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Reply-To: <email-marketing@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: 3 things you can do before the tax year ends
Date: Tue, 31 Mar 2026 14:24:52 +0100
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And get a bonus of up to £500
͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     





And get a bonus of up to £500


 <https://clicks.monzo.com/f/a/iWeBR5rWWEIUovmqPbPEmA~~/AAAHahA~/T2f-tDhZFq4CQJFSMy0X3cnV8Sjtl9HDimNvZwwU2lSAsIorxgV1uLltEUffTKcvsIMQEm3dPXR6yLLD77yg8w-I4B4IzzeKaPW3ajq23AM~>




There’s still time

 <https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5bCoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpbmA~~>


The tax year is almost over, which means your ISA allowance is about to 
reset.

Open a Stocks & Shares ISA before 6 April to make the most of your allowance 
for this year. And when you transfer in an ISA worth at least £1,000 you'll 
get a bonus on top.

Remember, investment values can go down as well as up and you could get back 
less than you put in. Ts&Cs apply.




Open Stocks 
<https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5bCoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpbmA~~> 
& Shares ISA





Get set for the new tax year

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Check your ISA allowance
You can put up to £20,000 into ISAs each tax year. See how much of your 
tax-free allowance you’ve used so far.


 <https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5bCoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpbmA~~>
Review your savings
If you have money in a savings account, consider if some of it could be 
working towards your long-term goals in a Stocks & Shares ISA.


 <https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5bCoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpbmA~~>
Invest on autopilot
Setting up a regular investment can help build the habit over time. Invest 
automatically with roundups or scheduled deposits.






Get up to £500 bonus

Transfer an ISA worth at least £1,000 to a Stocks & Shares ISA with us and 
get a bonus.

Ts&Cs apply.

Learn more 
<https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5bCoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpbmA~~>






We're an authorised and
regulated bank

 <https://clicks.monzo.com/f/a/y_zg8oFvpt64vBtplRdIJg~~/AAAHahA~/Z4-TPq86FUPc7f3V8UCg0VkHlaIm03THG4hD90C7ISCmedtY49uhB2IoJEu9lIC8JYvQPicuXmjtho5bY8nmeSn5BSJ74i34Pe74x3souElfYx26gythZSNXOocLWJbToIW2Su5yniRN8FiyDdFxHA~~> 
<https://clicks.monzo.com/f/a/k3pkRbF0S-Jx0rIbPV6vkg~~/AAAHahA~/wsvbn7KIYI9HE8MzidxcEw_mTR5m8q8P6UZiROtOSKjDkNpL8YsggdmZPxud8PLk8KmYrq0-Ot2DAR8nx0YQbUCPwRDQrAhE-ZqxXnYbgLI~>



 <https://clicks.monzo.com/f/a/BquyiQ_inUB6lgZMkFalvA~~/AAAHahA~/bqeVVSXgdtZdOigF8GxNIAbrjDlV0HiX1MSi3q4jsCyvvaEEgJvorZfm590kNBM4MUiZRMAhIZnGZ7ufyT8MqxebSluxc7rXrKhbDs6lV3RPf1cOC032p3d2E7PaHz9TiXZgn7E8knFLozOVsDh9b2oGrnGCq1PmVnuoERdhlIiG6JkmJAYW4nLrWBVKXeBiIj-nj4f0o4dUAydb-LLvkA~~>



	 <https://clicks.monzo.com/f/a/qEtgc4AwIvuH5vKDYwL4Wg~~/AAAHahA~/BAmS12asilFHhcXnV0UhhmuO8ubaUn8zeWpai7LugAJyftLWcsnO1RIoDat9DGIGctMgPfWZT8Vgdyqsjf4ZwPaUTvFLxMKfqd6XrnJbxAJPeWF8vuAIu9s9wOdba04Z> 
<https://clicks.monzo.com/f/a/ODN8V5ExVYIb57mI7j1EAw~~/AAAHahA~/ysjPG1dWLb0VkNKn2k66fZm-qp4Fr4-p9zGcjTqL5UX2Q_-QUgvje6iq825g_ySFjQ91PUxM33hJnyPlloTTrh_iObjsWdprVYhPGktHbjzEAXD8C2KNif8tfU9eLA0h>







The value of your investments could go up or down and you could get back 
less than you put in. The taxes you pay depend on your circumstances and 
rules could change in the future.

Don’t want to hear from us again?
You can unsubscribe at any time. No hard feelings.

Monzo Bank Limited is a company registered in England and Wales 
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A 
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and 
regulated by the Financial Conduct Authority and the Prudential Regulation 
Authority. Our Financial Services Register number is 730427.

 <https://clicks.monzo.com/f/a/yA_JjuGbNId3I-Oe6EsJmw~~/AAAHahA~/QcNXk3yLahf5sBzLwuyksAVzJKCjQuo0OH9Iuxp7XW_xdoeGB4eg0axA795WS1SFmdVsHABDuakVR-xG7mRjq7ooVKYj4p0jbPyIyMDzkNXd5SGwoLVp-ai9CPlf8D4TQfZmja9ey6rAJA4bk6Nfbg~~> 
<https://clicks.monzo.com/f/a/kPbBZaKABRHS92p-dQslEw~~/AAAHahA~/IwITBrnBywEB_U3l2pEPxav7tFndtvP8R-yK6arCNtfjdar5tdhJaY9KD1cbvyZ1WctWRPWpNbCaTE_Y7lPx9UdX1KlNzOAMbiMIurcVFMTdmH8eonvnGRYwRwaJdXfc> 
<https://clicks.monzo.com/f/a/88Dj2AfpDcVDXSJEYFIttg~~/AAAHahA~/2p_LnNQ0lKm_k-kTtlqCJy8fcehbDptgEOXPVCgVEOJU5k1Nm3DMiR4Xm2atpJj2RQRXrw1OIevyLnW1IrAwurQbOaI2NJkmQ0uo--gQxCqWOk7C_7Mez-AevGdhB_Y6>
 <https://clicks.monzo.com/f/a/iWeBR5rWWEIUovmqPbPEmA~~/AAAHahA~/T2f-tDhZFq4CQJFSMy0X3cnV8Sjtl9HDimNvZwwU2lSAsIorxgV1uLltEUffTKcvsIMQEm3dPXR6yLLD77yg8w-I4B4IzzeKaPW3ajq23AM~>
  <https://clicks.monzo.com/q/crejwSe5Egv-94Hms6EstA~~/AAAHahA~/2aMiM-892944eWzlu4FkbD-jwS1lJoKxhbXKM7cMbt1Utmh06Wi-Tz4-Ph4pXYkmgZlM2PHPn-n749q-sA-10w~~>

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  </style>=0A=
=0A=
    <title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"body body-fix darkmode" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">And=
 get a bonus of up to =C2=A3500</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
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=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
    <div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
        <!-- Email Start -->=0A=
        <table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;">=0A=
            <!-- Email Inner Start -->=0A=
=0A=
            <!-- Connnected Content code goes under this line -->=0A=
=0A=
=0A=
            =0A=
=0A=
            =0A=
            =0A=
=0A=
            =0A=
=0A=
            <tr>=0A=
                <td align=3D"center">=0A=
                    <table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"600" border=3D"0" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;" role=3D"presentation">=0A=
=0A=
                        <!-- Start adding components after this line -->=0A=
                        <!-- Module 2 Hero Start -->=0A=
                        <!-- PreHeader Start -->=0A=
                        <tr>=0A=
                            <td align=3D"left">=0A=
                                <table align=3D"left" class=3D"fullWidth =
darkmode2" width=3D"600" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color:#ffffff" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td align=3D"left">=0A=
                                            <table align=3D"left" =
class=3D"fullWidth" width=3D"550" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;" role=3D"presentation">=0A=
                                                <!-- Subheader Start -->=0A=
                                                <tr>=0A=
                                                    <td class=3D"pt-15 =
pb-15 pl-25" align=3D"left" style=3D"padding:28px 20px 25px 45px;">=0A=
                                                        <h6 =
class=3D"pre-header darkmodeFont1" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:20px;mso-line-heigh=
t-rule:exactly;color:#4B4F54;text-align:left;margin:0;padding:0;">=0A=
                                                            And get a =
bonus of up to =C2=A3500=0A=
                                                        </h6>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                                <!-- Subheader End -->=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- PreHeader End -->=0A=
                        <!-- Logo Content Block Start -->=0A=
                        <!-- Logo Start -->=0A=
<tr>=0A=
  <td class=3D"darkmode" align=3D"center" bgcolor=3D"#F2F8F3">=0A=
    <table align=3D"center" class=3D"fullWidth darkmode" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color:#F2F8F3" role=3D"presentation">=0A=
      <tr>=0A=
        <td class=3D"pt-25 pr-25" align=3D"right" style=3D"padding:55px =
50px 25px 20px;">=0A=
          <a =
href=3D"https://clicks.monzo.com/f/a/iWeBR5rWWEIUovmqPbPEmA~~/AAAHahA~/T2=
f-tDhZFq4CQJFSMy0X3cnV8Sjtl9HDimNvZwwU2lSAsIorxgV1uLltEUffTKcvsIMQEm3dPXR=
6yLLD77yg8w-I4B4IzzeKaPW3ajq23AM~" target=3D"_blank">=0A=
            <img class=3D"logo" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6874ed7c9ec74d008468aca9/original.png?1752493436" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"144" alt=3D"Monzo">=0A=
          </a>=0A=
        </td>=0A=
      </tr>=0A=
    </table>=0A=
  </td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
                        <!-- Logo Content Block End -->=0A=
                        <!-- Header Start -->=0A=
                        <tr>=0A=
                            <td align=3D"center">=0A=
                                <table align=3D"center" =
class=3D"fullWidth darkmode" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color: #F2F8F3;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td class=3D"pt-0 pl-25 pr-25" =
align=3D"center" style=3D"padding:15px 45px 0px;">=0A=
                                            <table align=3D"center" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
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                                                <!-- Title Start -->=0A=
                                                <tr>=0A=
                                                    <td class=3D"Font2 =
pt-0" align=3D"left" style=3D"padding:10px 0px 20px 0px;">=0A=
                                                        <h1 class=3D"h1 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
                                                            =
There=E2=80=99s still time=0A=
                                                        </h1>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                                <!-- Title End -->=0A=
                                                <!-- Image Start -->=0A=
                                                <tr>=0A=
                                                    <td align=3D"center">=0A=
                                                        <!-- insert URL =
in href -->=0A=
                                                        <a =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
CoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpb=
mA~~" target=3D"_blank">=0A=
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image source in src -->=0A=
                                                            <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6979c93454b4ee1132c5e686/original.png?1769589044" class=3D"fullWidth" =
border=3D"0" style=3D"outline:none; text- decoration:none; =
-ms-interpolation-mode: bicubic; border:none; =
display:block;width:510px;" width=3D"510" alt=3D"Man holding a large =
cabbage and a phone, surrounded by lush greenery. A digital overlay =
shows investment options: British, Adventurous, Tech focused.">=0A=
                                                        </a>=0A=
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                                                </tr>=0A=
                                                <!-- Image End -->=0A=
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                        <!-- Header End -->=0A=
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                        <tr>=0A=
                            <td class=3D"pl-25 pr-25 darkmode" =
align=3D"left" style=3D"padding:0px 45px 30px;background-color: =
#F2F8F3;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                    <!-- Paragraph Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2 ptb-25" =
align=3D"left" style=3D"padding:25px 0px 30px 0px;">=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                The tax year is almost =
over, which means your ISA allowance is about to reset. <br><br>=0A=
=0A=
                                                Open a Stocks &amp; =
Shares ISA before 6 April to make the most of your allowance for this =
year. And when you transfer in an ISA worth at least =C2=A31,000 you'll =
get a bonus on top. <br><br>=0A=
=0A=
                                                Remember, investment =
values can go down as well as up and you could get back less than you =
put in. Ts&amp;Cs apply.=0A=
                                            </p>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Paragraph End -->=0A=
                                    <!-- CTA Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"darkmode">=0A=
                                            <table align=3D"left" =
class=3D"fullWidth" width=3D"280" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td align=3D"left">=0A=
                                                        <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">=0A=
                                                            <tr>=0A=
                                                                <td =
align=3D"left">=0A=
                                                                    <div>=0A=
                                                                        =
<!--[if mso]>=0A=
                                                                        =
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
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arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
                                                                        =
<w:anchorlock/>=0A=
                                                                        =
<center>=0A=
                                                                        =
<![endif]-->=0A=
                                                                        =
<a class=3D"fullWidth darkmodeFont1" =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
CoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpb=
mA~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:600;font-size:16px;line-height:40px;text-align:cen=
ter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Open=
 Stocks &amp; Shares ISA</a>=0A=
                                                                        =
<!--[if mso]>=0A=
                                                                        =
</center>=0A=
                                                                        =
</v:roundrect>=0A=
                                                                        =
<![endif]-->=0A=
                                                                    =
</div>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                        </table>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- CTA End -->=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Intro End -->=0A=
                        <!-- Module 2 Hero End -->=0A=
=0A=
                        <!-- Module 2 Tertiary Module Icon Support Start =
-->=0A=
                        <tr>=0A=
                            <td align=3D"center">=0A=
                                <table align=3D"center" =
class=3D"fullWidth darkmode" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
                                    <tr>=0A=
                                        <td =
style=3D"border-radius:25px;padding-top:30px;padding-bottom:30px;">=0A=
                                            <table align=3D"center" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
                                                        &nbsp;=0A=
                                                    </td>=0A=
                                                    <td align=3D"center" =
style=3D"border-radius:20px;;">=0A=
                                                        <table =
align=3D"left" class=3D"fullWidth" width=3D"510" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;" role=3D"presentation">=0A=
                                                            <!-- Modules =
Start -->=0A=
                                                            <tr>=0A=
                                                                <td =
align=3D"left" style=3D"padding-right:30px;background-color: =
#FFFFFF;border-radius:20px;padding:35px 0px;" class=3D"darkmode2">=0A=
                                                                    =
<table align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td width=3D"25">=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td>=0A=
                                                                         =
       <table align=3D"center" class=3D"fullWidth" width=3D"100%" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td class=3D"textCenter pt-15 darkmodeFont2" =
style=3D"font-family:'MonzoSansEB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:20px;line-height:28px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:center;padding:0px 0px 30px =
0px;font-weight:800;">=0A=
                                                                         =
                   Get set for the new tax year=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
                   <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
CoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpb=
mA~~" target=3D"_blank">=0A=
                                                                         =
                                   <img align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6880e4234de414009180c89b/original.png?1753277475" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px" class=3D"pl-0" =
width=3D"50" alt=3D"White phone icon on a coral square background.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
                                           Check your ISA allowance=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"padding-top:10px;font-family:'MonzoSansR', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#111111">=0A=
                                                                         =
                                           You can put up to =
=C2=A320,000 into ISAs each tax year. See how much of your tax-free =
allowance you=E2=80=99ve used so far.=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                               </table>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                       </tr>=0A=
                                                                         =
                   </table>=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td height=3D"30">=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
                   <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
CoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpb=
mA~~" target=3D"_blank">=0A=
                                                                         =
                                   <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6880e43e2aeb060091c80cd6/original.png?1753277502" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px" class=3D"pl-0" =
width=3D"50" alt=3D"Icon of a white sprouting plant with two leaves on =
an orange square background, symbolizing growth and nature. The tone is =
simple and fresh.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
                                           Review your savings=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"padding-top:10px;font-family:'MonzoSansR', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#111111">=0A=
                                                                         =
                                           If you have money in a =
savings account, consider if some of it could be working towards your =
long-term goals in a Stocks &amp; Shares ISA.=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                               </table>=0A=
                                                                         =
                           </td>=0A=
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                       </tr>=0A=
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                   </table>=0A=
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               </td>=0A=
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           </tr>=0A=
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           <tr>=0A=
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               <td height=3D"30">=0A=
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               </td>=0A=
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           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
                   <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile " valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/I4OS0UWFJJub_645eFUiOQ~~/AAAHahA~/aV=
3fXFkn5ZYbAZNwxrg3eHxHalTp6394NZwJmCly6XpmkBi4anN8RDjWQPtyPGOFWfbdboIME5b=
CoWG-gILBqYnQVcyLdJlEHE74UFqmVIAyG1iC_merOFoa6bF7zqcnAfnXslM7JR1k-JHRehpb=
mA~~" target=3D"_blank">=0A=
                                                                         =
                                   <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69c65ac86abe350070369fd4/original.png?1774607048" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" =
alt=3D"White magic wand icon on a coral square background.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
                                           Invest on autopilot=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 =
darkmodeFont2" style=3D"padding-top:10px;font-family:'MonzoSansR', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#111111">=0A=
                                                                         =
                                           Setting up a regular =
investment can help build the habit over time. Invest automatically with =
roundups or scheduled deposits.=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                               </table>=0A=
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                           </td>=0A=
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                   </table>=0A=
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               </td>=0A=
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   </td>=0A=
                                                                         =
   <td width=3D"25">=0A=
                                                                         =
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