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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Announcing the Climate Plan!
Date: Mon, 13 Jan 2025 16:33:04 -0000
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  <http://sp.pensionbee.com/q/fucP71DKe0MUT9eA8DhXRA~~/AABRIgA~/RgRpZ8VAPVcFc3BjZXVCCmd9QECFZ52rJndSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Take your climate action to the next level with your pension. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WUYKQdsOfWGJVT1R1iUN-0HOf5fx2aaIQhGni1zrTwLuIvGMe5pXAzsDricjnDiL9VSVosjhqYF2wfck-XVtpUJcWieS2bqA8fal-q5W6Rjl6flajrVIKsS8QxLuMUBKhoFspRYNw8-DAnQMvsZhKA%3D%3D>







View in browser 
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Log in 
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Hi Robert,



We’ve just launched our newest pension plan - the Climate Plan 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrLQ9iZeOzgKnIgXOMJOZZWOVhLN4apk8GDEdLFBPO0EQuSiwdikGMsrEc9G9jlzaJHa0uBkqAW44WxleZPTtWltjYwQ6FmjYQRYS3_IIbOhpMAKvsABFNRR02EaCkD9oy2hOd5An2wGGMN3NUyYmWKLHFjSRksmLw_toAZzW7xwAlyjBSfUBA83WmZFdUoOFLKd1-rlgnuVJulGtAIqmCEdOF8fn1fgqTsr_bS8xldUqA%3D%3D> 
!
PensionBee’s Climate Plan lets you use your pension to invest in companies 
actively reducing their carbon emissions every year. Discover more about our 
newest sustainable pension below.

Watch our quick overview of what the Climate Plan is from Ben Leale-Green, 
Portfolio Strategist from State Street Global Advisors.

8 reasons to consider the Climate Plan
Here are a few reasons that could make the Climate Plan the right place for 
your pension:

1. It’s fossil fuel free
At its heart, the Climate Plan ensures your pension excludes investing in 
the fossil fuel industry. But it doesn’t just exclude big-name oil 
companies. It even avoids those with fossil fuel reserves or who rely on 
them to generate power like utility companies with fossil fuel-based power 
generation.

2. Contributes to a low-carbon future
The plan follows a decarbonisation pathway 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrLfg5hDO5OlzyKttGw_TxDxym4nTttbOWz--7gqvAN-IcvTpgnRARQW89wKZULB1QSmPmvMH92OsIJhE8RIPnt4XWZS5ilxgGOBOuUAmFQ-Oey_H2F75Io6kJfwgVxP4s9K516ykYw_tEPwEn47mODNFVCGhskoOI98wRaGDZiKnaOpwzWKtRFo4WJ-tZhI961eXmynWnlhNslfMhCKJO2rvH0jsLdr4ZxfyC8-08UKbzh9zo4pkFhWoZHrEmh0hIp1zYf91SXkQZgPrI3pZyF8nfawYWsU69rn_X6-jGpZKdFqKP01cWBZDyymNQiy_XA%3D> 
. That just means even if the global economy uses more carbon over time, the 
Climate Plan will move in the opposite direction, always aiming to use less.

3. One simple annual fee
The Climate Plan has one simple annual fee of 0.75% and we'll even halve the 
fee on the portion of your savings over £100,000.

4. Offers financial opportunities
Companies in the Climate Plan are better prepared for the net zero 
transition. This could offer related financial opportunities for the value 
of your pension to grow over time e.g. by investing in companies that take 
advantage of green incentives from the government.

5. Invests in climate solution providers
It doesn’t simply avoid investing in heavy carbon emitters. Over time it’ll 
invest more in environmentally friendly companies and those tackling climate 
challenges like solar energy providers.

6. Aims to generate long-term returns
Ultimately, a pension is for your retirement. Like other pensions, the 
Climate Plan aims to grow your pension savings. However, you get to invest 
in companies reducing their carbon emissions at the same time.

7. Exceeds European Union (EU) standards
The EU says Paris-Aligned Benchmarks 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrLfg5hDO5OlzyKttGw_TxDxym4nTttbOWz--7gqvAN-IcvTpgnRARQW89wKZULB1QQ23CrLjc6otXFpc93CeJAzJwnrbUVOtLIKZeU4H5mppguHPcF0UVe6p-48sOe7s8eY3dr4NX7bYA-pemd2x-fPTAGezlUdPo0AwdQjJ9ebhvpYDVGVv7GRra7SGiA0ZvpNrW0tIqZVsNPFpAJNCjyiyJKtZe5kINDdKfn94PaNOKKFgN1C0gj9CXPWCXNgrLrdY6I_CzrcOpLZL1TO2LICvDdvuPktr1geB01HVBYqpCVVO_GEOihUAFWRFmBUppI%3D> 
(PABs) that investments like the Climate Plan track should target a minimum 
7% reduction in total carbon emissions each year. The Climate Plan goes 
further by targeting a minimum 10% annual reduction.

8. Goes beyond reducing carbon emissions
We’re conscious it’s not just fossil fuels that harm the environment and 
society. So, the Climate Plan also excludes investing in other industries 
like palm oil, nuclear weapons, tobacco, for-profit prisons and more.

Learn more
Check out our Climate Plan page 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrLQ9iZeOzgKnIgXOMJOZZWOVhLN4apk8GDEdLFBPO0EQuSiwdikGMsrEc9G9jlzaJG-ejkaYen1KwAgPAQOQOvagnTUv9Lj2PDzKEiYJIQcuzOvrLT_nq1ZVhtyPyJtxwNAMhT6uZA2wkq11jOUyPshOEPy9aSdzZrTal5nJ9_qMHPfN_gajnnQerZWkkgzX9o2BqaCrtVB0LYiu7bCUsaxv5zjEKYKgHJ0Jp71XSB_Dg%3D%3D> 
for details on how it works and get the answers to your top questions with 
our FAQs.

Read our blogs below to learn more about what could make the Climate Plan 
the right sustainable investment for your pension.

Ethical and ESG investing 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrJyzBc3wx_e37oeUSwPYWdgP36GHAlrc-oyIYfTExPPPL-uJsdT7hTPJTjkQzw7u8asnjrvLQCs_oSoMx9CKgTqID870FVdlJb956V-fs5thEcKDT-5vNFtC-50-qjDZil86FJKLBF0EzmtO7515TABtJlM0V1H35Wx0pM2MiO7Q8pCydLtHpEULdn4aev5GtN9M27IhRxlxRUPVt7cqEZ_87xugLLGIvWRtzM1YPLW8l2LdQXhPdD2tUBwN58V13WLvacHD_W6MBdcTbhuqFh9gYMeE_ZxYXi3S6yZkXsADA%3D%3D>
Learn how the Climate Plan works as a sustainable investment for your 
pension.


What are the UN Sustainable Development Goals 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=028718899c2c4845941b5081a3a0f84b&_e=WTACsGpyMVdPCNC3pvyJQ0jqgBC8iDduDO-0WmYWyrKQwTHI0xUMeJBzSh4zz34wgagyKsu0MhOMWFNiz4-FtVbqlh1sxfTEitl5PBMbK-zwvHgrYI9ULFyiwgTqMKYtyd-d9g025HLQTGfOsvBh3uC6PRLLVdn5LE2ATYPQ6NKLXhbuorwBab81wNBy0iFmbfpp3H7ZuBor4pplYRXzupTezCFDgsZaXIDAo_kh2DmDxnp7QbpJ0chRMRrmgzB7JT2XugQelhgsh8LNOwlX4cop9wpu3pz-ZOoOjERevWw%3D> 
?
Learn how the Climate Plan helps advance UN Sustainable Development Goals 
(UN SGDs), which are a universal call to action to end poverty and protect 
the planet.

Want to take your climate action to the next level with your pension?

Investing your pension in the Climate Plan’s easy. We just need a few 
details to complete your sign up. Simply log in to your PensionBee account 
and add your address, date of birth, and National Insurance number. Then to 
transfer your pensions we’ll just need the name of your old pension 
providers and policy numbers.


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Finish your sign up




When investing, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.





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class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1734695756/ema=
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style=3D"box-sizing: border-box; display: block; height: auto; border: =
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height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
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color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 25.5px;">We=E2=80=99ve just launched our newest =
pension plan - <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrLQ9iZeOzgKnIgXOMJOZZWOVhLN4apk8GDEdLFBPO0EQuSiwdikG=
MsrEc9G9jlzaJHa0uBkqAW44WxleZPTtWltjYwQ6FmjYQRYS3_IIbOhpMAKvsABFNRR02EaCk=
D9oy2hOd5An2wGGMN3NUyYmWKLHFjSRksmLw_toAZzW7xwAlyjBSfUBA83WmZFdUoOFLKd1-r=
lgnuVJulGtAIqmCEdOF8fn1fgqTsr_bS8xldUqA%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">the Climate Plan</a>!<br style=3D"box-sizing: =
border-box;">PensionBee=E2=80=99s Climate Plan lets you use your pension =
to invest in companies actively reducing their carbon emissions every =
year. Discover more about our newest sustainable pension below.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
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5SKwwNisIRW7TKRDJxvpA%3D%3D" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener"></a><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6Wx9r9NnFr-FxNcFIFkcg0cqC55jMnqba4TWZycTzfUEc9tUd7jjLp0mHT1d5ePOcmkhAT6R=
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YNa96B5sCTcPu5HWWS0D-dgHl3EEBhevCo-Rm4FHIcPblont8OJT-9JPf9ik4x7qh0xdNuwaS=
6eYa7izNFlcIC19ZNVLmQ%3D%3D" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener"></a><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6Wx9r9NnFr-FxNcFIFkcg0cqC55jMnqba4TWZycTzfUEc9tUd7jjLp0mHT1d5ePOcmkhAT6R=
BkVPHR2gt2RNJlrXx3QBfiMUgZj98nwB_XWIfNworzvXxBufF5DYCJkmy2pygcaHsC9Ql3BwG=
gKWaiRmigIJVuBLEP2I6j3RrtmjXajmX0j0ylOi-6xnXtn7Iw2bb79cy0B2NqaXP7_sBGwfbx=
cjc4WBOsoMs2U0C8ZFYPr3UO4khUeV55jbUz2BiFYNiaJe35SD7yWRc3aktHFgtHfVzzCJ4Sl=
YrMYZcNYWvImG4Ef5zs-X1xcA2wqXVMsCirrNCWDiXKUXAExEODNvhwg7VjAe7XHW35twrB9J=
vl7YBDZ7qymeXLNi_Dlgw%3D%3D" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener"></a><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6Wx9r9NnFr-FxNcFIFkcg0cqC55jMnqba4TWZycTzfUEc9tUd7jjLp0mHT1d5ePOcmkhAT6R=
BkVPHR2gt2RNJlrXx3QBfiMUgZj98nwB_XWIfNworzvXxBufF5DYCJkmy2pygcaHsC9Ql3BwG=
gKWaiRmigIJVuBLEP2I6j3RrtmjXajmX0j0ylOi-6xnXtn7Iw2bb79cy0B2NqaXP7_sBGU1RM=
YSBgSTLW4qzYD7ApHTmWvL50f5BM0Nw4J97zxyvRiLwYd88iwEhd59B_5IHv6ysQKHvlZNTYk=
3EeCIN7JUJ4o6M5bK5PYefGrSeboQO2WQWXIZyRbbkF0VIhuEnQmVC7KoLhOdyiut3fOEDgoW=
LfEUlPugid2oVT1mhFd9A%3D%3D" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener"></a><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6Wx9r9NnFr-FxNcFIFkcg0cqC55jMnqba4TWZycTzfUEc9tUd7jjLp0mHT1d5ePOcmkhAT6R=
BkVPHR2gt2RNJlrXx3QBfiMUgZj98nwB_XWIfNworzvXxBufF5DYCJkmy2pygcaHsC9Ql3BwG=
gKWaiRmigIJVuBLEP2I6j3RrtmjXajmX0j0ylOi-6xnXtn7Iw2bb79cy0B2NqaXP7_sBH1nbB=
HZYEqtP_PN7aRbE48hirXEaqawQt93BGejS0UyfiGkt6pOXvNfHszcQWGg1alXwmsMQNt3AFY=
Svec1-yMtBMwl0YMIkPv-03_xMpDETlArd4hMpqu6m3qzKtKT7cu6Q-YJpodvOHTMjcGoIqKR=
6GS4C3AvgwWINYwaZ8k2Q%3D%3D" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener">Watch our quick overview of what the Climate Plan is =
from Ben Leale-Green, Portfolio Strategist from State Street Global =
Advisors</a>. <br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 17px;"><strong style=3D"box-sizing: =
border-box;">8 reasons to consider the Climate Plan</strong></span><br =
style=3D"box-sizing: border-box;">Here are a few reasons that could make =
the Climate Plan the right place for your pension:<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box;">1. It=E2=80=99s =
fossil fuel free</strong><br style=3D"box-sizing: border-box;"> At its =
heart, the Climate Plan ensures your pension excludes investing in the =
fossil fuel industry. But it doesn=E2=80=99t just exclude big-name oil =
companies. It even avoids those with fossil fuel reserves or who rely on =
them to generate power like utility companies with fossil fuel-based =
power generation.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">2. Contributes to a low-carbon future</strong><br =
style=3D"box-sizing: border-box;"> The plan follows a <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrLfg5hDO5OlzyKttGw_TxDxym4nTttbOWz--7gqvAN-IcvTpgnRA=
RQW89wKZULB1QSmPmvMH92OsIJhE8RIPnt4XWZS5ilxgGOBOuUAmFQ-Oey_H2F75Io6kJfwgV=
xP4s9K516ykYw_tEPwEn47mODNFVCGhskoOI98wRaGDZiKnaOpwzWKtRFo4WJ-tZhI961eXmy=
nWnlhNslfMhCKJO2rvH0jsLdr4ZxfyC8-08UKbzh9zo4pkFhWoZHrEmh0hIp1zYf91SXkQZgP=
rI3pZyF8nfawYWsU69rn_X6-jGpZKdFqKP01cWBZDyymNQiy_XA%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">decarbonisation =
pathway</a>. That just means even if the global economy uses more carbon =
over time, the Climate Plan will move in the opposite direction, always =
aiming to use less.&nbsp;<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">3. One simple annual fee</strong><br style=3D"box-sizing: =
border-box;"> The Climate Plan has one simple annual fee of 0.75% and =
we'll even halve the fee on the portion of your savings over =
=C2=A3100,000.&nbsp;<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">4. Offers financial opportunities</strong><br =
style=3D"box-sizing: border-box;">Companies in the Climate Plan are =
better prepared for the net zero transition. This could offer related =
financial opportunities for the value of your pension to grow over time =
e.g. by investing in companies that take advantage of green incentives =
from the government.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <strong style=3D"box-sizing: =
border-box;">5. Invests in climate solution providers</strong><br =
style=3D"box-sizing: border-box;">It doesn=E2=80=99t simply avoid =
investing in heavy carbon emitters. Over time it=E2=80=99ll invest more =
in environmentally friendly companies and those tackling climate =
challenges like solar energy providers.&nbsp;<br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"><strong =
style=3D"box-sizing: border-box;">6. Aims to generate long-term =
returns</strong><br style=3D"box-sizing: border-box;"> Ultimately, a =
pension is for your retirement. Like other pensions, the Climate Plan =
aims to grow your pension savings. However, you get to invest in =
companies reducing their carbon emissions at the same time.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box;">7. Exceeds =
European Union (EU) standards</strong><br style=3D"box-sizing: =
border-box;"> The EU says <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrLfg5hDO5OlzyKttGw_TxDxym4nTttbOWz--7gqvAN-IcvTpgnRA=
RQW89wKZULB1QQ23CrLjc6otXFpc93CeJAzJwnrbUVOtLIKZeU4H5mppguHPcF0UVe6p-48sO=
e7s8eY3dr4NX7bYA-pemd2x-fPTAGezlUdPo0AwdQjJ9ebhvpYDVGVv7GRra7SGiA0ZvpNrW0=
tIqZVsNPFpAJNCjyiyJKtZe5kINDdKfn94PaNOKKFgN1C0gj9CXPWCXNgrLrdY6I_CzrcOpLZ=
L1TO2LICvDdvuPktr1geB01HVBYqpCVVO_GEOihUAFWRFmBUppI%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">Paris-Aligned Benchmarks =
</a>(PABs) that investments like the Climate Plan track should target a =
minimum 7% reduction in total carbon emissions each year. The Climate =
Plan goes further by targeting a minimum 10% annual reduction.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box;">8. Goes beyond =
reducing carbon emissions</strong><br style=3D"box-sizing: border-box;"> =
We=E2=80=99re conscious it=E2=80=99s not just fossil fuels that harm the =
environment and society. So, the Climate Plan also excludes investing in =
other industries like palm oil, nuclear weapons, tobacco, for-profit =
prisons and more.&nbsp;<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">Learn more</strong><br style=3D"box-sizing: border-box;"> =
Check out our <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrLQ9iZeOzgKnIgXOMJOZZWOVhLN4apk8GDEdLFBPO0EQuSiwdikG=
MsrEc9G9jlzaJG-ejkaYen1KwAgPAQOQOvagnTUv9Lj2PDzKEiYJIQcuzOvrLT_nq1ZVhtyPy=
JtxwNAMhT6uZA2wkq11jOUyPshOEPy9aSdzZrTal5nJ9_qMHPfN_gajnnQerZWkkgzX9o2Bqa=
CrtVB0LYiu7bCUsaxv5zjEKYKgHJ0Jp71XSB_Dg%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">Climate Plan page</a> for details on how it =
works and get the answers to your top questions with our FAQs.&nbsp;<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;">Read our blogs below to learn more about what could make =
the Climate Plan the right sustainable investment for your pension.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrJyzBc3wx_e37oeUSwPYWdgP36GHAlrc-oyIYfTExPPPL-uJsdT7=
hTPJTjkQzw7u8asnjrvLQCs_oSoMx9CKgTqID870FVdlJb956V-fs5thEcKDT-5vNFtC-50-q=
jDZil86FJKLBF0EzmtO7515TABtJlM0V1H35Wx0pM2MiO7Q8pCydLtHpEULdn4aev5GtN9M27=
IhRxlxRUPVt7cqEZ_87xugLLGIvWRtzM1YPLW8l2LdQXhPdD2tUBwN58V13WLvacHD_W6MBdc=
TbhuqFh9gYMeE_ZxYXi3S6yZkXsADA%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">Ethical and ESG investing&nbsp;</a><br =
style=3D"box-sizing: border-box;">Learn how the Climate Plan works as a =
sustainable investment for your pension.</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><br style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrKQwTHI0xUMeJBzSh4zz34wgagyKsu0MhOMWFNiz4-FtVbqlh1sx=
fTEitl5PBMbK-zwvHgrYI9ULFyiwgTqMKYtyd-d9g025HLQTGfOsvBh3uC6PRLLVdn5LE2ATY=
PQ6NKLXhbuorwBab81wNBy0iFmbfpp3H7ZuBor4pplYRXzupTezCFDgsZaXIDAo_kh2DmDxnp=
7QbpJ0chRMRrmgzB7JT2XugQelhgsh8LNOwlX4cop9wpu3pz-ZOoOjERevWw%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">What are the UN Sustainable =
Development Goals</a>?<br style=3D"box-sizing: border-box;">Learn how =
the Climate Plan helps advance UN Sustainable Development Goals (UN =
SGDs), which are a universal call to action to end poverty and protect =
the planet.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">Want to take your climate action to the next level with =
your pension?<br style=3D"box-sizing: border-box;"></strong><br =
style=3D"box-sizing: border-box;"> Investing your pension in the Climate =
Plan=E2=80=99s easy. We just need a few details to complete your sign =
up. Simply log in to your PensionBee account and add your address, date =
of birth, and National Insurance number. Then to transfer your pensions =
we=E2=80=99ll just need the name of your old pension providers and =
policy numbers.</p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
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inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
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style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
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style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 28px; =
color: #3a342c; line-height: 2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 28px;"><em style=3D"box-sizing: border-box;">When =
investing, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div> </td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table><table class=3D"html_block =
block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"> <div =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; text-align: center;" align=3D"center"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> =
<td align=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" =
valign=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 290px;" width=3D"290"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0" =
height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" =
border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0jqgBC8iDduDO-0WmYWyrLc9rSkwbuHvPos8cHimoaSfdMTJJw-Z1cXiFOjxyjdhPaQBL3Ik=
dCc-8PVcOtQCIfO4BZ9MGY3ncQvXAClmQVw7ATyphXY0CvO6qutNNWJEdOo-8H6ZLaGNUmAOU=
CIAHdCr2R8yGNYcAm-xkETEdgEcP8cs618mx1XdmBu3tZhsaZv-YFPSKG7pwJlyShYrxjqml7=
MGj8M0pMnXNDWDUpF" style=3D"text-decoration: none;" title=3D"Launch live =
chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6NnDjfJhKqBdPWynftghUTypS9FgZgaQ-X9SOfmQ7udmP1swQcitUa6geJTmc_iBGo15Pyvj=
0hIysJilWkb4_p9njPiBhSqU6PtO6WOx9zL0Io83J9wmLdfzVp2RBPzv6FkfDkQ_2W6eJUhNB=
SFkE8R_RWrf5DHxTFRTxMQXSRF7U1OLxN0xSH-RRe3muQjELh-wE21dhVfJlK2YBwKjxaGKP5=
aSFcv0Xviqxi6-pZPGZl6BpaQ7qAueCIWAlQdDpX-TEe0zsYAoU3AF2KRbO2K7s-lliCZ58To=
5DMOWuFPJTbwKjYnBLBiaH7C9tJBMg%3D%3D" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q6NnDjfJhKqBdPWynftghUTypS9FgZgaQ-X9SOfmQ7udmP1swQcitUa6geJTmc_iBGo15Pyvj=
0hIysJilWkb4_p9njPiBhSqU6PtO6WOx9zL0Io83J9wmLdfzVp2RBPzv6FkfDkQ_2W6eJUhNB=
SFkE_9R5tw7bsDx3m26NqTf2NiR0U8wwrvAUIb9lb20gNPMrmNOqmpss8XwWzdo9QLcUZgbLz=
TUTonjXLrS6Jg0Cd_KZ_qJbq-kTJBjhYMEqkdyr-hxDY0D0_SLz8b35xOj1_MLE9rui9WsYy5=
78ggUKDIdNlNLGLxp7xQu4H9h_q5sA%3D%3D" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q3HvDnHxNdwBmvuGosFjCXuT83ea4AybiKAJgsnEuuN6tZGFdOdo6pQKUOYw4XAeFXBNhQalZ=
AzNJdfPfIF3tmqAU1dz8LJKp2_Xf3Bg5G3zoYZQK3mC_Dxn_qM4NM427gKNdkPnwx4ad4T5_l=
zYrjvcul-w9rLYDTGDYSuxdk9DiJHnUBKTjjy9PXp8bPxUsdZZCMq2Rg1s6Z9DrjCZ0-ahcx9=
IclV0wKQm1m-lySfB" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0UN0mbDxfRJG-yBY-a-kUslt6_8SbFiLxxyAna5u8PM5JCCTzoBlnJm0WW_ha7QH0TaPfyJn=
-uCBo54MbRia4dVnoenCHbIkRxjy6wp6QPrScHitsxykFWKOOnBC7GMShHEfo17BDxZ5eTC-1=
t6QK0SfMoklEu7URyVKxlTIHUAdeS7DdPv6a5V5KvmSdM2X2flQYq3s3WD6sJnj49J_m4XpZ2=
JFWu2sOIy4p9CT9HX" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q9KnWI1QLQQZfS36_ET522dbpoIKgNb_rIQJfYgTYyKu2nCDSqZm_mXe3iUr7IAGXJrW5PV2Y=
vRNwOd3Ewa9CUgLnSHOWl70SPJ--w3VWXHxOUehRD2tuYrbQMYOhBxlA_WeOkUN4n9uV8Lj8O=
iubZWJK-SBjfrgp6P7-v-z5fL460dGOWQxV84OSRcKJZHXXYlADLb-dO8YyX_6K_yroPvBslY=
EfP9GtdBXqOarT4ln" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q0R1C0MzswE0u6vxFh-tUkB5yspKlHUn03nbO9AdfnGHoNOMlmyWtUT3gwN7GYh1pT_tPVheH=
r4FKcpINumkFKKqfXEzOJnYS8OHFnO2poLQsdlFF02QkRGglmgC4Bz_5KUUPogAKlx1aVM8rY=
DqX9aajnWvAEL0dt_SsO1bVKAdkfi1p83wo6qy_aqzCwzxJy1QMYe4Ja9TdxHRoyBlZJjdLAt=
hw_rtg9BGG0_4ijIu" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"tw" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_X_yellow.png" style=3D"display: block; max-width: 32px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D028718899c2c4845941b5081a3a0f84b&_e=3DWTACsGpyMVdPCNC3pvyJ=
Q496QU0KwQn3NjSvuLP1nt28fxqGGRZ5mbARjw2eN66dk9-vH1w6Lwl3uMRcGvwg1DykCEZLS=
iWxEhYzjxPYzPVja4Kda286GwMtPBRjvumDaf6gufgDf5EH3kEtfDvD4sYT7OOOR5rx0aLmW4=
-yB73FnUp8xbR5rOsz_C7LGa4TqujSGZ1DTA24DqfFC53p5P6uyQtTfSNRInKDTb67I31enNy=
VSQ9MzyZnetfE9r2tdqwDOzZp-LyqDWNEbFD1hQ%3D%3D" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"in" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_LinkedIn_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
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valign=3D"top"><a =
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