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Subject: Make the most of every penny this year
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Here's how Klarna could help you be smarter
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6202428d472d397bf0bbaae1/original.png?1644315277>
Every penny countsKlarna is here to help you be smarter about your spending.
Learn moreGet back on your buy
Get back on your buyReselling should be easy. Pre-fill listings in just a few taps with Klarna,
and contribute to the circular economy while making money.Reselling should be easy. Pre-fill listings in just a few taps with Klarna,
and contribute to the circular economy while making money.Learn more
Learn more <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6202
428d472d397bf0bbaae1/original.png?1644315277>
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Klarna Financial Services UK Limited
Postal address: 10 York Road, London, SE1 7ND, United KingdomKlarna
Financial Services UK Limited ("Klarna") is authorised and regulated by the
Financial Conduct Authority ("FCA") for carrying out regulated consumer
credit activities (firm reference number 987889), and for the provision of
payment services under the Payment Services Regulations 2017 (firm reference
number 987816). Klarna provides both regulated and unregulated products.
Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not
regulated by the FCA. Incorporated in England (company number 14290857),
with its registered office at 10 York Road, London, SE1 7ND, UK.
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HjR-2B0-2FGU2w4174VuTfCpWwLDLvGly0Oh0UTMJoihJMZJlZn81h6VvGmQGhS1mSgh8eFDE=
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VwLm9PN3Ht9APUb-2Fdyyh2yVcYG9sihWXch1RvXByHHMeVOI65T-2BB9OxkLUFcL711hevJ0=
WbtoGgWesrkXep1OOrSUxRFTsD7DOXGyAUv4OcYPQ4DFulvj842wHa4NwFnZJFImlmKfi0Ljy=
816uz4qFyyC-2BEXBnnT-2F4r-2BRcHdmPje1Min4GirxrnxMpfP6ZZjtQWp3eKuZ13fJB57K=
hdgw2qITIOF80y45fGIkg0097IioxTcNvgnt8jDf2xJED-2BP0-2F9N0LfgVoftFRNc72THZz=
YuYlCGqv12LsmffGOlRPvlHSKzG3u4yRtjQ2ieVXgBp2ASmnzXbr3yHDdu3aEHwO-2B3cSc1y=
Mu3dBHCFAg8MDscPwJEATp-2F6tTczees6TP8zDNCl67JUSqdXO2v1EEZA0NpFpOxOJAE9UHF=
cgI-2BrNG2MDABvggvkH0tV2zzXd4JMUgg4zre6dIbqXdnCxXaQ-3D-3D9QeO_h201tDSNecl=
JsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvRbAu7M-2B8hYyPpVFJ-2F1A=
eMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE2E3NqoGkkNfZA0kp0TSzhK=
c3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV6Cp5neJZ4yHjg2G0hgEOzZ=
KD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJFixz0xjFHhZzb7muhzNJuKz=
U2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB38gm01FKQ6lklf8JOjDWs9Q=
D3q2FCJT99cdb7krm8W4hpJGWTp-2FL3paoAPn32-2F5l1QPOluey-2FQKv3kaRBVVgqSFKDt=
S8HNN6VTmDhdirBDZe3m5gAJhFSczoYlhT-2FtN9NirnnQID9S0-2Fzc9ODaUMNobJy6ay41V=
kg5Pib1thiWW8FEk9-2Fkd3s1GFnpUsgjpdVNzMD8fypkXvG22KsQ5JTPKv0p68es3fEgW4yg=
GdulMWUiMm19C1aGz6DAbSQH-2BO5DtG6iE-2FDHggWhJ38qVmlfjsTcd8qu7vVee28Wa6qzD=
cUAvGwPlIQGmumJDCtzKjrJrjsFFWtuwP4-2F-2BdkYXH6-2FkRvnll1teq6NtwLbW2dwOlxd=
f2TgC2CX8Mymp15eLAOww-3D-3D"><img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6202428d472d397bf0bbaae1/original.png?1644315277" width=3D"98" =
height=3D"40" style=3D"display:block;width:98px;height:40px" =
border=3D"0" =
alt=3D"Klarna"/></a></td></tr></tbody></table></td></tr><tr><td =
valign=3D"top" align=3D"center" =
style=3D"font-size:30px;line-height:30px;height:30px">=C2=A0</td></tr></t=
body></table><table align=3D"center" role=3D"presentation" width=3D"600" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#ffffff"><tr><td valign=3D"top" =
align=3D"left" style=3D"padding:0px 0px 40px 0px"><table width=3D"100%" =
class=3D"darktxt eggplant" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
class=3D"darktxt eggplant mobPad" style=3D"font-family:'Klarna =
Title', 'Roboto Condensed', Arial, =
sans-serif;font-size:31px;line-height:33px;font-weight:700;padding:0px =
40px 10px 40px">Every penny counts</td></tr><tr><td valign=3D"top" =
align=3D"left" class=3D"mobPad" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
40px 20px 40px"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"darktxt eggplant" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Klarna is =
here to help you be smarter about your spending. =
</td></tr></table></td></tr><tr><td style=3D"padding:0px 40px 20px 40px" =
class=3D"mobPad"><table cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation" align=3D"left"><tr><td valign=3D"top" =
align=3D"left"><table border=3D"0" cellSpacing=3D"0" cellPadding=3D"0" =
role=3D"presentation" align=3D"left"><tr><td valign=3D"top" =
align=3D"left" bgcolor=3D"#ffffff" class=3D"blackbg" =
style=3D"font-size:16px;line-height:18px;mso-padding-alt:12px =
20px;border-radius:42px;font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-weight:700"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" =
style=3D"display:block;padding:12px =
20px;text-decoration:none;color:#000000" class=3D"whitetxt" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3Dy6Id_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE=
2E3NqoGkkNfZA0kp0TSzhKc3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV=
6Cp5neJZ4yHjg2G0hgEOzZKD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJF=
ixz0xjFHhZzb7muhzNJuKzU2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB3=
8gm01FKQ6lklf8JOjDWs9QD3q2FCJT99cdb7krm8W4hpJGWTp-2FL3paoAPn32-2F5l1QPOlu=
ey-2FQKv3kaRBVVgqSFKDtS8HNN6VTmDhdirBDZe3m5gAJhFSczoYlhT-2FtN9NirnnQID9S0=
-2Fzc9ODaUMNobJy6ay41Vkg5Pib1thiWW8FEk9-2Fkd3s1GFnpUsgjpdVNzMD8fypkXvG22K=
sQ5JTPKv0p68es3fEgW4ygGdulMWUiMm19C1aGz6DAbSQH-2BO5DntgAyuZ8RPA5m-2BKGEQc=
rkCF4QHWOwC020CQdNBhHHRQuDiuhKtjGwbjjlPrTlud5zjMwqmIFEON6tjDORlnwNlCrrylA=
uJORuuV5tFOw9Lhz-2BHZ89y5Dzn8jDAYmgc-2B7A-3D-3D">Learn =
more</a></td></tr></table></td></tr></table></td></tr></table></td></tr><=
/table><table align=3D"center" role=3D"presentation" width=3D"600" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" style=3D"width:600px" =
class=3D"wrapto100pc" bgcolor=3D"#fffffe"><tr><td valign=3D"top" =
align=3D"center" class=3D"mobPad" style=3D"padding:0px 40px 40px =
40px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><th =
style=3D"font-weight:normal;width:250px" class=3D"stacktop stackholder" =
width=3D"250" valign=3D"middle" align=3D"center"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3DZpEL_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE=
2E3NqoGkkNfZA0kp0TSzhKc3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV=
6Cp5neJZ4yHjg2G0hgEOzZKD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJF=
ixz0xjFHhZzb7muhzNJuKzU2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB3=
8gm01FKQ6lklf8JOjDWs9QD3q2FCJT99cdb7krm8W4hpJGWTp-2FL3paoAPn32-2F5l1QPOlu=
ey-2FQKv3kaRBVVgqSFKDtS8HNN6VTmDhdirBDZe3m5gAJhFSczoYlhT-2FtN9NirnnQID9S0=
-2Fzc9ODaUMNobJy6ay41Vkg5Pib1thiWW8FEk9-2Fkd3s1GFnpUsgjpdVNzMD8fypkXvG22K=
sQ5JTPKv0p68es3fEgW4ygGdulMWUiMm19C1aGz6DAbSQH-2BO5DsaLNoQnV9m2rerxqJAmSP=
279TtZidsRG2uf72-2BOnC9zjDG7TL2POLPr-2BWX5tn-2FXlQOzcmenWSm7JBPrUTnbi-2Fc=
op6oAhHk27wRWMpYunq9YGrMoatQIoNCfmXXZ1aUYcg-3D-3D"><img =
src=3D"https://locker.klarna.com/transform/92e57fb9-627b-467a-a2b1-9a385c=
d031ab/SimplifiedSnippet_Email_Split_Sustainability_Resell_3x2_Global" =
width=3D"250" height=3D"auto" alt=3D"resell" =
style=3D"display:block;width:250px;height:auto;border-radius:15px" =
class=3D"nomob"/></a><span style=3D"mso-element:field-begin"></span><div =
style=3D"display:none" class=3D"show"><a target=3D"_blank" =
clicktracking=3D"on" rel=3D"noreferrer" style=3D"text-decoration:none" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3D3dIO_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE=
2E3NqoGkkNfZA0kp0TSzhKc3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV=
6Cp5neJZ4yHjg2G0hgEOzZKD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJF=
ixz0xjFHhZzb7muhzNJuKzU2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB3=
8gm01FKQ6lklf8JOjDWs9QD3q2FCJT99cdb7krm8W4hpJGWTp-2FL3paoAPn32-2F5l1QPOlu=
ey-2FQKv3kaRBVVgqSFKDtS8HNN6VTmDhdirBDZe3m5gAJhFSczoYlhT-2FtN9NirnnQID9S0=
-2Fzc9ODaUMNobJy6ay41Vkg5Pib1thiWW8FEk9-2Fkd3s1GFnpUsgjpdVNzMD8fypkXvG22K=
sQ5JTPKv0p68es3fEgW4ygGdulMWUiMm19C1aGz6DAbSQH-2BO5DhMIyFwhDltQ7k4iCQTkGQ=
-2Fu9aMWerEVTzK-2Bl-2FqT-2F6qQwz-2BfEDRRCv70X4-2B5rm0y8rkYG4t0UgZ8VpSytY-=
2FbgUknyMQUt3UkeDb2zfOdagZMx-2FlnOnZgrJ3ojkhgfLT-2FpA-3D-3D"><img =
src=3D"https://locker.klarna.com/transform/92e57fb9-627b-467a-a2b1-9a385c=
d031ab/SimplifiedSnippet_Email_Split_Sustainability_Resell_3x2_Global" =
width=3D"100%" height=3D"auto" alt=3D"resell" =
style=3D"display:block;width:100%;height:auto;border-radius:15px"/></a><t=
able width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"left" =
style=3D"padding:0px 0px 20px =
0px;line-height:0">=C2=A0</td></tr></table></div><span =
style=3D"mso-element:field-end"></span></th><th width=3D"270" =
style=3D"font-weight:normal;width:270px" valign=3D"middle" =
class=3D"stackbottom stackholder"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" class=3D"" =
role=3D"presentation"><tr><td valign=3D"top" align=3D"center" =
style=3D"padding:0px 0px 0px 0px"><table width=3D"100%" =
cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" =
role=3D"presentation"><tr style=3D"display:none;text-align:left" =
class=3D"show"><td class=3D"whitetxt" valign=3D"top" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;text-align:left;font-size:19px;line-height:25px;font-weight:70=
0;padding:0px 0px 5px 0px">Get back on your buy</td></tr><tr =
class=3D"nomob"><td class=3D"whitetxt textcenter" valign=3D"top" =
align=3D"left" style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:19px;line-height:25px;font-weight:700;padding:0px =
0px 0px 20px">Get back on your buy</td></tr><tr =
style=3D"display:none;text-align:left" class=3D"show"><td =
class=3D"whitetxt" valign=3D"top" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:0px =
0px 0px 0px;text-align:left"><table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"whitetxt" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Reselling =
should be easy. Pre-fill listings in just a few taps with Klarna, and =
contribute to the circular economy while making =
money.</td></tr></table></td></tr><tr class=3D"nomob"><td =
class=3D"whitetxt textcenter" valign=3D"top" align=3D"left" =
style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400;padding:5px =
0px 0px 20px"><table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0" role=3D"presentation"><tr><td class=3D"whitetxt" =
valign=3D"top" align=3D"left" style=3D"font-family:'Klarna =
Text', Arial, =
sans-serif;font-size:16px;line-height:25px;font-weight:400">Reselling =
should be easy. Pre-fill listings in just a few taps with Klarna, and =
contribute to the circular economy while making =
money.</td></tr></table></td></tr><tr class=3D"nomob"><td valign=3D"top" =
align=3D"left" style=3D"padding:15px 0px 0px 20px"><table border=3D"0" =
cellSpacing=3D"0" cellPadding=3D"0" role=3D"presentation" =
align=3D"left"><tr><td valign=3D"top" align=3D"center" =
bgcolor=3D"#EEEEEE" class=3D"subtledark" =
style=3D"font-size:14px;line-height:16px;mso-padding-alt:8px =
15px;border-radius:42px;font-family:'Klarna Text', Arial, =
sans-serif;text-align:center;font-weight:700;color:#000000"><a =
target=3D"_blank" clicktracking=3D"on" rel=3D"noreferrer" =
style=3D"display:block;padding:8px =
15px;text-decoration:none;color:#000000" class=3D"whitetxt" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3DkqNZ_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE=
2E3NqoGkkNfZA0kp0TSzhKc3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV=
6Cp5neJZ4yHjg2G0hgEOzZKD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJF=
ixz0xjFHhZzb7muhzNJuKzU2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB3=
8gm01FKQ6lklf8JOjDWs9QD3q2FCJT99cdb7krm8W4hpJGWTp-2FL3paoAPn32-2F5l1QPOlu=
ey-2FQKv3kaRBVVgqSFKDtS8HNN6VTmDhdirBDZe3m5gAJhFSczoYlhT-2FtN9NirnnQID9S0=
-2Fzc9ODaUMNobJy6ay41Vkg5Pib1thiWW8FEk9-2Fkd3s1GFnpUsgjpdVNzMD8fypkXvG22K=
sQ5JTPKv0p68es3fEgW4ygGdulMWUiMm19C1aGz6DAbSQH-2BO5Dmh-2FwpVXFA22DQQ9UPAb=
g0LJV6k2SodUzjVAn1GyPMG11P1rtPGpXE2m10n7g91zdLFDfeLW9dz1QBXHiU5ldkLWb9ZdP=
Fg-2FwKYg-2BT3g-2BAk4lqo5kccZiB1A5mF-2FoqsFxQ-3D-3D">Learn =
more</a></td></tr></table></td></tr><tr style=3D"display:none" =
class=3D"show" align=3D"left"><td valign=3D"top" align=3D"center" =
style=3D"padding:15px 0px 0px 0px"><table border=3D"0" cellSpacing=3D"0" =
cellPadding=3D"0" role=3D"presentation" align=3D"center"><tr><td =
valign=3D"top" align=3D"center" bgcolor=3D"#EEEEEE" class=3D"subtledark" =
style=3D"font-size:14px;line-height:16px;mso-padding-alt:8px =
15px;border-radius:42px;font-family:'Klarna Text', Arial, =
sans-serif;text-align:center;font-weight:700;color:#000000"><a =
target=3D"_blank" clicktracking=3D"on" rel=3D"noreferrer" =
style=3D"display:block;padding:8px =
15px;text-decoration:none;color:#000000" class=3D"whitetxt" =
href=3D"https://ablink.e.klarna.com/ls/click?upn=3Du001.OfdTJNAXs8d2zBK5-=
2BS35XdAWL8BBUbaXq9kaZ5z62VmtFvxgqz5BaUJNoq065LrUi-2F6qjPZGaX8I6Nd80vq04w=
-3D-3DMWeI_h201tDSNeclJsIfIaFKOciDkHPCQ1V-2FKFPQMoqLkcMXTpXUm9o7iY-2F5ZvR=
bAu7M-2B8hYyPpVFJ-2F1AeMyydgfgxHwcvY76Dfx9VCFHigetR4ojeTkNUqwJxbC40ciF4fE=
2E3NqoGkkNfZA0kp0TSzhKc3oKGFr8wt280A-2F0KYmqljlvb9E75nCb18wFBEAfPKVSvZigV=
6Cp5neJZ4yHjg2G0hgEOzZKD0r0PCEE5-2FNsq0IFdHcB3FJzZwxcAUJKfnZG6ptep-2FuHJF=
ixz0xjFHhZzb7muhzNJuKzU2CLJ224eGqBFsrSOLXgKL9vOtYf4n70oLTp75D0gpxky0IVjB3=
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style=3D"font-family:'Klarna Text', Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:30px 0px 0px 0px"><span>By clicking "Unsubscribe", you =
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marketing (free of charge).<br><br></span>Klarna Financial Services UK =
Limited<br/>Postal address: 10 York Road, London, SE1 7ND, United =
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class=3D"neutraldark" style=3D"font-family:'Klarna Text', =
Arial, =
sans-serif;font-size:12px;line-height:20px;font-weight:400;color:#555555;=
padding:15px 0px 0px 0px">Klarna Financial Services UK Limited =
("Klarna") is authorised and regulated by the Financial =
Conduct Authority ("FCA") for carrying out regulated consumer =
credit activities (firm reference number 987889), and for the provision =
of payment services under the Payment Services Regulations 2017 (firm =
reference number 987816). Klarna provides both regulated and unregulated =
products. Klarna=E2=80=99s Pay in 3 instalments and Pay in 30 days =
agreements are not regulated by the FCA. Incorporated in England =
(company number 14290857), with its registered office at 10 York Road, =
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