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From: "PayPal" <PayPal@emails.paypal.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?You=E2=80=99re_eligible_to_apply_for_Pay?=
=?utf-8?Q?Pal_Credit?=
Date: Thu, 19 Dec 2024 08:30:45 -0000
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List-Unsubscribe: <https://click.emails.paypal.com/subscription_center.aspx?jwt=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJtaWQiOiI1MjYwMDI3MjEiLCJzIjoiMjA3MzAxMTk4IiwibGlkIjoiNiIsImoiOiI1MTY4MTQiLCJqYiI6IjY4NjMiLCJkIjoiMTIwMDIzIn0.FtSsYRUQk-x9VdBp3pyBcRDC5_J0NhtfFmDe6Bgwyhc>, <mailto:leave-fdb5121f2d205921-fe3016707267047c741d78-fec61171736c0579-fe3611727364047f721671-ff2812787367@leave.emails.paypal.com>
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<https://click.emails.paypal.com/open.aspx?ffcb10-fec61171736c0579-fe591d7075600c7b7012-fe3611727364047f721671-ffc912-fe3016707267047c741d78-ff2812787367&d=120023&bmt=0>
Bob Home - Enjoy 0% for 4 months when your basket reaches £99+View
Online
<https://view.emails.paypal.com/?qs=8172e1889a62b4de7ed7ad906d1e38894035791db850b3b483095523abe4db7a479399cb56212c8001d6e1c8ed53e4170ac4d69978102dd19edb6c5a12f5f42156b1daa4cc68bf571578d16edb694173>
<https://click.emails.paypal.com/u/?qs=6beb743472917e3297e065839fb4bbda4a72caa77291c7b68131168d2ec36af4d353acb0eae6fc0f54dc507a359f346acf650ce4116aa365dc92f39fb6607651>
<https://click.emails.paypal.com/u/?qs=6beb743472917e32453479b5c6aed35fcda5762a607e4e8cc2c6af68f8acdf4256429192947374db91bacb009c369bfe997237a48994d763111aa8ee84b72a91>
Unwrap 0% interest for 4 months and earn a reward
Looking to make a bigger purchase this side of Christmas? Check out with
PayPal Credit and get 4 months with 0% interest on every purchase £99 or
more.
Plus if you see our £20 offer in checkout, apply, and are approved for
PayPal Credit, you can get £20 the next time you check out with PayPal.
Offer valid for new PayPal Credit accounts 28 October - 31 December. See
terms below.*
Learn More
<https://click.emails.paypal.com/u/?qs=6beb743472917e32bca3d2ee6ddde5e007570cee046541d29fe66a8670569c6c950de732444b121994f2944fff4e89196cc104779d2f8d004a692e8e31c9c8ed>
PayPal Credit is a regulated credit product. It is like a credit card and
gives you a credit limit which can be used for promotional offers. During
the 4 months’ offer period you must make your minimum monthly payment or
your 0% offer may be removed. Any remaining balance due after the offer
period or any transactions under £99 will be charged interest at your
standard variable rate.
<https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/61b1ee3576f0473ea04f86166fc8f4b1/spacer.gif>
Representative example
Representative
23.9% APR
(variable)
Interest rate
23.9% p.a.
(variable)
Assumed credit limit
£1,200
Your actual interest rate and credit limit may vary depending on your
individual circumstances.
Credit subject to status. Terms and conditions apply. UK residents only.
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Best Retail Finance Provider
PayPal Credit secured the title of Best Retail Finance Provider at the 2024
Smart Money People’s Consumer Credit Awards for the third year straight.
<https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/473456-en_GB-Credit_Reuse_Banner2-640-EM.png>
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<https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/footer_bar_2x_new.png>
<https://click.emails.paypal.com/u/?qs=6beb743472917e32bea62f15e1dc3cd80996046434fd59d1b8189f88ee5f5c317c2c269462be2ee9c2a895a514953c5e2324629c440f9bcb54acde44c15d78f4>
Help
<https://click.emails.paypal.com/u/?qs=6beb743472917e32fccc9e38e5818ac4f559dbb6254cc159055fb6ecb2142a6d61782c12164fb91ab793262c2600c910503b9d7ebb1ad307004fcdf3ed46f7be>
| Contact
<https://click.emails.paypal.com/u/?qs=6beb743472917e320e1f317fd4d2cc521af16e728b23378c30e3dcc3ab02b31d8922b2c7113e53a346bde96cf6f1ab6ffea28680ff7ad24d4040edff1cc2826e>
| Security
<https://click.emails.paypal.com/u/?qs=6beb743472917e321e478ba631e3ab7202da4b097c3851921a7930040c5c71287edc7da7bc407708948b21e8d593ebe176d4b479a9fcf4bd24e90127cbd228cc>
| App
<https://click.emails.paypal.com/u/?qs=6beb743472917e32d0e7061b7353f0d33e5d8e2a3baed2ed9b8c0677ff0eb2d50afc7fd649c9b73ecb148fe6532e7ef5419c5c5d0ab363a1fbc6c57a5ae03cb5>
| Offers
<https://click.emails.paypal.com/u/?qs=6beb743472917e3215a4514d7b30972d60f7172d09d6e354f03795323ccf3634c8692bcd276a3c45cf9345b4dd541ebb4d9e7dabfa0405fef9be4588d82e2ac2>
<https://click.emails.paypal.com/u/?qs=6beb743472917e329c453e9c2bcce8cb3854e179f7262317f122dbd7874b15c7da8d5d57374a8f13e063a1e6ecf7d331a71c50846a9e96da8baa442c88cb7799>
<https://click.emails.paypal.com/u/?qs=6beb743472917e3248af9619afc8707c1fed2e64d3429e0c99c1f39c455be56f84ceff12e6b09e8c1a04b3c2805d84cc3a2085ab5c94884469f20efc10734741>
<https://click.emails.paypal.com/u/?qs=6beb743472917e3253ed9b5fe811b2b458e4487debff7ec6d4049a054989b6a0a86001b4a18d37f7bbdbfa7f7b40a3ccba52ab22ee10c430ab7f8e28359f307b>
*By participating in PayPal's PayPal Credit New Customer Offer (the
"Programme"), you agree to the following terms and conditions ("Terms").
1. Offer Period. The Programme starts at 8 a.m. Greenwich Mean Time ("GMT")
on 28 October 2024 and ends at 11.59p.m. GMT on 31 December 2024 (the "Offer
Period").
2. Redemption Period. Reward will expire at 11:59 p.m. BST on 30 April 2025
(the "Redemption Period").
3. Eligibility and overview. To be an eligible participant (an "Eligible
Participant"), each participant must: (1) be eighteen (18) years of age or
older; (2) be a resident in the UK; (3) have a UK personal PayPal account in
good standing (a "Valid Account") during the Offer Period and Redemption
Period; and (4) receive an authorised invitation to participate in the
Programme in a checkout session (typically where the checkout basket is
£30-£650 and PayPal Credit instalments are not available but eligibility
for/those who receive such invitation will be determined solely by PayPal).
For the purposes of this paragraph, "good standing" shall mean the Eligible
Participant is not in breach of these Terms and the User Agreement
<https://click.emails.paypal.com/u/?qs=6beb743472917e325f4363b16fae1a9e18ece98a0bb927c4e5e985a7ad0bda418e6f4fd0b97653052cdcacabfd4b57449a89cddf0108d73889c613d35bc193db>
, and will continue to comply with these Terms and the User Agreement
<https://click.emails.paypal.com/u/?qs=6beb743472917e3280b883df0eba15260f7571db149a178a47a950f3e0433f3c3c15a8e8e7ccd32426c5ac416754430be7953cf48ef8903fa60df05d74a29ba3>
for the duration of the Programme.
4. How it works. To qualify for the Reward (as defined below), Eligible
Participants must complete all of the following during the Offer Period: 1)
Apply for PayPal Credit from a checkout session in which the Programme is
presented to them; and (2) once approved, open a PayPal Credit Account.
5. Receiving the Reward. The reward amount is £20 GBP (twenty pounds) (the
"Reward"). Once the steps described in section 4 above are completed and
verified, the Reward will be applied to the checkout session from which the
Eligible Participant applied for and accepted PayPal Credit. Any unused
Reward will be made available to successful Eligible Participants in their
Valid Account within approximately 1 (one) day of earning the Reward
(although it may be available sooner). Successful Eligible Participants will
also receive an email informing them that the Reward is available in their
Valid Account and of the Reward expiry date. During the Offer Period, there
is a limit of 1 Reward per new PayPal Credit Account.
6. Using the Reward. The Reward will be automatically applied the next time
you check out using PayPal and must be redeemed by 11:59 p.m. BST on 30
April 2025. The Reward does not constitute electronic money, is not deemed
part of your PayPal balance, has no cash value and cannot be redeemed for
cash, or transferred out of the Eligible Participant's Valid Account. The
Reward is separate and different to PayPal balance. It is a 'Special Funding
Arrangement' subject to the User Agreement
<https://click.emails.paypal.com/u/?qs=6beb743472917e323a884ac7929fa6d9ad1f15707834a8e164789bc738f6ea5f9c4c3e99260580cd00111067c5de0e2817bdcbf662daa8a9b5160bca6ea8a612>
. Any remaining Reward amount will be available for future purchases during
the Redemption Period. Should the total purchase amount exceed the Reward
value, then you must add a payment method to your Valid Account in order to
fund any remaining balance and redeem the Reward.
7. Returning an item purchased using a Reward. If item(s) purchased using a
Reward are returned:
(i) If the Redemption Period has not ended, the value of the Reward will be
returned to the Rewards section of the Valid Account and will be available
for use by the Eligible Participant until the end of the Redemption Period.
(ii) If the Redemption Period has ended, the value of the Reward used in the
purchase will not be refunded. PayPal will refund any money spent in excess
of the Reward amount to the payment method used to complete the purchase.
8. Changes to Rewards and other Rewards conditions
A Valid Account must remain in good standing from the time of participation
through Reward fulfilment, as reasonably determined in PayPal's reasonable
discretion. Subject to giving reasonable notice to the relevant Eligible
Participant where possible, PayPal may provide an alternate Reward of equal
value if it is unable for any reason to fulfil the Reward.
PayPal reserves the right to review any account or transaction related to
this Programme, for any reasonable cause and upon such notice as is
reasonable under the circumstances without notice, and delay completion of
the Reward. Before delaying or cancelling the Reward, PayPal will give the
Eligible Participant reasonable prior notice, where possible and
practicable, and the possibility to object to the decision.
9. Additional terms Any questions relating to the Programme will be resolved
in PayPal's reasonable discretion. Its decisions related to the offer will
be final and binding. PayPal reserves the right to limit, cancel, suspend or
modify this Programme in part or in its entirety at any time. If we do so,
we will provide you with reasonable notice.
Similar offers may run at the same time; qualification for this Programme
does not constitute qualification for any other offer. PayPal is not
responsible and/or liable if any e-mail, Reward, purchase, referral or
Programme-related materials or correspondence are lost, fraudulent, stolen,
late, incomplete, illegible, interrupted, delayed, altered, defective,
misdirected, tampered with, or irregular in any way or if any Eligible
Participant's e-mail address, Valid Account, or other contact information
does not work, is deleted, or is changed without participant giving prior
written notice to PayPal. The Programme is void where prohibited or if the
Eligible Participant's account or transactions are fraudulent, abusive, not
completed through legitimate channels, or irregular in any way.
10. Privacy: Participants may obtain access to a copy of the PayPal's
privacy policy available here
<https://click.emails.paypal.com/u/?qs=6beb743472917e3222e6b0068d183e65edb3c4ef3c3613e0374182faba2856a0314644af1ed26d4ca68eb9cfdee3d9fed288a130aa6dae5a93d117f3273f3ee4>
or contacting PayPal if they have questions or requests about the exercise
of their rights, privacy and data protection.
11. Governing law and jurisdiction. These Terms are governed by England and
Wales law. By participating in the Programme, entrants agree to be bound by
these Terms and the User Agreement
<https://click.emails.paypal.com/u/?qs=6beb743472917e324a3f7a5ac37c95f0940ea7840196c58c3da77046c098db9ba3b1654061a6474351b6b2416be2e4569ee917fc7934c3fab39c2b4fa3c35618>
. The courts of England shall have non-exclusive jurisdiction to settle any
dispute or claim arising out of or in connection with these Terms and
Conditions. This does not limit your rights under mandatory statutory
consumer protection regulations and for you to bring proceedings before the
courts of the place where you are domiciled.
12. Promoter. Marketing services are provided by PayPal Pte Ltd, a company
incorporated in Singapore, with registered number 200509725E and registered
address at 5 Temasek Boulevard, #09-01, Suntec Tower Five, Singapore 038985.
Rewards are issued by PayPal UK Ltd., a company authorised and regulated by
the Financial Conduct Authority (FCA) as an electronic money institution
under the Electronic Money Regulations 2011 for the issuance of electronic
money (firm reference number 994790), in relation to its regulated consumer
credit activities under the Financial Services and Markets Act 2000 (firm
reference number 996405) and for the provision of Cryptocurrency services
under the Money Laundering, Terrorist Financing and Transfer of Funds
(Information on the Payer) Regulations 2017 (firm reference number 1000741).
Some of PayPal UK Ltd.'s products including PayPal Pay in 3 and PayPal
Working Capital are not regulated by the FCA. PayPal UK Ltd.'s company
number is 14741686 and its registered address is Whittaker House, Whittaker
Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
Not sure why you received this email? Learn more
<https://click.emails.paypal.com/u/?qs=6beb743472917e32f11e4545d3660e0aa0475027b674f2102619bda1fd5a539db5b6e87cdf2ceb7bb1bf4c1cc062673a7f2156f2d4850c7745b2f52356f273c1>
How do I know this is not a Phishing email?
Phishing emails tend to have generic greetings such as "Dear PayPal member".
Emails from PayPal will always contain your full name.
Find out more here
<https://click.emails.paypal.com/u/?qs=6beb743472917e321a24ec84f1c5da481e42a17baa7ff408d2737c2af8c5aa45f361ad45588439e0596defe40b6356d6c2ab67233916f69e07e5da3de0575cc7>
.
This email was sent to bob@sarahharvey.com, because your PayPal marketing
preferences are set to receive PayPal Credit emails. You can manage what you
receive from us here
<https://click.emails.paypal.com/u/?qs=6beb743472917e3238c597e15a5a3244533c1460fa20f8303e1e67a710b0fff7bce3737bd40cbc670b0a47a34cb2d92b19dd0ca5f4af5a34b806eac1ca77dbe4>
.
PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority
(FCA) as an electronic money institution (firm reference number 994790); in
relation to its regulated consumer credit activities (firm reference number
996405); and for the provision of cryptocurrency services (firm reference
number 1000741). Some products and services, such as PayPal Pay in 3 and
PayPal Working Capital, are not regulated by the FCA and may offer a lower
level of protection. Please read product terms for further details. PayPal
UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place,
London, United Kingdom, EC4M 7RD.
Copyright © 2024 PayPal, Inc. All rights reserved.492953 24287
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=20
</span>
</head>
<span style=3D"display: none;">
<span style=3D"display:none;">
=20
</span>
<span style=3D"display:none;">
=20
</span>=20
</span>
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id=3D"body" >
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<img =
src=3D"https://click.emails.paypal.com/open.aspx?ffcb10-fec61171736c0579-=
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=20
</div>
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cellspacing=3D"0" width=3D"100%" =
align=3D"center" role=3D"presentation" >
<tr>
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style=3D"min-width:320px; max-width:640px;" >
<tbody >
<tr>
<td>
<!----><span style=3D"color:black;">
</span><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><span =
style=3D"color:black;"></span></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- PH.PPE - Pre =
header Start --><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" data-blockname=3D"PH.PPE" =
role=3D"presentation" style=3D"" width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<th align=3D"center" class=3D"coldrop" =
style=3D"font-weight:normal;" valign=3D"middle" width=3D"500">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"left" style=3D"font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size:12px; =
color:#666666; padding: 10px 10px 10px 10px;" valign=3D"middle">
<b><span data-element=3D"ph.ppe_ps_1" style=3D"font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size:12px; =
color:#666666; line-height: 1.15;">Bob Home</span> </b> <span =
style=3D"font-family: SupremeLLTest-Regular, Helvetica, Arial, =
sans-serif; font-size:12px; color:#666666;line-height: 1.15;"> -</span> =
<span data-element=3D"ph.ppe_ssl_1" style=3D"font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size:12px; =
color:#666666; line-height: 1.15;">Enjoy 0% for 4 months when your =
basket reaches £99+</span></td></tr></table></th><th =
align=3D"center" class=3D"coldrop" style=3D"font-weight:normal;" =
valign=3D"top" width=3D"75">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"right" class=3D"view-online_ltr" =
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<a data-element=3D"ph.ppe_vo_1" data-linkto=3D"other" =
href=3D"https://view.emails.paypal.com/?qs=3D8172e1889a62b4de7ed7ad906d1e=
38894035791db850b3b483095523abe4db7a479399cb56212c8001d6e1c8ed53e4170ac4d=
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style=3D"color:#666666;text-decoration:underline;font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size:12px;" =
target=3D"_blank" title=3D"View Online">View =
Online</a></td></tr></table></th></tr></table></td></tr></table><!-- =
PH.PPE - Pre header End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: transparent; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- H4.PPE - =
PayPal Credit Header Start --><table align=3D"center" =
background=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/=
m/1/1_px_FE_image.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"H1.PPE" role=3D"presentation" width=3D"100%">
=20
<tr>
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src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/1_p=
x_FE_image.png" /> <v:textbox inset=3D"0,0,0,0"> <![endif]--><td =
align=3D"center" =
background=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/=
m/1/1_px_FE_image.png" style=3D"height: auto !important; =
background-size:100% !important; width: 100% !important; =
background-image:url('https://image.emails.paypal.com/lib/fe3611727364047=
f721671/m/1/1_px_FE_image.png') repeat;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"min-width:320px;" =
width=3D"100%">
=20
<tr>
<td align=3D"center" class=3D"nopad" style=3D"padding: 16px 0px =
13px 0px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
=20
<tr>
<td align=3D"center" style=3D"vertical-align: middle;padding: =
14px 0px 12px 0px;" valign=3D"middle">
<a data-blockname=3D"h4.ppe_logo" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3297e065839=
fb4bbda4a72caa77291c7b68131168d2ec36af4d353acb0eae6fc0f54dc507a359f346acf=
650ce4116aa365dc92f39fb6607651" style=3D"text-decoration: none; color: =
rgb(255, 255, 255);text-align: center;" target=3D"_blank" =
title=3D"PayPal Credit"><img alt=3D"PayPal Credit" height=3D"58" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/PP-=
Credit-logo-2x_new.png" style=3D"display: block; padding: 0px; height: =
58px; width: 257px; text-align: center; border: 0px;" =
width=3D"257"></a></td></tr></table></td></tr></table></td><!--[if gte =
mso]> </v:textbox> </v:rect> <![endif]--></tr></table><!-- H4.PPE - =
PayPal Credit Header End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- P1.PPE - =
Primary hero image Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"P1.PPE" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"center" bgcolor=3D"#FFFFFF" data-block=3D"editable" =
data-name=3D"supporting background color" data-type=3D"color" style=3D"" =
valign=3D"middle">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32453479b5c=
6aed35fcda5762a607e4e8cc2c6af68f8acdf4256429192947374db91bacb009c369bfe99=
7237a48994d763111aa8ee84b72a91" title=3D"Unwrap 0% interest for 4 months =
and earn a reward"><img alt=3D"Unwrap 0% interest for 4 months and earn =
a reward" data-assetid=3D"46820" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/492=
953_en_GB_UK_PPC_Acqu_Hero_image_640_EM.png" style=3D"display: block; =
text-align: center; font-family: pp-sans-big-regular, Helvetica, Arial, =
sans-serif; font-size: 18px; color: #0C0C0D; padding: 0px; height: auto; =
width: 100%;" width=3D"640"></a></td></tr></table></td></tr></table><!-- =
P1.PPE - Primary hero image End =
--></td></tr></table><!----><!----><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #FEFEFE; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width: 100%;"><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-bottom: 0px;"><!----><!-- P3.PPE - Primary hero Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"P3.PPE" role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"" style=3D"padding: 30px 55px 0px =
55px;" valign=3D"middle">
</td>
</tr>
</table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_heading_3" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, =
Arial, sans-serif;font-weight: 900;font-size: 36px;line-height: =
1.05;color: #000000; letter-spacing: -0.7px;">
Unwrap 0% interest for 4 months and earn a =
reward</p></td></tr></table></td></tr></table></td></tr></table><!----><!=
----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 20px 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: 'SupremeLLTest-Regular', Helvetica, Arial, sans-serif; =
font-size: 16px; font-weigh: 400; line-height: 1.4; color: #000000; =
letter-spacing: -0.3px;">
Looking to make a bigger purchase this side of Christmas? Check =
out with PayPal Credit and get 4 months with 0% interest on every =
purchase £99 or more.<br>
<br>
Plus if you see our £20 offer in checkout, apply, and are =
approved for PayPal Credit, you can get £20 the next time you =
check out with PayPal. Offer valid for new PayPal Credit accounts 28 =
October - 31 December. See terms =
below.*</p></td></tr></table></td></tr></table></td></tr></table><!----><=
/td></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-top: 0px;"><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!--[if mso]> =
<style type=3D"text/css"> #outlook_border_css{ border: 0 !important; =
border-style: none !important; } </style> <![endif]--><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" style=3D"" width=3D"100%">
=20
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" =
style=3D"max-width: 640px;" width=3D"640">
=20
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px =
55px 0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%">
=20
<tr>
<td align=3D"center" style=3D"padding: 2px 0px 2px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"vertical-align: top;">
=20
<tr>
<td align=3D"center" style=3D"font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size: =
18px;mso-line-height-rule:exactly; background: =
url('https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Templ=
ate_Module_Spacer_Image1.png') repeat; padding: 2px 2px 2px 2px; =
border-radius: 50px;" valign=3D"midle">
<div style=3D"mso-line-height-rule:exactly;">
<!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/uk/campaign/ppcofferdetails?utm_source=3Ds=
fmc&utm_medium=3Demail&utm_campaign=3DOW_EM_AH_MC_PS_INSERTINCENTIVECODE_=
202412_492953_PPC_Dec_Acquisition_HA_Drop2&sfmc_id=3DVYTP5UBK7ZQ3L&utm_co=
ntent=3DLearn_More_CTA1" fillcolor=3D"#030303" strokeweight=3D"1.5pt" =
strokecolor=3D"#FEFEFE" stroke=3D"t" style=3D"height:40.5pt; =
v-text-anchor:middle; mso-wrap-style:none; mso-fit-shape-to-text: =
true;" arcsize=3D"50%"><w:anchorlock/><center><![endi1f]--><a =
class=3D"oldotcom-border" data-element=3D"p3.ppe_ctabutton_1" =
data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32bca3d2ee6=
ddde5e007570cee046541d29fe66a8670569c6c950de732444b121994f2944fff4e89196c=
c104779d2f8d004a692e8e31c9c8ed" id=3D"outlook_border_css" =
style=3D"color:#FEFEFE;text-decoration:none;display:inline-block;font-fam=
ily: SupremeLLTest-Regular, Helvetica, Arial, sans-serif;font-size: =
18px;background-color:#030303;text-align:center;border-radius:50px;-webki=
t-text-size-adjust:none;padding: 16px 30px 16px 30px;line-height: =
1.1;font-weight: bold;background-color: #030303;" target=3D"_blank" =
title=3D"Learn More">Learn More</a> <!--[if mso]> </center> =
</v:roundrect> =
<![endif]--></div></td></tr></table></td></tr></table></td></tr></table><=
/td></tr></table></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
20px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
<tr>
</tr>
</table>
</td>
</tr>
</table></td></tr></table><!----><!----><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-top: 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_3" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular, Helvetica, Arial, =
sans-serif;font-size: 12px;line-height: 1.3;color: #707070;font-weight: =
450; letter-spacing: -0.3px;">
PayPal Credit is a regulated credit product. It is like a =
credit card and gives you a credit limit which can be used for =
promotional offers. During the 4 months’ offer period you must =
make your minimum monthly payment or your 0% offer may be removed. Any =
remaining balance due after the offer period or any transactions under =
£99 will be charged interest at your standard variable =
rate.</p></td></tr></table></td></tr></table></td></tr></table><!----><!-=
---><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 55px =
30px 55px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
<tr>
<td>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- P3.PPE - Primary hero End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"background-color: #FEFEFE; =
min-width: 100%; " class=3D"stylingblock-content-wrapper"><tr><td =
style=3D"padding: 0px; " class=3D"stylingblock-content-wrapper =
camarker-inner"><!-- B.PPE.30 =E2=80=94 30px Spacer Start --><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" data-blockname=3D"B4.PPE" role=3D"presentation" =
style=3D"" width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"max-width: 640px;" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<img alt=3D"" border=3D"0" data-element=3D"b4.ppe_image_1" =
height=3D"30" =
src=3D"https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/6=
1b1ee3576f0473ea04f86166fc8f4b1/spacer.gif" style=3D"display:block;" =
width=3D"40"></td></tr></table></td></tr></table><!-- B.PPE.30 =E2=80=94 =
30px Spacer End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #FEFEFE; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width: 100%;"><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-bottom: 0px;"><!----><!-- S23.PPE - Secondary credit details =
Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"S23.PPE" role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 0px =
0px 0px;" valign=3D"middle">
</td>
</tr>
</table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_1" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, Arial, =
sans-serif; font-weight: 900; font-size: 24px; line-height: 1.15; color: =
#000000;letter-spacing: -0.7px;">
Representative =
example</p></td></tr></table></td></tr></table></td></tr></table><!----><=
!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_1" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Representative</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_2" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, =
Arial, sans-serif;font-weight: 900;font-size: 24px;line-height: =
1.15;color: #000000;letter-spacing: -0.7px;">
23.9% APR</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
(variable)</p></td></tr></table><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240">
=09
<tr>
<td align=3D"center" style=3D"padding-top:20px; border-top: 1px =
solid #BFBFBF;" valign=3D"middle">
=
</td></tr></table></td></tr></table></td></tr></table><!----><!----><tabl=
e cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_3" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Interest rate</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_3" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, =
Arial, sans-serif;font-weight: 900;font-size: 24px;line-height: =
1.15;color: #000000;letter-spacing: -0.7px;">
23.9% p.a.</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_4" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
(variable)</p></td></tr></table><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240">
=09
<tr>
<td align=3D"center" style=3D"padding-top:20px; border-top: 1px =
solid #BFBFBF;" valign=3D"middle">
=
</td></tr></table></td></tr></table></td></tr></table><!----><!----><tabl=
e cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_5" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Assumed credit limit</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_4" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, =
Arial, sans-serif;font-weight: 900;font-size: 24px;line-height: =
1.15;color: #000000;letter-spacing: -0.7px;">
=
£1,200</p></td></tr></table></td></tr></table></td></tr></table><!-=
---><!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 0px 0px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_7" style=3D"margin: 0px; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-size: 12px; font-weigh: normal; line-height: 1.3; color: =
#707070;letter-spacing: -0.3px;">
Your actual interest rate and credit limit may vary depending =
on your individual circumstances.</p><p =
data-element=3D"s23.ppe_bodycopy_7" style=3D"margin: 0px; font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size: 12px; =
font-weigh: normal; line-height: 1.3; color: #707070;letter-spacing: =
-0.3px;">
Credit subject to status. Terms and conditions apply. UK =
residents =
only.</p></td></tr></table></td></tr></table></td></tr></table><!----></t=
d></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-top: 0px;"><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" width=3D"100%">
=20
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 0px 0px =
0px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table-sm" role=3D"presentation">
=20
<tr>
<td>
</td></tr></table></td></tr></table><!-- S23.PPE - Secondary =
credit details End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"background-color: #FEFEFE; =
min-width: 100%; " class=3D"stylingblock-content-wrapper"><tr><td =
style=3D"padding: 0px; " class=3D"stylingblock-content-wrapper =
camarker-inner"><!-- B.PPE.30 =E2=80=94 30px Spacer Start --><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" data-blockname=3D"B4.PPE" role=3D"presentation" =
style=3D"" width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"max-width: 640px;" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<img alt=3D"" border=3D"0" data-element=3D"b4.ppe_image_1" =
height=3D"30" =
src=3D"https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/6=
1b1ee3576f0473ea04f86166fc8f4b1/spacer.gif" style=3D"display:block;" =
width=3D"40"></td></tr></table></td></tr></table><!-- B.PPE.30 =E2=80=94 =
30px Spacer End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #F5F7FA; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width: 100%;"><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-bottom: 0px;"><!----><!-- P3.PPE - Primary hero Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"P3.PPE" role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"" style=3D"padding: 30px 55px 0px =
55px;" valign=3D"middle">
</td>
</tr>
</table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_heading_4" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular,'Century Gothic', Helvetica, =
Arial, sans-serif;font-weight: 900;font-size: 24px;line-height: =
1.15;color: #000000; letter-spacing: -0.7px;">
Best Retail Finance =
Provider</p></td></tr></table></td></tr></table></td></tr></table><!---->=
<!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 20px 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: 'SupremeLLTest-Regular', Helvetica, Arial, sans-serif; =
font-size: 16px; font-weigh: 400; line-height: 1.4; color: #000000; =
letter-spacing: -0.3px;">
PayPal Credit secured the title of Best Retail Finance Provider =
at the 2024 Smart Money People’s Consumer Credit Awards for the =
third year =
straight.</p></td></tr></table></td></tr></table></td></tr></table><!----=
></td></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-top: 0px;"><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 55px =
30px 55px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
<tr>
<td>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- P3.PPE - Primary hero End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- P1.PPE - =
Primary hero image Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"P1.PPE" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"center" bgcolor=3D"#FFFFFF" data-block=3D"editable" =
data-name=3D"supporting background color" data-type=3D"color" style=3D"" =
valign=3D"middle">
<img alt=3D"Best Retail Finance Provider" border=3D"0" =
class=3D"img" data-assetid=3D"46993" data-element=3D"p1.ppe_image_1" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/473=
456-en_GB-Credit_Reuse_Banner2-640-EM.png" style=3D"display: block; =
text-align: center; font-family: pp-sans-big-regular, Helvetica, Arial, =
sans-serif; font-size: 18px; color: #0C0C0D; padding: 0px; height: auto; =
width: 100%;" width=3D"640"></td></tr></table></td></tr></table><!-- =
P1.PPE - Primary hero image End =
--></td></tr></table><!----><!----><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #F5F7FA; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- B.PPE.30 =
=E2=80=94 30px Spacer Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"B4.PPE" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"max-width: 640px;" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<img alt=3D"" border=3D"0" data-element=3D"b4.ppe_image_1" =
height=3D"30" =
src=3D"https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/6=
1b1ee3576f0473ea04f86166fc8f4b1/spacer.gif" style=3D"display:block;" =
width=3D"40"></td></tr></table></td></tr></table><!-- B.PPE.30 =E2=80=94 =
30px Spacer End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: transparent; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- FTR.Bar.PPE - =
Block Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" style=3D"width: 640px;" =
width=3D"640">
<tr>
<td =
background=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/=
m/1/Background_TQS_Image.png" valign=3D"middle">
<!--[if gte mso]> <v:rect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" stroke=3D"false" =
style=3D"width:480pt; height:70.5pt;"> <v:fill type=3D"frame" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Bac=
kground_TQS_Image.png" /> <v:textbox inset=3D"0,0,0,0"> <![endif]-->
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tr>
<td align=3D"center" class=3D"padside40" style=3D"height: auto =
!important; background-size:100% !important; width: 100% !important; =
padding: 5px 55px 5px 55px; =
background-image:url('https://image.emails.paypal.com/lib/fe3611727364047=
f721671/m/1/Background_TQS_Image.png') repeat;" valign=3D"middle">
<img alt=3D"Don't just pay, PayPal." border=3D"0" =
class=3D"img" height=3D"94" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/foo=
ter_bar_2x_new.png" style=3D"display: block; font-family: =
pp-sans-big-regular, Helvetica, Arial, sans-serif; font-size: 18px; =
color: rgb(12, 12, 13); padding: 0px; text-align: center; height: 94px; =
width: 290px;" width=3D"290">
</td>
</tr>
</table>
<!--[if gte mso]> </v:textbox> </v:rect> <![endif]-->
</td>
</tr>
</table>
<!-- FTR.Bar.PPE - Block Start End --></td></tr></table><!----><!---->
<!----><!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"background-color: #F5F6F7; min-width: =
100%; " class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: =
0px; " class=3D"stylingblock-content-wrapper camarker-inner"><!-- =
FTR.PPE - Static Footer block Start --><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"Footer" role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" bgcolor=3D"#FEFEFE" class=3D"darkmode_bg_white" =
style=3D"padding:0px 20px 0px 20px; background-color:#FEFEFE;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" style=3D"" =
width=3D"600">
=09
<tr>
<td align=3D"center" class=3D"nopad_lr" style=3D"padding: 10px =
35px 20px 35px;" valign=3D"middle">
<div style=3D"display:none !important;">
<!-- <tr> <td align=3D"center" height=3D"30" =
style=3D"line-height: 30px; font-size:0px;" valign=3D"top"> </td> =
</tr> <tr> <td align=3D"left" style=3D"padding-bottom:10px;" =
valign=3D"middle"> <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"107"> <tr> <td =
align=3D"left" valign=3D"middle" width=3D"42"> <a =
alias=3D"en_US_Facebook_Link" =
href=3D"https://www.paypal.com/cgi-bin/webscr?cmd=3D_pp-redir&id=3DM7JNFU=
HU8ZRVEGRN" target=3D"_blank" title=3D"Facebook"><img alt=3D"Facebook" =
border=3D"0" height=3D"26" =
src=3D"https://image.emails.paypal.com/lib/fe3311727364047f721674/m/1/Pla=
y_Store.png" style=3D"display:block; text-align: center; =
font-family:'PayPal-Open', Helvetica, Arial, sans-serif; font-size:12px; =
color:#0C0C0D;" width=3D"26"></a> </td> <td align=3D"left" =
valign=3D"middle" width=3D"42"> <a alias=3D"en_US_Twitter_Link" =
href=3D"https://www.paypal.com/cgi-bin/webscr?cmd=3D_pp-redir&id=3DMKZYSJ=
K9T58958H2" target=3D"_blank" title=3D"Twitter"> <img alt=3D"Twitter" =
border=3D"0" height=3D"26" =
src=3D"https://image.emails.paypal.com/lib/fe3311727364047f721674/m/1/App=
_Store.png" style=3D"display:block; text-align: center; =
font-family:'PayPal-Open', Helvetica, Arial, sans-serif; font-size:12px; =
color:#0C0C0D;" width=3D"26"></a> </td> </tr> </table> </td> </tr> =
--></div><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom: 15px;" =
valign=3D"middle">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"138">
=09
<tr>
<td align=3D"center" valign=3D"middle" width=3D"42">
<a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32bea62f15e=
1dc3cd80996046434fd59d1b8189f88ee5f5c317c2c269462be2ee9c2a895a514953c5e23=
24629c440f9bcb54acde44c15d78f4" target=3D"_blank" title=3D"PayPal"><img =
alt=3D"PayPal" border=3D"0" height=3D"50" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/PP_=
Logo_White_bg.png" style=3D"display:block; text-align: center; =
font-family:'PayPal-Open', Helvetica, Arial, sans-serif; font-size:12px; =
color:#0C0C0D;" width=3D"50"></a></td></tr></table></td></tr><tr>
<td align=3D"center" class=3D"font_12" =
style=3D"font-family:SupremeLLTest-Regular, Helvetica, Arial, =
sans-serif;font-size:14px;mso-line-height-rule:exactly;line-height:1.4;co=
lor: #008CFF;word-break: keep-all;padding-bottom: 15px;" =
valign=3D"middle">
<a class=3D"display-block" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32fccc9e38e=
5818ac4f559dbb6254cc159055fb6ecb2142a6d61782c12164fb91ab793262c2600c91050=
3b9d7ebb1ad307004fcdf3ed46f7be" =
style=3D"color:#000000;text-decoration:underline;white-space:nowrap;font-=
weight: bold;" target=3D"_blank" title=3D"Help">Help</a> <span =
class=3D"mob-hide divider" style=3D"color: =
#929496;"> | </span> <a class=3D"display-block" =
data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e320e1f317fd=
4d2cc521af16e728b23378c30e3dcc3ab02b31d8922b2c7113e53a346bde96cf6f1ab6ffe=
a28680ff7ad24d4040edff1cc2826e" =
style=3D"color:#000000;text-decoration:underline;white-space:nowrap;font-=
weight: bold;" target=3D"_blank" title=3D"Contact">Contact</a> <span =
class=3D"mob-hide divider" style=3D"color:#929496;"> | </span> =
<a class=3D"display-block" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e321e478ba63=
1e3ab7202da4b097c3851921a7930040c5c71287edc7da7bc407708948b21e8d593ebe176=
d4b479a9fcf4bd24e90127cbd228cc" =
style=3D"color:#000000;text-decoration:underline;white-space:nowrap;font-=
weight: bold;" target=3D"_blank" title=3D"Security">Security</a> <span =
class=3D"mob-hide divider" style=3D"color:#929496;"> | </span> =
<a class=3D"display-block" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32d0e7061b7=
353f0d33e5d8e2a3baed2ed9b8c0677ff0eb2d50afc7fd649c9b73ecb148fe6532e7ef541=
9c5c5d0ab363a1fbc6c57a5ae03cb5" =
style=3D"color:#000000;text-decoration:underline;white-space:nowrap;font-=
weight: bold;" target=3D"_blank" title=3D"App">App</a> <span =
class=3D"mob-hide divider" style=3D"color:#929496;"> | </span> =
<a class=3D"display-block" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3215a4514d7=
b30972d60f7172d09d6e354f03795323ccf3634c8692bcd276a3c45cf9345b4dd541ebb4d=
9e7dabfa0405fef9be4588d82e2ac2" =
style=3D"color:#000000;text-decoration:underline;white-space:nowrap;font-=
weight: bold;" target=3D"_blank" =
title=3D"Offers">Offers</a></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom: 15px;" =
valign=3D"middle">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"156">
=09
<tr>
<td align=3D"center" valign=3D"middle" width=3D"42">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e329c453e9c2=
bcce8cb3854e179f7262317f122dbd7874b15c7da8d5d57374a8f13e063a1e6ecf7d331a7=
1c50846a9e96da8baa442c88cb7799" target=3D"_blank" =
title=3D"Facebook"><img alt=3D"Facebook" height=3D"31" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Fav=
ebook_Black_Icon.png" style=3D"display: block; text-align: center; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-size: 12px; color: #0C0C0D; padding: 0px; height: 31px; width: =
31px;" width=3D"31"></a></td><td align=3D"center" valign=3D"middle" =
width=3D"42">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3248af9619a=
fc8707c1fed2e64d3429e0c99c1f39c455be56f84ceff12e6b09e8c1a04b3c2805d84cc3a=
2085ab5c94884469f20efc10734741" target=3D"_blank" title=3D"Twitter"><img =
alt=3D"Twitter" height=3D"31" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Twi=
tter_Black_Icon.png" style=3D"display: block; text-align: center; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-size: 12px; color: #0C0C0D; padding: 0px; height: 31px; width: =
31px;" width=3D"31"></a></td><td align=3D"center" valign=3D"middle" =
width=3D"42">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3253ed9b5fe=
811b2b458e4487debff7ec6d4049a054989b6a0a86001b4a18d37f7bbdbfa7f7b40a3ccba=
52ab22ee10c430ab7f8e28359f307b" target=3D"_blank" =
title=3D"Instagram"><img alt=3D"Instagram" height=3D"31" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Ins=
tagram_Black_Icon.png" style=3D"display: block; text-align: center; =
font-family: SupremeLLTest-Regular, Helvetica, Arial, sans-serif; =
font-size: 12px; color: #0C0C0D; padding: 0px; height: 31px; width: =
31px;" width=3D"31"></a></td></tr></table></td></tr><tr>
<td align=3D"left" style=3D"padding: 0px 0px 15px 0px;" =
valign=3D"middle">
<div style=3D"margin: 0px; font-family: =
SupremeLLTest-Regular, Helvetica, Arial, sans-serif; font-size:12px; =
mso-line-height-rule:exactly; line-height:1.35; color: #000000;">
*<b>By participating in PayPal's PayPal Credit New =
Customer Offer (the "Programme"), you agree to the following =
terms and conditions ("Terms").</b><br />
<br />
<b>1. Offer Period.</b>=C2=A0The Programme starts at 8 a.m. Greenwich =
Mean Time ("<b>GMT</b>") on 28 October 2024 and ends at =
11.59p.m. GMT on 31 December 2024 (the "<b>Offer =
Period</b>").<br />
<br />
<b>2. Redemption Period.</b>=C2=A0Reward will expire at 11:59 p.m. BST =
on <b>30 April 2025</b> (the "<b>Redemption Period</b>").<br =
/>
<br />
<b>3. Eligibility and overview.</b>=C2=A0To be an eligible participant =
(an "<b>Eligible Participant</b>"), each participant must: (1) =
be eighteen (18) years of age or older; (2) be a resident in the UK; (3) =
have a UK personal PayPal account in good standing (a "<b>Valid =
Account</b>") during the Offer Period and Redemption Period; and =
(4) receive an authorised invitation to participate in the Programme in =
a checkout session=C2=A0(typically where the checkout basket is =
=C2=A330-=C2=A3650 and PayPal Credit instalments are not available but =
eligibility for/those who receive such invitation will be determined =
solely by PayPal). For the purposes of this paragraph, "good =
standing" shall mean the Eligible Participant is not in breach of =
these Terms and the <b><a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e325f4363b16=
fae1a9e18ece98a0bb927c4e5e985a7ad0bda418e6f4fd0b97653052cdcacabfd4b57449a=
89cddf0108d73889c613d35bc193db" title=3D"User Agreement" =
style=3D"color: #000000;text-decoration:underline; font-weight: =
bold;">User Agreement</a></b>, and will continue to comply with these =
Terms and the <b><a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3280b883df0=
eba15260f7571db149a178a47a950f3e0433f3c3c15a8e8e7ccd32426c5ac416754430be7=
953cf48ef8903fa60df05d74a29ba3" title=3D"User Agreement" =
style=3D"color: #000000;text-decoration:underline; font-weight: =
bold;">User Agreement</a></b> for the duration of the Programme.<br />
<br />
<b>4. How it works.</b>=C2=A0To qualify for the Reward (as defined =
below), Eligible Participants must complete all of the following during =
the Offer Period: 1) Apply for PayPal Credit from a checkout session in =
which the Programme is presented to them; and (2) once approved, open a =
PayPal Credit Account.<br />
<br />
<b>5. Receiving the Reward.</b>=C2=A0The reward amount is =C2=A320 GBP =
(twenty pounds) (the "<b>Reward</b>"). Once the steps =
described in section 4 above are completed and verified, the Reward will =
be applied to the checkout session from which the Eligible Participant =
applied for and accepted PayPal Credit. Any unused Reward will be made =
available to successful Eligible Participants in their Valid Account =
within approximately 1 (one) day of earning the Reward (although it may =
be available sooner). Successful Eligible Participants will also receive =
an email informing them that the Reward is available in their Valid =
Account and of the Reward expiry date. During the Offer Period, there is =
a limit of 1 Reward per new PayPal Credit Account.<br />
<br />
<b>6. Using the Reward.</b>=C2=A0The Reward will be automatically =
applied the next time you check out using PayPal and must be redeemed by =
11:59 p.m. BST on <b>30 April 2025</b>.=C2=A0The Reward does not =
constitute electronic money, is not deemed part of your PayPal balance, =
has no cash value and cannot be redeemed for cash, or transferred out of =
the Eligible Participant's Valid Account. The Reward is separate and =
different to PayPal balance. It is a 'Special Funding =
Arrangement' subject to the <b><a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e323a884ac79=
29fa6d9ad1f15707834a8e164789bc738f6ea5f9c4c3e99260580cd00111067c5de0e2817=
bdcbf662daa8a9b5160bca6ea8a612" title=3D"User Agreement" =
style=3D"color: #000000;text-decoration:underline; font-weight: =
bold;">User Agreement</a></b><span>.</span> Any remaining Reward amount =
will be available for future purchases during the Redemption Period. =
Should the total purchase amount exceed the Reward value, then you must =
add a payment method to your Valid Account in order to fund any =
remaining balance and redeem the Reward.<br />
<br />
<b>7. Returning an item purchased using a Reward.</b> If item(s) =
purchased using a Reward are returned:<br />
(i) If the Redemption Period has not ended, the value of the Reward will =
be returned to the Rewards section of the Valid Account and will be =
available for use by the Eligible Participant until the end of the =
Redemption Period.<br />
(ii) If the Redemption Period has ended, the value of the Reward used in =
the purchase will not be refunded. PayPal will refund any money spent in =
excess of the Reward amount to the payment method used to complete the =
purchase.<br />
<br />
<b>8. Changes to Rewards and other Rewards conditions</b><br />
A Valid Account must remain in good standing from the time of =
participation through Reward fulfilment, as reasonably determined in =
PayPal's reasonable discretion. Subject to giving reasonable notice =
to the relevant Eligible Participant where possible, PayPal may provide =
an alternate Reward of equal value if it is unable for any reason to =
fulfil the Reward.<br />
<br />
PayPal reserves the right to review any account or transaction related =
to this Programme, for any reasonable cause and upon such notice as is =
reasonable under the circumstances without notice, and delay completion =
of the Reward. Before delaying or cancelling the Reward, PayPal will =
give the Eligible Participant reasonable prior notice, where possible =
and practicable, and the possibility to object to the decision.<br />
<br />
<b>9. Additional terms=C2=A0</b>Any questions relating to the Programme =
will be resolved in PayPal's reasonable discretion. Its decisions =
related to the offer will be final and binding. PayPal reserves the =
right to limit, cancel, suspend or modify this Programme in part or in =
its entirety at any time. If we do so, we will provide you with =
reasonable notice.<br />
<br />
Similar offers may run at the same time; qualification for this =
Programme does not constitute qualification for any other offer. PayPal =
is not responsible and/or liable if any e-mail, Reward, purchase, =
referral or Programme-related materials or correspondence are lost, =
fraudulent, stolen, late, incomplete, illegible, interrupted, delayed, =
altered, defective, misdirected, tampered with, or irregular in any way =
or if any Eligible Participant's e-mail address, Valid Account, or =
other contact information does not work, is deleted, or is changed =
without participant giving prior written notice to PayPal. The Programme =
is void where prohibited or if the Eligible Participant's account or =
transactions are fraudulent, abusive, not completed through legitimate =
channels, or irregular in any way.<br />
<br />
<b>10. Privacy:</b> Participants may obtain access to a copy of the =
PayPal's privacy policy available <b><a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3222e6b0068=
d183e65edb3c4ef3c3613e0374182faba2856a0314644af1ed26d4ca68eb9cfdee3d9fed2=
88a130aa6dae5a93d117f3273f3ee4" title=3D"here" style=3D"color: =
#000000;text-decoration:underline; font-weight: bold;">here</a></b> or =
contacting PayPal if they have questions or requests about the exercise =
of their rights, privacy and data protection.<br />
<br />
<b>11. Governing law and jurisdiction.</b>=C2=A0These Terms are governed =
by England and Wales law. By participating in the Programme, entrants =
agree to be bound by these Terms and the <b><a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e324a3f7a5ac=
37c95f0940ea7840196c58c3da77046c098db9ba3b1654061a6474351b6b2416be2e4569e=
e917fc7934c3fab39c2b4fa3c35618" title=3D"User Agreement" =
style=3D"color: #000000;text-decoration:underline; font-weight: =
bold;">User Agreement</a></b>. The courts of England shall have =
non-exclusive jurisdiction to settle any dispute or claim arising out of =
or in connection with these Terms and Conditions. This does not limit =
your rights under mandatory statutory consumer protection regulations =
and for you to bring proceedings before the courts of the place where =
you are domiciled.<br />
<br />
<span><b>12. Promoter.</b>=C2=A0Marketing</span> services are provided =
by PayPal Pte Ltd, a company incorporated in Singapore, with registered =
number 200509725E and registered address at 5 Temasek Boulevard, #09-01, =
Suntec Tower Five, Singapore 038985. Rewards are issued by PayPal UK =
Ltd., a company authorised and regulated by the Financial Conduct =
Authority (FCA) as an electronic money institution under the Electronic =
Money Regulations 2011 for the issuance of electronic money (firm =
reference number 994790), in relation to its regulated consumer credit =
activities under the Financial Services and Markets Act 2000 (firm =
reference number 996405) and for the provision of Cryptocurrency =
services under the Money Laundering, Terrorist Financing and Transfer of =
Funds (Information on the Payer) Regulations 2017 (firm reference number =
1000741). Some of PayPal UK Ltd.'s products including PayPal Pay in =
3 and PayPal Working Capital are not regulated by the FCA. PayPal UK =
Ltd.'s company number is 14741686 and its registered address is =
Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United =
Kingdom, TW9 1EH.</div></td></tr><tr>
<td align=3D"left" data-block=3D"editable" =
data-name=3D"Footer Copy 2" data-type=3D"richtext" style=3D"margin: =
0px;font-family: SupremeLLTest-Regular, Helvetica, Arial, =
sans-serif;font-size:12px;mso-line-height-rule:exactly;line-height:1.35;c=
olor: #000000;/* padding:20px 0px 0px 0px; */" valign=3D"middle">
Not sure why you received this email? <a =
data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e32f11e4545d=
3660e0aa0475027b674f2102619bda1fd5a539db5b6e87cdf2ceb7bb1bf4c1cc062673a7f=
2156f2d4850c7745b2f52356f273c1" =
style=3D"color:#000000;text-decoration:underline;font-weight: bold;" =
title=3D"Learn more">Learn more</a><br>
<br>
<b>How do I know this is not a Phishing email?</b><br>
<br>
Phishing emails tend to have generic greetings such as =
"Dear PayPal member". Emails from PayPal will always contain =
your full name.<br>
<br>
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e321a24ec84f=
1c5da481e42a17baa7ff408d2737c2af8c5aa45f361ad45588439e0596defe40b6356d6c2=
ab67233916f69e07e5da3de0575cc7" =
style=3D"color:#000000;text-decoration:underline;font-weight: bold;" =
title=3D"Find out more here">Find out more here</a>.<br>
<br>
This email was sent to bob@sarahharvey.com, because your =
PayPal marketing preferences are set to receive PayPal Credit emails. =
You can manage what you receive from us <a data-linkto=3D"other" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6beb743472917e3238c597e15=
a5a3244533c1460fa20f8303e1e67a710b0fff7bce3737bd40cbc670b0a47a34cb2d92b19=
dd0ca5f4af5a34b806eac1ca77dbe4" =
style=3D"color:#000000;text-decoration:underline; font-weight: bold;" =
title=3D"here">here</a>.<br>
<br>
PayPal UK Ltd is authorised and regulated by the Financial =
Conduct Authority (FCA) as an electronic money institution (firm =
reference number 994790); in relation to its regulated consumer credit =
activities (firm reference number 996405); and for the provision of =
cryptocurrency services (firm reference number 1000741). Some products =
and services, such as PayPal Pay in 3 and PayPal Working Capital, are =
not regulated by the FCA and may offer a lower level of protection. =
Please read product terms for further details. PayPal UK Ltd's company =
number is 14741686. Its registered office is 5 Fleet Place, London, =
United Kingdom, EC4M 7RD.<br>
<br>
Copyright © 2024 PayPal, Inc. All rights =
reserved.</td></tr><tr>
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SupremeLLTest-Regular, Helvetica, Arial, =
sans-serif;font-size:12px;mso-line-height-rule:exactly;line-height:1.35;c=
olor: #000000;">
492953 =
24287</div></td></tr></table></td></tr></table></td></tr></table><!-- =
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