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; Sat, 10 May 2025 03:18:17 +0100
From: "PayPal Communications" <no_reply@communications.paypal.com>
To: "Bob Home" <bob@sarahharvey.com>
Subject: We're making some changes to our PayPal legal agreements
Date: Sat, 10 May 2025 03:18:14 +0100
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Bob Home, you can view the changes on our website.
Hello, Bob Home <https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/la
yout/images/ppe/pp-logo_x2.png>
We're making some changes to our legal agreements that will apply to you
You can see information regarding these agreements, when and how they are
changing, and what you can do if you want to decline these changes by
visiting the Policy Updates page at PayPal.com.
The information is also provided in your PayPal Message Center.
<https://www.paypalobjects.com/digitalassets/c/system-triggered-email/w100/glyph_handmobilephone_blue.png>
Are you using the PayPal app?
Log in to the PayPal app. You may either tap the Settings icon, then tap the
Message Center
<https://www.paypal.com/smc/async/home?v=1&utm_source=unp&utm_medium=email&utm_campaign=RT002668&utm_unptid=072c9217-2d45-11f0-9726-89011b8f54be&ppid=RT002668&cnac=GB&rsta=en_GB%28en-GB%29&unptid=072c9217-2d45-11f0-9726-89011b8f54be&calc=ef0d99fc1ce38&unp_tpcid=legal-tickler-notifications&page=main%3Aemail%3ART002668&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.330.0&tenant_name=PayPal&xt=145585%2C154413%2C104038&link_ref=async_home>
, or select your Profile, tap 'Legal Agreements' and tap 'Policy Updates'. _____
If you have questions about any of these changes or your account, please
don't hesitate to get in touch
<https://www.paypal.com/gb/smarthelp/contact-us?locale.x=en_GB&v=1&utm_source=unp&utm_medium=email&utm_campaign=RT002668&utm_unptid=072c9217-2d45-11f0-9726-89011b8f54be&ppid=RT002668&cnac=GB&rsta=en_GB%28en-GB%29&unptid=072c9217-2d45-11f0-9726-89011b8f54be&calc=ef0d99fc1ce38&unp_tpcid=legal-tickler-notifications&page=main%3Aemail%3ART002668&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.330.0&tenant_name=PayPal&xt=145585%2C154413%2C104038&link_ref=smarthelp_contact-us>
with us.
Thank you for being a PayPal customer.
<https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/ppe/pp-logo_x2.png>
_____
Help
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<p class=3D"ppsans" =
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want to decline these changes by visiting the <a =
href=3D"https://www.paypal.com/gb/webapps/mpp/ua/upcoming-policies-full?l=
ocale.x=3Den_GB&v=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3D=
RT002668&utm_unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&ppid=3DRT00266=
8&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unptid=3D072c9217-2d45-11f0-9726-8901=
1b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3Dlegal-tickler-notifications&pag=
e=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&m=
ail=3Dsys&appVersion=3D1.330.0&tenant_name=3DPayPal&xt=3D145585%2C154413%=
2C104038&link_ref=3Dua_upcoming-policies-full" target=3D"_blank" =
style=3D"text-decoration:none">Policy Updates</a> page at =
PayPal.com.</span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td class=3D"ppsans" style=3D"padding:0px 24px =
24px 24px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-brea=
k:break-word" dir=3D"ltr"><span>The information is also provided in your =
PayPal Message Center.</span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellSpacing=3D"0" =
cellPadding=3D"0" border=3D"0" dir=3D"ltr">=0A=
<tbody>=0A=
<tr>=0A=
<td style=3D"padding:0px 24px 24px 24px">=0A=
<table width=3D"100%" cellSpacing=3D"0" =
cellPadding=3D"0" style=3D"padding:20px 30px 20px =
30px;background:#fff;border-radius:18px" border=3D"0" dir=3D"ltr">=0A=
<tbody>=0A=
<tr>=0A=
<td valign=3D"middle">=0A=
<table width=3D"100%" =
cellSpacing=3D"0" cellPadding=3D"0" border=3D"0" dir=3D"ltr" =
role=3D"presentation">=0A=
<tbody>=0A=
<tr>=0A=
<td class=3D"ppsans" =
style=3D"padding:5px 0px 0px 0px"><img class=3D"" =
src=3D"https://www.paypalobjects.com/digitalassets/c/system-triggered-ema=
il/w100/glyph_handmobilephone_blue.png" style=3D"display:block;border:0" =
border=3D"0" alt=3D"" width=3D"90" /></td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
<td width=3D"80%" style=3D"padding:0px =
0px 0px 20px"><span><b>Are you using the PayPal app?</b><br>Log in to =
the PayPal app. You may either tap the Settings icon, then tap the <a =
href=3D"https://www.paypal.com/smc/async/home?v=3D1&utm_source=3Dunp&utm_=
medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0-97=
26-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unptid=3D=
072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3Dleg=
al-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3Aema=
il&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=3D=
PayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dasync_home" =
target=3D"_blank">Message Center</a>, or select your Profile, tap 'Legal =
Agreements' and tap 'Policy Updates'.</span></td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td style=3D"padding:0px 20px 20px 20px">=0A=
<hr style=3D"border-top:1px solid #687173" />=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td class=3D"ppsans" style=3D"padding:0px 24px =
24px 24px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-brea=
k:break-word" dir=3D"ltr"><span>If you have questions about any of these =
changes or your account, please don't hesitate to <a =
href=3D"https://www.paypal.com/gb/smarthelp/contact-us?locale.x=3Den_GB&v=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unpt=
id=3D072c9217-2d45-11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3D=
en_GB%28en-GB%29&unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0=
d99fc1ce38&unp_tpcid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail%3A=
RT002668&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersio=
n=3D1.330.0&tenant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3D=
smarthelp_contact-us" target=3D"_blank" =
style=3D"text-decoration:none">get in touch</a> with us.</span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td class=3D"ppsans" style=3D"padding:0px 24px =
24px 24px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-brea=
k:break-word" dir=3D"ltr"><span>Thank you for being a PayPal =
customer.</span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td width=3D"640">=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" dir=3D"ltr">=0A=
<tbody>=0A=
<tr>=0A=
<td>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td align=3D"center" valign=3D"top" =
style=3D"padding:30px 24px 30px 24px"><img =
src=3D"https://www.paypalobjects.com/digitalassets/c/system-triggered-ema=
il/n/layout/images/ppe/pp-logo_x2.png" width=3D"40" height=3D"40" =
style=3D"display:block" border=3D"0" alt=3D"PayPal" />=0A=
<hr class=3D"footerDivider" =
style=3D"border-top:1px solid #C6C6C6;margin:30px 0px 0px 0px" />=0A=
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</table>=0A=
</td>=0A=
</tr>=0A=
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</table>=0A=
<table id=3D"body_footer_links" width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
style=3D"margin-bottom:0px" dir=3D"ltr">=0A=
<tbody>=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"font-size:12px;line-height:16px;padding:10px 24px 23px =
24px;color:#001435;font-weight:400" class=3D"ppsans"><a =
href=3D"https://www.paypal.com/gb/smarthelp/home?v=3D1&utm_source=3Dunp&u=
tm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0=
-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unpt=
id=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3D=
legal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3A=
email&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=
=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dsmarthelp_home" =
target=3D"_blank" class=3D"ppsans" =
style=3D"color:#0074DE;text-decoration:none" alt=3D"Help & =
Contact">Help & Contact</a><span style=3D"padding:0px 5px"> | =
</span><a =
href=3D"https://www.paypal.com/gb/webapps/mpp/paypal-safety-and-security?=
v=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unp=
tid=3D072c9217-2d45-11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=
=3Den_GB%28en-GB%29&unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3D=
ef0d99fc1ce38&unp_tpcid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail=
%3ART002668&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVer=
sion=3D1.330.0&tenant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_re=
f=3Dmpp_paypal-safety-and-security" target=3D"_blank" class=3D"ppsans" =
style=3D"color:#0074DE;text-decoration:none" =
alt=3D"Security">Security</a><span style=3D"padding:0px 5px"> | =
</span><a =
href=3D"https://www.paypal.com/gb/webapps/mpp/mobile-apps?v=3D1&utm_sourc=
e=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-=
2d45-11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-G=
B%29&unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&u=
np_tpcid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgr=
p=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&=
tenant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dmpp_mobile-=
apps" target=3D"_blank" class=3D"ppsans" =
style=3D"color:#0074DE;text-decoration:none" alt=3D"Apps">Apps</a></td>=0A=
</tr>=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding-bottom:10px;padding-top:0px;padding-left:11px;padding-ri=
ght:20px">=0A=
<table cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" dir=3D"ltr">=0A=
<tbody>=0A=
<tr>=0A=
<td align=3D"center" valign=3D"middle" =
width=3D"55"><a id=3D"twitter" =
href=3D"https://twitter.com/PayPal?v=3D1%2C0.1&utm_source=3Dunp&utm_mediu=
m=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0-9726-89=
011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unptid=3D072=
c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3Dlegal-=
tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3Aemail&=
e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=3DPay=
Pal&xt=3D145585%2C154413%2C104038&link_ref=3Dtwitter.com_paypal" =
target=3D"_blank"><img border=3D"0" =
src=3D"https://www.paypalobjects.com/digitalassets/c/system-triggered-ema=
il/n/layout/images/quantum_leap/footer-social-icons_x.png" width=3D"32" =
height=3D"32" style=3D"display:block" alt=3D"Twitter" /></a></td>=0A=
<td align=3D"center" valign=3D"middle" =
width=3D"55"><a id=3D"instagram" =
href=3D"https://www.instagram.com/paypal/?v=3D1%2C0.1&utm_source=3Dunp&ut=
m_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0-=
9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unpti=
d=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3D=
legal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3A=
email&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=
=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dwww.instagram.com_payp=
al" target=3D"_blank"><img border=3D"0" =
src=3D"https://paypalobjects.com/digitalassets/c/system-triggered-email/n=
/layout/images/quantum_leap/footer-social-icons_instagram.png" =
width=3D"32" height=3D"32" style=3D"display:block" alt=3D"Instagram" =
/></a></td>=0A=
<td align=3D"center" valign=3D"middle" =
width=3D"55"><a id=3D"facebook" =
href=3D"https://www.facebook.com/PayPalUSA?v=3D1%2C0.1&utm_source=3Dunp&u=
tm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0=
-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unpt=
id=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3D=
legal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3A=
email&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=
=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dwww.facebook.com_paypa=
lusa" target=3D"_blank"><img border=3D"0" =
src=3D"https://paypalobjects.com/digitalassets/c/system-triggered-email/n=
/layout/images/quantum_leap/footer-social-icons_facebook.png" =
width=3D"32" height=3D"32" style=3D"display:block" alt=3D"Facebook" =
/></a></td>=0A=
<td align=3D"center" valign=3D"middle" =
width=3D"55"><a id=3D"linkedin" =
href=3D"http://www.linkedin.com/company/1482?trk=3Dtyah&v=3D1&utm_source=3D=
unp&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45=
-11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29=
&unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_t=
pcid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3D=
main%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tena=
nt_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dcompany_1482" =
target=3D"_blank"><img border=3D"0" =
src=3D"https://paypalobjects.com/digitalassets/c/system-triggered-email/n=
/layout/images/quantum_leap/footer-social-icons_linkedin.png" =
width=3D"32" height=3D"32" style=3D"display:block" alt=3D"LinkedIn" =
/></a></td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
width=3D"100%" style=3D"padding:5px 24px 20px 24px">=0A=
<tbody>=0A=
<tr>=0A=
<td class=3D"ppsans" width=3D"600">=0A=
<table id=3D"hideForTextFooter" width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td =
style=3D"font-size:12px;line-height:16px;padding:6px 0px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>PayPal is committed =
to preventing fraudulent emails. Emails from PayPal will always contain =
your full name. <a =
href=3D"https://www.paypal.com/uk/webapps/mpp/phishing?v=3D1&utm_source=3D=
unp&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45=
-11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29=
&unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_t=
pcid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3D=
main%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tena=
nt_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dmpp_phishing" =
target=3D"_blank" style=3D"text-decoration:none">Learn to identify =
phishing</a></span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table id=3D"hideForTextFooter" width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td =
style=3D"font-size:12px;line-height:16px;padding:6px 0px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>Please don't reply =
to this email. To get in touch with us, click <a =
href=3D"https://www.paypal.com/selfhelp/home?v=3D1&utm_source=3Dunp&utm_m=
edium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-11f0-972=
6-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&unptid=3D=
072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tpcid=3Dleg=
al-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dmain%3Aema=
il&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenant_name=3D=
PayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dselfhelp_home" =
target=3D"_blank" style=3D"text-decoration:none">Help & =
Contact</a>.</span></p>=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
<table id=3D"" width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td =
style=3D"font-size:12px;line-height:16px;padding:6px 0px">=0A=
<p class=3D"ppsans" =
style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>Not sure why you =
received this email? <a =
href=3D"https://www.paypal.com/gb/smarthelp/article/why-am-i-receiving-em=
ails-from-paypal-when-i-dont-have-an-account-faq4172?v=3D1&utm_source=3Du=
np&utm_medium=3Demail&utm_campaign=3DRT002668&utm_unptid=3D072c9217-2d45-=
11f0-9726-89011b8f54be&ppid=3DRT002668&cnac=3DGB&rsta=3Den_GB%28en-GB%29&=
unptid=3D072c9217-2d45-11f0-9726-89011b8f54be&calc=3Def0d99fc1ce38&unp_tp=
cid=3Dlegal-tickler-notifications&page=3Dmain%3Aemail%3ART002668&pgrp=3Dm=
ain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.330.0&tenan=
t_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Darticle_why-am-i=
-receiving-emails-from-paypal-when-i-dont-have-an-account-faq4172" =
target=3D"_blank" style=3D"text-decoration:none">Learn =
more</a></span></p>=0A=
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</tr>=0A=
</tbody>=0A=
</table>=0A=
<table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0">=0A=
<tbody>=0A=
<tr>=0A=
<td =
style=3D"font-size:12px;line-height:16px;padding:6px 0px">=0A=
<p class=3D"ppsans" =
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