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From: "Lloyds Bank" <donotreply@lloydsbank.co.uk>
To: <bob@sarahharvey.com>
Subject: You have an important new message in your Inbox
Date: Tue, 23 Dec 2025 23:16:36 -0000
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You have a new online document to view
<https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/png/tick_green.png>
We want you to recognise a fraudulent email if you receive one, so Lloyds
Bank will always greet you using either your name or the name of your
business and the last four digits of your account number: XXXX3506.
<https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/png/horse_logo.png>
<https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/png/bcb_text_logo.png>
You have a new online document to view
Sarah Harvey Limited,
We’ve sent the below to your Online for Business inbox:
Account name Account number ending Subject DateBUSINESS
ACCOUNT XXXX3506 Statement and Invoice 22 December 2025There
are two ways you can read your messages:
* On your computer. Log in to your Online for Business account. Then choose
the ‘Envelope’ icon on the top right of the page.
* On your Business banking app. Log in and choose the ‘Envelope’ icon on the
top left of your screen. Once you're in your inbox, select the document
you'd like to view. To print, share, or download it as a PDF, scroll all the
way to the bottom of the document. Keep scrolling until a green arrow
appears, then tap it to access.
Perks of being paper free:
* We'll send documents as PDFs, or in other similar formats, to your Online
for Business inbox instead of by post.
* You’ll always be able to find them - the documents will stay in your inbox
for 10 years from the day they're sent.
How does the inbox work if you have more than one Online for Business user?
* Everyone will have their own view of the inbox.
* If one person reads a document in their inbox, the others will still see
it as unread.
* New users will see documents from when they received online access, not
historic documents.
* The documents each person can see in their inbox may vary. This depends on
how much they’re allowed to see in Online for Business. Delegate Users and
View-Only Users will only see documents for the accounts they can get
online. They won’t see any correspondence for these accounts.
<https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/png/question_mark_white.png>
Further questions on what paper-free means for you?
<https://www.lloydsbank.com/business/help-and-support/account-management/paper-free.html>
<https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/png/browser_footer.png>
Important security information
It can be tricky to spot a scam message. We'll never send you an email with
a direct link to a page that wants you to log on, or give personal or
banking details.
If we send you an email, it will always include your name or business name
and the last four digits of an account that you hold with us.
If you're not sure that an email is from us, forward it to
emailscams@lloydsbank.co.uk <mailto:emailscams@lloydsbank.co.uk> and then
delete it.
To find out more on how to avoid scams and how to contact us, visit our
<https://www.lloydsbank.com/business/retail-business/protecting-yourself-from-fraud.html>
Business Fraud Hub or Commercial Fraud Hub
<https://www.lloydsbank.com/business/security.html?WT.ac=lloyds-business-homepage-help_and_support_tile-prevent_fraud>
.
Please note that any data sent via e-mail is not secure and could be read by
others.
Our service promise
If you experience a problem, we will always try to resolve it as quickly as
possible. Please bring it to the attention of any member of staff. Our
complaints procedures are published at
lloydsbank.com/business/contact-us.asp
<http://lloydsbank.com/business/contact-us.asp> .
If you have a hearing or speech impairment you can use Relay UK. More
information on the Relay UK Service can be found at: relayuk.bt.com/
<http://relayuk.bt.com/> .
Mobile banking app - use of mobile banking is subject to our Online for
Business Terms and Conditions - registration required. You will need a
smartphone running a recent version of iOS or Android operating system.
Please make sure you have downloaded the latest version of our app. Services
may be affected by phone signal and functionality.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN.
Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority under
Registration Number 119278.
Eligible deposits with us are protected by the Financial Services
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman
Service (FOS). Please note that due to FSCS and FOS eligibility criteria not
all business customers will be covered.
Lloyds Banking Group plc. Registered Office: The Mound, Edinburgh EH1 1YZ.
Registered in Scotland no. SC95000. Telephone: 0131 225 4555.
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065. Telephone 0207626 1500.
Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ.
Registered in Scotland no. SC327000. Telephone: 03457 801 801.
Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate Markets
plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in
England and Wales no. 10399850.
Scottish Widows Schroder Personal Wealth Limited. Registered Office: 25
Gresham Street, London EC2V 7HN. Registered in England and Wales no.
11722983.
Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc
are authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and Prudential Regulation Authority.
Scottish Widows Schroder Personal Wealth Limited is authorised and regulated
by the Financial Conduct Authority.
Lloyds International, Lloyds Bank International, Lloyds International
Private Banking and Lloyds Bank International Private Banking are registered
business names of Lloyds Bank Corporate Markets plc in Jersey and the Isle
of Man.
Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate Markets
Wertpapierhandelsbank GmbH and is a wholly-owned subsidiary of Lloyds Bank
Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank
GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt,
Germany. The company is registered with the Amtsgericht Frankfurt am Main,
HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is
supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.
Halifax is a division of Bank of Scotland plc.
HBOS plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in
Scotland no. SC218813.
Lloyds and Lloyds Living are trading names of Citra Living Limited.
Registered Office: 25 Gresham Street, London, EC2V 7HN. Registered in
England and Wales no. 13120129.
Citra Living Limited is part of Lloyds Banking Group but is not regulated by
the Financial Conduct Authority or the Prudential Regulation Authority.
This e-mail (including any attachments) is private and confidential and may
contain privileged material. If you have received this e-mail in error,
please notify the sender and delete it (including any attachments)
immediately. You must not copy, distribute, disclose or use any of the
information in it or any attachments. Telephone calls may be monitored or
recorded.
Your personal information will be held by one of the brands which is part of
the Lloyds Banking Group. It is important that you understand how the
personal information you give us will be used. Therefore, we strongly advise
that you read our Full Privacy Notice for the brand relevant to you, which
you can find at Privacy
<https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.lloydsbankinggroup.com%2Fprivacy.html&data=05%7C02%7CMichael.Moran%40lloydsbanking.com%7Cc43e4921310c4bc6367e08dd565e62fa%7C3ded2960214a46ff8cf4611f125e2398%7C0%7C0%7C638761685657829609%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=v5fO3iRqLEjfvOdKwh2xfTlqK53IZd%2B1bbjoz2UDk0Y%3D&reserved=0>
- Lloyds Banking Group plc
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ACCOUNT</td>=0A=
<td style=3D" padding: 10px 16px =
;font-family: 'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 700; line-height: 24px;">XXXX3506</td>=0A=
<td style=3D" padding: 10px 16px =
;font-family: 'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 700; line-height: 24px;">Statement and =
Invoice</td>=0A=
<td style=3D" padding: 10px 16px =
;font-family: 'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 700; line-height: 24px;">22 December =
2025</td>=0A=
</tr>=0A=
=0A=
<!-- Dysnamic table ends -->=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr> =0A=
<tr>=0A=
<td style=3D"padding: 12px 24px 24px =
24px;font-family: 'GT Ultra Sans Bold',Arial, Helvetica, sans-serif; =
font-size: 20px; font-weight: 700; line-height: 28px; color: #000000">=0A=
There are two ways you can read your messages:=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td style=3D"padding: 0px 40px 0px; font-family: =
'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; font-size: 18px; =
font-weight: 400; line-height: 24px; color: #000000">=0A=
<ul style=3D" margin: 0px;padding: 0px;"> =
=0A=
<li style=3D"padding: 0px 12px 12px 12px;"><b =
style=3D"font-family: 'GT Ultra Sans Bold',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 400; line-height: 24px; color: #000000">On =
your computer.</b> Log in to your Online for Business account. Then =
choose the ‘Envelope’ icon on the top right of the page.</li>=0A=
<li style=3D"padding: 0px 12px 12px 12px;"><b =
style=3D"font-family: 'GT Ultra Sans Bold',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 400; line-height: 24px; color: #000000">On =
your Business banking app. </b>Log in and choose the =
‘Envelope’ icon on the top left of your screen. Once you're =
in your inbox, select the document you'd like to view. To print, share, =
or download it as a PDF, scroll all the way to the bottom of the =
document. Keep scrolling until a green arrow appears, then tap it to =
access. </li> =0A=
</ul> =0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td style=3D"padding: 12px 24px 24px =
24px;font-family: 'GT Ultra Sans Bold',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 700; line-height: 24px; color: #000000">=0A=
Perks of being paper free:=0A=
</td>=0A=
</tr> =0A=
<tr>=0A=
<td style=3D"padding: 0px 40px 0px; font-family: =
'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; font-size: 18px; =
font-weight: 400; line-height: 24px; color: #000000">=0A=
<ul style=3D" margin: 0px;padding: 0px;"> =
=0A=
<li style=3D"padding: 0px 12px 12px =
12px;">We'll send documents as PDFs, or in other similar formats, to =
your Online for Business inbox instead of by post. </li>=0A=
<li style=3D"padding: 0px 12px 12px =
12px;">You’ll always be able to find them - the documents will =
stay in your inbox for 10 years from the day they're sent.</li>=0A=
</ul> =0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td style=3D"padding: 12px 24px 24px =
24px;font-family: 'GT Ultra Sans Bold',Arial, Helvetica, sans-serif; =
font-size: 18px; font-weight: 700; line-height: 24px; color: #000000">=0A=
How does the inbox work if you have more than =
one Online for Business user?=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td style=3D"padding: 0px 40px 0px; font-family: =
'GT Ultra Sans Regular',Arial, Helvetica, sans-serif; font-size: 18px; =
font-weight: 400; line-height: 24px; color: #000000">=0A=
<ul style=3D" margin: 0px;padding: 0px;"> =
=0A=
<li style=3D"padding: 0px 12px 12px =
12px;">Everyone will have their own view of the inbox.</li>=0A=
<li style=3D"padding: 0px 12px 12px 12px;">If =
one person reads a document in their inbox, the others will still see it =
as unread.</li>=0A=
<li style=3D"padding: 0px 12px 12px 12px;">New =
users will see documents from when they received online access, not =
historic documents.</li> =0A=
<li style=3D"padding: 0px 12px 12px 12px;">The =
documents each person can see in their inbox may vary. This depends on =
how much they’re allowed to see in Online for Business. Delegate =
Users and View-Only Users will only see documents for the accounts they =
can get online. They won’t see any correspondence for these =
accounts.</li>=0A=
</ul> =0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td>=0A=
<table style=3D"width: 100%; background-color: =
#ffffff; padding: 24px 24px 24px 24px;" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"none">=0A=
<tbody>=0A=
<tr>=0A=
<td style=3D"padding: 0px 8px 0px =
0px;align-content: baseline;width: 28px;">=0A=
<img =
src=3D"https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/p=
ng/question_mark_white.png" alt=3D"Support Question" width=3D"40px">=0A=
</td>=0A=
<td style=3D"padding: 0px 24px 0px 0px; =
font-family:'GT Ultra Lloyds Bold', Arial, Helvetica, sans-serif; =
font-size: 24px; font-weight: 700; line-height: 28px; color: #000000;">=0A=
<a class=3D"hover-no-underline" =
href=3D"https://www.lloydsbank.com/business/help-and-support/account-mana=
gement/paper-free.html" target=3D"_blank" style=3D"font-family: 'GT =
Ultra Sans Regular', Arial, Helvetica, sans-serif; font-size: 18px; =
font-weight: 400; line-height: 24px;color: #007C56; text-decoration: =
underline;">Further questions on what paper-free means for you?</a>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td> =0A=
</tr> =0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td class=3D"footer" style=3D"background-color: #F1F1F1;">=0A=
<table style=3D"width: 100%; " cellpadding=3D"0" =
cellspacing=3D"0" role=3D"none">=0A=
<tbody>=0A=
<tr>=0A=
<td style=3D"background-color: #ffffff;" =
id=3D"switchto-mobile-footer-image">=0A=
<span >=0A=
<img class=3D"desktop-footer-image" alt=3D"Lloyds =
Footer" style=3D"display: block;" =
src=3D"https://www.lloydsbank.com/content/dam/lloyds/secure-email-icons/p=
ng/browser_footer.png" width=3D"100%">=0A=
</span>=0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 24px 24px 12px 24px; =
font-family:'GT Ultra Sans Bold', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 700; line-height: 20px; color: #000000;">=0A=
Important security information=0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;"> =0A=
It can be tricky to spot a scam message. We'll =
never send you an email with a direct link to a page that wants you to =
log on, or give personal or banking details. =0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;"> =0A=
If we send you an email, it will always include =
your name or business name and the last four digits of an account that =
you hold with us. =0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;"> =0A=
If you're not sure that an email is from us, =
forward it to =0A=
<a class=3D"hover-no-underline" =
href=3D"mailto:emailscams@lloydsbank.co.uk" style=3D"margin-bottom: =
16px; font-family: 'GT Ultra Sans Regular', Arial, Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; line-height: 20px;color: =
#007C56; text-decoration: underline;">emailscams@lloydsbank.co.uk</a> =
and then delete it.=0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
To find out more on how to avoid scams and how to =
contact us, visit our=0A=
<a class=3D"hover-no-underline" =
href=3D"https://www.lloydsbank.com/business/retail-business/protecting-yo=
urself-from-fraud.html" target=3D"_blank" style=3D"margin-bottom: 16px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px;color: #007C56; =
text-decoration: underline;"> =0A=
Business Fraud Hub</a> or <a =
class=3D"hover-no-underline" =
href=3D"https://www.lloydsbank.com/business/security.html?WT.ac=3Dlloyds-=
business-homepage-help_and_support_tile-prevent_fraud" target=3D"_blank" =
style=3D"margin-bottom: 16px; font-family: 'GT Ultra Sans Regular', =
Arial, Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
line-height: 20px;color: #007C56; text-decoration: =
underline;">Commercial Fraud Hub</a>. =0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 0px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
Please note that any data sent via e-mail is not =
secure and could be read by others.=0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 12px 24px 12px 24px; =
font-family:'GT Ultra Sans Bold', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 700; line-height: 20px; color: #000000;">=0A=
Our service promise=0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
If you experience a problem, we will always try to =
resolve it as quickly as possible. Please bring it to the attention of =
any member of staff. Our complaints procedures are published at =0A=
<a class=3D"hover-no-underline" =
href=3D"http://lloydsbank.com/business/contact-us.asp" target=3D"_blank" =
style=3D"margin-bottom: 16px; font-family: 'GT Ultra Sans Regular', =
Arial, Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
line-height: 20px;color: #007C56; text-decoration: =
underline;">lloydsbank.com/business/contact-us.asp</a>. =
=0A=
</td>=0A=
</tr>=0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
If you have a hearing or speech impairment you can =
use Relay UK. More information on the Relay UK Service can be found at:=0A=
<a class=3D"hover-no-underline" =
href=3D"http://relayuk.bt.com/" target=3D"_blank" =
style=3D"margin-bottom: 16px; font-family: 'GT Ultra Sans Regular', =
Arial, Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
line-height: 20px;color: #007C56; text-decoration: =
underline;">relayuk.bt.com/</a>. =0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
Mobile banking app - use of mobile banking is =
subject to our Online for Business Terms and Conditions - registration =
required. You will need a smartphone running a recent version of iOS or =
Android operating system. Please make sure you have downloaded the =
latest version of our app. Services may be affected by phone signal and =
functionality.=0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;">=0A=
Lloyds Bank plc Registered Office: 25 Gresham =
Street, London EC2V 7HN. Registered in England and Wales no. 2065. =
Telephone: 0207 626 1500.=0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 12px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;"> =0A=
Authorised by the Prudential Regulation Authority =
and regulated by the Financial Conduct Authority and the Prudential =
Regulation Authority under Registration Number 119278.=0A=
</td>=0A=
</tr> =0A=
<tr style=3D"background-color: #F1F1F1;">=0A=
<td style=3D"padding: 0px 24px 24px 24px; =
font-family: 'GT Ultra Sans Regular', Arial, Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; line-height: 20px; color: #505050;"> =0A=
Eligible deposits with us are protected by the =
Financial Services Compensation Scheme (FSCS). We are covered by the =
Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS =
eligibility criteria not all business customers will be covered.=0A=
</td>=0A=
</tr> =0A=
</tbody>=0A=
</table>=0A=
</td> =0A=
</tr> =0A=
</tbody>=0A=
</table> =0A=
</div> =0A=
<br><span> </span><p>Lloyds Banking Group plc. Registered Office: =
The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC95000. =
Telephone: 0131 225 4555.</p>
<p>Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. =
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in =
England and Wales no. 2065. Telephone 0207626 1500.</p>
<p>Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 =
1YZ. Registered in Scotland no. SC327000. Telephone: 03457 801 801. </p>
<p>Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate =
Markets plc. Registered office: 25 Gresham Street, London EC2V 7HN. =
Registered in England and Wales no. 10399850.</p>
<p>Scottish Widows Schroder Personal Wealth Limited. Registered Office: =
25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. =
11722983.</p>
<p>Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate =
Markets plc are authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and Prudential Regulation =
Authority.</p>
<p>Scottish Widows Schroder Personal Wealth Limited is authorised and =
regulated by the Financial Conduct Authority.</p>
<span>Lloyds International, Lloyds Bank International, Lloyds =
International Private Banking and Lloyds Bank International Private =
Banking are registered business names of Lloyds Bank Corporate Markets =
plc in Jersey and the Isle of Man.</span><p>Lloyds and Lloyds Bank are =
trading names of Lloyds Bank Corporate Markets Wertpapierhandelsbank =
GmbH and is a wholly-owned subsidiary of Lloyds Bank Corporate Markets =
plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its =
registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. =
The company is registered with the Amtsgericht Frankfurt am Main, HRB =
111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is =
supervised by the Bundesanstalt f=C3=BCr =
Finanzdienstleistungsaufsicht.</p>
<p>Halifax is a division of Bank of Scotland plc.</p>
<p>HBOS plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered =
in Scotland no. SC218813.</p>
Lloyds and Lloyds Living are trading names of Citra Living =
Limited. Registered Office: 25 Gresham Street, London, EC2V =
7HN. Registered in England and Wales no. 13120129.<br><span>Citra =
Living Limited is part of Lloyds Banking Group but is not regulated by =
the Financial Conduct Authority or the Prudential Regulation =
Authority. </span> <br><br><span> </span>This e-mail =
(including any attachments) is private and confidential and may contain =
privileged material. If you have received this e-mail in error, please =
notify the sender and delete it (including any attachments) immediately. =
You must not copy, distribute, disclose or use any of the information in =
it or any attachments. Telephone calls may be monitored or =
recorded.<br><br><span>Your personal information will be held by one of =
the brands which is part of the Lloyds Banking Group. It is important =
that you understand how the personal information you give us will be =
used. Therefore, we strongly advise that you read our Full Privacy =
Notice for the brand relevant to you, which you can find =
at </span><span style=3D"font-size: 11pt; font-family: Aptos, =
sans-serif;"><a =
href=3D"https://eur02.safelinks.protection.outlook.com/?url=3Dhttps%3A%2F=
%2Fwww.lloydsbankinggroup.com%2Fprivacy.html&data=3D05%7C02%7CMichael.Mor=
an%40lloydsbanking.com%7Cc43e4921310c4bc6367e08dd565e62fa%7C3ded2960214a4=
6ff8cf4611f125e2398%7C0%7C0%7C638761685657829609%7CUnknown%7CTWFpbGZsb3d8=
eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpb=
CIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=3Dv5fO3iRqLEjfvOdKwh2xfTlqK53IZd%2=
B1bbjoz2UDk0Y%3D&reserved=3D0">Privacy
- Lloyds Banking Group plc</a></span></body>=0A=
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