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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Boost your financial wellbeing in 2025, Robert.
Date: Fri, 13 Dec 2024 14:11:43 -0000
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  <http://sp.pensionbee.com/q/i6axJ29WnskyYkDiQ08hlw~~/AABRIgA~/RgRpPsWfPVcFc3BjZXVCCmdVn0BcZ342a5ZSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Combine your existing pensions in just a few steps. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=B7n7zwnAmQwwNx2l9U0MvpYlVWByI78p45rcPr5WbByKvWX4Yxtg4iGdQDBuJOI7vrTBZQlpELdp6ArzwPWtarQDoUR883Dd5_fpxJL7Jf50fftw7h-hSmF2Mm9gTFvipIu40csUm_V3AQHtXt4muw%3D%3D>







View in browser 
<https://links.pensionbee.com/e/evib?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=B7n7zwnAmQwwNx2l9U0MvpYlVWByI78p45rcPr5WbByKvWX4Yxtg4iGdQDBuJOI7ItAtZSj0hannuGbqdleAeQ%3D%3D>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6QpHKLAQxJWYhLPTSMpaqOmrYjeSHQW0VU3710gJZVwhzFlILdCYJ0omqDW0QVmhPrAzZiPZYdd9fs6sfK0j99Mhj-YL9oDC7qol1B7hmFVwVE_NQkVmZeszFauxvf92uL5wNPbR4rqExtEn_xLTp1C-tO_U1rG-syaeILaP4Ymsy8pzIHwYrTZA6aOg%3D%3D>
Log in 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6QpHKLAQxJWYhLPTTvrlstgYMsZMY5ECN3AlWUPy7ca0DekQyvPMrccyRD-R7UdJrNvhcd_2oRLSJFKwhIfW5sA-etRELwuPD7TmVam9WqcpaSdXlmlajEKoH7mcKo6c1nC9LXySo7WNMgGGcwHGLHmHE8vqCRA_SDMZ95ZkHTim6uLnQwGFNaQgtR2Q%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6QpHKLAQxJWYhLPTSADQp1nnMkXpuom9rkpWZJvuOp6_S3KMDlth4_didlNzGzoy8QpzwuYkkOqxPlXOOM-8GNyoPC69Zws1qNc67sD8rfhyVI4GUYFuyjZSXk_-7l8bSmfYiTDpI3ijfapL8_Z6qDhFCoDu6N7wnfxKu5QDoXEc6ySzV_m5pn278k_g%3D%3D>


Hi Robert,



2025's almost here, so maybe you’re thinking about New Year’s resolutions 
and vowing to get on top of your finances. Take the stress out of it and 
look forward to a happy retirement by combining your pensions with 
PensionBee.

Getting started is easy. All you need to do is:

1. Log in to your PensionBee account 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6QpHKLAQxJWYhLPTTLG9_5MSIDOAzmpLzhbuwyzZo1R-tVnt7CYRPsCpiIMmI-9K5xGaK1lCjdcy6zv8ONRfBJEL5GxF1NP-1Xn3uDgS_s57ehWzoHISWaFRAjSJdNtGbsI0QSKtBirhsvL8l192gRI1VMxB6D7Ev5WrkmKgneMG22FCmPHGhRTmKACQ%3D%3D> 
  - your BeeHive is where you’ll manage all things to do with your new 
PensionBee pension.
2. Tell us about your old pensions - confirm which of your old plans you 
want to transfer to PensionBee and provide any details you can, like a 
provider name or policy number.
3. Leave the rest to us - we’ll start contacting your old providers and your 
personal account manager, your BeeKeeper will provide regular updates every 
step of the way.

Wrap up 2024 by getting a headstart on your finances and consolidate your 
pensions today.




 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6QpHKLAQxJWYhLPTQrHRLY6pA9n1_gSSQvwQW4pK6Gek03xrz71m1y8pJAvSxpeP_Z1XG-yVgTNHf9itNP453NBijiYj-vJqI2hz6Sqguw3TCJkNJHPcQN-sJj90wUL0ShHoYpkRVf9PoYgnylyVDmi7vjl21X3toTkOU04hY6TNKnsl-wVuhve6AWzw%3D%3D> 
Get started today


With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK-based team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedMraN9vFk6clOxu86zPoHG4dhbHe788_IUsCM9cmgSiWt9Ht3Hgpl1U_Y87LBbEccADq0WdAUUBUG3EhLzaXeXW6rWrAyCRw5WVxteKn-KSnmUNMpwre9ZB2Vsnj-BxkWbqwNsVWJz6bqq1-ChImvpoE2spqEN28Q_44b-M1TRhQawuVBeEMBa6rwdBBKQwI9zYHJb-eIUXPDotcUV9LS93> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_ 
m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCe_KCOxweyRh09-miRLp4X9Bt32764xrmsX6YP_O1TQn-LcaMOo5n-RTsx_oLXtvnrBjIwP3uHhHKl2ikPcJcTvbwTsd74tZi4IYGHDsGWFkGhmFEQvAXWl2jVEVHwgwqKUNVvan-vQoDY4xYXM9OreYzx9MZQjYOiK61AJEjVtUnuaLI6ReFi4QcYaPbKpuFMOsL3rqQbKbdbg3eWSrukc6O1kJ8A5Ihx5K6P-CyCVXjglH0NPmLwj11k_GN7FaCh05nYI_P2l5zdEN30UoTr7o2e2JkDpZ3TM1uVMSNYRAvmeJm-iwphPJWeG0i4StjA%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCe_KCOxweyRh09-miRLp4X9Bt32764xrmsX6YP_O1TQn-LcaMOo5n-RTsx_oLXtvnrBjIwP3uHhHKl2ikPcJcTvbwTsd74tZi4IYGHDsGWFkGhmFEQvAXWl2jVEVHwgwqKUNVvan-vQoDY4xYXM9OrflyJmblVCo_T-M8y44fiI3YwWWAk7pw-sPWuiPL7qjwm4MzRK9SFbr-sUbTuLMIZD6QrNwW6yw1TJ5DKuyP4Svq4aaRfgzg85qMSGpQ3jsW0uKbYFdUJJxb2_Z4rAKVDksxInJW_Wy7OuMKWi9SlawIMb_GpVjlgmKUwW-G6tKzQ%3D%3D>


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCXzo24wia-AtWY1Bnao2OpPnk-Mo1C1B5GXMDjrPiIyf827dRLAL_k-ffpi4_h7rbAm9ZPF0KYeepNimXZrPG_91tA4Owl9CDiLJV5gcvZz0KomImyaNQumfKgTG2jASWY4COuhaidC0KQkWN-IrP16w-RWusfU9DBdwKjYeyEuZuht6ZNxH92G69RfuFOIMteKMpUVYgMpx5D5tEQEoL-ahSzZL5QlYPITHisA-jcNk> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCXV8zjRcjULNlys1atnkq0vBkvAptvBWCJ5bbaRMJmMxE9kpxcWmqFx-0jMm3d4mej8yYs0TFWVZ4B0Jy-PoD9bKuWt9OUYLGHoEny9PJriiTq4UZUvsqJpuLA3f6BbvIrl6bo-ShWtpTM29tbllzGMBLNEqU8EvZa8GwsxJQ3hRH7eqC5RP0KsWOwv4Ot6noB4WGHnHo5OFtiPvU0JFQfNegHZRvd5Eum9RklqePFWD> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCUcX4JJm1T5EEEwIt01R_K62tezdxcuNar6E0ilk7J5FydVRjnEDnI75s45FtvHG1vsjZbD6ECyPvDeOp81Ixe18fyzsHVzsuFHIjnIdFznUkKs8yNNHGtM0fkHi8IS-a5GaXHRCs0Iv87rZWzU4lVm8-mP6fkQLeJMnPul3SS_vE0g3k7Fnm4OhJGvq8HGruDBlTD9gwkhK5e7yT3_DJQZmZKQMxrlvBet_vc9F1N6a> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCYpH_0NPjR7uPFGK-n_Aa15yVNX0ylRAtePsJU-pz90Kw5yy8ZO05CbV5_GEh6V35tCz_zIGn3Yg3djLFY2_PryEx7BPwt3u7-syyQrHJKnF4-yolZZM7-yAH15UlFD3mzAAjp27kQ3YVBjNr705GRskuIBv_PX01fFcM2G1IaY21CwTQb0B-Cl8J5rlfdKawSPmVB02eNHfKg_ILkeN_EGUl7ISU8Fi3BawijbckxiD> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCZ-gXYXgzWMVW8tLJU6Z31EmSzRFkHrb_MtzhPO9mhS2Zd15ac1nGJhYnDE-TuwrICpyRFFSPZ37OhmYxg9OP7mNN54iXf_-veJ0FFfUWa0g1P6MuDXdfJc1Yq8H4tiOnmtGDNF96egBb2LqeIgieh1DFy3o5f8Nbz4FzzGm2gl-GRGqzKYAD_NvEW4irRdhpqcIPO-ybkgSGQTTIfgVv1wf_REnrcG0uX-RP-BwwBeD> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCZy7dn1m2wiNO4h77tX2Mr1smXChr3NG_M3Hl-Sppxo_LrcCXy5r4_lz3xA6IR0by0X0aWQlqfl-WKsfBjpTNIrXZ9JTel7jJ3hmOfXqUtYmrc_avhf_V1nfEZlXLo6WfdEqfZ5ed21QXdFCDykN_7ybLCvUzIC1YspxrVEyxZhzaKzstxPmBpoGjpy7W2ekp01oy06lt23LjiOu9F8KSUiiCwtESkP98Mo_qyedR2p3G_UHC2DgELcXkvQ-X61kFQ%3D%3D> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCeUa6HzAYagZiiS3tJPFr6kQPf7H8_PibTFm9QOgqjOkHpAFur4-yzLjFZj-kaEzwUqDli-vTcNKGbJ4sA7ZC2Yr4dXMbpHFVHCsBNw0a42aTpcT1R_JsL92-NXuA_yC5GKvGZood4v0R_0Bl9jO5JWLM6XphSbJWqYBbSXx-kHwd0llWIZYGpnSVoBZjqmA--OUVfhRX5-ldQWwz8xzZ2aXNtnesBjaIBbB3_iALQbv> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=8deaa4885bbd4990bfa2f13e29340b28&_e=yV9LDfU3qAWG6taOCO8NCTYybEsSduByF07wujSfedNfiZVMREYF1h5wI-KiIt95jUC71AROirymgZjRLERyRiFixSoRWxIXbteKZiwLEn7RZ1U1PkeoO_dyNu5_qSJY6-ZQb34pPNY3jDqdCC56_Qi5Un7BqYLwunmMywgEmhDNfeGdhtiJXnJ8afOFjJlZscl9hOF35iP_Hn2VT2rdEGCaa9wl8kMMeFApM8XBsQs0-spWYvn8gr7d8p9K2iKI>
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209 Blackfriars Road, London, SE1 8NL, United Kingdom

PensionBee is authorised and regulated by the Financial Conduct Authority 
(FRN: 744931) and registered in England and Wales (Companies Registration 
No. 9354862).  <http://sp.pensionbee.com/q/uV720EgBNYrN-OdUn6Q-1Q~~/AABRIgA~/RgRpPsWfPlcFc3BjZXVCCmdVn0BcZ342a5ZSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>

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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
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valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
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target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/e/evib?_t=3D941fc1872f5648a9becb2837=
6f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DB7n7zwnAmQwwNx2l9U0Mv=
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View in browser</a></td> </tr> <tr> <td height=3D"22" =
style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6Qp=
HKLAQxJWYhLPTSMpaqOmrYjeSHQW0VU3710gJZVwhzFlILdCYJ0omqDW0QVmhPrAzZiPZYdd9=
fs6sfK0j99Mhj-YL9oDC7qol1B7hmFVwVE_NQkVmZeszFauxvf92uL5wNPbR4rqExtEn_xLTp=
1C-tO_U1rG-syaeILaP4Ymsy8pzIHwYrTZA6aOg%3D%3D" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6Qp=
HKLAQxJWYhLPTTvrlstgYMsZMY5ECN3AlWUPy7ca0DekQyvPMrccyRD-R7UdJrNvhcd_2oRLS=
JFKwhIfW5sA-etRELwuPD7TmVam9WqcpaSdXlmlajEKoH7mcKo6c1nC9LXySo7WNMgGGcwHGL=
HmHE8vqCRA_SDMZ95ZkHTim6uLnQwGFNaQgtR2Q%3D%3D" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6Qp=
HKLAQxJWYhLPTSADQp1nnMkXpuom9rkpWZJvuOp6_S3KMDlth4_didlNzGzoy8QpzwuYkkOqx=
PlXOOM-8GNyoPC69Zws1qNc67sD8rfhyVI4GUYFuyjZSXk_-7l8bSmfYiTDpI3ijfapL8_Z6q=
DhFCoDu6N7wnfxKu5QDoXEc6ySzV_m5pn278k_g%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1733228263/ema=
ils/Festive%20Campaigns%202024/Email_banner_-_Get_financially_fit_2024.jp=
g" style=3D"box-sizing: border-box; display: block; height: auto; =
border: 0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">2025's almost =
here, so maybe you=E2=80=99re thinking about New Year=E2=80=99s =
resolutions and vowing to get on top of your finances. Take the stress =
out of it and look forward to a happy retirement by combining your =
pensions with PensionBee.&nbsp;</span><br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Getting started is easy. All you need to do is:</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">1.<strong style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CTYybEsSduByF07wujSfedOuzh68OIzlOEkRI36knXJImrNVUYVWJxSvU0KagA-LdQIDrP6Qp=
HKLAQxJWYhLPTTLG9_5MSIDOAzmpLzhbuwyzZo1R-tVnt7CYRPsCpiIMmI-9K5xGaK1lCjdcy=
6zv8ONRfBJEL5GxF1NP-1Xn3uDgS_s57ehWzoHISWaFRAjSJdNtGbsI0QSKtBirhsvL8l192g=
RI1VMxB6D7Ev5WrkmKgneMG22FCmPHGhRTmKACQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">Log in to your PensionBee account</a> =
</strong>-&nbsp;</span><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">your BeeHive is where =
you=E2=80=99ll manage all things to do with your new PensionBee =
pension.<br style=3D"box-sizing: border-box;"> 2. <strong =
style=3D"box-sizing: border-box;">Tell us about your old pensions =
</strong>- confirm which of your old plans you want to transfer to =
PensionBee and provide any details you can, like a provider name or =
policy number.</span><br style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">3. <strong style=3D"box-sizing: border-box;">Leave the rest to us =
</strong>- we=E2=80=99ll start contacting your old providers and your =
personal account manager, your BeeKeeper will provide regular updates =
every step of the way.</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Wrap up 2024 by =
getting a headstart on your finances and consolidate your pensions =
today.&nbsp;</span></p></div></div></td></tr></table></td></tr></tbody></=
table></td></tr></tbody></table><table class=3D"row row-2" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
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border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"button_block block-1" =
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role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
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inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
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transparent; border-radius: 4px; border-right: 0px solid transparent; =
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text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Get started today</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le><table class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK-based =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CTYybEsSduByF07wujSfedMraN9vFk6clOxu86zPoHG4dhbHe788_IUsCM9cmgSiWt9Ht3Hgp=
l1U_Y87LBbEccADq0WdAUUBUG3EhLzaXeXW6rWrAyCRw5WVxteKn-KSnmUNMpwre9ZB2Vsnj-=
BxkWbqwNsVWJz6bqq1-ChImvpoE2spqEN28Q_44b-M1TRhQawuVBeEMBa6rwdBBKQwI9zYHJb=
-eIUXPDotcUV9LS93" style=3D"text-decoration: none;" title=3D"Launch live =
chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
Ce_KCOxweyRh09-miRLp4X9Bt32764xrmsX6YP_O1TQn-LcaMOo5n-RTsx_oLXtvnrBjIwP3u=
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uVMSNYRAvmeJm-iwphPJWeG0i4StjA%3D%3D" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
Ce_KCOxweyRh09-miRLp4X9Bt32764xrmsX6YP_O1TQn-LcaMOo5n-RTsx_oLXtvnrBjIwP3u=
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wW6yw1TJ5DKuyP4Svq4aaRfgzg85qMSGpQ3jsW0uKbYFdUJJxb2_Z4rAKVDksxInJW_Wy7OuM=
KWi9SlawIMb_GpVjlgmKUwW-G6tKzQ%3D%3D" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D8deaa4885bbd4990bfa2f13e29340b28&_e=3DyV9LDfU3qAWG6taOCO8N=
CXzo24wia-AtWY1Bnao2OpPnk-Mo1C1B5GXMDjrPiIyf827dRLAL_k-ffpi4_h7rbAm9ZPF0K=
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IrP16w-RWusfU9DBdwKjYeyEuZuht6ZNxH92G69RfuFOIMteKMpUVYgMpx5D5tEQEoL-ahSzZ=
L5QlYPITHisA-jcNk" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
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