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To: bob@sarahharvey.com
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Date: Thu, 15 Aug 2024 09:38:31 +0000
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From: "PensionBee" <marketing@hello.pensionbee.com>
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Finish your sign up in just a few minutes.=0A=0A=0A=0A=0A=0A=0A=0A <>View i=
n browser =0A<https://links.pensionbee.com/e/evib=3F_t=3D941fc1872f5648a9be=
cb28376f6c197b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DtoalDmUS7h9AKIGiU=
Z27vQmsytp5Cc__6BKBOCQHbifsmVVcFwYo_7i2dSxv2VlD8sCtbMyQzdVis8PVKeEqYQ%3D%3D=
>=0A=0A=0A <https://www.pensionbee.com/uk/landing-login> =0ALog in <https:/=
/www.pensionbee.com/uk/landing-login> =0A <https://www.pensionbee.com/uk/la=
nding-login>=0A=0A=0A=0A Hi Robert, =0A=0A=0A=0AIf you=E2=80=99ve had sever=
al different jobs, it=E2=80=99s likely that you=E2=80=99ve started and paid=
 =0Ainto various workplace pensions. Not sure who your old pension provider=
s are=3F =0ATake a look at our blog onhow to find your old pensions =0A<htt=
ps://www.pensionbee.com/pensions-explained/find-transfer-pensions/find-my-p=
ension>=0A so you can transfer them across and keep track of your retiremen=
t savings.=0A=0A=0AYou=E2=80=99re only a few steps away from combining all =
your old pensions into a new =0Aplan that you can manage online, or from th=
e palm of your hand!=0A=0A=0AHere=E2=80=99s what we need from you to progre=
ss your pension transfers:=0A=0A * Details to verify your identity: your ad=
dress, date of birth, and National =0AInsurance number.=0A * Information to=
 transfer your pensions: name of your old pension provider, =0Aand a policy=
 number would help too.=0AComplete your sign up <https://www.pensionbee.com=
/uk/landing-login> =0A=0A=0A <https://www.pensionbee.com/uk/podcast>=0A=0A =
This month on The Pension Confident Podcast we=E2=80=99re talking about the=
 age-old =0Aquestion: can money buy happiness=3F Join our expert panel as t=
hey discuss the =0Arelationship between money and happiness.Watch on YouTub=
e =0A<https://www.youtube.com/watch=3Fv=3DRYIjiNL0usA>, read the transcript=
 =0A<https://www.pensionbee.com/uk/blog/2024/july/podcast-episode-30>, list=
en on =0Aall major podcast platforms <https://pod.fo/e/257c05> or from the =
PensionBee =0Aapp.=0A=0A=0A=0A=0A=0A=0AWith investments, your capital is at=
 risk. Pensions can go down in value as =0Awell as up, so you could get bac=
k less than you invest.=0A=0A=0A=0A=0A=0A=0AHave a question=3F=0AGet in tou=
ch with our friendly UK team.=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A<https://www=
.trustpilot.com/review/pensionbee.com=3Futm_medium=3DTrustbox&utm_source=
=3DEmailSignature2>=0A =0A<https://www.trustpilot.com/review/pensionbee.com=
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e/>  <https://www.pensionbee.com/podcast> =0AIf you do not wish to receive =
any marketing emails,=0Aplease click here to Unsubscribe =0A<https://links.=
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c__6BKBOCQHbifsmVVcFwYo_7i2dSxv2VlDAR5_A5P64vuMW05Nskq_m2-Unjk7SppNI5SKykhE=
DUWtyuCAn8pb6AHXOkaa1mNWO9L_z3rCY6mhdUmAMGrVIXdut00BP1oybeIzpFCRQP1IGlYbT8L=
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al, sans-serif; font-size:16px; color:#FFFFFF; font-weight:300;" valign=3D"=
middle"> <a data-linkto=3D"https://" href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D5e13c3c04c574c5db701e93=
2bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rBlOBE9-06ejEgK5VgeHJzfpaiciKvae2nQ22uYkzJ2=
2aBQwtJbiUmU0XEErWxjenxnwxTrrKRLhUg0uLvysuL0CPXKM0a7Yki9dE0FrVInbTXeAFANnYh=
wCkoULo9z1pFyAGaI9TQse2q6Y7bFLxzv7Z5738s8VZGvONkvSRx3y0_vVhNiXMrX5frd9SKtl5=
GifZQWJGHwaKrERxxiuUqoAYxOExB1WQr36L8tyS26f7ROo_AG0FKMcVEYFsoZwFtk4Q%3D%3D"=
 style=3D"color:#FFFFFF;text-decoration:none; display:block; line-height:42=
px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> </table> </td> </t=
r> </table> </td> </tr> </table></div></td></tr></table><table class=3D"ima=
ge_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lsp=
ace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td cla=
ss=3D"pad" style=3D"box-sizing: border-box; width: 100%;" width=3D"100%"><d=
iv class=3D"alignment" align=3D"center" style=3D"box-sizing: border-box; li=
ne-height: 10px;"><div style=3D"box-sizing: border-box; max-width: 600px;">=
<a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb=
28376f6c197b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rB=
lOBE9-06ejEgK5VgeHJzfpaiciKvae2nQ22uYkzJ22aBQwtJbiUmU0XEErWxjenxnwxTrrKRLhU=
g0uLvysuL0CPVrhGnFbSSvAvXcqFWKk5KN2QAJeYDk1KR_3LEg-VuoWbRpKhBYK5FAsxFpVD-zQ=
TKd1nVHx-RwgZk32VmVskf4DblT0qPwMHF2pCLQYGvjOFoV5yqLiXJF1v9mHIbRhWoJwq-tgFgH=
FIXXyL5K_7ehiSOVFwUg8uZcGf0n0RexqQ%3D%3D" target=3D"_blank" style=3D"box-si=
zing: border-box; outline: none;" tabindex=3D"-1"><img src=3D"https://res.c=
loudinary.com/pensionbee/image/upload/v1671632693/emails/New%20template/Und=
er%2050s/Email_1_-_under_50s_1.png" style=3D"box-sizing: border-box; displa=
y: block; height: auto; border: 0; width: 100%;" width=3D"600" alt=3D"Image=
" title=3D"Image" height=3D"auto"></a></div></div></td></tr></table></td></=
tr></tbody></table></td></tr></tbody></table><table class=3D"row row-2" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace:=
 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr styl=
e=3D"box-sizing: border-box;"><td style=3D"box-sizing: border-box;"> <table=
 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; color: #333; width: 620px; margin=
: 0 auto;" width=3D"620"><tbody style=3D"box-sizing: border-box;"><tr style=
=3D"box-sizing: border-box;"><td class=3D"column column-1" width=3D"100%" s=
tyle=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; f=
ont-weight: 400; text-align: left; padding-bottom: 30px; padding-top: 15px;=
 vertical-align: top; border-top: 0; border-right: 0; border-bottom: 0; bor=
der-left: 0;" align=3D"left" valign=3D"top"><table class=3D"text_block bloc=
k-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=
=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso=
-table-rspace: 0; word-break: break-word;"><tr style=3D"box-sizing: border-=
box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"box=
-sizing: border-box; font-family: sans-serif;"><div class style=3D"box-sizi=
ng: border-box; font-size: 12px; font-family: Arial,'Helvetica Neue',Helvet=
ica,sans-serif; mso-line-height-alt: 18px; color: #3a342c; line-height: 1.5=
;"><p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; fon=
t-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: border=
-box; word-break: break-word; font-size: 16px;">&nbsp;Hi Robert,</span> </p=
><p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-=
size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: b=
order-box; line-height: inherit; margin: 0; font-size: 16px; mso-line-heigh=
t-alt: 24px;"> <span style=3D"box-sizing: border-box; word-break: break-wor=
d; font-size: 16px;">If you=E2=80=99ve had several different jobs, it=E2=80=
=99s likely that you=E2=80=99ve started and paid into various workplace pen=
sions. Not sure who your old pension providers are=3F Take a look at our bl=
og on <a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648=
a9becb28376f6c197b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmakn=
GVZ5rBlOBE9-06ejEgK5VgeHJzfpahayAerv_tFO1UGx24AiAk86Ctzq06rMOoRaqDTm70RuG57=
IAtXNlfhFBSwGRNSfdwzX8OpXS1H2XbyeqI80dTLTiJgHTaLVbPUE0zzZQTp1MG5Wj4lYZHH_Br=
MfU-_P5B3UfY5dRbc_qu4gnfdNx0EU4J-qZrdMaU7DuK_KioRLMcaQc5dtvc051PqSZIWxjNn9A=
sxKznr3Jw-4GodxhmdoinltIGK4Txn_ILsM9NQouYgsPwj3MSzHvaL0pOx6vlqjA1mXrfVV7qnb=
lNv584Q" target=3D"_blank" style=3D"box-sizing: border-box; text-decoration=
: none; color: #24b6b6;" rel=3D"noopener">how to find your old pensions</a>=
 so you can transfer them across and keep track of your retirement savings.=
</span></p> <p style=3D"box-sizing: border-box; line-height: inherit; margi=
n: 0; font-size: 16px; text-align: left; mso-line-height-alt: 24px;"><br st=
yle=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; word=
-break: break-word; font-size: 16px;">You=E2=80=99re only a few steps away =
from combining all your old&nbsp;pensions&nbsp;into a new plan that you can=
 manage online, or from the palm of your hand!</span></p><p dir=3D"ltr" sty=
le=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-size: 1=
6px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: border-box;"><spa=
n style=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;=
">Here=E2=80=99s what we need from you to progress your pension transfers:<=
/span></p> <ul style=3D"box-sizing: border-box; line-height: 1.5; mso-line-=
height-alt: 24px;"><li style=3D"box-sizing: border-box;"><span style=3D"box=
-sizing: border-box; word-break: break-word; font-size: 16px;"><strong styl=
e=3D"box-sizing: border-box;">Details to verify your identity</strong>: you=
r address, date of birth, and National Insurance number.</span></li><li sty=
le=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; word-=
break: break-word; font-size: 16px;"><strong style=3D"box-sizing: border-bo=
x;">Information to transfer your pensions</strong>: name of your old pensio=
n provider, and a policy number would help too.</span></li></ul></div></div=
></td></tr></table><table class=3D"button_block block-2" width=3D"100%" bor=
der=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: bo=
rder-box;"><div class=3D"alignment" align=3D"center" style=3D"box-sizing: b=
order-box;"><!--[if mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" href=3D"https://link=
s.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D5e13c=
3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rBlOBE9-06ejEgK5VgeHJzfpa=
iciKvae2nQ22uYkzJ22aBQwtJbiUmU0XEErWxjenxnwxTrrKRLhUg0uLvysuL0CPXwptjKr9Gej=
2VnHcbbxEos48vCWKYoDUt33o8v7BiK68D7eVt2YN7reutFQnxCgJzwU7UIv3CUe9GEzyO_erWY=
dHu55_6iazvLrenGd0gxW3sroobqalal7S0U7IBEKVeUJ3jTFIezugyFk813tNmsRjzDRKmJLDL=
jSew97SPTqQ%3D%3D" style=3D"height:42px;width:213px;v-text-anchor:middle;" =
arcsize=3D"10%" stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:=
textbox inset=3D"0px,0px,0px,0px"> <center dir=3D"false" style=3D"color:#00=
0000;font-family:Arial, sans-serif;font-size:16px"><![endif]--> <a href=3D"=
https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197=
b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rBlOBE9-06ejE=
gK5VgeHJzfpaiciKvae2nQ22uYkzJ22aBQwtJbiUmU0XEErWxjenxnwxTrrKRLhUg0uLvysuL0C=
PWiJmRp9eZ9JpNmg7jjaatNt4sQt1nECtIMPYPaMX2rTdp1Ia7ml6eROGLCew6VCgUjxES5FKpZ=
axAQk4tQM_uNF6w7K2FJjgONC5GJ9Ifu9gfa5PRPQ-YNwOk1QpsBiNvzYWZOZ_n2M7Z8oRjlFbm=
oCkUxBSxHbOIPS7M4c8LBJA%3D%3D" target=3D"_blank" style=3D"box-sizing: borde=
r-box; background-color: #f9c000; border-bottom: 0px solid transparent; bor=
der-left: 0px solid transparent; border-radius: 4px; border-right: 0px soli=
d transparent; border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; =
font-size: 16px; font-weight: 400; mso-border-alt: none; padding-bottom: 5p=
x; padding-top: 5px; text-align: center; text-decoration: none; width: auto=
; word-break: keep-all;"><span style=3D"box-sizing: border-box; word-break:=
 break-word; padding-left: 20px; padding-right: 20px; font-size: 16px; disp=
lay: inline-block; letter-spacing: normal;"><span style=3D"box-sizing: bord=
er-box; word-break: break-word; line-height: 32px;"><strong style=3D"box-si=
zing: border-box;">Complete your sign up</strong></span></span></a> <!--[if=
 mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tabl=
e></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row r=
ow-3" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-tabl=
e-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"=
><tr style=3D"box-sizing: border-box;"><td style=3D"box-sizing: border-box;=
"><table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: bord=
er-box; mso-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: =
#000; width: 620px; margin: 0 auto;" width=3D"620"><tbody style=3D"box-sizi=
ng: border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"25%" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom:=
 5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: 0=
; border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table c=
lass=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; ms=
o-table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-bo=
x;"><td class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 20px=
; padding-left: 20px; padding-right: 20px; padding-top: 10px; width: 100%;"=
 width=3D"100%"><div class=3D"alignment" align=3D"center" style=3D"box-sizi=
ng: border-box; line-height: 10px;"><div style=3D"box-sizing: border-box; m=
ax-width: 115px;"><a href=3D"https://links.pensionbee.com/u/click=3F_t=3D94=
1fc1872f5648a9becb28376f6c197b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DC=
U7-yaAIcmaknGVZ5rBlOBE9-06ejEgK5VgeHJzfpagZm1iDWaLclBE1m60GEddzK88Q02XtEPwI=
-Heh00_eZQxNj2rZsKxJVJUBD41cPdPhBKEEctl7Zw8WYuNBXSKkuwGpyCczTPBsPd0dbZ6_N9H=
qTKlVjmg5_YDMnmBcqDS5C8vTrQAZAFYlXoeLmmv1W5FjzW38gtQyupJ6M68x2EaXO2a_iZrshk=
1hYPMncei5lcNndpxvW65d4OX5Ks1A" target=3D"_blank" style=3D"box-sizing: bord=
er-box; outline: none;" tabindex=3D"-1"><img src=3D"https://res.cloudinary.=
com/pensionbee/image/upload/v1692616392/headshots/pension_confident_podcast=
.png" style=3D"box-sizing: border-box; display: block; height: auto; borde=
r: 0; width: 100%;" width=3D"115" height=3D"auto"></a></div></div></td></tr=
></table></td><td class=3D"column column-2" width=3D"75%" style=3D"box-sizi=
ng: border-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400;=
 text-align: left; padding-bottom: 5px; padding-top: 5px; vertical-align: t=
op; border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" alig=
n=3D"left" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%=
" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; w=
ord-break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"=
pad" style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box=
; font-family: sans-serif;"><div class style=3D"box-sizing: border-box; fon=
t-size: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso=
-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p style=3D"box-=
sizing: border-box; line-height: inherit; margin: 0; font-size: 14px; mso-l=
ine-height-alt: 21px;"> This month on <strong style=3D"box-sizing: border-b=
ox;">The Pension Confident Podcast</strong> we=E2=80=99re talking about the=
 age-old question: can money buy happiness=3F Join our expert panel as they=
 discuss the relationship between money and happiness. <a href=3D"https://l=
inks.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D5e=
13c3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rBlOBu4W2mVBrp7Ev9Nqq4=
g9uaYtA78rJW6ISSAyk_TaZQ6ZcF3r_fMlGlYn04H5cBKO-tnnsBd_z2XO0z_ISBK5QYw3Cmwud=
iZGrrq2xoWjS7al-QcyoD9mNtuAHafNfiH6akUZMW1Q2g-ZT9tYiIU5dX5fgkdSaKD-WFMJ7eEv=
DuFJajWD4aq_xPND-XKxlK_uvzWfDtd0RL2wxqUJTYYrDntWTo3fUMeAUCRaG7bauowEAD3VXSf=
8-QZrNuaY-kk_A%3D%3D" target=3D"_blank" style=3D"box-sizing: border-box; te=
xt-decoration: none; color: #24b6b6;" rel=3D"noopener">Watch on YouTube</a>=
, <a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9be=
cb28376f6c197b&_m=3D5e13c3c04c574c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5=
rBlOBE9-06ejEgK5VgeHJzfpajYPs_eRqH_It-61iJLCDXMcDX9gT9sBmdR7i3S7xngNxITAfPE=
cVJp943hDvUcthqIwIdkAc_ill8e7bnQ56G6gvAXs0j41ueCtuyAURe0JZiW4ilXzkLU_IW8CPF=
G-pCnVst9wShzTEQr_TZ7KfWOE9AjW0d26KNrKHXDfCJhAy0ytr-Rz-w6PUqFZpKyHROKVgvkvh=
vPeWqJh-6bu4JWkIlvNJ2-UZ0vaAzliKWG6Mvnuv5GDUdMW5z2laoTLcU%3D" target=3D"_bl=
ank" style=3D"box-sizing: border-box; text-decoration: none; color: #24b6b6=
;" rel=3D"noopener">read the transcript</a>, <a href=3D"https://links.pensi=
onbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D5e13c3c04c57=
4c5db701e932bd894ad3&_e=3DCU7-yaAIcmaknGVZ5rBlOHi0lw08_EcUtnoAJA87nHmsFGpOW=
hrsZwztsm74LkRqUU-0OetCZKzIjigyS-vg8-VokrZHEVuQ54Rou6kKuVtTVJ_dARge9JDFloJg=
Q_HYo_WXUQwVUzrKKiUb3_JeRw6fzAv9ojIoKm4kxqIlXOnAzK49LWMpksCADuZwbfu8jFtru6X=
rqJXd3WZoeSSPkR7t4h8U-sochNOqx3zFuDk%3D" target=3D"_blank" style=3D"box-siz=
ing: border-box; text-decoration: none; color: #24b6b6;" rel=3D"noopener">l=
isten on all major podcast platforms</a> or from the PensionBee app. </p></=
div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></t=
able><table class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-si=
zing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=
=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box;"><td styl=
e=3D"box-sizing: border-box;"><table class=3D"row-content stack" align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 620px; margin: 0 auto;" width=3D"6=
20"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: borde=
r-box;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: b=
order-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text=
-align: left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; b=
order-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" align=3D"=
left" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" bor=
der=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 21px; color: #000; line-height: 1.5;"><p style=3D"box-sizing:=
 border-box; line-height: inherit; margin: 0; font-size: 14px; mso-line-hei=
ght-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; mso-line-height-alt: 21px;"><em style=
=3D"box-sizing: border-box;">With investments, your capital is at risk. Pen=
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