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Reply-To: "Creation | Currys" <mail.iyastmnhetbczpegndax@secure.creation.co.uk>
From: "Creation | Currys" <creation@secure.creation.co.uk>
To: <bob@sarahharvey.com>
Subject: Your Buy Now Pay Later reminder
Date: Fri, 3 Jul 2026 05:47:04 +0100
Message-ID: <03xU3-8AJfI8eI7-sGj0-11ts8ep8t1SjJVfMd@secure.creation.co.uk>
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Understanding your options |
<https://secure.creation.co.uk/q/11nE0O7ORXE6kA4w4w2bT4p/wv> View online
<https://secure.creation.co.uk/c/16SyLOTHWlVj0TvE4Y3Zj7dr0pL>
<https://secure.creation.co.uk/c/16SyNcxDbqMNyH8HHF6N3vMGIz4>
<https://secure.creation.co.uk/c/16SyOAbyqvEi6uLLkm9ANUlWqIn>
<https://secure.creation.co.uk/c/16SyPXPtFAvMEioOX3coyiVc8RG>
<http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-email-0925_1_/bnpl_email_0925/images/5_banner_icon.png>
Your offer period ends in 4 months
Hi Robert
Currys flexpay account ID: 1022439100:3
Your offer period ends: 15/11/2026
For your Buy Now, Pay Later purchase, you can choose to make payments to
clear your balance of £1,506.721 during the offer period and pay no
interest. Any balance left after 15/11/2026 will be charged interest from
the date of your purchase, at the rate shown in your finance agreement.
You can also choose to make monthly repayments by Direct Debit, after your
Buy Now, Pay Later period has ended on 15/11/2026, which will include
interest from the date of your purchase.
Your Buy Now, Pay Later payment options:
<http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-email-0925_1_/bnpl_email_0925/images/6_pay_in_full_icon.png>
Pay off in full
Before the offer period ending
* Settle in full during the Buy Now, Pay later offer period, and you won’t
pay interest at all. Pay £1,506.721 before 15/11/2026.
<http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-email-0925_1_/bnpl_email_0925/images/7_part_payments_icon.png>
Make part payments
Before the offer period ending
You can make payments during the offer period.
* Any payments that clear onto your account before 15/11/2026 will reduce
your balance, so you’ll be charged less interest.
* Any balance left at the end of the offer period will be split into monthly
repayments. Any balance left will be charged interest from the date of your
purchase, at the rate shown in your finance agreement.
* Payments will be taken by Direct Debit which was set up when you applied.
<http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-email-0925_1_/bnpl_email_0925/images/8_monthly_payments.png>
Make monthly payments
After the offer period has ended
* Make fixed monthly repayments starting at the end of the offer period by
Direct Debit.
* Your Direct Debit repayments will include interest on the total balance
from the date your purchase was made at the rate shown in your finance
agreement.
Important information
<http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-email-0925_1_/bnpl_email_0925/images/6_pay_in_full_icon.png>
Some banks may cancel your Direct Debit if it hasn’t been used for a long
time. Make sure your Direct Debit is still set up with your bank or building
society if you want to spread the cost of your repayments or purchase
additional products. If you don’t have a Direct Debit set up, you won’t be
able to make another purchase using your account.
Payments may take up to 5 working days to clear onto your account. To avoid
paying interest, any payments you make must have cleared by 15/11/2026.
View our payment guide
<https://secure.creation.co.uk/c/16SyRltoUFnhc61SzKfciHurR0Z> or frequently
asked questions
<https://secure.creation.co.uk/c/16SySJ7k9KeLJTEWcri0363Hzai> to learn more
about payments.
Don’t forget, you can use your Currys flexpay account to make new purchases2
from Currys, subject to status, at any time.
<https://secure.creation.co.uk/c/16SyU6LfoP6ghHhZP8kNNuCXhjB>
<https://secure.creation.co.uk/c/16SyVupaDTXKPuV3rPnBxTccZsU>
Thanks
The Creation Team
<https://secure.creation.co.uk/c/16SyYfH183GJV6baHdtd2GkIpLw>
<https://secure.creation.co.uk/c/16SyZDkWn8yesTOejUw0N4TY7UP>
<https://secure.creation.co.uk/c/16Sz10YRCdpJ0HrhWByOxttdQ48>
<https://secure.creation.co.uk/c/16Sz2oCMRihdyv4lziBChS2tydr>
Please note, making late or missing repayments can have an impact on your
credit file and affect your ability to obtain credit in the future. For help
click here <https://secure.creation.co.uk/c/16Sz3MgI6n8I6iHpbZEq2gBJgmK> .
1. Any payments you’ve made before 02/07/2026 will have been taken into
account in the early settlement figure we’ve shown above. If you made a
payment after 02/07/2026, go to your Creation Finance App
<https://secure.creation.co.uk/c/16Sz59UDls0cE6ksOGHdMFaYYw3> or online
account manager
<https://secure.creation.co.uk/c/16Sz6xyyAwRHbTXwrnK1x3KeGFm> to see your
current early settlement figure.
2. To use your Currys flexpay account you must make a purchase of £99 or
over, on selected products. Exclusions apply. Subject to credit availability
and checks to prevent fraudulent activity. Some banks may cancel your Direct
Debit if it hasn’t been used for a long time. Make sure your Direct Debit is
still set up with your bank or building society if you want to spread the
cost of your repayments.
Credit issued by Creation Consumer Finance Limited. Creation is the trading
name of Creation Consumer Finance Limited.
Creation Consumer Finance Limited is authorised and regulated by the
Financial Conduct Authority. Registration Number 311518. Creation Consumer
Finance Limited. Registered Office: 6th floor, Wellington Buildings, 2-4
Wellington Street, Belfast, BT1 6HT. Registered in Northern Ireland
NI032565.
This is a service message. Please note we can’t reply to this email.
© Creation 2026
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border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #c4d600; vertical-align: top;" width=3D"100%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-left: 30px; padding-right: 30px; =
padding-top: 10px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #154734; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 37px; font-weight: 600; letter-spacing: normal; line-height: =
1.2; text-align: center; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 44px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Your offer period ends in 4 =
months</span></h1>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-6" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #c4d600; vertical-align: top; border-radius: 0px 0px =
15px 15px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 30px; line-height: =
30px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-7" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-radius: 0; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
vertical-align: top;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-left: 40px; padding-right: 40px; =
padding-top: 30px;">
<div style=3D"color: #154734; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: 0px; line-height: =
1.2; text-align: center; mso-line-height-alt: 22px;">
<p style=3D"margin: 0;">Hi Robert</p>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-8" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-radius: 0; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
vertical-align: top;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-left: 40px; padding-right: 40px; =
padding-top: 16px;">
<div style=3D"color: #3a913f; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 600; letter-spacing: 0px; line-height: =
1.2; text-align: center; mso-line-height-alt: 18px;">
<p style=3D"margin: 0;">Currys flexpay account =
ID: 1022439100:3<br>Your offer period ends: 15/11/2026</p>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-9" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; color: #000000; width: =
600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #ffffff; vertical-align: top;" width=3D"100%">
<table class=3D"text_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 30px; padding-left: 40px; =
padding-right: 40px; padding-top: 16px;">
<div style=3D"font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif;">
<div class=3D"class" style=3D"font-size: 14px; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
mso-line-height-alt: 21px; color: #191919; line-height: 1.5;">
<p style=3D"margin: 0; font-size: 15px; text-align: center; =
mso-line-height-alt: 22.5px;">For your Buy Now, Pay Later purchase, you =
can choose to make payments to clear your balance of =C2=A31,506.72<sup =
style=3D"line-height: 0; font-size: 60%;">1</sup> during the offer =
period and pay no interest. Any balance left after 15/11/2026 will =
be charged interest from the date of your purchase, at the rate shown in =
your finance agreement.</p>
<p style=3D"margin: 0; font-size: 15px; text-align: center; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 15px; text-align: center; =
mso-line-height-alt: 22.5px;">You can also choose to make monthly =
repayments by Direct Debit, after your Buy Now, Pay Later period has =
ended on 15/11/2026, which will include interest from the date of your =
purchase.</p>
</div>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-10" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7; background-size: =
auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; background-size: auto; =
border-left: 20px solid #FFFFFF; border-right: 20px solid #FFFFFF; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #154734; vertical-align: top; border-radius: 15px 15px =
0px 0px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 20px; line-height: =
20px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-11" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-right: 20px solid #ffffff; color: #000000; width: =
600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #154734; vertical-align: top;" width=3D"100%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 20px; padding-left: 20px; =
padding-right: 30px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #c4d600; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: normal; line-height: =
1.2; text-align: left; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 22px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Your Buy Now, Pay Later payment =
options:</span></h1>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-12" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"16.666666666666668%">
<table class=3D"icons_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; text-align: left; line-height: 0;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"vertical-align: middle; color: #000000; =
font-family: inherit; font-size: 14px; font-weight: 400; padding-left: =
20px; padding-top: 30px; text-align: left;">
<table class=3D"icons-outer" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; display: inline-table;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tr>
<td style=3D"vertical-align: middle; text-align: center; padding: =
0px;"><img class=3D"icon" style=3D"display: block; height: auto; margin: =
0 auto; border: 0;" align=3D"center" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/6_pay_in_full_icon.png" alt=3D"alt" =
width=3D"57" height=3D"auto"></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td class=3D"column column-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"83.33333333333333%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px; =
padding-top: 30px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #154734; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: normal; line-height: =
1.5; text-align: left; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 27px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Pay off in full</span></h1>
</td>
</tr>
</table>
<table class=3D"paragraph_block block-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px;">
<div style=3D"color: #191919; direction: ltr; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 400; letter-spacing: 0px; line-height: =
1.5; text-align: left; mso-line-height-alt: 23px;">
<p style=3D"margin: 0;">Before the offer period ending</p>
</div>
</td>
</tr>
</table>
<table class=3D"list_block block-3" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word; color: #191919; =
direction: ltr; font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 15px; font-weight: 400; =
letter-spacing: 0px; line-height: 1.5; text-align: left; =
mso-line-height-alt: 23px;" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-right: 30px;">
<div style=3D"margin-left: -20px;">
<ul style=3D"margin-top: 0; margin-bottom: 0; list-style-type: revert;">
<li style=3D"margin: 0 0 0 0;">Settle in full during the Buy Now, Pay =
later offer period, and you won’t pay interest at all. Pay =
=C2=A31,506.72<sup style=3D"line-height: 0; font-size: 60%;">1</sup> =
before 15/11/2026.</li>
</ul>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-13" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" width=3D"100%">
<table class=3D"divider_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-left: 20px; padding-right: 20px; =
padding-top: 30px;">
<div class=3D"alignment" align=3D"center">
<table style=3D"mso-table-lspace: 0pt; mso-table-rspace: 0pt;" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"divider_inner" style=3D"font-size: 1px; line-height: 1px; =
border-top: 1px solid #3a913f;"><span style=3D"word-break: =
break-word;"> </span></td>
</tr>
</table>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-14" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"16.666666666666668%">
<table class=3D"icons_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; text-align: left; line-height: 0;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"vertical-align: middle; color: #000000; =
font-family: inherit; font-size: 14px; font-weight: 400; padding-left: =
20px; padding-top: 30px; text-align: left;">
<table class=3D"icons-outer" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; display: inline-table;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tr>
<td style=3D"vertical-align: middle; text-align: center; padding: =
0px;"><img class=3D"icon" style=3D"display: block; height: auto; margin: =
0 auto; border: 0;" align=3D"center" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/7_part_payments_icon.png" =
alt=3D"alt" width=3D"57" height=3D"auto"></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td class=3D"column column-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"83.33333333333333%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px; =
padding-top: 30px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #154734; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: normal; line-height: =
1.5; text-align: left; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 27px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Make part payments</span></h1>
</td>
</tr>
</table>
<table class=3D"paragraph_block block-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px;">
<div style=3D"color: #191919; direction: ltr; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 400; letter-spacing: 0px; line-height: =
1.5; text-align: left; mso-line-height-alt: 23px;">
<p style=3D"margin: 0;">Before the offer period ending</p>
</div>
</td>
</tr>
</table>
<table class=3D"paragraph_block block-3" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px;">
<div style=3D"color: #191919; direction: ltr; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 400; letter-spacing: 0px; line-height: =
1.5; text-align: left; mso-line-height-alt: 23px;">
<p style=3D"margin: 0;"><span style=3D"color: #191919; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-weight: 600;">You can make payments during the offer =
period.</span></p>
</div>
</td>
</tr>
</table>
<table class=3D"list_block block-4" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word; color: #191919; =
direction: ltr; font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 15px; font-weight: 400; =
letter-spacing: 0px; line-height: 1.5; text-align: left; =
mso-line-height-alt: 23px;" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-right: 30px;">
<div style=3D"margin-left: -20px;">
<ul style=3D"margin-top: 0; margin-bottom: 0; list-style-type: revert;">
<li style=3D"margin: 0 0 10px 0;">Any payments that clear onto your =
account before 15/11/2026 will reduce your balance, so you’ll =
be charged less interest.</li>
<li style=3D"margin: 0 0 10px 0;">Any balance left at the end of the =
offer period will be split into monthly repayments. <span =
style=3D"color: #191919; font-family: 'Branding-Semibold', Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-weight: 600;">Any balance =
left will be charged interest from the date of your purchase, at the =
rate shown in your finance agreement.</span> </li>
<li style=3D"margin: 0 0 10px 0;">Payments will be taken by Direct Debit =
which was set up when you applied. </li>
</ul>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-15" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" width=3D"100%">
<table class=3D"divider_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-left: 20px; padding-right: 20px; =
padding-top: 30px;">
<div class=3D"alignment" align=3D"center">
<table style=3D"mso-table-lspace: 0pt; mso-table-rspace: 0pt;" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"divider_inner" style=3D"font-size: 1px; line-height: 1px; =
border-top: 1px solid #3a913f;"><span style=3D"word-break: =
break-word;"> </span></td>
</tr>
</table>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-16" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"16.666666666666668%">
<table class=3D"icons_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; text-align: left; line-height: 0;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"vertical-align: middle; color: #000000; =
font-family: inherit; font-size: 14px; font-weight: 400; padding-left: =
20px; padding-top: 30px; text-align: left;">
<table class=3D"icons-outer" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; display: inline-table;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tr>
<td style=3D"vertical-align: middle; text-align: center; padding: =
0px;"><img class=3D"icon" style=3D"display: block; height: auto; margin: =
0 auto; border: 0;" align=3D"center" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/8_monthly_payments.png" alt=3D"alt" =
width=3D"57" height=3D"auto"></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td class=3D"column column-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top;" =
width=3D"83.33333333333333%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px; =
padding-top: 30px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #154734; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: normal; line-height: =
1.5; text-align: left; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 27px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Make monthly payments</span></h1>
</td>
</tr>
</table>
<table class=3D"paragraph_block block-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 10px; padding-right: 20px;">
<div style=3D"color: #191919; direction: ltr; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 400; letter-spacing: 0px; line-height: =
1.5; text-align: left; mso-line-height-alt: 23px;">
<p style=3D"margin: 0;">After the offer period has ended</p>
</div>
</td>
</tr>
</table>
<table class=3D"list_block block-3" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word; color: #191919; =
direction: ltr; font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 15px; font-weight: 400; =
letter-spacing: 0px; line-height: 1.5; text-align: left; =
mso-line-height-alt: 23px;" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-right: 30px;">
<div style=3D"margin-left: -20px;">
<ul style=3D"margin-top: 0; margin-bottom: 0; list-style-type: revert;">
<li style=3D"margin: 0 0 10px 0;">Make fixed monthly repayments starting =
at the end of the offer period by Direct Debit.</li>
<li style=3D"margin: 0 0 10px 0;">Your Direct Debit repayments <span =
style=3D"color: #191919; font-family: 'Branding-Semibold', Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-weight: 600;">will include =
interest on the total balance from the date your purchase was made at =
the rate shown in your finance agreement.</span></li>
</ul>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-17" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7; background-size: =
auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; background-size: auto; =
border-left: 20px solid #FFFFFF; border-right: 20px solid #FFFFFF; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e8f4e9; vertical-align: top; border-radius: 0px 0px =
15px 15px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 30px; line-height: =
30px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-18" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-radius: 0; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
vertical-align: top;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 30px; line-height: =
30px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-19" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7; background-size: =
auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; background-size: auto; =
border-left: 20px solid #FFFFFF; border-right: 20px solid #FFFFFF; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #154734; vertical-align: top; border-radius: 15px 15px =
0px 0px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 20px; line-height: =
20px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-20" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-right: 20px solid #ffffff; color: #000000; width: =
600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #154734; vertical-align: top;" width=3D"100%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 20px; padding-left: 20px; =
padding-right: 30px; text-align: center; width: 100%;">
<h1 style=3D"margin: 0; color: #c4d600; direction: ltr; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 18px; font-weight: 600; letter-spacing: normal; line-height: =
1.2; text-align: left; margin-top: 0; margin-bottom: 0; =
mso-line-height-alt: 22px;"><span class=3D"tinyMce-placeholder" =
style=3D"word-break: break-word;">Important information</span></h1>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-21" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-radius: 0; border-right: 20px solid #ffffff; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #f3f7cc; vertical-align: top;" =
width=3D"16.666666666666668%">
<table class=3D"icons_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; text-align: left; line-height: 0;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"vertical-align: middle; color: #000000; =
font-family: inherit; font-size: 14px; font-weight: 400; padding-left: =
20px; padding-top: 30px; text-align: left;">
<table class=3D"icons-outer" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; display: inline-table;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tr>
<td style=3D"vertical-align: middle; text-align: center; padding: =
0px;"><img class=3D"icon" style=3D"display: block; height: auto; margin: =
0 auto; border: 0;" align=3D"center" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/6_pay_in_full_icon.png" alt=3D"alt" =
width=3D"57" height=3D"auto"></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td class=3D"column column-2" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #f3f7cc; vertical-align: top;" =
width=3D"83.33333333333333%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-right: 30px; padding-top: 30px;">
<div style=3D"color: #191919; direction: ltr; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 15px; font-weight: 400; letter-spacing: 0px; line-height: =
1.5; text-align: left; mso-line-height-alt: 23px;">
<p style=3D"margin: 0; margin-bottom: 16px;">Some banks may cancel your =
Direct Debit if it hasn’t been used for a long time. Make sure =
your Direct Debit is still set up with your bank or building society if =
you want to spread the cost of your repayments or purchase additional =
products. If you don’t have a Direct Debit set up, you won’t =
be able to make another purchase using your account.</p>
<p style=3D"margin: 0; margin-bottom: 16px;">Payments may take up to 5 =
working days to clear onto your account. To avoid paying interest, any =
payments you make must have cleared by 15/11/2026.</p>
<p style=3D"margin: 0; margin-bottom: 16px;">View our <a =
style=3D"text-decoration: underline; color: #191919;" rel=3D"noopener" =
href=3D"https://secure.creation.co.uk/c/16SyRltoUFnhc61SzKfciHurR0Z" =
target=3D"_blank">payment guide</a> or <a style=3D"text-decoration: =
underline; color: #191919;" rel=3D"noopener" =
href=3D"https://secure.creation.co.uk/c/16SySJ7k9KeLJTEWcri0363Hzai" =
target=3D"_blank">frequently asked questions</a> to learn more =
about payments.</p>
<p style=3D"margin: 0;">Don’t forget, you can use your Currys =
flexpay account to make new purchases<sup style=3D"line-height: 0; =
font-size: 60%;">2</sup> from Currys, subject to status, at any =
time.</p>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-22" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7; background-size: =
auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; background-size: auto; =
border-left: 20px solid #FFFFFF; border-right: 20px solid #FFFFFF; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #f3f7cc; vertical-align: top; border-radius: 0px 0px =
15px 15px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 30px; line-height: =
30px; font-size: 1px;"> </div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table class=3D"row row-23" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-radius: 0; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #ffffff; padding-top: 30px; vertical-align: top;" =
width=3D"100%">
<table class=3D"image_block block-1 mobile_hide" =
style=3D"mso-table-lspace: 0pt; mso-table-rspace: 0pt;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"width: 100%;">
<div class=3D"alignment" align=3D"center">
<div style=3D"max-width: 600px;"><a =
href=3D"https://secure.creation.co.uk/c/16SyU6LfoP6ghHhZP8kNNuCXhjB" =
target=3D"_blank"><img style=3D"display: block; height: auto; border: 0; =
width: 100%;" title=3D"Managing your accounts" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/9_banner_app_desk.png" =
alt=3D"Managing your accounts" width=3D"600" height=3D"auto"></a></div>
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<div style=3D"max-width: 600px;"><a =
href=3D"https://secure.creation.co.uk/c/16SyVupaDTXKPuV3rPnBxTccZsU" =
target=3D"_blank"><img style=3D"display: block; height: auto; border: 0; =
width: 100%;" title=3D"Managing your accounts" =
src=3D"http://secure.creation.co.uk/files/amf_laser_uk/project_395/bnpl-e=
mail-0925_1_/bnpl_email_0925/images/10_banner_app_mob.png" =
alt=3D"Managing your accounts" width=3D"600" height=3D"auto"></a></div>
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<table class=3D"row row-24" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #c1c5c7;" align=3D"center" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
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<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-radius: 0; =
color: #000000; width: 600px; margin: 0 auto;" align=3D"center" =
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background-color: #ffffff; padding-bottom: 10px; vertical-align: top;" =
width=3D"100%">
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cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
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padding-right: 40px; padding-top: 20px;">
<div style=3D"font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif;">
<div class=3D"class" style=3D"font-size: 14px; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
mso-line-height-alt: 21px; color: #191919; line-height: 1.5;">
<p style=3D"margin: 0; text-align: center; font-size: 15px; =
mso-line-height-alt: 22.5px;"><span style=3D"word-break: break-word; =
font-size: 15px;">Thanks</span></p>
<p style=3D"margin: 0; text-align: center; font-size: 15px; =
mso-line-height-alt: 22.5px;"><span style=3D"word-break: break-word; =
font-size: 15px;"><span style=3D"color: #191919; font-family: =
'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-weight: 600;">The Creation Team</span></span></p>
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<p style=3D"text-align: center; padding: 15px;"><a =
style=3D"text-decoration: none;" =
href=3D"https://secure.creation.co.uk/c/16SyYfH183GJV6baHdtd2GkIpLw"><img=
style=3D"max-height: 18px;" =
src=3D"https://emailsignature.trustpilot.com/newsletter/en-GB/1/4bec31690=
0006400050b3ba7/text1@2x.png" border=3D"0" alt=3D"Human score" =
height=3D"18"></a> <a style=3D"text-decoration: none;" =
href=3D"https://secure.creation.co.uk/c/16SyZDkWn8yesTOejUw0N4TY7UP"><img=
style=3D"max-height: 20px;" =
src=3D"https://emailsignature.trustpilot.com/newsletter/en-GB/1/4bec31690=
0006400050b3ba7/stars@2x.png" border=3D"0" alt=3D"Trustpilot Stars" =
height=3D"20"></a> <span style=3D"display: =
inline-block;"><a style=3D"text-decoration: none;" =
href=3D"https://secure.creation.co.uk/c/16Sz10YRCdpJ0HrhWByOxttdQ48"><img=
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0006400050b3ba7/text2@2x.png" border=3D"0" alt=3D"number of reviews" =
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href=3D"https://secure.creation.co.uk/c/16Sz2oCMRihdyv4lziBChS2tydr"><img=
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border=3D"0" alt=3D"Trustpilot Logo" height=3D"20"></a></span></p>
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background-color: #e6e8e9; vertical-align: top; border-radius: 15px 15px =
0px 0px;" width=3D"100%">
<div class=3D"spacer_block block-1" style=3D"height: 20px; line-height: =
20px; font-size: 1px;"> </div>
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border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; background-color: #ffffff; border-left: 20px =
solid #ffffff; border-right: 20px solid #ffffff; color: #000000; width: =
600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"600">
<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; font-weight: 400; text-align: left; =
background-color: #e6e8e9; vertical-align: top;" width=3D"100%">
<table class=3D"text_block block-1" style=3D"mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; word-break: break-word;" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">
<tr>
<td class=3D"pad" style=3D"padding-bottom: 20px; padding-left: 20px; =
padding-right: 20px;">
<div style=3D"font-family: 'Branding-Medium', Arial, 'Helvetica Neue', =
Helvetica, sans-serif;">
<div class=3D"class" style=3D"font-size: 14px; font-family: =
'Branding-Medium', Arial, 'Helvetica Neue', Helvetica, sans-serif; =
mso-line-height-alt: 21px; color: #191919; line-height: 1.5;">
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;"><span style=3D"color: #191919; =
font-family: 'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-weight: 600;">Please note, making late or missing =
repayments can have an impact on your credit file and affect your =
ability to obtain credit in the future. For help click <a =
style=3D"text-decoration: underline; color: #191919;" rel=3D"noopener" =
href=3D"https://secure.creation.co.uk/c/16Sz3MgI6n8I6iHpbZEq2gBJgmK" =
target=3D"_blank">here</a>.</span></p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">1. Any payments you’ve made =
before 02/07/2026 will have been taken into account in the early =
settlement figure we’ve shown above. If you made a payment after =
02/07/2026, go to your <a style=3D"text-decoration: underline; color: =
#191919;" rel=3D"noopener" =
href=3D"https://secure.creation.co.uk/c/16Sz59UDls0cE6ksOGHdMFaYYw3" =
target=3D"_blank">Creation Finance App</a> or <a =
style=3D"text-decoration: underline; color: #191919;" rel=3D"noopener" =
href=3D"https://secure.creation.co.uk/c/16Sz6xyyAwRHbTXwrnK1x3KeGFm" =
target=3D"_blank">online account manager</a> to see your current =
early settlement figure.</p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">2. To use your Currys flexpay account you =
must make a purchase of £99 or over, on selected products. =
Exclusions apply. Subject to credit availability and checks to prevent =
fraudulent activity. Some banks may cancel your Direct Debit if it =
hasn’t been used for a long time. Make sure your Direct Debit is =
still set up with your bank or building society if you want to spread =
the cost of your repayments.</p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">Credit issued by Creation Consumer Finance =
Limited. Creation is the trading name of Creation Consumer Finance =
Limited.</p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">Creation Consumer Finance Limited is =
authorised and regulated by the Financial Conduct Authority. =
Registration Number 311518. Creation Consumer Finance Limited. =
Registered Office: 6th floor, Wellington Buildings, 2-4 Wellington =
Street, Belfast, BT1 6HT. Registered in Northern Ireland NI032565.</p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">This is a service message. Please note we =
can’t reply to this email.</p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 21px;"> </p>
<p style=3D"margin: 0; font-size: 11px; text-align: left; =
mso-line-height-alt: 16.5px;">© Creation 2026</p>
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