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From: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
To: <bob@sarahharvey.com>
Subject: Updates to help you make the most of banking with HSBC UK
Date: Tue, 17 Dec 2024 10:19:10 -0000
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View in browser



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Your service update from
HSBC UK Commercial Banking

From everyone here at HSBC UK, we’d like to wish you a very enjoyable 
festive season and a Happy New Year. We look forward to continuing to 
support you throughout 2025 and beyond.



 <https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=16392&elqTrackId=87486856C4C21E5D7558A7D30E79F317&elq=da402097bcf642dfb90e1bb641dd6d54&elqaid=15791&elqat=1&elqak=8AF532372CDE7DDD4DD38EDE024C7321549E3DE9B507D3661FF885D607A5BBC34979>

UK in Focus: Indigestion anyone?

In the latest UK economic data, PMIs fell below the 50 mark as uncertainty 
weighs and the Bank of England updated its
forecasts following the budget. In terms of hard data, GDP
growth was slower and inflation accelerated. Sign up to HSBC Global Research 
to read the report in full.

 <https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=16392&elqTrackId=B568A156259B8005C28EA3C2F2FF2808&elq=da402097bcf642dfb90e1bb641dd6d54&elqaid=15791&elqat=1&elqak=8AF530894A6A77E9313D49C1EB15E2C05C393DE9B507D3661FF885D607A5BBC34979> 
Read the report now



 <https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=16353&elqTrackId=841B32EAE621AEB669FCA948583841C9&elq=da402097bcf642dfb90e1bb641dd6d54&elqaid=15791&elqat=1&elqak=8AF59381D0C2EC039AD30748111981E62A353DE9B507D3661FF885D607A5BBC34979>

Webinar: Fraud & Cyber Awareness

Date: Wednesday 22 January, 2025
Time: Session 1: 10:00 – 10:45am
              Session 2:  3:00 – 3:45pm

Join us for a non-technical Fraud and Cyber Awareness session where members 
of our Fraud Business Management Team will use interactive real-life case 
studies and share tips to help you protect your business against the threat 
of Business Email Compromise.

 <https://app.mail.insight.business.hsbc.com/e/er?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&s=1706134858&lid=16353&elqTrackId=B416760E7122E4E14AAF4960877784E1&elq=da402097bcf642dfb90e1bb641dd6d54&elqaid=15791&elqat=1&elqak=8AF5E044E935C8AA08E84A50D72F69E76FE53DE9B507D3661FF885D607A5BBC34979> 
Register now – Session 1

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Register now – Session 2









Top 5 tips to stay safe over the festive period



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Never share online banking log on details, secure key devices or 
authorisation codes. These are for your use only, never share them with 
anyone. HSBC will never ask you to share these.



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Don’t download remote access software – HSBC will
never ask you to visit a website to download a ‘chat link’, ‘portal’ or 
remote access software to check transactions or stop fraudulent payments on 
your account. Beware of fraudsters contacting your business to ‘vish’ for 
information such as names of staff members.



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Review and test your response and recovery plan for
cyber and fraud attacks – and make sure it’s fit for
purpose over the festive period.



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Ensure staff covering payments and processes over the festive period have 
received training and have a process for them to escalate concerns.



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Always verify new payment details from suppliers by
phoning a known contact on a known telephone number or one from the company’s 
official website.







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Visit business.hsbc.uk 
<https://www.business.hsbc.uk/en-gb/?cid=HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService&ElqID=2010325&elqTrackId=38c862b695ee417f99fc3d73879bb97a&elq=da402097bcf642dfb90e1bb641dd6d54&elqaid=15791&elqat=1&elqCampaignId=10560&elqak=8AF549BA184025D8D5F8B551E355138929193DE9B507D3661FF885D607A5BBC34979> 
 >





Connect with us

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In our emails, HSBC will never ask you for confidential information or to 
confirm your security details. Links within our emails will only take you to 
information pages.

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Contact Us  | 
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Find a branch  | 
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HSBC Group website

HSBC UK Bank plc registered in England and Wales number 09928412. Registered 
Office: 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom. Authorised 
by the Prudential Regulation Authority and regulated by the Financial 
Conduct Authority and the Prudential Regulation Authority under registration 
number 09928412.
© HSBC Group 2024. All rights reserved.

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Privacy and security terms of use policy

If you would like to opt-out from receiving this service update from HSBC 
UK, you can do so 
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here. Please note that you will still receive essential service 
communications relating to your account and terms updates.

To help us improve our content and make our emails more relevant, we may 
monitor your interest in them. For more details, please read our 
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Please do not reply to this email. Should you wish to get in touch, please 
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Contact us. 
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style=3D"background-color:transparent;line-height:18px;padding:0px 0px =
0px 0px;" class=3D"elq-code-cell cell cell-0">
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style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
5px 10px;" class=3D"elq-text-cell cell cell-1">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div style=3D"text-align: =
center;"><a target=3D"_blank" title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/es?s=3D1706134858&am=
p;e=3D273801&elqTrackId=3D5aadcc14f1fc471ea7b0fd32f63d4b26&elq=3Dda402097=
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width=3D"100%" style=3D"width:100%;height:auto;max-width:181px" =
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style=3D"padding-right: 0px; padding-left: 0px;" =
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                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
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style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
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48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
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cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:600px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
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FF885D607A5BBC34979" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
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anner_Image.png" height=3D"200" width=3D"600" =
style=3D"width:100%;height:auto;max-width:1200px;" /></a>
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mso]></td></tr></table><![endif]-->
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style=3D"text-align:left;vertical-align:top;font-size:0px">
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style=3D"height:5px;background-color:transparent;line-height:5px;" =
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style=3D"height:5px;font-size:5px;">=C2=A0</div>
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width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
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tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
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style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
25px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 42px;"><span style=3D"font-size: 28px;">Your =
service update from</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 42px;"><span style=3D"font-size: 28px;">HSBC UK =
Commercial Banking</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">From =
everyone here at HSBC UK, we=E2=80=99d like to wish you a very enjoyable =
festive season and a Happy New Year. We look forward to continuing to =
support you throughout 2025 and beyond.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:5px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-1">
                                        <center>
                                          <table width=3D"100%">
                                            <tbody>
                                              <tr>
                                                <td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#A6=
A6A6;">
                                                  <div =
style=3D"display:none;">=C2=A0</div>
                                                </td>
                                              </tr>
                                            </tbody>
                                          </table>
                                        </center>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-2" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D16392&elqTrackId=3D8748=
6856C4C21E5D7558A7D30E79F317&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqai=
d=3D15791&elqat=3D1&elqak=3D8AF532372CDE7DDD4DD38EDE024C7321549E3DE9B507D=
3661FF885D607A5BBC34979" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B1fea74a5-f010-431d-bac9-069e4a551955%7D_U=
K_in_focus.png" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-3">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 42px;"><span style=3D"font-size: 28px;">UK in =
Focus: Indigestion anyone?</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">In the =
latest UK economic data, PMIs fell below the 50 mark as uncertainty =
weighs and the Bank of England updated its</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">forecasts =
following the budget. In terms of hard data, GDP</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">growth was =
slower and inflation accelerated. Sign up to HSBC Global Research to =
read the report in full.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-4">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"Read the report now" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 20px 10px 20px; border-radius: =
2px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D16392&elqTrackId=3DB568=
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3661FF885D607A5BBC34979" target=3D"_blank" title=3D"Read the report now" =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 20px 10px =
20px;border-radius:2px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Read the report =
now</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:5px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-5">
                                        <center>
                                          <table width=3D"100%">
                                            <tbody>
                                              <tr>
                                                <td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#A6=
A6A6;">
                                                  <div =
style=3D"display:none;">=C2=A0</div>
                                                </td>
                                              </tr>
                                            </tbody>
                                          </table>
                                        </center>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-6" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D16353&elqTrackId=3D841B=
32EAE621AEB669FCA948583841C9&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqai=
d=3D15791&elqat=3D1&elqak=3D8AF59381D0C2EC039AD30748111981E62A353DE9B507D=
3661FF885D607A5BBC34979" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Ba5d0782b-2ae1-4803-91ab-39dc51e375d1%7D_W=
ebinar_Fraud.png" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:508px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-7">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 42px;"><span style=3D"font-size: 28px;">Webinar: =
Fraud &amp; Cyber Awareness</span></div>
                                          <div><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Date: =
Wednesday 22 January, 2025</strong></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: 16px;">Time: =
Session 1: 10:00 =E2=80=93 10:45am</strong></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: =
24px;"><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;</strong><strong style=3D"font-size: =
16px;">Session 2:&nbsp;&nbsp;3:00 =E2=80=93 3:45pm</strong></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Join us =
for a non-technical Fraud and Cyber Awareness session where members of =
our Fraud Business Management Team will use interactive real-life case =
studies and share tips to help you protect your business against the =
threat of Business Email Compromise.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-8">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"Register now =E2=80=93 Session 1 " =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
2px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D16353&elqTrackId=3DB416=
760E7122E4E14AAF4960877784E1&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqai=
d=3D15791&elqat=3D1&elqak=3D8AF5E044E935C8AA08E84A50D72F69E76FE53DE9B507D=
3661FF885D607A5BBC34979" target=3D"_blank" title=3D"Register now =
=E2=80=93 Session 1 " data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:2px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Register now =
=E2=80=93 Session 1</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-9">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"Register now =E2=80=93 Session 2" =
data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
2px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D16352&elqTrackId=3D64FF=
4B5983F8AD4E128EF64F679EE9DF&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqai=
d=3D15791&elqat=3D1&elqak=3D8AF50CA45FD61597D169D876E47DEF9A86443DE9B507D=
3661FF885D607A5BBC34979" target=3D"_blank" title=3D"Register now =
=E2=80=93 Session 2" data-targettype=3D"webpage" data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:2px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Register now =
=E2=80=93 Session 2</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:5px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-10">
                                        <center>
                                          <table width=3D"100%">
                                            <tbody>
                                              <tr>
                                                <td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#A6=
A6A6;">
                                                  <div =
style=3D"display:none;">=C2=A0</div>
                                                </td>
                                              </tr>
                                            </tbody>
                                          </table>
                                        </center>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-4" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 39px;"><span style=3D"font-size: 26px;">Top 5 tips =
to stay safe over the festive period</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-5" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:30px =
30px 30px 30px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:80%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B7e6db8c9-1356-403d-987f-e7d6c9e7ba36%7D_T=
ip_1.png" height=3D"70" width=3D"72" =
style=3D"width:100%;height:auto;max-width:80%" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"75%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-9 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:75%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:360px;min-width:-webkit-calc(75%);min-width:calc(75%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Never =
share online banking log on details, secure key devices or authorisation =
codes. These are for your use only, never share them with anyone. HSBC =
will never ask you to share these.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-6" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:30px =
30px 30px 30px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:75%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B7001ed2c-5f8b-4200-a82d-66215be0c191%7D_T=
ip_2.png" height=3D"68" width=3D"68" =
style=3D"width:100%;height:auto;max-width:75%" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"75%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-9 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:75%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:360px;min-width:-webkit-calc(75%);min-width:calc(75%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: =
16px;">Don=E2=80=99t download remote access software =E2=80=93 HSBC =
will</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">never ask =
you to visit a website to download a =E2=80=98chat link=E2=80=99, =
=E2=80=98portal=E2=80=99 or remote access software to check transactions =
or stop fraudulent payments on your account. Beware of fraudsters =
contacting your business to =E2=80=98vish=E2=80=99 for information such =
as names of staff members.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-7" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:30px =
30px 30px 30px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:70%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Bc7d49bdf-551c-4a18-b44d-aa1ec564dc80%7D_T=
ip_3.png" height=3D"60" width=3D"63" =
style=3D"width:100%;height:auto;max-width:70%" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"75%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-9 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:75%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:360px;min-width:-webkit-calc(75%);min-width:calc(75%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Review and =
test your response and recovery plan for</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">cyber and =
fraud attacks =E2=80=93 and make sure it=E2=80=99s fit for</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">purpose =
over the festive period.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-8" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:30px =
30px 30px 30px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:65%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Bc2cc4110-18ed-4a4b-9617-c4c88245a3c1%7D_T=
ip_4.png" height=3D"62" width=3D"59" =
style=3D"width:100%;height:auto;max-width:65%" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"75%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-9 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:75%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:360px;min-width:-webkit-calc(75%);min-width:calc(75%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Ensure =
staff covering payments and processes over the festive period have =
received training and have a process for them to escalate =
concerns.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-9" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#F0F0F0;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:30px =
30px 30px 30px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:50%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B0349a693-c81e-439b-8712-b374acdfbdc5%7D_T=
ip_5.png" height=3D"81" width=3D"45" =
style=3D"width:100%;height:auto;max-width:50%" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"75%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-9 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:75%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:360px;min-width:-webkit-calc(75%);min-width:calc(75%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Always =
verify new payment details from suppliers by</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">phoning a =
known contact on a known telephone number or one from the =
company=E2=80=99s official website.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-10" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#FFFFFF;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 0px =
0px 0px;" class=3D"elq-divider-cell cell cell-0">
                                        <center>
                                          <table width=3D"100%">
                                            <tbody>
                                              <tr>
                                                <td =
style=3D"border-top-width:1px;border-top-style:solid;border-top-color:#FF=
FFFF;">
                                                  <div =
style=3D"display:none;">=C2=A0</div>
                                                </td>
                                              </tr>
                                            </tbody>
                                          </table>
                                        </center>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:#F0F0F0;line-height:18px;padding:0px 30px 0px =
30px;" class=3D"elq-code-cell cell cell-1">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <table>
                                            <tbody>
                                              <tr>
                                                <td =
style=3D"vertical-align:middle; padding-left:15px;">

                                                  <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Be0d51288-ab8d-479b-b77d-54fce997e18d%7D_D=
evice_all.png">
                                                </td>
                                                <td =
style=3D"vertical-align:middle; padding-left:15px;">
                                                  <a =
href=3D"https://www.business.hsbc.uk/en-gb/?cid=3DHBUK%3ANT%3A9915%3AE2%3=
ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsletterService=
&ElqID=3D2010325&elqTrackId=3D38c862b695ee417f99fc3d73879bb97a&elq=3Dda40=
2097bcf642dfb90e1bb641dd6d54&elqaid=3D15791&elqat=3D1&elqCampaignId=3D105=
60&elqak=3D8AF549BA184025D8D5F8B551E355138929193DE9B507D3661FF885D607A5BB=
C34979" style=3D"text-decoration:none; color:#333333; font-family:arial; =
font-size:18px;" target=3D"_blank">Visit business.hsbc.uk &gt;</a><br>
                                                </td>
                                              </tr>
                                            </tbody>
                                          </table>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-11" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#FFFFFF;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-8 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:66.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:320px;min-width:-webkit-calc(66.66666667%);min-width:ca=
lc(66.66666667%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <table>
                                            <tbody>
                                              <tr>
                                                <td valign=3D"middle" =
align=3D"left"><span style=3D"font-family: Arial, Helvetica, =
sans-serif;font-size: 18px;color: =
#4c4c4c;text-decoration:none;line-height: 18px;">Connect with us =
</span></td>


                                              </tr>
                                            </tbody>
                                          </table>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"25%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-3 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:25%;width:-w=
ebkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:120px;min-width:-webkit-calc(25%);min-width:calc(25%);"=
 role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <table>
                                            <tbody>
                                              <tr>

                                                <td valign=3D"right" =
align=3D"right" width=3D"20"><a =
href=3D"https://www.linkedin.com/showcase/hsbc-commercial-banking/?cid=3D=
HBUK%3ANT%3A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%=
3AJulyNewsletterService&ElqID=3D2010325&elqTrackId=3Db4c8b76f97474b78a9e8=
66a28468fb55&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqaid=3D15791&elqat=3D=
1&elqCampaignId=3D10560&elqak=3D8AF52512B201BFBDCECB2EB96E830075F67E3DE9B=
507D3661FF885D607A5BBC34979" target=3D"_blank">
                                                    <img =
alt=3D"LinkedIn" =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B059dfaef-229a-4345-9e3b-db0041b93f67%7D_S=
ocial_icons.png" width=3D"50"></a></td>

                                              </tr>
                                            </tbody>
                                          </table>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-12" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#FFFFFF;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div style=3D"line-height: =
15px;" data-lineheight=3D"1.5"><span style=3D"font-size: 10px;">In our =
emails, HSBC will never ask you for confidential information or to =
confirm your security details. Links within our emails will only take =
you to information pages.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-1">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><a target=3D"_blank" =
title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D595&elqTrackId=3DBAA33C=
4F7A841D01748A087BE855AD48&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqaid=3D=
15791&elqat=3D1&elqak=3D8AF50538C91654A54E27A3D36C201E09B5983DE9B507D3661=
FF885D607A5BBC34979" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>Contact Us</u></a><span =
style=3D"font-size: 10px;">&nbsp;&nbsp;|&nbsp;&nbsp;</span><a =
target=3D"_blank" title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D842&elqTrackId=3D991185=
5C7CA95B0EEAA172AA1271E783&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqaid=3D=
15791&elqat=3D1&elqak=3D8AF5B6A35B819F3727B6F5AF7C2D4A0F70763DE9B507D3661=
FF885D607A5BBC34979" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>Find a branch</u></a><span =
style=3D"font-size: 10px;">&nbsp;&nbsp;|&nbsp;&nbsp;</span><a =
target=3D"_blank" title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D593&elqTrackId=3DD2C587=
DD91A00FD7EE2BC399D0C02E79&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqaid=3D=
15791&elqat=3D1&elqak=3D8AF536FAB8D81E26300EA8B7333898E62E1B3DE9B507D3661=
FF885D607A5BBC34979" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><u>HSBC Group website</u></a></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-2">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><span style=3D"font-size: =
10px;">HSBC UK Bank plc registered in England and Wales number 09928412. =
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United =
Kingdom. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 09928412. </span></div>
                                          <div><span style=3D"font-size: =
10px;">=C2=A9 HSBC Group 2024. All rights reserved.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-3">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><a target=3D"_blank" =
title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3DHBUK%3ANT%3=
A9915%3AE2%3ACMB%3AL14%3AXXR%3ACAM%3A0%3AXEV%3A3%3A0124%3A001%3AJulyNewsl=
etterService&ElqID=3D2010325&s=3D1706134858&lid=3D13422&elqTrackId=3D5408=
CB1A399E0B95E98DE4E3BFFF0929&elq=3Dda402097bcf642dfb90e1bb641dd6d54&elqai=
d=3D15791&elqat=3D1&elqak=3D8AF58D64E05022C1ED0ABE831BD05643CF7D3DE9B507D=
3661FF885D607A5BBC34979" data-targettype=3D"webpage" style=3D"font-size: =
10px; color: rgb(0, 0, 0);"><strong><u>Privacy and security terms of use =
policy</u></strong></a></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
10px 30px;" class=3D"elq-text-cell cell cell-4">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div><span style=3D"font-size: =
10px;">If you would like to opt-out from receiving this service update =
from HSBC UK, you can do so</span><strong style=3D"font-size: =
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