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From: "Kevin Riley" <kevin@coaching-360.co.uk>
To: <bob@sarahharvey.com>
Subject: Bob. Don't let Journalists ruin your business...
Date: Sun, 23 Nov 2025 19:59:54 -0000
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Negative outlook on the announcements this week? Budge it.

View in browser


360 View:


A Weekly Business Tip, Tool, Resource (and the occasional gossip) for busy 
SME owners.




Hi Bob,



I've had so many conversations with clients this week about the upcoming 
Budget: Let other people read the headlines and delay decisions. You can't.





Tip:


Circle of Control



Before you read another Budget take, spend 20 minutes on this.

Draw three circles inside each other:



Things I control | Things I influence | Things I cannot affect. Put your 
worries in each relevant circle.

  <https://hs-5986753.f.hubspotstarter.net/hub/5986753/hubfs/THINGS%20I%20CONTROL%20(1).png?width=518&upscale=true&name=THINGS%20I%20CONTROL%20(1).png>


For every item in the “control” column, write one immediate action and name 
the owner. Put a single next step against each “influence” item. Anything in 
“cannot affect” gets ignored for now.





Resource:


Institute for Fiscal Studies (IFS)





Clearly, the budget may have a large impact on business, but we need to be 
clear on what that is.

When you want clarity, go to the source that separates policy from panic. 
The IFS translates Budget measures into real-world impact.



Read their analysis to understand which changes will matter to business 
cashflow and which are just column inches.


 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNyZW3m2nnW6N1vHY6lZ3pGW6w9fGZ1vwpg5W5sDJpj2p0NMMW7TqGH06vp2WZW9b0Ynj2Dvbs8W80T_FZ5S384yW43r06H3DlN68W36wYG-2q1qHVN99QM5q1W-V0W2Py6wG1tKvXPW8bLjzQ6yykhXW1b_vmd8FRzKWW1rXlsC53t3w_W8H7vtg5m_p1bW3LL2d72MG6_nW1WTGz81lxpylW8wQfyS3ZcYN_W3wPVqQ4fsyzTW14sPgS6rczzqW5dxkmj4R57fDV4F-x31Xt5JNW1wJ5yD1wQ9mQW4-VgZf35JsfQf4zQPh604> 
The IFS





Tool:


90-Day Planning with SMUTTIE Goals



Use a short 90-day plan to lock on the work you control. Pick one 90-day 
priority and define it using SMUTTIE Goals: Systemised, Measurable, 
Uncomfortable, Tactical, Targeted, Inspirational, Emotional.



Break that priority into weekly plays, assign owners and run a single weekly 
30-minute review.


SMUTTIE keeps goals emotionally anchored and ruthlessly practical so your 
team moves on what matters, not what journalists say.

Here's a free download if you can't make it to GrowthCLUB 
<https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3lTW2Xx-8l2DtjLkW6BdkWQ4yMmCSW25BdPG5w9hxRW8B3Tvh4JfLnnN2QJLQZq8C6pW8PHtGY1gZ3HdW7LBPM031b--NW8pxlBd4P-HyPW8rhfm37fnZZ5W5g9NHL1KdXbSW1qG89l98VRLLW4zpp7z93hjp_W6NDwNN7S_k7VW8kq-XL6lq5GyW6JlLDD8l7z-NW702ZdB8Xt6VBW2lsrFH8fg2CWW3_48tW5K_QHyN4W5Ml9PQswkW8Wb-wd53RpMSW6GxB3t6PT2S9W4YJdqh5hp_G9W6lFBX_6Zqj3XW6rjM153XGPthW4-sYLr6HZM7fW21N-8z52nJkXf5_nY6H04> 
where we'll be building these for the next 90 days AND 2026!


Smuttie Goals (Free Download)

 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-P3m2nnW8wLKSR6lZ3npW6-_hR74-J3z_W466hWt67zyf9F1J1v_LwvjKN7LpcVHfDl8KW77T8yD2QTydwW77P54z223rRgW2kc8-F45dCDpW2vw7Jf8b1lbhW1q5RQy1VLt22W7dHw933WxXDmW4kC77G8KDyLZW979n0J16XnQjVYTh7c5tzK4cW83YzTZ4JKSTNVX0-6C2BH1_CW3w1llF5tfrgfW7rmFsL6-1dg8W2rdPv54yRDFGW8RFVs68BtFTtW15qSjL44JmdcW4SfPrl5XG_HRW81wSTB2GWGgPW6m57VC1WPMqkW7KWn9J3j40cvW3bDWv18H-Z8SW2nPGlc5q0Lc-W7srgmx3sfB9dW4RQ79c819bywf3xhxqH04> 
GrowthCLUB Link




What we do at GrowthCLUB (Video)


Remember GrowthCLUB 
<https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3lKMv7xvxn87XLN3_nMl_CQrrZN5HRGJT7y7Z4W2gnJh34c9rTNW89vvYV3VMWGnW91T7sQ6PypL7W76lDGy1-HbzlW3Jp1jl14KJzlVF4xdD5N2v_kW3Kn52B6Q9-SzW2xbfWQ63CvmcW6dKnpP31ndKHW2bsj8Q3n6YfGW3-ys0q2HfPZtV6BDW94QjPkJW47P-DY21ml-dW2-NXP_25CfGBVJg6ff1pqfmFW3qrcR652CZwKN7ryQBC-QWJgN7y2rXgbLL1NW2X5SL13jH-xsW5gCcb2537z6LW7q2bd727TXdXW4s6yND7FKLX7W1Gx0M67hnnlBf1k7JXz04> 
is on the 10th December. It's the perfect place to get guided support in 
90-day planning and some team alignment for your business.


Have a great budget week!



Kevin

  <https://hs-5986753.f.hubspotstarter.net/hub/5986753/hubfs/Kevin%20Email%20Sig.png?width=1196&upscale=true&name=Kevin%20Email%20Sig.png>

 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3p-W95Cq2s66_cNgW5GrQv21bR3zqW9m4pq22YnwCMW4JMMTt5S7kKWW6VP2_X7cNMW1W92gl5D1qZwdpW1lxYb66mQHLNW7wrP-S2jTdVlW5HRxdW83kldmW1Z_p7y4BxR0zW2fWY947VXTqdW2KrF1_4LRJz9W7S0qc18zVszGW8p4RlS8QNjPgW15W5Wv9hHXy2VNwqCY258hPSN8VHw73gCtBhW10VmBX8_HghnW1XQK3X7Q2ZNqW86Qb-z1nyVG-W17fn0n6f0-qZW7TRBq37GrZc6W27s8312dczV6W6NVwjb65LvXmN1_T7Sryj8PkW6rNzrL8fVn2cf2TwvdM04> 
Growth Events for Business Owners


⬇️ Get in touch on social media ⬇️



 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNyZW3m2nnW6N1vHY6lZ3mzW3DhzB749kbrdW8wZ37z2s0tw0W7SJhy16lRP9GW6XPvqP3s7wG4W2RnWJV8sRf_MW6-T16b5lc2pVW4B0CTL7Zg0qsV4Xscy8w29TRW4BrXH13z_xn2VxY_JD2s3m-CW1Y_ZX76FFYP7W5xs5l_60zg_jW3nPQ0Z1QW-1YW7w3SND6qkhThW1YrWxn8wqp88W3wDbP56KsYv5W63Yj9t558CZXW3RHPC16Gw25-W8_fzVm11VQgGW1jR6N34g96vPW90J-0P3BDsslW6MWKx82HC8KddSt2s004>
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 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3nkN3sH1vkZH7r6W3McB8S7WWdVTN6gjDh4j8B_BW60W73933VtvrW4SHJTc8s0tf5N3mwsWNd7H5yW2rTtxM5G8BG8VF1zWj5BsqwbVMDGHN8RWKcpW26M9727KlhrmW6WWLd37wyln0N54wWCNsPrcvW7l4D_K8R4pgbW383B1G4BrFM0W65dpQp700jKNW53Kq6495nF81W67vHXJ44G5T-N5ZbBXkMM6hlW2C0xRh8j4d5sW2cZSSS2sMrlyW6Q_yJq1Dtj_-W2Z6B8K7L-r_0N6RKPPcvW_6KW87RtF34Vxm07W4lk3rf5xDzHQW5sG8mP3VwDRGf2_50M804>
 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3l8W5PYzp4871xlKV7h55C26rQpgW1v56hZ1p6WKBTj0Nq8SjtlZW7wByzF7dq6cYW5BKB0R3BTp2RW6K6jRW5MC-bcW6GWwBF959B0MW1K41pP5RGzXyW6WL7ft5_P6sjW6tRv0Q3D4c-PW8Nx1dd2RZ3bfVJpMSB2Q1KlWW3T63Vj33qb5fW2DCP2_9bQB7qW1V-Zrn3Ypy9PW3jkl0-3GLxHYVLggvr4RLG6cW5ns8pX1jPxZ8VX-zMn6VPfqZW5f6fWV4DqC0PW7B969G25jPRGW8552RB436C4nW6HzwGF1nV26CV2Yqkr1KVkvlW82FX2L25mfQCf2pKGNg04>
 <https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-b3m2nnW7lCdLW6lZ3ktW2Md1g_7kf8xfW3GwKZZ7VJKp5W22qh5M2M5zTTW87_gfP6cXPBjW98lqh85hW71sW1r-PV14tqFlqVRgbnW4Qy8pPW1F515q1ZK7StW1Z6g3D44JH21W25MQ8v7V2NpTW1_1q3g3hTrz2W8Kpd5s5XXd1mW47BgSW1h5j6DW4BSc2c2YWWXnW2d4kHK910_n9VZR6992cjfl9W3s_NFn14ZRbDW8zRvG43SHMrfW8Jbw5797GJr5W88D6d-38ZndMW3FkVXx7sN3txW2_19367x9j5WN63k7Fx9jXzNW82GVv_86cKJjf5HlpVl04>






Coaching 360 Ltd, Suite 69, Pure Offices, Plato Close, Leamington Spa, 
Warwickshire CV34 6WE, 01926 942144

Manage preferences

  <https://cK13Q04.na1.hubspotlinksstarter.com/Cto/OP+113/cK13Q04/VWWMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqW1HNyL08fYDLp2fV1>

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#section-1 .hse-column-container{background-color:transparent =
!important} }</style><!--<![endif]--><style type=3D"text/css">#hs_body =
#hs_cos_wrapper_main a[x-apple-data-detectors]{color:inherit =
!important;text-decoration:none !important;font-size:inherit =
!important;font-family:inherit !important;font-weight:inherit =
!important;line-height:inherit !important}
a{text-decoration:underline}p{margin:0}body{-ms-text-size-adjust:100%;-we=
bkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased;moz-osx-fon=
t-smoothing:grayscale}
table{border-spacing:0;mso-table-lspace:0;mso-table-rspace:0}table,td{bor=
der-collapse:collapse}
img{-ms-interpolation-mode:bicubic}p,a,li,td,blockquote{mso-line-height-r=
ule:exactly}
.ShadowHTML p,.sh-modified-inline p{margin:0}</style></head>
  <body id=3D"hs_body" bgcolor=3D"#ffffff" style=3D"margin:0 !important; =
padding:0 !important; font-family:Tahoma, sans-serif; font-size:15px; =
color:#000000; word-break:break-word">
    <div id=3D"preview_text" =
style=3D"display:none;font-size:1px;color:#ffffff;line-height:1px;max-hei=
ght:0px;max-width:0px;opacity:0;overflow:hidden;" lang=3D"en">Negative =
outlook on the announcements this week? Budge it.</div>
   =20
<!--[if gte mso 9]>
<v:background xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"t">
    <v:fill type=3D"tile" color=3D"#ffffff"/>
</v:background>
<![endif]-->
    <div class=3D"hse-body-background" lang=3D"en" =
style=3D"background-color:#ffffff" bgcolor=3D"#ffffff">
      <table role=3D"presentation" class=3D"hse-body-wrapper-table" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"margin:0; padding:0; =
width:100% !important; min-width:320px !important; height:100% =
!important" width=3D"100%" height=3D"100%">
        <tbody><tr>
          <td class=3D"hse-body-wrapper-td" valign=3D"top" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding-top:10px; padding-bottom:20px">
            <div id=3D"hs_cos_wrapper_main" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_dnd_area" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"dnd_area">  <div =
id=3D"section_1763906757797" class=3D"hse-section hse-section-first" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; =
max-width:600px; margin:0 auto">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
      <tr>
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:598px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"598" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:598px">
<![endif]-->
<div id=3D"column_1763906757797_0" class=3D"hse-column hse-size-12">
  <div id=3D"hs_cos_wrapper_module_17639067577962" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget =
hs_cos_wrapper_type_module" style=3D"color: inherit; font-size: inherit; =
line-height: inherit;" data-hs-cos-general-type=3D"widget" =
data-hs-cos-type=3D"module"><div style=3D"overflow:hidden">
  <table role=3D"presentation" class=3D"hse-pre-header hse-secondary" =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"text-align:right; font-family:Arial, sans-serif; =
font-size:12px; line-height:135%; color:#23496d; margin-bottom:0; =
padding:0" align=3D"right">
    <tbody>
      <tr>
        <td align=3D"right" valign=3D"top" style=3D"color:#000000; =
word-break:break-word; text-align:right; font-family:Arial, sans-serif; =
font-size:12px; padding:10px 0; margin-bottom:0; line-height:135%">
          <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v5kBVzW7Y9pgv6lZ3lZN3rmlghnkDWM=
W77yNkr3XgjQyW90cB7q10sTz3W8GFgl442rJLCW4VDXM95Z6l6JW7kdlWz5vvG3lW7gzsM02=
Z5n8vW72X6__606sVZF5xVzZyPwtYW2vnpRl7dcVL5W2xfMJx4Fr_zLVB0w413tnnBcN9c53X=
3qGdM8W5zqyL_8qD8cVW6RV4V05mMj_VW7fQdlS1CFM15W7VggDs6JxvCyW32DYSh2zRtjsW4=
CLFCD2TRCz9W8L67Pk96CpSNW35X30V85ll-dVQL14W70TQ5DW811b656VyHqnW7kd0yk80Ph=
wWW1yRZhN8n4l7-W6n6Hkl8fFTr3W68XYD41Qs-hpW1BK4zl3vXMGTW5GSvFY1W8zZ3W6VXsc=
M2hkGH-W5TX3Lf6sfnGPW4yk1Lb8JSq1TW7HTt0S8dj-mwW99WvS74jvMgHW7_tbSR71Tm9XV=
ZcbRr2v8j6zW3ZbJ9P3KsmkfN1vmnJ4761FJW4KTqHh1hY0JlW68LzNT3sM0xhN8bWmNwghPB=
gW6zJx3H530Bsbf8ggHqx04" style=3D"color:#00a4bd; font-weight:normal; =
text-decoration:underline; font-style:normal" data-hs-link-id=3D"0" =
data-hs-link-id-v2=3D"zmNSQALT" target=3D"_blank">View in browser</a>
        </td>
      </tr>
    </tbody>
  </table>
</div></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-0" class=3D"hse-section" style=3D"padding-left:0px; =
padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-top =
hse-border-m hse-border-top-m" style=3D"min-width:280px; =
max-width:600px; margin:0 auto; border-left:1px solid #cccccc; =
border-right:1px solid #cccccc; box-sizing:border-box; border-top:1px =
solid #cccccc; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc;border-top:1px solid #cccccc" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
class=3D"hse-border hse-border-top hse-border-m hse-border-top-m" =
width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:598px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"598" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:598px">
<![endif]-->
<div id=3D"column-0-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_175364686199714" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_175364686199714_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><h2 =
style=3D"margin:0; line-height:175%; font-size:22px; color:#102d7b">360 =
View:&nbsp;</h2>
<h3 style=3D"font-size:17px; margin:0; line-height:175%">A Weekly =
Business Tip, Tool, Resource (<em>and the occasional gossip</em>) for =
busy SME owners.</h3>
<p style=3D"line-height:175%">&nbsp;</p>
<p style=3D"line-height:175%">Hi Bob,<br><br></p>
<p data-start=3D"421" data-end=3D"577" style=3D"line-height:175%">I've =
had so many conversations with clients this week about the upcoming =
Budget: Let other people read the headlines and delay decisions. You =
can't.&nbsp;</p></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1763295939940" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:598px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"598" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:598px">
<![endif]-->
<div id=3D"column_1763295939940_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17548584610555" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
role=3D"none" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top" width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Tahoma, sans-serif; =
color:#000000; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1.5px solid =
#fc3afc;width:80%;margin:0 auto;"></p>
      <!--[if mso]>
        <table role=3D"none" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" =
style=3D"font-size:1px;border-top:1.5px solid #fc3afc;width:446px;">
          <tr>
            <td style=3D"height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
    </td>
  </tr>
</tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17542558404709" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17542558404709_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><h2 =
style=3D"margin:0; line-height:175%; font-size:22px; color:#102d7b; =
text-align:left" data-start=3D"1512" data-end=3D"1556" =
align=3D"left"><strong data-start=3D"1512" data-end=3D"1556">Tip: =
</strong></h2>
<h3 style=3D"font-size:17px; margin:0; line-height:175%; =
text-align:left" data-start=3D"1512" data-end=3D"1556" =
align=3D"left"><strong data-start=3D"1512" data-end=3D"1556">Circle of =
Control</strong></h3></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1762723857019" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:299px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"299" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:299px">
<![endif]-->
<div id=3D"column_1762723857019_0" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17554653412884" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17554653412884_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
data-start=3D"692" data-end=3D"928" style=3D"line-height:175%">Before =
you read another Budget take, spend 20 minutes on this. <br><br>Draw =
three circles inside each other:</p>
<p data-start=3D"692" data-end=3D"928" =
style=3D"line-height:175%">&nbsp;</p>
<p data-start=3D"692" data-end=3D"928" style=3D"line-height:175%">Things =
I control | Things I influence | Things I cannot affect. Put your =
worries in each relevant =
circle.</p></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:299px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"299" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:299px">
<![endif]-->
<div id=3D"column_1762723881571_1" class=3D"hse-column hse-size-6">
  <div id=3D"hs_cos_wrapper_module_17627237990131" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget =
hs_cos_wrapper_type_module" style=3D"color: inherit; font-size: inherit; =
line-height: inherit;" data-hs-cos-general-type=3D"widget" =
data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" =
role=3D"presentation" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" =
style=3D"font-family:Tahoma, sans-serif; color:#000000; =
word-break:break-word; text-align:center; padding:10px 20px; =
font-size:0px">
        <img alt=3D"THINGS I CONTROL (1)" =
src=3D"https://hs-5986753.f.hubspotstarter.net/hub/5986753/hubfs/THINGS%2=
0I%20CONTROL%20(1).png?width=3D518&amp;upscale=3Dtrue&amp;name=3DTHINGS%2=
0I%20CONTROL%20(1).png" style=3D"outline:none; text-decoration:none; =
max-width:100%; font-size:16px" width=3D"259" align=3D"middle">
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1763296040272" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:598px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"598" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:598px">
<![endif]-->
<div id=3D"column_1763296040272_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17632960444921" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17632960444921_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
style=3D"line-height:175%; font-weight:normal">For every item in the =
=E2=80=9Ccontrol=E2=80=9D column, write one immediate action and name =
the owner. Put a single next step against each =
=E2=80=9Cinfluence=E2=80=9D item. Anything in =E2=80=9Ccannot =
affect=E2=80=9D gets ignored for =
now.</p></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1762723963822" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
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  <td valign=3D"top" style=3D"width:598px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"598" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:598px">
<![endif]-->
<div id=3D"column_1762723963822_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17621195735972" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
role=3D"none" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top" width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Tahoma, sans-serif; =
color:#000000; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1.5px solid =
#fc3afc;width:50%;margin:0 auto;"></p>
      <!--[if mso]>
        <table role=3D"none" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" =
style=3D"font-size:1px;border-top:1.5px solid #fc3afc;width:279px;">
          <tr>
            <td style=3D"height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
    </td>
  </tr>
</tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17542548310233" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17542548310233_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><h2 =
style=3D"margin:0; line-height:175%; font-size:22px; color:#102d7b; =
text-align:left" align=3D"left"><strong data-start=3D"228" =
data-end=3D"261">Resource:</strong></h2>
<h3 style=3D"font-size:17px; margin:0; line-height:175%; =
text-align:left" align=3D"left">Institute for Fiscal Studies (IFS)</h3>
<p style=3D"line-height:125%" data-start=3D"572" =
data-end=3D"772">&nbsp;</p></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17578695741032" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17578695741032_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
data-start=3D"153" data-end=3D"302" style=3D"line-height:175%">Clearly, =
the budget may have a large impact on business, but we need to =
be&nbsp;clear on what that is.&nbsp; <br><br>When you want clarity, go =
to the source that separates policy from panic. The IFS translates =
Budget measures into real-world impact.</p>
<p data-start=3D"153" data-end=3D"302" =
style=3D"line-height:175%">&nbsp;</p>
<p data-start=3D"153" data-end=3D"302" style=3D"line-height:175%">Read =
their analysis&nbsp;to understand which changes will matter to business =
cashflow and which are just column =
inches.</p></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17632980545486" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#102d7b" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; border-radius:8px; cursor:auto; =
background-color:#102d7b; mso-padding-alt:12px 18px">
        <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNyZW3m2nnW6N1vHY6lZ3pGW6w9fGZ1vwpg=
5W5sDJpj2p0NMMW7TqGH06vp2WZW9b0Ynj2Dvbs8W80T_FZ5S384yW43r06H3DlN68W36wYG-=
2q1qHVN99QM5q1W-V0W2Py6wG1tKvXPW8bLjzQ6yykhXW1b_vmd8FRzKWW1rXlsC53t3w_W8H=
7vtg5m_p1bW3LL2d72MG6_nW1WTGz81lxpylW8wQfyS3ZcYN_W3wPVqQ4fsyzTW14sPgS6rcz=
zqW5dxkmj4R57fDV4F-x31Xt5JNW1wJ5yD1wQ9mQW4-VgZf35JsfQf4zQPh604" =
target=3D"_blank" style=3D"color:#00a4bd; font-size:16px; =
font-family:Tahoma, sans-serif; Margin:0; text-transform:none; =
text-decoration:none; padding:12px 18px; display:block" =
data-hs-link-id=3D"0" data-hs-link-id-v2=3D"oawHOFPZ">
          <strong =
style=3D"color:#ffffff;font-weight:bold;text-decoration:none;font-style:n=
ormal;">The IFS</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_175425609215310" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
role=3D"none" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top" width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Tahoma, sans-serif; =
color:#000000; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1.5px solid =
#fc3afc;width:80%;margin:0 auto;"></p>
      <!--[if mso]>
        <table role=3D"none" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" =
style=3D"font-size:1px;border-top:1.5px solid #fc3afc;width:446px;">
          <tr>
            <td style=3D"height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
    </td>
  </tr>
</tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_175425627578511" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_175425627578511_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><h2 =
style=3D"margin:0; line-height:175%; font-size:22px; color:#102d7b; =
text-align:left" data-start=3D"1984" data-end=3D"2049" =
align=3D"left"><strong data-start=3D"1984" data-end=3D"2049">Tool: =
</strong></h2>
<h3 style=3D"font-size:17px; margin:0; line-height:175%; =
text-align:left" data-start=3D"1984" data-end=3D"2049" =
align=3D"left">90-Day Planning with SMUTTIE =
Goals</h3></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17548606406519" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17548606406519_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
data-start=3D"1094" data-end=3D"1194" style=3D"line-height:175%">Use a =
short 90-day plan to lock on the work you control. Pick one 90-day =
priority and define it using SMUTTIE Goals: Systemised, Measurable, =
Uncomfortable, Tactical, Targeted, Inspirational, Emotional.</p>
<p data-start=3D"1094" data-end=3D"1194" =
style=3D"line-height:175%">&nbsp;</p>
<p data-start=3D"1094" data-end=3D"1194" =
style=3D"line-height:175%">Break that priority into weekly plays, assign =
owners and run a single weekly 30-minute review.</p>
<p data-start=3D"1094" data-end=3D"1194" style=3D"line-height:175%"><br =
data-start=3D"1335" data-end=3D"1338">SMUTTIE keeps goals emotionally =
anchored and ruthlessly practical so your team moves on what matters, =
not what journalists say.<br><br>Here's a free download if you can't =
make it to <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3lTW2Xx-8l2DtjL=
kW6BdkWQ4yMmCSW25BdPG5w9hxRW8B3Tvh4JfLnnN2QJLQZq8C6pW8PHtGY1gZ3HdW7LBPM03=
1b--NW8pxlBd4P-HyPW8rhfm37fnZZ5W5g9NHL1KdXbSW1qG89l98VRLLW4zpp7z93hjp_W6N=
DwNN7S_k7VW8kq-XL6lq5GyW6JlLDD8l7z-NW702ZdB8Xt6VBW2lsrFH8fg2CWW3_48tW5K_Q=
HyN4W5Ml9PQswkW8Wb-wd53RpMSW6GxB3t6PT2S9W4YJdqh5hp_G9W6lFBX_6Zqj3XW6rjM15=
3XGPthW4-sYLr6HZM7fW21N-8z52nJkXf5_nY6H04" rel=3D"noopener" =
style=3D"color:#00a4bd" data-hs-link-id=3D"0" =
data-hs-link-id-v2=3D"aTq3FRKY" target=3D"_blank">GrowthCLUB</a> where =
we'll be building these for the next 90 days AND =
2026!</p></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1763908994122" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:299px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"299" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:299px">
<![endif]-->
<div id=3D"column_1763908994122_0" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17639090029575" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#102d7b" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; border-radius:8px; cursor:auto; =
background-color:#102d7b; mso-padding-alt:12px 18px">
        <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy_43m2nnW95jsWP6lZ3lcW3xW6Nq1Z7f0=
cW2T3QDs70z3HjN6S1cbRTkT8SW6Rd8_z4YZtDgW131M2s8CPnB3W6NvxzH13g57rW7mrg3K6=
2lCMNW8gktnn2QhP-1W8mBGlH9fKbsbW3mC5Ww1wsd8dW11f3ZY7mBsBWW8B3jSt1Fl3-pVlX=
JX94XyzKfW17Lypv8zs5NmW7129mL3dmyjvW6Vd11989zbl7W7tDRKh8m_htPW466CHC643Wn=
KW1Wz67k8NxRLLW5QWRdY5TVMWgW2QZckn8zm6SVW7bVZsr2CbK0CW3wNXCL27vKRmVctHqk3=
QvsyvVdlPwn8gvgtYW1Hnb5G6xLfZtW8LtLgK67g2X0V1SGm02BMY7_W7tpbw46gNMvXW7rcW=
r15bWCvGf3jjpsx04" target=3D"_blank" style=3D"color:#00a4bd; =
font-size:16px; font-family:Tahoma, sans-serif; Margin:0; =
text-transform:none; text-decoration:none; padding:12px 18px; =
display:block" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"7v+FPz2Y">
          <strong =
style=3D"color:#ffffff;font-weight:bold;text-decoration:none;font-style:n=
ormal;">Smuttie Goals (Free Download)</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:299px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"299" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:299px">
<![endif]-->
<div id=3D"column_1763908994122_1" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17639083626514" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#102d7b" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; border-radius:8px; cursor:auto; =
background-color:#102d7b; mso-padding-alt:12px 18px">
        <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-P3m2nnW8wLKSR6lZ3npW6-_hR74-J3z=
_W466hWt67zyf9F1J1v_LwvjKN7LpcVHfDl8KW77T8yD2QTydwW77P54z223rRgW2kc8-F45d=
CDpW2vw7Jf8b1lbhW1q5RQy1VLt22W7dHw933WxXDmW4kC77G8KDyLZW979n0J16XnQjVYTh7=
c5tzK4cW83YzTZ4JKSTNVX0-6C2BH1_CW3w1llF5tfrgfW7rmFsL6-1dg8W2rdPv54yRDFGW8=
RFVs68BtFTtW15qSjL44JmdcW4SfPrl5XG_HRW81wSTB2GWGgPW6m57VC1WPMqkW7KWn9J3j4=
0cvW3bDWv18H-Z8SW2nPGlc5q0Lc-W7srgmx3sfB9dW4RQ79c819bywf3xhxqH04" =
target=3D"_blank" style=3D"color:#00a4bd; font-size:16px; =
font-family:Tahoma, sans-serif; Margin:0; text-transform:none; =
text-decoration:none; padding:12px 18px; display:block" =
data-hs-link-id=3D"0" data-hs-link-id-v2=3D"Dt0XnCP9">
          <strong =
style=3D"color:#ffffff;font-weight:bold;text-decoration:none;font-style:n=
ormal;">GrowthCLUB Link</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1754254826726" class=3D"hse-section" =
style=3D"padding-left:0px; padding-right:0px">
   =20
   =20
      <div class=3D"hse-column-container hse-border hse-border-m" =
style=3D"min-width:280px; max-width:600px; margin:0 auto; =
border-left:1px solid #cccccc; border-right:1px solid #cccccc; =
box-sizing:border-box; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;border-left:1px solid =
#cccccc;border-right:1px solid #cccccc" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" class=3D"hse-border =
hse-border-m" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:598px;">
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<!--[if gte mso 9]>
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width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17639082496022" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#102d7b" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; border-radius:8px; cursor:auto; =
background-color:#102d7b; mso-padding-alt:12px 18px">
        <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v5kBVzW7Y9pgv6lZ3l1W4StMhj3tjYR=
lW3Yfcjn6zZV-TW3wWkq03TYTx0W6Th9Yn4PQbZXW65XQ122hCTbsW6GSqJ_5HY9RKW1QmwZX=
1sWQP9W78_0zv5Lb-gfW8V6NGS5DyS7jW2Vzygb3gZhJFW1_4M-147fncXW2q7jGz1wTqSPW8=
Y3p_j6fKGGMW2Z8trl3KJ3KRN3D_LMXyrhRgW5Fp09j7xlMTYW17d7vH6h8bw0VVLg_z2ZVfn=
WVJbCcv2WDt5SW65LhKR7M_7C7W7prMCx960X9wW4HqlkQ2kSBcXN43mpjwCThkZW8XTBn937=
J-LtW6WbGp25KZhT_W8YZ7pt4tSLvHW4LkhGk46bcPfW2SC01k6VsJtRW79Mfnd2TcyQFW6C6=
zrv2TKZM-W6gqdPM28cy2sW3j0xLr7ldHwqW56KvWx6dlrzQW7dh9Tq5t8n7vW6js_kV14nqB=
zW6gCDsw47h0BHW6Pp1c52ttqcFW38NycQ6NW_wGW1Xv7fh1ZF0y7W5RQvP42Y9v84N6Khjvz=
ncdprW6fgddq3k9Y4Qf6D3k8n04" target=3D"_blank" style=3D"color:#00a4bd; =
font-size:16px; font-family:Tahoma, sans-serif; Margin:0; =
text-transform:none; text-decoration:none; padding:12px 18px; =
display:block" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"vfS5HiDD">
          <strong =
style=3D"color:#ffffff;font-weight:bold;text-decoration:none;font-style:n=
ormal;">What we do at GrowthCLUB  (Video)</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17536445472935" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17536445472935_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
style=3D"line-height:175%">Remember <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3lKMv7xvxn87XLN=
3_nMl_CQrrZN5HRGJT7y7Z4W2gnJh34c9rTNW89vvYV3VMWGnW91T7sQ6PypL7W76lDGy1-Hb=
zlW3Jp1jl14KJzlVF4xdD5N2v_kW3Kn52B6Q9-SzW2xbfWQ63CvmcW6dKnpP31ndKHW2bsj8Q=
3n6YfGW3-ys0q2HfPZtV6BDW94QjPkJW47P-DY21ml-dW2-NXP_25CfGBVJg6ff1pqfmFW3qr=
cR652CZwKN7ryQBC-QWJgN7y2rXgbLL1NW2X5SL13jH-xsW5gCcb2537z6LW7q2bd727TXdXW=
4s6yND7FKLX7W1Gx0M67hnnlBf1k7JXz04" rel=3D"noopener" =
style=3D"color:#00a4bd" data-hs-link-id=3D"0" =
data-hs-link-id-v2=3D"JPH3x/6k" target=3D"_blank">GrowthCLUB</a> is on =
the 10th December. It's the perfect place to get guided support in =
90-day planning and some team alignment for your =
business.</p></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17639083022383" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17639083022383_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
style=3D"line-height:175%">Have a great budget week!</p>
<p style=3D"line-height:175%">&nbsp;</p>
<p =
style=3D"line-height:175%">Kevin</p></div></div></td></tr></tbody></table=
>
<div id=3D"hs_cos_wrapper_module_17536442762952" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
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class=3D"hse-image-wrapper" role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td align=3D"center" valign=3D"top" style=3D"font-family:Tahoma, =
sans-serif; color:#000000; word-break:break-word; text-align:center; =
padding:0px; font-size:0px">
        <img alt=3D"Kevin Email Sig" =
src=3D"https://hs-5986753.f.hubspotstarter.net/hub/5986753/hubfs/Kevin%20=
Email%20Sig.png?width=3D1196&amp;upscale=3Dtrue&amp;name=3DKevin%20Email%=
20Sig.png" style=3D"outline:none; text-decoration:none; max-width:100%; =
font-size:16px" width=3D"598" align=3D"middle">
      </td>
    </tr>
  </tbody>
</table></div>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_175364960204115" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#102d7b" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; border-radius:8px; cursor:auto; =
background-color:#102d7b; mso-padding-alt:12px 18px">
        <a =
href=3D"https://cK13Q04.na1.hubspotlinksstarter.com/Ctc/OP+113/cK13Q04/VW=
WMc43TzPDqW4LSFtj41FL-RW4TqGZG5GdlPqN1HNy-v3m2nnW7Y8-PT6lZ3p-W95Cq2s66_cN=
gW5GrQv21bR3zqW9m4pq22YnwCMW4JMMTt5S7kKWW6VP2_X7cNMW1W92gl5D1qZwdpW1lxYb6=
6mQHLNW7wrP-S2jTdVlW5HRxdW83kldmW1Z_p7y4BxR0zW2fWY947VXTqdW2KrF1_4LRJz9W7=
S0qc18zVszGW8p4RlS8QNjPgW15W5Wv9hHXy2VNwqCY258hPSN8VHw73gCtBhW10VmBX8_Hgh=
nW1XQK3X7Q2ZNqW86Qb-z1nyVG-W17fn0n6f0-qZW7TRBq37GrZc6W27s8312dczV6W6NVwjb=
65LvXmN1_T7Sryj8PkW6rNzrL8fVn2cf2TwvdM04" target=3D"_blank" =
style=3D"color:#00a4bd; font-size:16px; font-family:Tahoma, sans-serif; =
Margin:0; text-transform:none; text-decoration:none; padding:12px 18px; =
display:block" data-hs-link-id=3D"1" data-hs-link-id-v2=3D"31hRJk0V">
          <strong =
style=3D"color:#ffffff;font-weight:bold;text-decoration:none;font-style:n=
ormal;">Growth Events for Business Owners</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" =
style=3D"font-family:Tahoma, sans-serif; font-size:15px; color:#000000; =
word-break:break-word; padding:10px 20px"><div =
id=3D"hs_cos_wrapper_module_17536444855184" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17536444855184_" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
style=3D"line-height:175%; text-align:center" =
align=3D"center">=E2=AC=87=EF=B8=8F&nbsp;Get in touch on social media =
=E2=AC=87=EF=B8=8F</p></div></div></td></tr></tbody></table>
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hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
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data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table =
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      <td class=3D"social-network-cell" align=3D"center" =
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          Coaching 360 Ltd, Suite 69, Pure Offices, Plato Close, =
Leamington Spa, Warwickshire CV34 6WE, 01926 942144
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target=3D"_blank">Manage preferences</a>
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  =20
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 =20
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------=_NextPart_000_0BD7_01DC5E09.47316B90--