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From: "Lloyds Bank" <donotreply@lloydsbank.co.uk>
To: <Bob@Sarahharvey.Com>
Subject: International payments request
Date: Fri, 9 Jan 2026 12:57:56 -0000
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We want you to recognise a fraudulent email if you receive one. Lloyds Bank
will always greet you personally using your title and surname and, where you
hold an existing account with us, either the last 4 digits of your account
number or the last part of your postcode: **** 3HA
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Dear Robert Home
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Request to send money outside the UK or in a foreign currency
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Thank you for using Lloyds Bank – we have received your payment request.
Your payment can take up to 48 hours to appear on your bank statement.
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Payment request made by:
Robert Home
Sort code: XXXX93 Account number: XXXXX446
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To: GRAHAM BOX & BEVERLEY LOCHEAD
(CAIXESBBXXX, XXXXXXXXXXXXXXXXXXXXX001)
Confirmation Number: FP25172674
Payment Reference: reference 20th - 27th playa bastian
Reason for Payment:
Promotion Code:
Bank Country: SPAIN
Currency: EUR
Exchange Rate: 1.1108
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Amount: 630.00 EUR = 567.16 GBP
Charges: 0.00 GBP
Please note: Your recipient’s bank might charge them an additional amount to
receive the payment.
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Total debited from your account: 567.16 GBP
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For further details on our international payment service including payment
timescales, and terms and conditions, please view
<http://www.lloydsbank.com/online-banking/benefits-online-banking/international-payments.asp>
international payments. The value of your payment is confirmed on your
monthly statement.
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Yours sincerely,
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Martin Turner,
Head of Personal Current Accounts
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Important Security Information
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What to expect from our emails
We will:
* Always include your name and the last four digits of an account you have
with us.
* Sometimes include links to more information to help you.
* Sometimes send you links to our secure app, to take you straight to the
information you need.
We will never:
* Send you to a web page that asks for your logon, personal or banking
details.
If you're not sure that an email is from us:
* Forward it to <mailto:emailscams@lloydsbanking.com>
emailscams@lloydsbanking.com then delete it.
* Speak to us to check. You could do this by messaging us from our app or
Internet Banking.
We have lots of information to keep you and your money safe on our website.
Just visit our
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html>
Fraud Hub.
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Lloyds Bank plc, 25 Gresham Street, London EC2V 7HN. Registered in England
and Wales, number 2065. Telephone No: 020 7626 1500.
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Authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority.
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Authorisation can be checked on the Financial Services Register at:
<http://www.fca.org.uk/> www.fca.org.uk.
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Lloyds Banking Group plc. Registered Office: The Mound, Edinburgh EH1 1YZ.
Registered in Scotland no. SC95000. Telephone: 0131 225 4555.
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065. Telephone 0207626 1500.
Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ.
Registered in Scotland no. SC327000. Telephone: 03457 801 801.
Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate Markets
plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in
England and Wales no. 10399850.
Scottish Widows Schroder Personal Wealth Limited. Registered Office: 25
Gresham Street, London EC2V 7HN. Registered in England and Wales no.
11722983.
Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc
are authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and Prudential Regulation Authority.
Scottish Widows Schroder Personal Wealth Limited is authorised and regulated
by the Financial Conduct Authority.
Lloyds International, Lloyds Bank International, Lloyds International
Private Banking and Lloyds Bank International Private Banking are registered
business names of Lloyds Bank Corporate Markets plc in Jersey and the Isle
of Man.
Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate Markets
Wertpapierhandelsbank GmbH and is a wholly-owned subsidiary of Lloyds Bank
Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank
GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt,
Germany. The company is registered with the Amtsgericht Frankfurt am Main,
HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is
supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.
Halifax is a division of Bank of Scotland plc.
HBOS plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in
Scotland no. SC218813.
Lloyds and Lloyds Living are trading names of Citra Living Limited.
Registered Office: 25 Gresham Street, London, EC2V 7HN. Registered in
England and Wales no. 13120129.
Citra Living Limited is part of Lloyds Banking Group but is not regulated by
the Financial Conduct Authority or the Prudential Regulation Authority.
This e-mail (including any attachments) is private and confidential and may
contain privileged material. If you have received this e-mail in error,
please notify the sender and delete it (including any attachments)
immediately. You must not copy, distribute, disclose or use any of the
information in it or any attachments. Telephone calls may be monitored or
recorded.
Your personal information will be held by one of the brands which is part of
the Lloyds Banking Group. It is important that you understand how the
personal information you give us will be used. Therefore, we strongly advise
that you read our Full Privacy Notice for the brand relevant to you, which
you can find at Privacy
<https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.lloydsbankinggroup.com%2Fprivacy.html&data=05%7C02%7CMichael.Moran%40lloydsbanking.com%7Cc43e4921310c4bc6367e08dd565e62fa%7C3ded2960214a46ff8cf4611f125e2398%7C0%7C0%7C638761685657829609%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=v5fO3iRqLEjfvOdKwh2xfTlqK53IZd%2B1bbjoz2UDk0Y%3D&reserved=0>
- Lloyds Banking Group plc
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src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
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<span style=3D"font-size:12px; color:#505050; line-height: =
1.4;"><p><strong>Payment request made by:</strong></p>=0A=
<p><strong>Robert Home</strong></p>=0A=
<p>Sort code: XXXX93 Account number: XXXXX446</p></span>=0A=
</font>=0A=
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0px;">=0A=
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src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
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ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532" valign=3D"top" style=3D"margin: 0px; padding: =
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<span style=3D"font-size:12px; color:#505050; line-height: =
1.4;"><p><strong>To:</strong> GRAHAM BOX & BEVERLEY LOCHEAD<br =
/>(CAIXESBBXXX, XXXXXXXXXXXXXXXXXXXXX001)</p>=0A=
<p><strong>Confirmation Number:</strong> FP25172674<br /><strong>Payment =
Reference:</strong> reference 20th - 27th playa bastian<br =
/><strong>Reason for Payment:</strong> <br /><strong>Promotion =
Code:</strong> <br /><strong>Bank Country:</strong> SPAIN<br =
/><strong>Currency:</strong> EUR<br /><strong>Exchange Rate:</strong> =
1.1108</p></span>=0A=
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<td width=3D"532">=0A=
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</td>=0A=
<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
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<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
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<td width=3D"19" valign=3D"top" style=3D"margin: 0px; padding: =
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<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532" valign=3D"top" style=3D"margin: 0px; padding: =
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<font face=3D"Arial, Helvetica, sans-serif" size=3D"2" =
color=3D"#505050">=0A=
<span style=3D"font-size:12px; color:#505050; line-height: =
1.4;"><p><strong>Amount: 630.00 EUR =3D 567.16 GBP</strong></p>=0A=
<p><strong>Charges:</strong> 0.00 GBP </p>=0A=
<p><strong>Please note:</strong> Your recipient’s bank might =
charge them an additional amount to receive the payment.</p></span>=0A=
</font>=0A=
</p>=0A=
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0px;">=0A=
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<font face=3D"Arial, Helvetica, sans-serif" size=3D"2" =
color=3D"#505050">=0A=
<span style=3D"font-size:12px; color:#505050; line-height: =
1.4;"><strong>Total debited from your account: 567.16 GBP</strong></span>=0A=
</font>=0A=
</p>=0A=
</td>=0A=
<td width=3D"19" valign=3D"top" style=3D"margin: 0px; padding: =
0px;">=0A=
<img width=3D"1" height=3D"10" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td width=3D"570" colspan=3D"3">=0A=
<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
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ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532">=0A=
<img width=3D"532" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/ltsb-horiz.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
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<tr>=0A=
<td width=3D"570" colspan=3D"3">=0A=
<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
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<td width=3D"19" valign=3D"top" style=3D"margin: 0px; padding: =
0px;">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532" valign=3D"top" style=3D"margin: 0px; padding: =
0px;">=0A=
<p style=3D"margin:0; padding:0; line-height: 1">=0A=
<font face=3D"Arial, Helvetica, sans-serif" size=3D"2" =
color=3D"#505050">=0A=
<span style=3D"font-size:12px; color:#505050; line-height: =
1.4;">For further details on our international payment service including =
payment timescales, and terms and conditions, please view <a =
title=3D"international payments" =
href=3D"http://www.lloydsbank.com/online-banking/benefits-online-banking/=
international-payments.asp" target=3D"_blank" rel=3D"noopener =
noreferrer"><font size=3D"2" face=3D"Arial, Helvetica, sans-serif" =
color=3D"#4db00c"><span style=3D"font-size:12px; color:#4db00c; =
line-height:1.2; text-decoration:underline;">international =
payments</span></font></a>. The value of your payment is confirmed on =
your monthly statement.</span>=0A=
</font>=0A=
</p>=0A=
</td>=0A=
<td width=3D"19" valign=3D"top" style=3D"margin: 0px; padding: =
0px;">=0A=
<img width=3D"1" height=3D"10" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td width=3D"570" colspan=3D"3">=0A=
<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
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<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532">=0A=
<img width=3D"532" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/ltsb-horiz.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td width=3D"570" colspan=3D"3">=0A=
<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
</tr>=0A=
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<tr>=0A=
<td width=3D"19"></td>=0A=
<td width=3D"532">=0A=
<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" color=3D"#505050" =
size=3D"4">=0A=
<span style=3D"font-size:12px;color:#505050; line-height: =
1.2;">Yours sincerely,</span>=0A=
</font>=0A=
</p>=0A=
<img width=3D"101" height=3D"56" border=3D"0" alt=3D"Signature =
image of Martin Turner - Head of Personal Current Accounts" =
src=3D"https://www.lloydsbank.com/assets/media/signatures/signature_marti=
n_turner.jpg" style=3D"display:block;"/>=0A=
<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" color=3D"#505050" =
size=3D"4">=0A=
<span style=3D"font-size:12px;color:#505050; line-height: 1.2;">=0A=
<strong>=0A=
Martin Turner,<br/>=0A=
Head of Personal Current Accounts=0A=
</strong>=0A=
</span>=0A=
</font>=0A=
</p>=0A=
<img width=3D"1" height=3D"10" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;"/>=0A=
</td>=0A=
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<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"532">=0A=
<img width=3D"532" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/ltsb-horiz.gif" style=3D"display: block;">=0A=
</td>=0A=
<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
</td>=0A=
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<td width=3D"570" colspan=3D"3">=0A=
<img width=3D"1" height=3D"15" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display: block;">=0A=
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</table>=0A=
</td>=0A=
<td width=3D"9" bgcolor=3D"#ffffff">=0A=
<img width=3D"9" height=3D"1" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
</td>=0A=
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<img width=3D"1" height=3D"15" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
</td>=0A=
</tr>=0A=
</tbody>=0A=
</table>=0A=
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=0A=
<!-- Footer Section -->=0A=
<table width=3D"590" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" bgcolor=3D"#ffffff" align=3D"center" =
style=3D"border-left:1px solid #e2e2e2; border-right:1px solid #e2e2e2; =
border-bottom:1px solid #e2e2e2">=0A=
<tbody>=0A=
<tr>=0A=
<td width=3D"19">=0A=
<img width=3D"19" height=3D"1" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
</td>=0A=
<td width=3D"15" bgcolor=3D"#f0f0f0">=0A=
<img width=3D"15" height=3D"1" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
</td>=0A=
<td width=3D"533" bgcolor=3D"#f0f0f0">=0A=
<img width=3D"1" height=3D"12" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
=0A=
=0A=
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<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:12px;color:#505050; line-height: =
1.2;">=0A=
<strong><strong>Important Security =
Information</strong></strong>=0A=
</span>=0A=
</font>=0A=
</p>=0A=
=0A=
=0A=
=0A=
=0A=
=0A=
<img width=3D"1" height=3D"16" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
=0A=
=0A=
<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">=0A=
<strong>What to expect from our emails</strong><br><br>=0A=
We will: =0A=
<ul><li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Always include your name and the last four digits of an account =
you have with us.=0A=
<li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Sometimes include links to more information to help you.=0A=
<li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Sometimes send you links to our secure app, to take you straight =
to the information you need.</ul>=0A=
</span>=0A=
</font>=0A=
</p>=0A=
=0A=
<p style=3D"margin:0; padding:0; line-height: 1;"><font =
face=3D"Arial, Helvetica, sans-serif" size=3D"4" color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: 1.2;">We =
will never:=0A=
<ul><li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Send you to a web page that asks for your logon, personal or =
banking details.=0A=
=0A=
</ul> =0A=
</p>=0A=
=0A=
<p style=3D"margin:0; padding:0; line-height: 1;"><font =
face=3D"Arial, Helvetica, sans-serif" size=3D"4" color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">If you're not sure that an email is from us:=0A=
=0A=
<ul>=0A=
<li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com"><font size=3D"4" =
face=3D"Arial, Helvetica, sans-serif" color=3D"#00864f"><span =
style=3D"font-size:10px; color:#00864f; =
line-height:1;">emailscams@lloydsbanking.com</span></font></a> then =
delete it.</li>=0A=
<li><font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">Speak to us to check. You could do this by messaging us from our =
app or Internet Banking.</ul></p> =0A=
=0A=
=0A=
=0A=
=0A=
=0A=
<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">=0A=
We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html"><font size=3D"4" face=3D"Arial, Helvetica, sans-serif" =
color=3D"#00864f"><span style=3D"font-size:10px; color:#00864f; =
line-height:1;">Fraud Hub</a>.=0A=
</span>=0A=
</font>=0A=
</p>=0A=
=0A=
=0A=
=0A=
=0A=
<img width=3D"1" height=3D"16" border=3D"0" alt=3D"" =
src=3D"http://www.lloydsbank.com/media/lloydsbank/common/application_emai=
ls/spacer.gif" style=3D"display:block;">=0A=
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<p style=3D"margin:0; padding:0; line-height: 1;">=0A=
<font face=3D"Arial, Helvetica, sans-serif" size=3D"4" =
color=3D"#505050">=0A=
<span style=3D"font-size:10px;color:#505050; line-height: =
1.2;">=0A=
Lloyds Bank plc, 25 Gresham Street, London EC2V 7HN. =
Registered in England and Wales, number 2065. Telephone No: 020 7626 =
1500.=0A=
</span>=0A=
</font>=0A=
</p>=0A=
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<img width=3D"1" height=3D"16" border=3D"0" alt=3D"" =
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Authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential =
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Authorisation can be checked on the Financial Services =
Register at: <a href=3D"http://www.fca.org.uk/"><font size=3D"4" =
face=3D"Arial, Helvetica, sans-serif" color=3D"#00864f"><span =
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<br><span> </span><p>Lloyds Banking Group plc. Registered =
Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. =
SC95000. Telephone: 0131 225 4555.</p>
<p>Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. =
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in =
England and Wales no. 2065. Telephone 0207626 1500.</p>
<p>Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 =
1YZ. Registered in Scotland no. SC327000. Telephone: 03457 801 801. </p>
<p>Lloyds and Lloyds Bank are trading names of Lloyds Bank Corporate =
Markets plc. Registered office: 25 Gresham Street, London EC2V 7HN. =
Registered in England and Wales no. 10399850.</p>
<p>Scottish Widows Schroder Personal Wealth Limited. Registered Office: =
25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. =
11722983.</p>
<p>Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate =
Markets plc are authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and Prudential Regulation =
Authority.</p>
<p>Scottish Widows Schroder Personal Wealth Limited is authorised and =
regulated by the Financial Conduct Authority.</p>
<span>Lloyds International, Lloyds Bank International, Lloyds =
International Private Banking and Lloyds Bank International Private =
Banking are registered business names of Lloyds Bank Corporate Markets =
plc in Jersey and the Isle of Man.</span><p>Lloyds and Lloyds Bank are =
trading names of Lloyds Bank Corporate Markets Wertpapierhandelsbank =
GmbH and is a wholly-owned subsidiary of Lloyds Bank Corporate Markets =
plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its =
registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. =
The company is registered with the Amtsgericht Frankfurt am Main, HRB =
111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is =
supervised by the Bundesanstalt f=C3=BCr =
Finanzdienstleistungsaufsicht.</p>
<p>Halifax is a division of Bank of Scotland plc.</p>
<p>HBOS plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered =
in Scotland no. SC218813.</p>
Lloyds and Lloyds Living are trading names of Citra Living =
Limited. Registered Office: 25 Gresham Street, London, EC2V =
7HN. Registered in England and Wales no. 13120129.<br><span>Citra =
Living Limited is part of Lloyds Banking Group but is not regulated by =
the Financial Conduct Authority or the Prudential Regulation =
Authority. </span> <br><br><span> </span>This e-mail =
(including any attachments) is private and confidential and may contain =
privileged material. If you have received this e-mail in error, please =
notify the sender and delete it (including any attachments) immediately. =
You must not copy, distribute, disclose or use any of the information in =
it or any attachments. Telephone calls may be monitored or =
recorded.<br><br><span>Your personal information will be held by one of =
the brands which is part of the Lloyds Banking Group. It is important =
that you understand how the personal information you give us will be =
used. Therefore, we strongly advise that you read our Full Privacy =
Notice for the brand relevant to you, which you can find =
at </span><span style=3D"font-size: 11pt; font-family: Aptos, =
sans-serif;"><a =
href=3D"https://eur02.safelinks.protection.outlook.com/?url=3Dhttps%3A%2F=
%2Fwww.lloydsbankinggroup.com%2Fprivacy.html&data=3D05%7C02%7CMichael.Mor=
an%40lloydsbanking.com%7Cc43e4921310c4bc6367e08dd565e62fa%7C3ded2960214a4=
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eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpb=
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B1bbjoz2UDk0Y%3D&reserved=3D0">Privacy
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