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Reply-To: "Tara Phillips" <tara@gem-financial.uk>
From: "Tara Phillips" <tara@gem-financial.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Your renewal quote has changed - please review
Date: Sun, 7 Dec 2025 15:52:10 -0000
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 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB-15YqwQxj2Vmzr8He8BV4nTU7__zyG4YSyN39o1G9KOTSE0gUGuYTq5uNs5R6nZuQEQcr3UGuf50l3H8C1zUj_S0>

Hi Bob, your life insurance policy is due for renewal.

Life Insurance and Critical Illness policies typically cover. These policies 
are designed to offer financial protection for a range of serious, often 
long-term, health conditions.

Common examples of conditions covered include cancer, heart attack, stroke, 
and multiple sclerosis. Additionally, many policies frequently include 
coverage for conditions such as major organ transplant, Parkinson's disease, 
Alzheimer's disease, and kidney failure. It's also worth noting that these 
policies often provide coverage for circumstances related to smoking and 
vaping.


 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB9HJtEOLBQCgT12g8OayQeWgK77tqNqrNyy_N_u3h6p576APUCRTxAA5k38HzO-MKRvIgH1xbZwrAxDHXgHfEU4K0>

£100,000


£4.75

per month

View quote 
<http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBzxVFRuPZWUrjxoVyvNFGw3JbgWfe3e_7TAxXHlC3KCELdNieTdUfB0QoX4DMlQ_nYhe7AiCjzgcddGVBWIBzQER0>


Legal advice service

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Second Medical Opinion

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
Policy can be put into trust

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
No underwriting Required

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png>


 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8RzPXV2Lv8CF1rsXg8u41F6Y4_lMyzkWdC41RspzEkHSPw48ZyeIq3PDMaByTqVtECSAVh8PJT2IIzvsN9XArb-0>

£200,000


£9.85

per month

View quote 
<http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8UGG2_QIg1Ccef1UMIt3ff73F5WibHGd_Xx1u8Z6ADT6QS1v_4n_rtvhI6TLZIPDOqXvw9exNIYM6cQGFTF1kdH0>


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Second Medical Opinion

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
Policy can be put into trust

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
No underwriting Required

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png>


 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB3VY4IzEVjtg5k1f2jUn1ox6Qt1RuHNmANwowPpBL8EUn45OA6YzaW6tkfEzSeT9OruYDmp2PPtNiL8HGApbPwpz0>

£300,000


£13.45

per month

View quote 
<http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB557xLbSSKaKZbMEjNQa9APi37CH3QxPyxucuzKpbNpKLRNonRT0FVsEKb_etI2Gdm2lyE1hixquZLuNI2UfFwpl0>


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Second Medical Opinion

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
Policy can be put into trust

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
No underwriting Required

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png>


 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8m465WuK6j3zwYAVa0CAk_yiJsUzZlOzqdqqXWEYIzfNeOVFprHTshFUirIbqgbNGgzA0_df6bvOAaGryft6kOW0>

£400,000


£16.70

per month

View quote 
<http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBwiMynLNquDFR0To3aevMx5OmkxLR1dEP8TVfwLs_AOzmdNFoBKJ-tvGIlDtX1ideQ8qtT9TwTFrW7N_5oPGVXFd0>


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Second Medical Opinion

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Policy can be put into trust

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png> 
No underwriting Required

  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t115959103removebgpreview.png>


 <http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBwi2hgUANAekOQJUzrMl2aW9jp60LfIqXKekXoJbz8SMZX-5bsbdLehRhej-MFhibSY6kM84oK7v6GlusDAirWCq0>

£1,000,000


£39.93

per month

View quote 
<http://tracking.gem-financial.uk/tracking/click?d=sgouM3VnHkDRNybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB3AfG3oiOXyMP_wv1zeLwbnFMhRyiW8qDwTj8n_LE5-yL42VtcmQSbQfyuMop13mrxkTuu1_nGZJBRwuEJqCJpIC0>


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Second Medical Opinion

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Policy can be put into trust

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No underwriting Required

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From £5 per month for up to £100,000 is an example based on the following 
pricing illustrations.£5 per month Life Insurance quoted rates are based on 
level term life cover for non-smokers with no pre-existing medical 
conditions or other high risk factors. Individual factors and medical 
underwriting will be assessed which may vary the premium and sum assured you 
are eligible for or may result in you being declined. Correct as on 7th 
December 2025
Unsubscribe 
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<!DOCTYPE html><html lang=3D"en" xmlns=3D"http://www.w3.org/1999/xhtml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office"><head><meta =
charset=3D"UTF-8"><meta name=3D"viewport" =
content=3D"width=3Ddevice-width, initial-scale=3D1"><meta =
http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge"><meta =
name=3D"x-apple-disable-message-reformatting"><meta =
name=3D"format-detection" =
content=3D"telephone=3Dno,address=3Dno,email=3Dno,date=3Dno"><title>Life =
Insurance =
Renewal</title><style>html,body{margin:0;padding:0}img{border:0;display:b=
lock;line-height:0;max-width:100%;height:auto}table{border-collapse:colla=
pse;border-spacing:0;width:100%}a{text-decoration:none}body{background:#5=
90F85;font-family:Arial,"Helvetica =
Neue",Helvetica,sans-serif;color:#333;-webkit-text-size-adjust:100%;-ms-t=
ext-size-adjust:100%}.wrapper{width:100%;background:#590F85}.container{ma=
x-width:600px;margin:0 =
auto;background:#fff}.header{background:#590F85;padding:15px =
20px}.logo{width:220px;margin:0 =
auto}.intro{background:#590F85;padding:20px}.intro =
p{color:#fff;font-size:16px;line-height:1.5;margin:0 0 12px}.intro =
p.small{margin:0}.panel{border-radius:20px;padding:10px 30px =
15px}.panel--1{background:#fdedfe}.panel--2{background:#f2f4fe}.panel =
h3{color:#590F85;font-size:28px;line-height:42px;margin:10px 0 =
0;text-align:center}.price{color:#333;font-size:28px;line-height:42px;mar=
gin:0;text-align:center}.per{color:#333;font-size:16px;line-height:24px;m=
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10px;text-align:center}.cta-wrap{text-align:center;padding-top:18px}.btn{=
display:inline-block;background:#590F85;color:#fff;font-size:20px;line-he=
ight:26px;padding:14px 22px;border-radius:10px}.features{padding:10px =
30px 15px;border-radius:0 0 20px 20px}.features =
p{font-size:16px;line-height:24px;margin:0 0 =
8px;color:#333}.feat{width:25%;text-align:left;vertical-align:top}.feat =
p{margin:0 0 6px}.feat img{width:120px;margin:4px 0 =
0}.divider{height:1px;line-height:1px;font-size:0;background:transparent;=
padding:12px 0}.footnote{border:1px solid =
#590F85;color:#fff;background:#590F85;border-radius:0;padding:20px;text-a=
lign:center;font-size:14px;line-height:22px}.center{text-align:center}.mb=
0{margin-bottom:0}@media screen and =
(max-width:600px){.container{width:100%!important}.panel,.features{paddin=
g-left:20px;padding-right:20px}.feat{display:block;width:100%;margin-bott=
om:12px}.logo{width:180px}}</style></head><body><div =
class=3D"wrapper"><table role=3D"presentation" class=3D"container" =
align=3D"center"><tr><td class=3D"header"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB-=
15YqwQxj2Vmzr8He8BV4nTU7__zyG4YSyN39o1G9KOTSE0gUGuYTq5uNs5R6nZuQEQcr3UGuf=
50l3H8C1zUj_S0" class=3D"logo"><img =
src=3D"https://api.smtprelay.co/userfile/4810b307-4ccd-47c5-ad68-1c8a976c=
4c33/wecomparemarket-logo.png" width=3D"220" =
alt=3D"wecomparemarket-logo"></a></td></tr><tr><td class=3D"intro"><p>Hi =
Bob, your life insurance policy is due for renewal.</p><p>Life Insurance =
and Critical Illness policies typically cover. These policies are =
designed to offer financial protection for a range of serious, often =
long-term, health conditions.</p><p> Common examples of conditions =
covered include cancer, heart attack, stroke, and multiple sclerosis. =
Additionally, many policies frequently include coverage for conditions =
such as major organ transplant, Parkinson's disease, Alzheimer's =
disease, and kidney failure. It's also worth noting that these policies =
often provide coverage for circumstances related to smoking and =
vaping.</p></td></tr><tr><td class=3D"panel panel--1"><table =
role=3D"presentation"><tr><td =
style=3D"width:172px;text-align:center;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB9=
HJtEOLBQCgT12g8OayQeWgK77tqNqrNyy_N_u3h6p576APUCRTxAA5k38HzO-MKRvIgH1xbZw=
rAxDHXgHfEU4K0"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_=
logoremovebgpreview_1.png" width=3D"157" alt=3D"Royal =
London"></a></td><td style=3D"width:10px;"></td><td =
style=3D"width:172px;text-align:center;"><h3><strong>=C2=A3100,000</stron=
g></h3><p class=3D"price"><strong>=C2=A34.75</strong></p><p =
class=3D"per"><strong>per month</strong></p></td><td =
style=3D"width:176px;text-align:center;"><div class=3D"cta-wrap"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBz=
xVFRuPZWUrjxoVyvNFGw3JbgWfe3e_7TAxXHlC3KCELdNieTdUfB0QoX4DMlQ_nYhe7AiCjzg=
cddGVBWIBzQER0" class=3D"btn">View =
quote</a></div></td></tr></table></td></tr><tr><td class=3D"features =
panel--1"><table role=3D"presentation"><tr><td class=3D"feat"><p>Legal =
advice service</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td><td class=3D"feat"><p>Second Medical Opinion</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"119" =
alt=3D""></td><td class=3D"feat"><p>Policy can be put into trust</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"121" =
alt=3D""></td><td class=3D"feat"><p>No underwriting Required</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td></tr></table></td></tr><tr><td =
class=3D"divider"></td></tr><tr><td class=3D"panel panel--2"><table =
role=3D"presentation"><tr><td =
style=3D"width:172px;text-align:center;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8=
RzPXV2Lv8CF1rsXg8u41F6Y4_lMyzkWdC41RspzEkHSPw48ZyeIq3PDMaByTqVtECSAVh8PJT=
2IIzvsN9XArb-0"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
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gn__20240509t124744437removebgpreview.png" width=3D"165" =
alt=3D"Insurer"></a></td><td style=3D"width:10px;"></td><td =
style=3D"width:172px;text-align:center;"><h3><strong>=C2=A3200,000</stron=
g></h3><p class=3D"price"><strong>=C2=A39.85</strong></p><p =
class=3D"per"><strong>per month</strong></p></td><td =
style=3D"width:176px;text-align:center;"><div class=3D"cta-wrap"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8=
UGG2_QIg1Ccef1UMIt3ff73F5WibHGd_Xx1u8Z6ADT6QS1v_4n_rtvhI6TLZIPDOqXvw9exNI=
YM6cQGFTF1kdH0" class=3D"btn">View =
quote</a></div></td></tr></table></td></tr><tr><td class=3D"features =
panel--2"><table role=3D"presentation"><tr><td class=3D"feat"><p>Legal =
advice service</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td><td class=3D"feat"><p>Second Medical Opinion</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"119" =
alt=3D""></td><td class=3D"feat"><p>Policy can be put into trust</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"121" =
alt=3D""></td><td class=3D"feat"><p>No underwriting Required</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td></tr></table></td></tr><tr><td =
class=3D"divider"></td></tr><tr><td class=3D"panel panel--1"><table =
role=3D"presentation"><tr><td =
style=3D"width:172px;text-align:center;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB3=
VY4IzEVjtg5k1f2jUn1ox6Qt1RuHNmANwowPpBL8EUn45OA6YzaW6tkfEzSeT9OruYDmp2PPt=
NiL8HGApbPwpz0"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t125836922removebgpreview.png" width=3D"157" =
alt=3D"Insurer"></a></td><td style=3D"width:10px;"></td><td =
style=3D"width:172px;text-align:center;"><h3><strong>=C2=A3300,000</stron=
g></h3><p class=3D"price"><strong>=C2=A313.45</strong></p><p =
class=3D"per"><strong>per month</strong></p></td><td =
style=3D"width:176px;text-align:center;"><div class=3D"cta-wrap"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB5=
57xLbSSKaKZbMEjNQa9APi37CH3QxPyxucuzKpbNpKLRNonRT0FVsEKb_etI2Gdm2lyE1hixq=
uZLuNI2UfFwpl0" class=3D"btn">View =
quote</a></div></td></tr></table></td></tr><tr><td class=3D"features =
panel--1"><table role=3D"presentation"><tr><td class=3D"feat"><p>Legal =
advice service</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td><td class=3D"feat"><p>Second Medical Opinion</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"119" =
alt=3D""></td><td class=3D"feat"><p>Policy can be put into trust</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"121" =
alt=3D""></td><td class=3D"feat"><p>No underwriting Required</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td></tr></table></td></tr><tr><td =
class=3D"divider"></td></tr><tr><td class=3D"panel panel--2"><table =
role=3D"presentation"><tr><td =
style=3D"width:172px;text-align:center;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB8=
m465WuK6j3zwYAVa0CAk_yiJsUzZlOzqdqqXWEYIzfNeOVFprHTshFUirIbqgbNGgzA0_df6b=
vOAaGryft6kOW0"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t131817882removebgpreview.png" width=3D"172" =
alt=3D"Insurer"></a></td><td style=3D"width:10px;"></td><td =
style=3D"width:172px;text-align:center;"><h3><strong>=C2=A3400,000</stron=
g></h3><p class=3D"price"><strong>=C2=A316.70</strong></p><p =
class=3D"per"><strong>per month</strong></p></td><td =
style=3D"width:176px;text-align:center;"><div class=3D"cta-wrap"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBw=
iMynLNquDFR0To3aevMx5OmkxLR1dEP8TVfwLs_AOzmdNFoBKJ-tvGIlDtX1ideQ8qtT9TwTF=
rW7N_5oPGVXFd0" class=3D"btn">View =
quote</a></div></td></tr></table></td></tr><tr><td class=3D"features =
panel--2"><table role=3D"presentation"><tr><td class=3D"feat"><p>Legal =
advice service</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td><td class=3D"feat"><p>Second Medical Opinion</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"119" =
alt=3D""></td><td class=3D"feat"><p>Policy can be put into trust</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"121" =
alt=3D""></td><td class=3D"feat"><p>No underwriting Required</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td></tr></table></td></tr><tr><td =
class=3D"divider"></td></tr><tr><td class=3D"panel panel--2"><table =
role=3D"presentation"><tr><td =
style=3D"width:172px;text-align:center;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzBw=
i2hgUANAekOQJUzrMl2aW9jp60LfIqXKekXoJbz8SMZX-5bsbdLehRhej-MFhibSY6kM84oK7=
v6GlusDAirWCq0"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/legal_and_gen=
eral_logo.png" width=3D"107" alt=3D"Legal & General"></a></td><td =
style=3D"width:10px;"></td><td =
style=3D"width:172px;text-align:center;"><h3><strong>=C2=A31,000,000</str=
ong></h3><p class=3D"price"><strong>=C2=A339.93</strong></p><p =
class=3D"per"><strong>per month</strong></p></td><td =
style=3D"width:176px;text-align:center;"><div class=3D"cta-wrap"><a =
href=3D"http://tracking.gem-financial.uk/tracking/click?d=3DsgouM3VnHkDRN=
ybHn3lJkwwnOgavGa2l7nAZSWY466WXV8LPn6cCWV8aV7m9bVLSAkIfBic7uKoX5w7G2YzzB3=
AfG3oiOXyMP_wv1zeLwbnFMhRyiW8qDwTj8n_LE5-yL42VtcmQSbQfyuMop13mrxkTuu1_nGZ=
JBRwuEJqCJpIC0" class=3D"btn">View =
quote</a></div></td></tr></table></td></tr><tr><td class=3D"features =
panel--2"><table role=3D"presentation"><tr><td class=3D"feat"><p>Legal =
advice service</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td><td class=3D"feat"><p>Second Medical Opinion</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"119" =
alt=3D""></td><td class=3D"feat"><p>Policy can be put into trust</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"121" =
alt=3D""></td><td class=3D"feat"><p>No underwriting Required</p><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t115959103removebgpreview.png" width=3D"120" =
alt=3D""></td></tr></table></td></tr><tr><td style=3D"padding:5px;"><div =
class=3D"footnote">From =C2=A35 per month for up to =C2=A3100,000 is an =
example based on the following pricing illustrations.=C2=A35 per month =
Life Insurance quoted rates are based on level term life cover for =
non-smokers with no pre-existing medical conditions or other high risk =
factors. Individual factors and medical underwriting will be assessed =
which may vary the premium and sum assured you are eligible for or may =
result in you being declined. Correct as on 7th December =
2025</div></td></tr><tr><td class=3D"center" =
style=3D"background:#590F85;padding:14px 10px;"><a =
href=3D"http://tracking.gem-financial.uk/tracking/unsubscribe?d=3Dd5jqvOz=
3IA8yyUVjvB89Cvlo208ZyLhmms_Lh4Dg8QdyAm3giKdSEMQwom1tIPFu1vkXK-KTYI4b5IeZ=
igXMah6so29KX0pBdDOVgTJgEuEU0" =
style=3D"color:#fff;font-family:Arial,sans-serif;font-size:14px;">Unsubsc=
ribe</a></td></tr></table></div><img =
src=3D"http://tracking.gem-financial.uk/tracking/open?msgid=3DyWxYk8-OKuR=
m2pSWZwrZmw2&c=3D1922714360095046419" style=3D"width:1px;height:1px" =
alt=3D"" /><a style=3D "display : none;" =
href=3D"http://tracking.gem-financial.uk/tracking/botclick?msgid=3DyWxYk8=
-OKuRm2pSWZwrZmw2&c=3D1922714360095046419"></a></body></html>

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