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To: <bob@sarahharvey.com>
Subject: Beat Rachel Reeves' Cash ISA raid with one of the highest fixed rates
Date: Mon, 17 Feb 2025 17:35:33 -0000
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This is an email for Mr Home from Hargreaves Lansdown
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Beat Rachel Reeves' Cash ISA raid with one of the highest fixed rates
Dear Mr Home
Rumours are circulating that Rachel Reeves could cut Cash ISAs in the Spring
Statement on 26 March.
If you’re planning to open a Cash ISA this year, it’s best to act now,
rather than leave it to the last minute.
And you can get one of the highest Cash ISA fixed rates with HL today.
Get one of the highest Cash ISA rates at 4.45% AER/Tax-free
We’ve secured one of the highest one year fixed rates for our Cash ISA
clients. Minimum opening amount is £500.
This rate is due to end tomorrow or sooner if demand is too high. Though we’ll
continue to negotiate new and potentially better rates. All rates offered by
our banking partners.
<https://t3.products.hl.co.uk/r/?id=h3a08889f,bd5802f,bd6a561&e=dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZUNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1NjE2JmVfY3Q9RiZPdmVycmlkZT0x&s=T0DznE5OVT3fDacAG3KCufhxndGVl5dHXaA8lAMs5_4>
See latest rates
£50,000 prize draw - offer ends 5 April
As an added bonus, if you add £3,500 or more by 5 April, you'll
automatically enter our prize draw for a chance to win one of two £50,000
cash prizes. This applies to cash payments made between 10 February and 5
April 2025. You must keep the money in your account until 20 May 2025. See
full terms below.
<https://t3.products.hl.co.uk/r/?id=h3a08889f,bd5802f,bd6a562&e=dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZUNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1NjE2JmVfY3Q9RiZPdmVycmlkZT0x&s=0AfbZQJGvQ1BdFLZHa7WGS1xzEpY7F5RNH-I-yj7XYY>
SEE ALL CASH ISA RATES
AER (Annual Equivalent Rate) shows what the interest rate would be if it was
paid and compounded once each year. It helps you compare the rates on
different savings products.
Tax-free interest/profit in the Cash ISA is paid free of UK income tax.
Fixed savings guarantee your interest rate for the length of the term but
you could be charged if you close or transfer your Cash ISA before the term
ends.
This email and the Active Savings service are designed for those who are
happy to make their own decisions and should not be seen as personal advice.
Inflation reduces the future spending power of cash over time.
HARGREAVES LANSDOWN
Awarded Best Savings Platform 2024
Download the HL app
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Terms of the HL Tax Wrapper Prize Draw (10 February 2025 – 5 April 2025)
1. Subject to these terms and conditions, if you subscribe a minimum of
£3,500 (a “Qualifying Payment”) into a new or existing HL Stocks and Shares
ISA (S&S ISA), HL Cash ISA (CISA), HL Lifetime ISA (LISA) or HL
Self-Invested Personal Pension (SIPP) between 10 February 2025 – 5 April
2025 inclusive (the “Qualification Period”), we will automatically enter you
into a prize draw to win a cash sum of £50,000 (the “Draw”).
2. Qualifying Payments: Only cash contributions into your HL S&S ISA, CISA,
LISA or SIPP will qualify for the Draw. Contributions can be made via
cheque, direct debit, debit card, bank transfer, easy bank transfer or
lodgement of SAYE (Save AS You Earn) or SIP (Share Incentive Plan). Payroll
subscriptions, transfers from other ISAs or between HL accounts and/or HL
clients will not be eligible. Clients making a contribution to a HL Group
ISA, HL Group SIPP, PMS SIPP or PMS ISA via HL Advisory services will not be
included in the Draw. For payments sent through the post, the application
must be received before the end of the Qualification Period. You can only be
entered into the draw once.
3. Eligibility: To be eligible for the Draw, you must:
- be a UK resident;
- be aged 18 or over;
- not be an employee of any Hargreaves Lansdown group company or a member of
any such employee’s immediate family or household; not withdraw or transfer
out of your HL S&S ISA, CISA, LISA or SIPP before 20 May 2025; and comply
with these terms and conditions.
4. Opting out: Upon making a Qualifying Payment within the Qualification
Period, you will be automatically entered into the Draw, in accordance with
clause 1 of these terms and conditions. If you do not wish to be entered,
please contact us on 0117 900 9000.
5. The draw: Two winners will be randomly chosen by 31 May 2025 by
Hargreaves Lansdown and each will receive a £50,000 payment. The payment
will be made by 31 May 2025 to the winners’ Loyalty Bonus Accounts. If a
winner does not have a Loyalty Bonus Account, the payment will be made to
the Nominated Bank Account details we hold on record or sent by cheque to
their address. The winners will be notified by telephone or email by 31 May
2025. If we cannot get in contact with a winner, then the winner’s prize may
be forfeited and we will be entitled to select another winner. The winners
will also receive a notification once the payment has been made via Secure
Message.
6. Public information: We are required to make available information that
indicates that a valid award took place. To comply with this obligation, we
will send the surname and county of prize winners to anyone requesting this
information. If you object to any or all of your surname and county being
published or made available, please notify us by calling 0117 900 9000.
Please note, we must still provide your details to the Advertising Standards
Authority on request. We may contact prize winners to ask if they would be
willing to take part in a case study of the Draw. Prize winners do not have
to take part in any such case study and are free to decline our request.
7. Our decision on any aspect of the prize draw is final and binding and we
reserve the right to cancel, suspend, or amend the Draw at any time and for
any or no reason. If a winner rejects their prize or if their entry is
invalid or in breach of these terms and conditions, the winner’s prize will
be forfeited and we shall be entitled to select another winner.
8. Data processing: By entering the Draw, you agree to the collection,
retention, usage and distribution of your personal information in order to
process and contact you about your entry. We shall use and take care of any
personal data you supply to us as described in our privacy policy
(www.hl.co.uk/privacy-policy
<https://t3.products.hl.co.uk/r/?id=h3a08889f,bd5802f,bd6a678&e=dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZUNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1NjE2JmVfY3Q9RiZPdmVycmlkZT0x&s=po_xaGfYIRdEQa1zJ3GVlm81l9e23UNmZmE7Vo3LlKM>
).
9. Governing Law: These terms are governed by the laws of England and Wales
and are subject to the exclusive jurisdiction of the courts of England and
Wales.
10. Company Information: The Draw is provided by Hargreaves Lansdown Asset
Management Limited, which is a limited company registered in England and
Wales with the company number 01896481 whose registered office is 1 College
Square South, Anchor Road, Bristol, BS1 5HL. References in these terms and
conditions to “our”, “us” or “we” are to Hargreaves Lansdown Asset
Management Limited.
The Active Savings service and this email are provided by Hargreaves
Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown
Savings Limited is authorised and regulated by the Financial Conduct
Authority (firm reference number 915119). Hargreaves Lansdown Savings
Limited is authorised by the Financial Conduct Authority under the
Electronic Money Regulations 2011 with firm reference 901007 for the issuing
of electronic money.
Hargreaves Lansdown Savings Limited is a subsidiary of Hargreaves Lansdown
plc (company number 2122142). The registered address of the aforementioned
companies is One College Square South, Anchor Road, Bristol BS1 5HL.
If your circumstances mean you’d like extra support, or you have specific
accessibility needs, find out how we can help
<https://t3.products.hl.co.uk/r/?id=h3a08889f,bd5802f,bd6a679&e=dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZUNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1NjE2JmVfY3Q9RiZPdmVycmlkZT0x&s=MMlYIcfo9Bx6KxPRciPpgdEPMX2P-h_pna6QQQwc9DY>
. You can also contact us to find out more.
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View online
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­ </div><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"100%" role=3D"presentation"><tr><td =
style=3D"background-color: rgb(248, 248, 248);"><![endif]--><div =
class=3D"acr-container"><div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"><table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
min-width=3D"330px" style=3D"width:100%;table-layout:fixed;" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1" =
style=3D"background-color:rgb(7, 29, 73);padding:15px 20px;"><div =
class=3D"acr-fragment acr-component image-container" =
style=3D"width:100%;text-align:left;" data-component-id=3D"image" =
data-contenteditable=3D"false"><!--[if mso]><table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"100%"><tr><td =
style=3D"text-align: left;"><![endif]--><a class=3D"arc-link" =
data-nl-type=3D"externalLink" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a560&e=3D=
dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZ=
UNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1Nj=
E2JmVfY3Q9RiZPdmVycmlkZT0x&s=3DMffjfoCjFs96kSxIqdNVEkgygTS-h903vuiHKprZF6=
4" ><img =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/9b68=
bc2ffd21cc5b8ad6fbf9a5ee6fd6d81fb03eeafda298df68b2f38146846d.png" =
style=3D"width:115px;height:auto;" width=3D"115" title=3D"HL logo" =
alt=3D"HL logo" height=3D"34"></a><!--[if =
mso]></td></tr></table><![endif]--></div></th></tr></tbody></table><table=
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1" =
style=3D"background-color:rgb(7, 29, =
73);border-width:0px;border-style:none;border-radius:0px;padding:20px =
20px;"><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"100%"><tr><td style=3D"border-radius: =
0px;"><![endif]--><div class=3D"acr-fragment acr-component" =
data-component-id=3D"text" data-contenteditable=3D"false"><div =
class=3D"text-container" data-contenteditable=3D"true"><h1><span =
style=3D"font-size:30px;color:rgb(255, 255, =
255);font-weight:normal;">Beat Rachel Reeves' Cash ISA raid =
with </span><span style=3D"color:rgb(0, 255, =
187);font-size:30px;font-weight:normal;">one of the highest fixed =
rates</span></h1></div></div><!--[if =
mso]></td></tr></table><![endif]--></th></tr></tbody></table></div></th><=
/tr></tbody></table></div></th></tr></tbody></table></div><div =
class=3D"acr-structure" data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"><table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1" =
style=3D"padding:30px 20px 16px;background-color:rgb(255, 255, =
255);"><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"100%" role=3D"presentation"><tr><td =
style=3D""><![endif]--><div class=3D"acr-fragment acr-component" =
style=3D"font-family:Arial;" data-component-id=3D"text" =
data-contenteditable=3D"false"><!--[if mso]><table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"100%" =
role=3D"presentation"><tr><td style=3D"font-family: =
Arial;"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-weight:700;font-size:16px;line-height:22px;color:#000000;">=
Dear Mr Home</p><br><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">Rumours are circulating that Rachel Reeves could cut Cash ISAs in the =
Spring Statement on 26 March. =20
</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">If you’re planning to open a Cash ISA this year, it’s =
best to act now, rather than leave it to the last minute.=20
</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">And you can get one of the highest Cash ISA fixed rates with HL =
today.</p></div><!--[if mso]></td></tr></table><![endif]--></div><!--[if =
mso]></td></tr></table><![endif]--></th></tr></tbody></table></div></th><=
/tr></tbody></table></div> <div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"> <table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600"> <tbody> <tr> <th =
class=3D"colspan1"><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-top:16px;padding-right:20px;padding-left:20px;"><div =
class=3D"acr-fragment acr-component" data-component-id=3D"text" =
data-contenteditable=3D"false"><!--[if mso]><table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"100%"><tr><td =
style=3D"null"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><h3 =
style=3D"font-size:22px;font-weight:normal;color:#000000;">Get one of =
the highest Cash ISA rates at 4.45% AER/Tax-free</h3></div><!--[if =
mso]></td></tr></table><![endif]--></div></th></tr></tbody></table><table=
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-right:20px;padding-bottom:16px;padding-left:20px;"><div =
class=3D"acr-fragment acr-component" data-component-id=3D"text" =
data-contenteditable=3D"false"><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">We’ve secured one of the highest one year fixed rates for our =
Cash ISA clients. Minimum opening amount is £500.
</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">This rate is due to end tomorrow or sooner if demand is too high. =
Though we’ll continue to negotiate new and potentially better =
rates. All rates offered by our banking =
partners.</p></div></div></th></tr></tbody></table></div></th> </tr> =
</tbody> </table> </div><div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"><table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;" =
role=3D"presentation"><tbody><tr><th class=3D"colspan1" =
style=3D"padding:25px 20px;background-color:rgb(255, 255, 255);"><div =
class=3D"acr-fragment acr-component" style=3D"background-color:rgb(255, =
255, 255);font-family:Arial;" data-component-id=3D"html" =
data-contenteditable=3D"true"><table =
style=3D"border-spacing:0;border-collapse:collapse;" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation"><tbody><tr><td =
style=3D"font-size:16px;font-family:Arial;text-transform:uppercase;color:=
#fff!important;color:#fff;padding:16px 16px 16px =
16px;background:#0a70dc;vertical-align:middle;">
<a class=3D"text-white" =
style=3D"color:#fff;text-decoration:none;" title=3D"button_primary_txt_" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a561&e=3D=
dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZ=
UNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1Nj=
E2JmVfY3Q9RiZPdmVycmlkZT0x&s=3DT0DznE5OVT3fDacAG3KCufhxndGVl5dHXaA8lAMs5_=
4" > See latest rates <img alt=3D"" =
title=3D"" width=3D"14" =
style=3D"display:inline-block;vertical-align:middle;" =
src=3D"http://www.hl.co.uk/__data/assets/image/0004/12249634/Arrow.png">
</a>
=
</td></tr></tbody></table></div></th></tr></tbody></table></div></th></tr=
></tbody></table></div> <div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"> <table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600"> <tbody> <tr> <th =
class=3D"colspan1"><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-top:16px;padding-right:20px;padding-left:20px;"><div =
class=3D"acr-fragment acr-component" data-component-id=3D"text" =
data-contenteditable=3D"false"><div class=3D"text-container" =
data-contenteditable=3D"true"><h2 =
style=3D"font-size:26px;color:#000000;"><span =
style=3D"font-weight:400;">£50,000 prize draw - offer ends 5 =
April</span></h2></div></div></th></tr></tbody></table><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-right:20px;padding-bottom:16px;padding-left:20px;"><div =
class=3D"acr-fragment acr-component" data-component-id=3D"text" =
data-contenteditable=3D"false"><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">As an added bonus, if you add £3,500 or more by 5 April, you'll =
automatically enter our prize draw for a chance to win one of two =
£50,000 cash prizes. This applies to cash payments made between 10 =
February and 5 April 2025. You must keep the money in your account until =
20 May 2025. See full terms =
below.</p></div></div></th></tr></tbody></table></div></th> </tr> =
</tbody> </table> </div> <div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"> <table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600"> <tbody> <tr> <th =
class=3D"colspan1"><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" style=3D"padding:26px 20px;background-color:rgb(255, =
255, 255);"><div class=3D"acr-fragment acr-component" =
style=3D"border-width:0px;border-style:none;background-color:rgb(255, =
255, 255);" data-component-id=3D"html" data-contenteditable=3D"true"><a =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a562&e=3D=
dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZ=
UNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1Nj=
E2JmVfY3Q9RiZPdmVycmlkZT0x&s=3D0AfbZQJGvQ1BdFLZHa7WGS1xzEpY7F5RNH-I-yj7XY=
Y" class=3D"link-type-2" title=3D"" =
style=3D"text-decoration:none;color:#0a70dc;color:#0a70dc!important;" =
><strong><span style=3D"font-size:16px;">SEE ALL CASH ISA =
RATES</span></strong> <img alt=3D"" width=3D"14" =
class=3D"link-icon" style=3D"display:inline!important;" =
src=3D"http://www.hl.co.uk/__data/assets/image/0006/12248988/Link-Arrow.p=
ng"></a>
</div></th></tr></tbody></table></div></th> </tr> =
</tbody> </table> </div><div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"><table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600"><tbody><tr><th =
class=3D"colspan1"><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" style=3D"padding:16px 20px;"><!--[if mso]><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" =
role=3D"presentation"><tr><td style=3D""><![endif]--><div =
class=3D"acr-fragment acr-component" style=3D"font-family:Arial;" =
data-component-id=3D"text" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%" role=3D"presentation"><tr><td style=3D"font-family: =
Arial;"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">AER (Annual Equivalent Rate) shows what the interest rate would be if =
it was paid and compounded once each year. It helps you compare the =
rates on different savings products.</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">Tax-free interest/profit in the Cash ISA is paid free of UK income =
tax. </p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">Fixed savings guarantee your interest rate for the length of the term =
but you could be charged if you close or transfer your Cash ISA before =
the term ends.
</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">This email and the Active Savings service are designed for those who =
are happy to make their own decisions and should not be seen as personal =
advice.</p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:16px;line-height:22px;font-weight:normal;color:#000000=
;">Inflation reduces the future spending power of cash over =
time.</p></div><!--[if mso]></td></tr></table><![endif]--></div><!--[if =
mso]></td></tr></table><![endif]--></th></tr></tbody></table></div></th><=
/tr></tbody></table></div> <div class=3D"acr-structure" =
data-structure-id=3D"1-1-column" =
data-structure-name=3D"richtext.structure_1_1_column"> <table =
class=3D"structure__table" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"600"> <tbody> <tr> <th =
class=3D"colspan1"><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1"><div class=3D"acr-fragment acr-component" =
data-component-id=3D"html" data-contenteditable=3D"true"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-top:24px;padding-bottom:20px;"><div><table =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
role=3D"presentation" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" style=3D"padding:16px 20px;"><!--[if mso]><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" =
role=3D"presentation"><tr><td style=3D""><![endif]--><div =
class=3D"acr-fragment acr-component" style=3D"font-family:Arial;" =
data-component-id=3D"text" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%" role=3D"presentation"><tr><td style=3D"font-family: =
Arial;"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-weight:700;font-size:14px;">HARGREAVES =
LANSDOWN</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">Awarded Best Savings Platform =
2024</span></p></div><!--[if =
mso]></td></tr></table><![endif]--></div><!--[if =
mso]></td></tr></table><![endif]--></th></tr></tbody></table></div></th><=
/tr></tbody></table></div><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1"><div class=3D"acr-fragment acr-component" =
data-component-id=3D"html" data-contenteditable=3D"true"><!-- Separator =
--><table width=3D"94%" align=3D"center" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0"><tbody><tr><td style=3D"border-bottom:solid 2px =
#E7E7E7;direction:ltr;font-size:0px;padding:40px 20px 20px =
40px;text-align:center;"> </td></tr></tbody></table></div></th></tr>=
</tbody></table></div><div><table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan2" =
style=3D"padding-top:30px;padding-right:20px;padding-left:20px;vertical-a=
lign:top;"><div class=3D"acr-fragment acr-component" =
style=3D"padding-bottom:10px;padding-top:0px;" =
data-component-id=3D"text" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"padding-bottom: 10px; padding-top: =
0px;"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:14px;font-weight:normal;color:#000000;padding:4px;"><s=
pan style=3D"font-size:14px;font-weight:700;">Download the HL =
app</span></p></div><!--[if =
mso]></td></tr></table><![endif]--></div><div class=3D"acr-fragment =
acr-component image-container" style=3D"padding-bottom:8px;" =
data-component-id=3D"image" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"text-align: left; padding-bottom: =
8px;"><![endif]--><table =
style=3D"width:auto;display:inline-block;"><tbody><tr><td width=3D"82" =
style=3D"font-size:0pt;line-height:0pt;text-align:left;padding-right:8px;=
"><a =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a563" =
><img =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/ee2c=
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><img =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/6eea=
4f28b192c5e0ca4f44372ba22643b2bfbf43ef0014f6990dfb162b5dd3f0.png" =
alt=3D"Google Play Store" style=3D"width:92px;" =
width=3D"92"></a></td></tr></tbody></table></div><!--[if =
mso]></td></tr></table><![endif]--></th><th class=3D"colspan2" =
style=3D"padding-top:30px;padding-right:20px;padding-left:20px;vertical-a=
lign:top;"><div class=3D"acr-fragment acr-component" =
style=3D"padding-bottom:10px;padding-top:0px;" =
data-component-id=3D"text" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"padding-bottom: 10px; padding-top: =
0px;"><![endif]--><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"font-size:14px;font-weight:normal;color:#000000;padding:4px;"><s=
pan style=3D"font-size:14px;font-weight:700;">Follow us on =
social</span></p></div><!--[if =
mso]></td></tr></table><![endif]--></div><div class=3D"acr-fragment =
acr-component" style=3D"width:100%;text-align:left;padding:0px 0px;" =
data-component-id=3D"social" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"text-align: left; padding: 0px =
0px;"><![endif]--><table =
style=3D"width:auto;display:inline-block;"><tbody><tr =
class=3D"component-social-container"><td style=3D"padding-right:4px;">
<a style=3D"text-decoration:none;" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a673" =
data-component-social-icon-id=3D"71210763" class=3D"" ><img width=3D"30" =
style=3D"height:30px;width:30px;" =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/4098=
42fbc229a96b00ef717225b9bb1fdfa493f9a6d10559427e5220c40bc7a1.png" =
alt=3D"Facebook">
</a>
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style=3D"padding-right:4px;">
<a style=3D"text-decoration:none;" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a674" =
data-component-social-icon-id=3D"64922841" class=3D"" ><img width=3D"30" =
style=3D"height:30px;width:30px;" =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/1948=
e8ad4f4ed1d6a18661808ad08cd35829496cc6a8b3e847e789976a649e2f.png" =
alt=3D"X">
</a>
</td><td =
style=3D"padding-right:4px;">
<a style=3D"text-decoration:none;" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a675" =
data-component-social-icon-id=3D"98994773" class=3D"" ><img width=3D"30" =
style=3D"height:30px;width:30px;" =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/e2fa=
b7a8379ee8b9308b7ec389131ff697d5d13b5677bd05d551feb5a8471a3e.png" =
alt=3D"Instagram">
</a>
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style=3D"padding-right:4px;">
<a style=3D"text-decoration:none;" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a676" =
data-component-social-icon-id=3D"29058810" class=3D"" ><img width=3D"30" =
style=3D"height:30px;width:30px;" =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/d306=
597c1f7d1bb1773d727a06961800d3cbf83819be16753deec3c9cea3a57d.png" =
alt=3D"linkedin">
</a>
</td><td =
style=3D"padding-right:4px;">
<a style=3D"text-decoration:none;" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a677" =
data-component-social-icon-id=3D"72358068" class=3D"" ><img width=3D"30" =
style=3D"height:30px;width:30px;" =
src=3D"http://res3.products.hl.co.uk/res/hargreaveslansdow_mkt_prod3/caa9=
04f57bb0db7f92ddb6bae80ece445efa6a8fc2636e9bfb10e3a786398cc4.png" =
alt=3D"YouTube">
</a>
</td></tr></tbody></table><!--[if =
mso]></td></tr></table><![endif]--></div></th></tr></tbody></table></div>=
<div><table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" =
style=3D"padding-top:30px;padding-bottom:30px;padding-right:20px;padding-=
left:20px;"><div class=3D"acr-fragment acr-component" =
data-component-id=3D"text" data-contenteditable=3D"false"><!--[if =
mso]><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
width=3D"100%"><tr><td style=3D"null"><![endif]--><div =
class=3D"text-container" data-contenteditable=3D"true"><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;font-weight:700;">Terms of the HL Tax =
Wrapper Prize Draw (10 February 2025 – 5 April 2025)</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">1. Subject to these terms and =
conditions, if you subscribe a minimum of £3,500 (a =
“Qualifying Payment”) into a new or existing HL Stocks and =
Shares ISA (S&S ISA), HL Cash ISA (CISA), HL Lifetime ISA (LISA) or =
HL Self-Invested Personal Pension (SIPP) between 10 February 2025 =
– 5 April 2025 inclusive (the “Qualification =
Period”), we will automatically enter you into a prize draw to =
win a cash sum of £50,000 (the “Draw”).
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">2. Qualifying Payments: Only cash =
contributions into your HL S&S ISA, CISA, LISA or SIPP will qualify =
for the Draw. Contributions can be made via cheque, direct debit, debit =
card, bank transfer, easy bank transfer or lodgement of SAYE (Save AS =
You Earn) or SIP (Share Incentive Plan). Payroll subscriptions, =
transfers from other ISAs or between HL accounts and/or HL clients will =
not be eligible. Clients making a contribution to a HL Group ISA, HL =
Group SIPP, PMS SIPP or PMS ISA via HL Advisory services will not be =
included in the Draw. For payments sent through the post, the =
application must be received before the end of the Qualification Period. =
You can only be entered into the draw once.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">3. Eligibility: To be eligible for =
the Draw, you must:
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">- be a UK resident;</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">- be aged 18 or over;</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">- not be an employee of any =
Hargreaves Lansdown group company or a member of any such =
employee’s immediate family or household; not withdraw or =
transfer out of your HL S&S ISA, CISA, LISA or SIPP before 20 May =
2025; and comply with these terms and conditions.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">4. Opting out: Upon making a =
Qualifying Payment within the Qualification Period, you will be =
automatically entered into the Draw, in accordance with clause 1 of =
these terms and conditions. If you do not wish to be entered, please =
contact us on 0117 900 9000.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">5. The draw: Two winners will be =
randomly chosen by 31 May 2025 by Hargreaves Lansdown and each will =
receive a £50,000 payment. The payment will be made by 31 May 2025 =
to the winners’ Loyalty Bonus Accounts. If a winner does not have =
a Loyalty Bonus Account, the payment will be made to the Nominated Bank =
Account details we hold on record or sent by cheque to their address. =
The winners will be notified by telephone or email by 31 May 2025. If we =
cannot get in contact with a winner, then the winner’s prize may =
be forfeited and we will be entitled to select another winner. The =
winners will also receive a notification once the payment has been made =
via Secure Message.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">6. Public information: We are =
required to make available information that indicates that a valid award =
took place. To comply with this obligation, we will send the surname and =
county of prize winners to anyone requesting this information. If you =
object to any or all of your surname and county being published or made =
available, please notify us by calling 0117 900 9000. Please note, we =
must still provide your details to the Advertising Standards Authority =
on request. We may contact prize winners to ask if they would be willing =
to take part in a case study of the Draw. Prize winners do not have to =
take part in any such case study and are free to decline our request.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">7. Our decision on any aspect of the =
prize draw is final and binding and we reserve the right to cancel, =
suspend, or amend the Draw at any time and for any or no reason. If a =
winner rejects their prize or if their entry is invalid or in breach of =
these terms and conditions, the winner’s prize will be forfeited =
and we shall be entitled to select another winner.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">8. Data processing: By entering the =
Draw, you agree to the collection, retention, usage and distribution of =
your personal information in order to process and contact you about your =
entry. We shall use and take care of any personal data you supply to us =
as described in our privacy policy (<a class=3D"arc-link" =
data-nl-type=3D"externalLink" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a678&e=3D=
dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZ=
UNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1Nj=
E2JmVfY3Q9RiZPdmVycmlkZT0x&s=3Dpo_xaGfYIRdEQa1zJ3GVlm81l9e23UNmZmE7Vo3LlK=
M" style=3D"color:rgb(0, 0, 0);" >www.hl.co.uk/privacy-policy</a>).
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">9. Governing Law: These terms are =
governed by the laws of England and Wales and are subject to the =
exclusive jurisdiction of the courts of England and Wales.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><br></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">10. Company Information: The Draw is =
provided by Hargreaves Lansdown Asset Management Limited, which is a =
limited company registered in England and Wales with the company number =
01896481 whose registered office is 1 College Square South, Anchor Road, =
Bristol, BS1 5HL. References in these terms and conditions to =
“our”, “us” or “we” are to =
Hargreaves Lansdown Asset Management Limited.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">The Active Savings service and this =
email are provided by Hargreaves Lansdown Savings Limited (company =
number 8355960). Hargreaves Lansdown Savings Limited is authorised and =
regulated by the Financial Conduct Authority (firm reference number =
915119). Hargreaves Lansdown Savings Limited is authorised by the =
Financial Conduct Authority under the Electronic Money Regulations 2011 =
with firm reference 901007 for the issuing of electronic =
money.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">Hargreaves Lansdown Savings Limited =
is a subsidiary of Hargreaves Lansdown plc (company number 2122142). The =
registered address of the aforementioned companies is One College Square =
South, Anchor Road, Bristol BS1 5HL.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">If your circumstances mean =
you’d like extra support, or you have specific accessibility =
needs, </span><span style=3D"font-size:14px;"><a class=3D"arc-link" =
data-nl-type=3D"externalLink" =
href=3D"https://t3.products.hl.co.uk/r/?id=3Dh3a08889f,bd5802f,bd6a679&e=3D=
dXRtX2NhbXBhaWduPUVQRDI3LVRFU1QtQi1DQVNILUlTQS1NTFImdXRtX3NvdXJjZT1BZG9iZ=
UNhbXBhaWduJnV0bV9tZWRpdW09ZW1haWwmdGhlU291cmNlPUVQRDI3JmVfY3RpPTEwNzc1Nj=
E2JmVfY3Q9RiZPdmVycmlkZT0x&s=3DMMlYIcfo9Bx6KxPRciPpgdEPMX2P-h_pna6QQQwc9D=
Y" style=3D"color:rgb(0, 0, 0);" >find out how we can =
help</a></span><span style=3D"font-size:14px;">. You can also contact us =
to find out more.</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">© Copyright 2024 Hargreaves =
Lansdown. All rights reserved. Registered Office: 1 College Square =
South, Anchor Road, Bristol, BS1 5HL.
</span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">Google Play and the Google Play logo =
are trademarks of Google LLC. Apple and the Apple logo are =
trademarks of Apple Inc., registered in the U.S. and other =
countries. App Store is a service mark of Apple Inc., registered in =
the U.S. and other countries.<br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;"><br></span></p><p =
style=3D"font-size:14px;line-height:22px;font-weight:normal;color:#000000=
;"><span style=3D"font-size:14px;">This email has been sent to =
bob@sarahharvey.com by Hargreaves Lansdown.</span></p></div><!--[if =
mso]></td></tr></table><![endif]--></div></th></tr></tbody></table></div>=
<div><table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" style=3D"width:100%;table-layout:fixed;"><tbody><tr><th =
class=3D"colspan1" style=3D"padding:10px 20px 20px;"><div =
class=3D"acr-fragment acr-component" data-component-id=3D"text" =
data-contenteditable=3D"false"><div class=3D"text-container" =
data-contenteditable=3D"true"><p =
style=3D"line-height:22px;font-size:14px;text-align:center;font-weight:no=
rmal;color:#000000;"><span style=3D"font-size:14px;">=20
<a =
style=3D"font-size: 14px; color:rgb(0, 0, 0);" =
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