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From: "Kader, Kamal" <kamal.kader@MERCER.COM>
To: "bob@sarahharvey.com" <bob@sarahharvey.com>
Subject: Pension Decision Service
Thread-Topic: Pension Decision Service
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Date: Wed, 10 Dec 2025 12:40:24 +0000
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Dear Mr Home

I hope you are well. Thanks for your email. As your pension is now administ=
ered by a company called Aptia, I can request information on your behalf bu=
t unfortunately I am unable to check the progress of your request.

In order to obtain a update on your request please contact Aptia on the num=
ber below. I am sorry for the inconvenience.

Aptia Adminstration: 0345 604 4568

Kind Regards

Kamal Kader | Retirement Relationship Manager
Mercer
1 New Gate Square | 1 Airborne Place | Edinburgh Park | Edinburgh | EH12 9G=
R
Kamal.Kader@mercer.com<mailto:Kamal.Kader@mercer.com>
www.uk.mercer.com<http://www.uk.mercer.com/> | Mercer Limited
LinkedIn<https://www.linkedin.com/company/mercer> | Facebook<https://www.fa=
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[cid:image001.png@01DC69D2.26F3E900]<https://www.uk.mercer.com/what-we-do/w=
ealth-and-investments/mercer-private-wealth.html#who-we-are>



[cid:image002.png@01DC69D2.26F3E900]
________________________________
Mercer Private Wealth is part of Mercer, a Marsh & McLennan company
[Chartered_Reduced_Corp_FP_DarkGrey_RGB-01]


________________________________

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<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB">Dear Mr H=
ome</span><span style=3D"font-size:11.0pt;mso-ligatures:none;mso-fareast-la=
nguage:EN-GB"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB">I hope yo=
u are well. Thanks for your email. As your pension is now administered by a=
 company called Aptia, I can request information on your behalf but unfortu=
nately I am unable to check the progress
 of your request. <o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB">In order =
to obtain a update on your request please contact Aptia on the number below=
. I am sorry for the inconvenience.
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB">Aptia Adm=
instration: 0345 604 4568<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB">Kind Rega=
rds<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"color:#1F497D;mso-fareast-language=
:EN-GB">Kamal Kader | Retirement Relationship Manager
<o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span lang=3D"EN" style=3D"color:#1F497D;mso-fareast=
-language:EN-GB">Mercer
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN" style=3D"color:#1F497D;mso-fareast=
-language:EN-GB">1 New Gate Square
</span><span style=3D"color:#1F497D;mso-fareast-language:EN-GB">| 1 Airborn=
e Place | Edinburgh Park |
</span><span lang=3D"EN" style=3D"color:#1F497D;mso-fareast-language:EN-GB"=
>Edinburgh
</span><span style=3D"color:#1F497D;mso-fareast-language:EN-GB">| </span><s=
pan lang=3D"EN" style=3D"color:#1F497D;mso-fareast-language:EN-GB">EH12 9GR=
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><a href=
=3D"mailto:Kamal.Kader@mercer.com"><span lang=3D"EN-US" style=3D"font-size:=
10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:#0563C1">Kamal.Kader@=
mercer.com</span></a></span><span lang=3D"EN-US" style=3D"font-size:10.0pt;=
font-family:&quot;Arial&quot;,sans-serif;color:black;mso-fareast-language:E=
N-GB"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><a href=
=3D"http://www.uk.mercer.com/"><span lang=3D"EN-US" style=3D"font-size:10.0=
pt;font-family:&quot;Arial&quot;,sans-serif;color:#0563C1">www.uk.mercer.co=
m</span></a></span><span style=3D"font-size:10.0pt;font-family:&quot;Arial&=
quot;,sans-serif;color:black;mso-fareast-language:EN-GB">
</span><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Ari=
al&quot;,sans-serif;color:black;mso-fareast-language:EN-GB">| Mercer Limite=
d<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-GB"><a href=
=3D"https://www.linkedin.com/company/mercer"><span lang=3D"EN-US" style=3D"=
font-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:#0563C1">Li=
nkedIn</span></a></span><span style=3D"font-size:10.0pt;font-family:&quot;A=
rial&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB">
</span><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Ari=
al&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB">|
</span><span style=3D"mso-fareast-language:EN-GB"><a href=3D"https://www.fa=
cebook.com/MercerInsights"><span lang=3D"EN-US" style=3D"font-size:10.0pt;f=
ont-family:&quot;Arial&quot;,sans-serif;color:#0563C1">Facebook</span></a><=
/span><span style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,sans-se=
rif;color:#1F497D;mso-fareast-language:EN-GB">
</span><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Ari=
al&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB">|
</span><span style=3D"mso-fareast-language:EN-GB"><a href=3D"https://twitte=
r.com/mercer"><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&q=
uot;Arial&quot;,sans-serif;color:#0563C1">Twitter</span></a></span><span la=
ng=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,sans-s=
erif;color:black;mso-fareast-language:EN-GB"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:11.0pt;font-family:&quot;Ca=
libri&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB"><o:p>&nbsp=
;</o:p></span></p>
<p class=3D"MsoNormal"><a href=3D"https://www.uk.mercer.com/what-we-do/weal=
th-and-investments/mercer-private-wealth.html#who-we-are"><span style=3D"co=
lor:#1F497D;mso-fareast-language:EN-GB;text-decoration:none"><img border=3D=
"0" width=3D"602" height=3D"91" style=3D"width:6.2708in;height:.9513in" id=
=3D"Picture_x0020_8" src=3D"cid:image001.png@01DC69D2.26F3E900"></span></a>=
<span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Arial&quot=
;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB"><o:p></o:p></span></=
p>
<p class=3D"MsoNormal"><span style=3D"font-size:11.0pt;font-family:&quot;Ca=
libri&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-GB"><o:p>&nbsp=
;</o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-=
family:&quot;Arial&quot;,sans-serif;color:black;mso-fareast-language:EN-GB"=
><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-=
family:&quot;Arial&quot;,sans-serif;color:#1F497D;mso-fareast-language:EN-G=
B"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:9.0pt;font-family:&quot;=
Arial&quot;,sans-serif;color:#00A8C8;letter-spacing:2.0pt;mso-fareast-langu=
age:EN-GB"><img border=3D"0" width=3D"117" height=3D"40" style=3D"width:1.2=
222in;height:.4166in" id=3D"Picture_x0020_9" src=3D"cid:image002.png@01DC69=
D2.26F3E900"></span></b><b><span lang=3D"EN-US" style=3D"font-size:9.0pt;fo=
nt-family:&quot;Arial&quot;,sans-serif;color:#00A8C8;letter-spacing:2.0pt;m=
so-fareast-language:EN-GB"><o:p></o:p></span></b></p>
<div class=3D"MsoNormal" align=3D"center" style=3D"text-align:center"><span=
 lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,san=
s-serif;color:#1F497D;mso-fareast-language:EN-GB">
<hr size=3D"1" width=3D"100%" noshade=3D"" style=3D"color:#A0A0A0" align=3D=
"center">
</span></div>
<p class=3D"MsoNormal"><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-=
family:&quot;Arial&quot;,sans-serif;color:#002C77;mso-fareast-language:EN-G=
B">Mercer Private Wealth is part of Mercer, a Marsh &amp; McLennan company<=
/span><span lang=3D"EN-US" style=3D"font-size:10.0pt;font-family:&quot;Aria=
l&quot;,sans-serif;color:#002C77;mso-fareast-language:EN-GB"><o:p></o:p></s=
pan></p>
<p class=3D"MsoNormal"><span style=3D"color:#1F497D;mso-fareast-language:EN=
-GB"><img border=3D"0" width=3D"102" height=3D"148" style=3D"width:1.0625in=
;height:1.5416in" id=3D"Picture_x0020_10" src=3D"cid:image003.png@01DC69D2.=
26F3E900" alt=3D"Chartered_Reduced_Corp_FP_DarkGrey_RGB-01"></span><span st=
yle=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#1=
F497D;mso-fareast-language:EN-GB"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
</div>
<br>
<hr>
<font face=3D"Arial" color=3D"Gray" size=3D"1"><br>
This e-mail and any attachments may be confidential or legally privileged. =
If you received this message in error or are not the intended recipient, yo=
u should destroy the email message and any attachments or copies, and you a=
re prohibited from retaining, distributing,
 disclosing or using any information contained herein. Please inform us of =
the erroneous delivery by return e-mail. Thank you for your co-operation.<b=
r>
<br>
Mercer Limited is authorised and regulated by the Financial Conduct Authori=
ty. Registered in England and Wales No. 984275. Registered Office: 1 Tower =
Place West, Tower Place, London, EC3R 5BU.<br>
</font>
</body>
</html>

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