/-Ykc8VBP8s551_oDCbUXbfYFwDbQcgD=
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height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/x4pxmO2nnuyxXSzzxPaMzLGlSSRPRPL5=
euZZOt0Q0BGozTfL_YBR2OoI5AYJ-P7oTCWjJg6BeKG3spUZ37E9FH7xma0x07cYD-Am-tgIh=
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zrFDVNcBPbqsQIQfrZyiT5PGvofhkfhkWko9owABygN6449AzPQNQ/grD0w6NQWpiy4to8oPm=
gUn0q47-X-Dv_/19" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/FsJyLP-YnPS60wJ_FRTrbDKXx7NsTMvd=
6Y8yu0kgMjleO_ZvY3J6ZWUDYa69p--pW_w9l_xcs5MvvfKCXFPpNEjcCDhEg53J7Mfk4BjnO=
dQpFHSfmOGBivY6IXMw_qA2WePVQsQijrTFLBbMOo_Ms0V9v8qgGbPF7BZHE7eX9qVHOg2oSB=
p3KaPAETWKiFOxtwpEKfFaL0tBCcxR32-107-ZAIWtEtePN5MyyzYmHaqXlwt_2kGt5SJmBJ6=
HRpWkSOakq41oUkXFOe4Awp-UXJd4ZKg3z7wthJIQSmqqxpp7XtUduUPl4mpLHGfHYDcv5ejv=
BEn16WXVdLSjDZ5Z-Ggm7Dszi0Toy65Fe76D4wvOsikEJwd-n1xcJNZl6uW0lODfYbnig2Qq_=
j4DiUvT2eKufCQgB19JbNl53y0_E9x_CdjLj-0ZeNpra8QoTKl3ww/JfX2XKRuQxN-9mWCiHh=
70j5AHnjPkjkv/19" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/vaMhYtIg350BOWBKPertTp1qOCbPzwja=
5Ci7MP-hprxquO923P9dRsaulz87k_5t_xdj88bD05d2VrsUJEQIc_z_Q2Z_TCZoCzbFQObo7=
ek_UoibhD3mwQfpY8MZ6M70hqEx7UIWHt--8NkFqqXJwL-Uv4XKg4je2e8XJB-Cs2NAAni1lk=
0vtUhbhEE5Zv9HXZTSfrV78-h8CubQGVtPCghwdB52dkBK70-kVlVuxrcvveIjI3fcLYYaL3g=
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SWnNLmtCnN3oA8Y/19" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1738160345/ema=
ils/2025/Have_you_changed_jobs__1.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"600" alt =
title height=3D"auto"> </a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">If you=E2=80=99ve had more =
than one job, then the chances are that you=E2=80=99ve got a few old =
pension pots lying around. With PensionBee, you can combine those old =
pensions into one easy-to-manage online plan.&nbsp;</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Consolidating your =
pensions with PensionBee can help you:</span></p><ul =
style=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: =
24px;"><li aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">see your pension balance at the click or tap of a button anytime, =
anywhere;</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">leave the paperwork behind and access =
everything you need online; and&nbsp;</span></li> <li aria-level=3D"1" =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">manage your retirement savings =
with ease from one new account.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">It only takes a few minutes to =
add your previous =
pensions.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/5Mj7AvgXK3DP4GyY3W40Xh8tERNUTY5n=
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Wdhu3lRTmkVMlRJ/19" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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style=3D"height:47px;width:256px;v-text-anchor:middle;" arcsize=3D"26%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Add your previous =
pensions</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/dEGjmAqXHyX1UbHGPEEuBfqOI72lnsQe=
l5y98sUBnJRZ2wCgHfXxfGVUE_QytCgZlcg4N5QtylAoDTOzBemoGPllFYMyGC11AXs_0xeDo=
NrzcQjrC3jVtu_O_pInuEFhOnTgzGxNALa1ifWkpSGDR8jugoNCOk2L-KuplD0UAdZiVhOJwr=
LiNnf-Ffd012lmA6zaha7rfcYG6JfRqDR1dVENLSo1HbuuyXR8m5htZ50ymS4wJw6F4E0Ypv3=
skI4NZZ0nzJlCzoY4qv8UpuXcgiJVoyi8E_yOx0BLXM2HieHOYAmxxEW_ZKND4gW7HBlMknhj=
ROsgWXVpDfhTTodpvE0fMOx0bHCOSiI0fQyMHMV3lrC3v9QKZeLU3zb6_e7y8KptpWqVpbBd4=
bCRJneSjnYY/JEsmhhBVIBvkk1VAyvzt3gCFCujVqD9V/19" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/Zp4Y4dWksZldJ1mj0_v2LFGFVDMhkTp6=
BBvVDaVrR0f4p698jzIt7JqBPJgfoqZfU0VSJRlN-_iym1c47n4E3a_-hBvaBi1hChbqhHtB1=
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wgxZk9QJJz7mlHSNcJMLDne-7Ju-VumAOOhOBmOfIYSQop-G-GifZEAdS1SMQrCYZWjioJPYT=
pnZX2FbH-43aho6eI8Ju5_DMm67delLqghLaQ6o0Dd6Nk/iDUvmGUkVKMWCkNau4gIglqbgPA=
NsU2R/19" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
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src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
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00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/Rs3MROXwWAJfA4iQ8EQCZnL5xhJ71wnr=
4cNeivqjbCv8OKNL6yW_GeKl3UGPrLyjWcgJyc9DvR9zsz-f2xXcblMsAhdRB8r-6mo8ZdG4Q=
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dsOle/19" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/lsR4pEpwJtt-BvV2Gl45pNR1MsHgY-fh=
t3o1SVV6WkXc67UDb7i_iuWIkNbdA837_WZRAQxD5Gca8rfKHVmnf32UQbQaMpSDTv-h4Q5ib=
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qkeTIEm327m5Nzf8dNqk-gktM1eU6gv/qrqXSRmWNXvAt_VG75tEVD0NQ6s_TfKA/19" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/N__e-A9lYHplcjLxhqzgbdUxaBfFtTS9=
pcFLzgzkz2bvSMRrqTHoJYAGxQmrsxAWibb3fyUc_Uw92swNC8BjhOCsKQe8GEfEab4MqMldL=
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title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/cfY-dxmcHDRm2gV00OsdScQDzVDi_0qG=
YkZZ9Xpb2njyef9HCmKeXdqGxfPLjRfT1ZScKogrmpIdvOsFXhTKnae_fP0y5uk0tDqOwtnGu=
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px5qWnyeshUcSOrcH5izAr-qX6jOp672XdxmOu0-L5Q1iTX6jWunCsIz_6ikVBvRmqbcZRwR1=
fXBRTE-7Sad4frJWPmkpLp5Ca0ODsAxkuZuuRk9vLPn3pDbMaffYwqnzEULtkWmnN7lZRG9kp=
55Q0yK-bIEJ5dM0soM9JZr2KJTiNQ/pbo0KolsldsZ7DKdIqVPD_lRBCJzrPrM/19" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/zpV-XtTjXDLHancRNZFZiOqlGtDyKpnM=
LZnp3tjo5nURSROPYIn15Zkjf9CsUQwYuRJHwE8jxBJzQJQyj0Oyyq_jQMSxZqbfnFsyHCx__=
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