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Reply-To: <noreply@moneysavingexpert.com>
From: =?utf-8?Q?MSE=E2=80=99s_Car_Finance_Updates?= <carfinance@email.moneysavingexpert.com>
To: <bob@sarahharvey.com>
Subject: FCA announces mass car finance redress scheme details
Date: Mon, 30 Mar 2026 20:25:33 +0100
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  <https://clicks.moneysavingexpert.com/q/YaljDk3v_d7dwQ8npJ8hDw~~/AAAHahA~/lp-1zTN7cVUWK2J082b8YFCTc3gM3QPPbB1XdH4TJf-_ohGCgdu7mE4qSs9X0JkGkDBGV27xcp3eGWkZMpgAbw~~>
Read MoneySavingExpert's analysis on what it means for you
 ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌




 <https://clicks.moneysavingexpert.com/f/a/QgAps-5x19dpYdWqwpRf1g~~/AAAHahA~/DBhQgsBvWslXBuMBPiThdm4XOUHYv2xDFPJhpcTnMoF-_-paz4uSC9OyQOpiw8wBhAbqO8DrR2FKObKcqTHerxIo-fdbUHqIJspyiZ2DYYonDKa6tTdEKMi_vax3qFeYw7Au2hyK1AQc5KIsnXoA-I9GapzDLV2HNfoihMN5T2DaYEv2TgjmjhRQ0jolcI6Qh6x0wYSO_UabE9TFF30HcGSXHK602ePznQkUb_6H99C66sbhydc7LpVAnaCpOo62ojPfIe9ntlIE0HJQggqE8rHuZjGdmOg2PWMXhMzsLE87_mTE4AXi4q9CTVFIZs1Pad_TwVlcRVQDaazk2ijTsTKEOSHUcjT5tEhc_s-REQQ~>







Hi there,

You said you'd like MoneySavingExpert to keep you updated with what's 
happening around reclaiming mis-sold car finance...

...and today, there's news. The regulator, the Financial Conduct Authority, 
has just this evening announced the details of the redress scheme, which 
could see more than £7.5 billion returned to consumers. We're working 
through what it means for you - and everything you need to know will be in 
our 
<https://clicks.moneysavingexpert.com/f/a/lUmcours3xVHacqso3iZYQ~~/AAAHahA~/sThwYOjtUZ0UBpIJqU-LeV7o4SFyko5vYUOAONl4pc0Y1awOrsjdpDyCaOTOxpKIjYZ0oIgDX7TEo3gVo4TqEshc0hSZR6ZW1y2pjE4AfQUgDWOOm6xtZ6lkemTAGNx56rBDok7Lxbylnn8BAFHeRg79OL1VNoqFLuaxp498YswgCuhv29ys1D6PT5LPWNFy> 
FCA announces mass redress scheme for car finance news story. Head there for 
the latest, including Martin's instant reaction video explainer.

Thanks,
MSE Team



 <https://clicks.moneysavingexpert.com/f/a/oWjmR-fPuhV62g2on6Ux7A~~/AAAHahA~/DBhQgsBvWslXBuMBPiThdm4XOUHYv2xDFPJhpcTnMoF-_-paz4uSC9OyQOpiw8wBhAbqO8DrR2FKObKcqTHerxIo-fdbUHqIJspyiZ2DYYonDKa6tTdEKMi_vax3qFeYw7Au2hyK1AQc5KIsnXoA-I9GapzDLV2HNfoihMN5T2DaYEv2TgjmjhRQ0jolcI6Qh6x0wYSO_UabE9TFF30HcGSXHK602ePznQkUb_6H99C66sbhydc7LpVAnaCpOo62Lemkc0NmQpZzeXv2Ni8gTkCVltMuk8oindkAAGn39-Z7ob7Xnq9FzGhNCBdTfOrF2cBgsYsKoV6sIVa377ibXbq86SbS5yCiOaXYJkDeZTk~>


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and Editorial Code 
<https://clicks.moneysavingexpert.com/f/a/TS6fsEvWoeWhjSxGnHnsVw~~/AAAHahA~/2XEWnhY3ihZQTa-YHnCF9-6CfRez_NNoWbMkuyWO-OBUvY4f-NXDbMx8Q7PXGvHO1Tvp6Fc_bOu4Ov9Flh-qnrKaj8xpI6hVUbQY8ezo0y7_akEaK57OUvr4cEBtaWxx9J1XSc5r8No09Ez-SP4ejXVcPqm0_E3oafK5XNAtavG3ckW194McW9RpbsvgbpsZ_u6Dg2Z2mH5ZSLvZ9nGDheV7RJMFpwj3ofL3BBV5UhSzGiQJJdhNEy29JhwxKp2heSvj-FvdneOj4VznYkbvrOu4hIMR7tUdj1AX9bTeeNsiLlOVXEQRZqmlv4Chlok61KXUhoFirSVOFw1-cKvWEmAx5N0HAfBc_wlcp4SETSD63_v1YdOMx5u3H7X-Wpl1> 
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Privacy 
<https://clicks.moneysavingexpert.com/f/a/bbquUEErtHKGzoPC5cbw8w~~/AAAHahA~/2XEWnhY3ihZQTa-YHnCF9-6CfRez_NNoWbMkuyWO-OBUvY4f-NXDbMx8Q7PXGvHOtItlVky4GEcrG2k4lSCm055jgz18qb--22iOyS65etThQqShTzbWlFKNDZDRoxm1oJLMBfMCS1GlrKN9SNt2BKd9l2y38jIpnvJjGv9gWRXyRbMzWjaYW28bSGq79g5q_WsKZZy_FZEl19Jaa2iS2pd35jcn_Wnn1ajg47z13NhxRx-DddEEX11RyYimHGZj9oWaImOVP6_ndl0vd3-JfZCGpl2jA67Eo6z-VhYjVBYnVmraA_XbuI_iOMGTAT1npsyoQ_DHlq9K29mT3UOFCCUGmFuqwPcWA8GZLAof_jQG2kbYWoncLTX_30v7SXfB> 
policy   |  Terms 
<https://clicks.moneysavingexpert.com/f/a/q52UurmZyS-ivctawlJUUA~~/AAAHahA~/7tod7HaqiVJC5tz2WTe-Wght65S6f80-1oK6Ff1VxATe1vVrAmbp-acxY4rpe6easEerOb-A0-CyxY4cdMsR9plfDc6anvZ5Bdef1ELXx4iIkrt3R1tUBKQUNN7vBJQmtCEiYrFiPix_NqEeyRGRB2zk0Liq6Tnr8RJouNAizluhgfCYsjoIE0jFsdS9e0crbNnVzgLOmN15p2hLq2Izm3kO-pjoFoIMo0H0k_7hfgj00O3ckpFeqCX1_HPtm8WqR2fjuhahHiIvrGM6GqwQdBkp4CWuhZIBKXsggjJR_EU3dVK1paDX8T9XzDEN0Hl25T6EJ7K-L_bLtartx1lc2ltdaqGeP2OT5GZuGaJZRLtpkh4Mwe8rBNHKhrQ5cWbYJ9E2iqQ70Zhl41SgCEJTMQ~~> 
& conditions   |  Editorial 
<https://clicks.moneysavingexpert.com/f/a/L-Y5ySSAJY_1kHdks6Txxw~~/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaPZcyZAa4UqNahbaGLv8Z8KnXaXDj_0TrS-C9IUmCWAtZ7cBNlqVmvmtk4wwZ9OA8nR0e67FltVOUSLjwe--8b9m_Yblliy9Xm2o1qPw99hGoSnkh2t8hCXeB6ccwSpRUY0emHJYJzcVg2PvKlEamr6OqXwDP78KnKrX8lZfkfaxUrzHRqztPX-H2ReylGUckCxrNdvBpCqdpHxHl_CmEhwqJC4ikRNHvn4iblEqebkidR9kzpwvMLsbGdffs_fyuxt3vBL3BpqnswMpeaKleTGEF0gGzrQSf5lOKJLp5N53Eg0grzAizjj4_ctQFtC9ach> 
Code   |  How 
<https://clicks.moneysavingexpert.com/f/a/YpySqhHcXEQKidKfW-b4UA~~/AAAHahA~/Ry03OPoLvq9uaQUylYbGSQhX0uivA3Re_NSr7kyVvtk6p5g8gbg1u9BnQ-oC9Dte8di0fA4lNiOzLWzFBFXhAIJc9nuz6htoCRApe6A5NJZZ-XnbilgmK8NNBRDS3zbg9_CkiAZI4mll8qJCE-EAapX_NAEJrylu-Hlj4lvdGb2x4zMHFjRkUgWU_EO5vcjSU-0uhYvm4rmr-M26TPSHUg2yFcefMcvvNI8Nh3UP9ZKZikTui6wgE293lPdjnqa-zVC9l5Dx465GkHqUAo86yYOP6X1SqjtxqrViQYKuXg4X324NTi_3vG5Yevc9zwjd7ynk11PhWO02x7SHikDVc9_MRYv92Me-t48vArg07j4Ra_sZXyZQA0kaujpVniE0QFOHiejpuCGtwmpvB2-M8w~~> 
MSE is financed


Privacy 
<https://clicks.moneysavingexpert.com/f/a/ICbkXnhzcLxZo6ZlGsHBfw~~/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaPZf_yAjhOcidX8UGZ9d0c-JLvsxbWRHcPr1fH6KF2G4H9QRSgF19o1lGIAqV2veJOM8Q6F7L9ZuvFJMhkhVgBQiIevCIeprT7oyOBXgrmjjKyErMgm2evNH2iSHhIkzYOcDQgDaiRJcRMTHRtyiB41paPMUoocaRNnt_mZyp6VZa_zFctx2b_VXWFmnnfqG2Yj-m-KtyT_tWlN5gbjwpaNVBAEMC_uNUZLqmdbnhhPy12neDvvYJcEZ5wyj8KayfE6Qfwn_lQC6_U31kFeOs5r7hojrteduS9fp75-ZOGjknpHXPbZExYKb9rIgDU_ddw6> 
policy
Terms 
<https://clicks.moneysavingexpert.com/f/a/QFDFV3A6vNyh_NYCXHlqlw~~/AAAHahA~/7tod7HaqiVJC5tz2WTe-Wght65S6f80-1oK6Ff1VxATe1vVrAmbp-acxY4rpe6easEerOb-A0-CyxY4cdMsR9plfDc6anvZ5Bdef1ELXx4iIkrt3R1tUBKQUNN7vBJQmtCEiYrFiPix_NqEeyRGRB2zk0Liq6Tnr8RJouNAizluhgfCYsjoIE0jFsdS9e0crbNnVzgLOmN15p2hLq2Izm3kO-pjoFoIMo0H0k_7hfgj00O3ckpFeqCX1_HPtm8WqR2fjuhahHiIvrGM6GqwQdBkp4CWuhZIBKXsggjJR_EU3dVK1paDX8T9XzDEN0Hl2SooEZLfSPAT6QCxuwjlmJcNF306YAcz-AHQAPnMOXXWkxcttbRrFEi5Ll-G4rOEeeL2vDDEos1c-8bJ84a2V6g~~> 
& conditions
Editorial 
<https://clicks.moneysavingexpert.com/f/a/Y8ePPGo7fGJ8JOfINlZTlA~~/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaPZcyZAa4UqNahbaGLv8Z8KnXaXDj_0TrS-C9IUmCWAtZ7cBNlqVmvmtk4wwZ9OA8nR0e67FltVOUSLjwe--8b9m_Yblliy9Xm2o1qPw99hGoSnkh2t8hCXeB6ccwSpRUY0emHJYJzcVg2PvKlEamr6OqXwDP78KnKrX8lZfkfaxUrzHRqztPX-H2ReylGUckCxrNdvBpCqdpHxHl_CmEhwqJC4ikRNHvn4iblEqebkidSjVi1azX0mWWL-4L0Ekimfz3yI7w9AdWCaAcb8aTOxEU8G96wtPz_MyPPJOLIZCMiHvOLJwAF_Kbtqm0DwQMJU> 
Code
How 
<https://clicks.moneysavingexpert.com/f/a/TLMCfci7AwSFioOp0EVJ8Q~~/AAAHahA~/Ry03OPoLvq9uaQUylYbGSQhX0uivA3Re_NSr7kyVvtk6p5g8gbg1u9BnQ-oC9Dte8di0fA4lNiOzLWzFBFXhAIJc9nuz6htoCRApe6A5NJZZ-XnbilgmK8NNBRDS3zbg9_CkiAZI4mll8qJCE-EAapX_NAEJrylu-Hlj4lvdGb2x4zMHFjRkUgWU_EO5vcjSU-0uhYvm4rmr-M26TPSHUg2yFcefMcvvNI8Nh3UP9ZKZikTui6wgE293lPdjnqa-zVC9l5Dx465GkHqUAo86yYOP6X1SqjtxqrViQYKuXg4X324NTi_3vG5Yevc9zwjdcQehk7IfLgOOoxRXl4MByG874JQjYDIV1q9aerAsvNa7yIVxqDiuCyM2cGssfFtRZ4OzsQB0jhzIvmi5LcTtBQ~~> 
MSE is financed


 <https://clicks.moneysavingexpert.com/f/a/aRAhNZSIJtvA6qsw8s50VQ~~/AAAHahA~/mdZb9qL0OK04pAIzTRPrc3Cup1w_9QVCaDh1HuwM4DsG0XJRiWulzX64ZDOiZ2z67oYYV5f3KJyW8D4J2X0xtL1EdXp7r9zkT3DkUjfNOJ1C_GtTjcV9FCRLRBZ-RkqTbt6x3XH9fzbYJjZCuCsLzA~~> 
<https://clicks.moneysavingexpert.com/f/a/MYwPTnpHgK-iFBmuTA7JKQ~~/AAAHahA~/SwU_plW_z5jE7GUozCXjsDGqKzYrvDJyj9wRZo5RO1dDZa_RXjGKCj4iEq6uHjixSCM2mtbBkFjsFDaHvDcbFk1snPf9YK4rA0EDRp4IwedDU_-InCul-NNz5nRyUCaO> 
<https://clicks.moneysavingexpert.com/f/a/zEeBOi0TrRkGf4nMtyeYPQ~~/AAAHahA~/AmkCmDfolqf0cKYnvl-lRWZF1xB-tPHeU24H1GHvGJPhzJebyxS0Nrq7Hwbuay0EKJs6wjWPvrOtEkIMWKDnS96rKJmKIp9l4OvXc7_pegEvjZP6jxp_fUmwUX89ZCEfaI9Eb5oQyW6t4z0S1Tx_nw~~>

Email reference ID: af765dcab64eac6bd7d8a64374190d41a31f4372




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Hi there, <br><br>=0A=
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You said you'd like MoneySavingExpert to keep you updated with what's =
happening around reclaiming mis-sold car finance...=0A=
<br><br>=0A=
...and today, there's news. The regulator, the Financial Conduct =
Authority, has just this evening announced the details of the redress =
scheme, which could see more than =C2=A37.5 billion returned to =
consumers. We're working through what it means for you - and everything =
you need to know will be in our <a =
href=3D"https://clicks.moneysavingexpert.com/f/a/lUmcours3xVHacqso3iZYQ~~=
/AAAHahA~/sThwYOjtUZ0UBpIJqU-LeV7o4SFyko5vYUOAONl4pc0Y1awOrsjdpDyCaOTOxpK=
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xbylnn8BAFHeRg79OL1VNoqFLuaxp498YswgCuhv29ys1D6PT5LPWNFy" =
target=3D"_blank" style=3D"color: #273157"><strong>FCA announces mass =
redress scheme for car finance news story</strong></a>. Head there for =
the latest, including Martin's instant reaction video explainer.=0A=
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Thanks,<br>=0A=
MSE Team=0A=
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MoneySavingExpert.com Ltd is a company registered in England and Wales. =
Registered number: 8021764. Registered office: One Dean Street, London, =
W1D 2EP.=0A=
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cellpadding=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" align=3D"center" =
role=3D"presentation">=0A=
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              <td bgcolor=3D"#FFFFFF" valign=3D"top" =
style=3D"font-family:'Helvetica Neue','Arial', sans-serif; font-weight: =
bold; font-size: 12px; color: #485279; line-height: 16px; padding: 16px =
10px 0px 10px; line-break: auto" align=3D"center" class=3D"desktop"> =0A=
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                  <a =
href=3D"https://clicks.moneysavingexpert.com/f/a/bbquUEErtHKGzoPC5cbw8w~~=
/AAAHahA~/2XEWnhY3ihZQTa-YHnCF9-6CfRez_NNoWbMkuyWO-OBUvY4f-NXDbMx8Q7PXGvH=
OtItlVky4GEcrG2k4lSCm055jgz18qb--22iOyS65etThQqShTzbWlFKNDZDRoxm1oJLMBfMC=
S1GlrKN9SNt2BKd9l2y38jIpnvJjGv9gWRXyRbMzWjaYW28bSGq79g5q_WsKZZy_FZEl19Jaa=
2iS2pd35jcn_Wnn1ajg47z13NhxRx-DddEEX11RyYimHGZj9oWaImOVP6_ndl0vd3-JfZCGpl=
2jA67Eo6z-VhYjVBYnVmraA_XbuI_iOMGTAT1npsyoQ_DHlq9K29mT3UOFCCUGmFuqwPcWA8G=
ZLAof_jQG2kbYWoncLTX_30v7SXfB" style=3D"color:#485279; text-decoration: =
none;" target=3D"_blank">Privacy&nbsp;policy</a>=0A=
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                  &nbsp;&nbsp;|&nbsp;&nbsp;<a =
href=3D"https://clicks.moneysavingexpert.com/f/a/q52UurmZyS-ivctawlJUUA~~=
/AAAHahA~/7tod7HaqiVJC5tz2WTe-Wght65S6f80-1oK6Ff1VxATe1vVrAmbp-acxY4rpe6e=
asEerOb-A0-CyxY4cdMsR9plfDc6anvZ5Bdef1ELXx4iIkrt3R1tUBKQUNN7vBJQmtCEiYrFi=
Pix_NqEeyRGRB2zk0Liq6Tnr8RJouNAizluhgfCYsjoIE0jFsdS9e0crbNnVzgLOmN15p2hLq=
2Izm3kO-pjoFoIMo0H0k_7hfgj00O3ckpFeqCX1_HPtm8WqR2fjuhahHiIvrGM6GqwQdBkp4C=
WuhZIBKXsggjJR_EU3dVK1paDX8T9XzDEN0Hl25T6EJ7K-L_bLtartx1lc2ltdaqGeP2OT5GZ=
uGaJZRLtpkh4Mwe8rBNHKhrQ5cWbYJ9E2iqQ70Zhl41SgCEJTMQ~~" =
style=3D"color:#485279; text-decoration: none;" =
target=3D"_blank">Terms&nbsp;&&nbsp;conditions</a>=0A=
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                  &nbsp;&nbsp;|&nbsp;&nbsp;<a =
href=3D"https://clicks.moneysavingexpert.com/f/a/L-Y5ySSAJY_1kHdks6Txxw~~=
/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaP=
ZcyZAa4UqNahbaGLv8Z8KnXaXDj_0TrS-C9IUmCWAtZ7cBNlqVmvmtk4wwZ9OA8nR0e67FltV=
OUSLjwe--8b9m_Yblliy9Xm2o1qPw99hGoSnkh2t8hCXeB6ccwSpRUY0emHJYJzcVg2PvKlEa=
mr6OqXwDP78KnKrX8lZfkfaxUrzHRqztPX-H2ReylGUckCxrNdvBpCqdpHxHl_CmEhwqJC4ik=
RNHvn4iblEqebkidR9kzpwvMLsbGdffs_fyuxt3vBL3BpqnswMpeaKleTGEF0gGzrQSf5lOKJ=
Lp5N53Eg0grzAizjj4_ctQFtC9ach" style=3D"color:#485279; text-decoration: =
none;" target=3D"_blank">Editorial&nbsp;Code</a>=0A=
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                  &nbsp;&nbsp;|&nbsp;&nbsp;<a =
href=3D"https://clicks.moneysavingexpert.com/f/a/YpySqhHcXEQKidKfW-b4UA~~=
/AAAHahA~/Ry03OPoLvq9uaQUylYbGSQhX0uivA3Re_NSr7kyVvtk6p5g8gbg1u9BnQ-oC9Dt=
e8di0fA4lNiOzLWzFBFXhAIJc9nuz6htoCRApe6A5NJZZ-XnbilgmK8NNBRDS3zbg9_CkiAZI=
4mll8qJCE-EAapX_NAEJrylu-Hlj4lvdGb2x4zMHFjRkUgWU_EO5vcjSU-0uhYvm4rmr-M26T=
PSHUg2yFcefMcvvNI8Nh3UP9ZKZikTui6wgE293lPdjnqa-zVC9l5Dx465GkHqUAo86yYOP6X=
1SqjtxqrViQYKuXg4X324NTi_3vG5Yevc9zwjd7ynk11PhWO02x7SHikDVc9_MRYv92Me-t48=
vArg07j4Ra_sZXyZQA0kaujpVniE0QFOHiejpuCGtwmpvB2-M8w~~" =
style=3D"color:#485279; text-decoration: none;" =
target=3D"_blank">How&nbsp;MSE&nbsp;is&nbsp;financed</a>=0A=
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            <!--[if mso]><!-->=0A=
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0;height: 0;visibility: hidden;" class=3D"mobile">=0A=
                <table width=3D"100%" align=3D"center" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" role=3D"presentation">=0A=
                  <tr>=0A=
                    <td style=3D"font-family:'Helvetica Neue','Arial', =
sans-serif; font-weight: bold; font-size: 12px; color: #485279; =
line-height: 20px;padding: 32px 16px 0px 16px;">=0A=
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                          <div style=3D"border-top:1px solid =
#F4F3F5;border-bottom:1px solid #F4F3F5;padding:16px 0px;"><a =
href=3D"https://clicks.moneysavingexpert.com/f/a/ICbkXnhzcLxZo6ZlGsHBfw~~=
/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaP=
Zf_yAjhOcidX8UGZ9d0c-JLvsxbWRHcPr1fH6KF2G4H9QRSgF19o1lGIAqV2veJOM8Q6F7L9Z=
uvFJMhkhVgBQiIevCIeprT7oyOBXgrmjjKyErMgm2evNH2iSHhIkzYOcDQgDaiRJcRMTHRtyi=
B41paPMUoocaRNnt_mZyp6VZa_zFctx2b_VXWFmnnfqG2Yj-m-KtyT_tWlN5gbjwpaNVBAEMC=
_uNUZLqmdbnhhPy12neDvvYJcEZ5wyj8KayfE6Qfwn_lQC6_U31kFeOs5r7hojrteduS9fp75=
-ZOGjknpHXPbZExYKb9rIgDU_ddw6" style=3D"color:#485279; text-decoration: =
none;" target=3D"_blank">Privacy&nbsp;policy</a></div>=0A=
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                          <div style=3D"border-bottom:1px solid =
#F4F3F5;padding:16px 0px;"><a =
href=3D"https://clicks.moneysavingexpert.com/f/a/QFDFV3A6vNyh_NYCXHlqlw~~=
/AAAHahA~/7tod7HaqiVJC5tz2WTe-Wght65S6f80-1oK6Ff1VxATe1vVrAmbp-acxY4rpe6e=
asEerOb-A0-CyxY4cdMsR9plfDc6anvZ5Bdef1ELXx4iIkrt3R1tUBKQUNN7vBJQmtCEiYrFi=
Pix_NqEeyRGRB2zk0Liq6Tnr8RJouNAizluhgfCYsjoIE0jFsdS9e0crbNnVzgLOmN15p2hLq=
2Izm3kO-pjoFoIMo0H0k_7hfgj00O3ckpFeqCX1_HPtm8WqR2fjuhahHiIvrGM6GqwQdBkp4C=
WuhZIBKXsggjJR_EU3dVK1paDX8T9XzDEN0Hl2SooEZLfSPAT6QCxuwjlmJcNF306YAcz-AHQ=
APnMOXXWkxcttbRrFEi5Ll-G4rOEeeL2vDDEos1c-8bJ84a2V6g~~" =
style=3D"color:#485279; text-decoration: none;" =
target=3D"_blank">Terms&nbsp;&&nbsp;conditions</a></div>=0A=
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                          <div style=3D"border-bottom:1px solid =
#F4F3F5;padding:16px 0px;"><a =
href=3D"https://clicks.moneysavingexpert.com/f/a/Y8ePPGo7fGJ8JOfINlZTlA~~=
/AAAHahA~/rsR3IM5m4PLBlWdlqSVCkmcGz6b3izWZgvzM3G0JbnvA2hS7C7Y1H8cZdalHoaP=
ZcyZAa4UqNahbaGLv8Z8KnXaXDj_0TrS-C9IUmCWAtZ7cBNlqVmvmtk4wwZ9OA8nR0e67FltV=
OUSLjwe--8b9m_Yblliy9Xm2o1qPw99hGoSnkh2t8hCXeB6ccwSpRUY0emHJYJzcVg2PvKlEa=
mr6OqXwDP78KnKrX8lZfkfaxUrzHRqztPX-H2ReylGUckCxrNdvBpCqdpHxHl_CmEhwqJC4ik=
RNHvn4iblEqebkidSjVi1azX0mWWL-4L0Ekimfz3yI7w9AdWCaAcb8aTOxEU8G96wtPz_MyPP=
JOLIZCMiHvOLJwAF_Kbtqm0DwQMJU" style=3D"color:#485279; text-decoration: =
none;" target=3D"_blank">Editorial&nbsp;Code</a></div>=0A=
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                          <div style=3D"border-bottom:1px solid =
#F4F3F5;padding:16px 0px;"><a =
href=3D"https://clicks.moneysavingexpert.com/f/a/TLMCfci7AwSFioOp0EVJ8Q~~=
/AAAHahA~/Ry03OPoLvq9uaQUylYbGSQhX0uivA3Re_NSr7kyVvtk6p5g8gbg1u9BnQ-oC9Dt=
e8di0fA4lNiOzLWzFBFXhAIJc9nuz6htoCRApe6A5NJZZ-XnbilgmK8NNBRDS3zbg9_CkiAZI=
4mll8qJCE-EAapX_NAEJrylu-Hlj4lvdGb2x4zMHFjRkUgWU_EO5vcjSU-0uhYvm4rmr-M26T=
PSHUg2yFcefMcvvNI8Nh3UP9ZKZikTui6wgE293lPdjnqa-zVC9l5Dx465GkHqUAo86yYOP6X=
1SqjtxqrViQYKuXg4X324NTi_3vG5Yevc9zwjdcQehk7IfLgOOoxRXl4MByG874JQjYDIV1q9=
aerAsvNa7yIVxqDiuCyM2cGssfFtRZ4OzsQB0jhzIvmi5LcTtBQ~~" =
style=3D"color:#485279; text-decoration: none;" =
target=3D"_blank">How&nbsp;MSE&nbsp;is&nbsp;financed</a></div>=0A=
                      =0A=
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            <!--<![endif]-->          =0A=
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height=3D"32">&nbsp;</td>=0A=
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          <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" bgcolor=3D"#FFFFFF" role=3D"presentation">=0A=
            <tr>=0A=
              <td align=3D"center" style=3D"padding-bottom: 20px;">=0A=
                <table cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" role=3D"presentation">=0A=
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                      <td width=3D"36" valign=3D"bottom" =
align=3D"center">=0A=
                        <a =
href=3D"https://clicks.moneysavingexpert.com/f/a/aRAhNZSIJtvA6qsw8s50VQ~~=
/AAAHahA~/mdZb9qL0OK04pAIzTRPrc3Cup1w_9QVCaDh1HuwM4DsG0XJRiWulzX64ZDOiZ2z=
67oYYV5f3KJyW8D4J2X0xtL1EdXp7r9zkT3DkUjfNOJ1C_GtTjcV9FCRLRBZ-RkqTbt6x3XH9=
fzbYJjZCuCsLzA~~"><img alt=3D"Facebook" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/653f9490201ff1323eec3a4c/original.png?1698665616" width=3D"36" =
height=3D"auto" border=3D"0" style=3D"display: block;height: auto; =
width: 36px;"></a>=0A=
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                        <td width=3D"16">&nbsp;</td>=0A=
                      =0A=
                      <td width=3D"36" valign=3D"bottom" =
align=3D"center">=0A=
                        <a =
href=3D"https://clicks.moneysavingexpert.com/f/a/MYwPTnpHgK-iFBmuTA7JKQ~~=
/AAAHahA~/SwU_plW_z5jE7GUozCXjsDGqKzYrvDJyj9wRZo5RO1dDZa_RXjGKCj4iEq6uHji=
xSCM2mtbBkFjsFDaHvDcbFk1snPf9YK4rA0EDRp4IwedDU_-InCul-NNz5nRyUCaO"><img =
alt=3D"X" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/653f94901403682e12eabc49/original.png?1698665616" width=3D"36" =
height=3D"auto" border=3D"0" style=3D"display: block;height: auto; =
width: 36px;"></a>=0A=
                      </td>=0A=
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                        <td width=3D"16">&nbsp;</td>=0A=
                      =0A=
                      <td width=3D"36" valign=3D"bottom" =
align=3D"center">=0A=
                        <a =
href=3D"https://clicks.moneysavingexpert.com/f/a/zEeBOi0TrRkGf4nMtyeYPQ~~=
/AAAHahA~/AmkCmDfolqf0cKYnvl-lRWZF1xB-tPHeU24H1GHvGJPhzJebyxS0Nrq7Hwbuay0=
EKJs6wjWPvrOtEkIMWKDnS96rKJmKIp9l4OvXc7_pegEvjZP6jxp_fUmwUX89ZCEfaI9Eb5oQ=
yW6t4z0S1Tx_nw~~"><img alt=3D"Instagram" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/653f94904655a23138449a11/original.png?1698665616" width=3D"36" =
height=3D"auto" border=3D"0" style=3D"display: block;height: auto; =
width: 36px;"></a>=0A=
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cellpadding=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" align=3D"center" =
role=3D"presentation">=0A=
            <tr>=0A=
              <td class=3D"leftAlign" style=3D"font-weight: normal; =
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