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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Have you changed jobs, Robert?
Date: Thu, 16 Oct 2025 13:25:48 +0100
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Combine your pensions today into one simple online plan. 
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Hi Robert,



Have you switched jobs over the last few years? If so, you may have a couple 
of pension pots floating around. You can combine those old pensions into 
your chosen PensionBee plan - it’s easy!

Here are some of the benefits of consolidating your pensions...


*	Greater visibility over your total retirement savings, with 24/7 access to 
your pension balance from your favourite device.
*	No paperwork to store away. We’re proud to be a paperless pension 
provider, so you can find all your digital documents in our app or online.
*	Simplicity of managing your later life savings from one place. You can 
switch plans and make contributions in a few clicks.




It only takes a couple minutes to complete your sign up.


Combine your pensions today


With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




  <https://res.cloudinary.com/pensionbee/image/upload/q_auto,fl_lossy,f_auto/v1680533352/lifesearch/spot-trusted.png>


Get life insurance. We’ve partnered with LifeSearch so you can help protect 
the most important people in your life, providing peace of mind should the 
unexpected happen.




Have a question?

Get in touch with our friendly UK team.







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020 3457 8444
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top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
img{width:87px!important;height:auto!important}.em_w195 =
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(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/avToLXVfZCgLBunIueRDCImuTZYCmc4=
ABybsuBvhppQ-OCXp1ggd8t-Ae8OGySHC_LKCgpKT3Qs3pcpbd34oZ1VcrTB8qn39nSIt88EO=
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sRWpysIKfUMiSAwbEa-/13">View in browser</a></td> </tr> <tr> <td =
height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/1Twph74FSuONVaFnY1urh9c-uaLE9fIJ=
vQsLgPd7oaIoDbLDenldmOYJMapucD5ILw-0XzRzciPTmewVQMLE_G1Q49VIKnoiVGaqDeK2A=
T1AJWM_gNcovlNdcVsA61v4Rjf65wTycLSxybQ6IjrZPHFLJktcIF2wZAZytZGGLfjTujmDaF=
68pI2FmtJxI4Sj0atbPFHzDC5QTFLbCDo186AX-v7I8MMu3-nR_9cjmOi_zRLGPKWCFgVa-6G=
lZaJmKiiUltLeoW-cW64Mr201QaEXYNPPKjnqgIN_MxPhkk0fPGTKsiPp_e0Ykucm9PyMQDsM=
10LYvXTohMwGhJ8wpDVwn7OPTInKD-Jw96oefsdmgCBtNkCYFx4C30zhDbg9HoL4NTMJo99ps=
3ORWWQ1mSRm7fC_0y0A6G_snHKy_FLIqpEFxDaUU7BirT53bjELHg/vHloFJL0lxwZ-Nxye-2=
qCwPPZKMgDeWg/13" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/jVNdRsDF453VuPHLHQCXxX4eKZShBMC2=
I8A1-ysF0RFRk1DxKb5lQPOcYdbmb4D4Nk_2qG2zmitKnoNLZoarke-xytYvPb4HWW-qIi1a8=
1aKyLwWB1GAQ_eGCQfZzLe6Os5k0eLMl7Ni0KSHDej6ugmYEUq7jRG-J6VVu-AwqsB1eTN_nd=
bMg9WaH8MgCg4Cn9Adrb7abief0Ta9w5C8U-b1W9uML4ZrsYUumlFvqRih71xjRRg7YaiQk9q=
81B4mHWDuP4fgSK66DZv3LbQ3uGBYPDAbUt6_aazMGh4SqfSM1DybRQYI2anHRnHjWz1GTYoT=
yY_NaFVMhPDO37n0FJ0qFkF3J-PzWkqIU0ib2Q7-nrEFEkPNDgru8H76d41_tIBpYpLCTV_xU=
UDr_d3-pyjOnR2EhZhQ6epglK4_eqxRE7SdYXm7yXv3ZMzQu-cVnA/k3wVAwjD0Y15642Yx_5=
Kv6-jk1faBWq4/13" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/iJ0_rUnY16_gPcc9ZMTgbWkbwGCTqW5S=
EDRTdgtGRZ4I3jiHDBhpZ6LxPD9836yVHOQUNLgHl3fxK-XSE6ivy6NM33N5734OZDnzd9FM8=
9ZouwGZ75MANLugr7EdWQil7c-yPbFSw_o3GA0fI7mkew78lpORk-q6dipUDBRMNbfCUjQwOe=
heVbOH1q54AT3XzRTB6so5ZzAPBId7DVIhCOjQ3MmUFGIrdPADzJeTOwXVp4X-gkQGZNMECLz=
8AHqHTN7ccXrzCNoB3RQszjumehLZZrndEdKZZ0vuVt3rY8lVd-vj2blUp4hscvXDJv4i-IsQ=
F3NAc3eTXndDlYV6iR4DY1I5gYPRNETAt4UITu6Mnmr9Jhkkh9rNBYliATUcPSjxrxHq0oMbA=
kUn-jNZSJV3k_dcMYaj7q9vWhMg93MbY8YB89XTbgyVsBUNpFITt5Ly/-DfJvx16mGkHBD7XL=
mm0QlLQKlOK0GQf/13" target=3D"_blank"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1738160345/ema=
ils/2025/Have_you_changed_jobs__1.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br><br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Have you switched jobs over the last =
few years? If so, you may have a couple of pension pots floating around. =
You can combine those old pensions into your chosen PensionBee plan - =
it=E2=80=99s easy!<br><br>Here are some of the benefits of consolidating =
your pensions...</span></span></p></div></div></td></tr></table><table =
class=3D"list_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;colo=
r:#3a342c;direction:ltr;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;font-size:16px;font-weight:400;letter-spacing:=
0;line-height:1.5;text-align:left;mso-line-height-alt:24px"><tr><td =
class=3D"pad"><div style=3D"margin-left:-20px"><ul start=3D"1" =
style=3D"margin-top:0;margin-bottom:0;list-style-type:revert"><li =
style=3D"Margin:0"> <strong>Greater visibility</strong> over your total =
retirement savings, with 24/7 access to your pension balance from your =
favourite device.</li><li style=3D"Margin:0">No paperwork to store away. =
We=E2=80=99re proud to be a <strong>paperless pension provider</strong>, =
so you can find all your digital documents in our app or online.</li><li =
style=3D"Margin:0">Simplicity of managing your later life savings from =
one place. You can switch plans and make contributions<strong> in a few =
clicks</strong>.</li></ul> =
</div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-3" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#3a342c;line-=
height:1.2"><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px"><span =
style=3D"word-break: break-word; font-size: 16px;">It only takes a =
couple minutes to complete your sign =
up.</span></p></div></div></td></tr></table><table class=3D"button_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"><a =
href=3D"https://links.pensionbee.com/s/c/FQ-0IwSKzcexPenfFwWc9idLx64IqpTM=
iYxl4IiNgZ4tgMykoYh7xshu-yC8cfodNEK5KPO2mcrucoEjpjpCDTsllCdq__IxDlQAFJ1Oa=
goGfDkaOQZbiC6OG_WSw48WQ0H6nup0G_Or3t2jBdPNSYlXdTP-rOvRtL4pQtlPFoN7hiJ0GF=
aX5viKvJCdfl5CNpiFo_B1slZxp9zJTkLrwtSD7WwQcyd26TlE9GkNjS2Wiyw7qEpylft4V3d=
C8e1lChIH5iFEGHLJAfJ-TVG44K1n8vuVZ1hoQAANnfAV24VGFsjIssQ8SYMP_u6llrEBY4Y0=
VMkITAMCYcr8P8mNukn3vaDsO7IfKCeoe2RkjRFfYLC3hf0Bndxgp6_EQB-pQaZyy1IyGd13i=
BFTXZCkMytL2Hv0OTxNbIwTTf0Km6_oby72Im_bA-gucbwX-gkL1DPb/ZLcSbXYmlC4yjMox_=
HJmR00PW-Qnws4A/13" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/T8f4lsR1yD8CuTZCb46Ah9xBWVc-C4f4=
LoacPGz49BNVdhB-dR-LCZRFyn747qgbEFM8GhSlIWDOanPjh2usEeAotGevNr6cynh_nlrYI=
Isi1LD49GX64fog0MZWKfjcmRc7LPwPvoTrzdMlzoa245Tbiv5TzcxXaY3wp9ViBLv5Ofumt5=
L7yDtBygyE4XklNRRhVc3qad4ofSkJv1zCubODInFH2BRQj4LkzW2gyytDW8-BAxpNOyF_qIT=
VGbO-yCNVoIrk050kxZ6B0-Wg91ylLdkNrK0kG-RiMTVzPe7rBP-E5gKKVDANlEqACG9fTvs1=
HJo5KA/BmApXGaeOPpLYB0yJHUX5q6zp2MPRmbO/13" =
style=3D"height:47px;width:269px;v-text-anchor:middle;" arcsize=3D"26%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
mso-shading: transparent; border-bottom: 0px solid transparent; =
border-left: 0px solid transparent; border-radius: 12px; border-right: =
0px solid transparent; border-top: 0px solid transparent; color: =
#3a342c; display: inline-block; font-family: Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"word-break: break-word; line-height: 32px;"><strong>Combine =
your pensions today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table><table class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"image_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"right"><div =
style=3D"max-width:60px"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/q_auto,fl_lossy=
,f_auto/v1680533352/lifesearch/spot-trusted.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"60" alt =
title height=3D"auto"></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:22.5px"> <span =
style=3D"word-break: break-word; font-size: 15px;">Get life insurance. =
We=E2=80=99ve partnered with <a =
href=3D"https://links.pensionbee.com/s/c/rzYCv7y8MPq8DV80h4IIQP4l9wLf-o4O=
KRggNmKBwDMINNseOPWZZ4TJUU0JtZrSIIhdygXdGVbHxAtUFvFqdNKZwO8sHy5KSt_0ietRW=
iX9KVgWuYTBqeBszEzmONimHbd1vkGGwaQ7fpIptvs1iF-06BtMRKSEBgkVNUsbSem9m2dGR9=
qbKohmLcrB1cTXjlxZVISg9yME0l2LcjzvhfTTwlZ3xUGjdDsHxaV5uUCCXRTMqrzz72cNezU=
g2G4ZvkPV2qezjPq90UdHckrF1Gym88DqNx2BcoLATT8CC_-0eJWprlagMjRi_wko1g9KXYIR=
FOiOi_M_AcpQf_MybO8jXSyCD_zR2iv5a4Jb0DDUF18pBF-eMAEUTNDQx8pJps8Xwz1Z3adnq=
pd8QUTNYk4_h-pGnuaTrVyMpoFb5EJB7lesENIqnnf3cnnHz-vGv3V5GJx8KjaYh5LjobYKWP=
bNX1pydoXBzGwzWmoPw-nDgbAjgTrIT3iCYvmX4ehrKHx1b4LiN3AIPHGzZXZunemOFO_maUZ=
6i0K_ekhuV_71ntxB8LBdgDREqTkD2XgwHhw62MW1YPm4A7nKyqNP4EfEFcMPMy16RKlitb98=
z-m-8HF0VieKBX30vptrBjwPaSVW2yzJ7RIMouVJHM8TBU-YPETn1Mbpbs_xfFlsjgG8SUkzW=
zz_BpKeDl1SNZ5Zrv9fWaAGQx7SDTduDQ4KZY9Wj4MBUlV8Wliyf7U42NeE0R0/mYU8-k-ekU=
JZOFpiHRYHAoD8kdelcoE7/13" target=3D"_blank" style=3D"text-decoration: =
none; color: #007db7;" rel=3D"noopener">LifeSearch</a> so you can help =
protect the most important people in your life, providing peace of mind =
should the unexpected =
happen.</span></p></div></div></td></tr></table></td></tr></tbody></table=
></td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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class=3D"row-content stack" align=3D"center" border=3D"0" =
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gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
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cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
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Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-6" align=3D"center" =
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style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
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column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
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cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
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valign=3D"middle"><img alt=3D"" border=3D"0" =
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/k2VnH8tGESINY7re1dOeT9HSCPfwXPdS=
zO0kAoZjG_QW-31EB7R_0KdbIdBU20VMBTykRrJLHhcCAeqDtVITCz2VTmd1Wxnd7ygjzuS_C=
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ncWnYKnuQxY/WLkW-yDxSNCzbfHi7TUhrLgoU8oTrwlk/13" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
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font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
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</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/VrFCXz2aqT-_7p7Hu5TsIEa8NgtSWgVb=
LmJj_e-JIdYi0A6fyg7UC7J8dAjlMn4vdxqKaDlIzhTWCDAq8Z0tPxeVLlq3IqhCxV_9mrrHX=
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dr3UUtC-FdYH21c8FU6pP8-loRORTyn2vre95qo4ZF_ylsbjBmvttRbWfDQod6ByM-8C1WR9T=
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4MFctnRBi2Aj_PKpwzEfs7EGOrZTeiTqU8N7GD6qsFjZz/-85XxVFgBFn1fSazeLpAw0Ze_ea=
GuUrA/13" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
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href=3D"https://links.pensionbee.com/s/c/AmbHAPNE3doatB-mqaCNgYsAcNH6IXiw=
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f8XGK/13" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
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</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/ttgc1A6eSbtW93J7-6V6oclAV7ADgQS2=
4RjuoZDoY-oGm1sZhmKTEA2fcxAwZ7PcgoVhJr2_k9iiZ-viBQZKA7yiafPKqAeWEJAMgN-50=
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style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/E-XTC0tCrLGbX6ZAojej71YGnHAjzh_i=
rWhZQ49kfk1XajtKwhL2nfcrT81M5YKuGNcq6XcWh7PKoUdZ2aCbttfEtzdxb0OO2RfJUcIx1=
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/w1sSBclbXB3z8TAze-dNKDhywFP3vsAI=
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