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Reply-To: <no.reply@advice.hmrc.gov.uk>
From: "HMRC help and support" <no.reply@advice.hmrc.gov.uk>
To: <bob@sarahharvey.com>
Subject: Talk Money Week: support available to your employees
Date: Fri, 1 Nov 2024 13:41:47 -0000
Message-ID: <010b0192e7f5ed90-e21b4b23-309b-4c13-80c9-143894e932a8-000000@eu-west-2.amazonses.com>
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Dear customer,

This Talk Money Week (4‌‌‌ November to‌‌‌ 8‌‌‌ November‌‌‌ 2024) we are 
highlighting the ways the HMRC app can help your employees to 'get on it' 
and manage their money and tax.

Talk Money Week, organised by the Money and Pensions Service, aims to 
encourage people of all ages to start having conversations about their 
finances.

The HMRC app is free to download and can be set up in minutes, we’ve 
included steps to do this and information on the most popular features, 
including:


• 	claiming a tax refund
• 	support for students and seasonal workers entering employment
• 	support for families with claiming and managing their Child Benefit
• 	preparing for retirement


We’d appreciate your support in sharing some of the most popular HMRC app 
and online services, that can help your employees get their tax right and 
the money they’re entitled to.



How to use the HMRC app for the first time

The HMRC app allows users to check and manage their money and tax in just a 
few clicks. If this is your or your employee’s first time using the app, 
there are 3 simple steps:




1.
	Download the free 
<https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaignkw=notrack&linkid=17304537547326&tid=cc-1_1730468501008290301&signature=4C288276B68BDBBA9077C970324756B4> 
HMRC app from the Apple App or Google Play store.



2.
	Follow the instructions on screen to complete set up, users will be asked 
to sign in. If you’ve not already got an account, you’ll need to sign up by 
using accepted photo ID or by answering some questions instead.



3.
	You’ll need to sign into your account the first time you use the app, but 
after that you can select facial recognition, a short PIN or choose to use 
your fingerprint to sign in quicker.





Claim a tax refund, if owed one

If you or your employees have paid too much tax, claiming a refund is easy 
through the HMRC app.

This is the quickest way to claim your tax refund from us. We’ll pay the 
refund straight into your bank account within one week of your claim.

To claim your tax refund, select the 'Pay As You Earn (PAYE)' section in the 
HMRC app. If you’re due money back from us, you’ll see a green button on the 
page to claim your refund and the amount you are owed. Select this button to 
begin your claim.

If you haven’t yet signed up to our online services, you can still claim 
your refund online by searching 'P800 refund'. You’ll need your P800 
reference number (you can get this from your P800 letter) and your National 
Insurance number.

Find out more about 
<https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaignkw=notrack&linkid=17304537547333&tid=cc-1_1730468501008290301&signature=4C288276B68BDBBA9077C970324756B4> 
claiming a tax refund via the HMRC app.



Support for students and seasonal workers entering employment


We want to help make applying for new jobs quick and easy, especially ahead 
of the busy festive period! Your employees need their National Insurance 
number during the onboarding process, which can be easily found in the HMRC 
app. This can be accessed in minutes and saves up to 15 days waiting for us 
to send this by post.

Your employees can also easily store a digital copy of their National 
Insurance number in the e-wallet of their iPhone or Android device, giving 
quicker access to their National Insurance number, even when offline.



Support for families – claim and manage Child Benefit

If you or your employees are responsible for children, you can claim as much 
as £1,331 a year in Child Benefit for the first child and could also receive 
nearly £881 a year for any other children you have.

Parents can 
<https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaignkw=notrack&linkid=17304537557336&tid=cc-1_1730468501008290301&signature=4C288276B68BDBBA9077C970324756B4> 
claim and manage their Child Benefit in the app and online and could get 
their first payment in as little as 3 working days.

You can also use the app to view recent payments, get proof of entitlement 
and update your bank details. This will all help to ensure you don’t miss 
out on any payments.

If your or your employees’ income is over £60,000 a year, you should still 
apply. You may have heard of the 
<https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaignkw=notrack&linkid=17304537547327&tid=cc-1_1730468501008290301&signature=4C288276B68BDBBA9077C970324756B4> 
High Income Child Benefit Charge, but this shouldn’t put you off. By 
claiming, you and your employees can get National Insurance credits, which 
count towards future eligibility for the State Pension. You can opt out of 
payments when you claim or receive the payments and pay the charge through 
Self Assessment.



Preparing for retirement


If you or your employees are thinking about retirement, you can get ready 
for the future by checking your State Pension forecast and National 
Insurance contributions in the app.

The app is the quickest and easiest way to see how much State Pension you 
could get, when you can get it and increase it by filling any gaps in 
National Insurance Contributions, if you can.

It’s important to check if you can make voluntary contributions as soon as 
possible. You and your employees have until 5‌‌‌ April‌‌‌ 2025 to make 
voluntary contributions back to 6‌‌‌ April‌‌‌ 2006. After the deadline, 
people will only be able to make voluntary contributions for the previous 6 
tax years.

We hope this information helps you and your employees, and we’ll continue to 
keep you updated on our digital services.

Yours faithfully
HM Revenue and Customs










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HMRC’s help and support email service

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Manage help and support emails in our email portal.

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Unsubscribe from all help and support emails.

HMRC app – you can 
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download the HMRC app on your mobile to get information about your tax, 
income, tax codes, National Insurance and any benefits paid by HMRC. Find 
out what the app can do and how to download it on GOV‌‌‌.UK.

Stay safe online – for more information, please search 'avoid and report 
internet scams and phishing' on GOV‌‌‌.UK.


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15px;"><span style=3D"font-family: arial, helvetica, sans-serif;"><a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547332&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
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browser=EF=BB=BF</span></a>=EF=BB=BF</span></span></span><span =
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w=3Dnotrack&tid=3Dcc-1_1730468501008290301&signature=3D4C288276B68BDBBA90=
77C970324756B4" style=3D"text-decoration: underline; color: rgb(0, 0, =
255);">=EF=BB=BF</a></span></span>
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<img =
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src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/Advice=
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<table style=3D"width:600px; max-width: 600px!important;" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" =
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=C2=A0
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<table style=3D"width:600px; max-width: 600px!important;" =
cellspacing=3D"0" align=3D"center" cellpadding=3D"0" border=3D"0" =
class=3D"devicewidthinner">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" style=3D"vertical-align: top; height: auto;">
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; =
padding-bottom: 0px; padding-top: 0px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;"><span style=3D"color: rgb(0, 0, 0);">Dear =
customer,</span><br><br>This Talk Money Week =
(4<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> <span>November</span> =
to<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> =
8<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> =
November<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> 2024) we are =
highlighting the ways the HMRC app can help your employees to 'get on =
it' and manage their money and tax.<br><br>Talk Money Week, organised by =
the Money and Pensions Service, aims to encourage people of all ages to =
start having conversations about their finances.<br><br>The HMRC app is =
free to download and can be set up in minutes, we=E2=80=99ve included =
steps to do this and information on the most popular features, =
including:<br></span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; padding: =
0px 0px 0px 20px;">
<table width=3D"100%">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: =
20px;;padding-top:2px;vertical-align: top;width:16px;">
<span>=E2=80=A2</span>
</td>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: 20px;">
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">claiming a tax refund</span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: =
20px;;padding-top:2px;vertical-align: top;width:16px;">
<span>=E2=80=A2</span>
</td>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: 20px;">
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">support for students and seasonal workers entering =
employment</span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: =
20px;;padding-top:2px;vertical-align: top;width:16px;">
<span>=E2=80=A2</span>
</td>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: 20px;">
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">support for families with claiming and managing their Child =
Benefit</span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: =
20px;;padding-top:2px;vertical-align: top;width:16px;">
<span>=E2=80=A2</span>
</td>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;color: =
#000000; font-size: 16px; line-height: 20px;">
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">preparing for retirement=C2=A0<br></span>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; =
padding-bottom: 0px; padding-top: 0px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;"><span style=3D"color: rgb(0, 0, 0);"><br>We=E2=80=99d appreciate =
your support in sharing some of the most popular HMRC app and online =
services, that can help your employees get their tax right and the money =
they=E2=80=99re entitled to.</span><br></span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; =
padding-bottom: 0px; padding-top: 0px;">
<h1>
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">How to use the HMRC app for the first time</span>
</h1>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; =
padding-bottom: 0px; padding-top: 0px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;"><span style=3D"color: rgb(0, 0, 0);">The HMRC app allows users to =
check and manage their money and tax in just a few clicks. If this is =
your or your employee=E2=80=99s first time using the app, there are 3 =
simple steps:</span><br></span>
</td>
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</tbody>
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<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
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<td id=3D"flexiblock">
<table style=3D"width:600px; max-width: 600px!important;" =
cellspacing=3D"0" align=3D"center" cellpadding=3D"0" border=3D"0" =
class=3D"devicewidthinner two_column_flexi">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"5%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: justify; line-height: 20px; =
padding-left: 20px;">
 <span style=3D"color: rgb(0, 0, 0);"><strong><span style=3D"font-size: =
16px;">1</span></strong></span><span style=3D"font-size: 16px; color: =
rgb(0, 0, 0);">.</span>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"2%" style=3D"height: 5px">
</td>
<td width=3D"93%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial,Helvetica,sans-serif; font-size: 12px; =
color: #C6C6C6; text-align:justify;line-height: 20px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0);">Download the free =
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547326&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);">HMRC app</span></a> from the Apple App or Google =
Play store.=C2=A0</span>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
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</td>
</tr>
</tbody>
</table>
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<!-- 2 Column Flexi starts -->

<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
<tbody>
<tr>
<td id=3D"flexiblock">
<table style=3D"width:600px; max-width: 600px!important;" =
cellspacing=3D"0" align=3D"center" cellpadding=3D"0" border=3D"0" =
class=3D"devicewidthinner two_column_flexi">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"5%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: justify; line-height: 20px; =
padding-left: 20px;">
 <span style=3D"color: rgb(0, 0, 0);"><strong><span style=3D"font-size: =
16px;">2</span></strong></span><span style=3D"font-size: 16px; color: =
rgb(0, 0, 0);">.</span>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"2%" style=3D"height: 5px">
</td>
<td width=3D"93%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial,Helvetica,sans-serif; font-size: 12px; =
color: #C6C6C6; text-align:justify;line-height: 20px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0);">Follow the =
instructions on screen to complete set up, users will be asked to sign =
in. If you=E2=80=99ve not already got an account, you=E2=80=99ll need to =
sign up by using accepted photo ID or by answering some questions =
instead.</span>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
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</td>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
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<!-- 2 Column Flexi starts -->

<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
<tbody>
<tr>
<td id=3D"flexiblock">
<table style=3D"width:600px; max-width: 600px!important;" =
cellspacing=3D"0" align=3D"center" cellpadding=3D"0" border=3D"0" =
class=3D"devicewidthinner two_column_flexi">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"5%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: justify; line-height: 20px; =
padding-left: 20px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, =
0);"><strong>3</strong>.</span>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"2%" style=3D"height: 5px">
</td>
<td width=3D"93%" style=3D"vertical-align: top; height: auto;">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
align=3D"center" class=3D"devicewidthinner">
<tbody>
<tr>
<td style=3D"font-family: Arial,Helvetica,sans-serif; font-size: 12px; =
color: #C6C6C6; text-align:justify;line-height: 20px;">
 <span style=3D"font-size: 16px; color: rgb(0, 0, 0);">You=E2=80=99ll =
need to sign into your account the first time you use the app, but after =
that you can select facial recognition, a short PIN or choose to use =
your fingerprint to sign in quicker.</span>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- 2 Column Flexi ends -->

<!-- 1 Column Flexi starts -->

<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
<tbody>
<tr>
<td id=3D"flexiblock">
<table style=3D"width:600px; max-width: 600px!important;" =
cellspacing=3D"0" align=3D"center" cellpadding=3D"0" border=3D"0" =
class=3D"devicewidthinner">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" style=3D"vertical-align: top; height: auto;">
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
<h2>
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">Claim a tax refund, if owed one=C2=A0</span>
</h2>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
 <span style=3D"font-size: 16px; color: #000000; text-align: left;">If =
you or your employees have paid too much tax, claiming a refund is easy =
through the HMRC app.<br>=C2=A0=C2=A0<br>This is the quickest way to =
claim your tax refund from us. We=E2=80=99ll pay the refund straight =
into your bank account within one week of your =
claim.<br>=C2=A0=C2=A0<br>To claim your tax refund, select the 'Pay As =
You Earn (PAYE)' section in the HMRC app. If you=E2=80=99re due money =
back from us, you=E2=80=99ll see a green button on the page to claim =
your refund and the amount you are owed. Select this button to begin =
your claim.<br>=C2=A0=C2=A0<br>If you haven=E2=80=99t yet signed up to =
our online services, you can still claim your refund online by searching =
'P800 refund'. You=E2=80=99ll need your P800 reference number (you can =
get this from your P800 letter) and your National Insurance =
number.<br>=C2=A0=C2=A0<br>Find out more about <a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547333&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);">claiming a tax refund via the HMRC =
app</span></a>.<br></span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
<h2>
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">Support for students and seasonal workers entering =
employment<br></span>
</h2>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
 <span style=3D"font-size: 16px; color: #000000; text-align: left;">We =
want to help make applying for new jobs quick and easy, especially ahead =
of the busy festive period! Your employees need their National Insurance =
number during the onboarding process, which can be easily found in the =
HMRC app. This can be accessed in minutes and saves up to 15 days =
waiting for us to send this by post. =C2=A0=C2=A0<br>=C2=A0<br>Your =
employees can also easily store a digital copy of their National =
Insurance number in the e-wallet of their iPhone or Android device, =
giving quicker access to their National Insurance number, even when =
offline.<br></span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
<h2>
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">Support for families =E2=80=93 claim and manage Child =
Benefit=C2=A0</span>
</h2>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
 <span style=3D"font-size: 16px; color: #000000; text-align: left;">If =
you or your employees are responsible for children, you can claim as =
much as =C2=A31,331 a year in Child Benefit for the first child and =
could also receive nearly =C2=A3881 a year for any other children you =
have.<br>=C2=A0<br>Parents can <a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537557336&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);">claim and manage their Child Benefit</span></a> =
in the app and online and could get their first payment in as little as =
3 working days.<br>=C2=A0<br>You can also use the app to view recent =
payments, get proof of entitlement and update your bank details. This =
will all help to ensure you don=E2=80=99t miss out on any =
payments.<br>=C2=A0<br>If your or your employees=E2=80=99 income is over =
=C2=A360,000 a year, you should still apply. You may have heard of the =
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547327&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);">High Income Child Benefit Charge</span></a>, but =
this shouldn=E2=80=99t put you off. By claiming, you and your employees =
can get National Insurance credits, which count towards future =
eligibility for the State Pension. You can opt out of payments when you =
claim or receive the payments and pay the charge through Self =
Assessment.<br></span>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
<h2>
<span style=3D"font-size: 16px; color: rgb(0, 0, 0); text-align: =
left;">Preparing for retirement<br></span>
</h2>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
 <span style=3D"font-size: 16px; color: #000000; text-align: left;">If =
you or your employees are thinking about retirement, you can get ready =
for the future by checking your State Pension forecast and National =
Insurance contributions in the app.<br>=C2=A0<br>The app is the quickest =
and easiest way to see how much State Pension you could get, when you =
can get it and increase it by filling any gaps in National Insurance =
Contributions, if you can.<br>=C2=A0<br>It=E2=80=99s important to check =
if you can make voluntary contributions as soon as possible. You and =
your employees have until 5<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> =
April<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> 2025 to make voluntary =
contributions back to 6=E2=80=8C=E2=80=8C=E2=80=8C =
April<span>=E2=80=8C=E2=80=8C=E2=80=8C</span> 2006. After the deadline, =
people will only be able to make voluntary contributions for the =
previous 6 tax years.<br>=C2=A0<br>We hope this information helps you =
and your employees, and we=E2=80=99ll continue to keep you updated on =
our digital services.<br><br>Yours faithfully<br>HM Revenue and =
Customs<br></span>
</td>
</tr>
<tr>
<td width=3D"100%" style=3D"line-height: 15px; font-size: 15px =
!important;mso-line-height-rule:exactly;" height=3D"15">
<!--[if !mso]><!-->
=C2=A0
<!--<![endif]-->

<!--[if gte mso 15]>=C2=A0<![endif]-->

</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- 1 Column Flexi ends -->

<!-- 1 Column Flexi starts -->

<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
<tbody>
<tr>
<td id=3D"flexiblock">
<table style=3D"width: 600px; background-color: rgb(0, 134, 112); =
max-width: 600px !important;" cellspacing=3D"0" align=3D"center" =
cellpadding=3D"0" border=3D"0" class=3D"devicewidthinner">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" style=3D"vertical-align: top; height: auto;">
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;">
<tbody>
<tr>
<td width=3D"100%" style=3D"line-height: 15px; font-size: 15px =
!important;mso-line-height-rule:exactly;" height=3D"15">
<!--[if !mso]><!-->
=C2=A0
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</td>
</tr>
<tr>
<td>
<table width=3D"100%" align=3D"center" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"min-height: auto; margin: 0 =
auto;">
<tbody>
<tr>
<td class=3D"social_content">
<table width=3D"100%">
<tbody>
<tr>
<td valign=3D"middle" width=3D"100%" class=3D"social-icons" =
align=3D"center" style=3D"font-family: Arial, Helvetica, sans-serif; =
font-size: 10px; color: rgb(198, 198, 198); min-height: auto; =
line-height: 30px; background-color: rgb(0, 134, 112); border-color: =
rgb(0, 134, 112);">
<table style=3D"text-align:center;" width=3D"460" =
class=3D"social_block_res tb_social" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr class=3D"social_icons_tr">
<td valign=3D"middle" width=3D"34">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"34">
<tbody>
<tr>
<td class=3D"st-hide">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547325&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/GOVUK2=
_cut_16988454600130.png" style=3D"display:block; border:none; =
text-decoration:none;" width=3D"34" height=3D"40" alt=3D"GOV.UK website" =
border=3D"0" id=3D"s9j3hbzskrq" class=3D"st-hide"></a>
</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-->

<div style=3D"width: 0px; height: 0px; overflow: hidden; min-height: =
0px; line-height: 0px; font-size: 0px; display:none;" =
class=3D"show_div">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547325&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img width=3D"40" =
height=3D"40" border=3D"0" style=3D"display:block; border:none; =
text-decoration:none;" =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/GOVUK2=
_cut_16988454600130.png" alt=3D"GOV.UK website"></a>
</div>
<!--<![endif]-->

</td>
<td class=3D"spacetd" width=3D"60">
</td>
<td valign=3D"middle" width=3D"38">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"38">
<tbody>
<tr>
<td class=3D"st-hide">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537557338&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/YouTub=
e_cut_16988451670129.png" style=3D"display:block; border:none; =
text-decoration:none;" width=3D"38" height=3D"40" alt=3D"YouTube" =
border=3D"0" id=3D"8gkv1o3ypph" class=3D"st-hide"></a>
</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-->

<div style=3D"width: 0px; height: 0px; overflow: hidden; min-height: =
0px; line-height: 0px; font-size: 0px; display:none;" =
class=3D"show_div">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537557338&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img width=3D"40" =
height=3D"40" border=3D"0" style=3D"display:block; border:none; =
text-decoration:none;" =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/YouTub=
e_cut_16988451670129.png" alt=3D"YouTube"></a>
</div>
<!--<![endif]-->

</td>
<td class=3D"spacetd" width=3D"60">
</td>
<td valign=3D"middle" width=3D"178">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"178">
<tbody>
<tr>
<td class=3D"st-hide">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547328&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img =
src=3D"https://content.webexcampaign.uk/assets/image/1632820892113/hmrcco=
mmunityforums_16978005155602.png" style=3D"display:block; border:none; =
text-decoration:none;" width=3D"178" height=3D"40" alt=3D"HMRC Community =
Forums" border=3D"0" id=3D"kkfbzcbdq0c" class=3D"st-hide"></a>
</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-->

<div style=3D"width: 0px; height: 0px; overflow: hidden; min-height: =
0px; line-height: 0px; font-size: 0px; display:none;" =
class=3D"show_div">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547328&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img width=3D"178" =
height=3D"40" border=3D"0" style=3D"display:block; border:none; =
text-decoration:none;" =
src=3D"https://content.webexcampaign.uk/assets/image/1632820892113/hmrcco=
mmunityforums_16978005155602.png" alt=3D"HMRC Community Forums"></a>
</div>
<!--<![endif]-->

</td>
<td class=3D"spacetd" width=3D"60">
</td>
<td valign=3D"middle" width=3D"30">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"30">
<tbody>
<tr>
<td class=3D"st-hide">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547329&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/X_cut_=
16988450460127.png" style=3D"display:block; border:none; =
text-decoration:none;" width=3D"30" height=3D"40" alt=3D"X" border=3D"0" =
id=3D"s5bvoyb01jn" class=3D"st-hide"></a>
</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-->

<div style=3D"width: 0px; height: 0px; overflow: hidden; min-height: =
0px; line-height: 0px; font-size: 0px; display:none;" =
class=3D"show_div">
<a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547329&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4"><img width=3D"40" =
height=3D"40" border=3D"0" style=3D"display:block; border:none; =
text-decoration:none;" =
src=3D"https://content.webexcampaign.uk/assets/image/1659613276137/X_cut_=
16988450460127.png" alt=3D"X"></a>
</div>
<!--<![endif]-->

</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" style=3D"line-height: 10px; font-size: 10px =
!important;mso-line-height-rule:exactly;" height=3D"10">
<!--[if !mso]><!-->
=C2=A0
<!--<![endif]-->

<!--[if gte mso 15]>=C2=A0<![endif]-->

</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
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<!-- 1 Column Flexi starts -->

<table width=3D"100%" bgcolor=3D"#ffffff" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0">
<tbody>
<tr>
<td id=3D"flexiblock">
<table style=3D"width: 600px; background-color: rgb(216, 216, 217); =
max-width: 600px !important;" cellspacing=3D"0" align=3D"center" =
cellpadding=3D"0" border=3D"0" class=3D"devicewidthinner">
<tbody>
<tr>
<td>
<table width=3D"94%" align=3D"center" style=3D"width: 94%;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" style=3D"vertical-align: top; height: auto;">
<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;">
<tbody>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px;">
<h1>
<span style=3D"color: rgb(0, 0, 0); text-align: left; font-size: =
16px;">HMRC<strong>=E2=80=99</strong>s help and support email =
service=C2=A0</span>
</h1>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: left; line-height: 20px; =
padding-top: 10px; padding-bottom: 6px;">
 <a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547331&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #0000ff; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);"><span style=3D"font-size: 16px;">Manage help and =
support emails in our email portal</span></span></a><span =
style=3D"font-size: 16px; color: rgb(0, 0, 0);">.</span><br><br><a =
href=3D"http://hmrc.imicampaign.uk/externalaccessweb/EmailUnsubscribe?cam=
paignkw=3Dnotrack&tid=3Dcc-1_1730468501008290301&unsub_type=3D1&store=3De=
mail&signature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: =
#0000ff; text-decoration: none;"><span style=3D"text-decoration: =
underline; color: rgb(0, 0, 255);"><span style=3D"font-size: =
16px;">Unsubscribe from all help and support =
emails</span></span></a><span style=3D"font-size: 16px; color: rgb(0, 0, =
0);">.</span><br><br><span style=3D"font-size: 16px; color: rgb(0, 0, =
0);"><strong>HMRC app</strong> =E2=80=93 you can <a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547330&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: #000000; =
text-decoration: none;"><span style=3D"text-decoration: underline; =
color: rgb(0, 0, 255);">download the HMRC app</span></a> on your mobile =
to get information about your tax, income, tax codes, National Insurance =
and any benefits paid by HMRC. Find out what the app can do and how to =
download it on =
GOV<span>=E2=80=8C=E2=80=8C=E2=80=8C</span>.UK.</span><br><br><span =
style=3D"font-size: 16px; color: rgb(0, 0, 0);"><strong>Stay safe =
online</strong> =E2=80=93 for more information, please search 'avoid and =
report internet scams and phishing' on =
GOV<span>=E2=80=8C=E2=80=8C=E2=80=8C</span>.UK.</span><br>
</td>
</tr>
<tr>
<td style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 12px; =
color: rgb(198, 198, 198); text-align: center; line-height: 20px; =
padding-bottom: 6px; padding-top: 10px;">
<div>
<span style=3D"color: rgb(0, 0, 0); font-size: 16px;"><span =
style=3D"color: rgb(0, 0, 255);"><a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537547334&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: rgb(0, 0, =
255); text-decoration: none;"><span style=3D"text-decoration: =
underline;">HMRC Privacy Notice</span></a></span> =C2=A0| =C2=A0<span =
style=3D"color: rgb(0, 0, 255);"><a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537557337&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: rgb(0, 0, =
255); text-decoration: none;"><span style=3D"text-decoration: =
underline;">Contact HMRC=EF=BB=BF</span></a></span> =C2=A0| =C2=A0<span =
style=3D"color: rgb(0, 0, 255);"><a =
href=3D"https://hmrc.imicampaign.uk/externalaccessweb/TrackURLSrv?campaig=
nkw=3Dnotrack&linkid=3D17304537557335&tid=3Dcc-1_1730468501008290301&sign=
ature=3D4C288276B68BDBBA9077C970324756B4" style=3D"color: rgb(0, 0, =
255); text-decoration: none;"><span style=3D"text-decoration: =
underline;">Further support</span></a>=C2=A0</span></span><br>
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width=3D"600px" class=3D"hide">
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style=3D"min-width: 600px;">
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height=3D"1" width=3D"600" style=3D"max-height:1px; min-height:1px; =
display:block; width:600px; min-width:600px; margin-top: 0px; =
margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; =
border-style: none; border-width: 0px;" border=3D"0">
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