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	; Wed, 21 May 2025 11:00:27 +0100
Reply-To: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
From: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
To: <bob@sarahharvey.com>
Subject: Don't be tricked by email scams
Date: Wed, 21 May 2025 11:00:21 +0100
Message-ID: <NM60347E00F018429DEhsbcbusiness@email.business.hsbc.co.uk>
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͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏







View 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67ca&e=cDE9anZuUnhTZ3ROUFFxMFZiUkNERCUyQiUyQlElM0QlM0Q&s=r3KHFWl26xipFBs7DLIXPyypMK7Ap7STg-YwayxCi-c> 
online if you can't see this email.




 <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67cb>
  <https://cdn.assets.fwdto.net/hsbc/cmb/202402_fraud_email/header_banner1.png>


Don't be tricked by email scams


Dear Customer

Business Email Compromise is causing serious financial and reputational 
damage to businesses in the UK – with statistics showing £46.2m being lost 
by businesses, according to the latest reports by UK Finance, a financial 
services trade association.



  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img1.png>

 	 What's Business Email Compromise?
Business Email Compromise, or BEC, happens when you receive an email 
impersonating a new or existing supplier or colleague. The email may seem 
urgent, asking you to make a payment to a new account or to update bank 
details of an existing payee.



  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img2.png>

 	 How are fraudsters successful?
Fraudsters use several tactics, commonly involving hacking into email 
accounts or creating similar email addresses. Fraudsters will also copy the 
tone of voice used in earlier emails and create invoices which look 
authentic, but they're not.



  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img3.png>

 	 What can you do to help protect yourself?
Fortunately, there are steps you can take to help protect yourself and your 
business from BEC:




•

Before making a payment, always verify new bank details by calling the payee 
using a trusted number i.e. from the official website.


•

Enable Multi-Factor Authentication on your email accounts to protect them 
against unauthorised access.


•

Never call numbers contained within an email – fraudsters can manipulate 
them to trick you into calling someone else.


•

Check email addresses carefully for subtle differences such as added 
letters, numbers, special characters or a change in email domain for example 
.com instead of .co.uk.


•

Don't be rushed – fraudsters pressure you into making quick payments and 
decisions so you don't carry out usual checks.


Where can I find out more information?

Visit  <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67cc> 
business.hsbc.uk/business-email-compromise to see our dedicated section on 
BEC where you'll find more helpful information, including our latest 
webinar.


Thank you,

Your Commercial Banking Team

  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg>
Learn more about fraud

For more information on how to protect yourself and your business, speak 
with your usual HSBC contact or visit 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67cd> 
business.hsbc.uk/fraud-centre.

For all other banking queries, visit 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67ce> 
business.hsbc.uk/contact-us to find out how to get in touch.

For accessible ways to contact us, visit 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67cf> 
business.hsbc.uk/accessibility.




  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/card4.png>
Your security is our priority

In our emails, we'll never ask you for confidential information or to 
confirm your security details. Links within our emails will only take you to 
information pages.



Please forward any suspicious emails to  <mailto:phishing@hsbc.com> 
phishing@hsbc.com

 <mailto:phishing@hsbc.com>


 <mailto:phishing@hsbc.com> phishing@hsbc.com

 <mailto:phishing@hsbc.com>


 <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d0> Website 
terms	  <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d1> 
Legal	  <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d2> 
Contact us<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d3> 
Find a branch<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d4> 
Fraud CentreHSBC UK Bank plc. Registered in England and Wales (company number: 9928412). 
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ. Authorised by the 
Prudential Regulation Authority and regulated by the Financial Conduct 
Authority and the Prudential Regulation Authority (Financial Services 
Register number: 765112).

Privacy notice 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d5>

We maintain strict security standards and procedures to prevent unauthorised 
access to information about you. HSBC will never contact you by email or 
otherwise to ask you to validate personal information such as your user ID, 
password or account numbers. If you get such a request, please call our 
online security team on 03456 <tel:03456022014>  022 014.

To make sure we're communicating effectively, we may monitor your interest 
in our emails. We may be able to tell when you've opened them, and how 
you've interacted with them. This includes information about how long you 
spend reading our emails and which links you select. We may also collect 
technical information about your device and internet connection, and set 
cookies. We use trusted service providers to help us. For more details, read 
our  <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d6> 
Privacy Notice and our 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d7> Cookie 
Policy.

This email is confidential. It may also be legally privileged. If you aren't 
the addressee you may not copy, forward, disclose or use any part of it. If 
you got this message in error, please delete it and all copies from your 
system and notify the sender immediately by return email. Internet 
communications can't be guaranteed to be timely, secure, error or virus 
free. We don't accept liability for any errors or omissions. Please don't 
reply to this email. To get in touch, 
<http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,10f67d8> contact 
us.

©HSBC Group 2025. All Rights Reserved.

  <http://email.business.hsbc.co.uk/r/?id=h347e00f,18429de,1>

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<td style=3D"background-color:#F0F0F0;line-height:18px;padding:10px 10px =
10px 10px;" class=3D"elq-text-cell cell cell-0 mainbg"><div =
style=3D"display:inline-block;width:100%;">
<div style=3D"text-align: center; font-family:Arial, Helvetica, =
sans-serif; font-size: 13px; line-height: 16px;"><span style=3D"color: =
rgb(64, 64, 64);">View </span><a target=3D"_blank" title=3D"online" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67ca=
&e=3DcDE9anZuUnhTZ3ROUFFxMFZiUkNERCUyQiUyQlElM0QlM0Q&s=3Dr3KHFWl26xipFBs7=
DLIXPyypMK7Ap7STg-YwayxCi-c" data-targettype=3D"sysaction" =
style=3D"color: rgb(64, 64, 64); =
text-decoration:underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">online</span></strong></a><span =
style=3D"color: rgb(64, 64, 64);"> if you can't see this =
email.</span></div>
</div></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>

</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:768px;min-width:300px;margin:0 auto;" =
data-location-row=3D"1" class=3D"row row-1">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td style=3D"text-align:left;vertical-align:top;font-size:0px"><table =
class=3D"tolkien-column tolkien-column-12 col col-0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#333;max-width:100%;width:100%;width:-web=
kit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" data-location-row-column=3D"1 0">
<tbody>
<tr data-location-row-column-cell=3D"1 0 0">
<td class=3D"elq-image-cell cell cell-0 darkmode pad30" =
style=3D"background-color:transparent;line-height:0;padding:32px 30px =
32px 30px;text-align:left;">
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left"><!--[if mso]><table width=3D"100%" =
style=3D"width:140px; height:auto; max-width:140px" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td style=3D"padding-right: 0px; =
padding-left: 0px;" align=3D"left"><a target=3D"_blank" =
href=3D"https://www.business.hsbc.uk/en-gb" data-targettype=3D"webpage">
<img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
 alt=3D"HSBC UK" height=3D"34" width=3D"140" style=3D"border: 0px; =
display: block; width:140px; height:auto; =
max-width:140px;"/></a></td></tr></table><![endif]-->=20
<!--[if !mso]>
<!--><a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67cb=
" data-targettype=3D"webpage" title=3D"HSBC UK"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
 alt=3D"HSBC UK" height=3D"34" width=3D"140" style=3D"width:140px; =
height:auto; max-width:140px; border: 0px; display: block;"></a>
<!-- <![endif]--></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<!--banner-->
<tr>
<td><img =
src=3D"https://cdn.assets.fwdto.net/hsbc/cmb/202402_fraud_email/header_ba=
nner1.png" alt=3D"Don't be tricked by email scams" aria-hidden=3D"true" =
width=3D"768" style=3D"padding: 0; margin: 0; line-height: 100%; =
outline: none; -ms-interpolation-mode: bicubic; text-decoration: none; =
border: 0; height: auto; display: block; width: 768px; max-width: =
768px;" class=3D"w100"/></td>
</tr>

<!--content part-->
<tr>
<td align=3D"center">
<table align=3D"center" style=3D"border-collapse: collapse; border: 0; =
mso-table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; =
width: 88%; padding: 0;" width=3D"88%">
<tbody>

<!--Part-1-->
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 24px 0px 22px 0px;">Don't be tricked by =
email scams</p>
</td>
</tr>
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 10px 0px">Dear Customer</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">Business Email =
Compromise is causing serious financial and reputational damage to =
businesses in the UK &ndash; with statistics showing &pound;46.2m being =
lost by businesses, according to the latest reports by UK Finance, a =
financial services trade association.</p></td>
</tr>
 =20
<tr>
<td>
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"60" align=3D"center" valign=3D"top" style=3D"width: =
60px;"><p style=3D"margin: 0px; margin-top: 18px;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img1.png" =
width=3D"60" height=3D"auto" alt=3D"What's Business Email Compromise? " =
style=3D"width: 60px; height: auto; border: 0px; display: =
block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"20" style=3D"width: =
20px;">&nbsp;</td>   =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; margin-top: =
0px;"><strong>What's Business Email Compromise?</strong> <br>Business =
Email Compromise, or BEC, happens when you receive an email =
impersonating a new or existing supplier or colleague. The email may =
seem urgent, asking you to make a payment to a new account or to update =
bank details of an existing payee.</p></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 16px;" =
height=3D"16" valign=3D"top"/>
</tr>
<tr>
<td>
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"60" align=3D"center" valign=3D"top" style=3D"width: =
60px;"><p style=3D"margin: 0px; margin-top: 18px;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img2.png" =
width=3D"60" height=3D"auto" alt=3D"How are fraudsters successful?" =
style=3D"width: 60px; height: auto; border: 0px; display: =
block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"20" style=3D"width: =
20px;">&nbsp;</td>   =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; margin-top: =
4px;"><strong>How are fraudsters successful?</strong> <br>Fraudsters use =
several tactics, commonly involving hacking  into email accounts or =
creating similar email addresses. Fraudsters  will also copy the tone of =
voice used in earlier emails and create invoices which look authentic, =
but they're not.
</p></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 16px;" =
height=3D"16" valign=3D"top"/>
</tr>
<tr>
<td>
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"60" align=3D"center" valign=3D"top" style=3D"width: =
60px;"><p style=3D"margin: 0px; margin-top: 6px;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img3.png" =
width=3D"60" height=3D"auto" alt=3D"What can you do to help protect =
yourself?" style=3D"width: 60px; height: auto; border: 0px; display: =
block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"20" style=3D"width: =
20px;">&nbsp;</td>   =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; margin-top: =
4px;"><strong>What can you do to help protect yourself?</strong> =
<br>Fortunately, there are steps you can take to help protect yourself =
and your business from BEC:</p></td>
</tr>
</tbody>
</table>
</td>
</tr> =20

<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 6px;" =
height=3D"6" valign=3D"top"/>
</tr> =20

<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"79" style=3D"width: 79px;" =
valign=3D"top">&nbsp;</td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 6px;" class=3D"bullred" =
>&bull;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;">Before making a payment, always verify new bank =
details by calling the payee using a trusted number i.e. from the =
official website.</p>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 6px;" class=3D"bullred" =
>&bull;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;">Enable Multi-Factor Authentication on your email =
accounts to protect them against unauthorised access.</p>
</td>
</tr> =20
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 6px;" class=3D"bullred" =
>&bull;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;">Never call numbers contained within an email =
&ndash; fraudsters can manipulate them to trick you into calling someone =
else.</p>
</td>
</tr> =20
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;">Check email addresses carefully for subtle =
differences such as added letters, numbers, special characters or a =
change in email domain for example .com instead of .co.uk.</p>
</td>
</tr> =20
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 2px;">Don't be rushed &ndash; fraudsters pressure you =
into making quick payments and decisions so you don't carry out usual =
checks.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
 =20
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 16px;" =
height=3D"16" valign=3D"top"/>
</tr>  =20
 =20
<tr>
<td valign=3D"top">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 0px 0px; font-weight: =
bold;">Where can I find out more information?</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 18px 0px">Visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67cc=
" target=3D"_blank" class=3D"colwhite" style=3D"color: #333; =
text-decoration: underline;" =
title=3D"business.hsbc.uk/business-email-compromise"><span =
class=3D"colwhite" style=3D"font-weight: normal; text-decoration: =
underline; color: =
#333;">business.hsbc.uk/business-email-compromise</span></a> to see our =
dedicated section on BEC where you'll find more helpful information, =
including our latest webinar.</p>
</td>
</tr>
 =20
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 6px 0px">Thank you,</p>
 =20
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px; font-weight: =
bold;">Your Commercial Banking Team</p>


 =20
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"border: 1px solid #000000;" =
class=3D"borderwhite">
<tbody>
<tr>
<th width=3D"246" align=3D"center" valign=3D"top" style=3D"width: =
246px;" class=3D"drop"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg" =
width=3D"246" alt=3D"Learn more about fraud" style=3D"width: 100%; =
height: auto; border: 0px; display: block;"/></th>
<th width=3D"24" style=3D"width: 24px;" class=3D"nomob">&nbsp;</th>
<th align=3D"left" valign=3D"top" class=3D"drop" style=3D"font-weight: =
normal;">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 12px 0px 12px 0px; font-weight: =
normal;" class=3D"ml10"><strong>Learn more about fraud</strong></p><p =
class=3D"ml10" style=3D"font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: exactly; =
font-size: 16px; line-height: 20px; margin: 0px 14px 12px 0px;">For more =
information on how to protect yourself and your business, speak with =
your usual HSBC contact or visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67cd=
" target=3D"_blank" style=3D"color: #333; text-decoration: underline;" =
title=3D"business.hsbc.uk/fraud-centre"><strong><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333;">business.hsbc.uk/fraud-centre</span></strong></a>.</p>
<p class=3D"ml10" style=3D"font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: exactly; =
font-size: 16px; line-height: 20px; margin: 0px 16px 12px 0px;">For all =
other banking queries, visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67ce=
" target=3D"_blank" style=3D"text-decoration: underline; color: #333;" =
title=3D"business.hsbc.uk/contact-us"><strong><span =
style=3D"font-weight: normal; text-decoration: =
underline;">business.hsbc.uk/contact-us</span></strong></a> to find out =
how to get in touch.</p>
<p class=3D"ml10 mb16" style=3D"margin: 0px; font-family: 'Universe Next =
HSBC', Arial, Helvetica, 'Sans-serif'; color: #333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px;">For =
accessible ways to contact us, visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67cf=
" target=3D"_blank" style=3D"text-decoration: underline; color: #333;" =
title=3D"business.hsbc.uk/accessibility"><strong><span =
style=3D"font-weight: normal; text-decoration: =
underline;">business.hsbc.uk/accessibility</span></strong></a>.</p>
</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding: 30px 0px 15px 0px;" align=3D"center"><table =
align=3D"center" style=3D"border-collapse: collapse; border: 0; =
mso-table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; =
width: 88%; padding: 0;" width=3D"88%">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr align=3D"left" valign=3D"top">
<td width=3D"72" align=3D"left" valign=3D"top" style=3D"width: 72px; =
padding-top: 4px;" class=3D"w60"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/card4.png" =
width=3D"48" alt=3D"Your security is our priority" style=3D"width: 48px; =
height: auto; border: 0px; display: block;"/></td>
<td class=3D"colwhite" align=3D"left" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 20px; font-weight: 400; padding-top: =
0px; color: #333333; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; padding-bottom: 16px;" valign=3D"top"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 0px 0px 12px 0px">Your security is our =
priority</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 12px 0px">In our emails, we'll =
never ask you for confidential information or to confirm your security =
details. Links within our emails will only take you to information =
pages.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top"><table align=3D"left" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px =
0px">Please forward any suspicious emails to <a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" class=3D"nomob" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td class=3D"nomob" width=3D"14" style=3D"width: 14px;font-size: 16px; =
line-height: 20px;" align=3D"right" valign=3D"top"><a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" style=3D"text-decoration: none; color: =
#333;" title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" =
alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"8" style=3D"width: 8px; height: 18px; display: =
block;"></a></td>
</tr>
</tbody>
</table></td>
</tr>
<!--[if mso]><!-->
<tr>
<td align=3D"left" valign=3D"top"><div class=3D"show" style=3D"display: =
none; max-height: 0px; overflow: hidden;margin: 0;">
<table align=3D"left" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px 0px"><a =
target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td width=3D"14" style=3D"width: 14px;" align=3D"right" =
valign=3D"top"><a target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: none; color: #333;" =
title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"6" style=3D"width: 8px; height: 18px; display: =
inline-block;"></a></td>
</tr>
</tbody>
</table>
</div></td>
</tr>
<!--<![endif]-->
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"padlr20 mainbg" style=3D"border-collapse: collapse; =
mso-line-height-rule: exactly; vertical-align: top; padding: 0 45px; =
background-color: #e4e5e6;" valign=3D"top" bgcolor=3D"#e4e5e6"><table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 20px 0px 0px 0px;"><table border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d0=
" target=3D"_blank" aria-label=3D"Privacy notice Privacy notice Opens in =
new window" title=3D"Website terms" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" class=3D"nolink">Website =
terms</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d1=
" title=3D"Legal" target=3D"_blank" aria-label=3D"Legal Legal Opens in =
new window" style=3D"color: #000000; text-decoration: underline;"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#000000;" class=3D"nolink">Legal</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d2=
" title=3D"Contact us" target=3D"_blank" aria-label=3D"Contact us =
Contact us Opens in new window" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Contact&nbsp;us</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d3=
" title=3D"Find a branch" target=3D"_blank" aria-label=3D"Legal Legal =
Opens in new window" style=3D"color: #000000; text-decoration: =
underline;"><span style=3D"font-weight: normal; text-decoration: =
underline; color: #000000;" class=3D"nolink">Find a =
branch</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d4=
" title=3D"Fraud Centre" target=3D"_blank" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Fraud&nbsp;Centre</span></a></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"" style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; padding-top: 0px; =
color: #000000; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';" valign=3D"top"><div align=3D"left">
<p style=3D"margin: 0; margin-top: 12px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';" class=3D"mt18"><strong>HSBC UK Bank =
plc.</strong> Registered in England and Wales (company number: <a =
style=3D"text-decoration: none; color: #000000;">9928412</a>). =
Registered Office: <span class=3D"applelink">1 =
<span></span>Ce<span></span>nte<span></span>na<span></span>r<span></span>=
y Sq<span></span>ua<span></span>re, =
Bi<span></span>rm<span></span>ing<span></span>ha<span></span>m, =
B<span></span>1 1<span></span>H<span></span>Q. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority (Financial Services =
Register number: 765112).</span></p>
<p style=3D"margin: 0; margin-top: 9px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-weight: bold;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d5=
" target=3D"_blank" style=3D"color: #000000; text-decoration: none;" =
title=3D"Privacy notice">Privacy notice</a></p>
<p style=3D"margin: 0; margin-bottom: 0px; font-size: 12px; line-height: =
16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">We maintain strict security standards and procedures to =
prevent unauthorised access to information about you. HSBC will never =
contact you by email or otherwise to ask you to validate personal =
information such as your user ID, password or account numbers. If you =
get such a request, please call our online security team on <a =
href=3D"tel:03456022014" style=3D"color: #000000; text-decoration: =
none;" target=3D"_blank" title=3D"call">03456&nbsp;022&nbsp;014</a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">To make sure we're communicating effectively, =
we may monitor your interest in our emails. We may be able to tell when =
you've opened them, and how you've interacted with them. This includes =
information about how long you spend reading our emails and which links =
you select. We may also collect technical information about your device =
and internet connection, and set cookies. We use trusted service =
providers to help us. For more details, read our <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d6=
" target=3D"_blank" title=3D"Privacy Notice" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Privacy Notice</span></strong></a> and our =
<a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d7=
" target=3D"_blank" title=3D"Cookie Policy" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Cookie Policy</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">This email is confidential. It may also be =
legally privileged. If you aren't the addressee you may not copy, =
forward, disclose or use any part of it. If you got this message in =
error, please delete it and all copies from your system and notify the =
sender immediately by return email. Internet communications can't be =
guaranteed to be timely, secure, error or virus free. We don't accept =
liability for any errors or omissions. Please don't reply to this email. =
To get in touch, <a target=3D"_blank" title=3D"contact us" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,10f67d8=
" style=3D"color: #000000; text-decoration: underline;"><strong><span =
style=3D"font-weight: normal; text-decoration: underline;">contact =
us</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">&#xA9;HSBC Group 2025. All Rights =
Reserved.</p>
</div></td>
</tr>
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 25px;" =
height=3D"25" valign=3D"top"/>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
</div>
</div></td>
</tr>
</table>
</div>
<img height=3D'0' width=3D'0' alt=3D'' =
src=3D'http://email.business.hsbc.co.uk/r/?id=3Dh347e00f,18429de,1'/></bo=
dy>
</html>

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