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Reply-To: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
From: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
To: <bob@sarahharvey.com>
Subject: Get the latest UK economic insights for business leaders
Date: Thu, 16 Jul 2026 17:39:55 +0100
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Plus: Register for our fraud webinar









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Your service update from HSBC UK Commercial Banking

Welcome to your monthly service update to help you get the most out of 
banking with HSBC UK. This month includes the latest news on the UK economy 
and details on our upcoming fraud webinar.








  _____








 <https://app.mail.insight.business.hsbc.com/e/er?cid=B%3AEMA%3A12310905937%3A12310800266&ElqID=2010325&s=1706134858&lid=20183&elqTrackId=1AC79D56AE3E14DF9BE84ECBA98E64D7&elqTrack=true&elq=9329327433f140b5a5954da7393f7997&elqaid=20148&elqat=1&elqak=8AF5F53198C23D108C04DFCB73FAA81E20D1AF659A999E57DC3104531D391B0F5B73>








UK in Focus: Essential economic news for businesses

Activity in June was subdued, while sentiment is weak but stable. An easing 
of tensions in the Middle East and a lower savings rate could see some 
resilience, though inflation is still set to rise. Meanwhile, questions 
remain as to whether a new UK government will help or hinder the currency.

 <https://app.mail.insight.business.hsbc.com/e/er?cid=B%3AEMA%3A12310905937%3A12310800266&ElqID=2010325&s=1706134858&lid=20183&elqTrackId=A332B5138064F4DFA9A404DBB30DC5ED&elqTrack=true&elq=9329327433f140b5a5954da7393f7997&elqaid=20148&elqat=1&elqak=8AF5A22A5A90D01BC12C2AF52C4C396D1586AF659A999E57DC3104531D391B0F5B73> 
Read the report








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Card fraud is evolving fast. Join HSBC’s Cards and Fraud Team to learn the 
key fraud types, warning signs, and practical steps to protect your debit, 
credit and virtual cards – and what to do if you spot suspicious activity








Session 1: 10:00am

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Session 2: 3:00pm

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align=3D"left"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D149&elqTrac=
kId=3D399C065960433499C1F17CB0C927BAA7&elq=3D9329327433f140b5a5954da7393f=
7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF50581EBD2D20F94A2054139721498EFA=
4AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B6457c929-4c33-48c6-af62-6f04d5732d13%7D_H=
SBC_Logo-1.jpg" height=3D"40" width=3D"181" =
style=3D"width:100%;height:auto;max-width:181px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
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              <td style=3D"background:#ffffff;">
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;" role=3D"presentation">
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                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:600px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
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                                        <!--[if =
mso]></td></tr></table><![endif]-->
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        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
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            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
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                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
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                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
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                                        <div =
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                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
20px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 36px;"><span style=3D"font-size: 24px;">Your =
service update from HSBC UK Commercial Banking</span></div>
                                          <div><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Welcome to =
your monthly service update to help you get the most out of banking with =
HSBC UK. This month includes the latest news on the UK economy and =
details on our upcoming fraud webinar.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
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                              </td>
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              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-4" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
30px 30px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
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                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-5" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&amp;lid=3D20183&a=
mp;elqTrackId=3D1AC79D56AE3E14DF9BE84ECBA98E64D7&amp;elqTrack=3Dtrue&elq=3D=
9329327433f140b5a5954da7393f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF5F53=
198C23D108C04DFCB73FAA81E20D1AF659A999E57DC3104531D391B0F5B73" =
data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B25fad360-f7a3-4e5e-a7e0-98dfce98e6bf%7D_U=
K_in_focus.png" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-6" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 36px;"><span style=3D"font-size: 24px;">UK in =
Focus: Essential economic news for businesses</span></div>
                                          <div><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"list-style: disc; line-height: 24px;"><span style=3D"font-size: =
16px;">Activity in June was subdued, while sentiment is weak but stable. =
An easing of tensions in the Middle East and a lower savings rate could =
see some resilience, though inflation is still set to rise. Meanwhile, =
questions remain as to whether a new UK government will help or hinder =
the currency.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-1">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
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style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
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sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&amp;lid=3D20183&a=
mp;elqTrackId=3DA332B5138064F4DFA9A404DBB30DC5ED&amp;elqTrack=3Dtrue&elq=3D=
9329327433f140b5a5954da7393f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF5A22=
A5A90D01BC12C2AF52C4C396D1586AF659A999E57DC3104531D391B0F5B73" =
target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Read the =
report</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-7" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-8" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D20118&elqTr=
ackId=3D4062F2D3377E96C5FB56EC5F94D55F61&elq=3D9329327433f140b5a5954da739=
3f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF56E085474A939D578880257BB9ADE7=
A29AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Bd6887a12-c459-4d8a-83c5-1ed50af0a391%7D_W=
ebinar_card_fraud.png" height=3D"196" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1006px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-9" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
20px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Card fraud =
is evolving fast. Join HSBC=E2=80=99s Cards and Fraud Team to learn the =
key fraud types, warning signs, and practical steps to protect your =
debit, credit and virtual cards =E2=80=93 and what to do if you spot =
suspicious activity</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-10" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"41.66666667%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-5 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:41.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:200px;min-width:-webkit-calc(41.66666667%);min-width:ca=
lc(41.66666667%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Session =
1: 10:00am</strong></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-button-cell cell cell-1">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D20118&elqTr=
ackId=3DBF1AA966B312E3F47829A84B55D763EE&elq=3D9329327433f140b5a5954da739=
3f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF54230989640E24416EE83E317F2E6C=
62BAF659A999E57DC3104531D391B0F5B73" target=3D"_blank" title=3D"" =
data-targettype=3D"webpage" data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;"> Register =
now</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"41.66666667%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-5 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:41.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:200px;min-width:-webkit-calc(41.66666667%);min-width:ca=
lc(41.66666667%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Session =
2: 3:00pm</strong></div>
                                        </div>
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style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-button-cell cell cell-1">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
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sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D20211&elqTr=
ackId=3D4A4FBC822A30C6B1288BB3A2461155F1&elq=3D9329327433f140b5a5954da739=
3f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF562C31A5934F549B5EC63998E74A8D=
097AF659A999E57DC3104531D391B0F5B73" target=3D"_blank" title=3D"" =
data-targettype=3D"webpage" data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Register =
now</strong></span></span></a>
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9]></td></tr></tbody></table></div><![endif]-->
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                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-3" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
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                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
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        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-11" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
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style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
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style=3D"height:5px;font-size:5px;">=C2=A0</div>
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                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
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tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
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                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:25px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
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              </td>
            </tr>
          </tbody>
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      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
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                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
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        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-12" role=3D"presentation">
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cellspacing=3D"0" role=3D"presentation">
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cellspacing=3D"0" role=3D"presentation">
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style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-8 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:66.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:320px;min-width:-webkit-calc(66.66666667%);min-width:ca=
lc(66.66666667%);" role=3D"presentation">
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                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <table>
                                            <tbody>
                                              <tr>
                                                <td valign=3D"middle" =
align=3D"left"><span style=3D"font-family: Arial, Helvetica, =
sans-serif;font-size: 18px;color: =
#4c4c4c;text-decoration:none;line-height: 18px;">Connect with us =
</span></td>


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                                        </div>
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                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
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style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-code-cell cell cell-0">
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style=3D"display:inline-block;width:100%;">
                                          <table>
                                            <tbody>
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                                                <td valign=3D"right" =
align=3D"right" width=3D"20"><a =
href=3D"https://www.linkedin.com/showcase/hsbc-commercial-banking/?cid=3D=
B%3AEMA%3A12310905937%3A12310800266&ElqID=3D2010325&elqTrackId=3D1b638561=
94b6413da19c55b21011b307&elq=3D9329327433f140b5a5954da7393f7997&elqaid=3D=
20148&elqat=3D1&elqCampaignId=3D13232&elqak=3D8AF58DC1E1B83F1445995AFAFA7=
1FF2737DDAF659A999E57DC3104531D391B0F5B73" target=3D"_blank">
                                                    <img =
alt=3D"LinkedIn" =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B059dfaef-229a-4345-9e3b-db0041b93f67%7D_S=
ocial_icons.png" width=3D"50"></a></td>

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                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"25%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
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style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
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style=3D"height:5px;font-size:5px;">=C2=A0</div>
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style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
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style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 15px;"><span style=3D"font-size: 10px;">In our =
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you to information pages.</span></div>
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10px 30px;" class=3D"elq-text-cell cell cell-1">
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style=3D"display:inline-block;width:100%;">
                                          <div><a target=3D"_blank" =
title=3D"Contact Us" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D595&elqTrac=
kId=3D20EB1C69BDB2564BB6AAADBC97335A05&elq=3D9329327433f140b5a5954da7393f=
7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF5BFAFAE37898DF337BF76C501BC6848C=
9AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage" =
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Us</u></a><span style=3D"font-size: 10px;">&nbsp;&nbsp;|&nbsp;</span><u =
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branch" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D842&elqTrac=
kId=3DDC1507241DA3FCD01F92425C7C6566B2&elq=3D9329327433f140b5a5954da7393f=
7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF5FB8FAEBD6CFCABD95B996DD261ED12D=
8AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage" =
style=3D"font-size: 10px; color: rgb(0, 0, 0);"><u>Find a =
branch</u></a><a target=3D"_blank" title=3D"" =
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2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D42&elqTrack=
Id=3D353C20E5DE5BF55298BBB93B7D1ABD89&elq=3D9329327433f140b5a5954da7393f7=
997&elqaid=3D20148&elqat=3D1&elqak=3D8AF57196300E5E7F4182EA1E752EC01E03F0=
AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage" =
style=3D"font-size: 10px; color: rgb(0, 0, 0);">&nbsp;</a></div>
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                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-2">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><span style=3D"font-size: =
10px;">HSBC UK Bank plc registered in England and Wales number 09928412. =
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United =
Kingdom. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 09928412. </span></div>
                                          <div><span style=3D"font-size: =
10px;">=C2=A9 HSBC Group 2025. All rights reserved.</span></div>
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style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
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                                          <div><a target=3D"_blank" =
title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DB%3AEMA%3A1=
2310905937%3A12310800266&ElqID=3D2010325&s=3D1706134858&lid=3D13422&elqTr=
ackId=3D92872367933A93B7E9B2BC2788FF7922&elq=3D9329327433f140b5a5954da739=
3f7997&elqaid=3D20148&elqat=3D1&elqak=3D8AF5D57795C8A225882BB5EDCF58BB9A5=
506AF659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage" =
style=3D"font-size: 10px; color: rgb(0, 0, 0);"><strong><u>Privacy and =
security terms of use policy</u></strong></a></div>
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style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-4">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><span style=3D"font-size: =
10px;">If you would like to opt-out from receiving this service update =
from HSBC UK, you can do so&nbsp;</span><a target=3D"_blank" title=3D"" =
href=3D"https://insight.business.hsbc.com/serviceupdate1?cid=3DB%3AEMA%3A=
12310905937%3A12310800266&ElqID=3D2010325&elqTrackId=3DA77442AAD27F0AB7AC=
95EEAE26A2E193&elq=3D9329327433f140b5a5954da7393f7997&elqaid=3D20148&elqa=
t=3D1&elqCampaignId=3D13232&elqak=3D8AF5F799A8094B71EF78020587A6FF1EFEBAA=
F659A999E57DC3104531D391B0F5B73" data-targettype=3D"webpage" =
style=3D"font-size: 10px; color: rgb(0, 0, =
0);"><strong><u>here</u></strong></a><strong style=3D"font-size: =
10px;">.</strong><span style=3D"font-size: 10px;"> Please note that you =
will still receive essential service communications relating to your =
account and terms updates.</span></div>
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