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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Do your pensions feel a bit scattered?
Date: Tue, 24 Feb 2026 10:50:40 -0000
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Hi Robert,




Have you switched jobs over the last few years? If so, you may have a couple 
of pension pots floating around. For each pot you have, you might be paying 
multiple fees. So why not combine them?

Here’s three benefits of transferring your old pots to a new PensionBee 
plan:

*	Plans designed to your needs. We offer a curated range of pension plans, 
for a range of savings needs. You can easily switch between plans at any 
time, putting you in the driving seat of your retirement.
*	Trusted with billions. We’ve been around since 2014 and today, we’re 
helping hundreds of thousands of customers with their retirement. We've also 
partnered with some of the world’s biggest money managers to provide our 
investment choices.
*	No hidden fees. You'll pay one single annual fee between 0.50% and 0.95% 
depending on the plan you choose, and we’ll even halve the fee on the 
portion of your savings over £100,000. As your savings grow, your fee 
percentage decreases.

Combine your old pensions today to take control of your retirement.


Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/yYaQMC3I_4rAYWUVhC_VP1GIcLckPa8F=
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FMddA93Koi1Bf45QLgEx6YIoj-OolkB4Lj2-NpHl25xhkROt3cv_SBEEyMb62RgjU0bBRAYtW=
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display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/ZdfOP_3j2LEk_DLHGmTf38eu3p1hFVDc=
OtOyqL6kQ5f5WEoo4sqLQPQAtHU8h84lNq4-HsB3Q_YihxToDF12g-qZyCq7AhQCVhYo_w4RL=
QLWRNtKBOSK_m_1DYb1mXQKZgm3c0V-lkQRapOR51AaUsBXEfvawboHyIMjMvvZT_4_khKuYw=
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4ZZFb9OLA0AhDVx6ILROd4cDylMZOvRA_u1ssV_Vwu4jGO4kEyT2z6M/n53t6KICR7c5Ktw12=
MLHlvHS00So4j-m/18" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1771253172/ema=
ils/2026/Do_your_pensions_feel_scattered_-_30-49yo.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"> <tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: =
border-box;"></span></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Have you switched jobs over the last few years? If so, you may =
have a couple of pension pots floating around. For each pot you have, =
you might be paying multiple fees. So why not combine them?</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">Here=E2=80=99s three benefits of =
transferring your old pots to a new PensionBee plan:</span></p><ul =
style=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: =
24px;"><li style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Plans designed to your needs</strong>. =
We offer a curated range of pension plans, for a range of savings needs. =
You can easily switch between plans at any time, putting you in the =
driving seat of your retirement.</span></li><li style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Trusted with billions</strong>. We=E2=80=99ve been around =
since 2014 and today, we=E2=80=99re helping hundreds of thousands of =
customers with their retirement. We've also partnered with some of the =
world=E2=80=99s biggest money managers to provide our investment =
choices.&nbsp;</span></li><li style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">No hidden =
fees</strong>. You'll pay one single annual fee between 0.50% and 0.95% =
depending on the plan you choose, and we=E2=80=99ll even halve the fee =
on the portion of your savings over =C2=A3100,000. As your savings grow, =
your fee percentage decreases.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Combine your old pensions =
today to take control of your =
retirement.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/g18zJ57TpeGAQqv7v38JfL5HL-cbBPre=
bt5nNF90XaSvnW4sHJ61Ao2DWt1j2fJ85pVaEkS8ipwwanq3MXZDXS0uGlOYclp4btfsbTCPb=
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vShJDt7y61pORGBDts8en3YdtrryUkyAC-fITcZJyi7p06nbgFJJ8E5/f2gxnBGmRmwFY_QLG=
s6O4fYThfPXOcqC/18" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #000000; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/ATqpFJ0r221-aMtNlykCuR-UfmagdWPp=
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color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #000000; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 5px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
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mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
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friendly UK =
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valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/U8R9N3c_pUYfc5Ho1VYYuMf2Qh5ooTuR=
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style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/EcfvHpTALF-kEeLUWk98AivSQ0zsglv4=
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ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
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href=3D"https://links.pensionbee.com/s/c/kUvrxgy0ZqJlgOeVulNyqe63S2fFvV94=
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width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/vM1KyHPxkaLCuC27aCPOFCpFU-EymuFO=
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52WAUwrcZrETqAY/8BM8Lv3WAGIvdZsZ62QQHa3s-BCDHfOx/18" rel=3D"noopener" =
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center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
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