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Subject: Invite your friends. Earn rewards.
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Bob Home - earn a £10 reward if a friend joins PayPal and spends £5.
View Online
















Earn up to £100 in rewards






If a friend joins PayPal and spends £5, you both can earn a £10 reward. That’s 
up to £100 in rewards when you refer up to ten friends.









Invite Your Friends






Min £5 spend within 30 days of signup. Offer ends 31 October 2025. Rewards 
expire 31 January 2026. Terms apply.










Referring is easy



1.


Invite a friend who doesn’t have PayPal.




2.


They join and link their bank account or card.




3.


When they spend or send at least £5 (within 30 days of signup), we can send 
you both a £10 reward.








Invite Your Friends


  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:7cdfc544-abfc-4c3f-b4ac-167e44c1be61/oak:1.0::ci:2c046326effe28367d4cd99649bf6605/b30963b2-aebd-3e11-b628-399457e36dbc>


  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:308a8d72-5f4b-4f41-be37-9a307a4cf9bd/oak:1.0::ci:0e664e9a56ac9287929215b34ba02681/4b6cce44-53c4-3a9d-b427-ec8d037ac21a>






Help  |  Contact  |  Security  |  App  |  Offers






Terms and Conditions

By participating in PayPal’s “Invite Friends” offer (the "Programme"), you 
agree to the following terms and conditions ("Terms"). Under these Terms, if 
you are the person inviting people to join PayPal you are a "referrer", and 
if you are a person who receives such invitation, you are a "referee.".

1. Offer Period. The Programme starts at 12:00:00 a.m. British Summer Time 
on 07 July 2025 and ends at 11:59:59 p.m. Greenwich Mean Time on 31 October 
2025 (the “Offer Period”).

2. Redemption Period: Rewards should be visible in the “Offers” section of 
your Valid Account (defined below) within approximately 14 (fourteen) days 
but may be available sooner. The Reward will expire on 31 January 2026 
(“Redemption Period”).

3. Eligibility and overview: To be an eligible participant (an “Eligible 
Participant”), each participant must: (1) be 18 (eighteen) years of age or 
older; (2) be a resident in the United Kingdom; (3) have a United Kingdom 
personal PayPal account in good standing (a “Valid Account”) during the 
Offer Period and Redemption Period; and (4) receive an authorised invitation 
to participate in the Programme (eligibility for/those who receive such 
invitation will be determined solely by PayPal). The Programme is limited to 
Eligible Participants who successfully claim the Reward (as defined below) 
on a first-come, first-served basis. For the purposes of this paragraph, 
“good standing” shall mean the Eligible Participant is not in breach of 
these Terms and the User Agreement, and will continue to comply with these 
Terms and the User Agreement for the duration of the Programme.

4. How it works: A referrer may refer a referee via the referral mechanism 
in the PayPal app or on PayPal.com. The referrer can claim a maximum Reward 
of £100.00 GBP (one hundred pounds) for a maximum of 10 (ten) referees 
during the Offer Period that satisfy the following “Reward Criteria”: 
referees must (i) access and complete the PayPal sign up process; (ii) link 
their bank, credit card or debit card to their PayPal account; (iii) verify 
their mobile number linked to their PayPal account; and (iv) complete an 
Eligible Transaction (defined below) within the first 30 days of completing 
the PayPal sign up process using their Valid Account.

5. Eligible Transaction: An “Eligible Transaction” means: (a) an online 
PayPal checkout payment of £5.00 GBP (five pounds) or more using the referee’s 
new PayPal account that is marked as "complete" in the referee’s Valid 
Account; or (b) a person-to-person payment of £5.00 GBP (five pounds) or 
more using the “Send Money” feature in their PayPal account (sent to anyone 
other than the referrer) using the referee’s new PayPal account that is 
marked as “received” by the recipient. Eligible Transactions do not include: 
(1) charitable donations; (2) PayPal Business Debit Mastercard® purchases 
made using the card directly and not through your Valid Account; or (3) 
transactions made in any other currency beyond GBP. Transactions that have 
been cancelled, refunded, or reversed by either the referee, referrer, or 
the seller do not count as Eligible Transactions.

6. Reward: The Reward amount is £10.00 GBP (ten pounds) (the “Reward”). Once 
the steps described above are completed and verified, the Reward will be 
made available in the Eligible Participant’s Valid Account within 
approximately 14 (fourteen) days of the referee satisfying the Reward 
Criteria. Eligible Participants will also receive an email informing them 
when the Reward is available in their Valid Account. During the Offer 
Period, there is a limit of 1 (one) Reward per referee Valid Account and 10 
(ten) Rewards per referrer Valid Account. The referrer can claim a maximum 
Reward of £100.00 GBP (one hundred pounds) for a maximum of 10 (ten) 
referees during the Offer Period. If two or more referrers invite the same 
referee, PayPal will credit the Reward to the person who sent the first 
referral invitation, as determined in PayPal’s sole discretion. The Reward 
does not constitute electronic money, is not deemed part of your PayPal 
balance, has no cash value and cannot be redeemed for cash, used to purchase 
gift cards or transferred out of the Eligible Participant’s Valid Account. 
The Reward is separate and different to PayPal balance. Should the total 
purchase amount exceed the Reward value, then you must add a payment method 
to your Valid Account in order to fund any remaining balance and redeem the 
Reward.

7. Referrals: You must only refer family and personal friends and 
acquaintances to the Programme and must obtain their prior consent before 
sending the referral. You must not publish or distribute the invitation to 
participate in the Programme that you received from PayPal in public 
locations (online or otherwise) where the audience is likely to include 
people who are not your family or personal friends/acquaintances. You may 
not refer yourself to the Programme. If you do so, PayPal may disqualify you 
from participation in the Programme and any successful referrals will be 
void, in PayPal’s reasonable discretion.

8. Receiving and using Rewards: A Valid Account is required from the time of 
participation through Reward fulfilment, as reasonably determined in PayPal’s 
reasonable discretion. Subject to giving reasonable notice to the relevant 
Eligible Participant where possible, PayPal may provide an alternate Reward 
of equal value if it is unable for any reason to fulfil the Reward. PayPal 
reserves the right to limit, cancel, suspend or modify this Programme in 
part or in its entirety at any time. If we do so, we will provide you with 
reasonable notice. PayPal reserves the right to review any account or 
transaction related to this Programme, for any reasonable cause and upon 
such notice as is reasonable under the circumstances without notice, and 
delay completion of the Reward. Before delaying or cancelling the Reward, 
PayPal will give the Eligible Participant reasonable prior notice, where 
possible and practicable, and the possibility to object to the decision. If 
item(s) purchased using a Reward are returned and the Reward has expired, 
PayPal will first refund the money spent to the payment method used to 
complete the Eligible Reward Purchase and purchase amount in excess of the 
money spent (i.e. the value of the Reward) will not be refunded. If the 
Reward Redemption Period has not expired, the value of the Reward will be 
returned to the Offers section of the Valid Account and will be available 
for use by the Eligible Participant up until the Reward Redemption Period. 
Similar offers may run at the same time; qualification for this Programme 
does not constitute qualification for any other offer. PayPal is not 
responsible and/or liable if any e-mail, Reward, purchase, referral or 
Programme-related materials or correspondence are lost, fraudulent, stolen, 
late, incomplete, illegible, interrupted, delayed, altered, defective, 
misdirected, tampered with, or irregular in any way or if any Eligible 
Participant’s e-mail address, Valid Account, or other contact information 
does not work, is deleted, or is changed without participant giving prior 
written notice to PayPal. The Programme is void where prohibited or if the 
Eligible Participant’s account or transactions are fraudulent, abusive, not 
completed through legitimate channels, or irregular in any way. Certain 
offers may not be transferable. Participants may and obtain access to a copy 
of the PayPal's Privacy Policy available here or contacting PayPal if they 
have questions or requests about the exercise of their rights, privacy and 
data protection. Any questions relating to the offer will be resolved in 
PayPal’s reasonable discretion and its decisions related to the offer will 
be final and binding.

9. Governing law and jurisdiction: These Terms are governed by England and 
Wales law. By participating in the Programme, entrants agree to be bound by 
these Terms and the User Agreement. The courts of England shall have 
non-exclusive jurisdiction to settle any dispute or claim arising out of or 
in connection with these Terms. This does not limit your rights under 
mandatory statutory consumer protection regulations and for you to bring 
proceedings before the courts of the place where you are domiciled.

10. Promoter: Marketing services are provided by PayPal Pte Ltd, a company 
incorporated in Singapore, with registered number 200509725E and registered 
address at 5 Temasek Boulevard, #09-01, Suntec Tower Five, Singapore 038985. 
Rewards are issued by PayPal UK Ltd is authorised and regulated by the 
Financial Conduct Authority (FCA) as an electronic money institution (firm 
reference number 994790); in relation to its regulated consumer credit 
activities (firm reference number 996405); and for the provision of 
cryptocurrency services (firm reference number 1000741). Some products and 
services, such as PayPal Pay in 3 and PayPal Working Capital, are not 
regulated by the FCA and may offer a lower level of protection. Please read 
product terms for further details. PayPal UK Ltd's company number is 
14741686. Its registered office is 5 Fleet Place, London, United Kingdom, 
EC4M 7RD.





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PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority 
(FCA) as an electronic money institution (firm reference number 994790); in 
relation to its regulated consumer credit activities (firm reference number 
996405); and for the provision of cryptocurrency services (firm reference 
number 1000741). Some products and services, such as PayPal Pay in 3 and 
PayPal Working Capital, are not regulated by the FCA and may offer a lower 
level of protection. Please read product terms for further details. PayPal 
UK Ltd’s company number is 14741686. Its registered office is 5 Fleet Place, 
London, United Kingdom, EC4M 7RD.

Copyright © 2025 PayPal, Inc. All rights reserved.

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class=3D"stylingblock-content-wrapper">=0A=
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cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%">=0A=
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                                        <tr>=0A=
                                          <td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle">=0A=
                                            <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
role=3D"presentation">=0A=
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                                                <tr>=0A=
                                                  <td align=3D"center" =
style=3D"padding:0px 0px 20px 0px;" valign=3D"middle">=0A=
                                                    <p =
data-element=3D"p3.ppe_bodycopy_2" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-size:16px;font-weigh:400;line-height:1.4;color:#000000;le=
tter-spacing:-0.3px;">If a friend joins PayPal and spends =C2=A35, you =
both can earn a =C2=A310 reward. That=E2=80=99s up to =C2=A3100 in =
rewards when you refer up to ten friends.</p>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
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                                <tr>=0A=
                                  <td =
class=3D"stylingblock-content-wrapper camarker-inner">=0A=
                                    <!--[if mso]> =0A=
                                    <style type=3D"text/css"> =
#outlook_border_css{ border: 0 !important; border-style: none =
!important; } </style>=0A=
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                                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
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role=3D"presentation" style=3D"max-width:640px;" width=3D"640">=0A=
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class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle">=0A=
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role=3D"presentation" style=3D"vertical-align:top;">=0A=
                                                              <tbody>=0A=
                                                                <tr>=0A=
                                                                  <td =
align=3D"center" style=3D"font-family:'PayPal-Pro-Book', Helvetica, =
Arial, =
sans-serif;font-size:18px;mso-line-height-rule:exactly;background:url('ht=
tps://www.paypalobjects.com/marketing/ajo/Template_Module_Spacer_Image1.p=
ng') repeat;padding:2px 2px 2px 2px;border-radius:50px;" =
valign=3D"midle">=0A=
                                                                    <div =
style=3D"mso-line-height-rule:exactly;">=0A=
                                                                      =
<!--[if mso]>=0A=
                                                                         =
  <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/cgp/mgm/referrer?intent=3Dmktg&tsrce=3Dema=
il&src=3Dmgm_monthly_pm&utm_content=3DInvite_Your_Friends_CTA1&utm_source=
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mso-fit-shape-to-text: true;" arcsize=3D"50%">=0A=
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     <w:anchorlock/>=0A=
                                                                         =
     <center>=0A=
                                                                         =
        <![endi1f]-->=0A=
                                                                      <a =
class=3D"oldotcom-border" data-element=3D"p3.ppe_ctabutton_1" =
title=3D"Invite Your Friends" id=3D"outlook_border_css" =
style=3D"display:inline-block;font-family:'PayPal-Pro-Book', Helvetica, =
Arial, =
sans-serif;font-size:18px;background-color:#030303;color:#FEFEFE;text-ali=
gn:center;text-decoration:none;border-radius:50px;-webkit-text-size-adjus=
t:none;padding:16px 30px 16px =
30px;line-height:1.1;font-weight:bold;background-color:#030303;" =
target=3D"_blank" data-nl-type=3D"externalLink" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.rVCacKeOonug=
TvlpeaK_HWA71DMszUwQX4emrtE-GGnVEOaRUYy8lX-Kjal3OdhJqQMBra6GyHZ5DIChZ90lP=
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Hg5oW5y9CYmYVsa7ROfLPYf61SccxjgVOxusFNeirZui1HJEf-3W0H-ApRwC5s0CMMSWrBRH3=
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552a4c7d-09ea-4bde-8882-66a293c3d484">Invite Your Friends</a>=0A=
                                                                      =
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                                                                         =
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                            <!---->=0A=
                            <!---->=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width:100%;" =
class=3D"stylingblock-content-wrapper">=0A=
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cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"B.CTA" role=3D"presentation" style width=3D"100%">=0A=
                                      <tbody>=0A=
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                            <!---->=0A=
                            <!---->=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width:100%;" =
class=3D"stylingblock-content-wrapper">=0A=
                              <tbody>=0A=
                                <tr>=0A=
                                  <td =
class=3D"stylingblock-content-wrapper camarker-inner">=0A=
                                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%">=0A=
                                      <tbody>=0A=
                                        <tr>=0A=
                                          <td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 20px 55px;" =
valign=3D"middle">=0A=
                                            <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
role=3D"presentation">=0A=
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                                                <tr>=0A=
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                                          </td>=0A=
                                        </tr>=0A=
                                      </tbody>=0A=
                                    </table>=0A=
                                  </td>=0A=
                                </tr>=0A=
                              </tbody>=0A=
                            </table>=0A=
                            <!---->=0A=
                            <!---->=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width:100%;" =
class=3D"stylingblock-content-wrapper">=0A=
                              <tbody>=0A=
                                <tr>=0A=
                                  <td =
class=3D"stylingblock-content-wrapper camarker-inner">=0A=
                                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%">=0A=
                                      <tbody>=0A=
                                        <tr>=0A=
                                          <td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle">=0A=
                                            <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
role=3D"presentation">=0A=
                                              <tbody>=0A=
                                                <tr>=0A=
                                                  <td align=3D"center" =
style=3D"padding-top:0px;" valign=3D"middle">=0A=
                                                    <p =
data-element=3D"p3.ppe_bodycopy_3" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-size:12px;line-height:1.3;color:#707070;font-weight:450;l=
etter-spacing:-0.3px;">Min =C2=A35 spend within 30 days of signup. Offer =
ends 31 October 2025. Rewards expire 31 January 2026. Terms apply.</p>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                              </tbody>=0A=
                                            </table>=0A=
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                            <!---->=0A=
                            <!---->=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width:100%;" =
class=3D"stylingblock-content-wrapper">=0A=
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                                <tr>=0A=
                                  <td =
class=3D"stylingblock-content-wrapper camarker-inner">=0A=
                                    <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%">=0A=
                                      <tbody>=0A=
                                        <tr>=0A=
                                          <td align=3D"left" =
class=3D"padside40" style=3D"padding:0px 55px 30px 55px;" =
valign=3D"middle">=0A=
                                            <table align=3D"left" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
role=3D"presentation">=0A=
                                              <tbody>=0A=
                                                <tr>=0A=
                                                  <td>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                              </tbody>=0A=
                                            </table>=0A=
                                          </td>=0A=
                                        </tr>=0A=
                                      </tbody>=0A=
                                    </table>=0A=
                                    <!-- P3.PPE - Primary hero End -->=0A=
                                  </td>=0A=
                                </tr>=0A=
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                            </table>=0A=
                            <!---->=0A=
                          </td>=0A=
                        </tr>=0A=
                      </tbody>=0A=
                    </table>=0A=
                  </td>=0A=
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    <!--||-->=0A=
    <!--End:P3-->=0A=
    <!--||--><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"background-color:#F5F7FA;min-width:100%;" =
class=3D"stylingblock-content-wrapper"><tbody><tr><td =
style=3D"padding:0px;" class=3D"stylingblock-content-wrapper =
camarker-inner"><table cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"width:100%;"><tbody><tr><td><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width:100%;"><tbody><tr><td valign=3D"top" =
class=3D"responsive-td" style=3D"width:100%;padding-bottom:0px;"><!-- =
S4.PPE - Secondary headline with border content Start --><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"S4.PPE" role=3D"presentation" =
width=3D"100%"><tbody><tr><td align=3D"center" class=3D"padside40" =
style=3D"padding:30px 55px 0px 55px;" valign=3D"middle">=0A=
                                  </td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation"><tbody><tr><td =
align=3D"center" style=3D"padding-bottom:20px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_heading_1" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book','Century Gothic', =
Helvetica, Arial, =
sans-serif;font-weight:900;font-size:36px;line-height:1.15;color:#000000;=
letter-spacing:-0.7px;">Referring is =
easy</p></td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation"><tbody><tr><td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" =
width=3D"530"><tbody><tr><td align=3D"center" =
style=3D"padding-bottom:10px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_heading_2" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book','Century Gothic', =
Helvetica, Arial, =
sans-serif;font-weight:900;font-size:24px;line-height:1.15;color:#000000;=
letter-spacing:-0.7px;">1.</p></td></tr><tr><td align=3D"center" =
style=3D"padding-bottom:20px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_bodycopy_1" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-weight:normal;font-size:16px;line-height:1.4;color:#00000=
0;letter-spacing:-0.3px;">Invite a friend who doesn=E2=80=99t have =
PayPal.</p></td></tr></tbody></table><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240"><tbody><tr><td align=3D"center" =
style=3D"padding-top:20px;border-top:1px solid #BFBFBF;" =
valign=3D"middle">=0A=
                                          =
</td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation"><tbody><tr><td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" =
width=3D"530"><tbody><tr><td align=3D"center" =
style=3D"padding-bottom:10px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_heading_3" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book','Century Gothic', =
Helvetica, Arial, =
sans-serif;font-weight:900;font-size:24px;line-height:1.15;color:#000000;=
letter-spacing:-0.7px;">2.</p></td></tr><tr><td align=3D"center" =
style=3D"padding-bottom:20px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_bodycopy_2" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-weight:normal;font-size:16px;line-height:1.4;color:#00000=
0;letter-spacing:-0.3px;">They join and link their bank account or =
card.</p></td></tr></tbody></table><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240"><tbody><tr><td align=3D"center" =
style=3D"padding-top:20px;border-top:1px solid #BFBFBF;" =
valign=3D"middle">=0A=
                                          =
</td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation"><tbody><tr><td align=3D"center" =
class=3D"padside40" style=3D"padding:0px 55px 0px 55px;" =
valign=3D"middle"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" =
width=3D"530"><tbody><tr><td align=3D"center" =
style=3D"padding-bottom:10px;" valign=3D"middle"><p =
data-element=3D"s4.ppe_heading_4" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book','Century Gothic', =
Helvetica, Arial, =
sans-serif;font-weight:900;font-size:24px;line-height:1.15;color:#000000;=
letter-spacing:-0.7px;">3.</p></td></tr><tr><td align=3D"center" =
style=3D"padding:0px;" valign=3D"middle" class><p =
data-element=3D"s4.ppe_bodycopy_3" =
style=3D"margin:0px;font-family:'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-weight:normal;font-size:16px;line-height:1.4;color:#00000=
0;letter-spacing:-0.3px;">When they spend or send at least =C2=A35 =
(within 30 days of signup), we can send you both a =C2=A310 =
reward.</p></td></tr></tbody></table></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" =
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l6SmdVxUTXlxpUbpeLrpWHBr0iTiM&tuid=3D689b08efb1093a59dd7298e6&configId=3D=
552a4c7d-09ea-4bde-8882-66a293c3d484">User Agreement</a></b>&nbsp;for =
the duration of the Programme.<br>=0A=
                                      <br>=0A=
                                      <b>4. How it works:</b> A referrer =
may refer a referee via the referral mechanism in the PayPal app or on =
PayPal.com. The referrer can claim a maximum Reward of =C2=A3100.00 GBP =
(one hundred pounds) for a maximum of 10 (ten) referees during the Offer =
Period that satisfy the following =E2=80=9C<b>Reward =
Criteria</b>=E2=80=9D: referees must (i) access and complete the PayPal =
sign up process; (ii) link their bank, credit card or debit card to =
their PayPal account; (iii) verify their mobile number linked to their =
PayPal account; and (iv) complete an Eligible Transaction (defined =
below) <b>within the first 30 days of completing the PayPal sign up =
process using their Valid Account.</b><br>=0A=
                                      <br>=0A=
                                      <b>5. Eligible Transaction:</b> =
<b>An =E2=80=9CEligible Transaction=E2=80=9D means: (a) an online PayPal =
checkout payment of</b> =C2=A35.00 GBP (five pounds) or more using the =
referee=E2=80=99s new PayPal account that is marked as "complete" in the =
referee=E2=80=99s Valid Account; or (b) a person-to-person payment of =
=C2=A35.00 GBP (five pounds) or more using the =E2=80=9CSend =
Money=E2=80=9D feature in their PayPal account (sent to anyone other =
than the referrer) using the referee=E2=80=99s new PayPal account that =
is marked as =E2=80=9Creceived=E2=80=9D by the recipient. Eligible =
Transactions do not include: (1) charitable donations; (2) PayPal =
Business Debit Mastercard<sup>=C2=AE</sup> purchases made using the card =
directly and not through your Valid Account; or (3) transactions made in =
any other currency beyond GBP. Transactions that have been cancelled, =
refunded, or reversed by either the referee, referrer, or the seller do =
not count as Eligible Transactions.<br>=0A=
                                      <br>=0A=
                                      <b>6. Reward:</b> The Reward =
amount is =C2=A310.00 GBP (ten pounds) (the =E2=80=9CReward=E2=80=9D). =
Once the steps described above are completed and verified, the Reward =
will be made available in the Eligible Participant=E2=80=99s Valid =
Account within approximately 14 (fourteen) days of the referee =
satisfying the Reward Criteria. Eligible Participants will also receive =
an email informing them when the Reward is available in their Valid =
Account. During the Offer Period, there is a limit of 1 (one) Reward per =
referee Valid Account and 10 (ten) Rewards per referrer Valid Account. =
The referrer can claim a maximum Reward of =C2=A3100.00 GBP (one hundred =
pounds) for a maximum of 10 (ten) referees during the Offer Period. If =
two or more referrers invite the same referee, PayPal will credit the =
Reward to the person who sent the first referral invitation, as =
determined in PayPal=E2=80=99s sole discretion. The Reward does not =
constitute electronic money, is not deemed part of your PayPal balance, =
has no cash value and cannot be redeemed for cash, used to purchase gift =
cards or transferred out of the Eligible Participant=E2=80=99s Valid =
Account. The Reward is separate and different to PayPal balance. Should =
the total purchase amount exceed the Reward value, then you must add a =
payment method to your Valid Account in order to fund any remaining =
balance and redeem the Reward.<br>=0A=
                                      <br>=0A=
                                      <b>7. Referrals:</b> You must only =
refer family and personal friends and acquaintances to the Programme and =
must obtain their prior consent before sending the referral. You must =
not publish or distribute the invitation to participate in the Programme =
that you received from PayPal in public locations (online or otherwise) =
where the audience is likely to include people who are not your family =
or personal friends/acquaintances. You may not refer yourself to the =
Programme. If you do so, PayPal may disqualify you from participation in =
the Programme and any successful referrals will be void, in =
PayPal=E2=80=99s reasonable discretion.<br>=0A=
                                      <br>=0A=
                                      <b>8. Receiving and using =
Rewards:</b> A Valid Account is required from the time of participation =
through Reward fulfilment, as reasonably determined in PayPal=E2=80=99s =
reasonable discretion. Subject to giving reasonable notice to the =
relevant Eligible Participant where possible, PayPal may provide an =
alternate Reward of equal value if it is unable for any reason to fulfil =
the Reward. PayPal reserves the right to limit, cancel, suspend or =
modify this Programme in part or in its entirety at any time. If we do =
so, we will provide you with reasonable notice. PayPal reserves the =
right to review any account or transaction related to this Programme, =
for any reasonable cause and upon such notice as is reasonable under the =
circumstances without notice, and delay completion of the Reward. Before =
delaying or cancelling the Reward, PayPal will give the Eligible =
Participant reasonable prior notice, where possible and practicable, and =
the possibility to object to the decision. If item(s) purchased using a =
Reward are returned and the Reward has expired, PayPal will first refund =
the money spent to the payment method used to complete the Eligible =
Reward Purchase and purchase amount in excess of the money spent (i.e. =
the value of the Reward) will not be refunded. If the Reward Redemption =
Period has not expired, the value of the Reward will be returned to the =
Offers section of the Valid Account and will be available for use by the =
Eligible Participant up until the Reward Redemption Period. Similar =
offers may run at the same time; qualification for this Programme does =
not constitute qualification for any other offer. PayPal is not =
responsible and/or liable if any e-mail, Reward, purchase, referral or =
Programme-related materials or correspondence are lost, fraudulent, =
stolen, late, incomplete, illegible, interrupted, delayed, altered, =
defective, misdirected, tampered with, or irregular in any way or if any =
Eligible Participant=E2=80=99s e-mail address, Valid Account, or other =
contact information does not work, is deleted, or is changed without =
participant giving prior written notice to PayPal. The Programme is void =
where prohibited or if the Eligible Participant=E2=80=99s account or =
transactions are fraudulent, abusive, not completed through legitimate =
channels, or irregular in any way. Certain offers may not be =
transferable. Participants may and obtain access to a copy of the =
PayPal's Privacy Policy available <b><a class=3D"arc-link" =
data-nl-type=3D"externalLink" id=3D"acr-link-55611181" =
style=3D"text-decoration:underline;color:rgb(0, 0, 0);" title=3D"here" =
target=3D"_blank" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.rVCacKeOonug=
TvlpeaK_HWA71DMszUwQX4emrtE-GGnVEOaRUYy8lX-Kjal3OdhJqQMBra6GyHZ5DIChZ90lP=
p3xxYgi49EKwwr8f4ozS1_O4xk3n2XddV_etMlpf486eob4uEYyEPOWVyIr-DX5LMqvteJRs6=
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Hg5oW5y9CYmYVsa7ROfLPYf61SccxjgVOxusFNeirZui1HJEf-3W0H-ApRwC5s0CMMSWrBRH3=
sg6oB93u9xMEcu1W7WBiANkDL9fc91FLdfrnVg-fKWPUk1td79Y4lLo4W38gpmTiZvY0qxYqD=
Gf5uHcEC3H46kTDDAJzccZk7pxW7sqDpAMzpiiSQNh95MKhw7jHrqSrzjqvHcnPr1HBgePxkD=
pK-ltZIKRntgzeA19vNH_cv_nWrC4nR0XGh2vokDE0mdKMJaoJo02b2w5UVZ3LYGGSZqX3CX5=
VzGaQwsTzuMPFqPiVAncLzw7fEgqUQeSHs1eXpVyKLDQj-iDCeuPIiCA617NszAGBPrUhw&pi=
d=3Dv1.708bKSbECmdSaZSChplJdELHtfmvs0wUd5tN6WLloh2_6Lvi_GSQBqC_L4sYerWanF=
l6SmdVxUTXlxpUbpeLrpWHBr0iTiM&tuid=3D689b08efb1093a59dd7298e7&configId=3D=
552a4c7d-09ea-4bde-8882-66a293c3d484">here</a></b> or contacting PayPal =
if they have questions or requests about the exercise of their rights, =
privacy and data protection. Any questions relating to the offer will be =
resolved in PayPal=E2=80=99s reasonable discretion and its decisions =
related to the offer will be final and binding.<br>=0A=
                                      <br>=0A=
                                      <b>9. Governing law and =
jurisdiction:</b> These Terms are governed by England and Wales law. By =
participating in the Programme, entrants agree to be bound by these =
Terms and the&nbsp;<b><a class=3D"arc-link" =
data-nl-type=3D"externalLink" id=3D"acr-link-49755684" =
style=3D"text-decoration:underline;color:rgb(0, 0, 0);" title=3D"User =
Agreement" target=3D"_blank" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.rVCacKeOonug=
TvlpeaK_HWA71DMszUwQX4emrtE-GGnVEOaRUYy8lX-Kjal3OdhJqQMBra6GyHZ5DIChZ90lP=
p3xxYgi49EKwwr8f4ozS1_O4xk3n2XddV_etMlpf486eob4uEYyEPOWVyIr-DX5LMqvteJRs6=
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Hg5oW5y9CYmYVsa7ROfLPYf61SccxjgVOxusFNeirZui1HJEf-3W0H-ApRwC5s0CMMSWrBRH3=
sg6oB93u9xMEcu1W7WBiANkDL9fc91FLdfrnVg-fKWPUk1td79Y4lLo4W38gpmTiZvY0qxYqD=
Gf5uHcEC3H46kTDDAJzccZk7pxW7sqDpAMzpiiSQNh95MKhw7jHrqSrzjqvHcnPr1HBgePxkD=
pK-ltZIKRntgzeA19vNH_cv_nWrC4nR0XGh2vokDE0mdKMJaoJo02b2w5UVZ3LYGGSZqX3CX5=
VzGaQwsTzuMPFqPiVAncLzw7fEgqUQeSHs1eXpVyKLDQj-iDCeuPIiCA617NszAGBPrUhw&pi=
d=3Dv1.708bKSbECmdSaZSChplJdELHtfmvs0wUd5tN6WLloh2_6Lvi_GSQBqC_L4sYerWanF=
l6SmdVxUTXlxpUbpeLrpWHBr0iTiM&tuid=3D689b08efb1093a59dd7298e8&configId=3D=
552a4c7d-09ea-4bde-8882-66a293c3d484">User Agreement</a></b>. The courts =
of England shall have non-exclusive jurisdiction to settle any dispute =
or claim arising out of or in connection with these Terms. This does not =
limit your rights under mandatory statutory consumer protection =
regulations and for you to bring proceedings before the courts of the =
place where you are domiciled.<br>=0A=
                                      <br>=0A=
                                      <b>10. Promoter:</b> Marketing =
services are provided by PayPal Pte Ltd, a company incorporated in =
Singapore, with registered number 200509725E and registered address at 5 =
Temasek Boulevard, #09-01, Suntec Tower Five, Singapore 038985. Rewards =
are issued by PayPal UK Ltd is authorised and regulated by the Financial =
Conduct Authority (FCA) as an electronic money institution (firm =
reference number 994790); in relation to its regulated consumer credit =
activities (firm reference number 996405); and for the provision of =
cryptocurrency services (firm reference number 1000741). Some products =
and services, such as PayPal Pay in 3 and PayPal Working Capital, are =
not regulated by the FCA and may offer a lower level of protection. =
Please read product terms for further details. PayPal UK Ltd's company =
number is 14741686. Its registered office is 5 Fleet Place, London, =
United Kingdom, EC4M 7RD.<br>=0A=
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