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From: "Rightmove Partners" <partnerpromotions@emails.rightmove.co.uk>
To: <bob@sarahharvey.com>
Subject: Will buying property in Spain be cheaper or more expensive in 2025?
Date: Sat, 26 Oct 2024 09:18:04 -0000
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New release: exchange rate forecasts into 2025





 <https://links.emails.rightmove.co.uk/els/v2/dk-eJvwD72hq/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>
















 <https://links.emails.rightmove.co.uk/els/v2/q4ZVF6yd3WM8/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>


What will your Spanish property cost by 2025?


This brand-new report provides an in-depth analysis



 <https://links.emails.rightmove.co.uk/els/v2/2g6xh~YmDqT0/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/> 
Get your free copy


 <https://links.emails.rightmove.co.uk/els/v2/9egAfXjZAbh2/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>




It’s been a busy period here at Smart Currency Exchange, as sterling surged 
to its best position* against the basket of currencies since the Brexit vote 
over eight years ago.




For those buying a property in Spain, it’s been a bonanza.



  <https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14179993_untitled-1000-x-100-px-1000-x-200-px-1300-x-2.png>


What does it all mean for your property purchase?




 <https://links.emails.rightmove.co.uk/els/v2/3jw3BX76D2h6/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>



For British buyers, homes in Spain are nearly 5% cheaper than last year* – a 
saving of thousands of pounds – just due to exchange rates.




Many have fixed that much-improved rate for the year ahead with a forward 
contract.




But if you’re preparing to buy in Spain, will that rate still be there when 
you come to buy?

  <https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14039573_91cuom9b.png>


The world’s financial institutions have been making their predictions. In 
our new Quarterly Forecast, we've pooled together the predictions of leading 
banks, combined with masterly analysis, to give a unique picture of where 
exchange rates might be going.



 <https://links.emails.rightmove.co.uk/els/v2/8YL-F4Zr_YTy/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/> 
Get your free Quarterly Forecast


Smart Currency Exchange is the trusted voice in large international 
payments.




See what the major banks predict for exchange rates by January 2025, as well 
as what you can do to control your own property budget in Spain.




Your Quarterly Forecast includes:




*	How the US election will affect your exchange rate (including 
pound-to-euro)
*	UK interest rates: when will the Bank of England start cutting?
*	Key dates to watch out for
*	Expert analysis and predictions




Take the guesswork out of your Spanish property transaction.



 <https://links.emails.rightmove.co.uk/els/v2/xqEeTbpE4rQK/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/> 
Download the report


I hope you enjoy the read!




Kind regards,




Smart Currency Exchange

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smartcurrencyexchange.com 
<https://links.emails.rightmove.co.uk/els/v2/zgDwh~8NWgT-/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/> 
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 <https://links.emails.rightmove.co.uk/els/v2/XyVmQ8Kvk6hL/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>


 <https://links.emails.rightmove.co.uk/els/v2/6N0DsGe0R9hk/NHAxaHZLSGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wYk0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/>









*On 18th October 2023, the Bank of England spot rate for GBP/EUR=1.15. On 
18th October 2024 GBP/EUR=1.20. Based off of data from 
https://www.poundsterlinglive.com/bank-of-england-spot/historical-effective-exchange-rates/GBP-history.




© Copyright 2024 Smart Currency Exchange. All Rights Reserved. Smart® is a 
registered trademark of Smart Currency Exchange Ltd. Smart Currency Exchange 
Ltd is authorised by the Financial Conduct Authority under the Payment 
Services Regulations 2017 (FRN 504509) for the provision of payment 
services. Registered in England No. 5282305.










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  <tr>
  <td style=3D"display:none !important; visibility:hidden; mso-hide:all; =
font-size:6px;
 color:#ffffff; line-height:1px; max-height:0px; max-width:0px; =
opacity:0; overflow:hidden;">New release: exchange rate forecasts into =
2025
 </td>
  </tr>
</table>



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      <td valign=3D"middle" align=3D"center" bgcolor=3D"#F2F3F4"><a =
href=3D"https://links.emails.rightmove.co.uk/els/v2/dk-eJvwD72hq/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/"  =
name=3D"www_rightmove_co_uk__utm_medium_ema"><img   =
src=3D"https://content-eu-1.content-cms.com/9a6a6007-7ce6-4e30-adc1-b8d23=
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alt=3D"Brought to you by Rightmove" width=3D"320" border=3D"0"  /></a>
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</table><table cellpadding=3D"0" cellspacing=3D"0" =
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break-word;word-break: break-word">
What will your Spanish property cost by 2025?
</font></font></font></font></p></div></td></tr></table><table =
cellpadding=3D"0" cellspacing=3D"0" class=3D"col-font-reset ee_element =
ee_textelement" width=3D"100%" ee-type=3D"element" style=3D"font-size: =
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class=3D"element-pad element-bord" style=3D"font-family: Arial, =
sans-serif;padding: 10px;border-width: 0;padding-top: 0px;padding-right: =
20px;padding-bottom: 0px;padding-left: 20px"><div class=3D"ee_editable" =
style=3D"color: #3a3a3a;font-size: 14px;line-height: 23.8px;position: =
static"><p class=3D"h1" style=3D"word-wrap: break-word;word-break: =
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none;line-height: 26px;text-align: center;font-size: 20px"><font =
style=3D"word-wrap: break-word;word-break: break-word"><font =
style=3D"word-wrap: break-word;word-break: break-word"><font =
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style=3D"word-wrap: break-word;word-break: break-word"><span =
style=3D"font-weight: normal;">This brand-new report provides an =
in-depth analysis
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0px;line-height: 12px" class=3D"ee_editable button-a"><a =
target=3D"_blank" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/2g6xh~YmDqT0/NHAxaHZL=
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bold;text-align: center;border: 0px solid #000000;padding: 10px =
25px;text-decoration: none;padding-top: 18px;padding-right: =
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<tr>
<td class=3D"element-pad element-bord" style=3D"font-family: Arial, =
sans-serif;padding: 10px;border-width: 0;padding-top: 0px;padding-right: =
0px;padding-bottom: 0px;padding-left: 0px">
<center class=3D"ved_ctr"><a target=3D"_blank" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/9egAfXjZAbh2/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
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vertical-align: bottom; display: block;"  =
name=3D"email_youroverseas_com_t_c_AQippgQQ_3"><img   =
src=3D"https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14285700_spain_head=
er.png" style=3D"width: 100%;min-height: auto;display: block;max-width: =
100%;margin: 0px;vertical-align: bottom" class=3D"ee_editable" =
border=3D"0" alt=3D"Villa in Spain showing percentage increases and =
decreases in price" title=3D"Villa in Spain showing percentage increases =
and decreases in price" width=3D"660"  ></a></center>
</td>
</tr>

</table></td></tr></table></div><!--[if =
mso]></td></tr></table><![endif]--></td></tr></table><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"100%" =
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style=3D"min-width: 100%;max-width: auto;background-color: rgb(255, 255, =
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0;padding: 0 10px;padding-top: 0px;padding-right: 0px;padding-bottom: =
0px;padding-left: 0px"><!--[if mso]><table border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
style=3D"width:660px;" width=3D"660"><tr><td align=3D"left" =
valign=3D"top" style=3D"width:660px;" width=3D"660"><![endif]--><div =
class=3D"stack-column stack-column-width" style=3D"display: =
inline-block;vertical-align: top;width: 100%;max-width: 100%;min-width: =
100%"><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"table-layout: =
auto;"><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" =
align=3D"left" style=3D"font-family: Arial, sans-serif;border-width: =
0;padding: 0"><table cellpadding=3D"0" cellspacing=3D"0" =
class=3D"col-font-reset ee_element ee_textelement" width=3D"100%" =
ee-type=3D"element" style=3D"font-size: 14px;text-align: left;min-width: =
100%;table-layout: auto" role=3D"presentation"><tr><td valign=3D"top" =
align=3D"left" class=3D"element-pad element-bord" style=3D"font-family: =
Arial, sans-serif;padding: 10px;border-width: 0;padding-top: =
30px;padding-right: 30px;padding-bottom: 30px;padding-left: 30px"><div =
class=3D"ee_editable" style=3D"color: #3a3a3a;font-size: =
14px;line-height: 23.8px;position: static">
                            <p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">It=E2=80=99s been a busy period here&nbsp;at =
Smart Currency Exchange, as sterling surged to its best position* =
against the basket of currencies since the Brexit vote over eight years =
ago.</p><p style=3D"word-wrap: break-word;word-break: break-word;margin: =
0px;line-height: 24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"><br></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">For those buying a property in Spain, =
it=E2=80=99s been a bonanza.</p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"></p></div></td></tr></table><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"center" =
width=3D"100%" class=3D"row ee_columns one-cols ee_element" =
ee-type=3D"container" style=3D"min-width: 100%;max-width: =
100%;background-color: rgb(206, 236, 253);table-layout: auto" =
role=3D"presentation" bgcolor=3D"#ceecfd"><tr><td align=3D"center" =
valign=3D"top" class=3D"row-inner f-size-0 element-pad col-inner" =
dir=3D"ltr" style=3D"font-family: Arial, sans-serif;font-size: =
0;border-width: 0;padding: 0 0;padding-top: 0px;padding-right: =
0px;padding-bottom: 0px;padding-left: 0px"><!--[if mso]><table =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
style=3D"width:660px;" width=3D"660"><tr><td align=3D"left" =
valign=3D"top" style=3D"width:660px;" width=3D"660"><![endif]--><div =
class=3D"stack-column stack-column-width" style=3D"display: =
inline-block;vertical-align: top;width: 100%;max-width: 100%;min-width: =
100%"><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"table-layout: =
auto;"><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" =
align=3D"left" style=3D"font-family: Arial, sans-serif;border-width: =
0;padding: 0;background-color: rgb(206, 236, 253)" =
bgcolor=3D"#ceecfd"><table width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"col-font-reset ee_element ee_imageelement" =
ee-type=3D"element" style=3D"font-size: 14px;text-align: left;min-width: =
100%;table-layout: auto" role=3D"presentation">

<tr>
<td align=3D"left" class=3D"element-pad element-bord" =
style=3D"font-family: Arial, sans-serif;padding: 10px;border-width: =
0;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: =
0px;font-size: 1px;line-height: 1px">
<img   =
src=3D"https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14179993_untitled-1=
000-x-100-px-1000-x-200-px-1300-x-2.png" style=3D"width: =
100%;min-height: auto;display: block;max-width: 100%" =
class=3D"ee_editable" alt=3D"" width=3D"660"  >
</td>
</tr>

</table><table cellpadding=3D"0" cellspacing=3D"0" =
class=3D"col-font-reset ee_element ee_textelement" width=3D"100%" =
ee-type=3D"element" style=3D"font-size: 14px;text-align: left;min-width: =
100%;table-layout: auto" role=3D"presentation"><tr><td valign=3D"top" =
align=3D"left" class=3D"element-pad element-bord" style=3D"font-family: =
Arial, sans-serif;padding: 10px;border-width: 0;padding-top: =
20px;padding-right: 20px;padding-bottom: 0px;padding-left: 20px"><div =
class=3D"ee_editable" style=3D"color: #3a3a3a;font-size: =
14px;line-height: 23.8px;position: static"><p class=3D"h1" =
style=3D"word-wrap: break-word;word-break: break-word;margin: =
0px;font-weight: bold;color: #333333;text-decoration: none;line-height: =
31px;text-align: center;font-size: 24px"><font style=3D"word-wrap: =
break-word;word-break: break-word"><font style=3D"word-wrap: =
break-word;word-break: break-word"><font style=3D"word-wrap: =
break-word;word-break: break-word"><font style=3D"word-wrap: =
break-word;word-break: break-word">
What does it all mean for your property purchase?
</font></font></font></font></p></div></td></tr></table><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"center" =
width=3D"100%" class=3D"row two-cols ee_columns ee_element" =
ee-type=3D"container" style=3D"min-width: 100%;max-width: =
100%;table-layout: auto" role=3D"presentation"><tr><td align=3D"center" =
valign=3D"top" class=3D"row-inner f-size-0 element-pad col-inner" =
dir=3D"ltr" style=3D"font-family: Arial, sans-serif;font-size: =
0;border-width: 0;padding: 0 0;padding-top: 15px;padding-right: =
15px;padding-bottom: 15px;padding-left: 15px"><!--[if mso]><table =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
style=3D"width:630px;" width=3D"630"><tr><td align=3D"left" =
valign=3D"top" style=3D"width:279.983px;" =
width=3D"279.983"><![endif]--><!-- STACK COLUMN : BEGIN --><div =
class=3D"stack-column stack-column-width" style=3D"display: =
inline-block;vertical-align: top;width: 44.444444%;max-width: =
44.444444%;min-width: 100%"><table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" role=3D"presentation" style=3D"table-layout: =
auto;"><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" =
align=3D"left" style=3D"font-family: Arial, sans-serif;border-width: =
0;padding: 0"><table width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"col-font-reset ee_element ee_imageelement" =
ee-type=3D"element" role=3D"presentation" style=3D"font-size: =
14px;text-align: left;min-width: 100%;table-layout: auto">

<tr>
<td class=3D"element-pad element-bord" style=3D"font-family: Arial, =
sans-serif;padding: 10px;border-width: 0;padding-top: =
15px;padding-right: 15px;padding-bottom: 15px;padding-left: 15px">
<center class=3D"ved_ctr"><a target=3D"_blank" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/3jw3BX76D2h6/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D"margin-left: 0px; margin-right: 0px; margin-top: 0px; =
vertical-align: bottom; display: block;"  =
name=3D"email_youroverseas_com_t_c_AQippgQQ_4"><img   =
src=3D"https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14279724_spain-vill=
a-400x600-2-1.png" style=3D"width: 100.01%;min-height: auto;display: =
block;max-width: 100%;margin: 0px;vertical-align: bottom" =
class=3D"ee_editable" alt=3D"Your future villa in Spain?" border=3D"0" =
title=3D"Your future villa in Spain?" width=3D"250"  ></a></center>
</td>
</tr>

</table></td></tr></table></div><!-- STACK COLUMN : END --><!--[if =
mso]></td><td align=3D"left" valign=3D"top" style=3D"width:350px;" =
width=3D"350" class=3D"column"><![endif]--><!-- STACK COLUMN : BEGIN =
--><div class=3D"stack-column stack-column-width" style=3D"display: =
inline-block;vertical-align: top;width: 55.555556%;max-width: =
55.555556%;min-width: 100%"><table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" role=3D"presentation" style=3D"table-layout: =
auto;"><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" =
align=3D"left" style=3D"font-family: Arial, sans-serif;border-width: =
0;padding: 0"><table cellpadding=3D"0" cellspacing=3D"0" =
class=3D"col-font-reset ee_element ee_textelement" width=3D"100%" =
ee-type=3D"element" style=3D"font-size: 14px;text-align: left;min-width: =
100%;table-layout: auto" role=3D"presentation"><tr><td valign=3D"top" =
align=3D"left" class=3D"element-pad element-bord" style=3D"font-family: =
Arial, sans-serif;padding: 10px;border-width: 0;padding-top: =
20px;padding-right: 15px;padding-bottom: 15px;padding-left: 15px"><div =
class=3D"ee_editable" style=3D"color: #3a3a3a;font-size: =
14px;line-height: 23.8px;position: static"><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
150%;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">For British buyers, homes in Spain are =
nearly 5% cheaper than last year* =E2=80=93 <b>a saving of thousands of =
pounds =E2=80=93 just due to exchange rates.</b><b></b></p><p =
style=3D"word-wrap: break-word;word-break: break-word;margin: =
0px;line-height: 150%;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"><br></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
150%;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">Many have fixed that much-improved rate for =
the year ahead with a forward contract.</p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
150%;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"><br></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
150%;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">But if you=E2=80=99re preparing to buy in =
Spain, will that rate still be there when you come to =
buy?</p></div></td></tr></table></td></tr></table></div><!-- STACK =
COLUMN : END --><!--[if =
mso]></td></tr></table><![endif]--></td></tr></table><table =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"col-font-reset ee_element ee_imageelement" ee-type=3D"element" =
style=3D"font-size: 14px;text-align: left;min-width: 100%;table-layout: =
auto" role=3D"presentation">

<tr>
<td align=3D"left" class=3D"element-pad element-bord" =
style=3D"font-family: Arial, sans-serif;padding: 10px;border-width: =
0;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: =
0px;font-size: 1px;line-height: 1px">
<img   =
src=3D"https://i.emlfiles4.com/cmpimg/1/4/4/0/7/files/14039573_91cuom9b.p=
ng" style=3D"width: 100%;min-height: auto;display: block;max-width: =
100%" class=3D"ee_editable" alt=3D"" width=3D"660"  >
</td>
</tr>

</table></td></tr></table></div><!--[if =
mso]></td></tr></table><![endif]--></td></tr></table><table =
cellpadding=3D"0" cellspacing=3D"0" class=3D"col-font-reset ee_element =
ee_textelement" width=3D"100%" ee-type=3D"element" style=3D"font-size: =
14px;text-align: left;min-width: 100%;table-layout: auto" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
class=3D"element-pad element-bord" style=3D"font-family: Arial, =
sans-serif;padding: 10px;border-width: 0;padding-top: =
30px;padding-right: 30px;padding-bottom: 10px;padding-left: 30px"><div =
class=3D"ee_editable" style=3D"color: #3a3a3a;font-size: =
14px;line-height: 23.8px;position: static"><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">The world=E2=80=99s financial institutions =
have been making their predictions. In our&nbsp;new Quarterly Forecast, =
we've pooled together the predictions of leading banks, combined with =
masterly analysis, to give a unique picture of where exchange rates =
might be going.</p></div></td></tr></table><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" class=3D"ee_element ee_button" =
ee-type=3D"element" style=3D"min-width: 100%;table-layout: auto" =
role=3D"presentation"><tr><td class=3D"element-pad button-container =
button-v2 button-center" style=3D"font-family: Arial, =
sans-serif;padding: 10px;text-align: center;padding-top: =
30px;padding-right: 0px;padding-bottom: 30px;padding-left: 0px"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://email.youroverseas.com/t/c/AQippgQQ4MmBBxiFx4rkASCPv6ChAa=
TJFGrIPDC0hRKr_YDbLqNGLjH4R55ufYr_ovkqG0TK" =
style=3D"height:39.75pt;v-text-anchor:middle;width:262pt;" =
arcsize=3D"19%" stroked=3D"false" =
fillcolor=3D"#4aa848"><w:anchorlock></w:anchorlock><p =
style=3D"text-align:center;padding:0;margin:0;"><font =
style=3D"color:#ffffff; =
font-style:normal;font-variant:normal;font-weight:700;font-family:Arial, =
sans-serif;font-size:11.25pt; padding:0; margin:0; =
line-height:inherit;"><font style=3D"font-size: 18px;"><font =
style=3D"">Get your free Quarterly =
Forecast</font></font></font></p></v:roundrect><![endif]--><!--[if =
!mso]><!----><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
class=3D"button-wrapper col-font-reset" ee-template-version=3D"8.4" =
style=3D"font-size: 14px;min-width: auto;text-align: center;display: =
inline-block;width: initial;float: none;margin: 0 auto;table-layout: =
auto" role=3D"presentation"><tr><td class=3D"button-td" =
style=3D"font-family: Arial, sans-serif;text-align: center;background: =
#f4ce2f;background-color: rgb(74, 168, 72);min-width: =
350px;border-radius: 10px" bgcolor=3D"#4aa848"><p style=3D"font-size: =
14px;margin-bottom: 0;color: #ffffff;text-align: center;margin: =
0px;line-height: 17px" class=3D"ee_editable button-a"><a =
target=3D"_blank" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/8YL-F4Zr_YTy/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D"word-wrap: break-word;word-break: break-word;display: =
block;height: 100%;color: #ffffff;font-family: Arial, =
sans-serif;font-size: 15px;font-style: normal;font-weight: =
bold;text-align: center;border: 0px solid #000000;padding: 10px =
25px;text-decoration: none;line-height: inherit;padding-top: =
18px;padding-right: 20px;padding-bottom: 18px;padding-left: =
20px;border-radius: 10px"  =
name=3D"email_youroverseas_com_t_c_AQippgQQ_5"><font style=3D"color: =
inherit;word-break: break-word;word-wrap: break-word;font-size: =
18px"><font style=3D"color: inherit;word-break: break-word;word-wrap: =
break-word">Get your free Quarterly =
Forecast</font></font></a></p></td></tr></table><!--<![endif]--></td></tr=
></table><table cellpadding=3D"0" cellspacing=3D"0" =
class=3D"col-font-reset ee_element ee_textelement" width=3D"100%" =
ee-type=3D"element" style=3D"font-size: 14px;text-align: left;min-width: =
100%;table-layout: auto" role=3D"presentation"><tr><td valign=3D"top" =
align=3D"left" class=3D"element-pad element-bord" style=3D"font-family: =
Arial, sans-serif;padding: 10px;border-width: 0;padding-top: =
10px;padding-right: 30px;padding-bottom: 0px;padding-left: 30px"><div =
class=3D"ee_editable" style=3D"color: #3a3a3a;font-size: =
14px;line-height: 23.8px;position: static"><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">Smart Currency Exchange is the trusted voice =
in large international payments.</p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"><br></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">See what the major banks predict for =
exchange rates by January 2025, as well as what you can do to control =
your own property budget in Spain.</p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px"><br></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;font-family: arial, helvetica, sans-serif;font-size: 16px"><b>Your =
Quarterly Forecast includes:</b></p><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;font-family: arial, helvetica, sans-serif;font-size: =
16px"><br></p><ul style=3D"margin-top: 0px; margin-bottom: 0px;"><li =
style=3D"margin: 0;word-wrap: break-word;word-break: =
break-word;line-height: 24px;text-align: left;font-family: arial, =
helvetica, sans-serif;font-size: 16px">How the US election will affect =
your exchange rate (including pound-to-euro)</li><li style=3D"margin: =
0;word-wrap: break-word;word-break: break-word;line-height: =
24px;text-align: left;font-family: arial, helvetica, =
sans-serif;font-size: 16px">UK interest rates: when will the Bank of =
England start cutting?</li><li style=3D"margin: 0;word-wrap: =
break-word;word-break: break-word;line-height: 24px;text-align: =
left;font-family: arial, helvetica, sans-serif;font-size: 16px">Key =
dates to watch out for</li><li style=3D"margin: 0;word-wrap: =
break-word;word-break: break-word;line-height: 24px;text-align: =
left;font-family: arial, helvetica, sans-serif;font-size: 16px">Expert =
analysis and&nbsp;predictions</li></ul><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;font-family: arial, helvetica, sans-serif;font-size: =
16px"><br></p><p style=3D"word-wrap: break-word;word-break: =
break-word;margin: 0px;line-height: 24px;font-family: arial, helvetica, =
sans-serif;font-size: 16px">Take the guesswork out of your Spanish =
property transaction.</p></div></td></tr></table><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"ee_element =
ee_button" ee-type=3D"element" style=3D"min-width: 100%;table-layout: =
auto" role=3D"presentation"><tr><td class=3D"element-pad =
button-container button-v2 button-center" style=3D"font-family: Arial, =
sans-serif;padding: 10px;text-align: center;padding-top: =
30px;padding-right: 0px;padding-bottom: 30px;padding-left: 0px"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://email.youroverseas.com/t/c/AQippgQQ4MmBBxiFx4rkASCQv6ChAa=
3iM-eeIvMKmsEoejzLqpF7f_8ZX5iJr-0Ow0-NpS2P" =
style=3D"height:39.75pt;v-text-anchor:middle;width:262pt;" =
arcsize=3D"19%" stroked=3D"false" =
fillcolor=3D"#4aa848"><w:anchorlock></w:anchorlock><p =
style=3D"text-align:center;padding:0;margin:0;"><font =
style=3D"color:#ffffff; =
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14px;line-height: 23.8px;position: static"><p style=3D"word-wrap: =
break-word;word-break: break-word;margin: 0px;line-height: =
24px;text-align: left;font-size: 16px">I hope you enjoy the read!</p><p =
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0px;line-height: 24px;text-align: left;font-size: 16px"><br></p><p =
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0px;line-height: 24px;text-align: left;font-size: 16px">Kind =
regards,</p><p style=3D"word-wrap: break-word;word-break: =
break-word;margin: 0px;line-height: 24px;text-align: left;font-size: =
16px"><br></p><p style=3D"word-wrap: break-word;word-break: =
break-word;margin: 0px;line-height: 24px;text-align: left;font-size: =
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24px;text-align: left;font-size: 16px;color: rgb(74, 168, 72)"><font =
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</tr>

</table></td></tr></table></div><!--[if mso]></td><td align=3D"left" =
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class=3D"no-stack-column no-stack-column-width" style=3D"display: =
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33.333333%"><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%" style=3D"table-layout: auto;" =
role=3D"presentation"><tr><td dir=3D"ltr" class=3D"col-inner =
ee_dropzone" align=3D"left" style=3D"font-family: Arial, =
sans-serif;border-width: 0;padding: 0"></td></tr></table></div><!--[if =
mso]></td><td align=3D"left" valign=3D"top" style=3D"width:63.3167px;" =
width=3D"63.3167"><![endif]--><div class=3D"no-stack-column =
no-stack-column-width" style=3D"display: inline-block;vertical-align: =
top;float: left;width: 33.333333%;max-width: 33.333333%;min-width: =
33.333333%"><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
width=3D"100%" style=3D"table-layout: auto;" =
role=3D"presentation"><tr><td dir=3D"ltr" class=3D"col-inner =
ee_dropzone" align=3D"left" style=3D"font-family: Arial, =
sans-serif;border-width: 0;padding: 0"></td></tr></table></div><!--[if =
mso]></td><td align=3D"left" valign=3D"top" style=3D"width:63.3167px;" =
width=3D"63.3167"><![endif]--><div class=3D"no-stack-column =
no-stack-column-width" style=3D"display: inline-block;vertical-align: =
top;float: left;max-width: 33.333333%;min-width: 33.333333%;width: =
33.333333%">
<table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"100%" =
style=3D"table-layout: auto;" role=3D"presentation"><tr>
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style=3D"font-family: Arial, sans-serif;border-width: 0;padding: 0">
</td>
</tr></table>
</div><!--[if =
mso]></td></tr></table><![endif]--></td></tr></table></td></tr></table></=
div><!-- STACK COLUMN : END --><!--[if =
mso]></td></tr></table><![endif]--></td></tr></table><table =
cellpadding=3D"0" cellspacing=3D"0" class=3D"col-font-reset ee_element =
ee_textelement" width=3D"100%" ee-type=3D"element" style=3D"font-size: =
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100%">&nbsp;</p><p style=3D"word-wrap: break-word;word-break: =
break-word;margin: 0px;line-height: 100%"><br></p></div></td>
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</table>
</td>
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</table>
</div>
<!-- STACK COLUMN : END --><!--[if =
mso]></td></tr></table><![endif]--></td>
</tr>

</table>
</div>
<!--[if mso]></td></tr></table><![endif]-->
</td>
</tr>

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<!--[if (gte mso 9)|(IE)]></td></tr></table><![endif]-->
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<table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" =
width=3D"100%" class=3D"email-body" style=3D"min-width: =
100%;background-color: rgb(248, 248, 248);table-layout: auto" =
role=3D"presentation" bgcolor=3D"#f8f8f8">

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<td class=3D"email-full-width margin-0-auto" style=3D"font-family: =
Arial, sans-serif;margin: 0 auto;width: 100%">
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<tr>
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sans-serif;padding: 0;text-align: center;height: 100%;vertical-align: =
top;width: 100%">
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align=3D"center" style=3D"width:660px;" width=3D"660"><tr><td =
align=3D"center" valign=3D"top" style=3D"width:660px;" =
width=3D"660"><![endif]-->
<div class=3D"ee_dropzone">
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</center>
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</table> </td>
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</table>

<!-- END OF CONTENT --> =20
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                                   <!-- FOOTER -->


<table bgcolor=3D"#F2F3F4" class=3D"responsive-table" align=3D"left" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">
=09
     <tr>
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    	                           <!-- RM DISCLAIMER -->
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           <td height=3D"100%" align=3D"center">
        =20
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         <table class=3D"responsive-table" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600">
         	<tr>
         <td style=3D"padding: 10px 30px 10px 30px; " =
class=3D"section-padding-tcs" valign=3D"middle" width=3D"100%">	<a =
href=3D"https://links.emails.rightmove.co.uk/els/v2/0EXmMzLAPGs_/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
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src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
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alt=3D"Please allow images" border=3D"0"  > </a></td>
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font-family:'Effra_Regular',Arial,sans-serif; =
font-size:12px;line-height:16px; mso-height-rule: =
exactly;color:#6C6D7F;background-color:#F2F3F4; padding-left: 30px; =
padding-right: 30px" class=3D"section-padding-tcs" valign=3D"middle">
			=09
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				<span style=3D"font-size:16px;line-height:30px;"><strong>More from =
Rightmove:</strong> <br>
											=09
											  <a name=3D"Buy" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/EW3KCvD6PVhr/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D" text-decoration: underline; text-decoration:none;color: =
#107A84;"  ><span class=3D"stack-column-left">Buy</span></a>
												<span class=3D"hide">&nbsp;|&nbsp;</span>
												<a name=3D"Rent" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/_3WNtq_8AYhW/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D" text-decoration: underline; text-decoration:none;color: =
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												<span class=3D"hide">&nbsp;|&nbsp;</span>
												<a name=3D"Sell" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/40zpTGrbDXh_/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D" text-decoration: underline; text-decoration:none;color: =
#107A84"  ><span class=3D"stack-column-left">Sell</span></a>
													<span class=3D"hide">&nbsp;|&nbsp;</span>
												<a name=3D"Mortgages" =
href=3D"https://links.emails.rightmove.co.uk/els/v2/pZzpf2mWDyJd/NHAxaHZL=
SGxFdER1VU9xUkYwL1o5ZEN2MjdONWZvaDdHVVZWNU4waWQ1UnBEVHd6TDFQaGdNQ3dpSy8wY=
k0xNTdqWUJ1TTBsN2tVNHhmYXY5cXV2SFJ4OStucWFVeDl2eXZoVEM0Z0VtaDQ9S0/" =
style=3D" text-decoration: underline; text-decoration:none;color: =
#107A84"  ><span class=3D"stack-column-left">Mortgages</span></a>
				=09
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												<a =
href=3D"https://links.emails.rightmove.co.uk/els/v2/YwaKSe8jAwJ4/NHAxaHZL=
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