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To: bob@sarahharvey.com
Message-ID: <96.7C.47760.9706F6A6@i-0dcae1139d500ecaf.mta3vrest.sd.prd.sparkpost>
Date: Sun, 02 Aug 2026 15:21:29 +0000
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Reply-To: contact@pensionbee.com
Subject: =?utf-8?B?WW914oCZcmUgb25lIHN0ZXAgYXdheSE=?=
From: "PensionBee" <marketing@hello.pensionbee.com>
Feedback-ID: 700673:418406:411:iterable

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A quick way to find your National Insurance number.=0A=0A=0A=0A=0A=0A=0A=0A=
View in browser =0A<https://links.pensionbee.com/s/vb/OeAvxPIGUz_fKIS_kPn4m=
WDg1j_WPLKvVpXcefWMSmCTluekhvljHwkHKhEh71cVxijA2OBjFZQSZCLTrZsSQquivmlNhh3P=
_x74NvRMAtkIKR9mVFx7zBzTTkMWYtK0PAIjGjAKQf7LBsbwqoidd4hi2SaSXgdmuyQ/xece_CM=
DNJciE5wIlBSt7jxSyxXvtd1V/23>=0A=0A=0A <https://www.pensionbee.com/uk/landi=
ng-login> =0ALog in <https://www.pensionbee.com/uk/landing-login> =0A <http=
s://www.pensionbee.com/uk/hive/accounts/login>=0A=0A=0A=0AHi Robert,=0A=0A=
=0A=0AIt looks like you might=E2=80=99ve had trouble finding your National =
Insurance (NI) =0Anumber. Don't worry, most people need to look it up.=0A=
=0AHere are the quickest ways to find it:=0A=0A * Check a payslip, P60, P45=
 or any letter from HMRC or DWP - your NI number =0Ais usually printed on t=
here.=0A * Log in to your personal tax account at GOV.UK - you can find you=
r NI number =0Alisted under 'personal details';=0A * Ask your employer - if=
 you=E2=80=99re employed, they=E2=80=99ll have your NI number as part =0Aof=
 their payroll records.=0AThat's all we need. Once you=E2=80=99ve got your =
NI number, you can finish your sign =0Aup and start managing your pension e=
asily online or via our app.=0A=0A=0A=0AIf you=E2=80=99re still having trou=
ble finding your NI number, check out our guide here=0A =0A<https://www.pen=
sionbee.com/uk/pensions-explained/pension-basics/where-can-i-find-my-nation=
al-insurance-number#:~:text=3DYou%20can%20find%20your%20National,are%20reco=
rded%20against%20your%20name.>=0A.=0A=0AFinish your sign up  <https://www.p=
ensionbee.com/uk/landing-login>=0A=0A=0A=0AWith investments, your capital i=
s at risk. Pensions can go down in value as =0Awell as up, so you could get=
 back less than you invest.=0A=0A=0A=0A=0AHave a question=3F=0A=0AGet in to=
uch with our friendly UK team.=0A=0A=0A=0A=0A=0A=0A=0A=0A020 3457 8444 =0AM=
onday - Friday: 9:30am-5pm =0A=0Acontact@pensionbee.com <mailto:contact@pen=
sionbee.com=3Fsubject=3D> =0ASend us an email and we'll get back to you as =
soon as possible =0A=0ALaunch live chat <https://www.pensionbee.com/uk> =0A=
Speak to a member of our friendly team now =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =
=0A<https://www.trustpilot.com/review/pensionbee.com=3Futm_medium=3DTrustbo=
x&utm_source=3DEmailSignature2>=0A =0A<https://www.trustpilot.com/review/pe=
nsionbee.com=3Futm_medium=3DTrustbox&utm_source=3DEmailSignature2>=0A=0A=0A=
=0A=0A=0A <https://www.facebook.com/PensionBee>  <https://www.threads.net/@=
pensionbee>  =0A<https://www.tiktok.com/@pensionbee>  <https://twitter.com/=
pensionbee>  =0A<https://www.linkedin.com/company/9397223>  =0A<https://www=
.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA>  =0A<https://www.instagram.=
com/pensionbee/>  <https://www.pensionbee.com/podcast> =0AIf you do not wis=
h to receive any marketing emails,=0Aplease click here to Unsubscribe =0A<h=
ttps://links.pensionbee.com/s/u/kXAXpxMJTW-HQmjek_0YmVit3DmKiXjkIei_l3qt1Wr=
PWl0oSPC1I3ozB7CX9P0CrSiyt3Ha00YVeWXtlL7vNRUHLv3tu1Fdrv6IBKOVWwGJ9HTQzeXsvl=
d_FgAcqfd_hYi_nKc4R-7UJOIw9EigSMzlRbeykYYKAsi325_HPCT2R2JwNc6cK2ZEf89DDMP2s=
hSz57LTm2BcEZUxKcGfrErMduJrFtr05byLfs0y42QQiyp2XigBOtA/5o9NW2SV6VtQVeF0joNS=
plMA4Hlh0D9C/23>=0A. =0AThis email was sent by: PensionBee Limited=0A209 Bl=
ackfriars Road, London, SE1 8NL, United Kingdom=0A=0APensionBee is authoris=
ed and regulated by the Financial Conduct Authority =0A(FRN: 744931) and re=
gistered in England and Wales (Companies Registration No. =0A9354862).
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B9eleIYQz_89yiI8P_-sQ/8l2G1U9mZWC_33R7eU2CM11bu8SoD4j7/23" style=3D"text-de=
coration:none;" target=3D"_blank" title=3D""><img alt=3D"Pension Bee" src=
=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/emails/e=
mail_templates.png" style=3D"display: block; max-width: 126px; font-family:=
 Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; pad=
ding: 0px; text-align: center; height: auto; width: 100%;" width=3D"126"></=
a> </td> <td class=3D"em_side15" style=3D"width:353px;" width=3D"353"> &nbs=
p; </td> <td align=3D"center" valign=3D"top"> <table align=3D"right" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:95px;" width=3D"9=
5"> <tr> <td align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"he=
ight:42px; background-color:#f9c000; border-radius: 4px; font-family: 'Ryo =
Gothic PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; font-weigh=
t:550;" valign=3D"middle"> <a data-linkto=3D"https://" href=3D"https://link=
s.pensionbee.com/s/c/TdzkGH1JaZJYFLnE0aBkzz2GTFrXWw83rcfexo1J4vha2hbstIX_By=
zP3IkO9NNw5yQICE9MA3vCUXNFj2Pu_JwwJhYFCmnYKjS_2UCR7Kw0uhgjeEegHv4kRe8JQa8Zq=
R63lYGfSLaGTADhkXWApyA3AVYLHZuwCsw-zmaXJn6BKt5QtglzF0P-HKBJk8I6pJ93pVEOorCJ=
Gq7oEo7rZN2Uz353qWLn0esHClo9UGLsNja4LKOBV9wiaNr2hxEQ93KyXcFPqm-tS1yCbrSP1hp=
dVn4bhw1qiuHnEfxQZX_MMsBwckTPWtjPMOKG_I_70Jsy-cor-u-3UHDZvJjl-39EyN_iLYzC1V=
OZG0xvFBRsyd904JvcQ7p_7jIAFRR_9GSiTQXKCQUxXXAMMsypzhIYDLoFl_l69tnLmiONYwcF_=
pthN42GmD6ZMbXWq5Vnpw/q6N-JoNZ_9z7paULwZEB5HiAP9ec4rZd/23" style=3D"color:#=
343a40;text-decoration:none; display:block; line-height:42px;" target=3D"_b=
lank" title=3D"">Log in</a> </td> </tr> </table> </td> </tr> </table> </td>=
 </tr> </table></div></td></tr></table><table class=3D"image_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr=
esentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table=
-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" style=
=3D"box-sizing: border-box; width: 100%;" width=3D"100%"><div class=3D"alig=
nment" align=3D"center" style=3D"box-sizing: border-box;"><div style=3D"box=
-sizing: border-box; max-width: 600px;"><a href=3D"https://links.pensionbee=
.com/s/c/pY3zIZh_c6Y2045JAFtRQV3kezgTELe7Bs4S9L4091BQPXkEtLw5dvmqTG8oootXP=
T5RWy8IEu0V_1e66do_8OwCeDjcqeNVHEgBPkyuJGuFllK0oz3WrnEPxLZ7ifgvS7oyGgQnaHtu=
Wv97q_ZDHM-QnpSU4UJA1R1URjXxiCsp9Mtz4mWtun2zQ41c6K_5HAR1U9Azmb28NASbHu0pHWD=
5kTSLYt2IuG2JufkGEIVwq5bumkS5EJp0pugfAjcKkiOEp7mPXXZzi9dk05tE5sS-CCo6hTTGMQ=
vxDQK3jTodw5wwKFVYTPeZHSKkerjITcO5vKL5chSXrVV461Ta0vU9hu6ppNRaFrcanRj5nHcol=
oylYVkOP6wC6SrUfEHZe5rvhD3YFYS9pyNXyIoZ4P_c8gIcZNUa7icXK-2s8thXXL411p-KDRuU=
fFI2u76o8GzjBVy2i8ZByrPGwzZN/bhhKrKxO70umYQpGdT0ijbetzxFR93yE/23" target=3D=
"_blank" style=3D"box-sizing: border-box;"><img src=3D"https://res.cloudina=
ry.com/pensionbee/image/upload/v1776951493/emails/2026/How_can_I_find_my_Na=
tional_Insurance_number_.png" style=3D"box-sizing: border-box; display: blo=
ck; height: auto; border: 0; width: 100%;" width=3D"600" alt title height=
=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></table></td>=
</tr></tbody></table><table class=3D"row row-2" align=3D"center" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;=
"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-=
box;"><td style=3D"box-sizing: border-box;"><table class=3D"row-content sta=
ck" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso=
-table-rspace: 0; border-radius: 0; color: #000; width: 600px; margin: 0 au=
to;" width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr style=3D"bo=
x-sizing: border-box;"><td class=3D"column column-1" width=3D"100%" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; font-=
weight: 400; text-align: left; padding-bottom: 5px; padding-top: 5px; verti=
cal-align: top;" align=3D"left" valign=3D"top"><table class=3D"text_block b=
lock-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; m=
so-table-rspace: 0; word-break: break-word;"><tr style=3D"box-sizing: borde=
r-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"b=
ox-sizing: border-box; font-family: sans-serif;"><div class style=3D"box-si=
zing: border-box; font-size: 12px; font-family: Arial,'Helvetica Neue',Helv=
etica,sans-serif; mso-line-height-alt: 18px; color: #3a342c; line-height: 1=
.5;"><p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: bor=
der-box; word-break: break-word; font-size: 16px;"><span style=3D"box-sizin=
g: border-box; word-break: break-word;">Hi Robert,</span></span></p><p styl=
e=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-size: 16=
px; mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: border-bo=
x; line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: 2=
4px;"><span style=3D"box-sizing: border-box; word-break: break-word; font-s=
ize: 16px;">It looks like you might=E2=80=99ve had trouble finding your Nat=
ional Insurance (NI) number. Don't worry, most people need to look it up. <=
/span><br style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border=
-box;"><span style=3D"box-sizing: border-box; word-break: break-word; font-=
size: 16px;">Here are the quickest ways to find it:</span></p><ul style=3D"=
box-sizing: border-box; line-height: 1.5; mso-line-height-alt: 24px; font-s=
ize: 16px;"><li aria-level=3D"1" style=3D"box-sizing: border-box;"> <span s=
tyle=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;"><=
strong style=3D"box-sizing: border-box;">Check a payslip, P60, P45 or any l=
etter from HMRC or DWP</strong> - your NI number is usually printed on ther=
e.</span></li><li aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;">=
<strong style=3D"box-sizing: border-box;">Log in to your personal tax accou=
nt at GOV.UK</strong> - you can find your NI number listed under 'personal =
details';</span></li><li aria-level=3D"1" style=3D"box-sizing: border-box;"=
> <span style=3D"box-sizing: border-box; word-break: break-word; font-size:=
 16px;"><strong style=3D"box-sizing: border-box;">Ask your employe</strong>=
r - if you=E2=80=99re employed, they=E2=80=99ll have your NI number as part=
 of their payroll records.</span></li></ul><p style=3D"box-sizing: border-b=
ox; line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; font-=
size: 16px;">That's all we need. Once you=E2=80=99ve got your NI number, yo=
u can finish your sign up and start managing your pension easily online or =
via our app.</span></p><p style=3D"box-sizing: border-box; line-height: inh=
erit; margin: 0; font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-size=
: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">If you=E2=80=99re still having tr=
ouble finding your NI number, <a href=3D"https://links.pensionbee.com/s/c/B=
hsL8X7XwrvLaVB4PDkLopAbqlBH0HriAgQTfYDgXv4ivCVphN4fVidI1kwWedeF0b6r-JY12eAp=
dDGgH8MvOOkcv-kX7mQPP44-PvQyfCPJh4ro05Tw70XQk3ecF4MXDuS-UP524mOAYYm_fEJP2-H=
-lAd0nYWwojqG3KPpOA3NOT00Y8mw-GhcejAVNWPfnluXu1HPdRTbJM6ZbeaHhmv784fDkNn8IN=
G35N58D3dpLrA8nJ3pWkcMNCa4atLw2lk05grmP36oFwo3bux3qUKgcrS7w1rMuQtqvS1YHWgB2=
IPB7jHa1SvXmWls2BgM4JwuL1CdZQ_c9DZZqKoAg0MwL9rN1yxZSEmCYl-j1CnBKIJF0EygmSqQ=
pURrUJnnXk0Wr8nTGj0Coi6VZ55js2i1j0IoKPHuHhGUsSjoo81O37nZpFHWXdsDtDvVAtnSQO6=
-ndiQJ7C2g6ouy-pxqEL53pKGuk4g8QoezVk2HudkKQVzD4Bmj2e9dzSLwLpw5Cn9fFpmWqRtUt=
dcL09Em8tR0Wy1YIdxpGFh4dZTkn1IIv5ImPG50yGGMauSQ4P5icfknWNWZ9abN2i2p8lSi9pj9=
_YB7rGvAQXPpYpdzhL0xacZkRpXwwZSzKhuXitF690SPW6-Mm0m9poTRC0z8a4_RntRr-JkPjLp=
4ydJ0i2ng0Ptel-0uP-mdeins7L_j7tzSZpRE_Dr2VW5y57_NhPx_clLbXQ5XoJRhV7CzZZNyLo=
erHj26Q5DFOhXD6hwRzxpu54J2rMLaYhkLGcfEUBRLm_gfjXup1VbcFc9AWewLWOjbsVC9hm6CA=
1_4lSNafe9CYc5kIMDW6RDrQ/ynOPZt-IDpF9eCP1oSfL2vy-by-mjIRs/23" target=3D"_bl=
ank" style=3D"box-sizing: border-box; text-decoration: underline; color: #0=
07db7;" rel=3D"noopener">check out our guide here</a>.</span></p></div></di=
v></td></tr></table><table class=3D"button_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: bo=
rder-box;"><div class=3D"alignment" align=3D"center" style=3D"box-sizing: b=
order-box;"><a href=3D"https://links.pensionbee.com/s/c/6kLTrDXusaKJSz0bITb=
PLRTtF4A66jai4B8HltdxV8Jw9HgwRHjet7qejWzlnQ7aEp2eRXQ4jVjBeBsV5WIxKt5sMknlpB=
g0yAWCKMfgTkwj6zBoch5fcZsdAysRpgBOZd7TPFfcKVnyIbvyQkHIa6gEApQkWVIPcInwUr7N1=
7ECj8opYfxtgX3RgENkwF39TlljNpF6xxAhLTExeQtVpXvKfEhQXqxvNdvsbap7s2dY4W-IKDTq=
mtpY1yZhM2zHd4jMHHR3eHbHaLB2sjE7ufS_ztiT0WOSiILkd-S7oAwMwCAlsujzAiUy2SU9eM8=
aT_sPU7JDFElF7Be4C8CkMc5SC7IH7TNL5BVHE5x14vCiN1OoCzc_PhTKnRG-h0DpSqJWvqPsQh=
a_YcXH64l4LtVD1smRv_rMcqXq88lk6yO8ep0a9YyfQ-scXYtSIQVPkP18/uo0QkWPleLhv29Y3=
rZE_1uteXukghj3x/23" target=3D"_blank" style=3D"box-sizing: border-box; col=
or: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect xmlns:v=3D"u=
rn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:w=
ord" href=3D"https://links.pensionbee.com/s/c/zVYpEZPoQVuk5J-dGrMCkoOJC3yiP=
hx-QweyS0j50429izpIHLgTn--TqnyZxGxE6g-UviK9YLiMVqEgrJjBuTUvlEy3MNsplIO_wS7e=
QbeRAgq0tdVINNzOYO_DI5R6TzIwfH96QXQ51aptjPDe7wC-buBc6yehmeUOw7LnUH7GwAD5-yT=
iOmS3pZVhRGkISVomN9q2rZaDzZ98FCfT-55Ge_EakDTOprjrgNL71rQvXHlR4sQAS9AYyPHrnf=
NN69UOSUkTX-Co8wF1bjqRHye1MgcWEmayo3HEL18FamgWxG-YekQoy6bPjxnQBJAiA0xdpd6Dj=
VFOBJ34d2p_9WJwsNeHWvEyGoAKxItvrPnbd37q9OcIhiXSJBIAUvn4bw9iadyqMJk6SYWfBg3S=
IzQpaTDzO40lIoUBeicggx1S0QdeDu8ADLTg5VwyhxFD3Aqb/s3RQdtLQlpZqsySGB69LeVYI0l=
VEVylb/23" style=3D"height:44px;width:187px;v-text-anchor:middle;" arcsize=
=3D"28%" fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px=
" color=3D"#f9c000"/> <w:anchorlock/> <v:textbox inset=3D"0px,0px,0px,0px">=
 <center dir=3D"false" style=3D"color:#3a342c;font-family:sans-serif;font-s=
ize:16px"><![endif]--> <span class=3D"button" style=3D"box-sizing: border-b=
ox; background-color: #f9c000; mso-shading: transparent; border-bottom: 0px=
 solid transparent; border-left: 0px solid transparent; border-radius: 12px=
; border-right: 0px solid transparent; border-top: 0px solid transparent; c=
olor: #3a342c; display: inline-block; font-family: Arial, 'Helvetica Neue',=
 Helvetica, sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: =
none; padding-bottom: 10px; padding-top: 10px; padding-left: 20px; padding-=
right: 20px; text-align: center; width: auto; word-break: keep-all; letter-=
spacing: normal;"><span style=3D"box-sizing: border-box; word-break: break-=
word; line-height: 24px;"><strong style=3D"box-sizing: border-box;">Finish =
your sign up</strong></span></span> <!--[if mso]></center></v:textbox></v:r=
oundrect><![endif]--></a></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-3" align=3D"center" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspac=
e: 0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: bo=
rder-box;"><td style=3D"box-sizing: border-box;"><table class=3D"row-conten=
t stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0;=
 mso-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" width=3D"=
600"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: bord=
er-box;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: =
border-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; tex=
t-align: left; padding-bottom: 30px; padding-top: 15px; vertical-align: top=
;" align=3D"left" valign=3D"top"><table class=3D"text_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspa=
ce: 0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td c=
lass=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"box-sizing: bo=
rder-box; font-family: sans-serif;"><div class style=3D"box-sizing: border-=
box; font-size: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-se=
rif; mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p style=
=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-size: 14p=
x; text-align: center; mso-line-height-alt: 21px;"><em style=3D"box-sizing:=
 border-box;">With investments, your capital is at risk. Pensions can go do=
wn in value as well as up, so you could get back less than you invest.</em>=
</p></div></div></td></tr></table><table class=3D"text_block block-2" width=
=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspac=
e: 0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td cl=
ass=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"box-sizing: bor=
der-box; font-family: sans-serif;"><div class style=3D"box-sizing: border-b=
ox; font-size: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-ser=
if; mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p style=
=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-size: 14p=
x; text-align: center; mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"bo=
x-sizing: border-box; line-height: inherit; margin: 0; font-size: 14px; tex=
t-align: center; mso-line-height-alt: 21px;"> <span style=3D"box-sizing: bo=
rder-box; word-break: break-word; color: #000000;"><strong style=3D"box-siz=
ing: border-box;">Have a question=3F</strong></span></p><p style=3D"box-siz=
ing: border-box; line-height: inherit; margin: 0; font-size: 14px; text-ali=
gn: center; mso-line-height-alt: 21px;">Get in touch with our friendly UK t=
eam.</p></div></div></td></tr></table></td></tr></tbody></table></td></tr><=
/tbody></table><table class=3D"row row-4" align=3D"center" width=3D"100%" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbo=
dy style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box;">=
<td style=3D"box-sizing: border-box;"><table class=3D"row-content stack" al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-=
rspace: 0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" wi=
dth=3D"600"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizin=
g: border-box;"><td class=3D"column column-1" width=3D"100%" style=3D"box-s=
izing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 4=
00; text-align: left; padding-bottom: 5px; padding-top: 5px; vertical-align=
: top;" align=3D"left" valign=3D"top"><table class=3D"html_block block-1" w=
idth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-r=
space: 0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D=
"box-sizing: border-box;"><div style=3D"box-sizing: border-box; font-family=
: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: center;" align=
=3D"center"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbod=
y> <tr> <td align=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" =
valign=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" width=3D"100%"> <tbody> <tr> <td valign=3D"top"> <table align=
=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrap=
per" style=3D"width: 290px;" width=3D"290"> <tbody> <tr> <td align=3D"cente=
r" valign=3D"top"> <table align=3D"left" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> =
<tbody> <tr> <td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"he=
ight: 31px;" valign=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://re=
s.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png" st=
yle=3D"display: block; max-width: 30px; font-family: Arial, sans-serif; fon=
t-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align: =
center; height: auto; width: 100%;" width=3D"30"></td> </tr> <tr> <td align=
=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family=
: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color=
: #000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> </tr>=
 <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family:=
 'Open Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color:=
 rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;=
" valign=3D"top">Monday - Friday: 9:30am-5pm</td> </tr> </tbody> </table> <=
table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td al=
ign=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;=
" valign=3D"middle"><img alt=3D"123" border=3D"0" src=3D"https://res.cloudi=
nary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png" style=3D"=
display: block; max-width: 34px; font-family: Arial, sans-serif; font-size:=
 15px; line-height: 18px; color: #000000; padding: 0px; height: auto; width=
: 100%; text-align: center;" width=3D"30"></td> </tr> <tr> <td class=3D"em_=
defaultlink" style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sa=
ns-serif; font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-wei=
ght: 750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, =
0, 0);"><a href=3D"mailto:contact@pensionbee.com=3Fsubject=3D" style=3D"tex=
t-decoration: none; color: rgb(0, 0, 0);" title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> <tr> <=
td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: rgb(0,=
 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;" valig=
n=3D"top">Send us an email and we'll get back to you as soon as possible</t=
d> </tr> </tbody> </table> </td> </tr> </tbody> </table> <table align=3D"ri=
ght" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" cl=
ass=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" valign=3D"middl=
e"><img alt=3D"" border=3D"0" src=3D"https://res.cloudinary.com/pensionbee/=
image/upload/v1731507653/emails/Live_chat.png" style=3D"display: block; max=
-width: 34px; font-family: Arial, sans-serif; font-size: 15px; line-height:=
 18px; color: #000000; padding: 0px; height: auto; width: 100%; text-align:=
 center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" class=3D"em_de=
faultlink" style=3D"padding-top: 7px; font-family: 'Open Sans', Arial, sans=
-serif; font-size: 12px; line-height: 22px; color: #000000; font-weight: 75=
0;" valign=3D"top"><a href=3D"https://links.pensionbee.com/s/c/QJs2RhXIbkXe=
gC7BIg8nVN1Mobdd3atHRqadSlTidRs7KMA0zSre-pP4N-3KB-tn44Jy3NKnAQp0lWHdKNiKR8O=
GytkAb9sP1xyA-9PF_jTVyySHM7Lw-Qf2IvdVeE8GWh1PrbV0dKPObSfi65HfoN-1tsVOXWgDOs=
KdanC4SHR0W-ANPORSBKJalAlJdOF5GmfqlpnD46R4w4qgQMyAVN2Up5qGRNGFRnVrQyHVlcAr2=
wpgTP39ic4RwLGC9R35iEE7-A__wu1C0Rz21Q-4iWyux334E5lAtOnwZDF9gB6AEqiMDPzN9t2F=
aMyVax7tsKI3sWimsQ6TRWWcjkjuM49_Qb6qFJvNqLz7VOpsJRhuK_9RBvZkW09mvE5iesNGLCC=
OXx8CVyx0lVH5FbtKHu4g/hmP0Biz0qZd3gg6j2bXVhYaOqRj-T0e4/23" style=3D"text-de=
coration: none;" title=3D"Launch live chat" data-linkto=3D"https://"><span =
style=3D"color: rgb(0, 0, 0);">Launch live chat</span></a></td> </tr> <tr> =
<td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open=
 Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: rgb(0=
, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;" vali=
gn=3D"top">Speak to a member of our friendly team now</td> </tr> </tbody> <=
/table> </td> </tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"center" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 6=
00px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <ta=
ble align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" style=3D"heig=
ht: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> </tr> <tr> <td ali=
gn=3D"center" class=3D"em_p30" style=3D"padding: 30px 20px;" valign=3D"top"=
> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em=
_wrapper" style=3D"width: 442px;" width=3D"442"> <tbody> <tr> <td valign=3D=
"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> =
<tr> <td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, A=
rial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; col=
or: #aaa; text-decoration: none;"><a href=3D"https://links.pensionbee.com/s=
/c/wjagOrwqHDHowZav6ZTfY7Po-tzX8BG4FktftsfZWsn7vriwgU7lM1uNa0LtZCLl8OfRm4mi=
3y_jtnjBYT1lLNT5m0yo8P7bEC7_rk_LEXQtn6s0ZAmr3byfIA_t7a1IzsMDPrL3FLIa1L9IbWy=
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58bSg9Q2hwK9WorF9JaM-lRlPsGRbaznO32Srnxo61BtkcrU8LgUG4D3i4RvIbyn0wEpeIPzXLE=
g_2paMsZc1zvGqmmoN_xNhRCdRHxKzLy32iHfuhkriD4stmaidOwJi_Uy_g1IwLc4Lg_iPLfKa6=
HTK8m72h71D3vIa444hbGNOm2hpOu0-Eqk6mSveWtu9rYCQtdimq2M8KjXvafxhJk0s65J5ZdMh=
--7GWTyfCcKzoCcM_OunzFyJId3bVh62hOt1NCTee90D7YJFtkrCAUPvxNdN8shqqZ2NKZ4CqoB=
mdA2pCbinbk1xdOKhAecyYECDGTPRCLh2UO6sBCfgzH3T-g2VXednZuDzNHxJSQ8o6/VGuSqS3C=
68SxLfds0PEKCDitBxpAJCyS/23" rel=3D"noopener noreferrer" style=3D"text-deco=
ration: none; text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpi=
lot rating" border=3D"0" height=3D"16" src=3D"https://emailsignature.trustp=
ilot.com/signature/en-US/2/55f7e14b0000ff0005835423/text.png" style=3D"max-=
height: 16px; margin: 0; padding: 0; width: auto; border: none;"> <br><img =
alt=3D"Trustpilot Stars" border=3D"0" height=3D"40" src=3D"https://emailsig=
nature.trustpilot.com/signature/en-US/2/55f7e14b0000ff0005835423/stars.png"=
 style=3D"max-width: 160px; width: 100%; max-height: 40px; border: none;" w=
idth=3D"160"> </a> <br><a href=3D"https://links.pensionbee.com/s/c/FZRO7Bt0=
294z7rO7TyLVRZooeQHxP88Sl92M7peTit58axf0MwpQ_nM57JVxXW9ua9dOxkEis2FbqJdYC63=
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neEd-Q_e0YIjPTpY0eh-9-nypY00xWZB1s4gj2bTbDNfI6JDa1JNpDI/mtxxV6K1m5x3nk1LyUw=
CWTHTVm6tEpG-/23" rel=3D"noopener noreferrer" style=3D"text-decoration: non=
e; text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" b=
order=3D"0" height=3D"20" src=3D"https://emailsignature.trustpilot.com/bran=
d/s/2/logo.png" style=3D"max-width: 79px; width: 100%; max-height: 20px; bo=
rder: none;" width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16p=
x;" align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> <tr></tr> </=
tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table>=
 <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> =
<tbody> <br> <tr> <td align=3D"center" valign=3D"top"><a href=3D"https://li=
nks.pensionbee.com/s/c/9wVMKGmbIkyjuD3jSVPOe4bRjsmm4cc6m1w9vtj8wgs6ttx-KAy5=
5KTvWd0InA1LdSr7pXv0pihfhCEiW8MGvt37lqA-RrH11IW2JjyXyNplaNHsRykP-gb3jTd5mVJ=
XIQWu90YM4oQpiv9uFUZbKve0mLSnBm_JKHreIzgiT7YjZ6K1BV5Ryi-otrnaAPHfcsarloJBzv=
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pxbdlgg11vjX0QtsErdsxH0GjZSWq91Q75YtmMr6S9Cye3OuAaMv-9WgChMObJ0fMw28WcNPTYF=
Ytck0E2YHf9BukSSvddc8djSt7WBrSYfIiSMfLrAGQ6iuYuQzhTFXD4pxAZc1nd-j3WwKktrTn2=
M/HfH7XLUeQCgBA4WpFus17siUs-_6rZa1/23" rel=3D"noopener" style=3D"text-decor=
ation: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://"><img al=
t=3D"fb" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515=
759/emails/Social_icons_Facebook_yellow.png" style=3D"display: block; max-w=
idth: 32px; font-family: Arial, sans-serif; font-size: 15px; line-height: 1=
8px; color: #000000; padding: 0px; text-align: center; height: auto; width:=
 100%;" width=3D"32"></a></td> <td class=3D"em_w1" style=3D"width: 15px;" w=
idth=3D"30"></td> <td align=3D"center" valign=3D"top"><a href=3D"https://li=
nks.pensionbee.com/s/c/6hlg0Y82QBBMSxrK9ATpQT-hLpZvbgLBul06gdQytRcu465_a3Ei=
MG4U5HM0dem_YKj8Havrrlutd5LfZ1V70F12OoOyS21UUfnApqRvr9wGYiefrQO2ObB-rtElQie=
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1SHqoim_b98y_P0spZi1EmyH1KfWvWzSqChvy1Veg7XHoDj0deD-lKE6K1T9zpNUlWg3T8lpXtt=
b-bMobhVI50BZIrjLR03Nt2VWZbh3JN5Ed3kl0WFY5J9k7gykfIw0ElMcLceqfYM0ZbaYv15eph=
8/j-gXIJmCWh0GABdqg1MEjLkyTlWk4a6r/23" rel=3D"noopener" style=3D"text-decor=
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t=3D"fb" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515=
759/emails/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; c=
olor: #000000; padding: 0px; text-align: center; height: auto; width: 100%;=
" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: 15px;" width=
=3D"30"></td> <td align=3D"center" valign=3D"top"><a href=3D"https://links.=
pensionbee.com/s/c/0y8z_0kuM5Hl0yK1hJuRx5sRJo4TWm_i0D-Z3KFzeewop0dUoHAEltCB=
yXMQoZY67sUDtSS-IZPu21PiopWz34tx-MJMbMtuDHBhSeKgekKx91aXv47-hQHeNYfohVtjVC5=
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x5IK2Dfrj8OhgSVkG-tAGdByP_5V/23" rel=3D"noopener" style=3D"text-decoration:=
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b" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/em=
ails/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: 32=
px; font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; col=
or: #000000; padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: 15px;" width=3D"=
30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a href=3D"https://link=
s.pensionbee.com/s/c/tfZ1q9S62M2nGmqrVZ4yd0kwNhabbbdnV3JpoWShPPUjy-hHi4eR78=
rHwi8hYZT_8MvEZTRnX16KpqPK4NtBZrrBNcv_O6eN--qJTCzmGoNoPPosJ3tQkyy1Thu0UuZwt=
hKPNSUhXqMopQi8kOq9wRjz7oCq2n9tpA82sYYwb-N-HVrhPl_wgzyvpi5eyRs5BfkRB-csVyua=
i4wVD0j6QsWQ4IxRgJoqqfWlR9LU3dECavZZxNuxGQlHkYBtsxX3JieP6xMRQ1_HJ_KkO65Z3nt=
0Vg6SV-LulqHkbyVbEVAxlNyvrNJZXC1VBCmQaY0NxhMj3fCjkmpKiqEUAcuakLFJ8lzRFwPP7W=
Fcduw1c132HRFcrIFGbVq5K0fz5CwrPXcKkwvWv95quwgbu_O4oDV5UZp3/K2TpAbVgYAsjdU0T=
PMYfepkLdJuAjNWW/23" rel=3D"noopener" style=3D"text-decoration: none;" targ=
et=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"tw" src=3D"ht=
tps://res.cloudinary.com/pensionbee/image/upload/v1731515807/emails/Social_=
icons_X_yellow.png" style=3D"display: block; max-width: 32px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; padd=
ing: 0px; height: auto; width: 100%; text-align: center;" width=3D"35"></a>=
</td> <td class=3D"em_w1" style=3D"width: 15px;" width=3D"30">&nbsp;</td> <=
td align=3D"center" valign=3D"top"><a href=3D"https://links.pensionbee.com/=
s/c/eYstExWG9AbZwXAMcAXQB1ENeNb7B2vkAe2duLzEgd2Tv7Eczc6e1stJ6IDKbtQx86usCP0=
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dT220Q2igHeoJNq7YBzdW1J-GdssqG0ChWDg4WugWIjrosT7fEk_4_kC8DU88BTVcDuPLEg/pfc=
A8uDykl5FfHQqVAfUXAShzsIbLQQC/23" rel=3D"noopener" style=3D"text-decoration=
: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"=
in" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/e=
mails/Social_icons_LinkedIn_yellow.png" style=3D"display: block; max-width:=
 32px; font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: 100%=
;" width=3D"30"></a></td> <td class=3D"em_w1" style=3D"width: 15px;" width=
=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a href=3D"https://=
links.pensionbee.com/s/c/w-Hc4eIaThKfLHKR7l5CGgf7ots2xjBkng48Q2SJ4gM_oBpRvP=
cCpfPbgLA5XUKFB-_r1lNW1sW4lUN6bHNCq4hzpodJ43e5e9O5gyPPBLFx0ckNWYWyEHa3HB79t=
ONVwwItSqcta1Va6L7PCa3nhcT7K9xK3KemIj-lcryK2VRKLt--s5Yqw7_SMPWehgH4fi4bIJF7=
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qg3aGPnHvU_GmOhqxYzFtVHniXfpJe1y2waoR1Rq-o9lIi4MchpM8l5i5Z9rjls_pT82F4QR9P7=
XjfnO1Z0QNNXW5yZftzqDAhXXz3inxLywDh2SVbLuUrP5-Z_emL1HxAwPi3q4xMJ2RJLwB5EXFQ=
F6WRpjK4s9n57arKOX6-5as_uxOtgIB2bQ8s9utPIvzPmtc-7IDxFotjAuK/OSYCVbGZW4wwvsR=
eu7tuA0Mylud8jqhU/23" rel=3D"noopener" style=3D"text-decoration: none;" tar=
get=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"yt" src=3D"h=
ttps://res.cloudinary.com/pensionbee/image/upload/v1731515807/emails/Social=
_icons_YouTube_yellow.png" style=3D"display: block; max-width: 32px; font-f=
amily: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #00000=
0; padding: 0px; text-align: center; height: auto; width: 100%;" width=3D"1=
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