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Reply-To: <no-reply@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Welcome to Monzo
Date: Fri, 14 Mar 2025 11:07:09 -0000
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Let’s add some money to your account
͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     



 <https://clicks.monzo.com/f/a/5PaiVJXMWq_WPipfvLDOLw~~/AAAHahA~/ITKOeK6opfnmUEKftzGWaYhfP-7OgEcDEq2AwML4XUdSXUhB0w4oE3hAapVa1RFB_fnzPJ_GDE87hr5j_nrSongJoyMHWf3Tco0QDzortWE~>


Welcome to Monzo, Robert
 <https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>

It's good to have you. Add some money to get started.



Add money 
<https://clicks.monzo.com/f/a/BU6wSsunIT7uZLrKk3DfUQ~~/AAAHahA~/R6y3vVwRb_PhCxYWIfSHiOJY-1CtTMpy8Af05hXATCXlNlaf86cfwXlh28AQJsRmf3eFKRw6VBXj0jQeA5sNcFtKybUmGis38gTHBCbIZRXY3yPZH8R8StDQppamyhpU>

Take a look around your new account
Your full UK bank account is ready to go. Add your details to Apple or 
Google Pay, and spend right away.
 <https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>


Your Monzo current account benefits


 <https://clicks.monzo.com/f/a/JigQYV3UZwf3WZ-Kj71tkQ~~/AAAHahA~/iAKVqOtV99DimvVae936D-KmY8SqDnWNFw_00m3onxI_sjhQV_9EHPjMFHHB7JlF6uTurPnYeYRTG3u3MMNA2Pf-n1nq9AU90GLstAWmXPbhILFATKE4-abEMelvakRZ>
Organise your life with Pots
Pots lets you organise your money however you like, so it's neatly 
separated, but in the same account.



 <https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>
Split and pay the Monzo way
We've been saving the nation from sending awkward 'pay-me-back' texts since 
2018. Split bills, send payment reminders, and manage joint costs – all in 
the app.


 <https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>
Stay in the know,
wherever you go
Keep on top of costs with instant notifications. Then set budgets for things 
like groceries and going out, and get alerts when you're spending too fast 
(if you want them).


Save as you spend

Every time you spend money, we'll round it up to the nearest pound and put 
the spare change in your Pot. All you need to do is switch on roundups.



 <https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>
Fast-track that payday feeling
Get your salary paid into your Monzo account and we'll send it one day 
early. No fees, no hassle, just more time with your money.



See all benefits 
<https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8LwVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBsmA~~>

Need help?



 <https://clicks.monzo.com/f/a/5KVaL4JaCWaKTP3sr3iEsA~~/AAAHahA~/o8ILHZvYQ3FFoxjOhxtjO5hYKZSF5g26azs99rLlparTzaG9_15U0Do853QqQgcmZW0rfJgOZhkUL2FFCrX95Q1BDM3JlqEsFquC29lhsdAQShUD9MAi08IrBGcFRiO_ARIcl4uvfs0_PLplilfOiBdoGQ7AGc2tQr6ETeOhvaE~> 
Your account 
<https://clicks.monzo.com/f/a/5KVaL4JaCWaKTP3sr3iEsA~~/AAAHahA~/o8ILHZvYQ3FFoxjOhxtjO5hYKZSF5g26azs99rLlparTzaG9_15U0Do853QqQgcmZW0rfJgOZhkUL2FFCrX95Q1BDM3JlqEsFquC29lhsdAQShUD9MAi08IrBGcFRiO_ARIcl4uvfs0_PLplilfOiBdoGQ7AGc2tQr6ETeOhvaE~>
details


 <https://clicks.monzo.com/f/a/ZYWqCGhxlkmCnFG2gpK6Zg~~/AAAHahA~/Uik3t0ojiB_lQsY7dfljdNoE4qLpb-iIdpNJfaMvECxZRYE9bGEkXK1LjyIn_5AB0vQ1WkTyH6RFYSea-RDj1_ke1MbUQ4cV2pBxVt820yEIzATBm1HloDFWzccX4t7vbKOigEoFUG5sxMjtMYlTCQ~~> 
Help with 
<https://clicks.monzo.com/f/a/jhrq8NOd1cRvC9vpgDz7Eg~~/AAAHahA~/-ygXqZXiA-utkYTY6tmuiMjxlsQ2-4hD6EvOBWxp7ZQABGOXOMO4-ZwU0yxzZ65gxsF1yRuE5OTWgi-FiQRWQiAulHYHvyp22Z2Hm5ECALUc78P1cWxw6Dum4qdE_QnhFEbBXuD62QSDQR3Gmq90sQ~~>
payments


 <https://clicks.monzo.com/f/a/pXEcPCr1krFqUeURXunSFQ~~/AAAHahA~/5fc3bJ3yffjlWTk43Cxahy7EiG5wW7xxQYZTA5GX20T_NxHJ7JheKmsOgNzvBfTe88SAmCJFO8cqMnQxFsKhF1oM5rthpKf7xW5T0_ICgvi8p_Nl40XRZe97mG8s2NFiWaJfqj4UaqPck7FyaHOGIl8cMzlxpR9lUk5IIwoqQDyFhtckpM7f8CLswZEYIRq3> 
Your terms and 
<https://clicks.monzo.com/f/a/pXEcPCr1krFqUeURXunSFQ~~/AAAHahA~/5fc3bJ3yffjlWTk43Cxahy7EiG5wW7xxQYZTA5GX20T_NxHJ7JheKmsOgNzvBfTe88SAmCJFO8cqMnQxFsKhF1oM5rthpKf7xW5T0_ICgvi8p_Nl40XRZe97mG8s2NFiWaJfqj4UaqPck7FyaHOGIl8cMzlxpR9lUk5IIwoqQDyFhtckpM7f8CLswZEYIRq3>
conditions

Learn how to keep you and your money safe 
<https://clicks.monzo.com/f/a/YePmby7GfDKLqICJnnC1SQ~~/AAAHahA~/W0m05hhdAzWrMNcRShvdg_za_X-C0wolCeEIlPYNzCXW0x2a8zg4ea6mCsqzja7zJ9ro6VqaMjpKe3Tpr86os5Pnc0cB1ysfgIwRG2yZoig~> 
, how to report fraud 
<https://clicks.monzo.com/f/a/G9fqZUJBtucL8fZSfi411Q~~/AAAHahA~/Uik3t0ojiB_lQsY7dfljdNoE4qLpb-iIdpNJfaMvECwf96An13worAU0lRoZ0KKDSGue5M7ZTfd5n3fo7WPvtiXN3a7fgxkU5bu0fqivKjnWzZJ6QhXnVovf4z4VTXijBxzj983inZgrLi5NJmn9Eg~~> 
and rules on reimbursing victims of APP fraud 
<https://clicks.monzo.com/f/a/-w8YKw-5PtC24Yguh1hSTQ~~/AAAHahA~/l1S_KKUboHCutrf0-U7ZFg6lurYF9PGSWTpxMc-1sScxpuK5nDKul8Kld80FEyC3ut5NbrVzNxuiOStjWg-lMO9-rMQxnQ350O7zPh6pQExz5XwWLALRgHcMI_tFzBvEQ9rWBPqafr_NWVfs8mVNRHSNAdDha_nHHTaWZYpeQpPI0hWsKI8aS6HfUteBENW9h6hXt3ZFeN2rInhT_KpEPw~~> 
.



  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>

We're an authorised and regulated bank



 <https://clicks.monzo.com/f/a/JfrVMBHfCwGHGv3UhOpkNQ~~/AAAHahA~/oKkvwd7vNFkTaPElPdxVZvUwff-jueBtxjJBq8Q938leccXh7IbuRhGCsV3328k2It3gnChLJGh3nQR01W7P5wa9rBHIuyB-kzczcR3LZ3OF1nmv28SWtUwpr2qM2K4ys7pqmAWSmBUOri1hY80l1Q~~> 
<https://clicks.monzo.com/f/a/_XM5rwycW1cjoQAfnD-43Q~~/AAAHahA~/iAKVqOtV99DimvVae936D0XG_Hl8dxOsn69SIFUy3F0wDh9TLLruqFxNGu2oWYJ-AnOk1TU9H7cRwNOoPLS4usIONsr_-xkqt8XkTEOm0PyD2WQwSEuARVXMbhdxSlFt>


 <https://clicks.monzo.com/f/a/1Bo76pStjyLH_jHD0839Ng~~/AAAHahA~/KU9QUSQCn1S12ivUrRF7fgAMq0qKesHGv_Wy_rbWrPLYvyRK2a2CYQr0FNv4EOMNjH4UWYA6UMRsrG9nrlf22dZUrosTzPE9LJ1_AFwisZBvQKtNTS3_u0jG5QIgHd7bOsVFEJ8yjtbqhgbdG1jeBq1QdFi5gDiFN2UHF9miQlERZuCXo23_AJ_RHpUYO_8E> 
<https://clicks.monzo.com/f/a/4XqJmVVi_Sr_25H2-EyYxw~~/AAAHahA~/DblhjVM9hPusv-URfM4E_7mzdNRG2qFYvsZR9PDv0z9AySRE_RayXwnM4R2hNeRFtlt6jvDOSSRuysxaxXheZM1TcFDxx77b_O2Y6EIKWiAtQXVkb-sVDO_tVtX8P6oYpz5K6DeMHynx6lbgF8oK1A~~>


 <https://clicks.monzo.com/f/a/5PaiVJXMWq_WPipfvLDOLw~~/AAAHahA~/ITKOeK6opfnmUEKftzGWaYhfP-7OgEcDEq2AwML4XUdSXUhB0w4oE3hAapVa1RFB_fnzPJ_GDE87hr5j_nrSongJoyMHWf3Tco0QDzortWE~>
Don’t want to hear from us again?
You can unsubscribe 
<https://clicks.monzo.com/f/a/xFU2hOEw1lFr4SYDOjw3mQ~~/AAAHahA~/E4dBhTSFwkr5hqgHeloiNesozfmRF9P8WmX0ILZEnmdSoHMx0QTpzTgGuBKGTTbOIm_cExLJ7_oMy7cOnELrZ-tgVvRR4s10AVnTkjvHyd2Pp2lc0KTwogvb--uAy0VoDfn-oFIGz2XFszqbSYczJw~~> 
at any time. No hard feelings.

Monzo Bank Limited is a company registered in England and Wales 
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A 
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and 
regulated by the Financial Conduct Authority and the Prudential Regulation 
Authority. Our Financial Services Register number is 730427.

 <https://clicks.monzo.com/f/a/yKHf9A9g4rEHA6tbefXCZQ~~/AAAHahA~/p29OmTywqx8SjVjUiPyt0LhzYIe39RWchZDtTBAO8d2OyXPJG8xB4KUI7Fl2V1p-MfUSY-CQTZtUpehS7UiTB05wp_WbqWJX9c-eTWgrkft16hg3y2kWFO0EwehpnXYZjjxCUc9mb_b1zxsk9paf7w~~> 
<https://clicks.monzo.com/f/a/MyWDpwUgFhH22YbxAoz0rQ~~/AAAHahA~/AcB1i3bCa5n5W6ddmjEsJeVYMnlSfiy5077sKhjvoJdXGnqa_DdMXql2zRTm9_cZ6y-ZuHrccsKJJ2jXJowMdHbMqWIWVflx9PmvIPHs1onEFKMMErOPbiDtNLJqKZb-> 
<https://clicks.monzo.com/f/a/IdHGxlkpXlFBoKfELZQF5A~~/AAAHahA~/SCzIx4qqwWbFZ1Vyv8sF7jxTQ5x96FZZHxqLpc91aYecuA1wXJnrhPHya0QNtHoB23-HKw6H9KlilBzxidsQC4ZhrFHoEyKGHQjkTL2wNPifuLpJ9oYmV0KEDCTAMDWJ>
  <https://clicks.monzo.com/q/hHxDODEk5nanDbHa1mfelA~~/AAAHahA~/558NhTG87IeaoPT5rQ3p5l3LkB8UFtR-AWb-nM7q1XPqgblgdSGoIxjp77qzQU41hcNyuTn7Q8nJKpUGXE-Qrg~~>

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!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Let=
=E2=80=99s add some money to your account</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<p>=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
  </p>=0A=
<title>Monzo</title>=0A=
=0A=
=0A=
=0A=
=0A=
  <div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
=0A=
=0A=
    <!-- Email Start -->=0A=
    <table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;">=0A=
=0A=
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        <td align=3D"center">=0A=
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fullWidth" width=3D"650" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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          =0A=
                      <!-- Logo Start -->=0A=
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              <td align=3D"center">=0A=
                <table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
                      <a =
href=3D"https://clicks.monzo.com/f/a/5PaiVJXMWq_WPipfvLDOLw~~/AAAHahA~/IT=
KOeK6opfnmUEKftzGWaYhfP-7OgEcDEq2AwML4XUdSXUhB0w4oE3hAapVa1RFB_fnzPJ_GDE8=
7hr5j_nrSongJoyMHWf3Tco0QDzortWE~" target=3D"_blank">=0A=
                        <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"113" alt=3D"Monzo">=0A=
                      </a>=0A=
                    </td>=0A=
                  </tr>=0A=
                </table>=0A=
              </td>=0A=
            </tr>=0A=
            <!-- Logo End -->=0A=
          =0A=
            <!-- Header Start -->=0A=
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              <td align=3D"center">=0A=
                <table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
                      <!-- Title Start -->=0A=
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                          <td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Welcome to Monzo, Robert=0A=
                          </td>=0A=
                        </tr>=0A=
                      <!-- Title End -->=0A=
                      <!-- Image Start -->=0A=
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                          <td align=3D"center">=0A=
                            <a =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
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                              <img class=3D"mobHeaderImg" =
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es/67810c2461a2100080bc04a3/original.png?1736510499" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:450px;" width=3D"450" alt=3D"2 =
people chilling at the beach, one has a dog on their lap while the other =
is taking a sip, the sun is setting in the distance. A Which? =
Recommended Provider logo is displayed in the top right corner of the =
image.">=0A=
                            </a>=0A=
                          </td>=0A=
                        </tr>=0A=
                      <!-- Image End -->=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                </table>=0A=
              </td>=0A=
            </tr>=0A=
            <!-- Header End -->=0A=
=0A=
            <!-- Intro Start -->=0A=
            <tr>=0A=
              <td align=3D"center" style=3D"padding:0px 20px;">=0A=
                <table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">It's good to have you. Add some money to get started.=0A=
                    </td>=0A=
                  </tr>=0A=
                </table>=0A=
              </td>=0A=
            </tr>=0A=
            <!-- Intro End -->=0A=
=0A=
            <!-- CTA Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
                        <tr>=0A=
														<td align=3D"center">=0A=
															<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
                                      <tr>=0A=
                                        <td align=3D"center">=0A=
                                          <div>=0A=
                                          <!--[if mso]>=0A=
                                            <v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/BU6wSsunIT7uZLrKk3DfUQ~~/AAAHahA~/R6=
y3vVwRb_PhCxYWIfSHiOJY-1CtTMpy8Af05hXATCXlNlaf86cfwXlh28AQJsRmf3eFKRw6VBX=
j0jQeA5sNcFtKybUmGis38gTHBCbIZRXY3yPZH8R8StDQppamyhpU" =
style=3D"height:40px;v-text-anchor:middle;width:280px;" arcsize=3D"63%" =
stroke=3D"f" fillcolor=3D"#218FB7">=0A=
                                              <w:anchorlock/>=0A=
                                              <center>=0A=
                                            <![endif]-->=0A=
                                            <a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/BU6wSsunIT7uZLrKk3DfUQ~~/AAAHahA~/R6=
y3vVwRb_PhCxYWIfSHiOJY-1CtTMpy8Af05hXATCXlNlaf86cfwXlh28AQJsRmf3eFKRw6VBX=
j0jQeA5sNcFtKybUmGis38gTHBCbIZRXY3yPZH8R8StDQppamyhpU" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Add=
 money</a>=0A=
                                            <!--[if mso]>=0A=
                                              </center>=0A=
                                            </v:roundrect>=0A=
                                          <![endif]-->=0A=
                                          </div>=0A=
                                        </td>=0A=
                                      </tr>=0A=
                                </table>=0A=
															</td>=0A=
														</tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
            <!-- CTA End -->=0A=
=0A=
            <!-- Module 1 Start -->=0A=
            <tr>=0A=
              <td align=3D"center" style=3D"padding:0px 20px;">=0A=
                <table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 0px 0px =
0px;">Take a look around your new account=0A=
                                </td>=0A=
                              </tr>=0A=
                  <tr>=0A=
                    <td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Your full UK bank account is ready to go. Add your details to =
Apple or Google Pay, and spend right away.=0A=
                    </td>=0A=
                  </tr>=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center" =
style=3D"padding:0px 0px 30px 0px;">=0A=
                                  <a =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103dd5fb94c4e19c65de8/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"the Monzo app home overview feed.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Image End -->=0A=
                </table>=0A=
              </td>=0A=
            </tr>=0A=
            <!-- Module 1 End -->=0A=
=0A=
            <!-- Modules Start -->=0A=
            <tr>=0A=
              <td align=3D"center">=0A=
                <table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                <!-- Title Copy Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 0px =
0px;">Your Monzo current account benefits=0A=
                                </td>=0A=
                              </tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                  <!-- Title Copy End -->=0A=
                  <!-- Modules 1-2 Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:30px 20px 10px =
20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
                        <tr>=0A=
                          <td align=3D"center">=0A=
                          <!-- Module 1 Start -->=0A=
                            <table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
                                  <a =
href=3D"https://clicks.monzo.com/f/a/JigQYV3UZwf3WZ-Kj71tkQ~~/AAAHahA~/iA=
KVqOtV99DimvVae936D-KmY8SqDnWNFw_00m3onxI_sjhQV_9EHPjMFHHB7JlF6uTurPnYeYR=
TG3u3MMNA2Pf-n1nq9AU90GLstAWmXPbhILFATKE4-abEMelvakRZ" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103dd8b49274b4fddb76f/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" alt=3D"2 =
Monzo Pots for Groceries and Transport.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Image End -->=0A=
                              <!-- Title Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px =
20px;">Organise your life with Pots=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Title End -->=0A=
                              <!-- Copy Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Pots lets you organise your money however you like, so it's =
neatly separated, but in the same account. <br =
class=3D"displayNone"><span class=3D"displayNone"> &nbsp; </span><br =
class=3D"displayNone"><span class=3D"displayNone"> &nbsp; </span>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Copy End -->=0A=
                            </table>=0A=
                            <!-- Module 1 End -->=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <!-- Spacer Between Modules Start -->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td>=0A=
                                  &nbsp;=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!-- Spacer Between Modules End -->=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <!-- Module 2 Start -->=0A=
                            <table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
                                  <a =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103dd6103af4f4c2eb4f3/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo app snippet of splitting a restaurant bill, with options to =
edit the amount per person and to add someone outside Monzo.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Image End -->=0A=
                              <!-- Title Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 15px;">Split =
and pay the Monzo way=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Title End -->=0A=
                              <!-- Copy Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">We've been saving the nation from sending awkward 'pay-me-back' =
texts since 2018. Split bills, send payment reminders, and manage joint =
costs =E2=80=93 all in the app.=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Copy End -->=0A=
                            </table>=0A=
                            <!-- Module 2 End -->=0A=
                          </td>=0A=
                        </tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                  <!-- Modules 1-2 End -->=0A=
                  <!-- Modules 3-4 Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:10px 20px 20px =
20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
                        <tr>=0A=
                          <td align=3D"center">=0A=
                          <!-- Module 3 Start -->=0A=
                            <table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
                                  <a =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103dd46285c4c2270f611/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo app snippet showing Trends feature, with a notification of =
a recent supermarket transaction and how much has been spent today.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Image End -->=0A=
                              <!-- Title Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Stay =
in the know, <br class=3D"displayNone">wherever you go=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Title End -->=0A=
                              <!-- Copy Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Keep on top of costs with instant notifications. Then set budgets =
for things like groceries and going out, and get alerts when you're =
spending too fast (if you want them).=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Copy End -->=0A=
                            </table>=0A=
                            <!-- Module 3 End -->=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <!-- Spacer Between Modules Start -->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td>=0A=
                                  &nbsp;=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!-- Spacer Between Modules End -->=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <!-- Module 4 Start -->=0A=
                            <table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
                                  <a href=3D"###" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103ddc1116b48d30b21c0/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo Holiday Pot with roundups in the activity feed.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Image End -->=0A=
                              <!-- Title Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Save =
as you spend<br class=3D"displayNone"><span class=3D"displayNone"> =
&nbsp; </span>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Title End -->=0A=
                              <!-- Copy Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Every time you spend money, we'll round it up to the nearest =
pound and put the spare change in your Pot. All you need to do is switch =
on roundups.<br class=3D"displayNone"><span class=3D"displayNone"> =
&nbsp; </span>=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Copy End -->=0A=
                            </table>=0A=
                            <!-- Module 4 End -->=0A=
                          </td>=0A=
                        </tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                  <!-- Modules 3-4 End -->=0A=
                  <!-- Module 5 Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
                      <table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;border-radius:20px;" role=3D"presentation">=0A=
                        <tr>=0A=
                          <td align=3D"center" style=3D"padding:20px 0px =
0px 0px;">=0A=
                            <table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;" role=3D"presentation">=0A=
                            <!-- Image Start -->=0A=
                              <tr>=0A=
                                <td align=3D"center">=0A=
                                  <a =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" target=3D"_blank">=0A=
                                    <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663103dd15c034110fe322ab/original.png?1714488285" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo app home overview feed with a Get Paid Early notification =
stating your salary is ready to be paid into your account.">=0A=
                                  </a>=0A=
                                </td>=0A=
                              </tr>=0A=
                            <!-- Image End -->=0A=
                            <!-- Title Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 20px 20px =
20px;">Fast-track that payday feeling=0A=
                                </td>=0A=
                              </tr>=0A=
                            <!-- Title End -->=0A=
                              <!-- Copy Start -->=0A=
                              <tr>=0A=
                                <td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Get your salary paid into your Monzo account and we'll send it =
one day early. No fees, no hassle, just more time with your money.=0A=
                                </td>=0A=
                              </tr>=0A=
                              <!-- Copy End -->=0A=
                            </table>=0A=
                          </td>=0A=
                        </tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                  <!-- Module 5 End -->=0A=
            <!-- CTA Start -->=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
                        <tr>=0A=
														<td align=3D"center">=0A=
															<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
                                      <tr>=0A=
                                        <td align=3D"center">=0A=
                                          <div>=0A=
                                          <!--[if mso]>=0A=
                                            <v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
                                              <w:anchorlock/>=0A=
                                              <center>=0A=
                                            <![endif]-->=0A=
                                            <a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/LgvL4sJp0qgNOS460jlbnw~~/AAAHahA~/8L=
wVAJGOfosvHDkIGhP2a3mHElZQ0KK-zS_adT3M9O-ia7YOh2CqmhpA0kLXQ9fhb64nJOJrmX0=
l09VJqZSg8CYmnfflQPYrxGP2mYrRjW4cyeDFp9DotAB9qk8uqHKXZB2HUlt5Yfsk5Ra7bBBs=
mA~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">See=
 all benefits</a>=0A=
                                            <!--[if mso]>=0A=
                                              </center>=0A=
                                            </v:roundrect>=0A=
                                          <![endif]-->=0A=
                                          </div>=0A=
                                        </td>=0A=
                                      </tr>=0A=
                                </table>=0A=
															</td>=0A=
														</tr>=0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
            <!-- CTA End -->=0A=
                </table>=0A=
              </td>=0A=
            </tr>=0A=
            <!-- Modules End -->=0A=
            =0A=
            =0A=
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            <!-- Need help? Start -->=0A=
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class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td align=3D"center" class=3D"darkmodeFont2" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 30px =
20px;">=0A=
                      Need help?=0A=
                    </td>=0A=
                  </tr>=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:0px 0px 30px =
0px;">=0A=
                      <table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
                        <tr>=0A=
                          <td align=3D"center">=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td align=3D"center">=0A=
                                  <table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                      <td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/5KVaL4JaCWaKTP3sr3iEsA~~/AAAHahA~/o8=
ILHZvYQ3FFoxjOhxtjO5hYKZSF5g26azs99rLlparTzaG9_15U0Do853QqQgcmZW0rfJgOZhk=
UL2FFCrX95Q1BDM3JlqEsFquC29lhsdAQShUD9MAi08IrBGcFRiO_ARIcl4uvfs0_PLplilfO=
iBdoGQ7AGc2tQr6ETeOhvaE~">=0A=
                                          <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa10ccb770f40a23c3f1c/original.png?1680515340" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
                                        </a>=0A=
                                      </td>=0A=
                                      <td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/5KVaL4JaCWaKTP3sr3iEsA~~/AAAHahA~/o8=
ILHZvYQ3FFoxjOhxtjO5hYKZSF5g26azs99rLlparTzaG9_15U0Do853QqQgcmZW0rfJgOZhk=
UL2FFCrX95Q1BDM3JlqEsFquC29lhsdAQShUD9MAi08IrBGcFRiO_ARIcl4uvfs0_PLplilfO=
iBdoGQ7AGc2tQr6ETeOhvaE~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your =
account<br>details</a> =0A=
                                      </td>=0A=
                                    </tr>=0A=
                                  </table>=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td>=0A=
                                  &nbsp;=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
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                                  <table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                      <td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/ZYWqCGhxlkmCnFG2gpK6Zg~~/AAAHahA~/Ui=
k3t0ojiB_lQsY7dfljdNoE4qLpb-iIdpNJfaMvECxZRYE9bGEkXK1LjyIn_5AB0vQ1WkTyH6R=
FYSea-RDj1_ke1MbUQ4cV2pBxVt820yEIzATBm1HloDFWzccX4t7vbKOigEoFUG5sxMjtMYlT=
CQ~~">=0A=
                                          <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bb3110356bfeadd9d4/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
                                        </a>=0A=
                                      </td>=0A=
                                      <td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/jhrq8NOd1cRvC9vpgDz7Eg~~/AAAHahA~/-y=
gXqZXiA-utkYTY6tmuiMjxlsQ2-4hD6EvOBWxp7ZQABGOXOMO4-ZwU0yxzZ65gxsF1yRuE5OT=
Wgi-FiQRWQiAulHYHvyp22Z2Hm5ECALUc78P1cWxw6Dum4qdE_QnhFEbBXuD62QSDQR3Gmq90=
sQ~~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Help with<br>payments</a>=0A=
                                      </td>=0A=
                                    </tr>=0A=
                                  </table>=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td>=0A=
                                  &nbsp;=0A=
                                </td>=0A=
                              </tr>=0A=
                            </table>=0A=
                            <!--[if mso]></td><td><![endif]-->=0A=
                            <table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
                              <tr>=0A=
                                <td align=3D"center">=0A=
                                  <table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt; =
mso-table-rspace:0pt;width:192px;border-radius:10px;" =
role=3D"presentation">=0A=
                                    <tr>=0A=
                                      <td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/pXEcPCr1krFqUeURXunSFQ~~/AAAHahA~/5f=
c3bJ3yffjlWTk43Cxahy7EiG5wW7xxQYZTA5GX20T_NxHJ7JheKmsOgNzvBfTe88SAmCJFO8c=
qMnQxFsKhF1oM5rthpKf7xW5T0_ICgvi8p_Nl40XRZe97mG8s2NFiWaJfqj4UaqPck7FyaHOG=
Il8cMzlxpR9lUk5IIwoqQDyFhtckpM7f8CLswZEYIRq3">=0A=
                                          <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa25cfa80e45bc6921a28/original.png?1680515676" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
                                        </a>=0A=
                                      </td>=0A=
                                      <td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
                                        <a =
href=3D"https://clicks.monzo.com/f/a/pXEcPCr1krFqUeURXunSFQ~~/AAAHahA~/5f=
c3bJ3yffjlWTk43Cxahy7EiG5wW7xxQYZTA5GX20T_NxHJ7JheKmsOgNzvBfTe88SAmCJFO8c=
qMnQxFsKhF1oM5rthpKf7xW5T0_ICgvi8p_Nl40XRZe97mG8s2NFiWaJfqj4UaqPck7FyaHOG=
Il8cMzlxpR9lUk5IIwoqQDyFhtckpM7f8CLswZEYIRq3" target=3D"_blank" =
class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your terms =
and<br>conditions</a>=0A=
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class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:700;font-size:14px;line-height:22px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:center;padding:20px 20px;">Learn =
<a =
href=3D"https://clicks.monzo.com/f/a/YePmby7GfDKLqICJnnC1SQ~~/AAAHahA~/W0=
m05hhdAzWrMNcRShvdg_za_X-C0wolCeEIlPYNzCXW0x2a8zg4ea6mCsqzja7zJ9ro6VqaMjp=
Ke3Tpr86os5Pnc0cB1ysfgIwRG2yZoig~" target=3D"_blank" =
style=3D"color:#111111;text-decoration:underline;">how to keep you and =
your money safe</a>, <a =
href=3D"https://clicks.monzo.com/f/a/G9fqZUJBtucL8fZSfi411Q~~/AAAHahA~/Ui=
k3t0ojiB_lQsY7dfljdNoE4qLpb-iIdpNJfaMvECwf96An13worAU0lRoZ0KKDSGue5M7ZTfd=
5n3fo7WPvtiXN3a7fgxkU5bu0fqivKjnWzZJ6QhXnVovf4z4VTXijBxzj983inZgrLi5NJmn9=
Eg~~" target=3D"_blank" =
style=3D"color:#111111;text-decoration:underline;">how to report =
fraud</a> and <a =
href=3D"https://clicks.monzo.com/f/a/-w8YKw-5PtC24Yguh1hSTQ~~/AAAHahA~/l1=
S_KKUboHCutrf0-U7ZFg6lurYF9PGSWTpxMc-1sScxpuK5nDKul8Kld80FEyC3ut5NbrVzNxu=
iOStjWg-lMO9-rMQxnQ350O7zPh6pQExz5XwWLALRgHcMI_tFzBvEQ9rWBPqafr_NWVfs8mVN=
RHSNAdDha_nHHTaWZYpeQpPI0hWsKI8aS6HfUteBENW9h6hXt3ZFeN2rInhT_KpEPw~~" =
target=3D"_blank" =
style=3D"color:#111111;text-decoration:underline;">rules on reimbursing =
victims of APP fraud</a>.=0A=
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class=3D"darkmode2 fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td align=3D"center" style=3D"padding:40px 0px 30px =
0px;">=0A=
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class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
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