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From: "Klarna" <noreply@hello.klarna.com>
To: <bob@sarahharvey.com>
Subject: One card. Two ways to pay.
Date: Fri, 14 Nov 2025 12:15:18 -0000
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<https://click.hello.klarna.com/q/u6DFboiQ0EOAztn0HOPaPw~~/AABVuxA~/zbI7ejV-3BkXkmminw211allqCBaq4KL60Il799C0GdOU1WdnZW1y4TotpFHRZFnSyGELF6ke4l_a3ZJ966Txg~~>
Meet the smarter debit card
A new card. Two ways to pay.With our new debit card, you choose how to pay for every purchase.
Pay in
full by default for everyday spending, or switch to pay later when you need
more flexibility.•
No annual fee•
No credit impact to apply•
No foreign exchange fees from Klarna•
No waiting time to get startedJoin
over 3 million people already using the card worldwide today.Sign up for free
A paid Klarna Membership is required for a physical card.Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than
you can afford or paying late may negatively impact your financial status
and ability to obtain credit. 18+, UK residents only. Subject to status.
Ts&Cs and late fees apply.Get Klarna App for: iOS
<https://click.hello.klarna.com/f/open-in-app/eqX9guZ9zAmdRboF3Kmw7A~~/AABVuxA~/DhJJwmT5642saZ_--dVOo45eoupgxZ-1ESIPxPxu_Nx3AenOD66qQ_sxwS_wkaOIIHuc06BUYHmhBSdfQeIF7ZT9CSDx3SNJ5glr9SgpBpUCa21yRzFBzvEpgz3Tma2z1rQJ75ctVXOsQwUatCPEYbr9jc7sHj0hIQPapR2ZVwnFMfC_-tLNQjXeieMw7KCrsAG0zkQd8JCM27PC6GJJVjE8Aw_tfvoT-6Xlqvd1J-TkPT7xPTbBJRpue4u-q_iTLtGBa989Nug7NDTHFM9wCqX_TMf5BwwcuwdnlF9qA9kEsWl0aVdq1Z_gI1g_myHhKfGJVc945biVK5ijMxsIFK6VgZaXHfW3NcupEvObnr-ZleoRfpReU7STFRhVJ7Ov>
| Android
<https://click.hello.klarna.com/f/open-in-app/eqX9guZ9zAmdRboF3Kmw7A~~/AABVuxA~/DhJJwmT5642saZ_--dVOo45eoupgxZ-1ESIPxPxu_Nx3AenOD66qQ_sxwS_wkaOIIHuc06BUYHmhBSdfQeIF7ZT9CSDx3SNJ5glr9SgpBpUCa21yRzFBzvEpgz3Tma2z1rQJ75ctVXOsQwUatCPEYbr9jc7sHj0hIQPapR2ZVwnFMfC_-tLNQjXeieMw7KCrsAG0zkQd8JCM27PC6GJJVjE8Aw_tfvoT-6Xlqvd1J-TkPT7xPTbBJRpue4u-q_iTLtGBa989Nug7NDTHFM9wCqX_TMf5BwwcuwdnlF9qA9kEsWl0aVdq1Z_gI1g_myHhKfGJVc945biVK5ijMxsIFK6VgZaXHfW3NcupEvObnr-ZleoRfpReU7STFRhVJ7Ov>
Klarna.com PrivacyCustomer
Service UnsubscribeBy clicking "Unsubscribe", you may at any time object to the use of this
email address for direct marketing (free of charge).
Klarna Financial Services UK Limited
Postal address: 10 York Road, London, SE1 7ND, United KingdomHave you received an email that might be a phishing attempt? You can report
suspicious emails with our online form
<https://click.hello.klarna.com/f/a/uJsvfDitF_ycTROKje0bWA~~/AABVuxA~/bByFm3MNH5ayqAwwwji2Hxcd3vaJ3-k_Kh9Z31rebqBZH3I2PnydYgmwRkLSPF5w7GMoUK3bpH3mcErEJGd0DjWL6iGrlPGH3dA4zPI-Ixeu66bMM3nfffFtWt0qaaUwBbA4F6emHnLXa90HmD8riA~~>
. Learn more
<https://click.hello.klarna.com/f/a/5g0BzBTh18D8vV1KrA7PMg~~/AABVuxA~/EKTLYHJdpfB26xdiWeoTKUsGuaJniUgGK2RVenMTkIq4ppCNEYrPgWQXPC0YU0ygVlHvxO9WEAXPmLQRBm_zXTrY23QtwvPrp8ujBE20gpEkbRJwOEWgl2XiwFgHs5LT>
about how to spot phishing scams and fraud more effectively.Klarna Financial Services UK Limited ("Klarna") is authorised and regulated
by the Financial Conduct Authority ("FCA") for carrying out regulated
consumer credit activities (firm reference number 987889) and the provision
of payment services and the issuing of electronic money under the Electronic
Money Regulations 2011 (firm reference number 1021834). Klarna Financial
Services UK Limited offers both regulated and unregulated products. Klarna’s
interest free and pay up to 12 months Financing agreements, Pay in 3
instalments and Pay in 30 days agreements are not regulated by the FCA.
Incorporated in England (company number 14290857), with its registered
office at 10 York Road, London, SE1 7ND. <https://click.hello.klarna.com/q/5ov1vtylSGSg0j6VjQWr2w~~/AABVuxA~/WJ34RtJaiDqzwcLwBRSzi1rImvQAwTEGK3PLl5mvYlubClCGKT3I8IaNDiKBksS5sEI8YvBl7PygGlC1B1vkTg~~>
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bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" align=3D"center" =
style=3D"padding:15px 40px 0px 40px" class=3D"mobPad"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
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AoIDB2-"><img =
src=3D"https://locker.klarna.com/transform/9f7a2137-04ce-4e00-bbe9-9c306d=
89a9ff/Email_Header_Klarna_MarketingBadge_190x80_Global" width=3D"98" =
height=3D"40" style=3D"display:block;width:98px;height:40px" =
border=3D"0" =
alt=3D"Klarna"></a></td></tr></tbody></table></td></tr><tr><td =
valign=3D"top" align=3D"center" =
style=3D"font-size:30px;line-height:30px;height:30px"> </td></tr></t=
body></table><table align=3D"center" role=3D"presentation" width=3D"600" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" =
align=3D"left" style=3D"padding:0px 0px 40px 0px"><table width=3D"100%" =
class=3D"whitetxt " cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation"><tbody><tr><td valign=3D"top" align=3D"left" =
class=3D"whitetxt mobPad" style=3D"font-family:'Klarna Title', 'Roboto =
Condensed', Arial, =
sans-serif;font-size:31px;line-height:33px;font-weight:700;padding:0px =
40px 10px 40px">A new card. Two ways to pay.</td></tr><tr><td =
valign=3D"top" align=3D"left" class=3D"mobPad" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
40px 20px 40px"><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation"><tbody><tr><td =
class=3D"whitetxt " valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">With our new =
debit card, you choose how to pay for every purchase.=E2=80=A8Pay in =
full by default for everyday spending, or switch to pay later when you =
need more flexibility.</td></tr><tr><td style=3D"padding:10px 0px 0px =
0px"><table width=3D"100%" role=3D"presentation" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tbody><tr><td class=3D"whitetxt " =
width=3D"20" align=3D"left" valign=3D"top" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">=E2=80=A2</td=
><td class=3D"whitetxt " style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation"><tbody><tr><td class=3D"whitetxt " valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">No annual =
fee</td></tr></tbody></table></td></tr><tr><td class=3D"whitetxt " =
width=3D"20" align=3D"left" valign=3D"top" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">=E2=80=A2</td=
><td class=3D"whitetxt " style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation"><tbody><tr><td class=3D"whitetxt " valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">No credit =
impact to apply</td></tr></tbody></table></td></tr><tr><td =
class=3D"whitetxt " width=3D"20" align=3D"left" valign=3D"top" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">=E2=80=A2</td=
><td class=3D"whitetxt " style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation"><tbody><tr><td class=3D"whitetxt " valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">No foreign =
exchange fees from Klarna</td></tr></tbody></table></td></tr><tr><td =
class=3D"whitetxt " width=3D"20" align=3D"left" valign=3D"top" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">=E2=80=A2</td=
><td class=3D"whitetxt " style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation"><tbody><tr><td class=3D"whitetxt " valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">No waiting =
time to get =
started</td></tr></tbody></table></td></tr></tbody></table></td></tr><tr>=
<td class=3D"whitetxt " valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:10px =
0px 0px 0px">Join over 3 million people already using the card worldwide =
today.</td></tr></tbody></table></td></tr><tr><td style=3D"padding:0px =
40px 20px 40px" class=3D"mobPad"><table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
align=3D"left"><tbody><tr><td valign=3D"top" align=3D"left"><table =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
align=3D"left"><tbody><tr><td valign=3D"top" align=3D"left" =
bgcolor=3D"#000000" class=3D"whitebg" =
style=3D"font-size:16px;line-height:18px;mso-padding-alt:12px =
20px;border-radius:42px;font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-weight:700"><a target=3D"_blank" =
clicktracking=3D"on" universal=3D"true" rel=3D"noreferrer" =
style=3D"display:block;padding:12px =
20px;text-decoration:none;color:#ffffff" class=3D"darktxt" =
href=3D"https://click.hello.klarna.com/f/open-in-app/pG-7N7mPZIihXyvAp9V6=
lg~~/AABVuxA~/KYNQLaRMAQNhOIw73R4i-jdhmimS4cD_8b454TP_Q7-1H2EzOyuIF80_bJI=
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KVJ7S6ym2_f34GMeTNlG51_u6UUIvkXzSo4DF9WcjC7yNpKLDl6vCbs-TdBFkZMfzG18mK">S=
ign up for =
free</a></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr=
><td valign=3D"top" align=3D"center"><a target=3D"_blank" =
clicktracking=3D"on" universal=3D"true" rel=3D"noreferrer" =
href=3D"https://click.hello.klarna.com/f/open-in-app/pG-7N7mPZIihXyvAp9V6=
lg~~/AABVuxA~/KYNQLaRMAQNhOIw73R4i-jdhmimS4cD_8b454TP_Q7-1H2EzOyuIF80_bJI=
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KVJ7S6ym2_f34GMeTNlG51_u6UUIvkXzSo4DF9WcjC7yNpKLDl6vCbs-TdBFkZMfzG18mK"><=
img =
src=3D"https://locker.klarna.com/transform/e962f602-022d-4177-8fb0-9da932=
46f13e/Email_Groceries_Brand_KlarnaCard_PaymentToggle_1x1_en" =
width=3D"100%" height=3D"auto" alt=3D"Black Klarna Card on a table with =
groceries, with an overlayed payment option toggle for debit or pay =
later." style=3D"display:block;width:100%;height:auto" =
class=3D"nomob"></a><span =
style=3D"mso-element:'field-begin'"></span><div style=3D"display:none" =
class=3D"show"><a target=3D"_blank" clicktracking=3D"on" =
universal=3D"true" rel=3D"noreferrer" =
href=3D"https://click.hello.klarna.com/f/open-in-app/pG-7N7mPZIihXyvAp9V6=
lg~~/AABVuxA~/KYNQLaRMAQNhOIw73R4i-jdhmimS4cD_8b454TP_Q7-1H2EzOyuIF80_bJI=
QyAb0w8qgmCDGhHziYR4zv55UxyY9JBvZmV6AqhPs4yZEVCZXICVjnNs2ADq3MaRC7Z23CWdZ=
HenksRMRzKptCis4TOXYVNA9h1b1PjfWmo0b4kKXLZn7OcAqesLR6AKOHQVVFeIbmJmefy5p8=
0WaWWiEnVNhtvj7k4ZPcbISQHdbxBmHBiH-O3eXb9XKIgZv1CsL0zLJ_m-X8cfgPy7eV_3q7v=
urY-poi5tIsAH8NSLvvWhtyA4TP67u4H2bcDeCWc7pSECkIpVHSn_0NDH73sOU0eTbMGcmLyS=
oRbLiamT_toAO9kpGB9EVaoD6_bV47X2C9URgBtve75WImsSC5Lu-WVARbjmnRBEK5Aujb4r1=
jQhjmJ5eJMDE4ZYfv1gstO2JuWM-ddRALWlnYVfYDF2x0dG_rQHwOLY1wqzr-SMnIUz4sKEnY=
T0Xd_yd9NqrRz0URCL63uiLzuSLkKSG648znD9QR0w60Q6yfntaQ5kRp3oASgU7FzAe4GrNyB=
KVJ7S6ym2_f34GMeTNlG51_u6UUIvkXzSo4DF9WcjC7yNpKLDl6vCbs-TdBFkZMfzG18mK"><=
img =
src=3D"https://locker.klarna.com/transform/e962f602-022d-4177-8fb0-9da932=
46f13e/Email_Groceries_Brand_KlarnaCard_PaymentToggle_1x1_en" =
width=3D"100%" height=3D"auto" alt=3D"Black Klarna Card on a table with =
groceries, with an overlayed payment option toggle for debit or pay =
later." style=3D"display:block;width:100%;height:auto"></a></div><span =
style=3D"mso-element:'field-end'"></span></td></tr></tbody></table></td><=
/tr></tbody></table><table align=3D"center" role=3D"presentation" =
width=3D"600" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:600px" class=3D"wrapto100pc" =
bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" align=3D"center" =
class=3D"mobPad neutraldark" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 40px 10px 40px"><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation"><tbody><tr><td =
class=3D"neutraldark" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400">A paid =
Klarna Membership is required for a physical =
card.</td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" role=3D"presentation" width=3D"600" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" =
align=3D"center" class=3D"mobPad neutraldark" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 40px 40px 40px"><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation"><tbody><tr><td =
class=3D"neutraldark" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400">Klarna's Pay =
in 3 is an unregulated credit agreement. Borrowing more than you can =
afford or paying late may negatively impact your financial status and =
ability to obtain credit. 18+, UK residents only. Subject to status. =
Ts&Cs and late fees =
apply.</td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" role=3D"presentation" width=3D"600" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" =
align=3D"center" class=3D"mobPad" style=3D"padding:0px 40px 30px =
40px;font-size:1px;line-height:1px;mso-line-height-rule:exactly"> </=
td></tr></tbody></table><table align=3D"center" role=3D"presentation" =
width=3D"600" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:600px" class=3D"wrapto100pc" =
bgcolor=3D"#ffffff"><tbody><tr><td valign=3D"top" align=3D"center" =
style=3D"padding:0px 40px 90px 40px" class=3D"mobPad"><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation" align=3D"left"><tbody><tr><td bgcolor=3D"#EEEEEE" =
valign=3D"top" align=3D"left" =
style=3D"font-size:1px;line-height:1px;mso-line-height-rule:exactly">&nbs=
p;</td></tr><tr><td valign=3D"top" align=3D"left" =
style=3D"font-size:20px;line-height:20px;mso-line-height-rule:exactly">&n=
bsp;</td></tr><tr><td valign=3D"top" align=3D"left"><a target=3D"_blank" =
clicktracking=3D"on" universal=3D"true" rel=3D"noreferrer" =
href=3D"https://click.hello.klarna.com/f/open-in-app/bL9hhbDWZ2xatg9pcHH0=
Hg~~/AABVuxA~/EAtfWclDVM-GHevUAZgHZZmH4Nw-xbgkicNZnePLYUp4si-TW99kbZJPLrW=
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sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:30px 0px 0px 0px">Get Klarna App for: <a =
target=3D"_blank" =
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cellspacing=3D"0" border=3D"0" role=3D"presentation" align=3D"left" =
class=3D"wrapto100pc"><tbody><tr><td width=3D"250" valign=3D"top" =
align=3D"left" class=3D"wrapto50pc neutraldark" =
style=3D"width:250px;font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 0px 5px 0px"><a target=3D"_blank" clicktracking=3D"on" =
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3w~~/AABVuxA~/yGWmmuimKGn1n01X57c3dZ6o5gOskVcYK8SUjuIOsoud0tL0CybgepKfIUk=
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r3rbvFudiT8hgJKCCS4PaWNMBGsSfQik3zhTMGFdv1L5lYqK7FkvWwgC6WKPw5LN6xmH7i-VH=
4SKJCaj">Klarna.com</a></td><td width=3D"250" valign=3D"top" =
align=3D"left" class=3D"wrapto50pc neutraldark" =
style=3D"width:250px;font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 0px 5px 20px"><a target=3D"_blank" clicktracking=3D"on" =
universal=3D"true" rel=3D"noreferrer" =
style=3D"color:#555555;text-decoration:underline" class=3D"neutraldark" =
href=3D"https://click.hello.klarna.com/f/open-in-app/Pp0AEEBJ9YxC2g5q34Qv=
jg~~/AABVuxA~/IGzmfE068F1Lhvq2_vNrlSyeN0HcJionVg-tCsfOylYL9uF_li01wnOqAqR=
azcTINjbrXjjlppXvvVJ_vx-HxvS8T38xsCs_ONi64rEMgHJ2xWgjjRFUwN9A8SPBYLW2-0JL=
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JCQoQk8cX2LjAkdaFBtrau3c-9tIbKt61lWaEZYuczWfkUuFH49Ys6mGG-NHL4KZq1uq_BPPF=
Nmv8FURte9ZbJu2-fJvW5oOF5iAxZv-Rvc3PXxweWrz3mIbjVc9v5iOozyQumihSSTj-P9wyb=
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Ybp0BK97kwabuMZ5rj0O0SENu8ntkHkKoqltFkk39gxEHbJUTxpXZCfwlK47cfqsiYZbzAtAt=
SUg60PB_vH8wm3RX99TrAayra1s1yoqZxqn4ibIIoi_PxKcEqx2dXNKh5oqRgE4h2uDteV_MR=
wgqcnQ2NFb98aRup43dSskO4eqA-vJbLWcN8LTb7NuB9JFfnbJQqmm6IaiKWWLixep3D3qQB6=
cIPSjamQSbnkDahUCbYjIbZz3qxz5w21px8zcyBe4OmmZ45y-B1takGDQnHVoKEjkDbmUWxWZ=
DTRVlbGZtmtUZjKaLqG3A9K6IixeLuA9HNGYhASYteyvVQiQcNXrZZimPGmX4kP72UBQuHR9Z=
-lMt9enZ_VX1BJMFXMmuizSDlR7EWDk4Iy5V08eglrYLUanm2Y~">Privacy</a></td></tr=
><tr><td width=3D"250" valign=3D"top" align=3D"left" class=3D"wrapto50pc =
neutraldark" style=3D"width:250px;font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 0px 5px 0px"><a target=3D"_blank" clicktracking=3D"on" =
universal=3D"true" rel=3D"noreferrer" =
style=3D"color:#555555;text-decoration:underline" class=3D"neutraldark" =
href=3D"https://click.hello.klarna.com/f/open-in-app/S7w6U8tftmt3QidgEHac=
ig~~/AABVuxA~/A1hakxOAqiChCs0cZZhc8EbhBRZy2ipuesOQ97HsSVypXWyNnJVPc5qHuPy=
BlTfBLed-cDZx1uDJcGRI3qLc-393u7AOtJGN_awVg4F7mHEkAqW7tiDAP2JxtEyfmGFPh3v7=
-U71y_ms6pvDjNfPVSrD19fgqxONDxJHfIiTGExuDkUfUpXpHrq4PeZT8tsLlkTXsJZJLpjEP=
ln4wlxrGRwoW57_h2GGIoP4HDOG0Of2FV4i3pCgWZqZpTdBr8yhWo9OPt9tudOKoD2R-AYwEA=
NF7R0BL_eSHBgYlZZDwx1oHMRAjwf3BwP_ATIAsTS2UT1YnE453WfKXwPi-nIFlicVX0hZUGE=
cWixrvLBvEo633_hgbHGsOjfYO045bwEnU9NYBsOnPfmCgiWHzrLGMygN8ijbHJOcVrm5pVLC=
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4NhDwLPnY8JPYN1zeltRyX-8_7zDFt-G-pvQCngrLNbSWT8b1S1HTWmB4v2xcfXJ4H6PbpY7Z=
7gGbOFt7X7CrvjOhI7xbd_Ney7ORRElhvxDIkMbY7Eg9ueqnkxPP_Q72oiQ8amLK8PnNRQa6w=
rovJZTetAu00AAoyJ7ung0soEHPWEM9H75YUvr6kf7H26d2lbHMPmKjz459O8kor9ANhtPfvw=
Q_CIqjxnMHqg0kXuHhKV7J1KSyfljBZFcd4CHwrd3pwtoeTGDNew7QM0tZM_0ZLsVOuJUGNhT=
O5fyMBUOjJUO0AKOjSssQ_3IihpKOZlT-q6Id0bhMHbtoDobDb6ti01CBKkJZU0TpbhyDchWw=
q5eKSJZJ1z3S6ZjQT0snCwVN1vldYY4REJxM-WPlvKr0kt7oEF_qMjHg_t5nBY5mM0yaXhsgT=
M2F_K-hZCPYzKfAvQg6Bnvq_NBOy_J4KP79WTuqZ0HZ9s2MHdo6uT5jNIksvUUjgGRGF2B_6h=
_5YIwrwaDl61inx7VirD5enW2U7qcXnGqQEl3EL6p8aIzARhR_G5jvTDOciShZlLqoaCngXFi=
h3xI-pMsXSxqcLfn8ScSnREKPMrkpirj38_MoUYF1mFRk0-AZcrT1twNnm_XZdztHGD4jyhJl=
QhJhgnMVmKPGL2QayUog~~">Customer Service</a></td><td width=3D"250" =
valign=3D"top" align=3D"left" class=3D"wrapto50pc neutraldark" =
style=3D"width:250px;font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px 0px 5px 20px"><a target=3D"_blank" clicktracking=3D"on" =
rel=3D"noreferrer" style=3D"color:#555555;text-decoration:underline" =
class=3D"neutraldark" =
href=3D"https://click.hello.klarna.com/f/a/11SqOqP79VJDV4xA-os_JQ~~/AABVu=
xA~/1-SHrkAgJd3NA6ieMXiFh7ti06HmK0WHuo_LWJape9iDnCJZOVYiIPe1sHFy4AuCsPAGi=
P8WwkpfQNyiTiyP5la5R1t-wktxWNIw6KVxqfPKowAjMShCnXGLAvB5wr7rdGlOMVe93dmlS4=
94Vc0WZ0iV9R976WR7mBInIuU3d6bIA4gUMWSjAon5naPu6ANJoZGgQB3vt34U49p2Vwo0WY_=
sC0XRK207GY97nfVGjlyjdGgAuL7kIJvlybr_RNELs9hqPN1l2GqDk0LBVAmHOfOWnrbLuLqw=
y9HrY-AxArJod1SzQi05rJOWIHJd90HBygGxF4pd6VDI_XL7aIg6c3eyXdHFXdw2Yl6GrjbZ9=
9cpidlJ4dDjEkOrTxOXW6wBRiNRQjCLjNepzudSW9FwnkoneQM7ElY8K45FCfkVqRpM1ellXE=
fBHP2kqNtLVGdmfnxg5PKMZ511wBAOb-Hfwxnc2YeTqxXDjGIcSLTEsINYgDVbMdqcfdr7CCs=
NA2S7Ugc8uwD3U5sMSpvYA2Kg7DnAiiEzBiLAF5ljCLxnpmlCD-qJeDhBEvIvxpDX2Riouphx=
RhNBmqVbMjxTPQaRAvcNNxlmBBAlv3ywMtKQkbTXIkor_5eP_Aeyx9Y90uVPXJA6U7Y2AFa9H=
UIt4236uKCpsub5OxELWbMzjS1DtcETyurWiPpzTYrAVX_WVWL4LvEURE6kj-EkceHnsskler=
BU0Us63AhwgGtcxcTayQNuTMT7_V79PASfBs-IFeBAPfPEPmnGEKBghILEsFIRcwceH5h4DFO=
d1U10EhgwoUDNSWKWZDzkcdGxoAn4oWaOjOHvarY-umVEh0AfW36LqnAzg8PnerWWadJoYBkJ=
29VEjN2Hc-RHZ7xDtVXpXDwSxyu2rY2O8xze_eG2Jie7KQ~~">Unsubscribe</a></td></t=
r></tbody></table></td></tr><tr style=3D"width:100%"><td height=3D"30" =
style=3D"font-size:30px;line-height:30px;height:30px"> </td></tr><tr=
><td valign=3D"top" align=3D"left" class=3D"neutraldark" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px"><span>By clicking "Unsubscribe", you may at any time object =
to the use of this email address for direct marketing (free of =
charge).<br><br></span>Klarna Financial Services UK Limited<br>Postal =
address: 10 York Road, London, SE1 7ND, United Kingdom</td></tr><tr =
style=3D"width:100%"><td height=3D"15" =
style=3D"font-size:15px;line-height:15px;height:15px"> </td></tr><tr=
><td valign=3D"top" align=3D"left" class=3D"neutraldark" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:0px">Have you received an email that might be a phishing =
attempt? You can report suspicious emails with our <a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" =
style=3D"color:#555555;text-decoration:underline" class=3D"neutraldark" =
href=3D"https://click.hello.klarna.com/f/a/uJsvfDitF_ycTROKje0bWA~~/AABVu=
xA~/bByFm3MNH5ayqAwwwji2Hxcd3vaJ3-k_Kh9Z31rebqBZH3I2PnydYgmwRkLSPF5w7GMoU=
K3bpH3mcErEJGd0DjWL6iGrlPGH3dA4zPI-Ixeu66bMM3nfffFtWt0qaaUwBbA4F6emHnLXa9=
0HmD8riA~~">online form</a>. <a target=3D"_blank" clicktracking=3D"on" =
rel=3D"noreferrer" style=3D"color:#555555;text-decoration:underline" =
class=3D"neutraldark" =
href=3D"https://click.hello.klarna.com/f/a/5g0BzBTh18D8vV1KrA7PMg~~/AABVu=
xA~/EKTLYHJdpfB26xdiWeoTKUsGuaJniUgGK2RVenMTkIq4ppCNEYrPgWQXPC0YU0ygVlHvx=
O9WEAXPmLQRBm_zXTrY23QtwvPrp8ujBE20gpEkbRJwOEWgl2XiwFgHs5LT">Learn =
more</a> about how to spot phishing scams and fraud more =
effectively.</td></tr><tr style=3D"width:100%"><td height=3D"15" =
style=3D"font-size:15px;line-height:15px;height:15px"> </td></tr><tr=
><td valign=3D"top" align=3D"left" class=3D"neutraldark" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:15px 0px 0px 0px">Klarna Financial Services UK Limited =
("Klarna") is authorised and regulated by the Financial Conduct =
Authority ("FCA") for carrying out regulated consumer credit activities =
(firm reference number 987889) and the provision of payment services and =
the issuing of electronic money under the Electronic Money Regulations =
2011 (firm reference number 1021834). Klarna Financial Services UK =
Limited offers both regulated and unregulated products. Klarna=E2=80=99s =
interest free and pay up to 12 months Financing agreements, Pay in 3 =
instalments and Pay in 30 days agreements are not regulated by the FCA. =
Incorporated in England (company number 14290857), with its registered =
office at 10 York Road, London, SE1 =
7ND.</td></tr></tbody></table></td></tr></tbody></table>=0A=
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