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; Fri, 8 May 2026 09:47:44 +0100
Reply-To: "Grace Furrows" <grace@247-policy.uk>
From: "Grace Furrows" <grace@247-policy.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Your business has no keyman cover. Here's what that costs.
Date: Fri, 8 May 2026 09:36:09 +0100
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One key person. One unexpected absence. Could your business survive it? Find
out your options in 60 seconds.
⚠ Most businesses have no keyman cover in place From £10/month*
<https://mailersystem.co.uk/wp-content/uploads/2024/01/640xunlimited___thelifeprotectionteam.png>
Business Protection • Private Briefing
If your most critical employee died tomorrow, your business could be gone
within 90 days
Key person life insurance pays a tax-efficient lump sum directly into your
business the moment it's needed - covering lost profits, outstanding loans,
and the cost of recruiting a replacement. Most policies are active within
days, and premiums may be treated as a trading expense.
<http://tracking.247-policy.uk/tracking/click?d=8oye-h3wQFxUUUxxoUeP4U8Y__0w--Zl9yz4sjwWtDFfzWDAcQXLKwOJ3lUZ6x2J02NLsn-r4CgTnRhLJxRG-Rr1KK5k9qrhDOa4Cli4vayBWUzk_sMUe38b7XA8Qes-b7ZK1kUFauJkuBWba6g6yBM1>
Compare quotes for your business →
Takes 2 minutes • 100% online • Compare top UK insurers
<https://mailersystem.co.uk/wp-content/uploads/2024/01/600xunlimited___keypersonheroimage.png>
What key person cover protects against
✓ Lost revenue & profit shortfall✓ Business loan repayment
✓ Recruitment & training costs✓ Tax-efficient - may be a trading expense
✓ Lump sum paid direct to the business✓ Arranged quickly - no medicals in most cases
What could £10/month protect?*
Level term, life only, non-smoker, 10-year policy
30s
£318,767
cover
40s
£154,132
cover
50s
£57,010
cover
60s
£22,737
cover
"We had cover arranged in 3 days. When our sales director was diagnosed six
months later, the lump sum meant we could keep trading and find a
replacement without touching reserves."
— Managing Director, Engineering SME, West Midlands
<http://tracking.247-policy.uk/tracking/click?d=8oye-h3wQFxUUUxxoUeP4U8Y__0w--Zl9yz4sjwWtDFfzWDAcQXLKwOJ3lUZ6x2JBkUb0BWZyG_h53pK1R8ECGZCWfOaLQiJ6LxCaeWc4iLZc29T6BWguUcyxHg1FhhIZB9vt0fj6ZHFlk5WEgUjjRU1>
I want to protect my business →
No obligation • Free comparison • Speak to a specialist if needed
Policies from leading UK insurers
<https://mailersystem.co.uk/wp-content/uploads/2024/01/640xunlimited___lenderlogos580.png>
*£10 per month quoted rates are based on life-only level cover over 10 years
for a non-smoker in good health. Actual premiums depend on age, health,
smoker status, and cover amount required. Tax treatment depends on
individual circumstances and may be subject to change.
This email is for general information only and does not constitute financial
advice. Please consider your own business circumstances and seek regulated
advice where appropriate.
Unsubscribe from business updates
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One key person. One unexpected absence. Could your business survive =
it? Find out your options in 60 seconds.
=
‌ ‌ ‌ ‌ ‌ ‌&=
nbsp;‌ ‌ ‌ ‌ ‌ ‌&n=
bsp;‌ ‌ ‌ ‌ ‌ ‌&nb=
sp;‌ ‌ ‌ ‌ ‌ ‌
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⚠ Most businesses have no keyman =
cover in place
</td>
<td align=3D"right" class=3D"hide-mob" =
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From <strong =
style=3D"color:#ffffff;">=C2=A310/month*</strong>
</td>
</tr>
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<img =
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Business Protection • Private Briefing
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If your most critical employee died tomorrow, your =
business could be gone within 90 days
</h1>
<p =
style=3D"font-family:Arial,sans-serif;font-size:15px;line-height:1.65;col=
or:#475569;margin:0 0 20px 0;">
Key person life insurance pays a tax-efficient lump =
sum directly into your business the moment it's needed - covering lost =
profits, outstanding loans, and the cost of recruiting a replacement. =
Most policies are active within days, and premiums may be treated as a =
trading expense.
</p>
<!-- Primary CTA =E2=80=94 above fold -->
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Compare quotes for your business →
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<p =
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Takes 2 minutes • 100% online =
• Compare top UK insurers
</p>
</td>
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<h2 style=3D"font-family:Georgia,'Times New =
Roman',serif;font-size:19px;font-weight:700;color:#1a2332;margin:0 0 =
16px 0;">
What key person cover protects against
</h2>
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation">
<tr>
<td class=3D"stack" width=3D"48%" =
valign=3D"top">
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation">
<tr>
<td style=3D"padding:7px =
0;border-bottom:1px solid #e9eef5;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Lost revenue & profit shortfall</td>
</tr>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:7px =
0;border-bottom:1px solid #e9eef5;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Business loan repayment</td>
</tr>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:7px 0;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Recruitment & training costs</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td width=3D"4%" class=3D"hide-mob"></td>
<td class=3D"stack" width=3D"48%" =
valign=3D"top">
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation">
<tr>
<td style=3D"padding:7px =
0;border-bottom:1px solid #e9eef5;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Tax-efficient - may be a trading expense</td>
</tr>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:7px =
0;border-bottom:1px solid #e9eef5;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Lump sum paid direct to the business</td>
</tr>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:7px 0;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tr>
<td =
style=3D"font-family:Arial,sans-serif;font-size:16px;color:#0369a1;paddin=
g-right:8px;">✓</td>
<td =
style=3D"font-family:Arial,sans-serif;font-size:14px;color:#334155;line-h=
eight:1.5;">Arranged quickly - no medicals in most cases</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- =3D=3D=3D=3D=3D=3D=3D QUOTE STATS BOX =3D=3D=3D=3D=3D=3D=3D =
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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<tr>
<td style=3D"padding:22px 24px;">
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;font-weight:700;colo=
r:#0369a1;text-align:center;text-transform:uppercase;letter-spacing:0.8px=
;margin:0 0 6px 0;">
What could =C2=A310/month protect?*
</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;color:#64748b;text-a=
lign:center;margin:0 0 18px 0;">
Level term, life only, non-smoker, =
10-year policy
</p>
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation">
<tr>
<td class=3D"stack" width=3D"23%" =
align=3D"center" valign=3D"top" style=3D"padding:0 4px;">
<p class=3D"stat-num" =
style=3D"font-family:Georgia,'Times New =
Roman',serif;font-size:32px;font-weight:700;color:#0369a1;margin:0 0 2px =
0;">30s</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;font-weight:700;colo=
r:#1a2332;margin:0 0 2px 0;">=C2=A3318,767</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:11px;color:#94a3b8;margin=
:0;">cover</p>
</td>
<td class=3D"hide-mob" width=3D"1%" =
style=3D"border-right:1px solid #bae0fb;"> </td>
<td class=3D"stack" width=3D"23%" =
align=3D"center" valign=3D"top" style=3D"padding:0 4px;">
<p class=3D"stat-num" =
style=3D"font-family:Georgia,'Times New =
Roman',serif;font-size:32px;font-weight:700;color:#0369a1;margin:0 0 2px =
0;">40s</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;font-weight:700;colo=
r:#1a2332;margin:0 0 2px 0;">=C2=A3154,132</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:11px;color:#94a3b8;margin=
:0;">cover</p>
</td>
<td class=3D"hide-mob" width=3D"1%" =
style=3D"border-right:1px solid #bae0fb;"> </td>
<td class=3D"stack" width=3D"23%" =
align=3D"center" valign=3D"top" style=3D"padding:0 4px;">
<p class=3D"stat-num" =
style=3D"font-family:Georgia,'Times New =
Roman',serif;font-size:32px;font-weight:700;color:#0369a1;margin:0 0 2px =
0;">50s</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;font-weight:700;colo=
r:#1a2332;margin:0 0 2px 0;">=C2=A357,010</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:11px;color:#94a3b8;margin=
:0;">cover</p>
</td>
<td class=3D"hide-mob" width=3D"1%" =
style=3D"border-right:1px solid #bae0fb;"> </td>
<td class=3D"stack" width=3D"23%" =
align=3D"center" valign=3D"top" style=3D"padding:0 4px;">
<p class=3D"stat-num" =
style=3D"font-family:Georgia,'Times New =
Roman',serif;font-size:32px;font-weight:700;color:#0369a1;margin:0 0 2px =
0;">60s</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:13px;font-weight:700;colo=
r:#1a2332;margin:0 0 2px 0;">=C2=A322,737</p>
<p =
style=3D"font-family:Arial,sans-serif;font-size:11px;color:#94a3b8;margin=
:0;">cover</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
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=E2=80=94 Managing Director, Engineering =
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